Disabled Adult Child & Social Security Benefits

Рет қаралды 9,225

Күн бұрын

What other benefits do I have to learn about for my adult child?
Daniel Fortuno from Benefits Education Center, benefitsec.com/, joins us to help make sense of all of these different benefits and how they change when we retire, become unable to work, or should we pass away.
Daniel helps us prepare for the transition by providing the knowledge of what is ahead and how SSA, SSI, Medi-Cal (Medicaid), and Medicare all work together for the benefit of our children as we age.
Note: The first 26 minutes of the video is Daniel's presentation, followed by moderated Q/A.
Included in the conversation:
- Disabled Adult Child Benefits from the Social Security Administration (Nationwide Benefit), where a child will be eligible for the parent's Social Security contributions.
- How to maintain Medi-Cal (*Medicaid) when the person becomes Medicare eligible. (*May vary in different states)
About Parents Helping Parents (PHP):
Parents Helping Parents, www.php.com/, supports and trains you to help your family members with special needs, including learning differences, chronic illness, mental health challenges, developmental or intellectual disabilities, physical disabilities and more, at all stages of a person’s life.
Serving families in Santa Clara, San Mateo, Santa Cruz, Monterey & San Benito counties in California. Multilingual staff is always available by contacting info@php.com. PHP is a non-profit 501(c)3 agency. Most services are free.
If you live outside the Silicon Valley area, there are similar parent centers in California and every state in the US. Find a parent center near you: www.parentcent...
Parents Helping Parents (PHP) is a nonprofit organization that provides information, training, individual assistance, and resources. PHP is not a law firm or legal service agency, and as such, the information contained in this video is provided for the purpose of informing the review, but should not be considered legal advice. For legal advice, you should consult an attorney.

Пікірлер: 37

@QuaaludeCharlie 6 ай бұрын

I'm in St . Louis Mo and live on $943.00 a Month and Only $120.00 in SNAP and I'm in am SNT for about 4 more Months :( QC

@parentshelpingparents 4 ай бұрын

For more information, please contact PHP at 408-727-5775 or info@php.com. Thanks!

@bradk7653 Жыл бұрын

@1:15:50 there was a question regarding if the 50% the DAC receives based on the parent’s payment if they retire early or 50% of the parent’s PIA. I don’t believe this question was answered clearly. I believe that the DAC benefit will be 50% of the parents PIA (what would be their FRA amount) even if the parent starts at 62 and only receives 70% of their own amount. Example, if the parents PIA/FRA is $3,000, but they take SS at 62 the parent would receive $2,100 (70%), but the DAC recipient would still receive $1,500. Please confirm or clarify.

@parentshelpingparents Жыл бұрын

Sorry, but we are not able to give an opinion on this. You should consult with SSA or a private advisor for an answer.

@mobilecomptrek 3 ай бұрын

My understanding is the same as yours. The DAC benefit is 50% of the parent's PIA regardless of when the parent retires. It is different from the spousal benefit which does depend on when the higher earning spouse retires.

@mydizzymelody Жыл бұрын

I have one son who is mentally ill. My other son has Aspergers. Both are still dependent on me but their father won’t help me anymore because they are adults. What can I do? My son was never given an autism diagnosis because he’s “high functioning,” but he’s still very childlike and depends on me. Can’t drive/ won’t drive. My youngest with bipolar is always touch and go as far as his mood swings go. SSI doesn’t pay much. What can I do?

@parentshelpingparents Жыл бұрын

Being a parent of children with special needs is not easy and parents often need to be very proactive finding solutions. You may want to join an online support group to find out how others are navigating their families' needs. National Alliance for Mental Illness (NAMI: www.nami.org/Home) is a good resource for mental health related issues.

@juan912559 Жыл бұрын

Hi my son is 18 now. We never applied for social security. He's been diagnosed with bipolar schizophrenia since hes been 16 years old. We just got denied social security. The reason for it was not enough work time. He cannot work with these conditions. What can we do.

@parentshelpingparents Жыл бұрын

When you say he was denied for social security, it makes we wonder if you are talking about Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI). You can make an appointment with SSA (Social Security Administration) to learn more about eligibility. Parents Helping Parents also has a good training video with instructions on completing a successful SSI application. View that video and a couple of other relevant videos on our website: www.php.com/elearning-category/supplemental-security-income-ssi/

@juan912559 Жыл бұрын

Thank you 😊

@ovhome6841 9 ай бұрын

Can an adult child diagnosed (medically determined) with schizophrenia before turning 23 (age 22) but refused to go on SSI or SSDI but a parent will be retiring when they turn 26 and the adult disabled child now agrees to apply for DAC benefits, is that possible or do they have to apply for SSI or SSDI first?

@fayejordan175 3 күн бұрын

You don’t need work credit to get SSI. The federal maximum amount for that in 2024 is $943 a month.

