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Discount Shopping Haul & Our Real June Budget - Here Comes Summer

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Frugal Queen in France

Frugal Queen in France

Күн бұрын

We go discount bargain shopping and show you our finances for June.
Frugal Queen in France
Like the menu board & Budget Book? We have now started Amazon Affiliate Links its available here:
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We are a British couple living in Brittany on a budget.
Frugal recipes, days out, home renovations and day to day making do in France.
We’ll give you hints, tips, advice and an insight into our life in France.
Website www.frugalquee...
FaceBook / frugalqueeni. .
Instagram / frugalqueen. .
Twitter / batt_jane
Equipment used
Camera : iPhone
Editing : iMovie on a Mac mini
Music:
Audionautix is licensed under a Creative Commons Attribution 4.0 license. creativecommon....
Artist: audionautix.com/
Some Sound from Zapsplat.com
KZfaq Audio Library
Apple iMovie*

Пікірлер: 116
@IntentionAndAdventures
@IntentionAndAdventures 2 жыл бұрын
Give some love back to Jane and Mike. Let the advertisements play through. I am inspired every time I watch your videos!!! Thank you for sharing your wisdom!
@FrugalQueeninFrance
@FrugalQueeninFrance 2 жыл бұрын
Thanks very much
@Dutch_Gonneke
@Dutch_Gonneke Жыл бұрын
I just can not stop watching your video's. They are so helpful. 58 yrs and finally really understanding how to really budget! I am teaching my youngest son who is 18.. so he will not make the same mistakes I made in my life 😅
@FrugalQueeninFrance
@FrugalQueeninFrance Жыл бұрын
Thank you so much for you feedback.
@justdreaming3869
@justdreaming3869 Жыл бұрын
I love seeing the different products and prices over there. So fun!
@heathertucker7056
@heathertucker7056 2 жыл бұрын
I would love to visit the No-waste shop! What a good idea and a brilliant source of bargains! Very useful video!
@jennifreesjourney9817
@jennifreesjourney9817 2 жыл бұрын
Hi heather there is a shop like that in the U.K. called “the company shop” just google to see if there is one near you. Kind of like TKMaxx for food a wee bit chaotic and prices aren’t always that clear but I came out with 4 bags of shopping and I’d spent about £25. Great if you have a big freezer. Cheers
@heathertucker7056
@heathertucker7056 2 жыл бұрын
@@jennifreesjourney9817 thank you so much! Sadly not one near me (and there should be!) We all need to save where we can and I hope you get some good bargains anyway x
@suematile9078
@suematile9078 2 жыл бұрын
Your video was very informative. Those bargains were great. Your utilities-refuse, electric and phones are much cheaper than ours in the US. We are fortunate that our weather has evened out, not too warm or too cold. That means lower natural gas and electricity. Since we have our own well we do not pay for water. Keep up the good work.
@FrugalQueeninFrance
@FrugalQueeninFrance 2 жыл бұрын
Thanks very much
@juliethompson5301
@juliethompson5301 2 жыл бұрын
Wonderful informative video Jane and Mike .thank you . I love how you look after the doggies with such care ♥️ I swear we spend more on our puddie tat than on ourselves 😻 xx
@candaces3959
@candaces3959 2 жыл бұрын
You have found some really good bargains! It was a good job you decided to buy a new-to-you car when you did. Prices just keep increasing! Love the way you do your budget. It is very straightforward and easy to understand! Thanks for sharing!
@somersetgirl125
@somersetgirl125 2 жыл бұрын
We’ve been buying old fashioned lard for shallow frying. It”s 50% monounsaturated fat (the one in olive oil) and not unhealthy if used in small amounts. I also save bits of rendered fat for later use. We still have olive oil but mostly just in salad dressings.
@missmerrily4830
@missmerrily4830 2 жыл бұрын
A girl after my own heart! I think everyone has forgotten that lard was once the cooking fat of choice. Ok maybe not as heart healthy, but there are times in life when thinking about substitutes is the only sensible way! 👍
@doloreswilson6698
@doloreswilson6698 2 жыл бұрын
Great video. It is beautiful where you live.
