Credit Cards से कितना खर्च कर सकते है ताकि Income Tax से कोई नोटिस नहीं आये ?

Рет қаралды 84,442

5 жыл бұрын

Credit Cards का उपयोग एक Limit से ज्यादा करने पर Income Tax Notice आ सकता है l आज के इस वीडियो में जानेगे की वो क्या लिमिट है और आप कितनी Banks के क्रेडिट कार्ड्स रख सकते है ताकि आपको इनकम टैक्स से कोई परेशानी नहीं आये l
Video regarding cash deposit in saving account:
kzfaq.info/get/bejne/aLeHfKSAy7Haj5s.html
Video regarding cash deposit limit in current account:
kzfaq.info/get/bejne/qZl4pZupnre6j58.html
Video regarding rules of fixed deposits (FD):
kzfaq.info/get/bejne/l9lol9CkvtTSnqs.html
DISCLAIMER ********
This video is merely a general guide meant for learning purposes only. All the instructions, references, content or documents are for educational purposes only and do not constitute legal advice. We do not accept any liabilities whatsoever for any losses caused directly or indirectly by the use/reliance of any information contained in this video or for any conclusion of the information. Prior to acting upon this video, you're suggested to seek the advice of your financial, legal, tax or professional advisors as to the risks involved may be obtained and necessary due diligence, etc may be done at your end.

Пікірлер: 322

@homestyleoff-grid564 3 жыл бұрын

Thank you for clearing this up

@ashutoshpandit3036 4 жыл бұрын

Hi Sir, Ashutosh this side. I have successfully received my ITR. Thank you so much

@nandikanikam6317 3 жыл бұрын

Bahot achi ,helpful aur detailed vidio..

@dineshverma6666 3 жыл бұрын

Very helpful information sir, thanks a lot

@mahaveerchougala6572 4 жыл бұрын

Superb, Sir I got !dea and knowledge about credit card payment

@successfulway6983 4 жыл бұрын

Thank you so much Sir.

@shrikantcomputermkcl5814 5 жыл бұрын

Thanks Nice information

@KISHANKUMAWATPHALODI 5 жыл бұрын

Thank you very much sir aapne credit card Par video Banaya mujhe bahut se rules pata nahi the

@shailjasingh1145 3 жыл бұрын

Good knowledge thanx sir

@monujain5274 3 жыл бұрын

Thanks u sir for this information

@awadbinsalam4651 4 жыл бұрын

Good information thanks sir

@rabindrakmr8087 5 жыл бұрын

Thanks sir for your valuable info. Jai hind sir.

@vikasshinde3913 3 жыл бұрын

Thank you sir

@LOAN_REVIEW 2 жыл бұрын

Tnx sir good explanation

@anindyaghosh3315 4 жыл бұрын

Thanks so much for proper guidance!!

@TaxGuruJi 4 жыл бұрын

You are most welcome

@rohitjindal3363 4 жыл бұрын

Sir 1 Lakh Kuch Smjh Ni Aaya Please Sir Thodi 1 Lakh Ki Kaam Details Smjhayenge

@pallabdas1667 3 жыл бұрын

spend on add on credit card can also attract income tax notice based on primary card or it will be treated as separate spend? Please reply.

@amarbali4951 4 жыл бұрын

Aap bahut Acha explained krte ho

@gurinder9632 4 жыл бұрын

thanks sirji 🙏

@TaxGuruJi 4 жыл бұрын

welcome

@sahijankari774 3 жыл бұрын

Thanks

@omparkaskumar4172 3 жыл бұрын

Thank you bhai

@amairsyed3078 4 жыл бұрын

Thanks for the Information..

@TaxGuruJi 4 жыл бұрын

You are welcome

@farhanqureshi1221 2 жыл бұрын

@taxguruji ..i want to know what to do if spends are more than 10 laks ...in a financial year..pls help...on this.

@harjiramseervi4301 4 жыл бұрын

Good sir

@aaladeenStories321 2 жыл бұрын

Good experience sir

@adv.ravikaransinghrhcjodhp8993 3 жыл бұрын

Respected sir very nice important thank you

@TaxGuruJi 3 жыл бұрын

Most welcome

@DushanthJadav 4 жыл бұрын

Very very thank you very nice video

@TaxGuruJi 4 жыл бұрын

You are welcome

@atvnewssirmour 3 жыл бұрын

Good

@virendradixit7520 4 жыл бұрын

What principle is income generally based on? (a) Principle of profit (b) Theory of taxable capacity (c) Principle of desire not to pay tax (d) None of these Please sir give me the answer this question

@manojroyal2683 2 жыл бұрын

Mera emitra h electricity k bill pay krta hu agr vo bill me credit card se pay kru ..per year 40-50 lakh k to amount hoti hi h to income tax se koi notice aayega?

