CREDIT CARDS use karne ka BEST TAREEKA! | Passive Income Tips | Ankur Warikoo Hindi Video
Рет қаралды 2,079,071
Күн бұрынDid you know that if used well, #creditcards can make you wealthier instead of getting you into financial debt?
Getting a credit card can be the best thing you do for your financial discipline, provided you do it right. I will also talk about how I manage my finances to give me free #money through credit cards.
00:00 Introduction
01:29 Can credit cards be harmful?
06:28 What is credit rating?
07:45 What are the advantages of a credit card?
11:24 What is the best way to use a credit card?
Towards the end, I’ll also walk you through the right credit card if you are in your 20’s and are just starting out.
If you have any questions, please let me know in the comments section!
#warikoo
Click here to subscribe to my KZfaq channel: shorturl.at/bizNX
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Ankur Warikoo is an entrepreneur, an angel investor, a mentor and an active public speaker.
For the past 4 years, Warikoo has been actively sharing content on KZfaq, LinkedIn, Instagram, Facebook and Twitter amassing a following of 1.8Mn+ people.
He posts 3 Hindi and English videos every week on his KZfaq channel, where he talks about entrepreneurship, how to grow in life, personal finance and failure.
Warikoo started his entrepreneurial journey in 2008. His most recent startup is nearbuy.com where he was the founder and CEO from 2015 until 2019.
Prior to that, Ankur started Groupon’s India business in 2011 and acted as the Country CEO from 2011-15, and Head of Groupon APAC from 2013-15.
An alumnus of the Indian School of Business, Ankur is an active Angel investor and mentor to several startups.
Ankur has been part of Fortune Magazine’s 40 under 40 List for India, LinkedIn India’s PowerProfiles List, LinkedIn India’s Spotlight List and India’s Top Executives under 40 list.
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@warikoo Жыл бұрын
Get my new book ‘GET EPIC SHIT DONE’ here: ankurwarikoo.com/getepicshitdone Order my first book ‘Do Epic Shit’: ankurwarikoo.com/doepicshit
@TheSciencAge Жыл бұрын
Hii sir I'm 18 year old Diploma Chemical Engineering working in an MNC... I live in hostel which is Free of cost... My only expense is mahine ka rashan which is including all roommates is around 6k-8k per month... I can afford it but can I pay rashan bill from credit card?
@KhurshidAnsari786 Жыл бұрын
very useful video
@brittanylinda2147 2 жыл бұрын
This team mentioned below 👇 is the real for your investment program.
@jamestommysmith7142 2 жыл бұрын
Check them out on google at Badkhencorpcom and thank me later .
@BlockTken800 2 жыл бұрын
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@BlockTken800 2 жыл бұрын
No dobut ya all have been seeing good reviews of there services everywhere on google Definetly Badkhencorpcom on google is the real deal
@idea2261 3 ай бұрын
Ok😊
@bharatkumar-sc1hz 2 жыл бұрын
Play this in 1.5x speed..to save your time
@rakeshyoutube123 2 ай бұрын
Kitna v time tu bachleta hoga
@MrIron3k911 2 ай бұрын
Bhai mera pehle se hi 1.5x pe Tha 😂😂😂 I was watching Dhruv Rathee😅😅
@tech78meditation75 Ай бұрын
Time bachana hi h toh video mat dekh😅
@westlucinda7820 2 жыл бұрын
Been trying all this while to get back financially, till this name below came to my rescue.
@jamestommysmith7142 2 жыл бұрын
Check them out on google at BadKhencorpcom and thank me later .
@jamestommysmith7142 2 жыл бұрын
Check them out on google at BadKhencorpcom and thank me later .
@BlockTken800 2 жыл бұрын
No dobut ya all have been seeing good reviews of there services everywhere on google, Definetly Badkhencorpcom on google is the real deal .
@BlockTken800 2 жыл бұрын
No dobut ya all have been seeing good reviews of there services everywhere on google, Definetly Badkhencorpcom on google is the real deal .