@patmartin9727
@patmartin9727 2 жыл бұрын
Some great offers there Jane, here in the Uk we have company shop which sounds like the shop you went to. They buy excess stock or short date stock and stock were the company has changed its labels. They are much cheaper than the normal supermarket but it is pot luck what you can get. I always try to buy a months supply of whatever I am buying. I go about once a month and stock up on anything I can find that I normally use. This means I only need to shop for the things they didn’t have. I find this works well to help keep my grocery bill down.
@nancyesposito1020
@nancyesposito1020 2 жыл бұрын
Hi jane, I love it when you do your monthly budget it's so easy the way you lay everything out and explain everything with syncing funds it's so encouraging! Thank you thank you!
@Babba08
@Babba08 2 жыл бұрын
Uncle Ben's BBQ Sauce and sweet and sour sauce?! That's not something I've ever seen here in the US. Very interesting. You guys are much better at planning than we are. Although, we're doing better this year than previous years. Your electric bill is NOT high. Ours jumped from an average of about $100 a month to almost $200 earlier this year. :( Our internet only bill is about $85 a month. Our phone bills are almost $100 a month. It's a wonder that on our income we make it work. But you guys help us navigate our financial life. Thanks!
@martawyszniewski7424
@martawyszniewski7424 2 жыл бұрын
i really enjoy seeing these grocery haul for the reason -how differrent some of the groceries look in another country-packaging-names- sizes and prices. i was suprised by that package of coconut oil-i buy it here in USA and thats how they sell it only in glass jars.
@rhondacromer1474
@rhondacromer1474 11 ай бұрын
Great video.
@homesweetjoys9359
@homesweetjoys9359 2 жыл бұрын
New subscriber here! You're fabulous and so informative! I couldn't agree more with the way you save money. We are also a frugal family on our journey to paying off our mortgage by October. You're videos have been really helpful for me. Thank you X
@annewright3129
@annewright3129 2 жыл бұрын
Thank you for all the hard work you do to make your channel interesting and available. I cannot relate very well to the kinds of food prices you find but I feel encouraged and more mindful after viewing your videos.
@wyyeti4004
@wyyeti4004 2 жыл бұрын
Hello Jane & Mike. I’m a relatively new subscriber from central Wyoming USA. I appreciate the effort it takes for you both to make the videos. The budgeting & cooking are very helpful. And, the work that you both do to maintain your land and home are VERY motivational! How do you handle stress? Does the garden help with that? Kind wishes for peaceful moments during your week. 🙂
@FrugalQueeninFrance
@FrugalQueeninFrance 2 жыл бұрын
Thanks for watching. I don’t get stressed.
@wyyeti4004
@wyyeti4004 2 жыл бұрын
I totally understand. At our ages, (66 & 72), we rarely stress about things. 👍
@nikki27ish
@nikki27ish 2 жыл бұрын
Great video, I think you did really well on the food haul. Oil is approx £1.65 - £2 a litre in the UK but supplies are hit and miss.
@amayastrata4629
@amayastrata4629 2 жыл бұрын
I don’t use oils usually. Just a bit of olive oil sometimes but rarely. I’m glad right now that I don’t.
@nikki27ish
@nikki27ish 2 жыл бұрын
@@amayastrata4629 I'm using water or stock to sautee foods more now due to oil issues
@loveconnection1118
@loveconnection1118 2 жыл бұрын
Can't wait
@stacifer6424
@stacifer6424 2 жыл бұрын
Thank you for showing us the prices. You pay so much less for groceries, phone/internet, and insurance than we do in Canada.
@lynnoorman2144
@lynnoorman2144 2 жыл бұрын
In the UK the electricity and gas companies have hiked up the standing charge you HAVE to pay - even if you don't use any gas or electricity! So annoying - I wanted the gas removed - estimated cost of £2000. Caught either way 😒
@FrugalQueeninFrance
@FrugalQueeninFrance 2 жыл бұрын
The UK energy prices are crazy. I’m sure the wood burner sales and wood sales are at an all time high.
