EASY SAVINGS CHALLENGES | Ipon Challenge and Savings Tips & Tricks for 2024

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EASY SAVINGS CHALLENGES | Ipon Challenge and Savings Tips & Tricks for 2024

Рет қаралды 63,759

Күн бұрын

How do you save money fast? Savings challenges! Ipon Challenges make savings more fun and easy. Here are 9 savings challenges and tips on how to customize your own and make sure you stay consistent throughout the year.
Dealing with personal finances, especially since it’s not taught in school can be quite hard and confusing. I hope this video and this channel will help you out with the challenges we are facing right now with personal finance, entrepreneurship, and adulting in general.
►Outline :
0:00 - Introduction
1:29 - Savings Challenge #1
2:55 - Savings Challenge #2
3:46 - Savings Challenge #3
5:05 - Savings Challenge #4
6:59 - Savings Challenge #5
8:07 - Savings Challenge #6
9:13 - Savings Challenge #7
10:23 - Savings Challenge #8
11:51 - Savings Challenge #9
13:06 - Tip #1
13:54 - Tip #2
14:35 - Tip #3
15:28 - Tip #4
►Sources/Links
FREE Downloabable Template ► bit.ly/IponCha...
Let’s Adult Planner & Book ► shp.ee/3k5w4hv
Subscribe to Ready2Adult Ph here : / @ready2adultphilippines
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► blog.risecredi...
► www.cnbc.com/2...
► Previous Videos :
MY RETIREMENT PLAN ► • HOW I PLAN TO RETIRE E...
PAG-IBIG MP2 ► • SHOULD YOU INVEST IN P...
MY INSURANCE COVERAGES ► • MY 7 INSURANCE COVERAG...
BUDGETING BASICS ► • BUDGETING FOR BEGINNER...
►Download these apps (Referral Links)
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► GCASH - Get p70 worth: gcsh.app/r/oNE...
► CITI CREDIT CARD APPLICATION ► bit.ly/R2AphCI...
► KWIK.INSURE ► CODE: ready2adultph
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► Music Credit: DJ Quads
Track Name: “IT’S NEAR”
Music by: Dj Quads @ / aka-dj-quads
Official KZfaq Channel HERE: / channel
Disclaimer:
This video and description contain affiliate links where I may or may not receive a commission. This helps support the channel and allows me to continue to make videos such as this. I am not a financial advisor. Always do your due diligence.
KEYWORDS:
Ipon challenge, savings challenge, money challenge, save money fast, Filipino net worth, Savings 2022, Money savings challenge 2022, Ipon 2022, Filipino investor, investing in the philippines, investing for beginners, investing in your 20s, how to invest, passive income philippines, how to build wealth in your 20s, money goals, ready2adult ph, charm de leon, my 2022 goals, money goals, financial goals

Пікірлер: 116

@jemberlyabuan9096 2 жыл бұрын

I'm doing the no spend challenge now, I'm working on my emergency fund and travel fund kaya pinupush ko mag no spend challenge for six month😅, thank you sa mga videos ms. Charm😊

@CharmdeLeon 2 жыл бұрын

Wow! Grabe yung 6 months, go go go!

@jemberlyabuan9096 2 жыл бұрын

Wfh poh kaya may dahilan para di gumastos😅

@chirelyndelavega 2 жыл бұрын

I started my savings account back in college pa. Good thing, I started with "Income - Saving = Expenses" formula. With my savings, na-survive ko yung "walang sahod for 3-months" sa public school. 😅 Actually, wala talaga akong purpose bakit ako nag-iipon, basta naging habit ko nlng buwan-buwan mag-budget. Sarap lang sa feeling ng may bina-budget kahit maliit lang. 😊 In addition, nag-susulat ako ng S.M.A.R.T goals every 1st week ng Jan. Naka-checklist yun para alam ko kung ano yung mag-i-istay sa list ko, aalisin ko, at yung pwede kong idagdag. So far, may progress nman. 😊 Tinuro ko rin sa mga student ko, ewan ko lang kung gagawin nila. 😅

@CharmdeLeon 2 жыл бұрын

I 👏🏻 Love 👏🏻 This 👏🏻 Thank you for educating them 💕

@madelguinsad2047 2 жыл бұрын

I wish more teachers teach more of these real-life tips that can actually help when we reach adulthood. Kudos to you for doing it!

