Renovating An Abandoned $1 Home In Liverpool, UK | Unlocked

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CNBC Make It

CNBC Make It

11 ай бұрын

Maxine Sharples bought a dilapidated 2-bedroom Victorian townhouse for $1 in Liverpool, UK in 2020. The home had been abandoned for 15 years and she spent nearly $74,000 renovating it.
Unlocked is a home tour series focused on how much people across the globe spend on their housing, what they get for the money and what they had to sacrifice to make it happen.
Check out Maxine's Instagram here: / homesforapound
Produced by: Beatriz Bajuelos
Supervising Producer: Jessica Leibowitz
Camera: John O’Mahony
Editor: Dennis Donovan
Animator: Elham Ataeiazar
Contributor Editor: Nina Zipkin
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Пікірлер: 1 600
@holdupnow2326
@holdupnow2326 11 ай бұрын
Ridiculous how the government had property sitting for 15 years but want the owner to complete construction in 1 year.
@vanessaamesty6739
@vanessaamesty6739 11 ай бұрын
yeah and she could lose it, that's crazy unfair.
@saiyaspring
@saiyaspring 11 ай бұрын
I'm pretty sure you can apply for an extension or just make it livable. Their goal really is to just revitalize the area and you can't just have people sitting on it for long
@robyndismon394
@robyndismon394 11 ай бұрын
@@saiyaspring buy depending on the initial condition, one year could very well be unreasonable and also unattainable.!
@ToxCcc
@ToxCcc 11 ай бұрын
More than likely to prevent another person from keeping it in that state for another 15 years if they allowed people to take their time and take as long as they like.
@edwalker598
@edwalker598 11 ай бұрын
I doubt that its enforced very much, Its probably only there to stop squatters from moving in.
@ninjanerdstudent6937
@ninjanerdstudent6937 11 ай бұрын
I think the premise of the 1st homeowner clause is to prevent developers and landlords from buying the entire neighborhood. It's understandable.
@romanchukanov4454
@romanchukanov4454 11 ай бұрын
Agree. But the pre-conditions to owning a rundown house in a rundown neighborhood seem pretty tough for a 1st time home-owner.
@Swameh
@Swameh 11 ай бұрын
@@romanchukanov4454 especially with a tight deadline :')
@sleepyearth
@sleepyearth 11 ай бұрын
@@Swameh tbh it's a 1 pound house. You seriously can't get this anywhere in UK. It's a catch even with such pre-conditions
@jamescaley9942
@jamescaley9942 11 ай бұрын
What is wrong with that? If the area is completely run down for 15 years and there is a shortage of property, the priority should be to attract investment to renovate.
@joedowning2428
@joedowning2428 11 ай бұрын
​@@jamescaley9942 housing shouldn't be a commodity
@millerhdvideos2784
@millerhdvideos2784 11 ай бұрын
My parents shared this video to me and said go to 2:29 😦 We lived in this house in Webster Road 1998, we moved out in 1999 and as far as I am aware, no one has ever lived in that house since. I am so shocked, that was my childhood house which I thought it would get demolish one day but now it has been renovated, amazing! 👏🥺
@kennethdrewary1094
@kennethdrewary1094 11 ай бұрын
Spotted it was Webster Road, as dad used to live in Bird Street when the Cameo was there. Memories.
@Pollicina_db
@Pollicina_db 11 ай бұрын
That’s crazy how life works out lol, did you move out vecause of the bad conditions or?
@frag_g
@frag_g 11 ай бұрын
So neat
@95MartyD
@95MartyD 11 ай бұрын
You lived in the house for a year . And if so , how can you spend your whole childhood within a year 🤨🤔
@burnyizland
@burnyizland 11 ай бұрын
@@95MartyD Meh mememeh meh MEH meh HEE-HAW HEE-HAW! Pedantic knob.
@b.nzie.2388
@b.nzie.2388 11 ай бұрын
I am pretty sure her father is utterly proud of her. Well done lady
@Grimm66613
@Grimm66613 11 ай бұрын
Her parents died in a car crash
@GeorgeNicola
@GeorgeNicola 11 ай бұрын
She did mention the father passed away at the beginning of the video
@rad1c1e
@rad1c1e 9 ай бұрын
@@GeorgeNicolamaybe proud from heaven they mean lol
@pigeonlove
@pigeonlove 8 ай бұрын
It's a pity parents don't usually see what is done with the inheritance they saved to pass on.
@shahmeerahmed2496
@shahmeerahmed2496 7 ай бұрын
she set up their death so she can inherit money to renovate @@Grimm66613
@midsommar997
@midsommar997 11 ай бұрын
This is a success story for a single woman who not only put the work into her dream but also survived a pandemic, the loss of her father, a shortage of specialized labor, no job, and changed her living situation... Kudos to her being now a property owner 👏
@lyraserpentine894
@lyraserpentine894 11 ай бұрын
But she was a property owner before because her dad died and left her property. She sold that and that was the money she used to fix this house up. The real kicker is that the govt had all these houses wasting away for nearly two decades while there are people going homeless because of the housing shortages.
@Francesfaith1
@Francesfaith1 11 ай бұрын
​@@lyraserpentine894 houses are not owned by the govt but the council
@HaggisMuncher-69-420
@HaggisMuncher-69-420 11 ай бұрын
@@Francesfaith1 So the local government, then? Jesus H Christ.
@Francesfaith1
@Francesfaith1 11 ай бұрын
@@HaggisMuncher-69-420 no, govt and council are completely different.
@nakkoe8161
@nakkoe8161 11 ай бұрын
@@Francesfaith1 You are implying the government has zero control/governance over local councils. GTFOH.
