How To Take Control Of Your Money | Sustainability and Saving Tips

Рет қаралды 95,736

Күн бұрын

Get $50 when you sign up for Aspiration with this link: www.aspiration.com/get-accoun... | I'm excited to talk today about managing your money! I discuss how banks works, ways to think about managing and controlling your money, as well some (sustainable) tips to help you get better at saving money!
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0:00-3:29 intro
3:30-6:25 how banks work
6:26-10:45 get better at money management
10:47-16:42 tips to save you money
How to Start Investing for Beginners: • How to Start Investing...
How To Budget And Save: • How To Budget And Save...
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The Aspiration Spend & Save Accounts are cash management accounts offered through Aspiration Financial, LLC, a registered broker-dealer, Member FINRA/SIPC, a subsidiary of Aspiration Partners, Inc. (“Aspiration”). Paid experience may not be representative of others and is no guarantee of future success. aspiration.com/disclaimers. Aspiration is under separate ownership from any other named entity. Aspiration is not a bank.

Пікірлер: 208

@peytonsmithdupree 3 жыл бұрын

YES CUTE GIRLS TALKING ABOUT FINANCES!!! god I’m so sick of all the yt dudes who talk about money. Keep these coming Elena! u rock

@basithashmi3844 3 жыл бұрын

Exectly. she is beautiful and wonderful talking about Finance

@ShakkIsLife 3 жыл бұрын

lmao this is such a cringe mindset holy shit.

@Ava-jt6cc 3 жыл бұрын

@@ShakkIsLife what? wanting someone who you can relate to talking about a subject dominated by a particular group (in this case men) is completely fine lol

@HomeWorkouts_LS 3 жыл бұрын

Outside of youtube, there's many professional financial planners/advisors who are "cute girls" if that's what you're into.....

@stephanievigen 3 жыл бұрын

The pandemic made many Americans realize how important an emergency fund is. Most Americans cannot shoulder an unexpected expense more than $400. For the new year, I want to save 3 months of expenses!

@jofranco 3 жыл бұрын

YES YES YES BABY GIRL! We need more finance videos like this - love the sustainability tips.

@lolaxx2033 3 жыл бұрын

when my faves interact 🥰🥰🥰

@mvarano3 3 жыл бұрын

Money management strategy that's been working for me lately ~~ whatever is left over after I contribute to my 401K, I have my employer split my paycheck into 2 checking accounts (which are connected to the same bank where my CC is). The percentage of these 2 splits coincides with the budget I've created for my bills and what I call "fun money" (anything that is non-essential). Having the two accounts as a visual REALLY helps me understand my cash flow month-to-month for various spend categories. It was also really easy to open a second checking account with my bank -- I feel much more empowered in my finances lately!

@darian7802 3 жыл бұрын

I was wondering if you could do a video on online safety/identity safety? I find myself getting more and more worried about identity theft and fraud as I enter my 20s; considering how much of our personal information (name, address, phone number) is one Google search away...

@MoneyTalkwithChris 3 жыл бұрын

Elena you are an INSPIRATION!!! I lost my job due to the pandemic. Since then, I’ve started a KZfaq Channel on Money…and it is GROWING! Thanks for all of your great content, and to everyone else…NEVER GIVE UP!!!

@KelseyRodriguez 3 жыл бұрын

I absolutely love Aspiration! I was so thrilled when I saw that you were partnering with them for this vid. They've been my bank for years and I love all of their ethical/sustainable features, plus that APY!

@KennedyHaffner 3 жыл бұрын

I love that you open up and bring these topics to light! It truly is SO important!

@Amanda-bg8gp 3 жыл бұрын

elena talking about finance is my favorite elena

@storypunman 3 жыл бұрын

Save for a rainy day, if you never believed in this concept; this pandemic is your lesson. No one says not to live your life, but also focus on your finances. Early planning and learning can get you early retired. But learn this stuff yourself and don't rely on the industry to take care of your money.

