COMBINE THESE 2 ETFs to CRUSH S&P 500 VOO

Рет қаралды 295,180

Күн бұрын

This growth ETF and this dividend ETF combined are appreciating more than S&P 500 ETF VOO. Retire early with dividends while still having over $2 Million growing in a growth ETF for retirement. These Vanguard funds are the best ETFs I have found for a solid investing portfolio.
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0:00 - S&P 500 BEST ETF
0:09 - $1million in compound interest from $200 per month!
1:13 - These 2 ETFs combined will beat S&P 500
2:22 - Vanguard ETF Investing
2:39 - Best Vanguard Dividend ETF - VYM
3:51 - Why you need a High Dividend ETF NOW
4:28 - Best Vanguard Growth ETF - VUG
5:23 - VUG vs. QQQ vs. ARKK
6:00 - Combining these 2 ETFs vs. JUST VOO (Passive income!)
6:57 - VYM + VUG over VOO
7:43 - BEST Total Appreciation AND Dividends!!
8:42 - Secret to SUPERCHARGE your investing - ULTRA RICH
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Пікірлер: 617

@ReneMinneboo Жыл бұрын

I love it when you say "right now" When is that if I just found your channel and am watching a number of your videos.

@estrader6214 Ай бұрын

Sometime close to Nov 22, 2022 when his video was put on KZfaq.

@garyschmelzer Жыл бұрын

I’m doing $100 a month in SCHD $100 a month in VTI and $100 a month in QQQM I will come back and look at this in 10 to 12 years Keep it simple. Keep it consistent.

@NolanGouveia Жыл бұрын

🙌🙌🙌

@garyschmelzer Жыл бұрын

I think if I do this and stick to this plan and we don’t get hit with a nuclear bomb or a virus wipes out mankind, for God does not come back to earth and 10 to 12 years with compound interest I should have one big smile on my face and say investing simplified. Thanks professor G.

@bryanblake2896 Жыл бұрын

I like SCHD as well.

@arthurcorona5555 Жыл бұрын

Hi. How much do you invest in each one?

@kevinrehberg8758 Жыл бұрын

The trick is to keep consistency.... Treat the investment as a monthly bill that you can't forget about.. like a car payment or a credit card...And you would be surprised at the influences that try to thwart your mission.. Advertisements on TV.. Regular normal "scheduled" expenses that mysteriously increase like insurance premiums.. even the "buy now pay later" or "trial" promotions that activate suddenly that you forgot about Plan each and every dollar and you will find that you have more

@myeconomy9807 Жыл бұрын

Wow, I'm blown away by this information! It's amazing to hear that you may have found an investment option that could potentially surpass the S&P 500. As a fellow investor, I can definitely appreciate your passion for making investing simple and personalized. The combination of the Vanguard dividend and growth ETFs sounds like a great strategy for stability and potential growth. I can't wait to see how it performs over time and how it could potentially provide passive income through dividends. Thank you for sharing your research and insights, I'll definitely be keeping an eye out for more of your videos!

@NolanGouveia Жыл бұрын

Thank you!!

@chrisbuckley5936 Жыл бұрын

Thank you so much for this video. I will be helping my daughter invest a sum of money very shortly and this is exactly what I was looking for. I was getting overwhelmed sorting through endless funds/stocks.....I now realize keep it simple!

@NolanGouveia Жыл бұрын

So happy to help! That’s what I made the channel for!

@jlee8792 Жыл бұрын

This video helped me a lot to understanding. Thanks

@NolanGouveia Жыл бұрын

Great! Thanks for watching!

@jasonwright1861 Жыл бұрын

thankyou for this break down!

@NolanGouveia Жыл бұрын

Any time!

@justinanzalone5129 Жыл бұрын

I agree. Only thing is: VOO has those too stocks at a decent % based each. Like AAPL is 6-7% of VOO. Not a huge difference

@jacksoncurtain9612 6 ай бұрын

VYM has been great for me for over 2 years now. I also buy SPYD and SPLG to round out my S&P. SCHD is a no brainer for Dow.

@thenewwayhome Жыл бұрын

Excellent advice and breakdown, Professor G!

@NolanGouveia Жыл бұрын

Thankyou for watching and for the support as always!

@henrivacas36 Жыл бұрын

Nice to see your videos. By the way I love your galo de barcelos. Cheers from Switzerland.

@NolanGouveia Жыл бұрын

Thankyou!

