Debt-Free Journey: 7 Tips | Paying off $120K of Debt in Under 3 Years

  Рет қаралды 144,049

Jenny Park

3 жыл бұрын

I share how my husband and I paid off $120,000 of debt in under 3 years and the 7 tips that helped us in our debt-free journey. If you are someone who is also on your debt-free journey or trying to build financial literacy, I hope this video motivates and encourages you!
If you haven’t yet, please LIKE this video. It really helps the KZfaq algorithm as I’m growing my channel!
Thank you so much for watching.
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What's Next? 5 Steps We Took After Becoming Debt-Free kzfaq.info/get/bejne/iOByabh3nN2cfH0.html
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0:13 - why I decided to make this video
2:44 - our money situation
5:05 - 7 things that helped us in our debt free journey
5:15 - track what you spend
6:30 - pay above monthly minimums and use the snowball method
9:04 - live below your means
10:53 - control the content you consume
12:35 - increase your income
13:41 - don’t give up!!!
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Resources mentioned:
- Aja Dang: bit.ly/3dOW8xU
- The Financial Diet: bit.ly/3fYWeWj
- CNBC Make it:bit.ly/3mzmMP6
- Refinery 29 Money Diaries: r29.co/3mypfJA
- Graham Stephan: bit.ly/3dUjy4M
- Dave Ramsey: bit.ly/3d1AUNX
- Reddit r/personalfinance: bit.ly/39Zzm5c
- Reddit r/fire: bit.ly/321CCIV
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Personal Instagram: coffeeandhoneycomb
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Tags:
debt free, debt free journey, debt free scream, debt free now what, debt to income ratio, debt free millennial, debt free living, debt free Dave Ramsey, debt free Aja dang, millennial money, millennial money graham stephan, millennial money moves, financial literacy, financial education, financial freedom, financial diet, should I pay off my debt or invest, should I pay off my credit card, should I pay off student loans, should I pay off debt early, how to get out of debt, how to get out of debt fast, what should I do with my money, what should I do with 1000 dollars, what should I do with 10k, generational wealth, Korean American, aapi, api, Asian American

Пікірлер: 301
@This.Is.30-Mandie
@This.Is.30-Mandie 3 жыл бұрын
I had to come back and comment bc this is one of the only videos that’s not full of fluff but actual advice and it is appreciated.
@JennyPark
@JennyPark 3 жыл бұрын
Oh my gawwwwshhhh. 🥰 thank you for coming back to say this.
@williamshart6228
@williamshart6228 Жыл бұрын
Got funded my grant thanks to andrew_garcia7142
@imanjones3807
@imanjones3807 Жыл бұрын
Im African American. My parents were not wealthy but we had everything that we needed as My parents worked really hard and had decent jobs as compared to others in our inner city neighborhood. My parents did not get an education past high school, however they encouraged my sister and I to do so. Long story short, my debt is mainly college debt, however I dint regret it because if not I wouldn't have the career that I have today. However, I'm learning that it's not about your career or job but about your creativity in what you can do outside of your job. My daughter is 11, and I'm teaching her now about financial matters. This week I will include her in our actual budget. I want her financially literate by 13.
@justwait9822
@justwait9822 8 ай бұрын
The thing that motivated me the most to not buy bs stuff while getting rid of debt was the mentality that youre paying more for everything you buy while holding high interest cc debt. Each dollar you spend is a dollar you arent using to pay down that 30% interest card, so essentially youre paying an extra premium on everything until you clear the debt. Also the longer the debt persists, youre losing the ability to invest those dollars and the compound interest they could earn so it becomes an even bigger loss.
@JennyPark
@JennyPark 6 ай бұрын
OOOO love that
@tigerbarksdale6899
@tigerbarksdale6899 Жыл бұрын
I can't wait to be debt free. Debt is no fun. Congratulations to you and the family.
@JennyPark
@JennyPark Жыл бұрын
Wishing all the best to u!!!! It’s life changing
@davidblane8222
@davidblane8222 Жыл бұрын
2 years after you posted and THIS is exactly what I needed to kickstart my Get Out of Debt Journey! Thank you.