@ton_fall
@ton_fall 11 ай бұрын
It only costs $1 BUT it costs actually a looooot more than that. She quit here full-time job, she did a lot of the renovation herself, she lived in a van…she WORKED FOR IT! ❤ You DESERVE IT! Well done!
@Maatjuhhh
@Maatjuhhh 11 ай бұрын
She absolutely deserved it. I do wonder what the estimate of the house when in disarray. Then she could tack on the 74.000K in material costs. Not to mention the labor. Or the labor is included in the 74K. Anway, the house must cost a lot right now since it's fully renovated.
@ladylabyrinth6345
@ladylabyrinth6345 11 ай бұрын
​@@Maatjuhhh in that neighbourhood, probably less than you think
@edelleaa
@edelleaa 11 ай бұрын
@@AliceswanUs yeah im surprised it's even an option, in my country they wouldn't even give you a rotting shack for 1 buck let alone a big place in a big city. amazing deal for sure
@juliaw151
@juliaw151 11 ай бұрын
It didn't cost $1, it cost £1.
@ged357
@ged357 11 ай бұрын
It didn't cost $1 as that is not the currency of the UK !
@JomerTB
@JomerTB 11 ай бұрын
You can tell she put so much blood, sweat, and tears into that house. The final product is beautiful. She did an amazing job.
@sirpagandetyptoft6793
@sirpagandetyptoft6793 11 ай бұрын
and likely worth pennies more than she paid for it judging from the run down nature of the area and market values
@JomerTB
@JomerTB 11 ай бұрын
@@sirpagandetyptoft6793 She mentioned she has zero plans to sell so your opinion on the value is also worth pennies.
@sirpagandetyptoft6793
@sirpagandetyptoft6793 11 ай бұрын
@@JomerTB her plans don't go to plan that's the on going theme of this video which I saw and you didn't
@lafandenuel5605
@lafandenuel5605 6 ай бұрын
​@@technolinguista9845i really doubt you've ever talked to a woman other than your mother in your whole adult life. Besides, let me give you a bit of advice. Hate and envy eat you slowly from within and you end up being an empty shell. Get a life. Socialize. And reduce the self touching to once a week.
@lukestevens4374
@lukestevens4374 11 ай бұрын
I would have gone completely bonkers under that kind of pressure and strain. Very inspiring. I hope she's ok after all that
@cr8114
@cr8114 11 ай бұрын
she used to have lot of money luke...
@itsnoneofucar8792
@itsnoneofucar8792 11 ай бұрын
the king want it's plebe to fix his ugly kingdom,and after that,he knows like Murphy ,that something will go wrong,an would kick the lady out on the streets,this program ain't for the poor or homeless it's for the rich cats..🤑
@Philemaphobia
@Philemaphobia 9 ай бұрын
One year longer for a three year pandemic. Brexit really did this country dirty.
@nickie9332
@nickie9332 11 ай бұрын
Good for her! I bet when she finally moved into the house (even if it was the kitchen), or when the lights turned on for the first time it felt amazing. One thing is I'm surprised the time limit was only a year, that's kind of insane given she basically just owned the shell of a building and people who would apply to programs like this don't have the bankroll to just hire contractors to do 100% of the work. 3-5 years would seem more reasonable to me if someone is doing it DIY.
@TomNook.
@TomNook. 11 ай бұрын
i suppose its better than to farm it out to the building companies and people who DO have the money and resources, but would then rent it out at high prices. At least it goes to a first time house owner
@eliakimjosephsophia4542
@eliakimjosephsophia4542 11 ай бұрын
I think they do give people five years in Italy.
@AgentAO7
@AgentAO7 11 ай бұрын
2 years at least would be enough. But 1 year is ridiculous!
@HaralHeisto
@HaralHeisto 11 ай бұрын
Bear in mind that they didn't want people to take 3-5 years to fix these houses. Houses in bad state of repair attract vandalism, so they wanted to protect everyone's investment by getting out of that state quickly. I remember when this scheme launched. They sold whole terraced streets at a time, and didn't want to end up in a situation where someone spent £50k fixing up their house, only to have it be made worthless by the one next door not putting in the money to get the roof replaced. Normally house insurance would cover you for damage because a neighbours roof leaked, but these houses were sold as uninsurable. The 12 month restriction was aimed at getting everyone in a terrace to a point that they could The 12 month period only required that the houses be made liveable and insurable. That means watertight and dry, one functioning electric circuit, a single sink, tap and toilet plumbed in and working. Once that's in, people could take all the time they wanted making the insides nice.
@eliakimjosephsophia4542
@eliakimjosephsophia4542 11 ай бұрын
@@HaralHeisto Agreed.
@VincennamonLe
@VincennamonLe 11 ай бұрын
The fact that she had to sell an inherited property in order to renovate this shows that this scheme doesnt really help all that much. Very few people are going to have that kind of money on tap. Ok, so I didn't think I'd have to add context but it seems like I must. I didn't say it doesn't help at all, I said it doesn't help that much. Statistically, it is unlikely that the average individual has anything close to the amount needed to renovate. I understand that houses in the UK are expensive and this is a cheaper way but that doesn't make it fully achievable to most, still. Yes you can take out a loan but with interest rates at an all time high, how is that plausible? Take into consideration that the average individual isn't going to be financially literate, most are already in heavy debt or carrying a significant amount of debt, stretching to the limit in that they may be able to afford it in the short term but will undoubtedly be torn apart at the first unexpected repair bill. My own opinion here but I see this as a monopoly happening once again. Sure, the first time buyer clause will prevent existing landlords from purchasing but their kids or grandkids can own the home under their name but ultimately it was parents or grandparents of X that really bought the property. Dealings under the table are something that cannot be captured and so only the lucky few and the rich will have access to this. It doesn't solve the housing issue and furthermore, pushes out the less fortunate and expanding the already large landscape afforded to those lucky or "well off". Not looking to offend, just speaking out loud. 🙂
@NmpK24
@NmpK24 11 ай бұрын
Not true. This is about regenerating the area and its possible for working people to borrow for renovation. How much depends on what condition these properties are in when people bought them. Might not need to spend as much as she did. Its still far cheaper than actually buying one that someone has lived in.