@mahaprasadprusty6185 3 жыл бұрын
Credit card companies be like : "Chilla Chilla ke schemein Bata de logo ko"
@prakashmondal3837 3 жыл бұрын
😂😂
@fallacywrecker4960 3 жыл бұрын
Scheme nahi Schemein! 😂😂😂
@TechnicalCom-bn5oz 2 жыл бұрын
🤣🤣🤣🤣
@rameshwarrewadkar1977 2 жыл бұрын
😂
@hacker6695 2 жыл бұрын
Lol
@MrPranzoi 3 жыл бұрын
For some odd reason, I really like the way you said "That's a warning and a request"
@Mohs_D 3 жыл бұрын
Exactly, stern yet with care!
@jacksonjack4005 2 жыл бұрын
Hello Mrs Maria bitcoin trader is legit and her method of works like magic I keep on earning every single week with her new strategy.
@williamsclarke4786 2 жыл бұрын
Wow, I'm just shock someone mentioned expert Mrs Maria I thought I'm the only one trading with her, she helped me recover what I lost trying to trade my self.
@justinberger9994 2 жыл бұрын
I think I'm blessed if not I wouldn't have met someone who is as spectacular as expert Mrs Maria, I think she is the best broker I ever seen.
@lewis7054 2 жыл бұрын
Thanks for introducing me to Mrs Maria, Mrs Maria has changed my financial status for the best. All thanks to my aunty who introduced her to me .
@recharddavid4654 2 жыл бұрын
I've never seen someone as perfect as Mrs Maria, she knows how to analyze trade,and with her strategies she has earn me $16,250 in 18 days of working with her.
@Charles-sv9du 2 жыл бұрын
Hey.... You can get connected to Mrs Maria with this number here 👇she is always online
@norabecky1830 2 жыл бұрын
This team below ⬇️ ⬇️⬇️ of professionals are experts who loves to take on challenges and mostly working on providing quality services to their customers.
@jamestommysmith7142 2 жыл бұрын
Check them out on google at Badkhencorpcom and thank me later .
@jamestommysmith7142 2 жыл бұрын
Check them out on google at Badkhencorpcom and thank me later .
@BlockTken800 2 жыл бұрын
No dobut ya all have been seeing good reviews of there services everywhere on google Definetly Badkhencorpcom on google is the real deal .
@BlockTken800 2 жыл бұрын
No dobut ya all have been seeing good reviews of there services everywhere on google Definetly Badkhencorpcom on google is the real deal .
@user-sd4no8or2k 2 жыл бұрын
*MODERN MAN iS NOT THE MAN WHO GOES OFF TO DISCOVER HIMSELF, HIS SECRETS AND HIS HIDDEN TRUTH, HE IS A MAN WHO TRIES TO INVEST HIMSELF IN SOMETHING BENEFICIAL FOR THE FUTURE,*
@melissabrockman6397 2 жыл бұрын
I totally agree with you, the Crypto market is the most profitable venture I ever invest in
@melissabrockman6397 2 жыл бұрын
I reached my goal of $500k yearly trade earnings.Setting realistic goals is an essential part of trading.,
@georgeedward6246 2 жыл бұрын
most intelligent words I've heard,
@georgeedward6246 2 жыл бұрын
Crypto is the new gold,
@georgeedward6246 2 жыл бұрын
I'm a huge fan of crypto, I hold some few coins in my wallet.
@aliciaisabella4507 2 жыл бұрын
Big thanks to this team below for your consistent work in assisting my family out off debt and I believe they will keep on doing so
@jamestommysmith7142 2 жыл бұрын
Check them out on google at Badkhencorpcom and thank me later .
@jamestommysmith7142 2 жыл бұрын
Check them out on google at Badkhencorpcom and thank me later .
