Everything You Need to Know About Credit: Build Credit, Credit Cards, Child Credit & Business Credit

No video

Everything You Need to Know About Credit: Build Credit, Credit Cards, Child Credit & Business Credit

Рет қаралды 355,869

Күн бұрын

In this eye-opening episode of Earn Your Leisure, we had the pleasure of interviewing Shonda Martin, an expert in personal and business credit. Shonda delves into the intricacies of building a robust credit profile, sharing invaluable advice and strategies that go beyond just the numbers. Tune in as we cover essential topics including:
- The significant role of personal credit in business credit development.
- Effective ways to handle late payments on your credit report.
- Why a healthy credit profile matters more than your credit score.
- Achieving financial flexibility with a 680 credit score.
- The risks of co-signing and how it affects your credit.
- Regularly boosting your credit limit for financial health.
- The impact of student loans on your credit score.
- Understanding the true nature of credit card usage.
- Strategic payments to enhance your credit score.
- How high credit card balances can lower your score.
- The right time to start building your child's credit.
- Common parental mistakes in managing their child's credit.
- Knowing when and why to close a credit card.
- The optimal age for adding your child to your credit card.
- Steps to building a strong credit profile.
- Key FICO scores to be aware of.
- Solutions for managing credit card debt.
Don't miss out on these crucial insights that could transform your financial journey. Whether you're repairing, building, or maintaining your credit, Shonda's advice is a game-changer.
#EarnYourLeisure #CreditTips #FinancialFreedom #CreditScore #PersonalFinance #BusinessCredit #CreditRepair #FICO #DebtManagement #financialeducation
0:00 Intro
1:22 Shonda’s Start with Credit Repair
3:17 FICO’s Credit Certification
4:52 The 3 Main Credit Bureaus
7:17 Factors that Affect Credit Score
10:33 How Credit Utilization Works
11:49 First Step to Building a Healthy Credit Profile
15:12 How to Effectively Use Credit Cards
17:51 When to Ask For a Credit Limit Increase
19:58 How to Avoid Pitfalls
21:52 Establishing Credit at a Young Age & Authorized Users
28:50 What Credit Score Should Everyone Aim For?
31:49 Credit Myths
34:30 How to Challenge your Credit Report
37:55 How Long Late Payments Stay on your Report
40:27 Common Co-Signing Mistake
42:41 Credit Consolidation Explained
45:22 Any Credit Score can be Fixed
47:00 How Rising Student Loans will Affect our Future Credit
49:27 Options For Dealing with Bad Credit
55:36 Business Vs Personal Credit
1:00:14 How Many Credit Cards Should You Have?
1:01:47 How Often Should You Check Your Credit?
1:03:24 How Shonda Teaches Credit Repair
1:04:39 Outro

Пікірлер: 756

@latricemcneil9478 3 ай бұрын

She’s a GEM…. Her energy will take a person out of Financial Mental depression ‼️‼️‼️

@user-zt6vs2up6w 2 ай бұрын

Facts. I'm motivated

@Simply_Cam_TX Ай бұрын

Facts!!!!

@ZTN615 5 ай бұрын

This lady here is full of gold. Pure gold. Protect her at all cost 😮‍💨😮‍💨

@IanSuave 5 ай бұрын

im 21 turning 22 in 3 months and im proud of my 751! definitely going to be using the advice from this video to reach a 800!

@massiahali6160 5 ай бұрын

I can get you $50K in credit

@PDXenvy 4 ай бұрын

You should be!! 💪🏽 make sure to use your knowledge to help your friends and family.

@dreameryoung38 4 ай бұрын

way to go

@user-kd3ou7dg8c 4 ай бұрын

Help a brotha out

@alexzapata8490 3 ай бұрын

@@user-kd3ou7dg8cI can you help you man I’m 23 I got a 780 score tryna help as many people as I can with personal finance and credit

@RoadTo750 6 ай бұрын

This was awesome! Thank you for having me!! 🙏🏾

@trevey16 6 ай бұрын

MAKE THE FACEBOOK GROUP ACTIVE AGAINNNN😭😭😭I understand the people who asked questions unrelated to credit but come onnn

@2zsatiaxw 6 ай бұрын

This was a blessing!!! May God continue to bless you!!!!

@JRUFF_CAROLINA 5 ай бұрын

You did Great!