@somersetgirl125
@somersetgirl125 2 жыл бұрын
Can you simply have it disconnected? We don’t have mains gas so it’s electricity oil or wood in my neck of the woods.
@amayastrata4629
@amayastrata4629 2 жыл бұрын
I always keep my almond flour in the freezer. Keeps for ever.
@virginiacervantes7988
@virginiacervantes7988 2 жыл бұрын
Great shopping 👍🌹
@wendytravers4400
@wendytravers4400 2 жыл бұрын
We go to a clearance shop when we go to Cleethorpes on our breaks, this time they had Co-op salad cream ood 3 x 470g £1, pea n mint soup 4 x 400g £1, Co-op spaghetti 4 x 509g, I got 2 loads of each. They had curry powder and everyday season 100g tubs 29p. I was luck in February I thought I’d used all my oil so got 3x 1 lire bottles of sun flower £1 bottle Asda own brand. I’m not stockpiling but keep a healthy supply available. Great to keep your budget in check …….. Love Wendy ♥️💋
@FrugalQueeninFrance
@FrugalQueeninFrance 2 жыл бұрын
Thanks Wendy, I used to use approved foods when I was in the UK.
@dinnerwithdonna
@dinnerwithdonna 2 жыл бұрын
New to your channel and really enjoying working my way through your videos! I’m pretty good at getting the food on budget, but I never save for the (not so) unexpected. Definitely a great way to manage your money 💜
@jerrychetty2524
@jerrychetty2524 2 жыл бұрын
Hi Jane thanks for your post and ideas. That garden tool you are referring to is I think a "Brushcutter"
@jacquelinejordan1588
@jacquelinejordan1588 2 жыл бұрын
We have a "salvage" shop like yours with some items past BBD. I get my coffee there. I pay rock bottom prices and have never been disappointed.
@ibislife
@ibislife 2 жыл бұрын
I do the same, the digital flyers for the different grocery stores come out on Sundays, I make my mealplan and shopping list accordingly. And I stock up when there is pasta on sale or 3 for 2 deals and so on. 😊
@Taaleedee
@Taaleedee 2 жыл бұрын
We do similar with our budget. Before I married D - I put amounts of money aside in cash. D sorts out our monthly budget on the computer into separate headings - much safer than cash in the house.
@sharonmcgee8178
@sharonmcgee8178 2 жыл бұрын
You are so inspirationa!
@kerryjames4026
@kerryjames4026 2 жыл бұрын
Will be interesting can't wait so much to learn from you thank you xxx
@pigletsbank437
@pigletsbank437 2 жыл бұрын
Deals are hard to find, most is things you don't need but some would want. Any oil and fat is limited💰. I have a stock of most basics we really use build up in the last 5 months . I have been declared "insane" by many people, that's fine by me🤣. fact of the matter is I bought it all for 25%less or even better than you could buy now. 🤭. It took out some of my descrationary spending. I know it runs out sometime but I am creative and stretch, partly thanx to you! And a bit of my nan and her cookbook even though I think she never really known as she has passend well over 20 years, but she liked it that I payed attention to her cooking and stories. Thanx for spreading the frugal message and keep on going! 💪We can do this!
@FrugalQueeninFrance
@FrugalQueeninFrance 2 жыл бұрын
Thanks for sharing
@tracyd2320
@tracyd2320 2 жыл бұрын
Good Evening to you.Here in South Africa prices are exceptionally higher.I have however managed to stick within budget.Your video brings me much confidence and peace as a single parent that I can not only get by but also have peace of mind while doing it.See you soon.
@FrugalQueeninFrance
@FrugalQueeninFrance 2 жыл бұрын
Well done Eileen and thanks for sharing.
@leedezern6862
@leedezern6862 2 жыл бұрын
That’s very interesting. I didn’t know there was Uncle Ben’s bbq sauce. I bet it’s good.
@FrugalQueeninFrance
@FrugalQueeninFrance 2 жыл бұрын
I’m just impressed to get them at all.