@mmabagain Жыл бұрын

My wife and I started seriously investing only 15 years ago after we paid off our house. For the last 10 years of those 15, we have put in the max allowed in our 401K's. Before the latest drop in the market we were up to $750K. Now we are down to about $675K. Having a paid for home allows you to really accelerate your savings rate. The earlier you begin to SERIOUSLY save in your 401K, the quicker you will be able to live off of dividends.

@NolanGouveia Жыл бұрын

That’s awesome that you paid off the house and are able to max out your 401k! However, if your goal is to live off dividends and you can’t touch your 401k until age 59.5, I think a healthy balance of retirement funds and non-retirement (brokerage) accounts might be smarter!

@maxmaxed2887 Жыл бұрын

Ok boomer, rent peasant is happy for your home purchase.

@kirkkohnen5050 Жыл бұрын

MAX OUT YOUR ROTH! Doing what you're doing now will leave you top heavy in taxable assets!

@donh8223 Жыл бұрын

@@kirkkohnen5050 Exactly, they're gonna have a tax bomb to deal with in the future

@Chris-ew9mh Жыл бұрын

It's always a good idea to have different buckets to pull money from especially if you retire early. HSA, Roth IRA, Traditional/Roth 401k, Taxable Broker Account... they all have a role to fill.

@quirkylibran Жыл бұрын

You are AMAZING!!! Just started exploring ETFs and your were videos have given me so much information to process and take a call confidently 🙈😌 I am thinking VOO(50%), SCHD(25%) and SCHG(25%) after having some emergency funds 30k USD! Gonna invest monthly into the 3ETFs all I have after my wants and needs 🙏

@NolanGouveia Жыл бұрын

Heck yes! Music to my ears!

@rashaun_elway Жыл бұрын

I see the broncos banner 👀 been a rough 7 years man. I’m right there with ya 🫠

@NolanGouveia Жыл бұрын

Yessir! Die hard bronco fan since watching Elway win back to back! And ya bro, what a disappointment this year

@dmbfannh 3 ай бұрын

I definitely like the way you explain this stuff, I have learned a lot from your videos and been watching a lot of videos on investing and this channel has become one of my favorites. 😊

@NolanGouveia 3 ай бұрын

I appreciate that feedback!

@user-wu1rq1ys4r 8 ай бұрын

Super video, thank you very much

@NolanGouveia 8 ай бұрын

You’re welcome!

@ShortiXXL Жыл бұрын

Amazing! Really Great Video! No BS just 100% valuable content, free for everybody... Thanks man! Keep it up. 🔥

@NolanGouveia Жыл бұрын

Appreciate the love my friend!

@Sunshinebchh 9 ай бұрын

Gosh, I am so thankful that you continue to post about investing.. You've really helped me feel confident in my investment choices!!!! THANK YOU!

@NolanGouveia 9 ай бұрын

Happy to help where I can 😀

@teresazbikowska7094 Жыл бұрын

My personal strategy is three fund portfolio strategy, except much like you mention in this video I don't believe in VOO, SPY or IVV to get the kind of growth and low volatility I'm looking for. Foundational to me is best of both, delivering consistent growth and protecting against down turns in prices/recession. That to me is VTI. As well as high growth in VUG, SCHG, and QQQM. and high yield dividends and medium growth in SCHD and VYM. Neither of these are doing bad lately and of course SCHD is having difficulty back up but has a good track record. I think you mentioned these in the video in the "new three fund portfolio" video.

@NolanGouveia Жыл бұрын

Yes exactly! And ya good strategy

@davidbrooks8809 Жыл бұрын

So Do you need SCHG and QQQM..they both are great..what about Overlap??

@frankmezini5794 Жыл бұрын

Thanks for the nice video

@NolanGouveia Жыл бұрын

Thanks for watching!

@GregCheekSpeaks Жыл бұрын

I have VYM and adding VUG is a great idea - thanks

@NolanGouveia Жыл бұрын

Amazing yes!

@defendingthefaith.7889 Жыл бұрын

Great information.

@NolanGouveia Жыл бұрын

Thanks for the feedback!

@shamroonkhan1327 Жыл бұрын

Great information

@NolanGouveia Жыл бұрын

Thankyou!

@SpiritWolf209 Жыл бұрын

I'm glad I saw this video. I recently just started investing and this is the strategy (albeit with different ETFs) I decided to try out. It's good to see someone else validating the strategy

@NolanGouveia Жыл бұрын

Awesome!! Which funds are you using instead?