@ThinkingLikeAVIRTUOUSWoman 5 ай бұрын

Hey Shonda! I loved the interview. I’ve done videos and workshops on how to build and maintain good credit and the correct way of using credit cards. I also help people individually. And I am so happy to know that a lot of what you said is what I teach. It confirmed for me that I’m giving correct information. I also learned some new things. I will definitely be following you 😊

@user-xm7cr5kw3h 4 ай бұрын

I love you Shonda such a smart woman ❤️‍🔥

@kimberlychin1996 6 ай бұрын

Shonda did an amazing job explaining everything related to credit cards, credit score, and starting and rebuilding good credit. I love this interview so much!

@EPYes 6 ай бұрын

No gimmicks, no fillers, non nonsense! Just real information to help consumers better their financial situation/ decisions, daily !

@manirahmed-ec4ml Ай бұрын

You work for 40yrs to have $1m in your retirement, while some people are putting just $10k in a meme coin for just few months and become multi millionaires. if you don't invest, you're missing out on opportunities to increase your financial worth.

@jadelucas-im7wm Ай бұрын

Having multiple streams of income is a game-changer for financial stability. Relying solely on a job may not provide enough financial security due to high rates of tax It is important to explore additional investment opportunities to surpass one's expectations.

@ClaudiaSauter-rh9qz Ай бұрын

To be honest, investing correctly today can save you a whole lot of stress in the near

@Rebecca-15 Ай бұрын

Celina Raghee concept is key in beating all odds to excel in this form of online commodity. Her management team is quite impressive so far, with SUK made a profit of over 28,863 dollars.

@JohnWillson-zy6rv Ай бұрын

I've seen different people talking about this Mrs Celina Raghee she must be very amazing for people to talk this good about her.

@HenrySmart-wn1xo Ай бұрын

How do I easily reached out to her?

@tristan_the_blerd 6 ай бұрын

When I was at 17, an old black man told me “I’m not rich, but I have good credit and I can buy whatever I want.” Changed my life

@Scars_on_my_nose 6 ай бұрын

Did he have a job

@tristan_the_blerd 6 ай бұрын

@@Scars_on_my_nosehe owned a car dealership

@tristan_the_blerd 6 ай бұрын

@@Black____you’re asking if having good credit is a good thing? 🤔

@tristan_the_blerd 6 ай бұрын

@@Scars_on_my_noseof course he had a job. He was the manager of car dealership. How do you have good credit without a job?

@dreameryoung38 6 ай бұрын

Wish I learned more but learned about establishing credit ,even had a friend tell me and help me in highschool but dang got it all messed up by cosigning.NEVER COSIGN

@salalivelovejoy 5 ай бұрын

Empowered people, empower people. Thank you for helping the black community not only survive but thrive 💫✊🏾💫

@RussTheRealest 2 ай бұрын

This woman knows what she's talking about!!! Trust me!!! Listen to her!!!

@Robin0510 3 ай бұрын

Great information. I added my children at 14 and my kids had a credit score of 700+ by the time they were 18. This information definitely needs to be shared

@Greyyyjohnson 6 ай бұрын

My credit took a big hit a few years ago and I have been steady trying to get back on my feet , I am at 680 now and still going , I learnt a lot from your videos and would love to learn more !!!keep doing what you do boo !!

@natashadennisdickens399 6 ай бұрын

A good recommendation would be BUSINESS FUNDING USA ORG

@natashadennisdickens399 6 ай бұрын

A good recommendation would be BUSINESS FUNDING USA ORG

@natashadennisdickens399 6 ай бұрын

A good recommendation would be BUSINESS FUNDING USA ORG

@eleaserobertsonjoeyplumley5142 6 ай бұрын

I am familiar with one which is business funding usa org , they are the best to me

@eleaserobertsonjoeyplumley5142 6 ай бұрын

I am familiar with one which is business funding usa org , they are the best to me

@kevindavis4585 6 ай бұрын

12 minutes in and i am IMPRESSED she is giving knowledge, not vague responses, shes giving percentages, breakdowns, dates, actual numbers Very good

@kdp844 6 ай бұрын

Yea she does this on the daily on instagram live and TikTok live. That’s why I love listening to her she’s always giving free game.

@jamiepatterson5332 6 ай бұрын

God is sooo good. I have diverse credit on my prayer board and my goals for 2024. I'm setting myself up for financial freedom in the next couple of years. I'm geeked I came across this video. I'm on the right path, i learned a lot in this video. Thank you for sharing such vital information about credit reporting and history. Now I gotta send this to everybody I know. God bless 🙌🏾 🙏🏽

@Mollyisjolly 4 ай бұрын

and I mean literally sending to everyone I know and love! 😂❤

@tylercampbell6365 2 ай бұрын

Once I got established with a house I paid off and closed every credit account built an emergency fund and borrow from myself..No debt other than my mortgage..