@braincabbage
@braincabbage 11 ай бұрын
I mean we're talking UK house prices here though, so even really extensive renovations to a crumbling house would still be much cheaper than a normal house on the open market. And I'm sure her case is a rare one, I doubt there were many people in this scheme who had an inheritance ready, most people who inherit a property that's in good nick would rather either live in that property or sell it and buy a normal house on the open market. Most buyers of these homes probably got a bank loan or used savings.
@GeneralThargor
@GeneralThargor 11 ай бұрын
we don't know what she had, could've been a mansion or a hovel.
@MagisterialVoyager
@MagisterialVoyager 11 ай бұрын
You have a point and she did mention how lucky she is. At the same time, I don't think it's just all for naught. There's an impact to the area and to her, personally, I'd say!
@user-qc1yg8wi4f
@user-qc1yg8wi4f 11 ай бұрын
@@braincabbage Indeed, that's why I suggest allowing local apprentice schemes to tender for the work at a discount in the case ogf these homes. Then they benefit from a real work situation and gain skills for life as well as helping the owner out and restoring a home. Win win surely?
@AndromedaCripps
@AndromedaCripps 10 ай бұрын
I feel like the coolest thing about this neighborhood will be that everyone there has gone through a similar lot of renovating their homes, even if they hit contractors everyone has a common purpose and love for their individual homes that they restored. Kinda cool for community ✨
@jonahdave5826
@jonahdave5826 11 ай бұрын
I knew people who were forced out of these homes. They were really angry about it. The UK government did this all over the country and it was a completely exercise. They were lovely homes and a lot of them were well kept. Once they were empty the local delinquents broke in and stole everything they could for scrap. They stole the lead off the roofs, the copper pipes, the wiring and anything else they could. I drove past loads of these over the years which had been left with gaping holes in the roofs. Instead of building new houses on greenbelt land they should be renovating all the houses they left to decay.
@GabdeVue
@GabdeVue 11 ай бұрын
Why were people forced out of these homes?
@devika2527
@devika2527 11 ай бұрын
@@GabdeVue I also wonder why?
@anna84259
@anna84259 11 ай бұрын
I'm also really confused like what??
@user-wi2vn7cu4w
@user-wi2vn7cu4w 11 ай бұрын
@@GabdeVue She said that they were to demolition. I supposed that the city didn`t have money for the project and while the government were thinking what to do next houses came to a poor condition.
@cathunter3874
@cathunter3874 11 ай бұрын
the 20 percent VAT on renovation work is killing housing and old buildings in the UK. I am from Glasgow, who have 750 beautiful historic buildings at risk that they have no intention of fixing but managed to find 74 million to build a transport museum miles away from where anyone actually lives.
@AlbieSol560
@AlbieSol560 11 ай бұрын
Amazed to see this video! Myself and family lived in that house for eight years from 1990 until we sold it. It was actually in a good state then. Community spirit eroded in the area so we moved on. It was, like all the street eventually boarded up and left to deteriorate over the years. Great to see it looking fabulous now!
@JRspeaking
@JRspeaking 11 ай бұрын
"community spirit eroded".....I like the way you put that.
@frag_g
@frag_g 11 ай бұрын
So neat that you can see its history and future.
@PwnZombie
@PwnZombie 11 ай бұрын
Lol, you mean the council started mass shipping in migrants who didn't assimilate?
@Duquedecastro
@Duquedecastro 9 ай бұрын
@@PwnZombieWhy weren’t those houses inhabited if immigrants were everywhere?
@AlbieSol560
@AlbieSol560 9 ай бұрын
Re PwnZombie : There were no migrants in the area when we left.
@RenRenRan
@RenRenRan 11 ай бұрын
Am I the only one who got super emotional when she said a bunch of friends and strangers came over to help her renovate the house?!? I literally cried out in pain and started sobbing, that is so touching and I'm so happy for her!! ❤
@drk7031
@drk7031 11 ай бұрын
You’re very sensitive. 🙂
@burnyizland
@burnyizland 11 ай бұрын
@@drk7031 Some people are sensitive and some people are wankers. You're lucky the world needs both.
@RenRenRan
@RenRenRan 11 ай бұрын
@@drk7031 well I don't know about that, but maybe LOL! Context for me is I struggled with being homeless for quite a while when I was younger, so I think in some roundabout way I was relieved she didn't have to go through a similar experience!
@clothedwiththesun
@clothedwiththesun 11 ай бұрын
@@RenRenRanyou’re such a kind soul. I pray you’ll find your place in God xx
@HelloLouiseB
@HelloLouiseB 8 ай бұрын
I’m so relieved i found your comment @RenRenRan : i started crying at the same exact moment, didnt know where it came from 😅
@angusli0309
@angusli0309 10 ай бұрын
Really like the floor plan of this house. It is actually very similar to some bespoke design houses in Japan --- bedroom on ground floor and living/dining room on upper floors. Since bedroom is for sleeping and can be a little bit darker, while living room should capture more natural light, hence it will be better to have it on upper floors.
