Credit Card 101: DOs & DON'Ts! 💳 (+ how to avoid interest charges)

Credit Card 101: DOs & DON'Ts! 💳 (+ how to avoid interest charges) | tita talks 🍵

Рет қаралды 165,675

Күн бұрын

hi guys, sharing with you the long awaited part 2 of our credit card 101 series-the dos and don’ts of credit card 💕
💳 apply for citibank credit card:
citi rewards card ⭐️ bit.ly/CitiRewardsCC (highly recommend! no annual fee for life min of 20k spent within first 60 days - until oct 2021)
citi simplicity card bit.ly/CitiSimplicityCC
citi cashback card bit.ly/CitiCashbackCC
credit card 101 💳 for beginners (basics + pros & cons) | tita talks 🍵 • credit card 101 💳 for ...
ADULTING 101 PLAYLIST:
bit.ly/2xNUY4i
love lots,
thea
-
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Пікірлер: 493

@TheaSyBautista 4 жыл бұрын

💳 apply for citibank credit card: citi rewards card ⭐️ bit.ly/CitiRewardsCC (highly recommend! no annual fee for life min of 20k spent within first 60 days - until oct 2021) citi simplicity card bit.ly/CitiSimplicityCC citi cashback card bit.ly/CitiCashbackCC Hello guys!! Here’s part 2 of my credit card 101 series-tips on how to properly handle your credit card. 💳 Hope you’re all safe 💕

@sheinaandeza9593 4 жыл бұрын

Great content as usual! ❤🙌

@joanfernandez4457 4 жыл бұрын

Tnx po

@nicoleseo4641 4 жыл бұрын

Thank you ate thea stay safe as well:) fr. Korean tita of ortigas

@madonnaa.7725 4 жыл бұрын

Recently got my CC. This video helps me a lot 👍👍

@vincemorales4191 4 жыл бұрын

Bakit po ako hindi makapag over the limit? Last time i have 22k remaining balance and then mag swipe sana ako worth 23k. But ayaw po niya, rinerequest po ba yun sa bank? I have BPI cc btw. Thank you

@jozieg5811 4 жыл бұрын

THEA! I just want to say thank you for guiding me with your financial advice. Did you know, before I applied for a new credit card, I revisited your video countless of times and took down notes. I am now 8 months in and religiously paying for my card! Also, establishing my credit score. Thank you for teaching us what they don't in school. Please keep it uppp! A big fan and supporter here. Hehe

@JayJoaquin 3 жыл бұрын

I so love this girl for opening my eyes especially when I got my second card. Having a gold card is not a rights... It’s a privilege but you need to establish a good banking relationship. Meaning paying off your balance on time and even paying the minimum due to avoid being on a negative balance. Kudos! Please keep making these helpful videos to spread financial awareness.

@roxannelacuesta7365 4 жыл бұрын

Hi, ate Thea, I've been waiting for your upload. I really appreciate you taking time to research, sharing your experiences and for making these kinds of videos. Love your #titatalks 💕

@danielangelo1189 4 жыл бұрын

Thank you Ms. Thea for creating another content on the subject of credit cards. Just received my own at the beginning of the month so these information are really relevant.

@verifiedacc5318 3 жыл бұрын

Watching your money talks or tita talks. It really helps me to be more careful about my spending, btw i`m on my 20s that is why im happy because i saw your videos. Informative and Helpful, keep it up

@janmaritanga-an6082 2 жыл бұрын

Hi Ms. Thea! Thank you so much for this. I was having a difficult time choosing which card was perfect for me. Although articles explained the differences in between one card over the other, your content however covered the basics and precautionary tips perfect for beginners. I really appreciate this. I will be one of your regular viewers starting today. Thank you very much and continue to spread financial awareness! God bless.

@graciedelrosario4477 4 жыл бұрын

Thanks for uploading another informative video. I have learned new ways to protect my credit card. I love the correction tape tip for the CVC. I will do that too. I hope you can upload more videos. Is it possible for you to make a video on budgeting with Excel presentation? Take care.

@jyddm9168 4 жыл бұрын

Thank you Thea! You clearly explained the fine print in owning a credit card. Very helpful tips, as always I appreciate your videos. All the best to you!

