EXPLAINED - Paytm Broken Beyond Repair? | Can Vijay Shekhar Sharma Save It?

EXPLAINED - Paytm Broken Beyond Repair? | Can Vijay Shekhar Sharma Save It? | Akash Banerjee

Рет қаралды 464,919

2 ай бұрын

They were the biggest unicorns of India - leaders in their sectors. Byjus in Edtech and Paytm in Fintech.... both have seen dramatic falls in the last few months - both businesses led by insanely talented & intensely ambitious founders.... but just like in Byjus case - ego & overconfidence got the better of Vijay Shekhar Sharma.
This is the story of the rise and the fall of Paytm - why things would have collapsed anyways - even without the RBI sledgehammer that fell on Paytm Payments Bank.
So what next for VSS and more importantly - what lessons for the startup industry??
#vijayshekharsharma #paytmcash #startupindia
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Пікірлер: 677

@thedeshbhakt 2 ай бұрын

PAYTM's story is very much like BYJUS (that we had covered) - so many common facts / so many flaws - Will lessons be learnt now??? - kzfaq.info/get/bejne/nduKn9WinJaldGQ.html

@Endzler_ 2 ай бұрын

Yeah I have watched it too... It was nice.

@amjad_ali.0 2 ай бұрын

Yes 🙌🏻

@HARIMAHATO-bo8ob 2 ай бұрын

Please phone number tha tho aapka sar 🥺🙏 comment reply 🙏🥺🙏🙏😭😭😭🙏🙏🙏

@credogaming1202 2 ай бұрын

Well analysed

@blingbling2841 2 ай бұрын

Never made a paytm or any other digital wallet for that matter. I don't trust them for a multitude of reasons. User privacy is one of them. Besides they took off by plastering the face of the Supreme Leader so it was already enough reason for me to NOT trust them.

@ThinkifyIndian 2 ай бұрын

Paytm Karo❌ RBI Guidelines follow Karo✅ With Millions of users it's a shame for a Fintech company to violate principles.

@gauravnilay 2 ай бұрын

All chamchas said Paytm is pay to Modi and then Modi govt brought Paytm down ...... this is called unbiased, clean, corruption free Modi govt which opposition can never replicate.

@zeeshan0987 2 ай бұрын

@@gauravnilay Bhai... Seriously?

@subhadipdey6464 2 ай бұрын

@@gauravnilay Bhai tum kis duniya main ji rahe ho 😮

@coool-5 2 ай бұрын

@@gauravnilay tu tension na le Jio digital payment system ane wala hai 😂

@sangop2004 2 ай бұрын

Who tells u to even apply ... I didn't advised my clients even forbid

@prabhatkr.8383 2 ай бұрын

Paytm if buy Electoral Bonds, all the controversies, irregularities wil Rest in Peace.

@Hararyoukoz3106 2 ай бұрын

😂😅😂

@siddharthjuneja1113 2 ай бұрын

Hmm😅

@akashtilokani2000 2 ай бұрын

True! Would have been easy that way

@jayrajput6629 2 ай бұрын

bro bada soch , unke pass user data hai

@agnivdebnath6584 2 ай бұрын

Yess😂😂

@sandhu_sandhu_sandhu 2 ай бұрын

Akash Banerjee is a rare gem

@thecrysta 2 ай бұрын

@@AwakenedCitizen236 Then why do you watch him bro? Are you anti national? 😂

@sandhu_sandhu_sandhu 2 ай бұрын

@@AwakenedCitizen236 🧑‍🦯🧑‍🦯🧑‍🦯

@thecrysta 2 ай бұрын

@@AwakenedCitizen236😂😂

@hiteshdsouza9615 2 ай бұрын

@@AwakenedCitizen236 but you do watch him

@blingbling2841 2 ай бұрын

@@thecrysta he watches him because he gets paid to troll here. its his "rozi roti" 🤣

@shahwalkhan5908 2 ай бұрын

I was allotted Paytm IPO. The only loss I ever had in the Share Market. Speaks volumes

@devilsgaming9796 2 ай бұрын

Should have shorted 🌚

@trololololol1111 2 ай бұрын

Investing in an impo speaks volumes about how bad of an investor you actually are...