@tessior621 Жыл бұрын

Not me, a 57 yr. old financially sound woman learning a thing or two from my favorite 20-something youtuber!! Thank you, Elena! love your content!

@AmazingAdry 3 жыл бұрын

thank you always for your videos on finance. it’s not talked about a lot and it’s so helpful whenever you talk about finances

@bltpod 3 жыл бұрын

This is so helpful! I appreciate the calmness you provide when talking about finances. It helps put the ease into this topic that is so often discussed with such anxiety.

@JackieTalbott 3 жыл бұрын

14:23 haha aw yes! Growing up grocery shopping with my dad, he taught me to look at PRICE PER OZ when choosing an item (usually not name brand unless you want to splurge once in a while). To this day as a grown up lady that's how I shop, great advice.

@bellasheehan 3 жыл бұрын

I love this pivot to financial literacy content. THIS IS WHAT I NEED. You’re giving me Margot Robbie in the Big Short vibes. Thank you for making this so accessible.

@CarloGonzalezTV 3 жыл бұрын

I felt what you said about food to my CORE 😭 It can get so annoying having to figure out THREE meals to have in a day. I need to get into meal prepping 😭😭

@juliawoodson5136 3 жыл бұрын

I love your finance series! More women need to be involved in these convos!! Good for you for using your platform to help a sista out :)

@abi8148 3 жыл бұрын

thanks for making these kind of videos Elena!! they're v empowering :))

@TheMABAlife 3 жыл бұрын

More finance videos like this! Love to learn more about investing, saving and finance

@Madeliefschram 3 жыл бұрын

thank you so much for this! I never had a good example and never learned things about money at school. This is so helpful!

@paisleyoshea 3 жыл бұрын

Absolutely love this! PLEASE keep more financial fluidity videos coming!

@Danielisetravel 3 жыл бұрын

I love that you make these kinds of videos! I just finished my masters in accounting and am always trying to teach personal finance whenever I can, it’s so important!

@ameliaturco9849 3 жыл бұрын

Making content during a MOVE we love you

@tovchieratchie5116 3 жыл бұрын

I love the money, fund and tips topics. Let’s talk about this more please. Thanks ❤️

@nehabhat660 3 жыл бұрын

YES. MA’AM. say it loud, say it proud!!!

@cmcaggia3 3 жыл бұрын

I'd love to see more content about second hand, what apps do you recommend? How do you evaluate thrift stores sustainability vs. overbuying from areas which have people who depend on low priced clothes?

@gwynneio 3 жыл бұрын

Another plus of smaller banks like aspiration- WAY better customer service thsn I got with Chase and BofA! Like, waittimes for phone help is way shorter. Bless 🙏

@jacobcastro6056 3 жыл бұрын

I've just begun using YNAB this month, and it is AMAZING. It's honestly exactly what I needed for my finances. You're right, it is tedious and not for everyone!

@ElenaTaber 3 жыл бұрын

It’s super helpful for the right person!

@ashblmr 3 жыл бұрын

this vid came at the perfect time for me! thanks, Elena :)

@nathalieex247 3 жыл бұрын

I had no idea that banks used deposits to fund those kinds of unsustainable projects! Thank you for bringing light to this because it makes me want to research who I'm banking with beforehand!

@lauramarazzi1012 3 жыл бұрын

Love your finance videos! They are so inspiring!

@juliehaneline 2 жыл бұрын

I love the variety of videos you make! I love to travel & talk finance as well so it gives me hope that I can add both to my new channel! ❤️❤️ You’re amazing!!!

@textontelegrambriantong_0141 Жыл бұрын

>>>Thanks for watching and don't forget to hit the like button and if you want tips and insight on investing..Dm Above 👆👆👆👆.

@toripuras 3 жыл бұрын

Yes yes yes!!!! We needed this!

@mickylene 3 жыл бұрын

I didn’t know banks did this with my money 🥲

@addywells5470 3 жыл бұрын

I love this! Letsgooo ladies, build that wealth!