@fairystaronly 4 жыл бұрын

I always love your videos/content! Straight to the point and very informative! Walang paligoy ligoy and pinaghandaan ang content even if matagal bago ka maka upload ulit, that’s why its always worth waiting and/or watching for kahit pa mahaba yun video. I hope before the year-end ma-achieve mo na ang silver button. 💗

@MDMTB97 4 жыл бұрын

Favorite series 👏🏻💖

@aralacanlale3844 4 жыл бұрын

Thank you so much for the tips!! Saktong sakto kakadating lng ng CC ko yesterday, nung pinanuod ko part 1 nag-plan pa lang ako kumuha. This is so helpful ate thea!! ♥️♥️ ♥️

@joannabellosillo5598 4 жыл бұрын

Been waiting this since nung napanuod ko yung Credit card 101. Thank you so much ate Thea

@anngiecl 4 жыл бұрын

Very comprehensive and helpful! Salamat, Thea!

@maricelmeullo269 4 жыл бұрын

Finallyyyy!! Been waiting for this ♥️

@kaizeenladrido913 4 жыл бұрын

Super grateful for your tita talk videos 💖💖 I learn a lot as in 💖

@nicam5751 4 жыл бұрын

I was waiting for this! Thank you so much!!! ❤️❤️❤️

@erviejanedelossantos931 4 жыл бұрын

Been waiting for this. Thankyou ♥️♥️

@karlamargarettang9243 4 жыл бұрын

I remember nung part 1 wala pa akong cc, now I have na. Still this helps even if I work as csr for financial bank

@florentinoencabo298 4 жыл бұрын

Wowm ako din meron na credit card. Di ako nag aply pero pinadalhan ako ng bdo, siguro dahil sa ginagamit ko sa mga transaction ko ang bank account ko, mga transper transper lang lang gcash and bank to bank,.

@MelPB15 3 жыл бұрын

anong bank cc mo? at ilan credit limit mo?

@karlamargarettang9243 3 жыл бұрын

@@MelPB15 unionbank gold

@japanesejapanese6620 3 жыл бұрын

ano ba yan kung dimo naman ginamit yung credit card magpapadala pa din ba ng bill? kahit zero?

@karlamargarettang9243 3 жыл бұрын

@@japanesejapanese6620 no po wLa 0

@SenKnowsBest 4 жыл бұрын

Was waiting for this vlog! Thank you so much!

@mariellicccc 4 жыл бұрын

Ahhhh need this! Liked before watching. ❤️❤️❤️

@ninaa6397 4 жыл бұрын

Wow. I know almost all, except dun sa installment na mababawas sa total credit limit, very helpful kasi kaka purchase ko lang kanina ng installment. Thank you so much! 😊

@gerald8596 4 жыл бұрын

For tip #6 - this happens to most banks, your credit limit gets replenished everytime you pay. Here’s a tip, for BDO cards it doesn’t work this way. Every month/cut off, your credit limit gets replenished regardless if you pay or not. Say for example your limit is 20k, and you used up the entire amount, on your cut off, your limit gets replenished and you have another 20k even though you have not paid yet

@anjanettebugayong7992 4 жыл бұрын

Always waiting for your content 😊

@jocelynreyes2871 4 жыл бұрын

Much infooooo!! Thanks, Ms Thea. More kinda vlog like this 🙂

@lovewendyxdiane 4 жыл бұрын

Super informative and helpful! Thanks for this! 👍🏼

@geraldmarco 3 жыл бұрын

THANK YOU SO MUCH! THIS IS REALLY HELPFUL FOR ME AND TO OTHERS

@esdeath9723 3 жыл бұрын

the first time i watched this wala pa yun cc ko due to lockdown pero i have it now na. i searched for this video para ma-refresh ako sa mga do's and don'ts para iwas extra charges sa cc

@disleybaclayo7527 3 жыл бұрын

Hi, Ms. Thea very timely ng pag pop up ng vids mo. I'm planning to have my first cc then I saw this vid. Though, I've watched the 1st part po 😅 Well explained! Full of info nasa viewers na lang kung paano i-digest. Thanks for sharing the information 🤗

@shiela091695 4 жыл бұрын

Hi Ms. Thea! I'm currently working in a bank but still this is so helpful thank you for giving us a wonderful content 😊💖

@lkomkho 4 жыл бұрын

Tagal ko na rin inabangan ang part 2 nitong credit card series. 😊

@thetimecapsuleproject4090 4 жыл бұрын

Thank you for teaching things they never teach us in school!!

@Lykacute95 4 жыл бұрын

Thanks for this, Ms Thea! ❤️

@lmao1873 4 жыл бұрын

Love these kinds of vids from you ate!!! 💓💓

@sickocell 4 жыл бұрын

Very straight forward, simple and informative.