@sannybunny614 2 жыл бұрын

Yan ang dapat tinuturo sa school lalo na sa secondary at tertiary school. Since dun na lumalaki ung baon char 😂😂

@possitivemomtv7033 3 ай бұрын

Sana lahat Ng teacher mag turo Ng about Sa money

@jessyespiritu1657 2 жыл бұрын

Thanks Charm for sharing these brilliant ideas of saving money! Just to share my goal for year 2022, i wanted to increase my investments by saving it right away and honoring God by tithing. This is bi-weekly (every payday). INCOME 100% Less: Tithing (10%) Less: Investment(20%) = Expenses (70%) Planning to do No Spend Challenge as well in Feb. So excited to do this with my fiancé 💪💙

@jenniferdeita3078 2 жыл бұрын

Thanks Charm.❤️❤️ These are all good ways of saving money, the real challenge is to develop a habit.

@Stephanie-is7bu 2 жыл бұрын

Im glad that you mentioned to put the money on a savings account rather than keeping the money for too long (alkansya hahaha) kasi yung iba, hindi alam na bawal yun o hindi maganda para sa ekonomiya hahaha thank you for the tips!

@janekristinebautista4606 2 жыл бұрын

Grabee yung relate ko sa spare change challenge. I have started that since late last year. Legit na it really does add up. 👌👌🥰

@lionheartjhames 2 жыл бұрын

Ang gagandang idea nito Charm. Thank you. I will try it this year.

@samanthanicolebismonte9698 2 жыл бұрын

Roll the Dice Challenge seems interesting, would love to try them once I get home ☺️

@chelatine 2 жыл бұрын

Just joined the group! My biggest expense early this year is for a laptop worth 35k, something I will use for my Masters for the next school year. I would just like to ask on ways how I can make use of it as well to earn extra money as a sideline? Thanks Charm and more power! Thank you for helping me jumpstart my savings this year to counter my important expenses and for my goal towards financial freedom.

@CharmdeLeon 2 жыл бұрын

Yay! Laptop is a great expense, part investment narin. Check this video, it’s an old one but I think still very relevant: kzfaq.info/get/bejne/iKymn9Fl2M65Yp8.html

@jeansohon4887 2 жыл бұрын

Great content ❤️ Currently doing 7 savings challenges, yung totoo gusto ko lng talaga mag shade shade ng amounts kaya dumami yung challenges 😂. Doing savings challenges makes me more conscious sa money allocation ko. For coins, I'm using water bottles (repurposing) and for bills I'm using binders. Yung bills naman nag.kocondense ako para mabalik sa circulation ang mga small bills and if it hits a certain amount I deposit it sa bank. Doing these challenges make saving more fun and exciting 💕 PS. lahat pala ng mga challenges ko handwritten, pwede ko naman sya i.print pero idk mas merong personal touch kung ako mismo gumagawa ginagaya ko lng yung sa mga templates. I'll check the templates and baka ma dagdagan yung challenges ko 😊

@CharmdeLeon 2 жыл бұрын

Omg same. Ang saya kaya mag shade shade, feeling mo may na achieve ka talaga

@jeansohon4887 2 жыл бұрын

@@CharmdeLeon Yes, lalo na kapag nakikita mo na malapit na ma shade lahat ng amounts

@GlaizaJournals 2 жыл бұрын

I’m going to do the invisible money challenge. 😍

@yvonnesstudio7876 2 жыл бұрын

Thank you Ate charm for waking me up hehehe I hope it is not too late to start saving at 24 hehe . It was hard but Thank you for pushing Us to start as much as possible