@janeswire8351
@janeswire8351 2 жыл бұрын
Very good. Learning a lot.🙂
@catladynj
@catladynj 2 жыл бұрын
Really NICE haul!!!!! You did good
@agodlyhome
@agodlyhome 2 жыл бұрын
Great video! I did the math to convert all the euros into US dollars and figured out our income is almost identical to yours! Our monthly spending is very similar too! This video was such an encouragement! 😁
@patrice3603
@patrice3603 2 жыл бұрын
That Barilla gluten free pasta is absolutely the best boxed gluten free pasta available in my opinion. The taste and texture are wonderful. The only downside is that it doesn’t store well once it is cooked, it dries out very quickly. It’s best used freshly cooked. I’m glad you were able to get some sunflower oil and the coconut oil. The price of oils has skyrocketed in the last few months. Thanks for always sharing your frugal recipes and habits as well as money saving ideas with us.
@FrugalQueeninFrance
@FrugalQueeninFrance 2 жыл бұрын
Thank you
@hkmatsumoto6870
@hkmatsumoto6870 Жыл бұрын
Hello, thank you for your upbeat and useful videos. After watching several (perhaps dozens) of them, I wanted to know why you are living your frugal, lifestyle in France. I clicked around on your descriptions and introductions but never found the information. Is France cheaper? Do all your pensions, banking, savings, investments work in France? Are the taxes less than in the UK? Your opening videos are always so charming and beautiful. Are you now citizens of France? Thank you so much
@FrugalQueeninFrance
@FrugalQueeninFrance Жыл бұрын
France is more expensive. We live here for the quality of life.
@rayyg786
@rayyg786 2 жыл бұрын
Lol that's lots of biscuits for a few months😅 i love those leibnitz tho, out of the fridge is best!😋
@suellensellwood5854
@suellensellwood5854 2 жыл бұрын
I use rice bran oil and haven't noticed a price increase, yet. I also have a 'dripping' pot to use for the best roast potatoes. Your house insurance is so reasonable compared to Australia. We have had floods, fires and cyclones in the past 3 years so cost of policies have increased exponentially.
@shawna620
@shawna620 2 жыл бұрын
Weed-wacker, I think, is the American word you wanted!
@lorla85
@lorla85 2 жыл бұрын
I grew up hearing it as a weed-eater… 😂 I did chuckle about hearing about rubbish… it sounds much more elegant then “trash”. I love the different words and cultures ☺️
@teatimewithdollyandthrifty2895
@teatimewithdollyandthrifty2895 2 жыл бұрын
Your internet,phone,and insurances are much cheaper than here in the US. Thanks for sharing.
@kerstinkiel5314
@kerstinkiel5314 2 жыл бұрын
a really helpful video Jane.. I shall be using your sinking fund amount to get rid of debt which will take about 3 months then i shall be following your sinking funds (doggy grooming would be transferred to gifts) to build up savings.. thank you for sharing x
@ruthomar5131
@ruthomar5131 2 жыл бұрын
Really good haul there, some times gf spaghetti is hard to get its true. Herons food stores has had lots of lentil pasta in only 39p a box, great for my brother but unfortunately I can't eat lentils. I like the Chinese supermarket I get lots of rice noodles there a staple for me. Loved your film today, thank you both for all the hard work you put into this 😊
@danielintheantipodes6741
@danielintheantipodes6741 2 жыл бұрын
Thank you for the video!
@MSchipper
@MSchipper 2 жыл бұрын
Cutting out meat, dairy, eggs and oil will really save a lot on groceries. Haven't bought those in years and I don't feel the proce hikes as much. Legumes, frozen veggies and potatoes are still well available and can be cheap if you buy the seasonal veggies or frozen. Car fuel however is a wholly different story. I am rationing, doing as much by bike as I can, but it's getting pretty ridiculous, even with the decrease in fuel tax we've had.
@alyssajenaway3781
@alyssajenaway3781 2 жыл бұрын
Fantastic prices! Buiscuits have become very expensive in Australia.