@pachamba1444 4 жыл бұрын

Next time, talk about the Secured Credit card. Your limit is your money. Kinda hold you back from overspending. Also, the money being held by the bank usually earns higher interests than your usual savings account. Plus of course all the benefits, perks and convinience of having a normal credit card.

@akotosilyn 4 жыл бұрын

Please update a video on how you prepare for community quarantine for covid-19. I want to get some ideas from you. Your one of my favourite youtubers by the way. Please upload more videos 😘

@lilyfabio 4 жыл бұрын

This is so timely :)) kailangan ko to. thank you thea!!

@rokheesook4763 4 жыл бұрын

This is very helpful and informative! Thank you for uploading!😘 Take care and stay safe!😊

@marikon875 9 ай бұрын

Napaka helpful ng vlogs mo. Unlike othe content creators. Very precise and full details. Not even a waste of time. 🎉

@markmadrid8556 4 жыл бұрын

Very helpful and informative 👍🏻 loved it ❤️

@maebelcorrecesmedina1764 4 жыл бұрын

Sooo helpful! Thank you sm Ms.Thea ❤️

@carolineanacay5944 4 жыл бұрын

Napakalinaw ng explanation mo hija. Thanks .God bless you and more power to your channel

@jhecaquitaleg8639 4 жыл бұрын

I miss your tita talks ate thea! Pls do more tita vids relate na relate ako!

@chrishaannecarlborja1580 4 жыл бұрын

Thank you for uploading this hayyyy tagal kong hinitay.

@austinelee6286 4 жыл бұрын

More videos like this please! Thank you 🙏🏻

@PureHomeCooking 4 жыл бұрын

Yey!! Always looking forward for a new upload 😲😄❤❤❤ Also looking forward to see how you're doing in this times 😷

@keziahkerennemeno7714 4 жыл бұрын

Thanks for the vid, Ms. Thea! 😊 more contents pa pleaaasse! Just had ny CC pala.

@queenella5819 4 жыл бұрын

Thank you for these info! Very helpful! 😊👍

@zainabkhair1689 4 жыл бұрын

love it! you covered everything on this video!

@junniepearl6580 4 жыл бұрын

Love love love this thanksss

@ranzalegre361 4 жыл бұрын

Very much needed infos. Thanks thea!

@rich6013 4 жыл бұрын

Very informative! Thanks for sharing!

@elizmendoza7371 4 жыл бұрын

Yay thank you Ms. Thea for another adulting vid. 😊🙏

@MyraMica 4 жыл бұрын

Super busog po kami sa info. Thanks so much. Very informative. Keep making these kinds of videos po.💚

@mvrvxtz 4 жыл бұрын

Budgetarian goals forever!!!!

@jennynarca6175 3 жыл бұрын

Very helpful abd informative content. Thanks Ms. Thea ♥️

@johnandreibatac4141 3 жыл бұрын

Thankyou so much sa pag explain about sa credit card. Very informative!

@christlejoytom7060 4 жыл бұрын

Hoping you'll do a review of the cc you have, especially how their customer service are. For reference lng din for new cc holders. Thanks po! Love this tita talks po. I'm learning a lot!😊

@cabgor8488 4 жыл бұрын

Dami kong natutunan. Thank you. I will apply these tips for my 4 credit cards.

@rhyarga 4 жыл бұрын

Dami kong natutuhan. Great things to know! ☺️ Thanks! ☺️

@bengood488 4 жыл бұрын

I like your contents when it comes to credit cards, I was enlightened with all the things I was worried/unknowledgeable enough ❤️

@japanesejapanese6620 3 жыл бұрын

ano ba yan kung dimo naman ginamit yung credit card magpapadala pa din ba ng bill? kahit zero?

@marieliezlsuyko4760 4 жыл бұрын

Very timely sa experience ko kanina. Worth the watch. 😊👍Thank you Ms. Thea! ♥️

@mickeecandelario 4 жыл бұрын

Very helpful. More of this kind please. 😍

@MsFusionForever 3 жыл бұрын

Thank you so much Thea!

@mainegamutan7002 4 жыл бұрын

More of this! More of tita talks! More of budgeting! More of adulting! Hehe. Love your content girl. And also missing your make up reviews. 😍 Love you 😘 P.S. Please do a review on Sunglow by Rei Germar and Mae Layug ♥️

@hamseleinsravina3983 4 жыл бұрын

Thank you. Very informative. Keep up the good work. 💳

@ralphnathanjimenea1945 4 жыл бұрын

Very informative. Thank you 😊

@jesacaparino1755 4 жыл бұрын

Yess thizzzz is it!!

