FHA Loan Requirements (Complete Guide For First-Time Buyers)

Рет қаралды 1,081,396

Күн бұрын

What's new with FHA loans? This full guide will walk you through the new, old, and surprising details of FHA loans you probably didn't know about.
FHA Loan Limit lookup → entp.hud.gov/idapp/html/hicos...
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🏠 Connect with a helpful AGENT in your city → www.winthehouseyoulove.com/agent
- HELPFUL TOOLS -
✅ Max Purchase Price Calculator → www.winthehouseyoulove.com/ma...
✅ Lowest Cost Loan Calculator → www.winthehouseyoulove.com/lo...
✅ Home Buying Planner →
✅ Today’s Interest Rates → www.winthehouseyoulove.com/to...
✅ Step-By-Step Home Buying Timeline → www.winthehouseyoulove.com/ti...
✅ Student Loan Savings Calculator → www.winthehouseyoulove.com/st...
0:00 FHA Overview
3:06 COVID Changes
4:19 Down Payment/Closing Costs
5:43 Credit Requirements
7:08 Credit Events
8:16 Rates
9:41 Mortgage Insurance
12:01 Property Requirements
15:16 Example Homes
16:09 Loan Limits
17:45 Appraisal Requirements
19:03 Employment
20:13 Debt-To-Income Ratio
23:28 Manual Underwriting
25:37 Seller Credits
26:10 Special Requirements/Features
28:22 Refinancing
29:37 Cost Comparison
32:15 Seller Perception
33:04 How To Apply
33:48 4 Main Types Of Loans
LEGAL:
As an Amazon Associate, I earn a commission from qualifying purchases.
*Advertisement from Credible Operations, Inc. NMLS 1681276, not available in all states. Visit www.credible.com/a/state-lice... for important information about Credible’s licenses.
Credible pays Win The House You Love an advertising fee when you submit a pre-qualification request.
Kyle Seagraves
NMLS# 1701021
Motto Mortgage Alliance
8900 N. Dixie Dr.
Dayton, OH 45414
Equal Housing Opportunity

Пікірлер: 2 500

@gage1nate2 3 жыл бұрын

I’m over here looking for rentals, stressing about the low quality, high price and lack of pet friendly places & just found out I can own a home for WAY LESS, after watching this video!❤️❤️ Thank you!!

@blissessentials524 3 жыл бұрын

Same im looking to buy a house this year..i been renting all of my adult life. I think its time to buy my first home. My rent is 1300 for a small two bedroom apartment..i dont even have enough rooms for my kids

@WinTheHouseYouLove 3 жыл бұрын

Thank you so much for watching!! :)

@misssaydee1496 3 жыл бұрын

Duuuude, stressing out about my landlord selling the property and having nowhere to go with my chihuahua cause NO PETS is plastered all over zillow/craigslist is what brought me here. So much information delivered clearly and now I'm on to the other videos. Thank you so much for teaching us 👍🏽

@moniquestarr9763 3 жыл бұрын

@@misssaydee1496 this is what happened to me i had my lil chihuahua for 5 years had to find a good home for her locally so that i could still visit and keep her when i want the new owner is so kind to allow me to do so .... I hope it all works out for you 🙂

@lisbel6796 3 жыл бұрын

You took the words out of my mouth! I just got it in my head to buy a house after finding a fixer upper duplex in my neighborhood at a great price but feel so lost as I’m a first time home buyer and don’t even know where to begin! This video is most excellent information!!

@emmanuelgutierrez8616 3 жыл бұрын

As a professional myself, This video is 100% quality, 0% fluff! Great service to the public, thank you.

@WinTheHouseYouLove 3 жыл бұрын

Thank you!!

@fishingexplorationeastcoas1346 3 жыл бұрын

hi from a professional what can I do to get a mortgage loan with a 490 score???? I might be a tiny bit over 500

@emmanuelgutierrez8616 3 жыл бұрын

@@fishingexplorationeastcoas1346 minimum is 580. Try again next yr. Pay down your highest, dont get any more credit cards, and ask to increase your credit limits at the end of year after not missing payments

@emmanuelgutierrez8616 3 жыл бұрын

@@fishingexplorationeastcoas1346 get co signed. But also, market is all time high. I'd be better to prepare for future downfall. I think the commercial market will fall this time, instead of housing market. You can use loan next to start a business.