@NoahNobody
@NoahNobody 11 ай бұрын
She got real lucky with friends willing to help her out. It sounds like she had no budget for labour. Also shows just how valuable good DIY skills are.
@04williamsl
@04williamsl 11 ай бұрын
She did it during/coming out of the first or second lockdowns. I struggled getting a roofer in to replace mine, I then got my garage roof done the following year and prices of materials had shot up so much that the tiny garage was only £1,000 cheaper than my semi-detached house roof. My sister bought a new build, completion got pushed back 2 months because there wasn't enough wood for things like doors, architraves etc. So definitely lucky with having friends who can help with things... but even if I had no DIY skills I'd still offer my friends support. 1 because they are my friends, but 2 because you can learn skills on someone else's property before using them on your own later down the line 🤣
@Jimmy_Jones
@Jimmy_Jones 11 ай бұрын
Having to complete the build within 12 months is the crazy part of the scheme.
@Sjalabais
@Sjalabais 11 ай бұрын
What an amazing woman. Well deserved going the full route! One has to question the city planners, though. Setting a 12 month limit for a property that is barely standing reflects a complete lack of understanding of how much work is needed, and how the marked works. Ever asked for a plumber to do some work? They'll be 10 weeks late on a 1 week project. Always.
@Jameson77777
@Jameson77777 11 ай бұрын
I’m always impressed by people who take on and successfully complete major home renovations when they had no experience prior to that! I would be so terrified I would do something wrong and have the roof crashing down on me. Kudos to her and her gorgeous home!
@dinnerlady9784
@dinnerlady9784 11 ай бұрын
I would be very surprised if she had much involvement in doing the roof or beams without previous experience. The building regs and planning alone would be a lot to get your head around. The machinery needed to install beams, the average diyer wouldn't have or know how to use. The house is also on Lawrence road so big problems when it comes to selling the property on due to area.
@patty109109
@patty109109 11 ай бұрын
Agree. I’m a heavy DIYer and still wouldn’t want to take on something like this.
@chickenmadness1732
@chickenmadness1732 11 ай бұрын
@@dinnerlady9784 She had loads of men working for her for free, so it was probably them. She already mentioned it 4 mins in but probably downplayed the extent of the work they did for her.
@pamelamls
@pamelamls 2 ай бұрын
She hired some people and also had friends working for free that helped her..She wasn't going to build a whole house by herself
@overlord1995
@overlord1995 Ай бұрын
@@chickenmadness1732 Typical female today, so strong and independent at the backs of all the men in their lives. Dad left money, hobos and friends did the work, the city gave her land and house for a pound. She spent some 70K pounds, that's nothing. Stunning and brave.
@smavtmb2196
@smavtmb2196 11 ай бұрын
I was definitely thinking 1 year wasn't a fair timeline during the pandemic. Glad they gave you more time and your friends were willing to lend a hand and raised your spirit. I'm so impressed with your perseverance. Fantastic job 👍 Thanks for sharing. Take care from Vancouver BC 🇨🇦
@marialuise9063
@marialuise9063 11 ай бұрын
i don't think one year is fair not in the pandemic to be honest!
@abhitoshghongade5098
@abhitoshghongade5098 11 ай бұрын
Beautiful story of a young woman and kudos to the guys who showed up for help. House is made of brick but its friends and families who make it a home :)
@selfridgesforever4399
@selfridgesforever4399 11 ай бұрын
I was living in Liverpool for university when this scheme was around. Unfortunately students couldn’t apply but it looked amazing! Good for her, glad locals got the opportunity. Better than houses sitting there empty!
@dinnerlady9784
@dinnerlady9784 11 ай бұрын
She doesn't sound local to me.
@nadiablack4797
@nadiablack4797 11 ай бұрын
​@@dinnerlady9784she's not
@lucieirl
@lucieirl 11 ай бұрын
@@dinnerlady9784 just had to be a Liverpool resident not born in Liverpool
@dinnerlady9784
@dinnerlady9784 11 ай бұрын
@@lucieirl So literally any joe soap could turn up rent a property in Liverpool and qualify.
@lucieirl
@lucieirl 11 ай бұрын
@@dinnerlady9784 possibly? Id imagine there was a minimum years residency clause or something. It still improves Liverpool and creates jobs and helps local economy in its own way ie contractors trades hardware shops.
@jennid1573
@jennid1573 11 ай бұрын
Liverpool have always been forward thinking on this kind of thing. Back in the 70s, the council gave my parents a 125% mortgage, which was unheard of, through a scheme they were running. At the time they were renting in a council high-rise. This allowed my parents to finally get on the property ladder. Eventually my parents were able to leave the scheme and buy a property on their own. It took both salaries to afford it, even in the 70s, but it gave them a way to step up at the start of their married life.
@bonesonstones1
@bonesonstones1 11 ай бұрын
That's amazing! And what a wonderful idea. I don't understand why more local governments don't facilitate homeownership or other social movement aids for their people, it sounds so joyful for all involved.
@supergirl0526
@supergirl0526 9 ай бұрын
There was a BBC tv series about the 1pound homes experiment. It really showed the sense of community in building these places together. Sadly, it also showed the places being broken into and all of the work stolen, with homeowners having to start over
@triciac1019
@triciac1019 8 ай бұрын
Oh that is sad!
@reneejones600
@reneejones600 5 ай бұрын
I remember that. I was so sad about the stress the home owners went through
@colettefoy5961
@colettefoy5961 11 ай бұрын
As a scouser who literally lives five minutes away from this street I’m delighted for this incredible young lady. She deserves it she worked so hard . Well done 💕
@psychiccreative5428
@psychiccreative5428 11 ай бұрын
What’s the area like? They missed that part out.