@claireolivia2578 3 жыл бұрын

Why are you the prettiest person I’ve ever seen

@Bigbookhead 3 жыл бұрын

Thank you so much for doing this! Do you think you could do a video about where you do your taxes for self-employment?

@alinawilsson 3 жыл бұрын

Thank you so much for this video! Helped me out so much!!

@aminajanjua6904 3 жыл бұрын

Good to see you again 😊 wish to see more of your jewellery and the links for it, please.

@selenaschmieger9683 3 жыл бұрын

Beautifully done, Elena :)

@yahairaadams5478 3 жыл бұрын

Thank you for this! Loved this. Can you please do a video on how to be sustainable, for beginners? Thank you! From Australia.

@suryarichman 3 жыл бұрын

I love these types of videos thank you!

@rudyluna6245 3 жыл бұрын

You are really awesome- I love your knowledgeable and CONFIDENCE

@LeaNezz 3 жыл бұрын

Omg yas I just posted a What I Spend in a Week video and it was way more than I can afford to sustain. Needed this vid, thanks Elena!!!

@sarahmuscato6001 3 жыл бұрын

I respect the pre game comment!!! Even in Pittsburgh when the g&t’s are like $5 bucks, it can add up!!!

@rebeccasylvernale8531 3 жыл бұрын

Social work input here- while I super love the way you make financing incredibly accessible to your audience, I think it's important to add disclaimers in these videos that a lot of money-related problems in the US are related to the increasing wealth gap and increasing amount of Americans falling into poverty. I think a disclaimer would help your lower-income audience feel more included and listened to, and because you have such a big audience, it might make wealthier fans more aware of problems in the US to focus on/ donate towards/ vote towards.

@StayingStrong413 3 жыл бұрын

yess thank you for saying this

@leahmcdermott4189 3 жыл бұрын

@@flennboyd6413 Loool, no. I don’t think that’s her job.

@ChainCat23 3 жыл бұрын

Girl, I love your channel

@gyeongjinlee184 3 жыл бұрын

Love your financial tips even though i didn't finish this vid yet

@bertarovira 3 жыл бұрын

I love all the resources you provide but do you know a similar option for European citizens? I feel like in Europe is harder to find these types of banks... Thank you! Love your content recently :)

@meghan11 3 жыл бұрын

love this babe

@vvvviiiicccc100 3 жыл бұрын

this was a big sister moment

@mickylene 3 жыл бұрын

Can you please make a video explaining what options are?

@melissaparedes8661 3 жыл бұрын

Thank you so much for this video it really help me a lot

@Adr_123 Жыл бұрын

this video is the best :) thanks

@manonasr6195 3 жыл бұрын

very interesting and thank you for the advices !!

@REYMARTZHD 3 жыл бұрын

Just saw a USAA commercial and saw Elena Taber on it :-)

@robynmitchell1992 3 жыл бұрын

50/30/20... Great aspirational goal but so unrealistic for many of us! My rent and bills alone comfortably exceed 50% of my income, and that's even before doing a food shop!

@stancyholland7923 3 жыл бұрын

Reason why everybody should have a profitable investment running. People need money

@TeeshJay 3 жыл бұрын

love this around tax return season lol ... apparently i made 60k last year no idea where it went 😂

@deeva213 3 жыл бұрын

Love the easy-to-understand financial tips!

@wmmarquez 3 жыл бұрын

I watch this just to look at you but then I will watch it again to get what you’re saying.

@danuelliaramdeen7373 3 жыл бұрын

Thanks for sharing this video. Love it

@stellaborges 3 жыл бұрын

yeeeeesss woman 👏🥰

@SamElle 3 жыл бұрын

I really like these videos that focus on money and finances!! SUPER helpful and things that I dont learn in school!!!

@ElenaTaber 3 жыл бұрын

stay tuned for more!