@fishingexplorationeastcoas1346 3 жыл бұрын

@@emmanuelgutierrez8616 I read fha goes down to a 500 credit score but it depends on the lender . do you know of any lenders who do go that low? I'm assuming no since you said I would need a 580. I have recently applied for a manufactured home loan that has no min credit score required but idk if once they run my credit if they will approve me . So stressful!!!!!! I know home prices are crazy high right now but i need to find a place asap.

@88948895611499 3 жыл бұрын

The whole aesthetic of this video is amazing. From the lighting, sound quality, the background, you and your easy to follow delivery...huge thumbs up!

@WinTheHouseYouLove 3 жыл бұрын

Wow, thank you!

@lionessleola7223 3 жыл бұрын

Yesss he delivers with such precision and calming therapeutic effect. It’s as though whatever his targeted message is I want to receive it. LoL but seriously very professional with the whole work up of the videos. Thanks for the insights. Continue sharing the knowledge.

@poopscoop6215 3 жыл бұрын

Bugs bunny mouth

@88948895611499 3 жыл бұрын

@@poopscoop6215 awwww....u tried it. LOL

@staceysaunders4731 3 жыл бұрын

Loved this! Informative, concise, and the delivery was exceptional. Thank you for making this video!

@SuaveGA 3 жыл бұрын

Been in and out of the Real Estate Industry for 17 years: One of the best videos on FHA Loans I have seen in a long time. Great Work!

@WinTheHouseYouLove 3 жыл бұрын

Awesome! Thank you!

@teesthoughts6717 3 жыл бұрын

Just bought my home in 2020!!! FHA with a 3% rate

@simonedurham3934 3 жыл бұрын

What was your credit score?

@bigmarc977 3 жыл бұрын

WHO DID YOU USE?

@Jake.Gentry 3 жыл бұрын

What was your credit score?

@Sammyalqattan 3 жыл бұрын

Do you mean 3.5 ? Isn’t that the minimum?

@varethadavis5118 3 жыл бұрын

Please do tell range of credit score.

@tricebx718 3 жыл бұрын

I love the Zillow example. I view Zillow just to dream and feel good

@WinTheHouseYouLove 3 жыл бұрын

Thanks for watching. :)

@elrey023 3 жыл бұрын

I’m a mortgage lender This guy has solid info. I really liked this video. I subbed.

@WinTheHouseYouLove 3 жыл бұрын

Thanks!!

@kellyphillips6055 3 жыл бұрын

Help me find a lender who will work with me hahaha I need out of this rental... it’s falling apart and they don’t want to fix it!!!

@elsunmusic3130 3 жыл бұрын

I have a 700 fico.. down-payment as well gift money, co signer as well and can not get an fha because my career is variable income... can someone help?? Please I have kids.. so frustrated all my saving and working to polish fico, yet still can't get home.

@bonjour8911 3 жыл бұрын

Please give us advice

@bonjour8911 3 жыл бұрын

We Appling to buy a house

@AC-ss2sv 3 жыл бұрын

Thank you so much! This is really getting me started. I’m 48 years old and never thought I’d be able to do anything as far as an actual house. This is some good stuff to build on. 🎉🎉🎉🤠🤠🤠🙌🙌🙌

@karissa3099 3 жыл бұрын

I have been doing my research on FHA for a year now. This has been by far the most informative and most helpful video I've watched. You covered absolutely everything! Only wish I would have found it sooner, would have saved me a lot of time 😊👏

@WinTheHouseYouLove 3 жыл бұрын

Thank so much for watching!! I'm glad the video was helpful :)

@david_linares 3 жыл бұрын

Completely agree with you @karissa

@ovonmasterofmydomain507 2 жыл бұрын

?b nnm blpo

@ovonmasterofmydomain507 2 жыл бұрын

@@WinTheHouseYouLove cu xxc fccc cxvvb

@darkhorseinamerica1935 2 жыл бұрын

@@WinTheHouseYouLove Hello Kyle! Why always "thanks for watching" with no answers to questions when asked. :-)

@annachristine5295 3 жыл бұрын

Bought my home in 2020 with an FHA, 2.5% interest rate! Thank you for showing up in my suggested last year!

@WinTheHouseYouLove 3 жыл бұрын

That's incredible!! Congrats!

@stephaniecerisier1623 3 жыл бұрын

2.5???

@ridewithmemotors4468 3 жыл бұрын

Ahh I wish that was my rate! Congrats 🎈

@jhova187 3 жыл бұрын

How’d u get it so low

@annachristine5295 3 жыл бұрын

@@jhova187 honestly not sure, my credit or income maybe?