@BlockTken800 2 жыл бұрын
No dobut ya all have been seeing good reviews of there services everywhere on google Definetly Badkhencorpcom on google is the real deal
@BlockTken800 2 жыл бұрын
No dobut ya all have been seeing good reviews of there services everywhere on google Definetly Badkhencorpcom on google is the real deal
@BlockTken800 2 жыл бұрын
No dobut ya all have been seeing good reviews of there services everywhere on google Definetly Badkhencorpcom on google is the real deal
@arnabchatterjee4568 3 жыл бұрын
Additionally, please make a note that: 1. There is a processing fee when you pay rent via credit card on any available platform. 2. Avoid using credit card to withdraw cash from ATM; an additional fee is charged. Ankur Sir's take on CRED coins at 12:48 is epic. :P
@nilstoned7593 3 жыл бұрын
2nd point is most imp about credit cards
@sahilmakwana9070 3 жыл бұрын
And sir I read that thay also charge for money transfer into bank account? Is it true?
@Abhisheksharma-ex8kn 3 жыл бұрын
1.5 perc charges cred ke
@arnabchatterjee4568 3 жыл бұрын
@@sahilmakwana9070 that is basically taking loan against your CC, yes you have to pay a interest.
@aparnaiyer4598 3 жыл бұрын
Seriously. One should never use credit cards in ATM machine. I vaguely remember I went to withdraw Rs 500 and paid roughly Rs 400 for the transaction.
@sanjaygodiya4443 3 жыл бұрын
One more point I would like to add for credit card usage is the bill cycle. If you know exactly what's the bill cycle of your credit card, you can have more financial control. For example if you are making big transactions in the start of the bill cycle, you will get 2 salary credits before the due date of your bill payment(if your salary credits every month on same date)
@ultimatepathshalastanduped6717 Жыл бұрын
Good... Billing cycle is important
@mikeravenbridge6355 2 жыл бұрын
The way this team below ⬇️ handled my investment project showed resilience, experience, Knowledge, and critical thinking. I would love to get his perspective on our next project .
@jamestommysmith7142 2 жыл бұрын
Check them out on google at BadKhencorpcom and thank me later
@jamestommysmith7142 2 жыл бұрын
Check them out on google at BadKhencorpcom and thank me later
@BlockTken800 2 жыл бұрын
No dobut ya all have been seeing good reviews of there services everywhere on google, Definetly Badkhencorpcom on google is the real deal .
@BlockTken800 2 жыл бұрын
No dobut ya all have been seeing good reviews of there services everywhere on google, Definetly Badkhencorpcom on google is the real deal .
@BlockTken800 2 жыл бұрын
No dobut ya all have been seeing good reviews of there services everywhere on google, Definetly Badkhencorpcom on google is the real deal .
@PAClassics96 3 жыл бұрын
Sir, I am 100% straight but after watching your videos for the last month, I can't help falling in love with you❤
@warikoo 3 жыл бұрын
Haha
@limbiclimboo9660 3 жыл бұрын
Warikoo in 2075 : I d like to thank Credit card company for making me a billionare over time
@angshumansarmah6626 3 жыл бұрын
He won't live till 2075.
@klairelouie6607 2 жыл бұрын
I’ll forever be grateful, to this team below for what they did getting me out of debt Thank you .
@jamestommysmith7142 2 жыл бұрын
Check them out on google at Badkhencorpcom and thank me later
@jamestommysmith7142 2 жыл бұрын
Check them out on google at Badkhencorpcom and thank me later
@BlockTken800 2 жыл бұрын
No dobut ya all have been seeing good reviews of there services everywhere on google Definetly Badkhencorpcom on google is the real deal .
@maryelizabethrose4119 2 жыл бұрын
Keep your positive attitude alive, and never let the enthusiasm in you fade, this is your strength to make that money.keep thanks too this team ⬇️ .
@jamestommysmith7142 2 жыл бұрын
Check them out on google at BadKhencorpcom and thank me later .
@BlockTken800 2 жыл бұрын
No dobut ya all have been seeing good reviews of there services everywhere on google, Definetly Badkhencorpcom on google is the real deal .
@BlockTken800 2 жыл бұрын
No dobut ya all have been seeing good reviews of there services everywhere on google, Definetly Badkhencorpcom on google is the real deal .
@BlockTken800 2 жыл бұрын
No dobut ya all have been seeing good reviews of there services everywhere on google, Definetly Badkhencorpcom on google is the real deal .
@zubairqureshi8430 Жыл бұрын
Is credit emi good if i keep paying 100% monthly instalments ???