@perigos3929 Жыл бұрын

When did they change the DAC from before the age of 22 to between the ages of 18 and 22??? I called the SSA office in my state and they say you have to have a disability before the age of 22 just as their website does. Could you explain please.. Do you have a link?

@messue428 7 ай бұрын

I’ve been looking for the authority on this as well, but no luck.

@Angelostopit Ай бұрын

This info is wrong. It’s disability from birth or before age 22.

@perigos3929 Ай бұрын

@@Angelostopit that's not the way the government looks at it. I was on disability as a child for 3 yrs. Had to get it again as an adult. Would have gotten it sooner but didn't know the ins and outs and no family to guide me. I was denied because they said it has to be proven between those ages. 😭 I was found disabled in their system BEFORE the age of 22. But noope.

@lopezgirl1987 Жыл бұрын

I have a question if was foster child until you're eighteen can you still get dac.

@parentshelpingparents Жыл бұрын

Sorry, we do not know the answer to that question. Please check with the Social Security Administration or Foster Care social services.

@anapimentel756 Жыл бұрын

Hello, I have a question, when a kid is disable and receiving SSI and this child is now 18 he needs to reaply? and how SSDI works towards the DAC does he receive it, or only if the parent is retired or disable, and meanwhile he recives SSI?

@parentshelpingparents Жыл бұрын

When applying at 18, it is because the child is qualifying under the Adult Listing of Impairments and must meet the criteria, depending upon the impact of their disability. www.ssa.gov/disability/professionals/bluebook/AdultListings.htm A person pays into SSDI (making it insurance-the I stands for Insurance) and may be eligible under their own contributions through a paycheck or that of a parent. SSDI or DAC is available to a disabled adult child (DAC) either from their earnings if they can no longer work, or under a parent's contributions while the parent works. Once the parent retires, becomes disabled, or dies, the child will become eligible for the Disabled Adult Child benefits. You tell SSA about it when you file, but it is up to you to make sure it happens by contacting Social Security. The official page is at www.ssa.gov/benefits/disability/qualify.html

@anapimentel756 Жыл бұрын

@@parentshelpingparents thank you for your answer 👍 how a parent can have early retirement to take care of my disable child, she’s 16 now, and don’t want that her SSDI in the future will be reduced for my early retirement, hopefully you will read my concern, thank you in advance 🙏

@parentshelpingparents Жыл бұрын

@@anapimentel756 You should make an appointment with SSA to talk about your individual situation. They will help you.

@parentshelpingparents Жыл бұрын

We have relevant videos on our website to give you more information: www.php.com/elearning-category/supplemental-security-income-ssi/

@mobilecomptrek 3 ай бұрын

My spouse is 2 years older than me and can start taking Social Security benefits now, since my spouse is over 62. I will be 62 this year and my Social Security benefits will be much larger than my spouse's. My child is over 18 and currently gets SSDI from their own work record. If my spouse starts collecting Social Security and we put our child on Disabled Adult Child/Childhood Disability Benefits, will my child get 50% of my spouse's PIA or my PIA? I'm assuming it would be my spouse's because I am not eligible for Social Security. Once I start receiving Social Security benefits, will my child's benefit be based on my PIA?

@messue428 7 ай бұрын

Hello, I have a question about Child’s Disability Benefits, where the child is now in his 60s and the application is under his deceased father. Can the AOD be age 6, when he was first diagnosed, or does it have to be between 18-22? Thank you.

@parentshelpingparents 7 ай бұрын

Thank you for reaching out! Please contact our offices at 408-727-5775 or info@php.com and we will put you contact with someone who can help answer your question.

@corychapman9684 6 ай бұрын

I am currently getting DAC if my mother is collecting off my dead dads check with Willow benefits would that affect my DAC payments and can I still live with her in the same house? Without my check changing.

@parentshelpingparents 4 ай бұрын

For more information, please contact PHP at 408-727-5775 or info@php.com. Thanks!

@yojimmy101 9 ай бұрын

I have a question for finding help to figure out what disability social security benefits my daughter Who is under 18 should be on

@parentshelpingparents 9 ай бұрын

Please contact our offices and we will connect you with someone to try to provide the appropriate resources. 408-727-5775

@daddybear017 6 ай бұрын

As divorced can I apply for DAC I was disabled at 18 years of age ?

@parentshelpingparents 6 ай бұрын

Thanks so much for your comment! For the fastest response to your question, please visit www.php.com, email us at info@php.com, or call 408-727-5775

@dee.b.2210 Жыл бұрын

Can Social Security Disability cut off an Autistic child benefits, where the parent has whole life insurance for the parent and whole life insurance for the child?

@parentshelpingparents Жыл бұрын

Sorry, but we are not able to give an opinion on this. You should consult with SSA or a private advisor for an answer.