Time in the market, not timing the market is my mantra.

22% improvement is shockingly bad if that’s all you get with perfect performance. DCA (PCA) and chill seems to be the way.

@@mbgghh6543I love the stuff they do. I don’t know how those guys manage to do all their blogs and advise clients at the same time! I hope to do something similar in the near future.

Your evaluation doesn't include that you can hold cash in ticker CASH or a GIC (or their US equivalents). I'm not saying you are wrong, just that you missed one of the advantages of "cash" positions.

this is manipulated, because when you saved cash you would get getting interest from the bank if you invested your cash say at a 4% term deposit, yet you didnt bother mentioning this BIG fact sadly

That's great to hear, thank you very much!

Absolutely agree. Valuable honest content.

Thank you very much Mr Bashh, it’s much appreciated!

The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.

Glad it helped!

Seems misleading. The comparison leaves out the interest you'd get on your cash in all those years. Obviously you wouldn't keep it in dollar bills under your mattress. You'd have it in the best possible savings account.

You’re welcome,

Glad you enjoyed it

This is also true.

This also applies to treasuries. After screening for DGI companies, I find their dividends are about the same as treasuries, but the market is riskier. Won’t mean I won’t buy them when the CNN Fear and Greed Index hits Fear, though!

1) Yes, that would increase outperformance dramatically, but again, it's a pretty pointless observation because no one in their right mind would try to do that. Whereas everyone is tempted to buy the dip 2) The model did not look at that. But if the maximum upside is 22% any strategy that is anything less than perfect will be worse, potentially a lot worse. If a strategy has a maximum potential upside of 22%, and you have to commit a huge amount of time and effort to it over 50 years... you would be mad to want to attempt it. Especially when the downside risk is so large. You could find yourself sat in cash for years, if not decades, and lose out enormously. This happens more than you'd think. Where people are either too scared of investing that they never start, or they start, take too much risk, get burned and never come back to investing again.

Thank you, I'm glad you found it useful!

Also, it wasn't clear from the description, but the model sounds goofy. If you had perfect knowledge you wouldn't set aside money during the flat waterlines, you would rotate all capital out at each local peak to avoid drawdown

It would barely make and difference at all.

Couldn’t have said it better myself.

10+ years

With zero risk involved and over 20 percent Roi

Hi Alan, thank you for the comment. I’m glad you’re learning more about investing. As long as your only keeping it to

I’ve done a video on that here :kzfaq.info/get/bejne/orOJmc-H39XPY2Q.html

You can find out more about working with me via the link in the description of the video.

The exception that proves the rule. Historically, the S&P 500 has been positive in 95% of 10 year rolling periods.

The end difference will be whatever the difference is between the high and low points.

Rebalancing.

The first question to ask yourself is what to do you want to do with the money you invest do you want to grow it as capital or use it as a means to generate income?

@@salguodrolyat2594 I want to drawdown or withdraw 15 to 20k per year to add to my state pension income (in todays money).

If your investment horizon is less than 5 years you should probably not be investing in the stock market.

And that holds true right up until a market correction caused by an actual disruptor happening, such as AI getting better. If you are sure that a company's business model has been seriously impacted by a recent change then you'd be stupid to hold on forever as it goes down. Because stocks don't only go up. General market downturns have always recovered, so buy as it goes down generally works. But betting everything on Tesla and then watching it all go down because they were once the only real electric car manufacturer and now they have half the market share they once did and are being squeezed by luxury competitors, mass market competitors and performance competitors, would be very silly. You shouldn't disregard things like company earnings, or shareholder meetings or new technology, CEO letters or whatever just because "you can never time the market or know anything" that's reductive. You can just put everything into the all world index and hope the world is making more money in the future when you sell, however someone out there is still going to have to pay attention to the states of companies and their business models to know what stocks to buy and sell within that index. Point being even if you buy and hold, trying to not time the market, the person managing your S&P500 will still do it anyway. However as shown even if you were perfectly omniscient the returns aren't that much better, so you may as well not risk the 99.999% chance of getting it wrong.

It does not. But the Dow Jones does not take into consideration dividends, which would improve the DCA strategy.

It would be much simpler to buy an index fund that tracks the market.

@@JamesShack In this market you are probably right being in a fund. But timing is everything. Had you bought in October SPY you would of been up . Had you bought in May last year you would be down. Can you time the markets? No. You buy now you might be facing a bull trap.

@@albertinsinger7443 Your perfomance over months, or ever years is not important. What matters is where you end up after 10 20 30 years. If you keep dollar cost averaging, with no care of the price, it won't make much of a difference to your overall return compare with timing the market perfecting. That what the video is about. It's pointless trying to time the market invest in individual stocks.

@@JamesShack Yea I know. I have been an investor in the stock market now for 52 years. I make around 15- 20% return in normal markets per year. In this market I am down for the first time in 21 years. Dollar cost averaging will get you a return of 7-10% over the long term 10-20 years. For me long term means 1 year. Short term means 1 month. I am not a day trader. But I could be defined as a trend follower.