@JaeVaK 2 жыл бұрын

You are a pleasure to listen to. I really REALLY appreciate the lack of BS that we see so much on KZfaq these days. Straight to the point, very informative, and very HQ. Thank you!

@joshowoshobosho 3 жыл бұрын

This was seriously the most informational video I’ve ever seen. Kudos.

@WinTheHouseYouLove 3 жыл бұрын

Thank you so much for watching!! :)

@jjjjjjjjjjjjjjjjjjjjjjjjjjjjj0 3 жыл бұрын

You can really tell that you put a lot of time into this video. Your effort shows. Just wanted to let you know.

@WinTheHouseYouLove 3 жыл бұрын

Thank you!!

@waterworxllcpressurewashin3286 3 жыл бұрын

Man thank you so much for these videos. I'm almost 50 and still I a first time buyer. This made me feel so much better about the entire process. I really had no idea how any of this works. Now I have direction and a sense of knowledge. THANK YOU.

@WinTheHouseYouLove 3 жыл бұрын

Great to hear! It's never to late. :) Best of luck!

@dawellescotto3341 3 жыл бұрын

how amazing was this video?! I feel so much more confident going in as a first time home buyer after watching your video. you have an incredible talent and I wish every video had you delivering the message. Thank you!

@WinTheHouseYouLove 3 жыл бұрын

Glad it was helpful!

@Pakhi2010 3 жыл бұрын

I am on the market now searching my first home, your videos are super informative! I usually get bored and side tracked watching these kind of videos but I was very engaged watching you explain! I will be definitely sharing and coming back for more knowledge. Thank you for the useful content. Subscribed!

@WinTheHouseYouLove 3 жыл бұрын

Thank you so much for watching!! :)

@OurFamilyBusiness 2 жыл бұрын

This was a great video. It really helped me not be discouraged about the homebuying process. I’m definitely going to follow your instructions here. Thank you so much for this video is clear and concise more than I’ve ever seen any video explains.

@SodavySmoothOperator 3 жыл бұрын

My husband and I are looking to buy towards the end of this year or going into 2022. We're trying to decide between a conventional and FHA. This video was really helpful!

@WinTheHouseYouLove 3 жыл бұрын

Awesome! I'm glad it was helpful!

@oisteenloken2131 3 жыл бұрын

Good luck guys

@angeltravelclub 3 жыл бұрын

Love your videos. Best breakdown and straight to the point video on youtube in my opinion. Great work!

@susandodson1234 3 жыл бұрын

Thank you for the time stamps. I watch the whole thing, but I like the option to rewatch the part I need to see again.

@mhewins09 3 жыл бұрын

This was a very clear and concise guide on very confusing subject matter - excellent resource, thank you for your the time and though that went into this excellent presentation!

@WinTheHouseYouLove 3 жыл бұрын

Glad it was helpful!

@TheMicarrera10 3 жыл бұрын

Been looking for a good video about different types of loans and found this channel. Amazing work!

@WinTheHouseYouLove 3 жыл бұрын

Glad you liked it!

@leoescobar4308 2 жыл бұрын

I just want to say that my house got rejected after final approval, I watched your video in the middle of the night, learned about IBR payments and now I am closing today or tomorrow. Thank you for this awesome video and the free advise that you gave me on desperate night that changed my life. My son and I share a you tube channel. My name is Jennifer and I am in some of his videos, just wanted to add that so you didnt think I was a 12 year old boy lol.

@joethemlo 3 жыл бұрын

Loving the videos in this playlist. Being a new LO it totally helps!

@WinTheHouseYouLove 3 жыл бұрын

Glad you enjoy it!

@mitchell9345 3 жыл бұрын

Excellent video! The time stamps are also very much appreciated!

@WinTheHouseYouLove 3 жыл бұрын

Glad you like them!

@TPOOK01 3 жыл бұрын

Great explanation, better than any other I've seen! And thank you for not making us tolerate loud, annoying, distracting music in the background

@WinTheHouseYouLove 3 жыл бұрын

Thank you so much for watching!! :)

@david_linares 3 жыл бұрын

Just subscribed. On the process of getting a home, working my credit up a bit and then start applying for loans. Your video gave me certainty on the path I’m in plus giving me some more insight to take better decisions. Best video on FHA loans in KZfaq.