@blingbling2841 2 ай бұрын

@@trololololol1111 relax, people learn from mistakes. we are only human. and you are no exception.

@trololololol1111 2 ай бұрын

@@blingbling2841 dude is boasting about being a savy investor.... Puts money in IPO's...

@Divvy_Me 2 ай бұрын

लोगों के UPI लेनदेन का डाटा उनके व्यक्तिगत जीवनशैली और राजनैतिक झुकाव की जानकारी भी दे सकता है | यह डाटा यदि सरकार के हाथ लग जाये तो वह अपनी सत्ता बनाए रखने के लिए इसका दुरूपयोग कर सकती है | सरकार यदि कोई सरकारी App ले आती तो तुरंत उस पर आरोप लगता कि वह लोगों की निजी जानकारीयां इकठ्ठा करके लोकतंत्र का हनन कर रही है | इसलिए सरकार ने बीच में प्राइवेट कंपनियों को रख दिया | पर सरकार के पास इतनी शक्तियां हैं कि वह इन प्राइवेट कंपनियों से डाटा मांग ले, और यदि कंपनी का मालिक ही सरकार का समर्थक हो तो क्या कहना | समस्या यह हो गयी की कंपनी का मालिक अतिउत्साही व्यक्तित्व का निकला | सरकार को भय हुआ कि कहीं अपना आदमी ही गलती न कर दे , इसलिए कंपनी बंद करवा दी | करोडो लोगों का डाटा तो मिल ही चुका है | यही कारण है कि किसी लोकतंत्र में न तो UPI है और न ही AADHAR.

@manish_semwal_26 2 ай бұрын

We Indians are always extremists about everything, it's in our DNA. Never ever we are subtle about anything, we have to do everything with extremism.. This is the reason for the over valuation of every start-up we have, same reason apply for our love and hate for cricketers, celebrities,politicians and whatnot.. We use ❤️ where we should use 🧠. People show us dreams and we fall at their feet. And when the dream shatters, we throw them out like a housefly in milk and start searching for new messiah.

@abc_cba 2 ай бұрын

Exactly

@user-cg4xp1jp5z 2 ай бұрын

It's called mental slavery of submission. Jor se bolo........

@withamberarya 2 ай бұрын

It's not extremism , it's called emotional chutiyapa

@tigerjeetsingh8440 2 ай бұрын

That's why we indians have Ghulam mantality

@echo3-1enteringsimpmode Ай бұрын

You cooked here

@kvafsu225 2 ай бұрын

Such a thorough presentation.

@anearthian894 2 ай бұрын

Byju's and paytm are like live action entrepreneurship lessons for us. Thnx

@Choycebyavyaan 2 ай бұрын

Akash is a gem that teaches lessons with sarcasm. Aapko samajhna bhi ek kala hai. Keep up the good work....

@safalkapoor 2 ай бұрын

Need more of such business deep dives focused around relevant companies in India! Great work!

@vishalkaushik9257 2 ай бұрын

Sir big big fan of urs. Sab changa C is my favourite dialogue of urs😂 Love u sir huge respect🙏

@user-tx8hi1ze3u 2 ай бұрын

Wow This Is Real Information For Every Deshbhakt, Thank You Very Much Aakash Sir Ji.💐💐🌹🌹🙏😊🇮🇳🇮🇳

@ishaansharma654 2 ай бұрын

Amazing work, well researched and presented. Thank you for your service 🙏

@vijaychouhan4246 2 ай бұрын

One of the best guy who's doing this kind of work...from politics to these lessons everything is fantastic... great work sir ❤

@anisurrehmankhann 2 ай бұрын

Really well explained. So many key points for those who are aiming to establish something big.