@colettefoy5961
@colettefoy5961 11 ай бұрын
@@psychiccreative5428 it’s the same as any other inner city street. It’s improved a lot since these houses were put up xx
@psychiccreative5428
@psychiccreative5428 11 ай бұрын
@@colettefoy5961 I hope it continues, We all deserve good homes.
@BalboaBaggins
@BalboaBaggins 7 ай бұрын
Most kids today overuse and don't know what the word "literally" means or stands for.
@TomNook.
@TomNook. 11 ай бұрын
Well done Maxine, you fully deserve that house!
@holdupnow2326
@holdupnow2326 11 ай бұрын
How long would it had taken you to build?
@lalamyne
@lalamyne 11 ай бұрын
@@holdupnow2326 one day for each room 😂
@Reikimakesmehappy
@Reikimakesmehappy 11 ай бұрын
$74K is a steal ....what??? All her grit and hardwork paid off
@supheroai
@supheroai 11 ай бұрын
She inherited money though.
@ge2719
@ge2719 11 ай бұрын
@@supheroai and?
@scotttheupsetter
@scotttheupsetter 11 ай бұрын
It's £74,000, so $93,000. Still cheap though
@rubenrichardson22
@rubenrichardson22 9 ай бұрын
@@scotttheupsetter its $74K
@overlord1995
@overlord1995 Ай бұрын
@@ge2719 And she inherited money, all the men did the work for free, so all she did was pay cheaps for a house. This is all an achievement of all the men in her life.
@sophiefrancis8295
@sophiefrancis8295 11 ай бұрын
£1 houses, not $1 houses.
@bonvoyage5377
@bonvoyage5377 11 ай бұрын
Theres not much difference!!
@beverlybradley5485
@beverlybradley5485 11 ай бұрын
​@@bonvoyage5377 She could'nt buy it for 1,doller she lives in Liverpool England, they would'nt take it, so yes there is a difference.
@sophiefrancis8295
@sophiefrancis8295 11 ай бұрын
@@beverlybradley5485 exactly. It’s a whole different currency. I don’t know why they had her say $1. Are they concerned people won’t understand that this is a different country to the USA so their money is different? Then again…
@leeandmandybattersby5958
@leeandmandybattersby5958 11 ай бұрын
its like shes obsessed with $ even though its uk
@dianacoles1017
@dianacoles1017 6 ай бұрын
​@@leeandmandybattersby5958unlikely. I think she was told to give prices in pounds because the producer had an eye to the us market for the film.
@valeriapetuhova9944
@valeriapetuhova9944 11 ай бұрын
It is so inspiring when people make something so cozy from scratch!
@overlord1995
@overlord1995 Ай бұрын
What do you mean from scratch? The house was already built and she probably didn't even do 1% of the work on that renovation lmao.
@tahirisaid2693
@tahirisaid2693 6 ай бұрын
I’m glad I pulled through, despite the crises. I am retiring next yr at 55 with 3 houses paid off worth 4.5 million. One is my place of residence the other 2 properties will give me $80,000per/yr rent . I will have an income stream of $20,000 per mnth through my super which gives me total $240,000 a yr to live comfortably. I have no debts _.._ Stay Motivated!!
@tahirisaid2693
@tahirisaid2693 6 ай бұрын
Whichever firm you select, make sure you get your insurance from a reputable financial adviser, such as *Jenny Pamogas Canaya,* who has dedicated her career to financial planning. Because they will assist you in escalating, navigating better, and completing the task in a safer manner.|-|.
@pamelamls
@pamelamls 2 ай бұрын
What do you do for a living?
@AgentAO7
@AgentAO7 11 ай бұрын
Well done Maxine! Still a work in progress but you definitely breathed new life into the property. The rule to renovate in 1 year is ridiculous though..
@stormfaring
@stormfaring 11 ай бұрын
I'm so happy to see that this scheme has been a success. I'm born and raised a scouser so seeing areas like this finally getting some love is a little emotional. 😅. Especially down by the old synagogue.
@melodybroome6203
@melodybroome6203 11 ай бұрын
What an amazing transformation! I love seeing older homes saved. She should be immensely proud of herself 😊
@jimbouchilon389
@jimbouchilon389 11 ай бұрын
Honestly you may never know the value of that €1 you have until you go bankrupt, the bad experience I had last year really made me feel that our school curricula should contain more financial knowledge and education. It is never enough to have a good job, a huge salary and all the luxuries at your disposal. But saving money and investing it wisely is never a bad idea,... I learned how to invest, no matter how little, but life really believed me the hard way. Thank you for the nice video its always interesting to watch your content
@limburgerfarrell3499
@limburgerfarrell3499 11 ай бұрын
you've remind me of what someone once said "The mind is the man, the poor is in it and the rich is it too". This sentence is the secret of most successful investors. I once attended similar and ever since then been waxing strong financially, and i most tell you the truth..investment is the key that can secure your family future.
@terrisewell4729
@terrisewell4729 11 ай бұрын
Starting early is the best way of getting ahead to build wealth, investing remains a priority. I learnt from my last year's experience, i am able to build a suitable life because I invested early ahead this time
@johnalex4006
@johnalex4006 11 ай бұрын
I urge everyone to start somewhere now no matter how small, this is literally the time for that, forget material things, don't get tempted,i became more better the moment i realized this.