@WinTheHouseYouLove 3 жыл бұрын

Awesome! Thank you!

@masone.8780 3 жыл бұрын

This is awesome information! I’ve been looking for this comprehensive guideline on FHA loans for a long time. Definitely subscribing!

@WinTheHouseYouLove 3 жыл бұрын

Thank you so much for watching!! :)

@jaredcapouch3148 3 жыл бұрын

As a Realtor this is hugely beneficial both to me and to the buyer's I'll share it with :) Thanks for these!

@WinTheHouseYouLove 3 жыл бұрын

Wonderful, thank you for sharing!

@sandirep1288 3 жыл бұрын

Just when I thought this was too much to take in then you hear the child in the background. 😂👍🏻. I love that it’s real! Thanks so much for taking time to educate us.

@WinTheHouseYouLove 3 жыл бұрын

Haha thanks for watching!

@annarichardson8284 3 жыл бұрын

LOL....there has to be a kid in the background to make this interesting.

@abotsia 3 жыл бұрын

Man, this is awesome. The content, the delivery, and the visuals! Clean and straightforward 👍👏👏

@WinTheHouseYouLove 3 жыл бұрын

Thank you so much for watching!! :)

@jennahernandez8646 3 жыл бұрын

I work for a Large Builder and deal with many lenders on a daily basis, I must say this is a very accurate description of FHA loans! Ever better, you made it simple for buyers to understand! i’ll definitely be using this as a tool for buyers! 💗 Thanks

@WinTheHouseYouLove 3 жыл бұрын

Thank you so much for watching!! :)

@brandibrown_ 3 жыл бұрын

Such an informative and detailed video! You never disappoint Kyle!

@WinTheHouseYouLove 3 жыл бұрын

I appreciate that!

@Mai-id4fw 3 жыл бұрын

So informative, yet so aesthetically pleasing too! Thank you! 🙌🏼

@WinTheHouseYouLove 3 жыл бұрын

Glad you enjoyed it!

@marisacastillo2220 3 жыл бұрын

Really excited to use your videos as resources as I start to look into purchasing my first home. Thanks for making this content!!

@WinTheHouseYouLove 3 жыл бұрын

Thanks for watching!

@seanm7429 2 жыл бұрын

Dude, you do such a great job explaining everything so throughly. 10/10 video. Keep it up man!

@WinTheHouseYouLove 2 жыл бұрын

Thanks a ton!

@livinginaustinwithirene 3 жыл бұрын

This is great. I actually added this to my playlist.

@WinTheHouseYouLove 3 жыл бұрын

Awesome, thank you!

@darlenemoragne-sheaff5794 3 жыл бұрын

Excellent video! Everything was explained extremely well. I'm in the early stages of homebuying and this helped me tremendously. Thank you. Blessings.

@WinTheHouseYouLove 3 жыл бұрын

Thank you so much for watching!! :)

@MissPrissKY 3 жыл бұрын

OMG!! Thank Youuuu!! So much good, thorough and understandable information!! And your voice! Amazing! Stress free! Love it!

@WinTheHouseYouLove 3 жыл бұрын

Thank you so much for watching!! :)

@stephaniesandoval261 3 жыл бұрын

Wow this has been so helpful! You basically covered everything. Thank you so much!

@WinTheHouseYouLove 3 жыл бұрын

Glad it was helpful!

@sarahmosley6136 3 жыл бұрын

Thank You for sharing your wisdom and expertise with us. Thanks to what I learned watching you… I closed on my first home last week. What you shared and taught helped to decrease my fear and increased my confidence. Thank You so much! I also had an amazing Agent and Lender. I’m a grateful to be a home buyer 🙋🏾‍♀️🎉🎉❤️

@WinTheHouseYouLove 3 жыл бұрын

Cheers! Thank you for watching and best of luck!

@zarinahgrant4634 3 жыл бұрын

This video really eased my mind.. I am looking forward to purchasing my first home I still have some saving to do, but watching these videos are getting me less anxious and more excited thank you

@WinTheHouseYouLove 3 жыл бұрын

Thank you so much for watching!! :)

@meiandacupofthoughts411 2 жыл бұрын

Your clients are definitely in good hands. Thank you so much for sharing such a helpful info.

@tmo-yb9wt 3 жыл бұрын

This video was fantastic. Thank you friend for taking the time to educate and in a way that is simple, concise, and to the point.