@waseemahmed6585 2 ай бұрын

Really Impressed with your content and topic selection, hats off bro!!

@srishti1322 2 ай бұрын

The content on this channel is amazing ❤

@ryvdvrhb 2 ай бұрын

Sir love the way you explain...❤

@wajid.13 2 ай бұрын

Thank you ❤

@abdulmunimahmed6067 2 ай бұрын

You nailed it with your concluding words.

@HimanshuSingh088 2 ай бұрын

thanks for all your efforts.

@genuineghost9365 2 ай бұрын

Nation's wheel is thousands of mid-cap and small-cap companies. Create thousands more, then only we could dream of Vishwaguru. Well said sir.👏

@user-urdaddy 2 ай бұрын

'fake it till you make it' is a common strategy used by start up tech firms, biggest being TESLA itself.. this becomes serious, however, when you are operating in regulated industries like health or finance

@seeutube8860 2 ай бұрын

Tesla's case is too complicated to explain / understand....easy is to keep rolling

@subodhthakur6073 2 ай бұрын

Superb blog. Well presented ❤

@kawaljeetsingh1970 2 ай бұрын

EXCELLENT 😊THANKS 😊

@anearthian894 2 ай бұрын

One important thing to learn from byju's and paytm, that the failure doesn't come suddenly....its a long buildup of ignorance.

@lordcynical9754 2 ай бұрын

Love your vids man

@KunalSIngh-bp7uj 2 ай бұрын

Keep bringing these videos ❤

@shoabshah3290 2 ай бұрын

Great details!

@Grow2zero 2 ай бұрын

All rounder Deshbhakt ❤

@abdulwadud5653 2 ай бұрын

Too good & informative

@swarupkumardas5174 2 ай бұрын

Great Episode 👍

@Uravgtech 2 ай бұрын

Best Explanation 👌

@ayushsharma7485 2 ай бұрын

Great episode 👏

@mandarcv 2 ай бұрын

Thanks Akash for this episode. This boosts my moral to struggle with artificial growth business models. With a small agrobased start up on slow food movement almost every guest appreciated my initiative but advised to follow multi-expansion model. There were times when I was not able to explain what I mean by organic business planning. Today we are proud to serve society with clear purpose. Your videos are voice for us and reinforce our energy. Keep it up...I have your T Shirt 👕 of evolution...probably this is is time to extend the same to further images of true creative humans 😄 keeping every good thing alive...thanks again

@Kush_N_ 2 ай бұрын

Amazing one 👍👍👍

@kushaliarote2132 Ай бұрын

Very gd content..... 🎉keep it up.

@SecretsOfUniverse4u 2 ай бұрын

We Indian have a very common genetic called corruption and shortcut from the core. We do not have honesty and hard work rather think how to make big and unsustained wealth through shortcut and dishonesty. These things will never last long ..

@johnquadros165 2 ай бұрын

Very good episode, thanks Akash. Eye opener.

@soumyajeetchakrabarty6872 2 ай бұрын

This has been insightful thankyou for the knowledge

@REVIEWSONTHERUN 2 ай бұрын

Thanks for sharing it ✌️

@zainabamirkhan1530 2 ай бұрын

What a coincidence! I was thinking today about what happened to Paytm, and here Deshbhak bhiya uploaded it today only 😲

@Abubackersiddiq1 Ай бұрын

The first intellectual Hindi KZfaq channel I came across, good job

@AJAYINDIAN7052 2 ай бұрын

You are great man sar.❤❤❤

@jineshnair553 2 ай бұрын

Well reviewed and presented Akash

@bharatchandrapal2001 2 ай бұрын

Another visionery act on ultra-modern business heros!!!

@bilawalm1 2 ай бұрын

dude the editing is soo good. Is it just by one person

@thedeshbhakt 2 ай бұрын

No :) much more than that !!!

@abadkhan3043 2 ай бұрын

Good episode ❤

@rubal1738 2 ай бұрын

Great video!!