@Soboj-oy8me
@Soboj-oy8me 11 ай бұрын
yeah investment is the key to sustaining your financial longevity but venturing into any legitimate Investment without a proper guidance of an expert can lead to a great loss too
@nengsolavillasorda8519
@nengsolavillasorda8519 11 ай бұрын
exactly! That's my major concern and what kind of profitable business or investment can someone do with the current rise in economic downturn
@EVERGLOW828
@EVERGLOW828 10 ай бұрын
“Pennies from Heaven” such a sweet way to honor her father by creating a home for herself and growing and healing through the process im sure. ❤
@ellevenvegas
@ellevenvegas 11 ай бұрын
I think people in Liverpool are so much fun... I love their sarcasm and honesty
@Chopsyochops
@Chopsyochops 11 ай бұрын
I love the style and decor upstairs. It’s totally to my taste. It’s how I’ve decorated my own place. I have a feeling she will redo the bedroom over time to bring more light, space and cosy comfort which will then extend out into the patio as a little oasis of calm. 🥰
@Haroro_88
@Haroro_88 11 ай бұрын
Wish her all the good luck in the world, she made a very beautiful home.
@biancacalabria
@biancacalabria 11 ай бұрын
She is amazing!! Her determination is incredible
@dianebaker5243
@dianebaker5243 11 ай бұрын
Fabulous home,lovely to hear friends coming along and helping her build her beautiful home. ❤
@moimarie2008
@moimarie2008 11 ай бұрын
This is such a bold project and she did amazing ! She should be absolutely proud of herself
@jenschristianbachmann6346
@jenschristianbachmann6346 11 ай бұрын
What a great story - and what a charming home owner! Maxine explains all the thoughts and challenges behind the renovation really well!
@kiddream5749
@kiddream5749 11 ай бұрын
I’m proud of her work
@jellypopcorn
@jellypopcorn 9 ай бұрын
_I really hope Maxine comes back to this video to read all the comments. I know we're all strangers but I'm so proud of her and everything shes gotten through! shes made a beautiful living space. Im happy that her upstairs space gives her so much joy, its so bright!_ ♥
@ankigatoni6967
@ankigatoni6967 10 ай бұрын
Glad that everything turned out so well for this brave and hardworking lady! And what a great idea to revive this neighbourhood!
@mabel9701
@mabel9701 11 ай бұрын
I am happy for her accomplishment and the renovated house looks lovely. However, it proves to me that most people would not be able to take this risk without inherited money. Would it have been possible for her to renovate the house without the money of her family? That would have been an interesting take.
@gracieofgod8899
@gracieofgod8899 11 ай бұрын
If contractors had been available or she had been granted more extensions, then she probably would not have had to quit her job, but likely still would have had to live in a van. Also, if she and her partner had been together during this time, that might have helped her financial situation. The inheritance was helpful for her circumstances, but might not have been necessary otherwise.
@mychemkomorebi
@mychemkomorebi 11 ай бұрын
Yes when you can take out a loan from a bank for renovation.
@jayfielding1333
@jayfielding1333 11 ай бұрын
A loan for the renovation would have only been 75,000 quid, easily more attainable than a mortgage.
@jenjones90
@jenjones90 11 ай бұрын
​@@jayfielding1333 didn't it say you had to have your own funds though?
@04williamsl
@04williamsl 11 ай бұрын
​@@jenjones90 I thunk they mean that you must prove you can get the average cost to rebuild these houses - similar to how you need a mortgage in principle often before you can buy a house. So proving that you can get a loan. Probably just worded badly
@jayfielding1333
@jayfielding1333 11 ай бұрын
Maxine, you did an amazing job and should be so proud. The house is stunning and moving the bedrooms downstairs was definitely the right move.
@zomertje6
@zomertje6 9 ай бұрын
What an incredible woman, props to her and all the hard work she put in through all of that!
@ramochai
@ramochai 11 ай бұрын
She seems exactly like the kind of person I'd love to be friends with. Energetic, candid, quirky and down to earth. X
@GeneralThargor
@GeneralThargor 11 ай бұрын
She came across as an absolute diamond, lovely and creative girl, doing all this while suffering parental loss, lockdown, breakup and job loss too. half of that would break most people, she comes out winning and smiling!
@lucieirl
@lucieirl 11 ай бұрын
@@GeneralThargor lovely and creative woman* ;)
@overlord1995
@overlord1995 Ай бұрын
And she would be worse than useless in helping you renovate your home.
@HarshitaEzil
@HarshitaEzil 11 ай бұрын
Wow! Congrats to you, Maxine! Your house looks absolutely beautiful! ❤️ Looks like you have put your heart and soul into making that house beautiful 💕 Lovely house! 🏠🏡
@jadekhoo3304
@jadekhoo3304 11 ай бұрын
Absolutely remarkable 👏 I'm over the moon for you! Thank you for sharing your story. Utterly inspiring 🤩
@Kievlar
@Kievlar 9 ай бұрын
She’s lovely. Those friends who helped her were amazing! The home looks gorgeous. Update on the upper floor courtyard please.
@melindadouglas1673
@melindadouglas1673 10 ай бұрын
You did an AMAZING job restoring this property into a home! Your persistence paid off. Brilliant idea to convert the 2nd floor to the main living space to take advantage of the high ceiling. Enjoy your beautiful home!
@lapdog5067
@lapdog5067 4 ай бұрын
No she inherited her fathers house which she sold so she had a lot more than what most people have.
@lindablackmore
@lindablackmore 11 ай бұрын
I'm Canadian and this is inspirational! I heard that Liverpool, U.K isn't very desirable, but watching this video, if the British Government extend the time from 12 months to an easier and stress freer 3 years to people who are on a fixed income, making under $ 60,000 , this not only gives people hope, a chance to be homeowners but helps these crumpling neighbourhoods become alive once more! Canada should do the same! Also it might bring back the middle class! Great job young lady! I'm beyond happy for you and all future Brit's who do this! 🥰🇨🇦🇬🇧
@01jvb
@01jvb 11 ай бұрын
Like any city, there are desirable areas and undesirable ones.