@sanidhyakumarpatra5887 3 жыл бұрын
OMG, I LOVE THIS MAN! Thanks Ankur for providing personal finance knowledge for free.
@BharatSingh-tu6rp 3 жыл бұрын
Sir, It's great to found a person and mentor like you. ❤️❤️❤️Mr. Ankur You told that you are the avg of 5 people you spent time with. You are one of those 5 members of mine. 🙏🙏
@karthikls1326 Жыл бұрын
very very very informative , I was planning to take a credit card, just got a job and I'm in my 20's and I'm happy that I haven't skipped this video🙂
@kapilmokashi 2 жыл бұрын
I know most of the content as am myself from this field. However I still drop in to check your videos because of the beautiful way in which you explain things. You have uncanny knack of making things simple
@abhirb12 2 жыл бұрын
Haudu anna
@yugandhardive9852 2 жыл бұрын
Hello! Kapil bro Can you pleasee help me choose a credit card according to my requirements? Would be great if we can get in contact.. 😇
@architgupta3629 3 жыл бұрын
The best things about this channel is that its a one size fit all. Amateurs can gain knowledge and veterans can brush up concepts. Plus all can enjoy Ankur's brilliant narration.
@narendrakumargupta1806 2 жыл бұрын
I am just getting my first card....very happy to learn things first hand from you sir... Thank you
@sam30863 2 жыл бұрын
The small but an important genius of all your videos is that although they are hindi-english mix, there are english subtitles. Just shows the extra work you put into to have a larger reach. Kudos! Thank you for the amazing content.
@shuvampal7290 3 жыл бұрын
My 1st job was in debt recovery sector in HDFC bank CC dept. I have seen people went from hero to zero. And from that point of view, i think that's the most educational video about way to use CC
@meroharivansh 2 жыл бұрын
बिल्कुल सही समझाया सर , मै शुरुआत से इसी माइंडसेट से ही क्रेडिट कार्ड इस्तेमाल करता हु, जितना आपको बताने में मजा आ रहा है वही मजा मुझे आपके बताये तरीके से इस्तेमाल करने में आता है ।
@jasmeengill4916 2 жыл бұрын
It’s been more than 1.5 years since I started working and now I am finally getting a credit card, it’s not a free card but I understand everything you said in the video. I always thought that we should never spend the money that we don’t have! Thanks for recalling that for me! And thanks for all the information 💯 so ready for my first credit card!
@jayntapanda 3 жыл бұрын
Thank you sir. I already had a basic idea about credit card seeing different videos. This is nice to get everything in one video.❤️ Love your work.
@warikoo 3 жыл бұрын
Glad it was helpful!
@Sushil2k4 3 жыл бұрын
This guy reflects a plethora of positive vibes 🌟
@ROWaterSupport 2 жыл бұрын
Thanks for this nice information....
@munnabhowmik747 2 жыл бұрын
Unbelievable description Sir, Thanks a lot
@loveself4948 2 жыл бұрын
I have always self disciplined to CC any amount i pay the full amount .As Ankur mentioned it helps us in future in many ways. Taking it for granted is bad and causes real damages.
@austinpereira9204 3 жыл бұрын
Sir you are giving more education than most of university or online courses. We are grateful for your valuable time and effort.
@girishanjhim 2 жыл бұрын
Mazaa aa gaya boss... Excellently explained...Loved your video
@relaxingminds91 2 жыл бұрын
What a video....🔥🔥🔥🔥🔥❤❤❤❤❤ thanks a ton sir for making this video and saving people falling in the viscous trap
@priyajeetdaw3206 3 жыл бұрын
Whenever you spend through credit card, transfer that amount in a separate savings account. Add credit cards as biller for auto payment to this account. Never withdraw money from this SB account. This makes sure 1. You always have the actual money which you spend through credit card 2. You never miss the credit card payment due date and avoid penalties/ late charges. 3. Keep earning interest at saving account rate ~3.5%. Enjoy 😉
@MartinianMonk 3 жыл бұрын
That's a great advice. Thanks!
@dataone100 3 жыл бұрын
Or just use cred.