@katrinayvette1211 4 жыл бұрын

My first CC was approved yesterday. I am so happy. ❤️ very helpful tong video na to. I really love thea’s videos in general. ❤️❤️❤️❤️

@dianneclarisse4187 4 жыл бұрын

Yayyyy thankyou! ❤️

@gedeonvergelvaliente5046 3 жыл бұрын

Ang informative!

@DailyBitesofWisdom 10 ай бұрын

Thank you for this!

@phoebequiroz7703 4 жыл бұрын

Thanks for this vid! 😊

@araaguilar4880 4 жыл бұрын

I love this video! huhu i took notes! salamat!

@mariebueno9 4 жыл бұрын

Thank you po! Dami ko natutunan :)) 💛💛

@liezelgolocino 3 жыл бұрын

very informative. thanks ❤️

@mcis4ever 4 жыл бұрын

Very informative! Thanks

@theraluca2086 4 жыл бұрын

BIG HELP!

@iristolentino7985 4 жыл бұрын

Thanks ms.thea 💛

@marvindomingo5600 3 жыл бұрын

Thank you Ms. Thea, helpful nman ng vlog mo.

@janelamarzel 4 жыл бұрын

Love your segments like this! Though I miss you beauty reviews ❤️

@jessetteannbaldevino418 4 жыл бұрын

Hi! This series and your other financial series are very helpful. question, what are the fee/s you have to pay monthly if for example di mo ginamit yung credit card mo for that month?

@MelAntigua 3 жыл бұрын

Thank you for this video learning a lot from this, new fan here.

@NotiShounen 4 жыл бұрын

Thank you for this. It's very helpful. Abangers talaga ako sa #TitaTalks haha.

@patriciaczarina 4 жыл бұрын

This so helpful!!! Thank you! 💕

@roselinrodregas3409 4 жыл бұрын

Pat Honrales text him on what's app +1(206)-415 4732

@johnmarwin7755 4 жыл бұрын

Salamat ma'am sa tips! 😀 God Bless po always! 🙏

@christinetadeo407 2 ай бұрын

Very helpful ❤❤❤

@neosj18 3 жыл бұрын

Very smart and detailed woman.

@glenalmontuazon8604 4 жыл бұрын

Thank you Ms. Thea

@vaness1813 4 жыл бұрын

Hi thea i watched the first part and it helped me. I finally got my first credit card. Please upload financial talks. Salamat po!

@NoyFinanceVlog 4 жыл бұрын

Thanks for the tips mam. Credit cards can be your greatest friend or greatest enemy depending on how you use it :)

@brianchristophertorres2820 4 жыл бұрын

maganda yung content 👍🏽👏🏽👏🏽👏🏽 ano kaya pwedeng request pa? 🤔 especially for millenials

@ma.isabeldiaz6073 3 жыл бұрын

Thanks... such a big help! 🤗 as a newbie to CC

@friendshipbeyondborders6816 2 жыл бұрын

I agree. Very detailed. 👍

@windyalvarado8366 4 жыл бұрын

Hi ma'am i love your content po.. I also watched your first episode.. Very helpful po tlaga.. Thank you so much

@SimpleBisdak 4 жыл бұрын

This is a great topic, because most of the people forget how to use their card.

@japanesejapanese6620 3 жыл бұрын

ano ba yan kung dimo naman ginamit yung credit card magpapadala pa din ba ng bill? kahit zero?

@aluhv3602 4 жыл бұрын

Hi ate thea! I’m nearly entering college soon and gusto ko sana ng advice/tips on how to save up during college years kasi I really want to save up money while I’m studying. Which type of card would you recommend? Investment tips rin po for students like me would be highly appreciated! I really find your videos helpful! Thank you! 💞

@katrinajeanortego6172 4 жыл бұрын

Very informative and timely for me at the moment. 😊 I'm curious on the Metrobank No Anual Fee Credit Card.I have an existing ccard (other bank),and I wanted to avail of that No Annual Fee Metrobank CCard one.How likely can I be approved if I apply?Thanks 💕

@seanleandre2606 3 жыл бұрын

Thanks Thea, new subscriber here, BDO sent me a BDO Diners Club International Credit card today, I don't know if I will activate it, I'm in my 30's and I always use cash to pay for everything. So helpful yung topic mo, I am thinking of using it actually! :)