I think the retirement crisis will get even worse. A lot of people can’t save because of low paying jobs, inflation, and insane rental rates. And now that home ownership is out of reach for middle class Americans, they won’t have a house to retire with either.

When we were smaller, either stay at home or go to school, we need to keep rules to survive. Then we grow old enough to get a job, we have to keep all the rules of the company to make a living. Now I am retired, too tired to learn and keep rules no more. Thanks, but NO thanks. May I have some freedom from being told what I can and cannot do in the last part of my life? That's FREEDOM OF CHOICE! Oh, I am 84 and still counting.

I am 72 & retired. I have visited 55+ communities & find them unappealing with many acting like kids. I don’t play golf & refuse to subsidize golf for others. I can find plenty to do where I live.

I was warned by realtors in two states to avoid HOAs like the plague. I'm very boring, but I like my privacy. I like having two to five acres. I want nobody close enough to mind each other's business, but close enough to help each other if needed.

One issue is, for me, often my peers have become "Karen's" and "Kenny's". I prefer to live my life without someone else looking over my shoulder and complaining that I left the trash cans out two hours after trash collection, or I left my car parked out on the driveway overnight. Frankly if I want to keep goats, pigs and chickens in my backyard, and there are no restrictions against them then as long as they stay on my property and are not a nuisance or health issue then that is my choice. Just like if you want to zip around in your golf cart and drink starting after breakfast, then that is yours.

I don't care for it. I'm leaving a 55+ community in So Cal. I don't like being around exclusively old people. There is no vibrancy to the community.

I LOVE being around Teens /Children !

The Villages and senior communities are not for everyone. If you have modest social skills and don't like golf or playing a lot of sports it may not be for you. Imagine high school when there were cliques and people on the outside of the cliques, well, the Villages and retirement communities are the same thing except you are at the latter stages of life. People forget that they may not be the best socializers and then move to the retirement communities and are depressed. The biggest thing is you are trading a lot of space at home for a lot less space at the Villages or retirement communities and all of this, in many cases, for a greater cost.

Whatever you do not move into a 55 plus till your about 65-70. I had one said no hoa but there is a thousand karens. I have a old hot rod omg they complained so much I had to put it in storage, I moved out could not take it. May return when i'm 70 if I live that long...

I am 71 and will never move to one of these communities too many rules.

I had my own experiences with very strict rules without joining an HOA and in some ways it was a blessing in a sense that it made me know better than than joining an HOA. Maybe I am beginning to find everything in life including the negative things of life have a purpose including unpleasant people. I treat this life as a learning experience, to learn what is good and what is bad in life. This is a hard saying, maybe a very hard saying. If you make a mistake which many of us do, in fact all of us, we learn to be more careful the next time. When it came time that I was going to buy a house 12 years ago, I was very or even extremely careful that it was not part of an HOA. So far, I’ve been very happy with the place I am living right now and it is not a fancy house.

We don't have an HOA. We all decided no one is telling us what to do with our properties. Sure we have a few rules but nothing overbearing...

We moved into a 55 + community 10 yrs ago and it was the best decision we ever made. We’re both in our mid 70s, knew some people here and have made a lot of good friends. The homes are pretty good size and the HOA is strict, but that’s a good thing. The community always looks great and the homes have increased in value by quite a bit.

Great video, but for me these were all positive reasons to move into a 55 plus community

I love senior communities. No children, no screaming teenagers etc.

I had a VERY HARD time getting use to a HOA Board and all the rules. I had read the rules and regs, attended an annual meeting before I bought and still I got letters about issues that wear not on that list. This was personalities and expectations of people in th4 community. I've been in my condo for 4 1/2 years now. and just now getting used to the HOA. A HOA is not everyone's cup of tea.

If you ever lived in a neighborhood that was decent and then slummified you might find having rules appealing.

I love living in a community with rules. Amen. Otherwise people leave their property go to crap and ruin others property values.

It's bad enough living in a non-55+ community with an HOA.

If it gives me peace and quiet away from noisy pick up truck and ghetto blasters I'll be happy with the rules. Bring 'em on.

Disadvantages? ALL of those reasons are reasons why I DO want to move to a 55+ community.

Are there any 55+ communities that golfing are not the major activity?

I need one in CN

I dont want to live around children or younger people. Its quiet and they keep the property up.

If your going to be upset about the hoa rules. We'll read it if you don't like the rules move to another park that's pretty simple

They are a scam, rules, rules and more rules. Monthly maintenance fees that are raised every year and the homes are overpriced for what you get. Unless the house is stucco with zip system sheathing and tape and the exterior walls and roof deck inside is foam sprayed for energy weatherization. The ZIP System® sheathing and tape streamlines the weatherization process with an integrated air and water-resistive barrier that delivers moisture and air protection in one easy-to-install system. Otherwise forget it! And, we checked out Del Webb in Texas the builder Pulte Homes sucked, big time, over priced, under insulated, and sub-standard materials. JMHO

HOAs should be outlawed

Why in the hell would anyone want to live in a place where children are not allowed?