@rayyg786
@rayyg786 2 жыл бұрын
What a random item to increase price. Luckily not an essential
@rosemarydoran9907
@rosemarydoran9907 2 жыл бұрын
Jane and Mike, thank you for showing your actual budget. It is wonderful how you're able to save almost half of your income every month. Obviously some of those are set aside for future expenses which many people are not good at doing but you show a good example of how to do your sinking funds. I'm glad you were able to find some oil in the supermarket and on offer as you like to say. And it's also great that you found some of your special flour that you need for baking and cooking. And of course poor Mike getting his cookies was such a nice thing to see! I have a real sweet tooth so I can appreciate the struggle! 🍪🍪 I'm finding that our sales here in the US are becoming fewer and further between and are definitely not what they used to be Sales also don't seem to be on as many staple items which may be another reason why I don't think the sales are as good as they used to be.I have heard F lol frugal bloggers mention the discount grocers that carry items with short dates or past best by dates but I have not found one in my area Being disabled, if I had one I doubt I would be able to get to it as I don't drive and I like to use my requested trips by my friends and neighbors for trips to Aldi or the dollar store. I primarily rely on Walmart for my regular grocery delivery and I also have a membership to Sam's Club which is Walmart's Warehouse Club store. I belong there and my next door neighbor belongs to Costco which is another large US membership warehouse club. She is kind enough to shop at both of them for each of us about monthly and we are able to take advantage of sales as well as buying in larger quantities. Like you, I don't stockpile but I do try to stock up a bit when I do find a good price on something especially on non-perishables and household goods like laundry supplies and pet items. Since it is just me in my home along with my two dogs, I don't have to buy a lot of groceries but I do have a separate freezer that is small that I do use for overflow of items when I can get a good price on them. Or recently when items have been out of stock if I can find something in stock I will buy a couple of extra that I can put in the freezer but I don't hoard items like some people have been doing. Although that has gotten a little bit better now that there's toilet paper for everyone! 😂😂 Hope you have a great week!! Hello to your sweet pups from my Gigi and Henry, my senior rescue dachshunds.
@FrugalQueeninFrance
@FrugalQueeninFrance 2 жыл бұрын
Thanks for sharing and caring Rosemary, have a great week,
@pigletsbank437
@pigletsbank437 2 жыл бұрын
Yeahhhhh spaghetti and a lot of good deals on oil.😍😍😍👍👍👍👍I am so happy for you.🏆 I wonder is the grated cheese glutenfree? I never thought of it to buy🙄😴
@FrugalQueeninFrance
@FrugalQueeninFrance 2 жыл бұрын
The cheese is, gluten fre, they dry it so it doesn’t stick together
@pigletsbank437
@pigletsbank437 2 жыл бұрын
@@FrugalQueeninFrance great!!!!! Thank you!!! 🥰
@bookmagicroe9553
@bookmagicroe9553 2 жыл бұрын
I also shop for deals, but our prices in the US are much higher than what you are spending.
@zitalefebvre8048
@zitalefebvre8048 2 жыл бұрын
Hi Jane and Mike, I am quite surprised by the price of sunflower oil, I thought everything was more expensive here in Belgium. You may want to check out Le Club Leader Price fr, it is the "anti-gaspillage / déstockage" version of Leader Price / Casino. I have recently discovered via Maman Econome YT channel who was doing a "parrainage", just visited the website out of curiosity, then I found out that they ship in my country too. You can find both international and store brands.
@FrugalQueeninFrance
@FrugalQueeninFrance 2 жыл бұрын
Just looking at the website now
@marilynmarilynohearn476
@marilynmarilynohearn476 2 жыл бұрын
I love this video, God bless.
@lisahaffner3337
@lisahaffner3337 2 жыл бұрын
Great bargains.
@mrharrison4948
@mrharrison4948 2 жыл бұрын
Love the channel! Been meaning to ask, were you a French teacher? Is that why you chose France? 😀
@FrugalQueeninFrance
@FrugalQueeninFrance 2 жыл бұрын
No, I was an English teacher. My French is improving slowly.
@mrharrison4948
@mrharrison4948 2 жыл бұрын
@@FrugalQueeninFrance Ah! Well that has answered one of life’s mysteries for me! I’m a teacher (primary) myself so I was wondering. Thank you for the videos.