@righteousdivine Ай бұрын

Just learned and implemented a borrow from myself method. I charge myself 7 to 9% interest depending on how much I borrowed

@julian42x_63 9 күн бұрын

@@righteousdivineLMFAOOO not possible hro

@familyfriendsfinances 6 ай бұрын

Out of everybody I’ve ever heard speak on credit, the way she speaks is the most fluid out of them all. You can tell that she is a professional credit orator.

@aneshaelizabeth 6 ай бұрын

I noticed that too. You can tell she is very knowledgeable.

@marlarainer6397 4 ай бұрын

I agreee!!!!

@brandiearrington8959 6 ай бұрын

“Apply for a credit card BEFORE a loan” yesss. I’m bummed this information wasn’t available as I was growing up but sooo Grateful I can pass this to mine ❤

@Mollyisjolly 4 ай бұрын

that one hit hard for me too. Definitely making sure my children don’t make that same mistake I made and was ACTUALLY TOLD TO DO by my mom lol. I don’t hold it against her tho because I now know that she just didn’t know either 🤷🏻‍♀️ Now, I am just so grateful that we are changing things for ourselves and our bloodline(s)! ❤ our kids gone be GOOD GOOD!!!

@blairblair513 4 ай бұрын

29 trying to get my credit in order, better late than never. Wish i was taught this in my teens

@hairpro1353 2 ай бұрын

I KNOW RIGHT! WELL YOU HAVE ARRIVED NOW AND THE OPPORTUNITY TO LEARN IS POSSIBLE. LISTEN TO MANY ....BUT MORE IMPORTANTLY RESEARCH FOR YOUR SELF ALSO. YOU WILL DEFINITELY "MASTER" CREDIT THAT WAY.......... ..DID SOMEBODY SAY....HEEEY SIRI.....LOL

@joshfernandez6662 5 ай бұрын

5 Factors that contribute into your credit score. 1. Payment History 35% - 192points 2. Credit Utilization 30% - 165 points 3. Credit Age is 15% - 82.5points 4. Hard Inquiries - 55points 5. Credit Mix 10% - 55points

@sherinebonsu8572 5 ай бұрын

In just 1 hour I learned about so much about credit that will last me a lifetime. You all touched on every question I had especially for the best time to establish credit for my children. I will be watching again to take notes and take action on improving my credit worthiness.❤🙏🏿

@deniserosas870 5 ай бұрын

Hi, Is there something specific you’re looking for?

@deniserosas870 5 ай бұрын

No worries! To find them website, just do a quick online search using their name. Easy peasy!

@barttfisher 2 ай бұрын

The US economy cannot survive without continuous credit and debt creation. The FED will print more money and the average American will go just that much further in debt. Meanwhile, foreigners lust for the greenback. Their economies are in worse condition than the US... if that's even possible. Someone is going to be left holding the bag...

@HildaBennet 2 ай бұрын

Gold might crash in a liquidity crunch, but many precious metal holders are prepared for this and unlikely to be forced sellers. The paper market would tank and possibly collapse. Hearing from an experienced investor who has overcome adversity is motivating. It can be scary when your portfolio turns red, but if you've invested in strong companies, stick to your goals and continue growing them

@FinnBraylon 2 ай бұрын

It's usually true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.

@PennyBergeron-os4ch 2 ай бұрын

I need advice on how to rebuild my portfolio and develop more successful tactics. Where can I find this coach?

@FinnBraylon 2 ай бұрын

Sonya lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@PennyBergeron-os4ch 2 ай бұрын

I googled her full name online and found her page. I emailed and made an appointment to talk with her; hopefully, she gets back to me.

@heartsforhopelessness 4 ай бұрын

Only 42 min into the video and I have learned sooo much thank you for sharing ❤

@teonnascott2615 6 ай бұрын

Been listening to Shonda for a few years. She’s very informative.

@Stephbraids 8 күн бұрын

The most thorough discussion on credit and credit building. The best nugget…revealing exactly how many maximum points per credit category. That’s very important to know. The next nugget: the credit profile information. Ms. Martin your wealth of knowledge and the fact that you offered the information to us for free is outstanding. We appreciate you!!