@hemantmohare7821 3 жыл бұрын
Also can do one thing of you dont have money to pay credit card bill so transfer emi amount to your bank account through paytm and pay your emi but in next emi you have to pay it with your money it is only for taking time to collect money to pay emi i know it charge 4.07% at paytm but it is less than panalty charges
@siddarthsingh7474 3 жыл бұрын
@@hemantmohare7821 That's living off CC money. Not a smart thing to do.
@siddarthsingh7474 3 жыл бұрын
"Whenever you spend through credit card, transfer that amount in a separate savings account" - What do you mean by that @priyajeet ? For fundtransfer, I dont get the option to use CC
@viratforever21 3 жыл бұрын
Spent 1.40 lakh by credit card in Jan 2020 Couldn't pay money Paid 12000 every month for the whole year after each bill Now still the bill is for 2 lakh
@pratik8807 3 жыл бұрын
Don't buy what you can't afford 🔥
@Imanubhv 3 жыл бұрын
Convert it into flexi pay , in flexi pay rate of interest is 10-12% p.a,
@soumsgaming238 3 жыл бұрын
@@Life_journey_234 Sahi main
@rb300tzp 3 жыл бұрын
Go for flexipay or take a loan for debt consolidation. You'd be paying less interest.
@rohitsoni9325 3 жыл бұрын
That's the CREDIT CARD for you, my friend😉 Take loan from friend/relative and clear this in full and then pay that friend/relative like this and atleast in india people dont bother to charge interest on loan given to friends/family😁
@rajuatkkiray7751 Жыл бұрын
Nicely explained, i had a credit card 18yrs back which proved disaster for me, and now I am possesing a life long free credit card, thanks for the tips brother
@ManishFrenchStudio 2 жыл бұрын
Superb video ❤️ thank you 💕
@bhavyajain4613 3 жыл бұрын
I actually love how you haven't given us recommendations for so and so credit card options so that we do the research by ourselves!
@anurodhroy3977 2 жыл бұрын
Today is the teacher's day. I got a awesome lesson . Thank you so much 🔥🔥
@SRINIVAS7609i 2 жыл бұрын
That's a brilliant idea!!!... Thanks a lot ankur...
@shrutimishra4028 2 жыл бұрын
Thanks a lot for making this video. Such a eye opener
@samuelshah1377 3 жыл бұрын
Our generation is blessed to have you, sir❤️
@ronnygupte 3 жыл бұрын
These are such basic...but important lessons! Especially for those starting their financial journey 👍 thanks Ankur
@syedkhurram2067 2 жыл бұрын
Super sir. Aapney bohat acha samjaya. Thanx hatsoff
@JitendraSahu-zn4kz 2 жыл бұрын
Last month, I thought and did this trick. Now you have clarified better. Thanks 👍👍👍
@mdzaid5925 2 жыл бұрын
I highly recommend to put amount equal to your credit limit in a fd or seperate account as a security. This will save you from not paying full amount and getting into a debt trap.
@ravishkapoor5850 2 жыл бұрын
Wonderful presentation... Loved the way u explained merits & demerits of using cards...
@jayeshpednekar2564 2 жыл бұрын
What the best thing is I liked the way you explain in the entire video... hoping to see you more..
@bhavithvshetty5268 2 жыл бұрын
I just got my credit card, thanks for the video it was amazing👍
@shreeparna777 3 жыл бұрын
My goodness you wont believe today only i was searching for this topic some hours ago...and here you come suddenly!!!!
@BharatSingh-tu6rp 3 жыл бұрын
How it got so much will you tell me pls 🙏
@goodveer 3 жыл бұрын
Good stuff Ankur. Looking forward for more such interesting videos.
@howtomakemoneyonline2onlin453 Жыл бұрын
This is the core lessons of the book millionaire fastlane but in 20 mins & very digestible.:) The script, storytelling, background music, everything is incredible.
@_M_D_M_ 2 жыл бұрын
I have spent nearly 6 years of my initial working days in credit card trap. I made all mistakes that Ankur mentioned here. But now after nearly 11 years of completing all my dues I am at CIBIL Score of 850 from sub 600. I still use variety of Credit Cards, Loans etc. but now I know how to use them. This kind of lesson that I learnt the hard way is now available for all youngsters. Dont fall in this trap..... All the best.
