So, I think what I've learned from reading through the comments is that a significant portion of people who watch personal finance KZfaq have problems obsessing over their personal finances

One of the indicators that our society is broken is that even middle-class workaholics and hoarders are barely keeping their heads above water. This is doubly bad, since it effectively rewards and reinforces unhealthy behavior. Working yourself to death is celebrated, and Hustle Culture is born.

Money avoidance is a real thing. At the start of the Great Recession my wife and I were both laid off and we both struggled mightily to find work and meet the bills then shortly thereafter my wife miscarried. For about 6 months I was a total recluse, I am grateful for loving family and friends who saw us through and were so incredibly merciful because I was not in a good frame of mind, I don’t wish that level of depression on anybody

I grew up poor and I think because of that, I hoard money now. But I also have a low self-esteem and so dont believe I truly deserve to seek higher paying jobs or things like that. I'm working on it, and have come a long way, and I can be proud of that.

It’s amazing how personal finance is. You could ask 100 people about their relationship with money and get 100 different answers.

I must confess that I miss the mustache.

This is NOT your two cents. This is your million dollars. Great content. I saw a lot of people I know reflected in this video.

If I don't know how EVERY penny has been spent or saved each month, I become anxious & aggressive. Eg: just last week my mobile phone screen broke, new phone purchased but my budgeting app's online backup hadn't updated for a while... I had to put everything on hold until I resolved it. No work, no hobbies, no enjoyment until I had recalculated everything again. Reviewing receipts, sifting emails, comparing bank statements, trades & transactions - going back months. Once I had finished this, I was satisfied and returned to my daily life. I recognise this as a problem.

0:05-0:22 is an unforgettable, concise, accurate, description of money. I won't forget it.

I'm definitely a money avoidance person. Didnt realize till recently that my depression/anxiety cost me more than anything. I never feel like I'm good enough to have anything

I'm defiantly a money Hoarder I don't spend money on anything I can't because I'm always worried about emergencies happening like if my car breaks down or a spontaneous medical bill

I actually cried... I have no words on how to describe how perfect this video is.

Most people I know would probably accuse me of being a money hoarder, but I have much less than I should for my age and still paying rent! It is hard to get ahead on a low income.

The more you learn about money, the more you start to realize that a lot of your spending and/or saving habits might be a result of emotions stemming from past trauma or experiences. Thanks for making this video!

I’m definitely a shopaholic, but I rarely actually buy anything. Instead, I think of something I need, say a toaster, and every day for weeks I am researching through amazon and reddit, reading everything anyone has to say about the best possible toaster, compulsively checking craigslist to see if anyone has it for sale for a good price used, almost every time I never buy anything. Delivery companies hate me, I might buy something, but then I immediately cancel the order the next day because I realize it isn’t “perfect” or a “good deal”. Before long I have moved onto the next thing deciding it’s not time to buy a toaster yet. Its gotten so bad that I had to install a 3rd party blocker not for social media, but for shopping websites, which are very numerous and difficult to block entirely.

To normal people I seem like a money hoarder, but I just want to save and invest as much as I reasonably can so I can get out of the rat race as soon as I can. I think it’s crazy that more people don’t have that same goal

Whoa. Whoa. Whoa. This was SUCH an interesting episode and covers a topic that I wouldn't have thought of. I haven't seen other personal finance videos cover this range of money disorders. Really great work that's given me a lot to think about!

Damn, this one hit me hard. Thanks for this video and all the other knowledge you work so hard to put out there. I hope everyone gets the help they need.

Thanks for a great video on a different, interesting, and helpful topic! I've never heard of money disorders. In addition to these disorders, money struggles can be common for folks with other issues like ADHD. Thank you!

This is one of the best videos on the internet i have ever seen. Its so good i watched it 3 times. Well-done couple

Thanks for breaking this down. Knowing our relationship with money is so important to know how to change it. Growing up low income gave me a heavy scarcity mindset where I thought I would never have enough money. After over ten years of financial stability I’m still have to work to shake this mindset off.

This is such an important topic! I grew up in atypical money vigilant family. My parents are now retired with more than they could spend. They are still hoarding and fighting about small budgets! I’ve tried many years trying to correct their behavior and recently I realized that it’s rooted in their subconscious financial insecurity. So I started to reinsuring them where ever I can and it’s working! It’s big task, but I’ll keep at it😊

Funniest video from Two Cents for a very long time (buy a razor - LoL) Which is probably because it’s dealing with one of the most uncomfortable and awkward topics they’ve dealt with. Using humour to broach difficult topics is often the best way. Well done, and thank you.

