Oh thats a really good idea!!!

That's actually an amazing fucking idea

Holy shit what the fuck- ... I

Amazing idea

Y-you may have actually just...fucking beat the system...what the fuck?

Equifacks is the most evil from the three since it tricks you into thinking that it has clickable links.

Also if you go to them Equifacks: We also blind small animals with cosmetics. We do not sell cosmetics. We just blind animals. Experianne: We don't know how we make money from this-probably targeted advertising or something. But you know what they say-"Do what you love and the money will follow" Tramsonion: You can wash your steak down with a glass of dolphin tears. *To be clear*-these tears are cried by actual dolphins as they watch us carve up the carcases of their orcra friends

It's sad that there isn't a more humane way to receive dolphin tears. Sigh.. well, at least they ship in bulk.

Hurric4ne x

John Oliver... Is a freaking genius!

actually, it is the background check company that is sloppy and incompetent. You cannot expect a company to verify the background check company. A better move would be to email the company and point out the mistake. ijs.

@@asher6657 no it is the employer who is incompetent - they used an external background check and rejected immediately without first querying the discrepancy via the applicant. Common sense tells you no background check is ever 100% accurate.

John stover, the background check was fine, you cant call them sloppy for not checking past names

The fact that they didn't use multiple sources. In the cybersecurity community (I'm in it) we have a phrase that goes "Trust but VERIFY."

If you went to a school that changed its name, that means you went to a crappy school LOL

+moonmoonbirdcpt lol

+moonmoonbirdcpt How can anyone even look at that an believe it XD. "You've had 3 feet amputated. I'm sorry sir but we're going to have to deny you the loans for these sick shoes."

I'm sorry but your grammar is horrible

+moonmoonbirdcpt LOL Yes, everything you said was true. THUMBS UP

Caitlyn Jenners hands are as big as her shoulders... I mean dick

Catch-22

+WarpRulez It's amazingly stupid. How can such a system be allowed to exist? It's counter productive to everyone except the companies that manage that system and make money off it. Wow...

So very true.

Literally

+WarpRulez well that's the circular logic american goverment is famous for... Just like paid maternity leave.. We can't give it because it would be at the detriment of mother.. And the merry go round goes on.. Maybe that's what ME3's original ending was telling us....

Mike, TheAnimated it’s not like cooperate greed would likely cause the end of the world as we know it or anything?

Or......that it works *_perfectly_* for the very lobbyists, and others like them, who engineered the best possible outcome.....for themselves.

that moment when the citizen and consumer are synonyms

Mike, TheAnimated and how much their websites work. 4 years and they all work 😂

more like how much EVERYWHERE doesn't work. Between Modi, Brexit and all the other crap, it's not just America. Humans are just shit.

Same for me. They hate you. To them, you are what they call a Deadbeat.

You're exactly right. That's precisely what is happening. Ugh

You’re exactly right. And yet! Dave Ramsey’s program to get you out of debt is literally to just pay in cash and tell debtors to fuck off, this is all you can afford to pay them. I kid you not. I went to a highschool that literally taught the Dave Ramsey method for our finance class…

That’s good. That’s called capitalism you moron

You either want to access the system and need to build credit.... Or wipe your hands off it completely and totally.

true.

+IamTMan007 the ironic thing is, if a service like this was provided by the government it would usually have a lot of problems, so people would say lets privatize it. in this case, its the complete opposite.

+IWillDominate Eh, most governments(elected ones, anyway) are much more responsive to legions of pissed off people. Not perfect, and it'll still fuck shit up, but I cannot possibly see how this being run by the government could be *worse*. If nothing else, the problems would at least be *different*.

yea notice i didnt say this exact problem would be worse with the government. I said with a state run system you would have "a lot of problems".

+IamTMan007 Such private data shouldn't be provided without restrictions by absolutely anyone, included the government.

Ditto

+tifforo1 Let me phrase this differently. You don't see why printing and distributing false information about individuals which directly costs them opportunities and employment should be considered defamation?

+tifforo1 Good luck suing one of these companies. Let me know how it turns out.

+bobbyarliss Well considering they said in the video that GIS alone has been sued for 13 million so far, I'm guessing it turns out quite well for some

+tifforo1 Agreed.

"I'm sorry, we can't accept signatures from the deceased."

More like, "But Im right here!" "Ok, so this is just fraud to put a charge on a dead lady's account"

@@paulmahoney7619 not funny. Unfunny fail

It's like somebody got a Dead Parrot sketch backwards.