@buddho5420 2 жыл бұрын

Bro mahra ve same problem ha..mah to wallet mah load money karke ose paisa se payment karta hu Cradit card mah Rewards point kiliye...tumara problem solved huya muje ave thak notice nehi aaya but tume aaya to tum kya reply koroge jisse tax na dena pare?

@deepakbisht210 Жыл бұрын

@@buddho5420 tumhare AIS me aaya kya

@SurajSinghkr1920 11 ай бұрын

@@buddho5420aaya kya notice

@dhirennayak8081 3 жыл бұрын

Nice h bro 👍

@avanijoisar5245 5 жыл бұрын

Thanks for this information

@manishrathore6834 3 жыл бұрын

Nice 😎

@manishrathore6834 3 жыл бұрын

Avni kase ho ap..... Mai ap se baat karna chata hu...?

@bablududdi225 3 жыл бұрын

Hi bro, I ve one doubt. Credit card spending in the month of March and after statement generated, payment made in the month on April, then payments will be counted in current financial year or previous financial year. Plz reply

@vikashpathak5776 4 жыл бұрын

Hello ji mai bahut sare video dekhe but mera confusion aapne clear kiya

@TaxGuruJi 4 жыл бұрын

You are welcome Vikash ji

@MobileGalleryAurangabad 3 жыл бұрын

Sahi bola Bhai apki bat sahi hai

@MukeshKumar-gz8jo 2 жыл бұрын

Supper tonight

@sekharsingh170 2 жыл бұрын

Sir I pay one credit card bill to pay second credit card limit use then how calculat transaction I T department

@dineshjhamtani 3 жыл бұрын

Sir if payment done for credit card loan pre payment after taking loan from other card on lower interest rate.. Is it covered in 10 lakh limit

@gaurab197 4 жыл бұрын

in current account for business , we often need to pay to our vendors more than 20 lac ruppees via digital means....can we get notice ?

@SantoshSingh-yp4vp 3 жыл бұрын

Apka disclaimer acha laga

@2207maddy 3 жыл бұрын

Cards like SBI elite or HDFC Regalia have annual spend limit of 10lakh for annual fee waiver. Do you mean all those users get an income tax notice . Secondly, what if someone has file an income tax return of 15lkh or 18 lakh. Still the person will receive notice..isn't high spending justified by high spending and properly shown in income tax return . Please reply

@sahabuddinshaikh1500 4 жыл бұрын

Agar mera txn limit 9.50lakh hota hai aur main credit card ka payment Digital tarike se karu, to kya koyi problem hoga?

@ubedbadi9383 4 жыл бұрын

Sir agar bussinss me dikhaye or it file kare to kya 10lac se upar problem aa sakti hai?

@msahil8171 4 жыл бұрын

I need some help to withdraw my LIC before maturity. Do you have any expertise in this field? Thanks

@keyur2611 3 жыл бұрын

What about add-on credit cards? If am primary card, dad has add-on card, and if Dad uses the card to spend and makes payments, will it invite notices?

@omprakashsevda8584 4 жыл бұрын

Can my friend use credit card and make payment and how many Times uses of my itr

@ajayverma-hn3zt 4 жыл бұрын

Dear sir kindly solved my query.... In the last financial year I was renting and I bought home in the same financial year, I took home loans and its EMI started from July 2018 and I got possession in February 2019. Therefore my query, can I get the benefit of both HRA and home loans? Or I can get only 3 months HRA Benfit and remaining home loan benfit. I want to know about Section 80EEA.

@abhishekpareek3204 2 жыл бұрын

Sir please tell me about my only one question, supposed that hamare credit cards ka monthly bill 2lakh hai and ham ye 2 lakh ko unhi credit card se nikalkar unhi mai per month deposit karwa rahe hai,taki koi penalty nahi lage.sir isme koi income tax ki problem hai kya? Beacause 2lakh per month ke hisab se 24 lakhs hote hai year mai,lekin ye adjustment hai.actual spend 2lakhs hi hai.please suggest me what to do.