@kylemerker484 Жыл бұрын

tєlﻮг๓™MEERSHI Tell her i directed you to join and participate in the new investment, thanks for your comment!¡

@jansenallensigaton6328 2 жыл бұрын

I like the dice idea

@riazami88 2 жыл бұрын

First, I can't wait for your content.. really inspired me to save my 200k.. my goal is only 100k but it turns out to be doubled..🥰👍

@CharmdeLeon 2 жыл бұрын

Woohoo!! That’s great ✨🥳

@riazami88 2 жыл бұрын

52 week challenge game on!!💖🥰

@karlamichelle515 2 жыл бұрын

ang cute lagi ng bloopers sa huli HAHAHA

@Jessanblanca 2 жыл бұрын

I really need this.. I'm addicted when it comes to savings..

@kylemerker484 Жыл бұрын

tєlﻮг๓™MEERSHI Tell her i directed you to join and participate in the new investment, thanks for your comment!¡

@falcon9065 2 жыл бұрын

looking forward to this!

@shannensiopao 2 жыл бұрын

I've been learning a lot from your channel. Thank you so much po. ♥️

@CharmdeLeon 2 жыл бұрын

You're welcome 😊 Thank youuu

@beariego7052 Жыл бұрын

Thanks for this! Now im gonna start my 52 weeks challenge.

@CharmdeLeon Жыл бұрын

You got this!

@kylemerker484 Жыл бұрын

tєlﻮг๓™MEERSHI Tell her i directed you to join and participate in the new investment, thanks for your comment!¡

@cozymiffy 2 жыл бұрын

Another helpful video Ate Charm! Thank you po 🥰

@Nawaz2588 2 жыл бұрын

Roll the dice challenge sounds interesting. Thanks for telling about it 👍👍👍👍👍

@CharmdeLeon 2 жыл бұрын

Good luck! 🎲

@katherinedavid2125 2 жыл бұрын

Thank you, Charm for the templates. 😇

@kylemerker484 Жыл бұрын

tєlﻮг๓™MEERSHI Tell her i directed you to join and participate in the new investment, thanks for your comment!¡

@IndayMilenPH 2 жыл бұрын

i’m currently doing the 365 challenge pero i’m looking forward for these other challenges i might do in the future 😍😍😍

@jessagalupo5057 5 ай бұрын

Thank you so much ateee ❤

@CharmdeLeon 5 ай бұрын

You're welcome 😊

@BarcelonTV 2 жыл бұрын

I save kahit my monthly bayaran sa insurance. Thanks for this reminding.

@Rheinebows 7 ай бұрын

i wish there’s such thing as 13 month pay or christmas pay where i work at

@kayedeocampo7302 2 жыл бұрын

I'm a new subscriber here,wow I'm going to do the no spend challenge for February,,let see how it goes,,

@janekristinebautista4606 2 жыл бұрын

Waaah. I like the bi weekly ate. I also used the expense tracker mo sa journal mo ate. Pero DIY muna while waiting for the ready2adulth lit journal. 🥰

@annkuku7779 2 жыл бұрын

I wanna try some of these for real na jud🤩

@AmirChristopher 2 жыл бұрын

yeyyyyyy new videooo 😊 Thank youuuuu for all of thisss

@CharmdeLeon 2 жыл бұрын

Welcoooome 🤗

@ejb7228 2 жыл бұрын

Miss charm, don’t get me wrong cuz I love your content. Pansin ko lang though, the way you talk parang nakakahingal hahaha

@CharmdeLeon 2 жыл бұрын

Parang I’ve been compensating by talking louder kasi I’m paos from covid haha 😂

@esterbernardo7043 2 жыл бұрын

hello..i wanna know if you have blog regarding spending and saving for a special occasions like birthdays of yourself, children and or parents? of-course those are special and important event in our life not only those christmas or new years..thanks..