@@OrigamiMarie "I'm of the living. Non-deceased. Still within my mortal coil. I still draw breath. St. Peter cannot give entry or denial. The ghost is still in my current possession, for I have not given it up. I have no agricultural property, because I haven't bought the farm. The ground I currently stand on is at level and not six feet under. I'M ALIVE!" "It says you're deceased." "... are you sure it's me you should be checking for a pulse?"

Highlight this shit... Their perfect credit maintained by Corruption

They are. But like everything else, with enough money, you can just buy a good score.

Easy. Because credit scores are all about can you pay off your bills, debts and credit cards in a reliable fashion (which is why medical debts are the most common reason for bad scores because those will always screw up someone poor). When you have money, those things are never problems, and when it is? You just offload it on one of your companies and that company is what takes the hit, not you.

Because they're the ones doing the vetting?

Good point but the real reason is because C Level positions are pretty much purely based off of connections with a little bit of an education background.

+dllexport- hahahah omg that;s hilarious !!

Nobody, the system just is. It revolves around productivity with little common sense or accountability. But when a system is so arrogant to even deny any way for people affected from its mistakes to at least fix them, then it becomes this abomination.

Obama

+Edgar Fernandez no it was the hacker 4 chan

***** Mistyping doesn't make a person a dumbass.

+MaxArceus No one person, just a lot of people over a long period of time. And to answer your other question. VERY SHITTY!

It isn't the truly rich that hate the poor though. To them, the poor are mainly a vessel to direct the hatred of the middle-class, which should hate the rich instead. If you meant the middle-class with "well off" then I do agree, they have been brainwashed by the decades of propaganda from mainstream media

Oh it's not hate, we make them money by paying to exist. They're corralling us to make sure none of the money we make them escapes. 👍

@@exantiuse497 Holy fuck, the middle class is so far up its own fucking ass that they're coming out of their own mouths and going right back up their fucking ass for lap two. Always have to make it about themselves. God damn.

*in america

No one cares.

Aww.

My bird has done the same thing

Cool

Is her name Judy thomas?

The 4th (or 5th) C therefore, is Cat

Wat

+Pearl Carol That is freaking terrifying! D:

+Pearl Carol Girl, tell your co-worker to start claiming his child. He's a good dude but a deadbeat dad. lol...i kid but doubt the school ran a credit check to find his contact info. Maybe this is the mom's way of telling him....

Yes. The schools make you jump through hoops to get your kid then they make dumb mistakes like that. I went to get my kid from school one day and they sent some strange girl out to me. We both stood there for a minute wondering where our people was until I asked what is taking her so long. She said that's her right there. I yelled I don't know her. I was heated. I hate that school.

+Pearl Carol But..schools don't get contact info via credit reports, do they? They get them from the little sheets that are given out to the students. So either the student(s) are filling in his info, or the other parent is. Unless I'm mistaken...

The score is not relevant, the legitimacy is what is relevant.

+EYM Why would a credit report give you a credit score? That is like asking to see your medical chart because you want to know whether your liver leveled up and got +3 Agility.

***** Report if of course essential, but numbers are easier to compare :)

***** +1 for liver joke))) However you build a chart of medical tests and that could very much reflect your agility.

EYM Credit scores are the results of formulas which are protected as trade secrets. Why should anyone trust math they cannot check?

Aaron Brown so new new person

Did you ever get it cleared up?

Rip man

@@luvmibratt I haven't. kinda gave up after a while of trying for almost two years. I had it fixed once but then it happened again.

You need to fix it or you won’t be paying into your social security. Funny enough, I know someone with your same name, but I don’t think he’s dead.

??

XD

lol

+tylertyler82 Mine has three numbers but what does the negative sign in front of it mean?

+Jonathan Rose I got that reference

+ravex24 HAHAHAHAHAHAHA!!

+Josh Taylor I continually have background check problems, and it is SO FRUSTRATING! At least in the credit bureau there are only 3 companies, but there are hundreds of background check companies that are continually circulating the same misinformation. I have NOT found a way to fix the errors that these companies do

Josh Taylor if

Josh Taylor I

Josh Taylor Wow. Just wow. "It says right here on this paper that you are black. Don't try to convince me with your obviously white skin!" Stories like that are why I'm thankful to live in central Europe. Sure we do have some shit too, but not in that kind of caliber. Although I'd wish for a german version of LWT.

"There is no one more blind than those who refuse to see." -Some quote I heard.