@SpiritWolf209 Жыл бұрын

I went with schd and qqq

@omegazeroINFI Жыл бұрын

ive sorta been doing my own little 4 fund plan though i like this one as vug was one i considered in the past. nowadays, i have an auto investment split between schd, divo, jepi, and sptm. the heavy lifting regarding growth is sptm though maybe eventually a growth fund, but i wanted to start with an index instead while focusing on growing a passive income just large enough to give me some personal relief incase of job loss or other income decreases. hoping to spend any extra funds outside of my passive investing on growing the div checks first before moving into heavier growth.

@NolanGouveia Жыл бұрын

I like your thinking! This is great to see!

@jakethompson8737 Жыл бұрын

Great tips, Generally diversification is a kind factor Don’t put your eggs in one basket. pragmatically I have been into all of this for some time,though I won’t say I have made or lost some fortune. Do you mind recommending a firm whose platform has diverse investing choices? Quite rare I anticipate your response.

@aparecidabibiana5476 Жыл бұрын

The world itself is a zero sum game .

@aguilarkristine7022 Жыл бұрын

@lukeangell2448 Oh but didn’t you hear the current administration says everything is fine “no recession “

@fredatlas4396 Жыл бұрын

@lukeangell2448 they are good at what they do

@BallupKori Жыл бұрын

Another🔥 video by Professor G 👏

@NolanGouveia Жыл бұрын

Thank you so much for the support!!

@Boreralinspiration Жыл бұрын

Je vais certainement appliquer cette excellente stratégie. Merci Professeur G.👍

@slopotato2854 Жыл бұрын

SCHD, VIG, VPU, JEPI

@tirevelation777 Жыл бұрын

I like your QQQ SCHD options

@NolanGouveia Жыл бұрын

👊💰thanks for watching!

@all4onejerzyd.344 Жыл бұрын

Great video, keep making these great informative videos Man it's helping a lot of people that don't have it like that or living paycheck to paycheck and your work's not going unrecognized man at least not to me so keep doing your thing and making these videos it's helping a lot of people more than you know dude thanks a lot bro take it easy be safe blessings to all.

@NolanGouveia Жыл бұрын

Thanks man that means a lot!

@brendank4927 Жыл бұрын

Didnt realize VUG had such a lower expense ratio compared to Qqq. Ty for the video!

@NolanGouveia Жыл бұрын

Any time! Thanks for watching!

@brandishantel5889 Жыл бұрын

I appreciate your videos. Don't change because someone is having a bad day and decided to be rude.

@NolanGouveia Жыл бұрын

Thanks Brandi I appreciate that so much!

@gilbertomata5253 Жыл бұрын

50% SCHD + 50% SCHG is a little bit better combination than 50% VYM + 50% VUG. Anyway, it is a good recommendation, thanks!

@kyawkyawchrist3983 Жыл бұрын

Hey, do schd and schg pay monthly ? I'm very new to this and I want to pick two etf so far, I picked schd but im not sure about the other one? Do u know if schg work well together with it ?

@sashabatra9033 Жыл бұрын

Awesome video. Well explained and informative.

@NolanGouveia Жыл бұрын

Thank you so much for the feedback! I appreciate it!

@user-if8hh2kp2l Жыл бұрын

Hey Professor G. Thanks for the great video. Can you advise SCHD equivalent for Europe?

@osu122975 Жыл бұрын

I have VHYAX, the index fund version of the ETF. It helped this year stave off losses from VTSAX. Its a nice little fund to have if you have one investment company you invest with. The only thing I would say is VOO will still consistently outperform and cost less in management fees. Reinvest your dividends instead of paying taxes on those payments. For the average investor who doesn't wanna do the research or have time, S&P Index (VFIAX or VOO) or Total Stock Market Index (VTSAX or VTI). They are both long term winners.

@NolanGouveia Жыл бұрын

Agreed with VOO and vti!

@mariarebele1816 Жыл бұрын

Hi Prof. Can u pls do same content but for fidelity etf🙏🏻. Thanks

@MrYort13 11 ай бұрын

I have three funds I invest in SCHD ... SCHG .... SWPPX . This is a solid lineup. Not going to be #1 but I will do better than 90 present of the money managers. Reinvest Div and see where you are in 20.