@WinTheHouseYouLove 3 жыл бұрын

Thank you so much for watching!! :)

@duvessa2003 3 жыл бұрын

Beautifully presented. So clear. Thank you so much for this info! 🍀

@WinTheHouseYouLove 3 жыл бұрын

Glad it was helpful!

@aishashaw6693 3 жыл бұрын

I love how you break Everything down for the Home Newbies like myself!

@WinTheHouseYouLove 3 жыл бұрын

Thank you so much for watching!! :)

@NaturallyGifted77 3 жыл бұрын

Me too! It is still a lot to take in but he explain it good tho! I have to watch it again

@datnursenicky3022 2 жыл бұрын

You took the time to gather everything to educate people like myself who knew nothing about how these loan works. Thank you, I do appreciate you. New sub here and I am watching and saving all your content on home buying for when I am ready.🙌🙏

@WinTheHouseYouLove 2 жыл бұрын

Glad it was helpful! Thanks for watching. :)

@MrsCLottie 3 жыл бұрын

Young man! You gave the best information ever! Thank you so much!

@TIGHTChannel 3 жыл бұрын

New camera? Thanks for the 2021 version! Great vid as always

@WinTheHouseYouLove 3 жыл бұрын

Nope, just learning how to use it better haha. Thanks!

@poppyblue18 3 жыл бұрын

Thank you for taking your time to educate us on this subject 🤟🏼🤟🏼

@WinTheHouseYouLove 3 жыл бұрын

My pleasure!

@avaava3031 3 жыл бұрын

So thorough...gifted educator! Video production quality just as great!

@WinTheHouseYouLove 3 жыл бұрын

Thank you so much for watching!! :)

@Jrawkz7 2 жыл бұрын

Hi man thanks for your helpful videos!! I am trying to become ready to buy my first home. This totally helped me start to think about a long term and short term strategy

@cameronfassbender7308 2 жыл бұрын

I just want to thank you for thoroughly describing this process to first timers like me! Glad i stumbled upon your channel in my journey to buying my first home! I wish you great success sir.

@WinTheHouseYouLove 2 жыл бұрын

Glad it was helpful! I hope you can get to watch home of my videos, you might learn more. Thanks for watching & best of luck!

@naranjabro 3 жыл бұрын

doing the lord work. This was incredibly insightful.

@WinTheHouseYouLove 3 жыл бұрын

Thank you so much for watching!! :)

@REI-20244 3 жыл бұрын

I came across your Chanel last night. I have to say I’m super excited with all the information you have provided. I woke up this morning to watch the videos again. Thank you so much for your excellent content. Your way of explaining is amazing.

@WinTheHouseYouLove 3 жыл бұрын

Welcome aboard! Thanks for watching! :)

@REI-20244 3 жыл бұрын

@@WinTheHouseYouLove you have no idea how these videos opened my mind. You have such a n amazing gift to teach and you do it so well. I have nee. Watching since 5:30am this morning.

@REI-20244 2 жыл бұрын

@@WinTheHouseYouLove update! I must say this video pushed me to move forward. I closed on my first property. 2 family duplex with FHA. This video helped me so much in that process. Thank you so much 🙌🏾🙌🏾.

@ericvidal1031 3 жыл бұрын

Thank you you are the best one to listen too.initially the best in clarity,simple math,If you lack understand plz listen to this guy.He makes it plain.🙏

@lisbel6796 3 жыл бұрын

Absolutely love how you broke this down for me! Thank you!

@WinTheHouseYouLove 3 жыл бұрын

Thank you so much for watching!! :)

@1Letter23Numbers. 3 жыл бұрын

This has been incredibly helpful. Thank you! Looking forward to the 2022/23 update.

@WinTheHouseYouLove 3 жыл бұрын

Glad it was helpful!

@Croix98101 2 жыл бұрын

Bro, this is so good. The way you teach gives me a feeling of being in class. I show up with pen and paper and take notes

@WinTheHouseYouLove 2 жыл бұрын

I love to hear that, thank you for watching!

@SHAWNDAGREAT86 3 жыл бұрын

This has to be the best put together video and great explanation I have ever seen great job and Thank You.

@WinTheHouseYouLove 3 жыл бұрын

Glad you enjoyed it!

@RZA550i 3 жыл бұрын

Solid explanations and content. Brand new LO and love the breakdowns!

@WinTheHouseYouLove 3 жыл бұрын

Thanks for the solid complement. :)

@iamliloubloom9062 3 жыл бұрын

This was so needed, as a foreigner it made alot clear to me. Thank you!