(Must resist the temptation to make the obvious joke)

@@miguelsilva9118Being a dude on the operations side is just as bad. All the "pretty" ladies willing to F*@# their way to a promotion make it hard for employees trying to make it on merit.

All companies do that

Oh, is that why they call the US "The land of the free"? There is no law and criminals are let loose to run for president(unless they black)?

BAHAHAHAHAHAHA!!!!! AHAHAHAHAHAHA!!!!!! BFFFAAAAAHAHAHAAHAHAHAHA!!!!

Catch 22

That's the point

Is 22 even in season this time of year? And what is the going rate of 22 anyway? Seems like you'd have to catch hundreds of 22s to be able to make a living.

This is the same reason that released convicts keep ending up back in jail.

Welcome to the black hole of poverty.

Everything is. Even the continued existence of racism is. America is such a glorious country, innit?

Classism in it's finest

Excellent Video clip! Excuse me for butting in, I would appreciate your opinion. Have you heard about - Tarbbatigan Destroy Offenders Tip (do a search on google)? It is a great one off guide for learning how to clean up your credit without the headache. Ive heard some incredible things about it and my work buddy finally got astronomical results with it.

Hello comrade

@Luís Filipe Andrade ok elitist also California is still part of USA.

+w0t3rdog Yeah, lucky you. I heard him say 10 million and population of and I literally cheered for him to say Czech republic. I was so dissapointed when he picked Sweden instead. Little patriot in me wants to defenestrate him now.

+MrLaxinator We need to start by luring him to Prague. Ideas? XD

+MrLaxinator I don't think he has any windows in that studio...

+w0t3rdog I'm a simple Finn. I hear someone mention Sweden, I fart loudly.

+Iiro N I am a simple swede, popping finns ;-)

I'm watching this from Europe and didn't even get to the second minute before I went a big John Oliver WHAT and decided I'm not watching further.

I was thinking the same

Although most porn doesn't have to re-dub the lines poorly lol

no sex no mortgage now get on your knees while I show you my micky

The Chicago gamer Hahahaha

turtletowers SNOW ON WHITE

W

L

+Rafael Alegre M

O

+Johnny Lingo N

littleblueclovers It sucks, I went through the same situation in getting denied apartments, but I was able to get a temporary job lol.

Get a tiny credit card. Age matters more than amount. I only have one credit card for $500. You can get one as small as $200.

K A , you can build credit while paying it off every month, dumb dumb.

I'm literally in the same position. I can't get a credit card because I have no credit, which you need a credit card to build! It's so backwards. It's like the first job paradox where you need employment history to get a job, but need a job to get employment history. Both are just fucking stupid. I've paid everything cash, never taken a loan, and never got anything on a payment system. I've paid everything I've ever owned in full, including two cars, my last worth 10-14k on the private market, but I paid the full 4500 in cash, at that price because few people in my city can drive a manual apparently. I've paid my rent every time on time, just not on leases. I've paid every phone, computer, literally anything, in full. I have never bought something I didn't have the money and savings to buy the full price of the moment of purchase. Yet I have no credit history because none of that counts to the credit bureaus. I don't see how that's fair at all. I've more than proved I am extremely financially responsible and pay everything like rent etc on time, and don't borrow money. I have better financial history than a lot of my friends who do have credit. Just wild how this system works. Edited bc of spelling mistake.

go to college to get a job be denied a job because you went to college-

@@hypernovaneedsachillpill7088 Get a degree, get rejected because they don't want to pay a college student more.

My school advertised job placement. Then I graduated and found I had to find a job on my own. Every place I contacted said I needed experience. I asked how do I get hired then if I went to school for this and they said I needed to go thru the school which did not offer that.

dat obama care tho

A shame it doesnt work as intended. Hard when Congress is led by an opposing political party who scream communism at the mention of universal healthcare.

kimplin Well that opposition party had nothing to do with the shaping of the program...

***** They did however get a say at what did and did not get to make it in the bill. Republicans carved up that bill like a turkey dinner. Its a shell of its original draft. For example, many states are allowed to op out of the increased budgets for medicare and medicaid associated with the bill. And many of the states did. Like my shitty state of Florida.