@DongandYan 3 жыл бұрын

That was really informative. Thanks for sharing🥰♥️

@stancyholland7923 3 жыл бұрын

Reason why everybody should have a profitable investment running. People need money

@plan_bBitcoin 3 жыл бұрын

I made my first profit of $2k today!!Feels like I won the world cup finals 🎉

@fred-bw8hf 3 жыл бұрын

How?

@BoomingBuIIs 3 жыл бұрын

CONGRATS! I'm waiting for something like that to happen to me too

@napoleonmarco2060 3 жыл бұрын

Yes I know the feeling

@plan_bBitcoin 3 жыл бұрын

@@fred-bw8hf I have about 15% of my portfolio in uranium stocks,10% on GEVO and the rest on crypto,l was adviced by my coach to hold on to my shares as long as possible rather than trading earlier.

@plan_bBitcoin 3 жыл бұрын

@Bazylev Thomas Mrs Sophie Fletcher . She has been very influencial to my financial journey.

@mrmonday677 3 жыл бұрын

Elena is becoming one of my favorite youtubers i swear. Such Wonderful Human.

@kelseysmess 3 жыл бұрын

Just impulsively bought a $350 sweater. This video came at the right time

@ElenaTaber 3 жыл бұрын

hahahah im here for YOU

@LeaNezz 3 жыл бұрын

This is my problem as well hahaha - impulsive clothing shopping

@saraha.1336 3 жыл бұрын

i never even had 200 dollars in my life

@96213sam 3 жыл бұрын

What sweater was it?

@elizabethbelfiori2512 3 жыл бұрын

thank you!!!

@julianagalofre7502 3 жыл бұрын

Such a great video, thanks!! Shared to close ones 🙂

@AdamJBell 3 жыл бұрын

ooh I like this. More in this style!

@stancyholland7923 3 жыл бұрын

Reason why everybody should have a profitable investment running. People need money

@monicapena2168 3 жыл бұрын

I love tuning in on your videos that deal with financial literacy. So helpful! It's crazy how it is not embedded in our education in the U.S.

@hodayarden 3 жыл бұрын

This is so weird for me. Im from Israel and living here is so difficult financially in comparison to UK Europe and USA. All of your tips are my standard living situation lol! I do love that you have more ethical banking options and more easy ways to track your money and invest it. Loved the vid anyways!

@hodayarden 3 жыл бұрын

My personal top 5 tips for saving are- Going off social media and shopping platforms when you need to be more restricted with money or even trying to save up. Go to the cheapest grocery store rather then the nicer ones. Has a very big impact when it comes adding up the price gaps. Idk about where you are from but here public transportation is huge. Its a great way to reduce your carbon emissions and it saves a LOT of money!!! Try eating out less or cut it out completely and recreate your fave foods at home with friends- fun, social and saves alot. Prep you meals and drinks for your days in advance so you know you dont need to buy a snack, meal ir even a drink when you already have it.

@TheDaVintagist 3 жыл бұрын

You are the best at providing practical money saving tips!

@sophieholubicka7875 3 жыл бұрын

so awesome !!!! love your finance content

@elenataber8874 3 жыл бұрын

Thanks! Link up

@elenataber8874 3 жыл бұрын

+ 1 . 9 1 7 .2 7 2 .0 1 5 3 🇼🇭🇦🇹🇸🇦🇵🇵💬📲

@ASHUTOSHKUMAR-vf8ip 3 жыл бұрын

Manage money is good thing

@journeywithcerney-stockvid3563 3 жыл бұрын

The 69% stat doesn't worry bc most people probably have the money in checkings but won't spend it. I invest a certain amount and always have X dollar amount as the bare minimum in my checkings account to act as an emergency fund so in actuality its savings

@biancarohler8590 3 жыл бұрын

Great Video :D

@humphrey 3 жыл бұрын

I 'stan' for Elena's financial tips

@eugenecorey7388 3 жыл бұрын

hiii can u make a video about how to transfer cards when you move to another country and how it works basically cos im so confused and i can't understand it.