@bujin5455
@bujin5455 3 жыл бұрын
6:50. The snowball method is not based off of the payment size, it's based off of the principle size. So let's say you have a $3,000 debt, a $10,000 debt, and a $50,000 debt. You pay minimums on the $10k and $50k debts, and put everything you have toward paying off the $3,000 debt first, regardless of what its payment size is. Once it's paid off, you then take the amount you're saving from the first debt, plus the extra you had, and then add it to what your minimum is on your next largest debt, and pay it off. Rinse wash and repeat. You do it like this because you will be able to pay off the lowest principle amount the fastest, thereby increasing your total extra monthly cashflow sooner. In this way, the payment size is snowballing.
@JennyPark
@JennyPark 3 жыл бұрын
I want to PIN this comment. Thank you for explaining it so much more clearly. I love your distinction of principle versus payment size. I struggled a bit on how to communicate this simply (and relied on easy mental math LOL).
@WellBehavedWallet
@WellBehavedWallet 9 ай бұрын
Great tips! Especially appreciate the idea of watching the content you're consuming. SO important to be a part of the right conversations!
@WelcomeToMyHead
@WelcomeToMyHead 9 ай бұрын
I love how articulate you are! Thanks for making this video!
@SugarMamma
@SugarMamma 3 жыл бұрын
Paying off an incredible amount of debt in 3 years take so much savvy strategy. Love that you are advocating for an approach beyond consumption discipline and scarcity.
@JennyPark
@JennyPark 3 жыл бұрын
Ooo “beyond consumption discipline and scarcity” - I hadn’t thought of it that way but that’s such a great way to put it. 💛 Thank you!
@augustaborn9034
@augustaborn9034 2 жыл бұрын
Thank you for the snowballing thing. I currently have debt spread across 6 credit cards. I will use this strategy to begin paying them off.
@JennyPark
@JennyPark 2 жыл бұрын
Yesss it makes it way more manageable and you get the momentum. Try googling snowball method debt worksheet and I bet there’s templates you can use to make it even easier! Visualization is huge.
@maisonandme
@maisonandme 3 жыл бұрын
Love this! Can't wait to see more!
@janicexchoi
@janicexchoi 3 жыл бұрын
Wowwww these tips are gold ✨
@skoopqueen.
@skoopqueen. Жыл бұрын
For years I struggled with outstanding debts, bills and my children's school fees. I was at a point where I wanted to give up. I came across every KZfaq channel about how to make and multiply your income through passive income. Fortunately, I had saved some money and decided to start an investment, bought my second house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t in investing.
@eadad4371
@eadad4371 Жыл бұрын
Not quite long I started investing. I'm very curious and need help on how to enhance and increase my returns. Any good investment tips would be appreciated
@skoopqueen
@skoopqueen Жыл бұрын
@@eadad4371
@skoopqueen
@skoopqueen Жыл бұрын
@eadad4371
@eadad4371 Жыл бұрын
@@skoopqueen That’s great , your investment advisor must be really good,I have seen testimonies of people using the help of investment advisors in making them more financial stable. Do you mind sharing more info on this person?
@emeldcentor1474
@emeldcentor1474 Жыл бұрын
@@eadad4371 I have had the intentions of starting investing. But I always thought it was late and I think I need to stop procrastinating. I will definitely 🔍 Regina Louise Collaro and see what she can advise .Thanks a lot . This was of so much help to me .
@rolande6342
@rolande6342 Жыл бұрын
Glad I stumbled on your channel. I appreciate this video so much. Thank you!
@misanthropicleo
@misanthropicleo 10 ай бұрын
Stacey Flowers is a woman who shared her debt free journey on youtube, and it was so inspiring to me. I am glad to see another woman on here because, like you said, we're few and far between.
@BudgetsWithELMA
@BudgetsWithELMA 10 ай бұрын
Great video! You explained everything very well!
@Mydesktable
@Mydesktable Жыл бұрын
👑 you dropped this. Thank you so much for making this video!!!!
@itsthemintbunny
@itsthemintbunny 6 ай бұрын
This was so motivating ♥️ Thank you for this! You are so helpful!
@cherylcuthbertson5406
@cherylcuthbertson5406 11 ай бұрын
Thank you. Extremely good advice.
@worldofaishah
@worldofaishah 2 жыл бұрын
Thankyou for providing your tips! They’re very useful.