Chelsea, a few suggestions for you: 1) Check the law in the state where you incurred the medical debt. Some states require items be removed from credit files after three years, some five, some six. Federal is seven. The legal terms you might want to look for include "collection efforts" (which keeping an item on a credit report can be considered to be) and "filing suit". The second one is especially important if your state/the state of debt origin has a lower limit. If a collector comes calling after those dates have passed, you have grounds for a lawsuit. Most lawyers who take on collection violations accept cases on a "win payment" basis, meaning you don't pay until you win/settle. 2) If the debts are still within the collection period allowed by law, contact the financial aid office of the hospital/medical provider. Yes, they will want a *lot* of very personal details. They will require you to obtain signed affadavits (most banks have a notary public who will witness your signature; if you have an account with the bank, they don't generally charge for the service). These can range from proof of residency to proof of income to proof of assets. They may include the forms they want notarized, or they may simply provide you a list; if it's a list, then you can create the affadavits in any word program. They start out: "I, _(your name)_, the undersigned, do hereby swear and affirm that the following statements are true to the best of my knowledge, under *penalty of perjury*." Then you type whatever it is they want you to swear to: that you are a student with no income, or income below the poverty level; that you had no insurance at the time of service (required in many FL hospitals for any amount of charity aid); that your assets are less than $10,000 (or the amount in your state for declaring yourself legally indigent before a court of law). 3) Check your policy limits and liabilities with the medical insurer and check your EOBs. Insurance companies are notorious (especially BCBS, Cigna, and UHC) for paying out at a lower rate and chucking everything to your deductible. Make sure of what your limits are, and if you have lifetime limits. Verify whether your insurance company is putting more towards your deductible and OOP than they can per your policy. For example: Say your deductible is $2000 per annum and you have a 20% out-of-pocket expense. Assuming that the number you provided of $250K is for one year (yes, that's possible), you would have a max expense on that plan of $52K. If you have a family plan, it could be more. But the amount you gave reflects an after-insurance amount, meaning that they've written more to your OOP and deductible than you would be liable for on the example plan. Insurance companies do this *all the time*, because most people don't pay attention when they have a lingering illness until it gets out of control. (Please note that deductibles and OOP percentages reset in January of each year, unless otherwise stated in your policy. So if you're diagnosed in December and begin treatment then, you would be liable for the full deductible/OOP if reached in December, and again in January if treatment continued.) Unfortunately, where this example would cease to apply is if your insurance plan has a "lifetime maximum" benefit for a service. Say you were being treated for cancer, and your policy had a lifetime maximum benefit of $1M. If the cancer is advanced or aggressive, then the treatment if going to be aggressive and it's going to be expensive. Exceeding that lifetime limit is easy with certain medical conditions. It would also cease to apply in cases of out-of-network providers. This generally rears its head when you have anesthesia or surgery at an in-network hospital and one or more of the providers attending you is not in-network. Many O-O-N providers using I-N facilities will agree to write off any portion that would have been covered by the insurance had they been I-N, since it's not your choice in many cases who does your anesthesia, or who might assist your doctor in your operation. It's always worth the time to pick up the phone and potentially reduce a $1200 ded/OOP bill for O-O-N expenses to $150 co-pay/ded that would have applied if they'd been I-N. (Co-pays do count toward your OOP expenses on your insurance plan. Keep that in mind when computing what your max should have been, because the insurance companies will fudge that and not include regular physician's visit co-pays in your annual OOP amount.) 3-B) Whenever you are able to get a provider to agree to a lesser amount due to an error, *especially in issues of network coverage*, make certain that the credit report (if the item is already on your file) is updated to reflect the change in the *original* amount owed. Because it should never have been the larger amount, and if they just credit off a large amount of the debt "originally" owed on the credit file, that can reflect negatively on you. This means that you can be denied credit, housing, employment, etc. because of something over which you truly had no control: an insurance fuck-up or a network provider issue. They cannot just issue an "update" in their normal monthly report to the bureaus. They have to write out an individual correction for your file (in the old days it was done by hand, but I imagine a lot of places do this electronically now as well) because it has to change the entire entry. 4) Whatever you work out with a medical provider, *get it in writing*.I really can't stress that enough. If for no other reason than that the person you're working out the financial issue with leaves the employ of the medical provider, that written agreement will serve to prove you had an existing arrangement with an authorized employee of their firm. I can also tell you, from experience, that larger medical providers (especially hospitals) have a tendency to turn over outstanding accounts to collection agencies en masse, whether they have approved charity benefits or payment plans. The corporate office doesn't care about the effort you went to to work out the financial issue. They only care that the account may not show as zeroed in their system. Sometimes that's an issue with the computers not talking to one another quickly enough; sometimes it's operator error; sometimes it's deliberate. Whatever the case, the written documentation showing whatever arrangements were mutually agreed to by both you and the medical provider will either resolve the issue directly, or - if the provider doesn't want to honor them - serve as evidence in a court of law where you can petition a judge for resolution. Always consult an attorney before taking any legal action, though. And definitely look for an attorney whose field of expertise is, in this case, collection law. And above all, make sure that all entries on your credit file are actually for you. Despite having had huge amounts of medical treatments, that doesn't mean every provider listed on your file is someone who's done medical work for you or has a balance for you in their system. Case in point: I once lived in a town where there was only one other person with the same first and last name as me. I went to have an MRI done and was told I owed a balance in the tens of thousands for a hospitalization the previous month. It took a bit to clear it up, but thankfully, despite sharing a name, the other individual and I did not share a blood type.