I'm, like, sooooooo frugal. And this, my friends, is a great thing 🤜🤛🎊 Reduce *then* reuse...you know the rest! ♻️

You guys do a great job and make the message very straight forward. We have Martin Lewis in the UK in a similar vein who explains things well and gives pointers for self management. It is great to have content of this sort - thank you.

giving out money to extended family is a real issue for the elderly when greedy people are all flocking around the elderly

I didn’t skip ads because I want to support you guys. Keep providing financial education.

If by chance there's any compulsive shoppers in the comments, a reminder that you can always return things if you have the original packaging or tags intact. Even if you get a thrill out of buying things you don't need, you can get that money back.

You guys freaking rock!!! Thanks for keeping this channel load with great content!!!

Always shining a light on topics thats are so unaware to many thanks again!

One of the best episodes I have ever seen so far.. Thanks a lot.

I would willingly volunteer for a study of the effects of being given a very large sum of money.

1:04 could i suggest that the pictures in the intro be updated?

What a great video. It's great to be able to identify these behaviors in ourselves. I see some of them in me too. Thank you for taking the time to put this together!

I don't even have financial problems, but as someone who's brother died at only 23 years old because he couldn't afford medical, I'm angry and I want change.

Bring back the Stache! ❤️

I absolutely adore your channel, thank you for addressing this issues

You can also have an issue with peer pressure. My family praises the hell out of my financial budgeting and express admiration at how quickly I get debt paid off. They also come to me for any questions about taxes or investing, but the reality is that it's incredibly easy for me to become obsessed and hearing that praise makes it harder not to.

Insightful, learnt a lot. Keep up the good work 🤙

My 'disorder' is living in los angeles where rent is 2k a month and i can only afford 1300 with my job so I live with my parents until i have enough saved up and find a roommate. they treat me like crap and i should be grateful i'm not homeless and throw it into my face everytime i do anything positive for myself (like get a job) and that i need to do everything for them (they're retired) because THEY overspend on hobbies instead of being financially responsible. i never give in to their demands despite several threats of being kicked out (technically they've done it 3x in my life). they say things that don't align with how they treat me. They have always had poor financial sense and i'm doing my best to save up enough for moving costs (about 1/3rd there now and it'll be another 6+ months). It would be nice to be able to survive on my own without a roommate at 38 years old. I also had medical issues that landed me back with my parents in 2019 and went bankrupt, so it's a bit scary to live paycheck to paycheck again, knowing i have chronic health issues. With the verbal and belittling abuse at home i don't have much self worth anymore, or at least i don't think anyone will hire me for my worth. I've only been underpaid. sorry for the vent, but this country sucks and i know many people suffering like me because of how expensive this country is for medical costs and rent when compared with how much wages are.

I fall onto the hoarder side. I get incredibly anxious when I don't have a certain amount of money over some arbitrary amount. I came of age during The Great Recession and I think a lot or my anxiety comes from going through that.

This was a really good episode! Thank you!

I don't have a spending problem i have a income problem :o

I've been looking for this video the past 12 years! holy Cow!!

I’m definitely a money hoarder. I spend really nothing on myself in order to save as much as I can. And I feel like I can’t make any real life moves like an apartment or condo or house because I’ll never have enough money to survive what’s coming down the line

This video is soo good!

Blessings be upon you and yours, especially for this specific content.

I definitely have one. Couldn’t tell you which one based on what you said. Its kind of a mix of different things you mentioned

Ecclesiastes 7:12 For wisdom is a protection just as money is a protection, but the advantage of knowledge is this: Wisdom preserves the life of its owner

Thoughtful & informative video. Thanks!

Never heard of Financial Rejection before. With my nerdy peer group that may not be the most common, but certainly the most uniquely characteristic.

I hate spending money, when I don't have enough. Which I never have and probably never will. But then I spent the money anyway and hate it...

Great episode!

I'm surprised they didn't mention accountant in the list. This sounds like practical problems at all edges too.

My mother used to expect me to report every penny. And no, we didn’t share money.

Love the channel! But also, LOVE the podcast! Money Momas podcasts guys, you won't regret

Wow really good video thank you. I definitely learned some important things, like: it is so true that fan fiction doesn't write itself! haha jokes aside, good video!