@JennyPark
@JennyPark 2 жыл бұрын
Aw thank you! I’ve been slacking on my KZfaq content but I have more tips on TikTok! Same handle name
@vimz100
@vimz100 Жыл бұрын
OMG! you just read my mind, same for me nobody ever taught me finances, including my parents!
@kellywairimudavis9873
@kellywairimudavis9873 Жыл бұрын
Love this video! Thank you!
@TheGabeeOShow
@TheGabeeOShow 2 жыл бұрын
I loved this video from the beginning! Thank you for this content.
@JennyPark
@JennyPark 2 жыл бұрын
🥺🥺 TY
@debbiecho2762
@debbiecho2762 3 жыл бұрын
Enjoyed your video and looking forward to your future content!
@JennyPark
@JennyPark 3 жыл бұрын
That means so much! 💛 it was my first one so trying to test and learn!
@gissellplasencia3690
@gissellplasencia3690 3 жыл бұрын
Thank you so much for sharing, it is definitely helpful
@JennyPark
@JennyPark 3 жыл бұрын
Thanks so much for watching and glad to hear it was helpful. ❤️
@WealthySocialWorker82
@WealthySocialWorker82 3 жыл бұрын
Thanks for the suggestions. This information was very informational and helpful.
@JennyPark
@JennyPark 3 жыл бұрын
Aw thank you for watching and sharing that. That means a lot and so glad to hear it was helpful. Lmk if you have any other topics or questions you’d like me to make a video on!
@GinaSherman-gc2cx
@GinaSherman-gc2cx 6 ай бұрын
Love how u explain everything ,
@TaureanDreams
@TaureanDreams 3 жыл бұрын
Thanks for the video!
@JoshIsOnAMission
@JoshIsOnAMission 3 жыл бұрын
ok, but this is AMAZING. congrats!
@JennyPark
@JennyPark 3 жыл бұрын
Thank you!!!
@timothymcknight9080
@timothymcknight9080 2 жыл бұрын
thank you for this help and really just I can get out of debt but I just have to believe and just move forward in the journey
@JennyPark
@JennyPark 2 жыл бұрын
Yes believe and keep moving forward!
@christinahumtsoe1262
@christinahumtsoe1262 3 жыл бұрын
Thank you so much for sharing! Looking forward to more ❤️
@JennyPark
@JennyPark 3 жыл бұрын
That means so much. Appreciate you watching!
@elzroman
@elzroman 2 жыл бұрын
Love this!
@joseyclaudio9927
@joseyclaudio9927 2 жыл бұрын
Wow!! Enjoy all the counted of you Video!! It's very motivating!! Keep up !!
@JennyPark
@JennyPark Жыл бұрын
@davidwoodford6894
@davidwoodford6894 Жыл бұрын
Its quicker to get into debt than get out of it. It's only when you realize. Things have got to change and that's the same with everyone. Unfortunately
@JennyPark
@JennyPark Жыл бұрын
10000%
@breezybre2670
@breezybre2670 2 ай бұрын
So glad there is no back ground music. Thanks!!!
@Maariu01
@Maariu01 2 жыл бұрын
I liked how you were open about your parents providing/sheltered you it means alot and the fact that your right about women and money advise
@JennyPark
@JennyPark Жыл бұрын
Thank you for the feedback!
@fromthekims
@fromthekims 3 жыл бұрын
Feeling inspired by this! Thank you for this.
@JennyPark
@JennyPark 3 жыл бұрын
Yay! You got this! Thanks for watching
@JamiesRealisticLife
@JamiesRealisticLife 2 жыл бұрын
Hi there just came across your channel and I subscribed, I love how honest you are in this video.
@JennyPark
@JennyPark Жыл бұрын
That means so much to me
@besongtataw9864
@besongtataw9864 4 ай бұрын
this was really helpful!
@user-bc8fy1tc9b
@user-bc8fy1tc9b 4 ай бұрын
I agree that watching utube videos about debt free is very motivating. I’ve added the cash envelope program to my schedule. It’s a lot of fun that I can do and see my progress.