@delessesylvie953
@delessesylvie953 2 жыл бұрын
I also wondered if you were a teacher. You always explain things so well ! Thank you for the videos !
@rachmc34
@rachmc34 2 жыл бұрын
Your cheese is so cheap! We pay a ridiculous amount for it here in New Zealand and it has become a bit of a luxury item at the moment so it only goes into the trolley if it is on special. I love seeing all the different things you get at the supermarket there
@chrisfiller465
@chrisfiller465 2 жыл бұрын
Hello Jane & Mike. Thank you for sharing, I found it all very informative. Are you willing to share the mechanics of budgeting please? For example 2220 euros comes in, then what do you do? I heard to say that you have 4 accounts. Do you separate into a separate account your LTS? Separate out sinking funds into another account? Etc etc. this is something that I am expecting to struggle with. Seeing a nice lump of cash in the bank and struggling to keep track of what I should and should not be spending. This would be a helpful segment on Wednesday perhaps.
@FrugalQueeninFrance
@FrugalQueeninFrance 2 жыл бұрын
As I said in the video, LTS goes into one account, sinking funds into another, expenses into another
@tracylib70
@tracylib70 2 жыл бұрын
When I was in Morlaix I had success using the “ too good to go” app and got a bag of vegetables and a large bag of bread products. Might be worth looking at to see if any local stores have been added. I used this app in London as well and fed us so economically with sandwiches and such the whole week.
@FrugalQueeninFrance
@FrugalQueeninFrance 2 жыл бұрын
The nearest store to us was Casino in Callac, almost 30 minutes by car. Everything we go was past its used by date, meat, dairy ect all past the use by date so we will not use them again. Our Lidl occasionally has good 1€ veg/fruit boxes.
@lynnoorman2144
@lynnoorman2144 2 жыл бұрын
@@FrugalQueeninFrance sorry to hear that. As I understand the app foodstuffs are supposed to be in date! I joined Olio app, and, like you, the nearest person collecting the food, is too far away to make it financially viable to go to collect it. Shame.
@FrugalQueeninFrance
@FrugalQueeninFrance 2 жыл бұрын
@@lynnoorman2144 That’s the theory. However, if you pick up a bag full of soft cheese, yogurt and milk that expires the day you buy it, it’s not good value. Meat, you can freeze but some dairy products you can’t. The goods I picked up were very much past their best.
@rayyg786
@rayyg786 2 жыл бұрын
"anti gaspillage" the double L is not pronounced as L, It becomes an "ij" sound. So pronounced gaspiiaje. Those are great btw❤️🥕
@sophiawolthof1238
@sophiawolthof1238 2 жыл бұрын
👍👍👍
@esteeb42
@esteeb42 2 жыл бұрын
I was curious about the Uncle Ben's sweet and sour sauce it look yummy. I looked up the price on Amazon it was quite pricey I was curious what you got yours for?
@FrugalQueeninFrance
@FrugalQueeninFrance 2 жыл бұрын
As I said in the video 4.50€
@esteeb42
@esteeb42 2 жыл бұрын
@@FrugalQueeninFrance sorry I replayed to that part and I got the price for the bbq sauce but not the sweet and sour sauce.. that's a very good price😊
@milda0820
@milda0820 2 жыл бұрын
💖
@lindadourte8263
@lindadourte8263 2 жыл бұрын
Hi Jane and Mike, I have learned so very much from your videos. Thank you very much. I do have a question, what is your long term savings to be used for?
@FrugalQueeninFrance
@FrugalQueeninFrance 2 жыл бұрын
As I said in the video, currently our 12 months living expenses is based on last year’s figures, we now need to top that up to this years figures. We’re also, as I said in the video, we’re saving up for to replace our car in three years, not that we definitely will but the money will be there if needed.
@momof2momof2
@momof2momof2 2 жыл бұрын
I'm American, and think your prices are actually really good. You seem to be stressed about the prices. I know you are early retirees, but I would think if one or both of you worked a small part time job that would ease your worries/stress a lot. Have a lovely day 🥰💐🌱🌞🌛🍒🏜💗✝🪐
@FrugalQueeninFrance
@FrugalQueeninFrance 2 жыл бұрын
We do work, make sure you let the adverts roll when you watch you tube as that’s how we earn money. Also, working would mean selling up and returning to the UK.