@Mmwwyx23 2 жыл бұрын

Too bad, now ko lang naview channel mo Charm! Better late than never😬. Thank you so much for the advise!!

@kylemerker484 Жыл бұрын

tєlﻮг๓™MEERSHI Tell her i directed you to join and participate in the new investment, thanks for your comment!¡

@arleooooo 2 жыл бұрын

i’m excited to accept this kind of challenge invitation 😍 btw welcome back po ate Charm 💛💛

@CharmdeLeon 2 жыл бұрын

Game face on! 😂

@wlpm6109 2 жыл бұрын

Thank you po sa template

@kylemerker484 Жыл бұрын

tєlﻮг๓™MEERSHI Tell her i directed you to join and participate in the new investment, thanks for your comment!¡

@jandenzelvicta9724 2 жыл бұрын

Thank you po for these saving tips. I try to save as much of my income while I still stay with my parents hehe and only spending less than 10% of my monthly income. 😅

@CharmdeLeon 2 жыл бұрын

90% savings rate! Solid, love that for youuu 🥳

@jooshi_ 2 жыл бұрын

Hello!! What budgeting method you would suggest for people doing freelancing? it's kind of different for people who have stable jobs to manage/budget their money :

@IALWorld 2 жыл бұрын

Thanks for the free template Charm! ❤️

@CharmdeLeon 2 жыл бұрын

Updated the link to the entire folder!

@acetoryaheeee 2 жыл бұрын

Hi, Charm! You should create a discord server for your growing community 😊 i’m willing to volunteer to create/maintain such :>

@GhostedStories 2 жыл бұрын

Hello, Charm!

@justinedungo6450 2 жыл бұрын

Im new follower here..tnx you charm for all.the advice..try the 52 weeks challenge...

@kylemerker484 Жыл бұрын

tєlﻮг๓™MEERSHI Tell her i directed you to join and participate in the new investment, thanks for your comment!¡

@emanarguelles1891 2 жыл бұрын

Thanks ate charm 🥰

@cynessreads 2 жыл бұрын

Lets do this! 😍

@zealgellani9995 2 жыл бұрын

Kana bitaw ganahan ka mag ipon challenge, pero delaye delayed imong sweldo. Tss

@kylemerker484 Жыл бұрын

tєlﻮг๓™MEERSHI Tell her i directed you to join and participate in the new investment, thanks for your comment!¡

@cherrylayoso706 Жыл бұрын

Eh type mo Kung kailan ako makakatanggap mula sa invest says

@kylemerker484 Жыл бұрын

tєlﻮг๓™MEERSHI Tell her i directed you to join and participate in the new investment, thanks for your comment!¡

@marygracesipisip5232 2 жыл бұрын

I'm doing the Tip chalange.. Everytime may mag bibigay sakin NG tip as a Waitress itinatago ko yun😉

@danatancioco2329 2 жыл бұрын

I'm doing a monthly savings challenge via Pag-ibig MP2. Sayang kasi interest 😅

@kylemerker484 Жыл бұрын

tєlﻮг๓™MEERSHI Tell her i directed you to join and participate in the new investment, thanks for your comment!¡

@possitivemomtv7033 3 ай бұрын

Dont go out haha kain sa bahay

@iyakin17 2 жыл бұрын

Hi Charm! Does the automatic contribution / salary deduction which goes to the Cooperative as capital build up considered savings?

@CharmdeLeon 2 жыл бұрын

Yes! ☺️

@iyakin17 2 жыл бұрын

@@CharmdeLeon Thanks! 😊 Para kahit papaano may record ako ng savings 😊 Thanks for your tips 💛

@kylemerker484 Жыл бұрын

tєlﻮг๓™MEERSHI Tell her i directed you to join and participate in the new investment, thanks for your comment!¡

@jjbar143 2 жыл бұрын

Sa compound namin Ang ginagawa namin ay 52week challenge.