@misseyespy1
@misseyespy1 2 ай бұрын
Hi Jenny thanks looking forward to getting more motivated thank you
@slgtherapeuticservices-ove9776
@slgtherapeuticservices-ove9776 2 жыл бұрын
Same motivation, great video
@KimC-eq8rb
@KimC-eq8rb 2 ай бұрын
Thanks so much, Jenny for your insight. I totally agree with you on Dave Ramsey, I think his advice is good in addressing mindsets that we might have to adjust so it is a good start. Im so excited to see a young couple taking control of your finances early. Keep it up.
@BUCTHA4
@BUCTHA4 2 жыл бұрын
Quite an informative video. Love the content
@JennyPark
@JennyPark 2 жыл бұрын
Much appreciated!
@RebeccaEvans
@RebeccaEvans Жыл бұрын
Your intro was excellent and sadly so accurate.
@kodanight
@kodanight Жыл бұрын
Loved your video and second the Ramsey comment, I appreciate you acknowledging how problematic he is
@AlanJLopez-gj5gf
@AlanJLopez-gj5gf 4 күн бұрын
This is what I needed to hear tonight. Thanks so much for your great energy & info. Today is a new day financially 🙏
@bredgethardison7372
@bredgethardison7372 Жыл бұрын
New subscriber!!! Love your transparency!! Keep it up!!
@JennyPark
@JennyPark Жыл бұрын
Aw thank you! You’re inspiring me to make another video!
@lfuentes4098
@lfuentes4098 7 ай бұрын
My husband and I did the debt snowball first then after we paid off that first car we went to the highest apr. Once we paid the credit cards off we snowballed our car payment. I know Dave recommends selling the car and buying a beater but we didn’t want to do that. 😂 I still use credit cards but it’s only for points. We pay off cards monthly. It would be easy enough to switch to just using a debit card but we felt there were more protections when using a credit card instead. 🤷‍♀️ It’s a good feeling to not have debt and live within your means.
@jane0711kr
@jane0711kr Жыл бұрын
My favorite part was the intro 😁 I thought you'd get more into the nitty gritty of the amount of debts/income levels, etc. but found this video helpful regardless! Thank you for sharing - just seeing all the recommended videos following this and their demographics shows the importance of the addition of an asian american immigrant voice on financial advice.
@JennyPark
@JennyPark Жыл бұрын
Thank you for the feedback and watching!
@joycesalaver3623
@joycesalaver3623 3 жыл бұрын
so many good nuggets! the struggle of "generational wealth"...esp for first-gen american families... is REAL. literally never heard the term growing up. so inspired by this!
@Amayahblanca
@Amayahblanca Жыл бұрын
Step #6, I'm going to go to my boss and ask for a raise! I wish it was that easy
@rice_blossoms
@rice_blossoms 3 жыл бұрын
Thanks for sharing Jenny!! So sad we didnt get to meet up in the Bay Area:/
@JennyPark
@JennyPark 3 жыл бұрын
Thanks for watching and commenting! Hopefully we can one day in the future hehe
@Mar6579
@Mar6579 2 жыл бұрын
Watching the first minute and I’m already like I love you 😂
@JennyPark
@JennyPark 2 жыл бұрын
Ok you just made my day 🥰
@emiliaornelas6824
@emiliaornelas6824 2 жыл бұрын
Girl preach! Here from an immigrant household 🙋🏻‍♀️
@frankc3080
@frankc3080 2 жыл бұрын
thanks jenny, appreciated
@m1kek1m
@m1kek1m 3 жыл бұрын
Really like graham stephen. Nice video!
@jessicaburnett243
@jessicaburnett243 2 жыл бұрын
Great video!!
@amysho2192
@amysho2192 2 жыл бұрын
Thank you!! Love this. New subscriber.
@JennyPark
@JennyPark Жыл бұрын
YAYYY
@STILLPHENOM
@STILLPHENOM 3 жыл бұрын
My problem is getting my wife excited and nervous on this journey as much as I am. Together we make about 140k but then together we have about 130k debt.
@JennyPark
@JennyPark 3 жыл бұрын
Congrats on the dual income! Honestly I didn’t prioritize debt-free for the first few years of my marriage even though my husband mentioned it. I wanted to enjoy my discretionary income! I feel grateful that I wasn’t forced but happened to find motivation when I was ready. It is definitely tricky when only one person wants to prioritize and I empathize with both sides! I think having a lot of open and safe convos about money was really helpful to eventually build a shared mindset.
