Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences. - So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. - I am not selling any product or service through these videos. - None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored). This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it. I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story. If you wish to be part of this series, please fill up this form forms.gle/uj9JPUBp8Wo9nZQi7 My Money Apps: Indian Stock Investing (Zerodha): bit.ly/3iYKROh Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR Portfolio Investing (Smallcase): bit.ly/3u0is0I Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c How to pick the right insurance (Ditto): bit.ly/3xFh7OU The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions. My bestselling books: 'Make EPIC Money' here: amzn.to/3WHJ43F ‘Get EPIC Shit Done’: amzn.to/4fK1IR5 ‘Do Epic Shit’: amzn.to/4fK9uuv My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.

The amount of Positive energy that comes from Ankur Sir 😄. It's nice to watch all problems to be overcome by simple solutions. thanks a Lot

Invest in a competent financial therapist without a doubt. There are blind spots for everyone when it comes to money. I moved to New York and began consulting with mine in Washington. In the last eight months, I moved from making a pitiful 500k to exactly 662k, all thanks to a strategy and a growing fondness for spreadsheets. This gives me a lot of hope for 2024

One Suggestion. Build emergency fund of 50-100k before starting sip for any investment .

Thanks Ankur for spreading motivation. Such small help of even hearing people in problems can save many lives

The best of this series is every person does not have any money left and 80 % of young population is facing same issue. This debt trap and family burden is taking happiness of youngsters ❤. Lets see how far warikoo sir goes. These videos are hope to people who are struggling badly. Lots of love and energy to warikoo Sir.❤🎉🙏🙌👏

3-4 week se sab ye loan wale bande aarahe hai hum log ka number hi nahi aa raha normal salaried employee ....please help sir ji... meri need thodi alag hai in logo se ..... hume account pe paise to aarhae hai but wo bank me hi pade reh jaa rhae .... papa log 4-5 saal me retire ho rahe .... takeover karna hai ghar ka jimmedari.... shadi etc....please pick someone from people belongings this group also....it help alot for people like me

I love this series Wariko Bro, it's just not only on the financial planning part, it also teaches the lesson form others Life - how we should be and Do's and Don't!

I think first wait for 3 month to keep emergency funds once your emergency fund is ready you can do whatever you want ❤🎉

I have been following Warikoo for the last one year. Though I am a technical professional I understood a lot of things in finance. And now earning 50k-60k per month from the stock market as a side income😃

I have gone through most of your videos and they are really helpful. However, I didn't find your videos covering following topics related to brokers. I request you to enlighten us on following points:- 1. Is brokers like zerodha safe to buy stocks? 2.what happens if brokers go bankrupt? 3. What happen to our stocks when we buy them through brokers are the holding ir or is stored somewhere else? If so where are they stored and how safe are they? Can we clam the purchased share if brokers shut down? 4.if brokers go bankrupt how to claim our stocks and related documents as the website and apps of the same broker might not work? 3. Is there any other risk involved related to investors being deceived? You taught us so much about investing and we are thankful to you. Kindly make a video to clear my confusion on above noted queries.

Ankur you’re doing a great job which no one teach us our parents school teachers or in colleges you’re showing way to life life stress free and it’s like a oxygen for every man who’s run the house God bless you Thank you

Bhai dosto ke 30K dedena. Main bhi kisi ka dost hoon. Aur mere bhi apne darr hain.

Ankur, after closing on 2 loans - shouldn’t this person be working on creating a emergency fund of 2/3L? To make sure incase of emergency/urgent need he won’t have to liquidate investments?

Loved this, many youngsters need financial guidance, your concern about parents- dil baag baag ho gya

Every video I watch and feel like I'm blessed that able to see your videos and acquiring good enough skills and knowledge from you and making my life in correct directions with correct decisions Can't express you in words and I have one of wants in bucket to meet you as short term goal Love you sir ❤ Thank you for everything

You make things easy to understand n plan, you helping people... great gesture... keep it up you make things positive

Very helpful episodes but one suggestion to the people whoever discloses their salary.. Be careful! you may lose your job.. Coz it's confidential as per your offer letter and company policy🙏🏻🙏🏻 🙏🏻 Wariko is my life saver and mentor🙏🏻🙏🏻 will be thankful until I die🙏🏻

Very good advice for next Zen...keep it up😊. Reminded me of Suze Orman show..Next segment idea for your show, you can start is - Can I afford it...basically audience can ask if they can buy certain things with the current income and you can help them with feasibility. All the best. Let me know if I could be of any help!

Sir your sessions are eye openers , just if you could tell us which private health insurance will be better for family (including Parent's) it would be a great help.

@warikoo - you should ask goals also to an individual. For eg, you didn't calculate his marriage, family, kids etc! At the end portfolio planning is not just planning SIP!

