Tip for car buyers. If you're financing your car, don't get insurance quotes until after you've gotten pre-approval for your car finance. The credit checks that insurance companies (and dealerships) do can lower your credit score slightly which can cause your interest rate to go up. Had to learn this the hard way.

Another tip before buying a car is to take a cheaper insurance like home contents insurance for six months then buy a car and insure it under them to get a preferential rate. Home contents typically cost R100-R200 for 50k cover.

Yazi ur videos are soo Educational and indeed eye opener especially when u share u own experience.... i soo wish these types of videos can be aired on national TV as we all Know the Verse "My people perish for lack of knowledge" Hosea 4:6..... Keep up da great content 🙌🙌👏👏👏🗣️👆👌

I don't afford a car yet but your channel is very informative for the near future, new subscriber earned 💯. And your humor is off the charts bro😂😂

I can tell you this, my knowledge on car insurances and car financing is getting better because of you.

Dude, this is on point. I don't regret subscribing to your channel. At least when I go car shopping for my first car I'd already know a thing or two about insurance.💯💯💯

Thank you for these videos man , your transparency 🙌🏾

You have answered my biggest question bru! Well explained . This is very important information for drivers and people planning to own a car. Short term insurance needs to be understood fully! Cost cost cost ….

😂😂😂Great narrative skills my brother, great content as usual, very informative.

Thank you Muzi! I love your content!

Funny. Informative. Dankie Sambo👊

Useful information. I did not know that insurance can be very tricky if you do not pay attention to other companies that can offer a better deals.

“Clowns” 😂😂😂😂. Solid informative content Muzi.

Kenyan Car KZfaqr here and I must say you are making very informative videos bro. Keep it up

Your videos are so informative, one thing about outinsurance they want to compete with the bank with their premium and that's ridiculous! No one in their right mind would want to pay the same amount for insurance as their loan repayment badakiwe

Thanks for blessing us with invaluable information bro.

Very intuitive. Thanks

Great content. Waiting for the next insurance video

Love the honesty. Just subscribed. From Zambia 🇿🇲

I enjoy you videos 🔥. I learn alot from you work.

Great context Muzi

Very informative, thank you 😊

Danko Dr. Sambo 👊

Very informative Video bro.👍👌

With me they(MiWay) started with 1.2K and a year later the premiums increased to 1.4K. And you are so correct, we changed gates when I stay and they increased the premium from 1.4K to 1.9K. Thank you for the helpful content. Much appreciated 👍

Asbonge leadership!

🎈🎈🎈🎈🎈🎉🎉🎉🎉🎁🎁 Happy Birthday King

People should look into scratch and dent policies aswell helped me alot

Keep educating us bro🔥🤙

“It’s not you, it’s me” 🤣🤣🤣

I wanted to have a knowledge about insurance car's, now i got a teacher

Can you please provide a video for selling your car or reasons to sell a car?

another tip, if you have a second vehicle, there is no need for car hire as this can save you an additional 100 bucks, also if you live up in the reef and not parked undercover its mandatory to take hail cover otherwise your new ride will be full of beauty spots, which can be expensive to repair.

in my opinion your should have been a university professor clearly educating is your talent

I'm the clown who watched it anyway🤦🏾😂😂 it's not like part one is gonna runn away mos🙃😂😂

Moral of the story: change location now and then for less

Damm i never knew of shortfall cover that is a lifesaver. On a side note, zero excess, what's the dangers regarding that?

@muzi why choose market value and not retail value when car is fully paid??

Muzi you might wanna consider the bmw G20 for a car that is similarly priced to it the price of that car is 759k and is the hyundai i30m and has just over 200 kilowatt and 300-400 newton meters

LoL Cima, cima, cima 😂😆😂

What about cash buyers?

How did you sell your car?

the humor 😂😂😂

This is really helpful. I can say i'm in the same position as you were. My licence is a month old and i just bought an Audi A1 which was R620k including the options which i bought cash. Ngapha i'm 22 turning 23 in May. When i look for insurance they mentioned my age, my marriage status yohhhh its too much. there was one insurer which said i needed to pay R7.9k per month lol. But now i pay R3.2k with an excess of R10 000 but i'll still look for more options. I think what's keeping my premium is because i bought it cash. These things are stressful yeyii

"I chowed the R400" 😂😂

Cima cima cima cima cima🤣🤣🤣

I disagree with the change of location. Moved from Mpumalanga to WC and the same insurance cut off 50% of premium.

Capitec one , you had to run around like headless chicken

😂 I just saw that you were born on the 15th May 1995.... Same birthday as me

Wouldn't insurance companies use this as an excuse not to pay you when you fix minor issues without informing them or claiming to them?

Made a quote with Hippo, the cheapest was 1950, I haven't bought a car yet so I quoted on a suzuki swift GLX Auto which I am planning on getting, I am 26 female got my license 2 weeks back. That's alot of money I was shocked 😲

Bruuuh imagine paying a R4k premium for a Polo Vivo😂they were high on something fr

Outsurance tried me and failed but they didn't give me my r500

Does insurance pay for interest incurred or just the car's retail value?

Is a balloon payment covered on a shortfall cover?

does during qoute insurance affect credit score?

Do you get you're money back when you sell the car?

Do you get your money back when you switch insurance?

Cima, cima, cima🤣🤣🤣🤣🤣

The address change isn’t necessarily true with all insurers. When I changed my address from rural to suburb, I saved more than R500. My brother did the same and also saved.

11:20 😂😂😂😂😂❤

F*k Cima, cima, cima, cima!!!😂😂😂😂😂😂😂

How can i cover excess fee? Is there separate insurance that covers it

And stop taking high excess just because you want to pay less premium. You can't be paying less than a thousand for a car which is over 500k and expect a miracle. You will hit a cow and try to claim only to find out that the damage is below your excess fee and claim wont be attended to. How do u sit on a 100k excess and expect insurance to fix a car with a damage of 60k.

🤣🤣🤣🤣you chowed the R400 ndoda

😂😂😂 I chowed the R400

As for need for speed drivers 😂😂

I knew I’d get the answers I’m looking for here on your page. I wanna change my insurance as yesterday! I’ve been loyal to these guys from 2013 they too comfortable now… Syabonga

Its not you, its me🤗wena o player neh? Busy playing insurance companies