@BLAZEY022 2 жыл бұрын
Hey, thank you for sharing this. Explanation was great, still I am hesitant to use credit card. Mine is about to arrive in 1 week. And I am still clueless, any advice will be much appreciated! Thanks again..
@Mandarsinh 2 жыл бұрын
Thanks , Ambadnya for making this video.
@syedziaakhtar 3 жыл бұрын
This is one of the most useful video on this topic. Good work. Appreciate your presentation skills and quality content.
@kevalchheda6369 3 жыл бұрын
Much awaited one is here ever since you told you'll be making video on this one 👍
@warikoo 3 жыл бұрын
Enjoy
@pramodm4343 2 жыл бұрын
Great..This video helped me to get rid of the misconception which i had previously about credit card.
@valentineash1 2 жыл бұрын
Very well explained. Thanks
@rahullath100 2 жыл бұрын
Superb man...what a simplified way to explain things, superb expressions and way of communicating. Great 👍👌
@ek_virus 3 жыл бұрын
Sir, the way you explain everything was amazing. Your speech is just awesome and Video is knowledgeable. 🙌
@sohamdasgupta492 2 жыл бұрын
You're amazing Ankur 👏
@scottyea 2 жыл бұрын
Thanks for the subtitles!
@himanshu6546 2 жыл бұрын
Thanks a lot, Ankur for making this video. I am guilty of using the credit cards for granted and collected 5-6 for fun initially I used to pay full. By the time with crunch, family issues had to use funds available in the hope of paying full but the hope failed and got in the trap. The stress of paying the outstanding amount and innumerable calls from the bank stressed me up that I felt like beating myself up. Never had that kind of feeling and now I realize it is down to the fact of little and less understanding of finances. I am still trying to understand finance by watching your videos or other finance professionals still far from where I want to be but I am sure that I will now never go into that trap and have brilliant financial freedom soon. If possible can you give me some time so I can use your brains to enhance my financial knowledge
@elroyfernandes1165 3 жыл бұрын
Ground rule: ensure you have the funds to pay the full amount.
@OnlineGyan-nk8fd 2 жыл бұрын
Exactly 👍.
@TheAze 2 жыл бұрын
This is best video I viewed today regarding financial knowledge
@bharathjackson5441 Жыл бұрын
Thank you so much for this Information! Really Grateful for it 🙏
@myonlineca 3 жыл бұрын
i use Amazon Icici or Flipkart Axis. Both are Best..Ankur Sir you need mentioned about AMC fees which is also trap if you do'nt spend minium amount in a year.
@simeonnischith6075 3 жыл бұрын
what is it? can you tell me?
@simeonnischith6075 3 жыл бұрын
@@aseemsharan thanks ill research a lil more and see if it suits my paymets and all
@hope.7000 3 жыл бұрын
@@aseemsharan so u mean, we need to spend minimum amount that is given as the limit yearly otherwise we have pay that 400?
@aseemsharan 3 жыл бұрын
@@hope.7000 Yes true. But we get benefits from credit cards as well. either through coupons or theough direct money cashbacks. so if that crosses 400 rupees, overall you won't be in loss. For people who spend excessively through credit cards, for them this is very beneficial. EDIT: And that's why Ankur said that for starting, we should always look for free credit cards on which we don't have to pay any annual fee.
@vishalsadhnani1042 3 жыл бұрын
@MyOnlineCA sir but would u plz tell me how to transfer money from credit card into bank acc with 0 charges
@yashodhansharma7336 3 жыл бұрын
Great explanation sir. I am in my teens and looking forward to having a credit card. Gary once said as well, get yourself a credit card and improve your credit score.
@saranshnewar 2 жыл бұрын
Woow ....A disciplined channel ...🌟🌟🌟🌟🌟
@noordeepbhalla2572 Жыл бұрын
Thank you Ankur. This video is so helpful!! 🎉🎉
@nitinvaswani2772 3 жыл бұрын
This is something new that I've learnt today❤️🔥
@beckyg7951 3 жыл бұрын
Very insightful! I am an enthusiast who is still a student finding for the correct way to start off my adulthood journey with the right footing! Thankyou for all your efforts .