@hcmenterprises8429 Жыл бұрын

Sir agr mere friend k pass credit card na ho, aur online vo koi product book karaye mujhse, uske against vo mujhe payment de cash ya mere saving account me ya direct mere credit card me payment krde, aur spending limit 10 lakh se above ho jaye to, kya esse mujhe koi notice aayega, itd se

@atiffarooqui3426 Жыл бұрын

Add on credit card jiske name aur docs p nikalte h to wo unke PAN card p calculate hoga ya primary card holder k PAN record p calculate karte IT wale

@FireFightersFF 4 жыл бұрын

Atm card no se credit card ka bill payment karne se...bo cash me jaiga yah fer online payment me

@varunsharma-oq2yu Жыл бұрын

Thanks a lot for the video. It is really helpful. I’m having one query, it would be great if you help me in that. Let suppose someone debit 3 lac rs from credit card to wallet by paying some processing fee of 2-3% and spend that 3 lac rupees. Then next month during the time of due date he again withdraw 3 lac rs from credit card to wallet to bank and make the bill payment of that 3 Lac rupees bill. Suppose this continues for whole year. then his total debit amount will be 36 lac and his paid bill will be 33 Lac. So how will income tax be calculated?

@freepocketmoneytricks6351 3 жыл бұрын

Please sir सर मेरा एक प्रश्न है कि सर अगर कोई क्रेडिट कार्ड से महीने के दस लाख खर्च करता है और उसी पेमेंट से वापस पेमेंट कर दिया जाता है और उसे बैंक की तरफ से एक परसेंट की दर से वापस कैशबैक दिया जाता है और उसे बिल डेट से पहले ही पे कर दिया जाता है तो क्या वह इनकम टैक्स की नजर में आएगा अगर आता है तो क्या वह गलत है अगर गलत है तो उसका जवाब किस तरह से देना चाहिए

@technicalguru5012 3 жыл бұрын

Sir Agar usi credit card se paisa nikal kr usi ka bill bhare toh kya problem hoga Pls bataye

@rishabhsingh1125 4 жыл бұрын

I use excess of credit card but always pure online transc. Kisi ka phone purchase krva diya ya aur kuch fir bhi me saving acounts me hi leta hu paisa...

@skd8887 3 жыл бұрын

Sir ager credit card ka bill Emi m convert kr k pay Kare to income tax bherna padta kiya

@nooreenfatima7442 4 жыл бұрын

sir i have different credit card aur me credit card se business karta hu mere pas invest he nahi bank card diye he amazon flipkart se mobile purchase karke 2 to3 % profit me bechke bill pay karta hu digital modes se karib 12 lakh financial year to kya sahi he

@Saddam1940 3 жыл бұрын

Aap kitne dino se ye kam kar rahe hai..?? Mai v aisa hi karta hu...but mai 3 -4 mahino se kar raha hu..aur ab tak mera amount 10 lac se zyada ho chuka hai..

@vijaymaurya2556 2 жыл бұрын

M bhi yahi karta hu btao kya karu yr

@BapiMANDAL-rd7ef 11 ай бұрын

@@vijaymaurya2556KOi notice aya kabhi aapko?

@dineshkumar-dk8rb 3 ай бұрын

Same here bro . Kya koi notice aaya

@subscribeandlike154 3 жыл бұрын

Sir debit card se one financial year me kitta kharch kr skte h taki income tax ka notice na aaye kripya btaye

@chakrareddy9174 4 жыл бұрын

Pls explain for nir

@neelkamalpal6107 4 жыл бұрын

Kya 1 person ki propertier ship farm hai kya voh apne current account 50 lakh aur saving account mei 10 lakh jama kar sakta hai THANKU

@mohammadadil259 3 жыл бұрын

Cash se payment karte hai matlb cash to koi credit card se nikalta nhi hai generally. Digital mode se transfer hota hai I mean card se

@TarsaliTalent23 3 жыл бұрын

Spend/ credit both are considered in total transactions?

@MarketWizzz 2 жыл бұрын

Difference between them is net

@rohits4461 4 жыл бұрын

Please make a video on how to file a income tax return for those who won money from dream 11.

@pinkmanjessie8597 3 жыл бұрын

Bhaiyaa yeh Jo Limit hai Use kane Ki yeh Bill banne ke time dekhi jaati hai, ya mai aise jyada use kar rha hun aur bill kamm bnn rha hai fir koi dikkat nai hai?