@lifewithoutboundaries4304 5 ай бұрын

She hit every note. I like her style and thought process on building and rebuilding credit. Especially the part on not just concentrating on a score as opposed to focusing on your profile and the data breakdown. Thx Shonda.

@jayhannah528 6 ай бұрын

Shonda is amazing. She helped me understand credit better because she explains it in the way that you can understand.

@Brandoe876 6 ай бұрын

I have watched many videos on this subject, but this is the first time that I've heard some of the specifics that she pointed out. 👏

@r301pirate2 4 ай бұрын

This was is by far my favorite credit teaching interview! I’ve seen different people come on the show but the way she broke this down was very digestible!

@phenelleinman8554 3 ай бұрын

I’ve watched plenty of credit repair videos but what she just dropped was top tier gems mixed with gold!!

@malikdey-nativemoor2923 6 ай бұрын

THE CREDIT QUEEN IS IN THE BUILDING!!! Thanks EYL for this one!! MS MARTIN KNOWS HER SH**

@Truthspeaker495 5 ай бұрын

23 and never applied for a credit card dont even know my credit but im about to get one this is great information

@deniserosas870 5 ай бұрын

Hi, Is there something specific you’re looking for?

@deniserosas870 5 ай бұрын

I would say I don’t know how I find you on KZfaq, but I know better. My husband and I have been in prayer so that we get our credit scores up and our credit record in great shape so that we can purchase our forever home. It was no one but God that led me to *Pecuniary backdoors* . I thank God for this wisdom. Bless you.

@deniserosas870 5 ай бұрын

You also neeed to look their name up to see their website

@ChristopherDarcelin3 6 ай бұрын

One of the most valuable episodes. This young lady is an absolute beast! So knowledgeable!!

@THP444 2 ай бұрын

High school seniors should watch this

@2zsatiaxw 6 ай бұрын

THIS IS BY FAR THE BEST VIDEO TO WATCH ON CREDIT, CREDIT WORTHINES, CREDIT USAGE, AND CREDIT REPAIR!!!! THANK YALL!!! MAY GOD BLESS!!!❤

@crownreeco925 5 ай бұрын

Grammy award winning record and the mix is super simplistic, 🐐, he didn’t adjust much I love it man

@janiceoliverbelcher2285 6 ай бұрын

This was simply Awesome. I love the questions that were asked. Very down to earth with real life questions. Shonda was very thorough and informative. You guys were extremely helpful. Common sense approach with no one talking over your head. I will be looking for more to come.

@jordanwalker48 6 ай бұрын

This is my third time watching this episode today and all day ive been taking notes while at work lol. Theres alot of gems here!!!

@Faithacle 6 ай бұрын

Thanks to shonda very informative The mistakes I made she pointed out clearly What really helped me was : Clearing any overdrafts and debts 1st. Calling the creditors on time telling them if i could or couldn't pay on time to reschedule on time Correcting any mis information Applying for less applications in a short time span Using credit builder cards via direct debit to pay and boost my points monthly by 40 points Linking my bank account to my credit links *staying in one house without bouncing place to place, shows stability and keeps your information on government electoral records accurate.

@FinancialFinesse00 6 ай бұрын

Thanks EYL for bringing Shonda back she broke it down dropped them nuggets so I appreciate it guys keep it up

@aren8484 6 ай бұрын

Following her two years ago is one of the reasons I’m a homeowner now. 😊

@drpsych3 2 ай бұрын

Handle? I couldn’t hear it well at the end

@aren8484 2 ай бұрын

@@drpsych3 shonda Martin

@queentatiana3571 6 ай бұрын

You go Shonda! Your integrity in this interview is A1!

@yourfavoriteRDH 6 ай бұрын

mulitple gems dropped, this was very helpful. thank you, guys & Shonda !

@MaleBlackExpat Ай бұрын

Man!!! I absolutely love this woman. The best advice so far.

@RyanSheetz-rs 6 ай бұрын

Hit 200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 14k in last month 2023 ..... ..

@DrewRobinson-bz1mm 6 ай бұрын

I'm 37 and have been looking for ways to be successful, please how??

@RyanSheetz-rs 6 ай бұрын

Sincerely speaking. I will continue to trade and stick to expert gla dis daily signals and guides as long as it works well for me.

@DaleTerrell-hr 6 ай бұрын

Woah for real? I'm so excited. glad is john ny strategy has normalised winning trades for me also. and it's a huge milestone for me looking back to how it all started

@RyanSheetz-rs 6 ай бұрын

she's mostly on Telegrams using the user name.