@NolanGouveia 11 ай бұрын

Yes very solid! Love that portfolio

@t.caskets9893 Жыл бұрын

I been doing schd/dgro/splg

@NolanGouveia Жыл бұрын

Nice! That sounds good too

@o0usf0o Жыл бұрын

Schd and schg are pretty much split down the middle. I use Jepi as a high yield savings account. I buy safe individual stocks like PEP, LOW, and LMT here and there over time to add to my dividend portfolio.

@NolanGouveia Жыл бұрын

I like this strategy 👍👍 nice work, thanks for sharing!

@o0usf0o Жыл бұрын

@@NolanGouveia thanks! I don’t want to work forever 😅

@JosefTorkelsen Жыл бұрын

Great video. One minor thought is that growth and value stocks are cyclical. After 10 yrs of outperformance of growth, the next 10 years generally factors value. Historically small cap value though our performs growth so I may suggest substitutijg the growth for value or using all 3 and rebalancing 12 to 18 months.

@NolanGouveia Жыл бұрын

Such a wise thought and one I’ve been seeing myself! I like the idea of holding all 3 and rebalancing

@greggbowen6328 Жыл бұрын

Great point. What is Vanguard's Small Cap Value fund?

@JosefTorkelsen Жыл бұрын

@@greggbowen6328 VBR is the small cap value ETF and the fund is VISVX.

@greggbowen6328 Жыл бұрын

@@JosefTorkelsen thank you!!

@jaciel.a466 Жыл бұрын

Sorry to pester; could you rephrase this for me like I'm 5? I'd like to understand this idea better.

@happy1wandering 4 ай бұрын

Great video as always profesor G!! Is there any benefit of combining both SCHD & VYM if someone is planning on retirement in 10 years ? Or better to stick with just 1 dividend ETF ? Thanks again & please keep your videos going! Love them!!

@vicentecabrera9245 Жыл бұрын

Your assumptions are wrong… VYM has a since inception return of 7.39%. VOO 12.52% return. VUG 9.25%. I do agree with your philosophy. Maybe add a few more holdings such as high yield bonds and REITS in tax sheltered accounts.

@trinaphan4794 Ай бұрын

Thanks

@lashes8821 11 ай бұрын

Hi Prof G, Can you name the tool(s) that you use for funds analysis/comparison?

@ljrockstar69 Жыл бұрын

Hi Professor G, very good information. So for this scenario of VYM and VUG it would be a split percentage of 50% each if you had for example $10K,5K in each ETF? or lean more towards the VYM for less volitility.

@NolanGouveia Жыл бұрын

Yes in this video it was meant to be 50/50 but you can definitely customize it to fit your investing strategy!

@defendingthefaith.7889 5 күн бұрын

To deep into VOO now. So I will continue with them.

@victorhaywood9995 Жыл бұрын

My combination consists of VTI and VXUS in my Roth account.

@NolanGouveia Жыл бұрын

Diversification, nice!

@ryanjamesr_ Жыл бұрын

I have a 50/50 split between SCHD & SCHG in my taxable

@NolanGouveia Жыл бұрын

Heck ya!

@Mollyjaleighingram 11 ай бұрын

At this point in time I’m only invested into index funds, you seem to have lots of videos on ETFs. Can you do a video describing pros and cons, or similarities and differences of them?!

@NolanGouveia 11 ай бұрын

Yes definitely! Quick answer here, though, they are basically the same thing since the etf tracks the index fund. The ETFs might just be an easier entry point for most since they are typically less amount of $ to buy one share

@supervlad1 Жыл бұрын

Sounds great, thanks! So you need to reinvest the dividends separately every time? And what about the taxes - need to submit every time you get dividends, isn't it? Maybe it's better to buy "accumulating/reinvesting" ETFs so these 2 things will be easier? What are the accumulating ETFs similar to the ones mentioned in this video? Thanks

@NolanGouveia Жыл бұрын

You can set the ETFs to reinvest the dividend automatically! At the end of the year, you’ll receive a tax form showing what taxes you owe from dividends or appreciation realized

@Chabchoubayman Жыл бұрын

Great video, thanks for the effort. Can you tell us which website you are using to screen these ETF? Does it require a premium subscription?

@NolanGouveia Жыл бұрын

That one I used is actually on the vanguard site under “etf comparison tool”

@jayinla228 6 ай бұрын

Cool vid.How are these 2 a year later? If you were to invest only in these 2 how would you split them? 50/50?

@smallville7266 10 ай бұрын

would VGT and VDE be a good combination?