12:23 Loan - 11.5 LPA 🤣🤣 | loan ❌ salary ☑️

Warikooji you are awesome. Really great soul. Solving Money matters very nice and simple way. Love your effort to help society. 😔🙏

U r thinking about ur parents especially ur dad u already started having good future ahead with lots of weath nd health.🙏🙏

Thank you Warikoo Sir🙏❤️❤️❤️ Bahut hi sundar tarike se aapne investment corpus & clearing loan ka goal bana diya….. Dekhte hai mera nam kb aapke secession me aata hai.✌️

बहुत होंसला मिला आपसी वीडियो से सिर यह सीरीयस ख़तम मत कीजिए मेरे पर भी 12 लाख का लोन है Thnku sir ji Best channel hai apka maine jitno ko bhi follow Kia hai you tube pe Mere pe 12 lakh ka loan hai aapki videos dekh k abb lgta hai main v clear kr dunga❤❤❤❤

Hi Ankur. Please involve inflation also in your calculations, because your guests should not think they are over achieving and stop the SIP in between

dear brother according to your situation my advice will be.. jo tumhare pss 67k assest hai usse sept and next month wala loan clear kr do. uske baad 25-26k save hoyenge or aachi baat hai 85k salary lekin 10k ghr bhej rhe ho ye boht kam hai or na hi tumhare expenses hai jyada. or 11.5 lakh ka jo loan h usme personal advice ye rhegi jo ghr me gold h ek normal sa rakh ke baaki ko bech do. thoda hard h old parents ko smjhana lekin aesa sona kis kam ka jo kan ko kate . agr hai to bech do or ek relative me agr koi hai jo support kr ske to usse lelo or personal loan me dal do lekin emi utni rakho taaki principal jyada utre. or abhi se tum itna impatient ho aage kese kroge . loan itni jaldi utarne ki lagi hai fir liya kyu 85k salary hone p I think 10-11 lakh ke loan ki itni tnsn nhi honi chahiye . 2-3 saal me complete ho jayega thoda patience rkho . raato raat to kuch nhi hoga ye sb krne se bhi 26k tumhare save ho rhe hai isko tum stock market me dalo or 10.75% ye koi jyada interest rate nhi hai 1rs sekde se bhi km hai. apne gaav me puchna kitna interest de rhe hai log.

SIR AAP SABKUCH PUCHTE H MAST IDEA SAMJHNE KA THANKS ALL VIDEOS WATCHING😍😍

Your this series is very nice ❤❤

Thank you Warriko Sir for this great series

Loan against mutual funds pr ek video bana dijiye sir please

Sharab finance ki acchi knowledge dete Ho thank u so Mach

Honest guy

Sir ... ETF ke upar ek full video bnao.. please

Thanks sir . Love from Assam

Thanks for another spectacular session with Gaurav. I've been learning much about investments, but not only that, also I'm sort of relating myself with every individual you are engaging with and trying to reminisce every day on my own daily commitments in life and how well can I keep my family safe and secure while I progress towards my future goals. Thanks for all you do, Ankur. My deepest thanks and lots of love and wishes to you and your family! God bless

31:38 For corpus of 7-8 lacs, SWP of 10K per month, expected return 8%, the corpus will last only 10years, and not entire life!!!

Thanks for giving this opportunity- IT guy

Love your videos, bought your make epic money book, please keep up the good work

ankur pls make a video for someone starting their first job

I have been following for long time, when he says LPA looks to be fake, however, still not edited, I feel need to consider.

Is low cost all market index funds riskier?? Or they are in small cap category???

God.!!.Same income same problem. Life saving video.

This episode didnt go well with me. Because he didnt consider his future lifestyle plans for his marriage or other expenses.

Good Information 👍, I Am Kolhapur in Mahalaxmi Temple & Beautiful City in Maharashtra

Amazing video!!! Thank you sir!! :)

Sir you share investment ideas , like the recent one 5000 investment in three fiels becomes 1.5 cr so can you explain how much will it worth after 30yrs because of inflation. Thankyou

Parents do not have a Pension. Monthly Fixed amount he MUST send to them for daily expenses. PLUS, he need to plan his retirement, considering this "PARENTs Monthly FIXED expenses" as well.

But apart from this this video helped me to plan my fanances😊😊😊❤🎉 thank for making this video😊

this show is far better than angshuman sharma's one

@warikoo, I have a question, If someone doesn't have an emergency fund and they need an urgent money due to any emergency, how can that person borrow money of get loan, what would be the best source here?