@RyanSheetz-rs 6 ай бұрын

gladisfx1 ..... that's it

@emery_payne 6 ай бұрын

This was amazing I took three pages of notes and I’m subscribing to all of this 🔥🔥🔥 Thank You

@hairbyhotsauce 4 ай бұрын

Omg this was so good! She’s so educated and articulate, I was able to digest all of the information 👏🏾👏🏾

@aneshaelizabeth 6 ай бұрын

This was super helpful! My credit took a hit when I was out of work for a while. I wasn’t able to make all my payments on time. I already pulled my credit reports from the three bureaus and I plan on going over them on my day off. I’m am definitely going to be making some phone calls for late payment forgiveness and work on my dispute letters. I really want to clean up my credit so I can buy a townhome in the next 5 years.

@sagleotaurusflow2418 6 ай бұрын

Thank you so much for providing much needed and very valuable information.

@kanohapedro7502 5 ай бұрын

This episode is GOLD! ***SHARED***

@TamiaPeach 6 ай бұрын

Long overdue! Shonda is awesome!

@IamNicoleJ 6 ай бұрын

Shonda is the best! Thank you for sharing so many gems 💎

@jacain2649 6 ай бұрын

A legit credit advisor! Happy for Shonda! 🎉

@sharlenescott356 6 ай бұрын

Wow 😮Thank you!Thank you! 🎉🎉 U are speaking my language. I appreciate it for credit class.

@rolandelam6758 6 ай бұрын

Amazing informative interview! Thank you, EYL... Keep up the great work!!!❤

@queen_vee222 6 ай бұрын

Yesss Shonda !!!! Good to see you on here ❤❤❤

@CleoSolarLongform 6 ай бұрын

This is the first video that made 100% sense, even discussing having a short term loan and long term loan to aim for more borrowing power. I am literally going to set those up tomorrow. I didn't even know the tip of "just" putting a subscription on a card. I will go through her for my mortgage approval. This podcast was liquid gold!

@CJsmuuv 6 ай бұрын

Dam I remember when she was just in Facebook dropping gems this shit is crazy I’m so happy for her

@dear_mscaines 6 ай бұрын

Fire episode!! I will be rewatching and rewatching!!

@jermainemclemorejr3555 3 ай бұрын

She actually answered every question . She is so satisfying … respectfully

@IdeastoIncome 6 ай бұрын

I appreciate that she is not one of those credit repair hack people. I work at a bank, and im so tired of seeing our people get scammed into thinking they can "repair" their credit in a short period of time. These types of people are bad for our community and leave people in bondage. I hope EYL stops bringing on the scammy people. It doesn't help your reputation.

@torusfield1909 6 ай бұрын

She’s a gem 💎 dropping gems

@ThinkingLikeAVIRTUOUSWoman 5 ай бұрын

This was such a good interview. I’ve done videos and workshops on how to build and maintain good credit and the correct way of using credit cards. I also help people individually. And I am so happy to know that a lot of what she said is also what I have said to people. Lets me know I’m giving correct information. I also learned some new things. I will definitely be following her 😊

@bockariejombor 4 ай бұрын

This was phenomenal. Excellent breakdown for the credit score.

@samirahsledge5547 6 ай бұрын

I have been following her for yearsssss

@Kdkyrie12 3 ай бұрын

Thank you for this video 🙏🙏 y’all just blessed me with some knowledge ✅ sis was preaching

@efeyunrussell1377 5 ай бұрын

She’s the TRUTH!💚💚💚

@Mike-em8gz 3 ай бұрын

I really appreciate you and this information that been knew but thank you for breaking it down for me to fully understand the information 🌹🌹🌹🌹

@courtneybarfield7372 6 ай бұрын

This is such a great interview! Lots of action items taken away.

@Americancowboy147 6 ай бұрын

I need credit repair and business funding , please share recommendations ❤

@eleaserobertsonjoeyplumley5142 6 ай бұрын

I am familiar with one which is business funding usa org , they are the best to me

@eleaserobertsonjoeyplumley5142 6 ай бұрын

I am familiar with one which is business funding usa org , they are the best to me

@Naomikelseyisher 6 ай бұрын

business funding usa org work better than most of funding platform , no membership just straight to the point which i like and prefer

@Zenandchill1111 6 ай бұрын

This video is so enlightening . I am so happy this came across my suggestions.

@brymarie8 Ай бұрын

I watched the entire vid at 12am lol. So informative, thank you so much!