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on .

Those rhymes were so fresh that I made a salad.

+R Dawg *drops mic*

Going nerdy here, there's a character in Naruto who speaks exactly how you just wrote, lol. Add in a Lil Jon "Yeaaaaaah!" and you have him down perfectly :)

Heck

+Michael P, It's true, it's setup in favor of companies not consumers. Example. You get paid after you work, and you pay rent ahead of time.

Unless I am handling cash, I refuse to let a potential employer run my credit report. It's none of their damm business.

What line of work ya in?

Beautiful. In my case, I left fucking America. Credit problems solved.

LOL;yes both the employee, and the *employee* are engaged in speculation bout each other. The playing field is uneven. A business can use the cost of credit, and back ground checks to reduce their tax liability. Individual seeking employment may not be able to so.

+ChronicCuber and mostly why does it even matter what his/her credit report is. look at person resume experience education and find out about his personality during an interview. what ever his debt is shouldn't be companies concern. its a private matter.

+ChronicCuber Lower credit score is generally (not always) a sign of person that is not fiscally responsible. Which tends to be people who are not responsible in general. So unless there is identity left in play, lower credit score means irresponsible person. Responsible people pay their bills.

+sabbur15 I would argue that responsible people wouldn't have anything on their credit in the first place since if one was truly responsible, They would live within their means and not put themselves into a position where they require a loan/credit in the first place.

what no? low equals dumb bad manageable skills etc

+Nailz Responsible people can get laid off, like those who were laid off after the market crash. Being laid off can affect your credit, especially when you have no job to pay your mortgage and utilities-it hits your credit report. once on your report, when you go to look for work, you're turned down. Just because someone's credit is bad doesn't mean they weren't responsible, the big banks are but hey they never got into trouble now did they.

Right, after you stand in the housing queue for at least 10 years

Tomanista Wish America was that easy

well, it's not.

That's about how all of the landlords I know do it..... problem is that nearly all applicants are trash, and will find any excuse in the world to not work, and think that their government assistance checks are a reasonable substitute for a career. So yeah, if there were any applicants that actually did have jobs, then it would be easy as pie.

@@tayh3645 sounds like you live in a red state

+Dylon Merrell I feel the same way.

just america

WNo it sucks everywhere. The trick is to be a realistic optimist. If you work it out please let the rest of us know.

+Jessica Scoullar actually it doesnt suck everywhere.. do you really think the rest of the world has these kinds of problems? those are 3rd world country problems..

Obi Wan Kenobi most of the world is third world. The countries that aren’t usually have benefited from the policies that have made at least some other part of the world or group worse off. Those who are not have to fight to keep corruption out and it sneaks back in whenever we lower our guard. In first world countries we are living in a very lucky bubble of peace and prosperity where we expect to receive justice and that our government works for the people and is not corrupt. A brief look at history will show this is not the normal state of affairs and won’t just remain this way without working on keeping it.

well better get a used car then

How does universal healthcare sounds now ;)

Keyboard runner As it is currently? Shitty and not well planed out.

***** I mean a health care system with European standards.

Keyboard runner Ok, but in the USA there are huge flaws.

I'm in the same position

Mattus Apparatus that’s a stupid system

@Mattus Apparatus Dont put people who fail to put themselves at risk with leveraged money on the same financial footing as ex felons. Just dont do it. Thats my idea. How about everyone starts out with a low risk factor if they havent risked and go from there. Instead of just assuming that people who have never been in debt are automatically worse. I know there isnt a financial incentive to treat human beings with a modicum of decency, but that isnt a reason not to do it.

@Mattus Apparatus how is taking a loan ever the more responsible thing to do than saving an using your own money? Maybe it is because I am from Europe, but this baffles me. Here we learn that borrowing money is something you only do when you absolutely have no other option.

