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Fanya hizi hatua 7 unapolipwa - SWAHILI TALK SHOW
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Do you want to make sure that you are managing your money the right way?
Follow these 7 steps every time you get paid to make sure you are taking control of your finances:
1. Calculate your expenses: Start by calculating your fixed and variable expenses, as well as any debts you have. Open a checking account for a direct deposit.
2. Set aside some money for savings and investments: Decide how much of your income you want to save and invest in order to reach your financial goals. Save $1500 in a separate account.
3. Pay off any debts: Pay off any debts you have, such as credit cards and loans, as quickly as possible.
4. Set up an emergency fund: Set up an emergency fund to cover unexpected expenses.
5. Make sure you are protected: Make sure you are protected by having adequate insurance coverage.
6. Allocate money for fun: Allocate some of your income for fun activities and hobbies.
7. Keep track of your spending: Keep track of your spending to make sure you are staying on budget.
Following these 7 steps will help you stay on top of your finances and make sure you are using your money wisely.
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