@capapa5179
@capapa5179 11 ай бұрын
Unfortunately this is not a desirable area at all, she did a great job and it looks beautiful inside but you'd be mad to stay there long term
@belliebone
@belliebone 11 ай бұрын
Giiirl! You did amazing. This made me smile and I am so happy for you ❤
@vivianclark7032
@vivianclark7032 10 ай бұрын
So very proud of her!! She never gave up!! Bless her,
@rhyfelwrDuw
@rhyfelwrDuw 11 ай бұрын
Wow amazing what this lady has achieved during lockdown with no builders available etc!
@lindas5964
@lindas5964 11 ай бұрын
This woman needs to have her own design firm. Even while living in a van, she had beautiful style. ❤
@SidraAdele
@SidraAdele 4 ай бұрын
You are amazing! What an inspiring story! I love what you did with the upstairs room, doubling the ceiling height and getting all that natural light into the space. All the best!
@jessielivermore1826
@jessielivermore1826 20 күн бұрын
Renovating old homes is not easy, requires alot of patience and $$. She did an amazing job. Love her dialect. ❤
@shiralleehaggart72
@shiralleehaggart72 11 ай бұрын
Well done Maxine you have made this clapped out old house into a beautiful home. You got through the hard times but have a beautiful result at the end. Congratulations and best wishes for you and your lovely home.
@pauld3298
@pauld3298 11 ай бұрын
Inspiring story. Great job!
@dixiemerchant1052
@dixiemerchant1052 9 ай бұрын
How beautiful! So inspiring!
@manichairdo9265
@manichairdo9265 11 ай бұрын
Fabulous, and hats off to your friends who mucked in with you. 🎉
@markjelfo2492
@markjelfo2492 11 ай бұрын
“And viola! The place is flooded with light.” I think that scene would have greater effect if you shot it during the daytime instead of the night time.
@ge2719
@ge2719 11 ай бұрын
thats just a typical bright sunny day in the uk :P
@romanchukanov4454
@romanchukanov4454 11 ай бұрын
Man, the city really expects 1st time property owners to take on some expensive risks.
@swicheroo1
@swicheroo1 11 ай бұрын
All first time property owners take on 'expensive risks.' My first property involved just as many--if not more--risks than what is described here. I put down 250K for a property. Then, still had to do systemic renovations. AND had to make it live-able without the benefit of a government program. Did it in 3 months.
@romanchukanov4454
@romanchukanov4454 11 ай бұрын
@@swicheroo1 did you run the risk of your property being taken away if the renovation took more than 12 months?
@ge2719
@ge2719 11 ай бұрын
@@swicheroo1 "AND had to make it live-able without the benefit of a government program" yeah, having a quarter million to drop on a property that was worth that price sounds so risky, compared to this where you spend £1 on a house that they should be paying her to take off their hands, and the risk being they can just take it back off her even if she spent every penny she has on it. Was someone going to take away the thing you paid for? thats not really a risk. you could have sold it and made your money back.
@josueravena3464
@josueravena3464 10 ай бұрын
I guess just proves that hardwork, dedication and persistence. It does pay off in the end. Hope she's doing well. Also i love the program that actually pushes people to be responsible and take the plunge and prevents corporate goons from turning it to another apartment or another biz or something. This is a really good program and makes use of abandoned space, and promotes a community.
@janegreen9340
@janegreen9340 11 ай бұрын
Our first home in 1980 was in Rusholme, inner city Manchester, on a street just like this. We bought it with a council mortgage and received a housing improvement. You have taken me back to those days. Your first home is always special. I am delighted that you have done this and such a fantastic job. I would never buy a new property, the are so lacking in character.
@sweetgrasshopper
@sweetgrasshopper 11 ай бұрын
That preparation area on the upstairs landing is really unique. It was great to see her using it, taking care of her plants. I am very happy for her.
@coolcpa3321
@coolcpa3321 11 ай бұрын
I really like that she swapped the floors so her open living spaces have double height ceilings. Adding a utility area at the top of the stairs was genius. Handles laundry, plant care, messy food prep. She's got a marvelous setup.
@emmahardesty4330
@emmahardesty4330 11 ай бұрын
Fine job you've done, appealing and sensibly-sized. Wishing you all good things. And hurray for Liverpool council establishing the program successfully.
@diannehardwick950
@diannehardwick950 11 ай бұрын
Absolutely fantastic! So well done and imaginative use of the building and light source in the roof to make a comfortable living area.
@christineumanzio1170
@christineumanzio1170 10 ай бұрын
So proud of you, what an incredible job you did. You also jumped all the hurdles of home improvements! Enjoy!😊
@STrouwborst
@STrouwborst 11 ай бұрын
You've done a great job! Really, really loved this video!!! And I hope many more cities are going to do this. I know that it also was done in Rotterdam, in the Spangen area. But these were very big houses and a lot more expensive. These houses were hull delivered, one could only buy the exterior and had the obligation to make it a livable house.
@deborahcurtis1385
@deborahcurtis1385 10 ай бұрын
It would make sense to have community grants to help people renovate in such situations. Most of the cost is labour so if communities can come together, with expertise like architects and planners then solutions can be found. Also there is a colossal amount of commercial real estate that's unused so conversions into housing would make sense. But councils need to get on board with this. It's always 'too hard' and they want easy solutions. As others point out, not everyone will have access to those renovation funds, she was lucky her father left her money but many come from families which leave nothing or very little to offspring. It's poverty being entrenched. We need to leverage off this optimism and address the issues as a community. IMO.