@Mattus Apparatus But you don't buy a house with a credit-card. Mortgage would be one of those needed loans. Your groceries shouldn't be. P.S. I have a mortgage

Jason Wilson I had no clue about this. Thank you So Much for this info

Don't forget the subscription fees just to watch HBO.

Holy shit you're right! Made my day

accurate a f

legit

+Gigabic I'm sure there is some system out in the world where the coder made a mistake and that would actually be posssible. But that would most likely be the bonuspoint-system of a ucranian harwarestore.... (i.e. not usefull to you).

+Duh Enlightened One Just for the laughs, do you think that it is possible to make it zero? What the heck would you have to do? LOL

That's referred to as a "Herman Cain".

+SomeoneCommenting Zero credit scores are not only possible, but the only type of credit score that makes sense. To attain a zero credit score you have to pay off all of your debt and not have any account activity for a few years. I wanna say that's 2-3 years, but it could be longer. Select companies will still approve you for a home or car loan with a zero credit score (and employment verification & bank statements, obviously).

that actually sounds really accurate and disturbing lol

Well, in a cyberpunk setting you would be able to survive at the edge of society. This is more like Brazil

Paul Zuk We live In a society

You think that's bad? Have you heard of China's social credit score system they're coming up with? Now that's horrifying.

@@MarlonBitoy Bottom text

Unfortunately, the loan industry relies on it. No one would loan money unless they had reason to believe the borrower had the means to pay it back.

Exactly.

But then in one hand, a person with a lot of personal problems can't focus well on jobs.

+Alida Cuevas Why do you have 3 hands

Especially if their personal problems are caused by the job.

There were three fingers, not three hands...

K A , loans do not go towards your credit card usage. People complaining about credit don’t even know how it works.

Malerie Ayala , there are lots of reasons why that would happen. You have to credit/loans to build credit.

same, it dropped almost 200 points after I payed off my car, has taken two years to get it back up. So stupid

I was thinking that too, but that would be suspicious of her to end up in Utah when she has that strike against her, and her counterclaim is that she's never been to Utah

Then they'd just say nice try Judith Kendall. Who's the lady your taking a picture with?

loner844 the problem is they don’t really care. There is very little incentive for anyone to bother fixing credit report issues.

@@robbieclark7828 it wouldn't be the same; I mean, it's been 6 years...

too much

Benoit Ducloy Too many

They don't work anymore though, sadly.

I wish he kept them going though... Most of the stuff linked to older episodes are gone by now.

But that the best part. With his decent credit score you would think he wouldn't spending HBOs money on numerous websites

lmaol

+David Grohl That is exactly what it came to my mind when I saw the video. I posted it, and then I found you did it before.

so true

+David Grohl I HATE the idea of an ID card that is mandatory to have. HATE IT, if the US ever did that I would be one of the first to leave. The difference is shopping at stores that track you is optional. Go to mom and pop shops and pay in cash..fuck big brother

+Christopher Gabriel Here in Spain (and all over Europe) we all have ID cards and I have never heard anyone, of any ideology, complaining about it. The ability for administration (police etc.) and for individuals (when signing a contract for example) to be sure of who that person actually is is essential. Every time I tell someone that there in the states you don't have ID cards they don't even understand how can that be possible.

Yep, even on how to wash you hands AND how to properly eat you school lunch.

Those videos are the proud parents of youtube. now there are millions of videos on how to cut your toenails and how to peel garlic.

+Lucas Balaminut #MakeAmericaGreatAgain #Trump2016

#freepublicity

#Trump2016

+gabor #SpellCheckYourHashtags (since you edited your comment to fix the mistake, I will edit this one as well: #DrumpfCampaignsIsBasedOnIrrationalFear )

+Lucas Balaminut Hey, leave Donal alone. He's a full letter off!

Underrated.

Best band in all the land!

That's certainly true. To be fair though, he's right; Neil Patrick Harris is the only guy I know who could convincingly be three sex offenders and a certified public accountant all at once. ...and that might be the weirdest thing that I've written in a long time. I think I need to get some sleep.

+ihurricane7 I think you summed up what every person is doing right now.

I want to check mine but then I remembered I don't even one since I barely became an adult lol

ah ha ditto

+lateblossom yeah, the research team must be amazing

They certainly are far better than all the failures working for all credit and background check companies combined to the power of a million...

My weapons get me the credit I need or you might meet with an accident.

A person with high debt will work harder !