@jakstew8168
@jakstew8168 2 жыл бұрын
Do you mind if I give you two some advice on how to pay it off?
@jeanne.y758
@jeanne.y758 3 жыл бұрын
Yay!! Thank you for tackling these topics!
@JennyPark
@JennyPark 3 жыл бұрын
Thanks for watching! 💛
@acas6551
@acas6551 8 ай бұрын
Love this
@dkrosecot
@dkrosecot 3 жыл бұрын
Great video, would love to see more on this topic💓
@JennyPark
@JennyPark 3 жыл бұрын
Thank you! I plan to share another video soon about what we did post debt journey + money moved to make in your 20’s. Lmk if you’re interested in something else!
@KO-im6sm
@KO-im6sm 5 ай бұрын
Great points
@noggasaki_x
@noggasaki_x 3 жыл бұрын
I'm an asian american women as well, and my parents never talked about money. They just mainly told me to work! So my money habits has been better within the last two years. I paid off $32K off in one year which was debt free journey part one. NOW I'm focusing on student loans which is $108k!.
@JennyPark
@JennyPark 3 жыл бұрын
So impressive! Keep on! 👏 Hope you have moments to celebrate and enjoy
@adrian3747_
@adrian3747_ 3 жыл бұрын
omg that’s a lot of debt 😭 congrats on paying of the $32K that’s no joke. I’ve been picking up extra shits to pay off my car loan 💀
@noggasaki_x
@noggasaki_x 3 жыл бұрын
@@adrian3747_ keep at it!
@druidsongevergreens
@druidsongevergreens 2 жыл бұрын
Congratulations! Did you have to work 4 jobs? Or was it mainly strategy?
@JennyPark
@JennyPark 2 жыл бұрын
Ah good luck! Hope you’re able to squeeze in moments to rest and enjoy yourself ❤️❤️ @_adrian2727
@danikeebler1662
@danikeebler1662 3 ай бұрын
I was not from immigrant family. My parents were 1950s Midwest parents who came from nothing and retired wealthy because they started at 18 and 21. They never pulled me aside and told me, this is how you do finances. Like so many people nowadays, I have never been married or had children. I never had the accountability to budget and work together to build anything. I am so obsessed with youtube finance channels to normalize and level up.. I am partial to " vivian your BFF" I now wished i had had a partner to call me out for YOLO BS finances. Budgeting to plan where money needs to go and tracking it to make sure it got there.. if not...why not??? That was a game changer. Thanks for the video.
@kristyokokok
@kristyokokok 3 жыл бұрын
It's so inspiring to learn about your debt free journey!! Thank you!!
@Bond_MrsBond
@Bond_MrsBond 2 жыл бұрын
Omg, I feel like allll I watch is personal finance content! And your right, it has normalized in my mind that this is a way of life that I want to have forever
@Maariu01
@Maariu01 2 жыл бұрын
Didnt know there was a name for the snowball effect method i came up with that on my own! just paid my car off and im using that money i usually pay for it to go towards my orthodontist bill
@JennyPark
@JennyPark 2 жыл бұрын
Yesss sounds like it was intuitive for you
@choosetoshine2610
@choosetoshine2610 3 жыл бұрын
Excellent content and delivery! Can we talk about that chair? Its fabulous. New subscriber.
@JennyPark
@JennyPark 3 жыл бұрын
Omg you’re fabulous. The chair is from article! I think it’s supposed to be for outdoors but we use it indoors ;) thank you for watching and subscribing!
@choosetoshine2610
@choosetoshine2610 3 жыл бұрын
@@JennyPark That chair looks really good in your space. More of these financial education vids please. Stay beautiful! Blessings. ❤
@JAH-iu3yh
@JAH-iu3yh Жыл бұрын
Uhhh I def didn’t grow up learning about Roth IRAs either haha You’re the first person I’ve heard say watch this type of content! 😅 Other than extreme anxiety over a low paying job & growing credit card debt… Gail Vaz Oxlade on a random “Til Debt Do Us Part” video that popped up on my KZfaq feed 6 months ago has changed everything for me!!!
@Shabudgets
@Shabudgets 4 ай бұрын
Great video ❤
@inea-fijourney22
@inea-fijourney22 3 жыл бұрын
lifestyle creep has been my biggest fault. But at least Ive awaken. 25% consumer debt eliminated in one year! Need to up my game... goal is to be consumer debt free in 2 yrs.