@mehvishpasha6411 2 ай бұрын

Recently i watched" jane bhi do yaar " and it was marvellous.and super relatable . Hats off to u akash u recommended it on morbi case . I became a fan of naseeruddin shah

@alirazamodi 2 ай бұрын

Make a video on successful startups of India🇮🇳

@GRBhat 2 ай бұрын

Absolutely right

@shailu1381 2 ай бұрын

Lagt hai Sharma ji electoral bond Lena bhul gye.

@amatulmozeeb1 2 ай бұрын

Why u explain so nicely ❤

@unknownn-123 2 ай бұрын

Very informative video bro ❤❤❤

@hemantchaudhary6970 2 ай бұрын

Excellent👍

@SDDREAMS23 2 ай бұрын

Love from Arunachal sir

@aami.jiarul 2 ай бұрын

Great video ❤

@mrimperfect7714 2 ай бұрын

Kash Paytm bhi Electoral Bonds de deta

@lingses2434 2 ай бұрын

Love from अरुणाचल प्रदेश

@kushalveersingh200 2 ай бұрын

Excellent one

@sky-gx9fs 2 ай бұрын

Great 😊

@sunnydroch1686 2 ай бұрын

Best wishes akash bhai

@LucknowEventFriends 2 ай бұрын

First 15 minutes of this video is just history, only last 5-7 videos are worth listening

@ShahidAnsari-po5qp 2 ай бұрын

Great job buddy

@earth_2065 2 ай бұрын

Paytm is the worst app I ever used. Thank you Akash for giving some lessons about these Frauds.

@abdulkalamsyed8563 2 ай бұрын

Nice 🙂 video brother thankyou

@sw_dev_chirag 2 ай бұрын

With the impressive rise and fall of paytm,, The business model, catalysts for its rise and points of failure need to be researched and publishied. I believe it can really help the future entrepreneurs. Also, as always, very nice analysis. Thank you Mr. Banerjee.

@B_maheshkumar_B 2 ай бұрын

Respect to Deshbhakt

@satvik9101 2 ай бұрын

Love you 3000!!

@sujalrana6874 2 ай бұрын

Dhruv rathee in India 🦁♥️🔥

@rawanhub316 2 ай бұрын

Super Bhai ji 💫

@aakashbuzz5217 2 ай бұрын

Right about Layoffs i work for paytm for 5 year's and there are not job security, they always start layoffs in quater, six months even yearly.

@ap360 2 ай бұрын

VSS should've spent some money purchasing Electoral Bonds 😅

@sureshbhosle8405 2 ай бұрын

😅😅

@nikhileshsatani 2 ай бұрын

I used bhim upi in past and currently using payzapp by hdfc bank i never used paytm.

@barababu1773 2 ай бұрын

I didn't understsnd why he didn't bought electroal bond. Perhaps he have been saved

@sureshbhosle8405 2 ай бұрын

😅😅

@musicking5244 2 ай бұрын

Nice job

@NanduNDevansh 2 ай бұрын

@thedeshBhakt: This video focuses on all negative aspects of Paytm, where an excellent technology genius tried to build a super app and succeeded and challenges global giants GooglePay, Walmart owned PhonePe, VISA and Mastercard. There have been slippages on compliances, but there have been learnings and positive aspects of paytm, which you could have covered. I am fan of your channel, please look beyond obvious and positive story such as A. How a person from humble back ground from Aligarh, faught against all odds and built such technology marvel which was recognized globally. B. How Paytm shifted gears from wallet to UPI to lending and divesified the business C. How regulator and Government may define corporate Governance standards and SOPs to ensure no other startups do not get into similar situations. Please make a video on learnings from Paytm for Indian Businesses, due to our negative bias, you are making stories which are covering only negative aspects

@King-iw4uf 2 ай бұрын

लगता है अच्छे दिन आ गए मित्रों 😅😅😅

@rohansharma3689 2 ай бұрын

Great Episode, As usual.. Can you create an episode about the Hard working, No Loss, employment generating companies that you mentioned towards the end of the episode.