I want to fill form but don't want to publish video on youtube

4-5. Years experience and he is only 25😮😮??? Seriously

Make a video of the best mutual funds to invested for the future

Kolhapurkr like it...❤

ankur sir u r really great ❤️❤️❤️

In simple words, he exclaimed muthal fund calculator😂

How to approach Venture Capitalist for New Start up plz suggest

1.5 lakh loan 21780 for 9 months emi rate of interest is not 18 percent its 68% And 11.5 lakh loan 5 year loan 21618 emi rate of interest is not 10.75% it's 4.85 % which is not possible it may be for 10 years in that case rate of interest is more than 19% Your all calculations are wrong bro

I am unable to understand i thing his age is 25 he had a experience of 6 years and he did his graduation or engineering also, may be he passed his 12 th in 15 years of age. But overall vifeo is great sir

Sir ek baat puchana tha ki , suna hai ki mutual fund me compounding Kam nahi karta. Phir aap FD wala Calculation Mutual fund me kyu dikha rahe ho . Sirf FD par hi compound interest hota hai kya he sahi hai ya galat . Please Explain in details

Sir me ek farmer hu muhje monthly 1lakh rupay milte hai property rent se. Plz aap batao 1 lakh ko kese invest karu. Meri daughter bhi hai 6 years ki.. Uske future ke liye invest karna hai.

Give an brief information about systematic withdrawal plan both advantage and disadvantage

I think ye 1st time hoga jaha planning nhi kar paa rhe hai ankur sir, emergency fund ki proper planning nhi ki, Sara episode parents ki finance pai he hai, khud ki finance pai bhi jada focus nhi kiya hai

Sir i love this series

Watching from Kolhapur!

It would be really amazing if you can upload an updated video on how to invest an start an SIP on an app, let's say indmoney!!

parents ke behalf me invest apne demant acc se karna chahiye ya parents ke demant acc se ?

Sir invest k pehle kya koi will banana parta hai taki mera kuch ho jaye toh meri family bina jhanjhat k paisa withdraw kar sake . If yes toh process kya hai please sir ek video isme bana dijiye

Ji sar main bata raha hun SIP karne ke 5000k 30 sal bad gro hoga but monthly 50000k nikalna hai rupya ko hoga sar kya nahin hoga batao sar

What about FRIEND who loan him money ???

LPA LPA....loan ko salary package samajra Banda

I like your approach

Namaste sir. I am from Nepal. Can we invest in Sip of India? Is there any provision for Nepalese to invest that you have stated in the video?

How much we need to pay as expense ratio and other charges over the period till maturity, is it also grow and follow the compounding?

CFA course ke bare me plzz batao

I love this series people should also ask chatgpt

Guys I also suggest to our generation avoid loans if you're doing job business loan is ok but personal loan or any other loans do not take because now all over the world 🌍 not only in India financial situation is not good no body knows when you will lose your job that's why avoid loans to full fill your unnecessary desires do not think you have high paying job in reputed company and take loan I really telling from my heart do not make mistake what I am already facing at this time better slowly start investing in good companies instead of buying unnecessary things or taking personal loans. Bank will never look what problem you're facing they only focus on their EMI even you late for one month to getting another job they will start to pressing you to pay the loan.

11.5 LPA LOAN ? I think it must be taken for one year 🙃

34:19 Is Annual Step up of 10% really POSSIBLE to implement for a period of 15 years????

Sir ham jese poor logo ko bhi finensar fridayam ke bare me bataiye ki ham log bhi kuchh jale

just 1 question ankur, without youtube video also can you guide offline ?, please let me know

People come to ankur only after trapped in loans.😂😂 I didn't see anyone who came to take advise without loan traps. 😅

inspired from FIXED your finance

Hi Ankur, How to come out from credit outstanding and loans in all commitment engaged. Could you please help me out with ur solution words

Jabarjast advice

11.5 lakh 5year and 10.75 intrest rate me emi 21618 se to jada hona chahiye. Calculation me to gadbad he

Sir hamara bhi aap ki sath main bat chit karna chahta hung.... Main CRPF main hoong

11.5 L @10.75 per annum Will be 24-25 k per month How come your is 21.5 k ?

Sir u r awesome thanks for ur suggestion

I have not seen any advice given to people who are in 30s and want to retire by 45

How to choose a mutual fund

I also want suggestions from you please..I made a mistake in the past now I want to

Sir mind nh krna aap smjdar ho par loan bnd ik dam se krke bad mai mom dad or khud k liye sip krna shi option nhi rhegi yeh answer baki audiance k liye bi jruri hai

Nice series' go on

Im 15 with rs 5500 i want to invest in already made a demat account can u suggest how i should go about with it

Hi @Warikoo, love your videos and delivery style. Any video for a person who is starting very late in the game...say around 40 yrs?

Can we take a personal appointment that is without coming on social media??

hi sir I'm from Siliguri west Bengal. There are many questions that i have but i don't know share and get resolve by you. Please give me a solution.