@dhirennayak8081 3 жыл бұрын

👍👍

@waveszoom11 5 жыл бұрын

If one person is using his credit card for someone's else and payment is done by that third party. In such case, what to do?

@aj-editssz 3 жыл бұрын

Did you got any solution to this problem ?

@waveszoom11 3 жыл бұрын

@@aj-editssz No

@bharat19731000 3 жыл бұрын

No problem for online transaction by third parties

@ManpreetSingh-vd6qi 4 жыл бұрын

Sir mera credit card bill mere savings acc. se auto debit ho jata hai to fir je konsa mode of payment mana jayega cash or online transfer.

@vickypanesar8782 3 жыл бұрын

That is also my question to guru ji....guru ji we want to know same

@raghvendrashukla108 3 жыл бұрын

Online bro Cash kewal branch se paid hota h

@YogeshYadav-ni9mz 3 жыл бұрын

Sir mujhe apna credit card se bill payment aur other services ki shop kholni he aur monthly me kitana spend kar Sakta hoon?

@hodce3628 3 жыл бұрын

3 lakh vale ka 3cr bhi ho sakta hai... Paytm mobikwik payzapp snap pay .. inko band karao nahi hoga

@sunilmalik9083 4 жыл бұрын

My earning is 30k monthly & I'm using 2credit cards limit of both credit card is 50k. Anuualy I used total credit card - 4 times , Means 2lakh & total my earning With credit is 5.60 lakh Or m itr file krke ca se calculate krwau to ye hoga under 4lakh 4 lakh ka tax kitna hoga or credit card pr alag se koi or charge bhi lagta h iske alawa please reply

@anfulari 2 жыл бұрын

घर में मम्मी पापा से payment lia government servant hai aisa chalega na

@anjaninagar8529 3 жыл бұрын

Sir gara cord sirf pesa Nikl kar fir dalte uske bareme batay

@HINDITECHMOBILE 4 жыл бұрын

Sir agar Mai Har month 25000 ka payment cash Main Karta Hun To mere limit Kitni Hogi plz

@vk-fx6uf Жыл бұрын

Sir, loan installment hai, vo bhi add hongi isme......

@sayedrizwanalli9798 3 жыл бұрын

Agar koi ITR file nahi vi karta ho to kia 1year me 10 lakhs credit card se spent kar sakta hai please reply

@manishpatel5954 3 жыл бұрын

Very informative

@sashindrabordoloi6239 Жыл бұрын

Sir what is the different between cash payment and house rent pay

@BMHDarshanKJ 3 жыл бұрын

What if the credit card owner is former does he has to pay tax

@LOOTOFFERVFC 2 жыл бұрын

Agar mai ak sal me 3lakh ki shopping karta hoo aur credit card ka bill payment cred app ya Amazon se paid karta hoo to koi dikkat hogi ya nahi please bata do sir

@mdazaharuddin5899 3 жыл бұрын

Vai mera pas FD credit card hai kitne use karne par notice nahi ayaga please vai reply me ????

@KanhaiyaKumar-uy8xl Жыл бұрын

Sir maina har month 100000rs ka credit card se paytm rent pa payment Kia total 170000rs, per credit card ka bill generate hone se pehle payment advance me kr deta tha in this case kya mujha tax ka notice aayaga sir please reply me. Ye mujha pata nhi tha

@amardewasi4677 3 жыл бұрын

सर आप मेरे प्रश्न का उत्तर दो आपकी बहुत कृपा होगी 🙏 Please sir सर अगर कोई क्रेडिट कार्ड का यूज साल में 10,00000 से ज्यादा का करता है और उसको प्रमाण के लिए बैंक स्टेटमेंट जिसमें क्रेडिट कार्ड से बैंक में मनी ट्रांसफर और बैंक से क्रेडिट कार्ड में भुगतान होने का स्टेटमेंट हो हो तो क्या सर उससे इनकम टैक्स विभाग की तरफ से किसी प्रकार का नोटिस प्राप्त होगा अगर होगा अगर है तो तो वह इलीगल या लीगल होगा ? उसके उसके बिल जनरेट होने से पहले ही फुल पेमेंट कर दिया जाता है और और उसका क्रेडिट कार्ड का बिल कम बनता है तो क्या इनकम टैक्स विभाग की तरफ से नोटिस मिलेगा ? सर यह सब इसलिए करता हूं क्योंकि 1or 2 % आमदनी हो जाए तो क्या सर यह सही है और यह लीगल होगा या ईलीगल होगा प्लीज सर बताइएगा सर प्लीज 🙏

@isfaqurrahman2855 2 жыл бұрын

Sir 'Buy now pay later 'card se agr transaction karu to??

