Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .

In fact, I had no prior experience or understanding when I began investing in 2018, but by the end of 2019, I had made a profit of almost $750k. All I had been doing was going by what my financial advisor had told me. This demonstrates that all you truly need is a professional to assist you; you don't even need to be a great investor or put in a lot of work.

@@maryHenokNftKudos on the effective execution of innovative ideas and tactics that lead to significant advancement. As I seek guidance from a trustworthy advisor, would you be willing to share details about the individual assisting you?

*Gertrude Margaret Quinto* is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

Well-done. Gertrude Margaret Quinto appears to be highly knowledgeable and very qualified, came across her consulting page just after inputting her full name on the web. In fact, Ive seen commentaries about advisors, but not one looks this phenomenal.

@@DardelaDumnezeu Amen. Just another opportunity to praise and glorify Him 🙌

Start tithing to God. It got me out of debt and now I can be generous to needy people and feed kids when parents have no money.

​@king77solomon30 "tithing got me out of debt" What? Were you in debt to the church? Fun fact, Christians are never told to tithe in the Bible.

Same here, can't wait.

😅o😅😅😅​@@brittanyw4103

Totally ignores the other four 😂

That an don’t go into debt have done me well I got a nice car paid for in cash and a house I’ve never had a mortgage on work and stack that cheddar

It so easy and no one does it

@ctrl_alt_del100 yep, own 3 houses small business, and make 6 figure at my other job. Stack that money up! All vehicles paid for and I own 6 of them and under 40

@@dsimondublin Good job 👍 I use to laugh at old people because they were so cheap and they worked all the time. Sure enough. Now I can see why. It’s called wealth building!!!

good luck saving the money 😂

Same friend. Absolutely the same.

Over & Over & Over , Again & Again & Again . Lock up credit cards , turn off advertising .😤 Remember it’s only Temporary .🙏

Not trying to be rude but has it worked for yall? Have yall stuck to the plan? What has changed

@@GhostRider-iw4gr not rude at all. Just a curious mind. We did the plan back in ‘18-‘20 and found great success. We had no student loans and were safe during the pandemic (financially). We got off the plan, and found ourselves in worse shape financially. We’re back on it, with the intention to stay on the plan. It’s not that Dave is the ONLY plan or financial advisor. He’s definitely not god, but his approach is practical, and for the Everyman, his approach is pretty solid. Try it!

Nobody said it was easy.

it is easy, cut cable, put in your 401K early, buy a moderate car, save a little every week,im 59 1-2 retired, not rich but have no debt,

​@@buyystocksgood on you man 👍👍 i feel like the most important goal is to manage a salary that's at least 3k. Then just invest for a full decade and boom retirement. Maybe you can invest in something for your children to look for!

It is simple, and it is easy, but it is extremely painful.

The only thing that makes it not easy is the price you pay being disciplined. Now ask yourself...would you rather be disciplined now and relax later or relax now and be disciplined later?

Good to hear!!

He is made fun of because his plan is built on the assumption you are dumb and can never learn or be taught. There is a big difference between high interest debt on liabilities and low debt on income generating assets. The vast majority of wealthy ppl are hundreds or billions of dollars in debt. By Ramsey view Amazon is a stupid company that is a day away from bankruptcy....

They only bash him because they don't want to take the steps to do it. Same as anything else. It's easier to make excuses though..

Yeah because most people are too stupid to handle debt

​@@jordanmiller4147Perhaps because many people have had no education or role models in this area. When they hear stuff like this, they still have no concept of how to change their existing way of thinking about money and handling it.

Thats true. I have been following. I love living my best life after retiring early. I was 25 when I started investing for early retirement. I saved half of my income and put it in cheap index funds. -ROCHELLE DUNGCA SCHREIBER helped me a lot with that. Now I travel the world, do what I love and have fun with my family.

Can you recommend some videos that taught you the stuff you know

@@FollowTheWayMinistries I got started by listening to Dave's radio show every day. Then I went out and bought the his book, "The Total Money Makeover". That is literally the only money I have ever spent with Dave Ramsey. I then downloaded the "Every Dollar" budgeting app and just followed the baby steps and budgeted religiously. I went from always being broke to have a nice, positive net worth and being able to give generously more and more often. I'm not done yet but I can tell you his plan works great for the average person. Is it the only plan? NO. Is it the perfect plan for everyone? NO. But it is the best plan for most of us. At least it helps you get a solid footing and you can grow on your own from there.

Yea

Yeaf right.

FACTS

Ever heard of Rich dad poor dad?

For those wondering what GOAT means, it means "Greatest Of All Time"

Geeez that's a powerful quote. Who is she?? She sounds like someone well versed in Wall Street

She's a Wealth Professional Adviser.

her strong insights have made me over half a million, I am blessed.

I looked up Graciela Lynne Schriewer on the internet out of curiosity; she has a strong résumé

many individuals miss out on gains due to actually NOT having an Advisor.

People don’t understand that when you take out debt you are no longer in control. You shift the power to the creditor.

@@Culture-and You are still in control given that the T&Cs of the loan are all stated up front. Leveraging debt can be a great way to generate passive income when done correctly.

I don't go out to ear though Cheaper eating at home But that's a good idea

Lmfao 😂😂😂😂 sheeple

@@jacobgoodman7987 Says the person who has never helped anyone in their life, 🤣🤣🤣🤣

Please call in to Dave Ramsey and state your case. I’d like to listen in and hear Dave’s response.

@@firstnamelastname3558 it's common sense pick any investment on earth, you likely have to borrow from a bank or private lender to build most types of business. Sure you can boot strap and work to build something up to but those years you will never get back. Warren Buffett, Bill Gates, Elon Musk, Jeff Bezos, Michael Dell all borrowed money to build their companies and they are all far wealthier than Dave Ramsey will ever be

This is basic. First you must do these things, THEN you can learn to use debt properly.

First you need to make the kind of wealth where you can leverage it to build more wealth with debt. Otherwise you'll find out you're just a schmuck with debt

Yes, self-liquidating wealth debt such as purchasing equipment for a production line.

Just imagine all the people he’s helped get to the 5th step in being outrageously generous. Millions of people are helped as a byproduct of Dave’s work

And that is also the absolute main key. DO NOT Get Married & DO NOT Have Kids…

You do realize the dollar has lost 99% of its purchasing power since 1913, right? It's a melting ice cube.

"Success comes with hard work as well as a measured and dedicated approach." 👍

Yes but first of all you have to save before investing how can you invest if you've got nothing

@@honorineoussou7686 that extra $10 a week spent on crap purchases adds up to $480 a year. When you are just starting to get your feet wet with investing $480 just to play with in your first year isnt a bad idea.

I think you meant to say, the rich get rich by putting the money they SAVED to work for them to make money. You missed a spot.

​@Spectate007 Yup! That $480 would have bought about 20 shares of QQQ back in 1999 and would be worth over 6k today. Ask me how I know... ;)

Dave mentioned after saving to invest the money.

Hahaha yes brother. Mister Alex Jones and sir Dave Ramsey, two awesome and cool people.

Having a side hustle barely makes a difference. I’m working harder and sacrificing more just to cover the same needs.

Rich people also get rich by not having kids when they’re not where they want to be in life

I kinda feel the same way...where were all these giving people when I was working my ass off on these steps??