@p.k.1487 2 жыл бұрын
Dear, aapka channel pahli baar dekha aur aakhir tak sunta chala gaya...aap smart hain, killing smile hai, aapki lecture ka asar aisa hua ki pura sunta hi gayaa... Aapke channel main advertisement nahi aayi kaise? Par isliye link bhi nahi tut ti. Kya kahun main aapka fan ho gaya.. keep continue
@pankajbhardwaj8087 2 жыл бұрын
Great explanation !!!🤗🤗
@vernellron7300 3 жыл бұрын
Bitcoin is the beginning of something great a currency without a government,something necessary and imperative.
@annifred2159 3 жыл бұрын
Bitcoin and cryptocurrency have been making millionaires, although people are still having losses due to lack of experience, that is why it is advisable to allow a professional handle your trade I recommend investor Gloria investment platform she is trustworthy.
@jannetjohnson581 3 жыл бұрын
That’s why you need a professional broker that we make trade and much profit for you, I recommend investor Gloria she has been trading for me for some years now and I’m very much comfortable with her.
@maswelldrake510 3 жыл бұрын
I think I have heard about investor Gloria platform she trade for my friend and my friend make much profit ,I’m going to reach her platform
@ameliamark4867 3 жыл бұрын
Gloria has been trading for me and I’m making much much money 💰 with her platform
@rosiepatrick2775 3 жыл бұрын
Investor Gloria is one of the best female broker ❤️
@aparnaiyer4598 3 жыл бұрын
My dad usually uses a credit card. We always save the points and we have got a number of items like washing machine etc using those points!
@satishsahoo3424 3 жыл бұрын
Which credit card and how much points you did redeem for washing machine?? For me... To get a 500 rupees voucher.. I need to wait for 6 months. That to with 10 to 15k spending per month.
@AnilKumar-ud6pb 3 жыл бұрын
Which credit card?
@aparnaiyer4598 3 жыл бұрын
He uses Standard chartered credit card and gets a 5% cashback for many transactions along with some points. We had to save these points and money from cashback for a couple of years to get a washing machine and spend on other items.
@amitmohile388 3 жыл бұрын
Use Amazon pay icici... 100rs monthly guaranteed on 10k spend
@AnilKumar-ud6pb 3 жыл бұрын
@@amitmohile388 use axis ace credit card,you get 2% cashback,which is 200 guaranteed on 10k spends.
@jeacy165 2 жыл бұрын
Great information sir.thank you
@santhoshkumar-it8qn 2 жыл бұрын
Explanation started with disadvantages, It is great job
@bhavyajain4613 3 жыл бұрын
Get my money to work for me! BRILLIANT.
@NiveshYoddha 3 жыл бұрын
"Credit card is good if you use it in a good manner"
@infosism4854 3 жыл бұрын
👍👍
@SanjayKumar-rw2gj Жыл бұрын
Such an amazing video with complete details of credit card. What are pros and cons of having CC and how to utilize it to get complete benefit. Key takeaways are: 1. Get a credit card - benefits would be you get interest free loan for 20-45 days. that money can be invested to get some short term returns. 2. Pay your credit card bill completely and timely - Whenever you need any kind of loan from bank they check your credit score and based on it you will get loan at low or high interest rate. Some of the banks deny loan if you do not have any credit score. 3. Only buy things using credit card which you can afford via debit card. Thanks Ankur Warikoo for sharing your insights, it is very much helpful for people like me who are planning to get a credit card.
@Arty_detetector 2 жыл бұрын
Sir I see you as my Financial Mentor..Thanking you from Heart💓
@akshayvarma7507 3 жыл бұрын
Hi Ankur, regarding the difficulty in payment of credit card bill that you told at last, you can opt for Auto-debit instead. No manual intervention needed 😎
@GirishKMulani 3 жыл бұрын
Additionally, it gives you the required support when you are stuck in emergency/medical situations where big amount is required to be paid upfront. Even your best friend or relative will take some time to arrange that money..CC does support you there.