@JoalexerIsrael
@JoalexerIsrael 11 ай бұрын
Maxine you are a fighter ! Well done
@LizzyAngell
@LizzyAngell 11 ай бұрын
I’m so impressed with your tenacity and design style. No wonder friends wanted to help. You are wonderful. Congratulations! 👏
@nadiariaskoff4543
@nadiariaskoff4543 11 ай бұрын
Wow! Great job. Thank you for the share and blessings to Maxine.
@accaeffe8032
@accaeffe8032 11 ай бұрын
The problem is that your property's value depends on the area and the state of the surrounding properties.
@bobimullen7879
@bobimullen7879 11 ай бұрын
Great job!
@mr-skorpion
@mr-skorpion 9 ай бұрын
This is so inspiring and impressive, The house is beautiful. Much power to her 🌸
@kreh1100
@kreh1100 11 ай бұрын
Wow, I am so impressed with what you have done!! Very happy for you❤
@flamejaw378
@flamejaw378 11 ай бұрын
She did an awesome job at that renovation.
@EZ1111
@EZ1111 11 ай бұрын
I used to live in Liverpool for uni...housing there is still very much "affordable". Although, I'm from Birmingham if I have an opportunity I wouldn't mind moving back up there again.
@PhxVanguard
@PhxVanguard 9 ай бұрын
love this. glad to see the older areas getting renovated instead of knocked down in favor of shipping container "architecture" like in scandinavia. also loved her idea to flip the living space to upstairs and her bedrooms to down. not only excellent for natural light up, but if she's there into her old age, she will appreciate it all the more. good job!!
@andrea2007andrea2007
@andrea2007andrea2007 9 ай бұрын
This woman is amazing! The home is fantastic! I'm clapping my hands red
@vanessaamesty6739
@vanessaamesty6739 11 ай бұрын
Good for her really, she seems really nice.
@lucidx88
@lucidx88 11 ай бұрын
She has a good narrator voice
@teresaestevezalvarez664
@teresaestevezalvarez664 11 ай бұрын
Maxine you have done an amazing job and very important you asked for help from your friends and they were there for you. True friends. So sorry about your dad's passing🙏 Well done, you have a beautiful home😘🇪🇦
@Vb-fy4sv
@Vb-fy4sv 11 ай бұрын
Wow what a beautiful home ,and such a well spoken young lady,you have done a fantastic job on your FOREVER HOME !
@DANG0S
@DANG0S 11 ай бұрын
I think this is a very good idea for areas experiencing a lot housing crisis issues. I see lots of homes and properties that are often times just abandoned for long periods of time, I think repurposing old homes and buildings like this is another good alternative to consider.
@MeowCockadoodledoo
@MeowCockadoodledoo 11 ай бұрын
well, that would only work if you have money for the repurposing.
@nate9198
@nate9198 11 ай бұрын
Great idea, and by all means this should but done where it should, but it won't scratch the surface of the housing crisis, that is a behemoth problem that's the result of 20 years of under development.
@serrakamanga
@serrakamanga 11 ай бұрын
This would be awesome if they did the same thing in my country. There seems to be a lot of similar situations in a few countries because of a lot of abandoned homes.
@bidibadi1000
@bidibadi1000 11 ай бұрын
Amazing renovation. The best part is Maxine who is an incredibly brave and talented woman.
@deeoh3708
@deeoh3708 11 ай бұрын
Fantastic job Maxine! Well done for sticking with it. A great success!
@phobedavis7014
@phobedavis7014 11 ай бұрын
If her father had not passed, she would not have the money to renovate. That is what you call generational wealth.
@resolecca
@resolecca 11 ай бұрын
Also he died leaving her a property which means she could have just lived in that property, so even if she didn't get the $1 house she would still have a house to live in, also doesn't that break the rule of "not having owned property before"
@phobedavis7014
@phobedavis7014 11 ай бұрын
@@resolecca I was thinking the same thing too.
@shelleyjames4446
@shelleyjames4446 11 ай бұрын
That’s actually really bad. I bet someone else could have had that £1 home who needed it more and she could have lived in her dads old house, or used the money from its sale towards a “normal” home.
@bogi18
@bogi18 11 ай бұрын
​@@resolecca or she probably had siblings and a widowed mother to share that massive inheritence with.
@resolecca
@resolecca 11 ай бұрын
@@shelleyjames4446 agreed
@RoyalDuggars
@RoyalDuggars 11 ай бұрын
How did she get all those skills? Wow!
@Trinidadiandeep
@Trinidadiandeep 11 ай бұрын
well now this is amazing ,well done this
@redmallie9951
@redmallie9951 9 ай бұрын
Well done, Maxine!!!! I think you've done amazing work with your house, and like you said, you have invested very much of yourself into it. As also a single woman who has worked all her life to achieve her own goals, and am now a home owner, too, I can relate to the enormous effort it all means. Enjoy!!!
@imdrewrogers
@imdrewrogers 11 ай бұрын
What an inspiring story! Against so many odds she turned it into a beautiful home 👏🏼
@cj4607
@cj4607 11 ай бұрын
I think this is a great idea but I do not think the one year deadline is realistic.
@patcmx
@patcmx 11 ай бұрын
You are truly an inspiration, I'm sure your father would be very very proud. Best of luck for all your future endeavours
@alainvosselman9960
@alainvosselman9960 Ай бұрын
I am Belgian and been living vintage lifestyle for decades. It feels horrible how many architectural treasures are going wasted, withering away or demolished in the end. These cute little houses remind me of the ones i saw on British tv shows in the late 70s & 80s.. We have a few of those here in Belgium as well. Great job you did ! Are there any people who restore them to the state they were in when they had been built ?
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