@nottolate9026 Жыл бұрын

1. Vti 2. Vym 3. Bnd 4. Jepi 5. Jepq 6. Pffd 7. Schd I find the above to be a well diversified with growth, yield, generally stable. 5.

@NolanGouveia Жыл бұрын

Nice!!

@ritterengine1289 Жыл бұрын

1. VTI 2. SCHD Done.

@wread1982 Жыл бұрын

You’d do even better with just putting everything in just VGT or just QQQ, tech is less cost and labor intensive for companies unlike consumer discretionary, retail and energy

@wordman2537 Жыл бұрын

So I have some VOO, SCHD, VYM, and VNQ. What percentages would you put in each? I was thinking 50% VOO, 25% SCHD, 15% VYM, and 10% VNQ. I mainly like VOO but would you think maybe put more in VYM, or VNQ? I'm looking for a retirement fund at around 60 years old.

@ericohuang8714 Жыл бұрын

I like watching your Videos. Thank you for sharing the knowledge. I just wondering, what do you think about SPHD? Thank you.

@NolanGouveia Жыл бұрын

Definitely a good one! I have a video coming out Monday on more monthly paying dividend ETFs that I really like!

@ericohuang8714 Жыл бұрын

@@NolanGouveia im glad im not wrong to pick this stock. Lol. Cant wait for the Video.. ❤️

@donmynack Жыл бұрын

Finally, somebody who's not shilling risky crap like JEPI.

@NolanGouveia Жыл бұрын

That’s the goal here! Keep it simple and safe!

@osirismalu3394 Жыл бұрын

I have VYM with almost 4k invested

@NolanGouveia Жыл бұрын

That’s awesome! Great job!

@TheShadeManGuitar Жыл бұрын

Tqqq looks good right now

@NolanGouveia Жыл бұрын

I was looking at that yesterday actually!

@mexicanchiefasmr3775 Жыл бұрын

Is there too much overlap if I would invest in fxaix schd and schg for long term highest growth not really worried about volatility

@l2icardo888 Жыл бұрын

Hey professor G thanks for all the great advice and recommendations. Quick question. Would you put these ETFS into a Roth IRA or into a regular brokerage acct?

@NolanGouveia Жыл бұрын

You’re welcome! And I personally have them In both types of accounts!

@kiuio Жыл бұрын

Hi! thanks for all your videos. i'm now starting to plan an investment for the long term. i've just one question. why do you choose the VYG etf instead of the schd? thanks!

@NolanGouveia Жыл бұрын

Hi there for this video I just stuck with vanguard funds for the east comparison. I do like schd better than VYM but they are very similar

@akin242002 Жыл бұрын

I'd prefer SCHD & SCHG combo. However, the Vanguard combo has more trade volume.

@NolanGouveia Жыл бұрын

Agreed!

@droc79 Жыл бұрын

That’s the combo I’m using as well since 2021!

@thomasyoung347 Жыл бұрын

did a backtest with SCH combo, 1.5% higher CAGR than VOO

@Anthropic312 Жыл бұрын

Im doing SCHD in my Roth and SCHG in my individual - do you think I’m set up the best tax wise? I plan to invest about $1000/month

@akin242002 Жыл бұрын

@@Anthropic312 Yes. Dividends on SCHG are low percent wise. For SCHD, dividends are tax protected in a Roth IRA.

@alexk729 6 ай бұрын

VOO is basically the same as VUG + VYM together, except VOO is cheaper.

@venstomon931 Жыл бұрын

Just when I was thinking of doing something like this I ran into this video. You have done a nice job of backing up the strategy with data . For income portion I'm considering JEPI and JEPQ. For growth option let me do VOO and VUG . I need to re allocate my existing money in my IRA . Can I do a lumpsum allocation using your strategy? I have 15 years for retirement . Your feedback is deeply appreciated.

@NolanGouveia Жыл бұрын

You can definitely go lump sum especially since the market is still down overall from a couple years ago. If it was me I’d put about half down in a lump sum then DCA the rest of the year

@venstomon931 Жыл бұрын

@@NolanGouveia Thank you do much for the reply. The video you posted is so very useful for me .

@venstomon931 Жыл бұрын

@@NolanGouveia This is how I plan to allocate. 55% in VUG, 20% in VYM; 12.5% in JEPI and 12.5% in JEPQ. What is your opinion on this?

@miguelsalgueiro7429 Жыл бұрын

Hi! Can you recommend a similar stategy for a european investor? Thank you.