@venomgaming2033 3 жыл бұрын
Totally agree with u bro...
@techecommerce7333 3 жыл бұрын
Well Said
@paddy232323 2 жыл бұрын
Yes true
@imranpathan-hu6zu 2 жыл бұрын
Ankur Warikoo teachings are incredibly good
@swapneel8894 Жыл бұрын
Loved the way he explained and cleared my doubts. Thank you sir. Respect!
@himanshu6172 3 жыл бұрын
Thanks for your circulating idea, I use credit card in online payment when I've already the amount available in savings account so from now I'll use it to invest that particular amount to earn something 👍🏻
@pranam5160 2 жыл бұрын
Hello Ankur, Really thanks for one more good video. I was trapped in this cycle during my 20s .. that taught me how to use card and I am availing the benefits of credit cards. In video, you mentioned cred can be used to pay rent and also video was not sponsored by cred. But you forgot to mention that cred charges some service charge for the rent payment. In my case, my rent is 23500 and cred is charging a good service charge of rs 255, which per year is rs 3060 and if I pay by Netbanking, it is free. So in my opinion, paying rent is not good use of cred and shall not be advised. if you advise in your video, I guess you should tell about service charge also, so that user can decided if he want to pay service charge or not. In case of emergency, it can be used but as a regular mode not a good method
@backflipinspace 2 жыл бұрын
i liked that you started with the cons of a credit card first. it nails down the point that it can be harmful and it's not for everyone.
@tiashahalder9859 3 жыл бұрын
This is the best video I have ever watched on your channel. I started thinking in a new direction.
@mukeshshakya3482 3 жыл бұрын
I use rent options for 1% fee
@dineshsolanki8695 3 жыл бұрын
You have so many other option are there you can earn money from your credit card
@AtulMishra-rs5os 2 жыл бұрын
You've not covered one more important fact on withdrawing cash from credit card. Once you withdraw cash from credit card through an ATM, it immediately imposes interest from the very next day. It doesn't matter whether you've fully paid your credit card bill just yesterday or 2-3 days back.
@soumyadip.d 2 жыл бұрын
This is first time I am watching your video, and believe me I never liked and commented on any ones video on the first day, but liked and commented on yours video. I don't use a credit card till date, but I know this lessons, and you told us those things so easily, so beautifully I am really amazed. Nice work, easy to understand lessons for the beginners. Everyone should keep it mind before using a credit card.
@PRAWINTECH 2 жыл бұрын
I really like this video, sir, thank you for sharing the valuable info!
@yashking1352 3 жыл бұрын
I have been doing the same things to earn from credit cards since I have credit cards. My parents keep saying credit cards are not good but the people at large don't know the real advantage of credit cards. But I must say thanks to Ankur to share these learnings with people at large.
@sumanghosh1346 2 жыл бұрын
Bro,how to invest in mutual fund through credit card?is there any charges?
@yashking1352 2 жыл бұрын
@@sumanghosh1346 yes there are some charges but still it depends. May be some of platforms provide free of charges.
@PraveenReddykankadala 2 жыл бұрын
@@yashking1352 Hello, which platfroms are free ? Pls help bro
@AashishKhandelwalOfficial 3 жыл бұрын
Benefit No 1 - You can earn interest but for that you need to transfer money to Bank first which itself comes with a fee of 2-4%.
@saishshirsat6139 2 жыл бұрын
Wonderful video great sir!!!!! Thank you
@devchathu 2 жыл бұрын
loved the video entirely Sir! Thanks a lot for the subtitles specifically. There were a lot of times where I had to skip videos just because it was not in a language I couldn't understand. Kudos to your extra efforts Sir. You really are a inspiration!❤️
@manishicai 3 жыл бұрын
Sir, that is a very helpful video although I already follow the same concept but still I learned a few things. One more thing which I experienced is that NO COST EMI is actually not fully no cost, it charges you the GST amount on the interest. The most important thing in the video "Never use the credit card for the things for which u don't have money for".
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