@JennyPark
@JennyPark 3 жыл бұрын
Wow that’s amazing! I love it. I need to relook at my budget again because as the real world is opening up again and we’re trying to travel for weddings and family visits, life gets expensive! So trying to find a new balance of enjoying life while also being financially responsible. In it together.
@ruchikachauhan9697
@ruchikachauhan9697 2 жыл бұрын
I was extremely sheltered by my parents and grew up prosperous. I was naive about finances . I’ve spent a large part of my 20s and early 30s being irresponsible with my personal finances. In 2019 I made a switch. It’s given me so much self efficacy and confidence. I also tracked our household carbon footprint. I made it fun and a learning tool for my family.
@JennyPark
@JennyPark 2 жыл бұрын
That’s amazing. I love your awareness and self motivation. It’s so true how much confidence we gain from being more in control of our finances. Tracking household carbon is what I aspire to! 🙌
@roquemarinho4756
@roquemarinho4756 2 жыл бұрын
I found this to be a real personal and honest video. Very helpful because it is how so many of us feel. Thank you for sharing!
@JennyPark
@JennyPark 2 жыл бұрын
Thank you for commenting and sharing that with me. That makes me happy to hear. 💕
@aimeelim2754
@aimeelim2754 3 жыл бұрын
Husband nodding his head along with the tip to be aware of the type of content you expose yourself to 😂
@JennyPark
@JennyPark 3 жыл бұрын
Hahaha unsubscribe girl. (But never to me)
@JennyPark
@JennyPark 3 жыл бұрын
@Hezekiah Mekhi Oo I’ve never heard of this before gotta check it out
@danikeebler1662
@danikeebler1662 3 ай бұрын
Increase passive income in higher yield savings, roths and other sources. You cant save your way to retirement alone and there arent enough hours in a day to work. Money doesnt sleep.
@MichelleFairburn
@MichelleFairburn 2 жыл бұрын
Well done! Super inspiring. You're totally right about male vs female advice.
@JennyPark
@JennyPark 2 жыл бұрын
I see that changing more and more tho which is incredible.
@MichelleFairburn
@MichelleFairburn 2 жыл бұрын
@@JennyPark me too! Lots of changes in the personal finance community and I’m here for them!
@JennyPark
@JennyPark 2 жыл бұрын
🙌 thx so much for commenting and watching btw!!!
@NaturallyPrettyBrownK26
@NaturallyPrettyBrownK26 Жыл бұрын
Great video the same reasons you stated is why I’m doing the Debt Snowball method ❤
@kaitdavi
@kaitdavi Жыл бұрын
Great video - thanks so much for sharing your story AND for linking resources in what to consume. I’ve removed myself from social media because of how impressionable I can be to spend money but I like that you didn’t and removed folks you followed. Then added folks to follow so you were surrounded more by people paying off debt and giving financial advice. That was my #1 take away from your video!
@angesoie
@angesoie 2 жыл бұрын
i found christina mychas to be super motivating on youtube
@JennyPark
@JennyPark 2 жыл бұрын
Thanks for the reco!
@beth3535
@beth3535 Жыл бұрын
Very personable young lady. Well worth following g.
@JennyPark
@JennyPark Жыл бұрын
💓💓
@katresealexander1311
@katresealexander1311 3 жыл бұрын
New subbie. Great video 👍
@JennyPark
@JennyPark 3 жыл бұрын
Thanks for subbing. Made my day. 🥰🥰
@itsjovoni
@itsjovoni 3 жыл бұрын
This was so honest and inspiring! I started my debt free journey last year, almost two years in and you can such good advice! It’s hard but the end goal is so worth it! ♥️
@JennyPark
@JennyPark 3 жыл бұрын
Ah congrats to YOU for being on your journey and cheering you on virtually! ✨✨✨ It can feel lonely at times when people around you aren’t talking about their debt but you’re so right that the end goal is worth it.
@kana_onishi
@kana_onishi 3 жыл бұрын
THANK YOU!!! I'm on my debt-free journey and I needed this boost of encouragement.