@blb014014 11 ай бұрын

Does anyone notice the inception return on these funds are around 8%? Anyone that saw their portfolios cut by 60% in 2008 knows the answer And it took almost 7 years 2013, recover to the 2007 high. There will be another crash at some point just hope it doesn’t happen when you want to retire. Appreciate the videos!

@blb014014 11 ай бұрын

Your psychology on investing will change when you live through a crash. I think these projections should probably be closer to the inception return of 8%

@sidhaarth1612 Жыл бұрын

how is vug different from voog and is voov/vv/vtv better than vym in this combination of growth + value?

@JeffreyGranada Жыл бұрын

@ProfessorG Hi. Can you do a video on what to do with your retirement income. For example, you were able to save up 4M dollars for your retirement, Where would you put it in order to have a cash flow without losing your capital?

@NolanGouveia Жыл бұрын

Awesome yes I can definitely pull something like that together in the future!

@j3thr0w31 Жыл бұрын

Great video. What do you think of SPYD instead of VYM? SPYD has about double the yield but the expense ratio is 0.01 more than VYM.

@NolanGouveia Жыл бұрын

I do like SPYD as well!

@sweetsassy99 Жыл бұрын

Another great video, Professor G. I'm totally going to look into these two ETFs. Thank you so much for the info. 👍 Oh, what are your thoughts in investing in ETFs that have dividends that is focused on sectors of the stock market, please? Thank you so much for sharing.😃👍

@NolanGouveia Жыл бұрын

I’d rather just hold an etf or two that hold a broad index of the best dividend companies available. If I want a certain company/industry, I’ll just invest in that specific company stock.

@sweetsassy99 Жыл бұрын

@@NolanGouveia I understand now. Thank you so so much, Professor G.😃👍

@NolanGouveia Жыл бұрын

@@sweetsassy99 anytime!

@user-ln4fo9cj3j 9 ай бұрын

what about tax deducted from the dividend in schd or vym?

@franzlehner6163 Жыл бұрын

Hey Professor! Thanks for that awesome video! I am new to investing world but what would be your call for the long run? YVM+VUG or SCHD+QQQ or just the S&P500? I am looking forward to here from you! Sorry for my english… Keep up your awesome videos! Many greetings from Austria 🇦🇹

@NolanGouveia Жыл бұрын

Hi! Thanks for watching and for the feedback! I personally love VOO + SCHD + VUG (or SCHG OR QQQM: any solid growth etf)

@janavijanagan4736 Жыл бұрын

Hi! But with VOO & QQQM, isn’t there a lot of overlap?

@maxmaxed2887 Жыл бұрын

I think it's appropriate to have more of a growth portfolio in Roth. So something like these two or SCHD/SCHG work best. As for taxable accounts - that one is great of cashflow and dividend ETFs. So SCHD/DGRO/JEPI there to accumulate passive income that is always available.

@NolanGouveia Жыл бұрын

I agree but then the con for a brokerage account with dividend funds is that you’ll be taxed on those dividends even if you just auto invest them back in

@maxmaxed2887 Жыл бұрын

@@NolanGouveia true as any extra income you get and put in savings.

@tylerwbrown86 Жыл бұрын

@@NolanGouveia dividends capital gain aren’t taxed a Roth professorand

@JK-jf3je 11 ай бұрын

Great video! QQ: Isn't the 12.5% annual return on VYM include dividend and appreciation? Not sure if you can double dip - keep the 12.5% annual return and take dividend. Did I miss something?

@NolanGouveia 11 ай бұрын

Yes that is total return

@deralhutchinson299 10 ай бұрын

Can you please tell me what site your are using for the calculations

@joshhotz5637 6 ай бұрын

Great video!!! Nolan what do you think of XLK? Is that worth having with say QQQM/VTI/IJR and SCHD? or too much overlap?

@NolanGouveia 6 ай бұрын

There’s already a lot of overlap there but I do like XLK

@joshhotz5637 6 ай бұрын

Ok thanks for the input! @@NolanGouveia

@svtrunnin501 Жыл бұрын

Great video, I have been wondering for a while if it made sense to have both VUG & VOO in the portfolio with the overlap.

@NolanGouveia Жыл бұрын

Definitely! Thanks for watching

@svtrunnin501 Жыл бұрын

@@NolanGouveia At this point I’m down 52% on Tesla (down $3,000) I kind of want to put the remaining $5,000 left into VUG to make the loses back over time more safely. I’m stuck on what to do honestly. I’m trying to ride it out but very painful.