@momof2momof2
@momof2momof2 2 жыл бұрын
@@FrugalQueeninFrance You aren't allowed to get a small part time job in France?
@FrugalQueeninFrance
@FrugalQueeninFrance 2 жыл бұрын
@@momof2momof2 we work, on average, 20 hours a week making videos. I’m sure you let the adverts roll and don’t rob you tubers of their earning.
@anntaylor4247
@anntaylor4247 2 жыл бұрын
Hi, after weeks of no stock, I bought sunflower oil last week for £1.60 litre. No rationing, so I bought two, which will last ages. Shopping has changed so much, something I dread each week. Interesting to compare French costs with UK.
@clarelamberti9651
@clarelamberti9651 2 жыл бұрын
Just wondered if your pensions are affected by the exchange rate ? I have a friend in Spain whose income is affected so it goes up and down depending on the exchange rate , even harder to budget .
@FrugalQueeninFrance
@FrugalQueeninFrance 2 жыл бұрын
A little bit, a few euros a week difference.
@Alicesgardenau
@Alicesgardenau 2 жыл бұрын
Hello ☺️ I was wondering: I know that all your income is allotted a job so that you are left with 0 but how is your bank account actually set up? Is it always at 0 or do you break up those amounts to seperate savings accounts? I hope I am explaining properly 😆 I currently have seperate savers that I transfer my sinking funds too. I find this an easier way to see it all laid out for daily use. Thanks for sharing
@FrugalQueeninFrance
@FrugalQueeninFrance 2 жыл бұрын
We have 4 bank accounts. Money comes in and we put the right amount of money in the right bank account. At the end of the month, we don’t have any account with zero it it. The budget has zero left, not the bank account.
@Alicesgardenau
@Alicesgardenau 2 жыл бұрын
@@FrugalQueeninFrance thank you for your reply! That makes a lot of sense. I think I was conflating budget and account into one meaning. Which of course they are not 😆
@sharonliquorish6528
@sharonliquorish6528 2 жыл бұрын
I was wondering the same, thinking no way could I have zero in the bank, I am now going to look at my budget and income again and adjust it to zero .
@jennifreesjourney9817
@jennifreesjourney9817 2 жыл бұрын
Hi Jane, question for you, I’ve been Starting my own journey towards minimalism and frugality I’ve been simplifying my skin care routine and wondered if this was something that you have done yourself and have you tried something that you’ve kept on using? Jennifrees-journey on Edinburgh
@FrugalQueeninFrance
@FrugalQueeninFrance 2 жыл бұрын
I wash my face and body with a bar of soap, I then use a supermarket moisturizer from Lidl on my face
@jennifreesjourney9817
@jennifreesjourney9817 2 жыл бұрын
@@FrugalQueeninFrance REALLY! Wow you have amazing skin. Once I have used up my brand moisturiser gifted at Christmas I will give lidls a try. I do know it could be many other variables/elements but hey. I am really enjoying your channel. You are very easy to listen to. Very interesting have a great day
@FrugalQueeninFrance
@FrugalQueeninFrance 2 жыл бұрын
@@jennifreesjourney9817 I don’t each much sugar or processed food, that might help
@brendasimspon3378
@brendasimspon3378 2 жыл бұрын
Where did your food spending show on the budget please?
@FrugalQueeninFrance
@FrugalQueeninFrance 2 жыл бұрын
Supermarket, 75€ a week for all food, drink, cleaning and laundry products and all toiletries. 300€ a month.
@Jo-xw3ce
@Jo-xw3ce 2 жыл бұрын
I don’t understand why you are saving out of income rather than reducing the amount you take each month - invested funds gets greater interest if the interest rates are stepped.
@FrugalQueeninFrance
@FrugalQueeninFrance 2 жыл бұрын
I don’t have a draw down pension. I don’t hold a fund. British pensions are a monthly sum of money, which is index linked, that we get until we die.
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