@sangop2004 2 ай бұрын

And yes akash i feel the biggest of all is around us just needs to be looked at .....

@kujeetsinghnegi7119 2 ай бұрын

Right information

@howitworkswithakn 2 ай бұрын

you should list down some SME companies... will help a lot

@roflgandhi. 2 ай бұрын

If you are holding paytm share, you are sitting on a time bomb

@motilalsingh8118 2 ай бұрын

Great akash ji

@sambhubauri3511 2 ай бұрын

Love you Sir ji........❤❤❤

@omsamyor4868 2 ай бұрын

Very nice sir ji 🙏 👍

@sg8980 2 ай бұрын

Bhaiya ekbar RASTRIYA ISPAT NIGAM LTD ka privatisation jo govt krna cha rha hy kyse profit making company se loss making company mein badal dia uske upar ek chota video hi shi kijiye , 7.2mt capacity ka plant ke pas captive iron ore mine nehi de rha hy taki jyada price se ore purchase krna pade aur bahut shajis chl rha hy lakh cr ke land hadapne ke planning chl rha hy edhar, VEDANTA , JINDAL , ADANI kyse saste mein plant kdridne jaa rha hy shajis ke tahat please cover kijiye chota sa video se hi kijiye please Apka lakh comment mein ea chup geya to koi baat nhi next video mein phirse comment krunga

@meetulmehra 2 ай бұрын

Jai ho Akash Bhai

@RandomIndianGyani 2 ай бұрын

Please make a video on current Gaza situation 😢

@PadheLikheLog 2 ай бұрын

Very detailed researched video. However, I'd like to highlight RBI has been a pain for not just paytm but many big financial companies as well, specially with their "my way or highway attitude", I saw this recently with my firm American Express who is well known for following stringent R&R but it was also not spare by RBI And now Amex top leaders are discussing India business may be managed through a completely new firm 💳💳

@shubham1122 Ай бұрын

I trust Vijay sir bahut ehsaan h sir ke

@deebyaranjan3894 2 ай бұрын

Yes, Even I was ex employe of paytm and they have forced and harassed me to put down my paper without any compensation

@edwardquadros438 2 ай бұрын

Most impartial News Papers which i know since 1970s are Indian Express and The Hindoo.....I repeat, only these two....they have courage, conviction, strength, honesty and integrity.....They are not of those only talk big things and have large Corporates in the name of News Papers.....All the best to these two....Entire Country respect you for protecting democracy, justice and impartiality. Jai Hind.

@AbhayTech007 2 ай бұрын

Good sir ❤

@Ap0386 2 ай бұрын

Thanks Aakash for sharing this. And thank you for appreciating small and medium companies who are not very fancy, started from scratch haven't received any investment and founder's struggle of day to day life. Mine is one such company. We are a makeup line. I'm the founder and CEO. Products are awesome, about 7-8 years of sheer hard work. Still it's so challenging to grow. However our first priority is to abide to laws, paying attention to employees' needs and providing niche products of good quality at affordable prices

@sumerazulfiqar167 2 ай бұрын

Respect sir

@Ap0386 2 ай бұрын

@@sumerazulfiqar167thank you. Btw I'm a female founder

@imrankazmi3132 2 ай бұрын

Which company?

@gaganjeetsingh4877 2 ай бұрын

reality

@kunjpatel8342 2 ай бұрын

I agree on what paytm did was wrong according to RBI guidelines and every companies have to follow a regulations strictly, But what VSS did was truly inspiring for generations, it was totally digital revolution of our country, and we have to be proud about that, every one makes mistakes and we have to be careful and have to learn from mistakes, sometimes we can be successful and sometimes it fails , but I have seen so many people who were getting views on paytm success and they are now making videos on it’s failures. I have seen same kind of videos for Byjus as well, you have to make video on why they fail and what they did wrong instead of mirch and masala, making video is easy compare to make a successful startup.