@JennyPark
@JennyPark 3 жыл бұрын
Aww yes!!! Keep at it. You can do it. But also don’t beat yourself up if it takes longer than planned. ✨💛
@madelinerobbins4193
@madelinerobbins4193 3 жыл бұрын
I needed this in my life. I am literally going to implement step 1 -7 in my life right now.
@JennyPark
@JennyPark 3 жыл бұрын
😂👏 get it
@benesss
@benesss 2 жыл бұрын
Thank you so much for sharing with so much honesty and congratulations for the great achievement 🥳
@JennyPark
@JennyPark 2 жыл бұрын
Thank u! I appreciate u watching ❤️
@kristinehovemoen7888
@kristinehovemoen7888 11 ай бұрын
Excellent video and explanation, thank you so much, really motivating too listen too and informative!
@jamesorona9726
@jamesorona9726 11 ай бұрын
Conquer up to 20k credit card debt!! kzfaq.info/get/bejne/jMqmd89ov7_Xn2Q.html major help!
@mslildebby
@mslildebby 2 жыл бұрын
Thank you Jenny, you're a great speaker and I loved this video! My hubby and I just turned 50 and NO retirement saved.....(I love to shop) and live way above our means (and only work pt)....I'm motivated now! I also LOVE the way you broke down your videos for reference.
@JennyPark
@JennyPark 2 жыл бұрын
Thank you so much for the kind words. I totally share in your love for shopping! I believe in living a life that is enjoyable and sustainable. I hope you and your hubby can continue to find balance (which is different for everyone)!
@kristyokokok
@kristyokokok 3 жыл бұрын
Lifestyle creep is so real in the bay area!!!
@theamoremovement8773
@theamoremovement8773 2 жыл бұрын
AMEN SISTER!!! Let's make talking about money and wealth building everyday conversation!!
@ic9172
@ic9172 3 жыл бұрын
Congrats to you and your husband! Thanks for sharing these tips. It's really inspiring me to continue on my debt free journey.
@JennyPark
@JennyPark 3 жыл бұрын
Thank you so much! It feels good to be done but also know that it’s okay if it takes longer than planned Bc we’re balancing so much in life. Keep on in your journey ✨
@arvindchaudhary3236
@arvindchaudhary3236 Жыл бұрын
Video starts 5:13
@LoveTheJaspers
@LoveTheJaspers 2 жыл бұрын
Such a great teacher and motivator! Love the conversation at the beginning about not being taught money literacy!
@JennyPark
@JennyPark 2 жыл бұрын
That’s so kind and honestly motivating for me to hear to make more! ❤️❤️
@JulieChasen
@JulieChasen Жыл бұрын
I am 50k In debt from student loans. I need to pay it off asap. 17k In interest rates
@_Cheyenne
@_Cheyenne 2 жыл бұрын
this is a great video, you articulate yourself so well and as a woman who is on her financial journey i really was hooked after you talked about the differences between how men and women are marketed to on our financial journeys xo
@JennyPark
@JennyPark 2 жыл бұрын
Thank you so much for the kind words and taking time to review. 💜 I’ve been sharing more tips on TikTok but want to also post more on YT later this year!
@nnekaonwuzurike1255
@nnekaonwuzurike1255 3 жыл бұрын
Wow, that piece at the beginning about how gendered financial advice is is SO REAL! Feeling inspired after watching this to tackle my mountain of student debt
@JennyPark
@JennyPark 3 жыл бұрын
Isn’t that wild?! Thanks for watching 💛
@priscatanis5750
@priscatanis5750 2 жыл бұрын
New subs here! 🥰
@JennyPark
@JennyPark 2 жыл бұрын
Welcome! Thx for joining 🤗 I’m on a bit of a posting lull but hope to create new vids soon
@seanpetersen8044
@seanpetersen8044 2 жыл бұрын
I listened to Dave Ramsey for 12 years. I'd say I'm 80% aligned with him. However I'm an atheist and the religion aspect of his show etc is a bit excessive
@JennyPark
@JennyPark Жыл бұрын
Totally get it
@pinkforeverlove1
@pinkforeverlove1 2 жыл бұрын
I loved this. You were candid, gave background on your money relationship via your family’s background. Gave insight into your situations and thoughts behind your decision. I’m proud of you and grateful for you to be sharing this Knowledge!
@JennyPark
@JennyPark Жыл бұрын
Thank you soooo much for your kind words and feedback.