@Carlos-oy5nl Жыл бұрын

@@svtrunnin501 lol try being down 40k on Tesla and being margin called. I did the swap and moved to ETFs for now

@svtrunnin501 Жыл бұрын

@@Carlos-oy5nl Lol wow. Hearing that makes me feel my situation not that bad.

@svtrunnin501 Жыл бұрын

@@Carlos-oy5nl You said “for now” so plan on getting back into Tsla later?

@mikevsazova6974 Жыл бұрын

Great video! I just started investing into VYM and VUG. Is it better to auto invest weekly or bi-weekly into these ETFs? Thanks!

@NolanGouveia Жыл бұрын

Thanks for the feedback! Whatever works best for how you get paid and your budget. I do every 2 weeks personally

@bobdole7701 Жыл бұрын

JEPI is paying me BIG monthly dividends.It deserves a look folks.

@campingalan Жыл бұрын

Good morning Professor G!! This is an awesome video with some great nuggets of advice or info!! Thank you very much for highlighting the power of these 2 funds vice just doing 1 fund. Since we just paid off our house on Friday, our overall cash supply dropped a but low. So....I think what I could do is after Christmas, put $1000 per month into each of funds. Then by February or March-ish, elevate that to $2500/ month, into each of them. As I have mentioned before, we do have about 150k now in cash and 401k. And, I have my $6k pension. I have generally planned to work till I am 60 (I am 55 now). But...I would really like to scale that back to 2 or 3 more years. Happy Thanksgiving to you!! PS. Are you in SoCal, by chance? I fly my boss there about every other month or so.

@NolanGouveia Жыл бұрын

Heck ya congrats on paying off the house! And that sounds like a solid plan. I do live in SoCal yes!

@campingalan Жыл бұрын

@@NolanGouveia very fun! We will return there in the middle of December. Comparing this video, with the one that was about a week and a half ago, that highlighted year based funds vice these etf’s, I think ai would just tend towards these ETFs as I am not sure I would even invest after then next 5 year date based fund.

@NolanGouveia Жыл бұрын

@@campingalan I like these funds much better too

@tangomango5360 Жыл бұрын

Exactly what I wanted to hear ! Thanks for your input !!

@RB-je3yj Жыл бұрын

Professor G, SCHD and SCHG

@NolanGouveia Жыл бұрын

🙌📈💰💰💰

@anthonyduvernay9070 10 ай бұрын

How many shares should someone get of each etf? Im a new investor and need guidance

@Chris-ew9mh Жыл бұрын

It seems like SCHD and XLK outperform the vanguard counterparts a bit too much to ignore.

@NolanGouveia Жыл бұрын

I agree

@jakethewhale 6 ай бұрын

It's even easier to beat the S&P with just 2 ETF's: a 500 etf and small cap value etf. The more aggressive you want to be, tilt more to small cap value. Much more likely to outperform S&P with proven risk premia vs. speculative growth which underperforms value in the long run. There is also nothing special about dividends. You don't get anything extra by focusing on dividends specifically, because stock price is reduced by the amount of the dividend. It's like having a $100 stock vs $90 stock and $10 cash.

@NolanGouveia 6 ай бұрын

Actually data suggests that small cap has underperformed long term

@jakethewhale 6 ай бұрын

@@NolanGouveia What data do you see that shows that? I would be interested to read that, as it would contradict all the academic research that shows otherwise.

@johnarmon7818 3 ай бұрын

What is the SnP return up to 1970; and then 1970 to present? How does massive money printing (ie, M2) affect the SnP results?

@crooked52h Жыл бұрын

70% SCHD / 30% JEPI for me

@NolanGouveia Жыл бұрын

Nice! Lots of exposure and diversification there

@crooked52h 7 ай бұрын

@@NolanGouveiahave recently switched out JEPI for VONG

@fadisalem2710 Жыл бұрын

Great video sir. So my question is if I were to park my money in VYM and VUG, should I just do a 50/50 split between those two?

@NolanGouveia Жыл бұрын

I personally like a 50/50 split but if you want more risk and possible more reward then go higher amount of VUG

@fadisalem2710 Жыл бұрын

@NolanGouveia okay gotcha 👌. Also though, another question about VUG, is it true that about 13% of it is AAPL? If so, that is pretty awesome.