@gautamkumawat1050 5 жыл бұрын

I usually transferred money from credit card to bank account. What will happen in my case?

@umangku99 4 жыл бұрын

GAUTAM KUMAWAT how do you do that?

@manishkumar-bd7xg 4 ай бұрын

Sir pahle pvt job karta tha or credit card hume 4mil gaya or credit card se apne hi credit card ka dues payment karte hi or aise hi chal raha abhi or loan bhi kuch app se hi kya aisa karne se hume bhi income tax ka notice aa sakta hi

@vickypanesar8782 3 жыл бұрын

Sir cash payment se matlb.... Mein apne bank se krta hoon matlb netbanking se....

@vipuljogani 3 жыл бұрын

Sir mera kam marketing ka he Or card se mall buy karke sell karta hu or is paise se bill bharya hu to

@freefriend1 Жыл бұрын

Sir csc wallet me rupye add karne par bhi tax dena hoga

@patelhind18 3 жыл бұрын

Agar mai 4 L ITR file karra hu tu kitna credit card se spend kar sakta hu ? Thanks

@garvitmakkar 2 жыл бұрын

cc bill generate hone se phle pay krne pr bhi limit 10lakh hi rhegi?

@suniltoshniwal3108 4 жыл бұрын

Sir i have a doubt i.e, most of the time i just add my credit card money to paytm or jio money and then i transfered to bank account by scanning to friend or family account. 2 i taken a loan of 1 lakh rs from hdfc bank but bank as shown that loan account as a new credit card and i paid there whole amount in 2 months only so it will be counted or not. 3 sometimes i use credit card like exchange of money by charging of 2 percent like purchase mobile 40000 but inreality i didnt purchase just swipe by deducting 2 percent of 40000=39200 i take cash

@niravparikh3503 4 жыл бұрын

Bhai yearly kitna spent hota h?

@suniltoshniwal3108 4 жыл бұрын

@@niravparikh3503 including all cards 4 to 7 lakhs in between and i file itr if 3 .10 lakh

@niravparikh3503 4 жыл бұрын

@@suniltoshniwal3108 Bhai log 20 20 lakh ka normally card use karta ha yearly bina itr k..ghanta v kuch n ho

@suniltoshniwal3108 4 жыл бұрын

@@niravparikh3503 thanks for ur valuable knowledge bhaiya and i m happy that im subscriber from last 1 year

@chiragajmera1872 2 жыл бұрын

@@niravparikh3503 bhai sahi me 20 20l k spending pe kuch aaya nai hai??

@netzone4182 5 жыл бұрын

If I use my credit card for business use .Then what ? E.g paid for flight tkt. Rail tkt ,online fees of customer then.

@sunil.tanvidalar 2 жыл бұрын

Please answer

@ANUPAMSETHI 3 жыл бұрын

Mne mere credit card se apne relative ki 5 lakh ki surgery krwai h, or unse paise apne account me transfer krwake bill pay kiya h, us se kya problem aa skti h?

@RAJESH_BUX 5 жыл бұрын

Sir Mein Ek private job karta hoon mujhe apne return bharna hai to aap Uske bare mein video bataiye salary hand to hand salary Milta Hai

@rajesh8104 5 жыл бұрын

Can I use my credit card for office use and reimburse the same pay to credit card more than 10 to 20 lakh. Please reply

@bhupendraverma299 2 жыл бұрын

Aapko notice aaya tha ya nhi mera bhi yahi problem hai

@sdsarik 3 жыл бұрын

Saving account me kitna turn over karne par tax pay karna padta he

@neetarawat3601 2 жыл бұрын

Sir Maine SBI credit card se 5000 liye h phone pe me or phir Maine apnA phone pe switch kiya to usme 3842 rupees bache the to wo ACC me transfer huye lekin wo ACC me so Nahi Kar rahe to kya wo credit card me ritarn ho Gaye Uske alwa mujhe Kitna or dena Hoga card Ka balance