@melishawilliams8671 2 ай бұрын

Taking notes & saving this video. So informative and reassurance of the things I’m doing correct.

@myra5542 6 ай бұрын

Some of these things I already knew or heard before but she definitely explains it so much more clearly. Great information.

@earnyourIeisure246 6 ай бұрын

concerns with credit are to be directed to her there okay?

@earnyourIeisure246 6 ай бұрын

click on “newest comment” from the comment section to see this..

@earnyourIeisure246 6 ай бұрын

GmalL - Roadto750llc

@sunshinecampbell4530 5 ай бұрын

She is excellent. All this free information. Definitely sharing ❤

@deepick8345 6 ай бұрын

Wow a lot of gems glad this came on my feed

@Shawnnicolebeauty 5 ай бұрын

Such a beautiful and informed woman, very helpful information. Thanks for sharing!

@Llaila-ru9qk 2 ай бұрын

This was amazing!!!!! And the guys asked great questions!

@AngelaInTheCity 6 ай бұрын

Been watching her for a while she’s awesome

@mmoye8640 6 ай бұрын

Alot of great information! Thank you.

@Ninapopwilliamschannel 3 ай бұрын

Love her, this was so needed. Thank you for this 😮 I got to now go apply it

@theresagrant3984 6 ай бұрын

Very very informative and confirms/denys good and bad information that I have heard!

@user-gc2yc2mp7t 6 ай бұрын

Excellent content. I learned a lot! Will be looking up my statement date today! I plan to leave 1% each month cause I thought I was doing it right by paying my cards totally off. Nope. Now I know to leave a little there. But no more than 1-3% of course.

@StartYourSkateBusiness 3 ай бұрын

Thank you for sharing this! Very helpful!

@christophergraham7992 6 ай бұрын

Amazing job 👏 breaking down this for us viewers.

@LOFY-Services 6 ай бұрын

This was really a great interview with thank you all ❤

@deepick8345 6 ай бұрын

She is speaking veryimpt I for taking notes and will share w the parents too. Credit is impt!

@kevincrawfordphoto 6 ай бұрын

Old Skool EYL Podcast Interview format! Welcome back

@iramcc409 6 ай бұрын

This was a great video! A wealth of information! Thanks for this!!

@johnattanlafontant9412 6 ай бұрын

thank you for all the gems keep up the great work guys

@RealAuthenticWorkMusic 5 ай бұрын

This is very helpful. Actually changed my perspective on credit as whole.

@dlowPSRTV 27 күн бұрын

Thank you Shonda and EYL! Thank you for dropping game, One Love

@wadeseth9596 6 ай бұрын

I want to start investing but don't know where to begin. Any advice or contacts for help?

@NallyBrown-rp4ou 6 ай бұрын

It's wise to seek professional guidance when building a strong financial portfolio due to its complexity

@PeruWilliams 6 ай бұрын

Talking to financial advisors like Naomi Dean to reshape your portfolio is a smart move.

@JohnNadcin 6 ай бұрын

Certainly! I diversified my $25k portfolio across different markets.

@andrealori8299 6 ай бұрын

I made a net profit of around $115k by investing in high dividend yield stocks, ETFs, and equity

@kathleenmarie9894 6 ай бұрын

That woman is a genius

@taalutboisson1957 6 ай бұрын

Great Episode!!

@CasinoCity00 Ай бұрын

I’m falling in love with u and credit at the same time thank you queen

@Roadto750llcgmailcom Ай бұрын

Thank you for commenting! due to privacy reasons and basically because of KZfaq’s new policy, fwd your concerns to my, e - mail right away.

@JeanJessica 5 ай бұрын

I have to go back through this and take some notes

@kikijefferson7571 6 ай бұрын

Extremely happy this pocast showed up at the time of working on my credit. She is heaven sent for the way she provided knowledge. I knew some of the information but i learned alot and I am grateful. She is great at this. I wish all of you continued success.

@Melvin-xt4yw 2 ай бұрын

I have learned today about credit an building credit 🙌 Well needed $$$

@DailyPayWithRita 6 ай бұрын

Shonda Martin is the best teacher of credit, hands down

@goddessofgreenllc.471 6 ай бұрын

13mins in a platinum this far. 💯 sending this to the family like watch this!!!

@MicahDadsLegoTV 6 ай бұрын

This is geared towards a younger audience but what about those needing to re-build credit post some catastrophic event per se? Would be good topic for another discussion. Love the merch!!!