@CharmdeLeon 2 жыл бұрын

Ang saya nyan! May accountability buddies ❤️

@jjbar143 2 жыл бұрын

@@CharmdeLeon yes po. As in. Hehe. Saka Masaya pasko ng karamihan dahil doon. Hihi. Pati Bata Kasama. Marunong nang mag ipon. ☺️

@kylemerker484 Жыл бұрын

tєlﻮг๓™MEERSHI Tell her i directed you to join and participate in the new investment, thanks for your comment!¡

@johnmarlubustillos6605 Жыл бұрын

Mas maganda sana kung ganyan din mag isip ang family side ng asawa ko, Pag binanggit mo na ang ipon makakarinig kana lang ng bulong ng maganda naman kita. Pinapakain naman ng sobra nanghihingi pa ng merienda. Ang mahirap pa gastos dito at gastos doon kapatid nya which is para sa edad na late 20s self supporting na. 😔😔😔😔

@irenekate 2 жыл бұрын

sinabe ko sa asawa ko to, di naniniwala saken 😅😂 No spend challenge sana ako for 3mos muna

@RL86 2 жыл бұрын

Can you make a video if you have extra cash where to invest? like 1M cash?

@CharmdeLeon 2 жыл бұрын

oh! nice idea! Will try to make

@danessajoyorgano5529 2 жыл бұрын

i have money but kakaunti kaya ako ay mood ako?

@kylemerker484 Жыл бұрын

tєlﻮг๓™MEERSHI Tell her i directed you to join and participate in the new investment, thanks for your comment!¡

@justinihilanth 2 жыл бұрын

Hi Charm, kung makit.an tamo in public either ikaw or ni Jet, murag magpapicture jd ko. D ra kaha mo ma lain? 😂

@CharmdeLeon 2 жыл бұрын

Hahahaha murag feeling ra kaayo mi artista 😂 Pero ok ragyud lol

@justinihilanth 2 жыл бұрын

@@CharmdeLeon cge noted 😂

@chrisb7789 2 жыл бұрын

Hays I'm in love

@mggyyyy 2 жыл бұрын

😌😌

@erin-xy3kc 2 жыл бұрын

Cool video! What's your favorite ipon challenge? 😅

@CharmdeLeon 2 жыл бұрын

52 week challenge and no spend challenge!

@hezu2013 2 жыл бұрын

Ate interface tutorial po sana sa go trade

@hezu2013 2 жыл бұрын

Diko po kase gets yung mga numbers at graphs

@CharmdeLeon 2 жыл бұрын

@@hezu2013 i have this video, may konting walkthrough there: kzfaq.info/get/bejne/h790lrBo0N-xn5c.html Otherwise, you can watch stock market videos to understand the terms and all. I have videos on that also

@missintrovertph9285 2 жыл бұрын

Hello hope you notice me😊😊 ofw po ako i have ipon challenge na nasa alkansya lang i have tonik digital account which gain a good interest monthly tingin niyo po ba dapat ko ipasok na yung pera sa account o wait na matapos yung ipon challenge

@CharmdeLeon 2 жыл бұрын

No need naman matapos. You can deposit every month or quarter

@jasminnasa 2 жыл бұрын

Nasan po yung sheets? 😊

@CharmdeLeon 2 жыл бұрын

Description ☺️

@kylemerker484 Жыл бұрын

tєlﻮг๓™MEERSHI Tell her i directed you to join and participate in the new investment, thanks for your comment!¡

@jackiejack3060 2 жыл бұрын

Cebuana k pl kaya lambing ng boses mo at ang cute mo magsalita

@jewel5899 2 жыл бұрын

Gusto ko sana makapag ipon pero kapag kasi mahirap ka halos lahat ng pera mo nauubos sa araw-araw na pangangailan. The concept of saving is only for those who have spare money to save. Sad

@CharmdeLeon 2 жыл бұрын

True but there are 2 ways lang talaga to grow your savings rate. Spend less and Save more. Both are not easy but it’s the math behind it.