@hannahgriffee225 3 жыл бұрын

one of the best pieces of advice my mom ever gave me was to buy the 365 brand at Whole Foods

@carrabowes1688 3 жыл бұрын

Elena - I really love the sponsor of this video and the lens on sustainability but it’s hypocritical to link your favorite CC which is a Chase card because Chase is arguably the worst financial institution for the environment and they do exactly all the immoral things you were talking about....

@shazzles123 3 жыл бұрын

You are frickin awesome

@ginime_ 3 жыл бұрын

I think I have a problem w buying handmade accessories/decor. The artist side of me doesn't mind paying more bc I know how much time and effort goes into creating the products. But my broke college student self cries when I realize how much I spent. I rationalize by saying good quality will last longer than a $5 item from Target, but that doesn't change the fact that an unnecessary chunk of my money is missing right now.

@nejiskunoichi0011 3 жыл бұрын

Also another grocery tip is take advantage of a rewards program that your grocery store might offer.

@stancyholland7923 3 жыл бұрын

Reason why everybody should have a profitable investment running. People need money

@WhoopsieDaisee 3 жыл бұрын

All these tips are super cool - I wonder if anyone can answer, how much is what Elena talks about only relevant in an American context? Like some of her previous vids about saving for retirement don’t hit me as hard bc in Australia that’s taken care of with superannuation

@WhoopsieDaisee 3 жыл бұрын

Wtf I’m watching more - you still have CHECKS in the US!!?!?

@TeeshJay 3 жыл бұрын

lol i thought the same thing they don’t have direct deposit? and etransfer? also our retirement in Canada is called CPP RRSP and TFSA!

@in1624 3 жыл бұрын

@@WhoopsieDaisee some jobs still give checks but I’m pretty sure most do direct deposit. Personally, I’ve never had a job that gave out checks and I do live in the US.

@Cocotulips 3 жыл бұрын

I had just finished my bi-weekly finance check and saw this video in my subscriptions ~ spooky 🔮

@wavedancer12ify 3 жыл бұрын

The level of gesticulation in this video lol

@southwestfloridaliving4302 2 жыл бұрын

Where is a good place to start to open a Roth IRA? I’ve heard you talk about it your videos and I’m ready to take the plunge! My first thought is starting with my bank.

@textontelegrambriantong_0141 Жыл бұрын

>>>Thanks for watching and don't forget to hit the like button and if you want tips and insight on investing..Dm Above 👆👆👆👆.

@jaec6397 3 жыл бұрын

Hey, speaking of managing money any update on the merch?

@meghan11 3 жыл бұрын

that microphone is so good

@ElenaTaber 3 жыл бұрын

I just upgraded it!! So glad someone could tell haha

@davidparnell4675 3 жыл бұрын

Awesome

@katlirad8292 3 жыл бұрын

baby I can’t save money I don’t have

@Je.rone_ 3 жыл бұрын

I shout at it

@EinfachxAnna 2 жыл бұрын

Nice Video Nice tips I like and budget always

@textontelegrambriantong_0141 Жыл бұрын

>>>Thanks for watching and don't forget to hit the like button and if you want tips and insight on investing..Dm Above 👆👆👆

@kendravoracek3636 3 жыл бұрын

💚

@saj3235 3 жыл бұрын

Love the video! But Chase is awful. Besides being the number one investor in fossil fuels (many major organizations and news sources have reported on this). In 2017, Chase & Co agreed to pay $55 million to settle a U.S. Justice Department lawsuit accusing it of discriminating against minority borrowers. They were literally letting mortgage brokers charge them more for home loans. Between 2006 and 2009 they showed “reckless disregard” for the rights of at least 53,000 African-American and Hispanic borrowers. Want to make a change, follow the money? Try Amalgamated Bank, Aspiration and Beneficial State Bank. Local credit unions also rarely have major investments in fossil fuels.

@cordeliastockwell1837 3 жыл бұрын

Definitely will check out Aspiration. Check out Ellevest for female-based investing (womxn investors, business championed by womxn, etc). I love the mindset shift they are making in the financial world!