Very cool episode. Insightful! I think I have money hoarding symptoms 😳

Sadly, I can’t relate to any of these even though I tried a lottery ticket, it wasn’t fun. I rather be addicted to selling stuff for money and be a cheapskate

I needed this video.

This was a very informative and thought provoking episode. You don't know until you know, you know?

This channel is criminally underrated 😭

Yikes I'm a money hoarder.

Loved the “rosebud” reference

Thanks for this

I LOVE THIS VIDEO!!

Dang, I'm a workaholic bc I don't have anything else enjoyable in my life. I spend all day working to avoid my personal life 🙃

I think we're all overlooking something. People with disorders often accept this concept of disorder "I have a disorder" as their primary excuse for behavior once they learn this to be a 'disorder'. We need to redefine disorder upfront as something that can be overcome with commitment and not leave it as the part that's discussed last. Great video tho, lots of important discussion.

I remember taking an online quiz on how much my ideal lifestyle would be and my result was 175k a year, I was a teenager, and I told my aunt and she said take off 100, you'll be fine. then this online course that's called the science of happiness from Yale said its been proven that past making 75k a year, no one is any happier from their finances.

Finally the video I have been looking for to send to my financially irresponsible mum!

I'm actually extremely grateful for the "financial enmeshment" that I experienced as a child. Raised primarily by a single mother who made it extremely clear her unfortunately financial situation, some her fault some not, on a very regular basis. I believe this caused my brother and me to both take an interest in finance and financial responsibility very early on, that has stuck with us over our lives thus far.

I love these videos.

been watching you for years, im 13 now and I love your videos

only money disorder i have is a money making disorder. Can't make the amount of money the economy demands of me in order to survive comfortably.

i didn't realize financial avoidance was an option. i dont have kids or spouse so this maybe a good way out of my money problems.

I would’ve thought that being a cheapskate is a money disorder but maybe not

Eventhogh i have a good Financial life I hate money. I hate having it, hate managing it, hate worrying about what to do with it. But i also have money worship.

This channel is so good

Wait what if I am still living in my parent home just because of how crazy housing is. I pay for everything else on my own, like my own car, I go to work, anything I want I pay wiht my own money. And I invest around 40% of my income so I can save up to move out and buy my own property....but I haven't moved out because it's just stupid here in New York? Am I being a free-loader?

yes

My mother always told me to buy a car instead of riding a bus everywhere i go...and i always told her...il keep my bank account fat rather than ending up as a fake rich broke car owner...

Can explain trickle economics. Such as history of the car . Or inflation. Less money spend on Fun and unnecessary and less who can provide of fun stuff we don't even need but enjoy.

Has there been an update/explanation of their new tattoos?

Get the mustache back! Nice video btw. But were are the compulsive savers? The cheapskates? Is it not possible to have a disorder in the other direction?

Thank you for the advice Ryan Gosling and Scarlett Johansson!

"because fan-fiction doesn't write itself" 😂😂

Yes, "the no money" disorder

What type of accounting services i need?

I always see money as security in an unpredictable world. If I make as much as possible and invest most of it, I might not get to FIRE and retire early, but if I die with millions upon millions in assets, then my family won't ever have to deal with what I did and ever worry about money themselves. It's a noble sacrifice to me.

“Buy a razor” lmao

Please make video on impulsive buying and shopaholics and tricks to recover!

Yo when did the sleve arrive? Looks awesome

I know I have a problem with saving. I'm like a dragon, I hoard money. I live off 40% of my income and I'm happy to do so. I just like keeping most of my money!

Should I send this to my fmr-spouse and MIL? Nah. Oh man, I miss when I was working & financially healthy. Amazing how quickly poor health can take it all away. D'oh well

"It's only a problem when I run out"

Probably the most important video released on this channel till date

My brain just told me that money issue is like health issues, ppl don't wanna put in the hard work to be healthy so why would they put in the hard work to be financial healthy. The system has become where we wanna have an app or go see a psychologist so we can work through our issues?..so now I have to pay money to fix my money problem??🤦‍♀️ just stop wasting money on junk/"happiness" and save that or pay of your loans/bills. Simple maths. 2 cents.

How am I only just noticing there’s no ‘stache. I had to go back and check old vids 😂

“Buy a razor” 🤣

Imma need Phillip to bring that mustache back and get a haircut! Pronto!