@lendara40 Жыл бұрын

Great video! I’ll have to check on this. I’m a fan of SCHD as you know, VYM is a good one to take a look. Any alternatives to VUG?

@NolanGouveia Жыл бұрын

Great! Alternatives to VUG would be QQQ, VGT, or any other purely growth ETF

@lendara40 Жыл бұрын

@@NolanGouveia will check them out thank you so much! Happy Thanksgiving Prof G!!!

@NolanGouveia Жыл бұрын

@@lendara40 happy Thanksgiving!

@NateT092 Жыл бұрын

SCHG / ILCG good ones as well.

@jesse34872 Жыл бұрын

If you already like SCHD for dividends, pair it with SCHG for growth. Very similar to the VYM/VUG combo. I think SCHD performs slightly better than VYM though.

@diogovalezim9291 Жыл бұрын

thank you for sharing this with us , i found VUG , SCHD AND VYM Very good to invest , the problem is that i live in portugal and as european i used degiro and trading 212 , and none of them has these ETF to offer .... there is another option that i don't found in these apps , and that is VNQ ETF can someone help me

@fitbh703 Жыл бұрын

Thought you would've gone with VGT for vanguard growth Professor G

@NolanGouveia Жыл бұрын

I like VUG better, but I do like VGT!

@stelios413 Жыл бұрын

best for me in retirement accounts is QQQM on juicey dips

@jean-marcfiliatrault266 Жыл бұрын

Interesting! I would have liked for you to comment about Jack Bogle’s long-held view (when he was alive) that the best portfolio was a very low cost, broadbased ETF. The EQQ or the VYM are sector ETFs, as is the VYM.

@NolanGouveia Жыл бұрын

VYM is not a sector etf

@jean-marcfiliatrault266 Жыл бұрын

@@NolanGouveia Hi! I’m sure that you understand my point, but more importantly, that of Bogle. The latter always said to buy and hold a low-cost, broad-based ETF. By “broad based”, Bogle meant “market-wise”. Therefore, an ETF based only on dividend paying companies or alternatively, on non-dividend buying companies, or on small caps or mid-caps only, or whatever other underlying focused characteristics(s) is not what Bogle advocated. For example, the VTI has close to 4,000 US companies, including large, small and mid-caps, and paying and non-paying dividend companies. Take a look at the companies listed in the VYM. If you feel that this ETF is still broad based in terms of market coverage, as per Bogle’s own definition, then Okayyyy!

@NolanGouveia Жыл бұрын

@@jean-marcfiliatrault266 I do agree that a broad based etf should be a part of one’s portfolio for sure! My 3 etf portfolio includes one etf from that category, one dividend etf, and one growth etf. While Bogle says that the best to have is a broad based etf, he is saying this if you’re only going to pick one, and you don’t HAVE to only pick one!

@zerokool2354 Жыл бұрын

Where do I go to get that tracker that you were using. Just trying to plot out my stocks a little better.

@NolanGouveia Жыл бұрын

That tracker was on the vanguard website under “etf comparison”

@user-tx9pp7mk2p Ай бұрын

Get all the way to end and ..here we are! WATCH ANOTHER VIDEO to get what he said stick around to the end to.. nvmnd man!!

@Kamdorian Жыл бұрын

What about doing a 3 way split between VOO VYM and VUG? I saw your other video about 3 ETF portfolio to invest in and for 35 year old it says do either 33% in each or 40/40/20.

@NolanGouveia Жыл бұрын

Yup that works perfect!

@TJC-zz4zx Жыл бұрын

Love the channel, how would this work if I have a lump sum to invest in this now.

@NolanGouveia Жыл бұрын

After you’ve done your research and select an investment or two that you’d like to invest in, you’ll just start an account on an investing platform and then purchase the etf(s) through that!

@Mollyjaleighingram 11 ай бұрын

Is there a way to set up that VYM dividend yield into an automatic reinvestment? Or do I physically have to go and purchase more shares of the ETF? Do I also pay trading commissions every time I deposit money into my Vanguard account, or is it just every time I take the deposit money and actually purchase ETF shares? I use Fidelity for my Roth! But looking into getting a separate account to Invest extra

@NolanGouveia 11 ай бұрын

For ETFs and on most investing platforms, you’ll have to manually repurchase. You shouldn’t have to pay any trading commissions or fees to the brokerage itself for depositing money. You’ll pay the expense/fee for the etf itself when you purchase but it’s almost nothing if you are buying like VOO or VYM