@WinTheHouseYouLove 3 жыл бұрын

Glad it was helpful!

@stephaniecerisier1623 3 жыл бұрын

Same 👏👏👏

@borncolorblind9568 3 жыл бұрын

Your videos are very informative and well done. I’m currently in the process of buying and kinda nervous yet your explanation offers relief.

@WinTheHouseYouLove 3 жыл бұрын

Thank you so much for watching!! :)

@jacksb1919 2 жыл бұрын

Definitely one of the most Informative detailed videos I have watched! Thank you.

@WinTheHouseYouLove 2 жыл бұрын

Glad it was helpful!

@lettysamano9857 3 жыл бұрын

I found you at the perfect time. I appreciate you sharing this invaluable information. You are concise, confident and extremely informative. You have no idea how much I appreciate this video. Thank you!!

@WinTheHouseYouLove 3 жыл бұрын

Thank you so much for watching!! :)

@taresiebutler4322 3 жыл бұрын

Great information and as always you make it clear, simple and easy to understand. I wish you were licensed in New York.

@WinTheHouseYouLove 3 жыл бұрын

Thanks!

@jakejake7289 Жыл бұрын

One of the most informative and well done YT videos I have seen!

@WinTheHouseYouLove Жыл бұрын

Wow, thanks!

@jaredtdavis 3 жыл бұрын

My wife and I are reading ourselves to purchase our first home which opened the door for tons of questions but this was very helpful. Thanks 💪🏼

@WinTheHouseYouLove 3 жыл бұрын

Glad it was helpful!

@linzou 3 жыл бұрын

Where was this video 2 months ago??!!! Very informative, thank you!! 🙌🏾😊

@WinTheHouseYouLove 3 жыл бұрын

Glad it was helpful!

@jamescampbell9470 3 жыл бұрын

Dude your amazing thank you for your detailed help the world needs more people like you

@WinTheHouseYouLove 3 жыл бұрын

Thanks!

@randywiley2593 3 жыл бұрын

@@WinTheHouseYouLove yes 🙌

@_smooth_ninja5765 3 жыл бұрын

Thank you for taking the time to share your knowledge!!

@WinTheHouseYouLove 3 жыл бұрын

Glad it was helpful!

@MysticRaps97 3 жыл бұрын

this video was honestly so helpful and answered and so many of my questions!! thank you!

@WinTheHouseYouLove 3 жыл бұрын

Thank you so much for watching!! :)

@nanandme4137 3 жыл бұрын

I have been so stressed trying to figure all this out. YOU ARE AN AMAZING teacher! My only wish is that I can't get a one on one with you. Your so laid back and easy to understand. Thank you sincerely. Calling FHA tomorrow...and I feel confident with knowledge!

@WinTheHouseYouLove 3 жыл бұрын

Appreciate it! Your comment means a lot! :)

@jessem260 3 жыл бұрын

Just closed on our home today with a FHA 3% rate, 641 credit score.3.5 down. March 2021

@WinTheHouseYouLove 3 жыл бұрын

Awesome!

@scarface11385 3 жыл бұрын

Did u had a bankruptcy in the pass 2 yrs ?

@jessem260 3 жыл бұрын

@@scarface11385 no I did not

@FortWorthRaised 3 жыл бұрын

This gives me hope. This is around what my score looks like.

@leashamechelle3408 3 жыл бұрын

Did you have to make a certain amount to meet the fha loan?

@tuneelspeach4118 3 жыл бұрын

Great quality and Information! Highly easy to follow. Major Thumbs up!

@WinTheHouseYouLove 3 жыл бұрын

Much appreciated!

@Nat-ui5qf 3 жыл бұрын

Love the quality of your videos and content as always! Thank you!

@WinTheHouseYouLove 3 жыл бұрын

Glad you like them!

@MichelleGreatness15 3 жыл бұрын

U iķ

@GenXGlam 2 жыл бұрын

regarding the qualifying amounts: I always tell my clients just because I’m prequalifying you for this amount doesn’t mean you have to get that amount what are you comfortable paying? Is my main question. Ty for your video. I always like refresher courses and updating myself with the new guidelines even though we have our mandatory CE. I’ve been a loan officer since 1998 in Florida and love what I do.

@WinTheHouseYouLove 2 жыл бұрын

Thanks for sharing!!

@kelechichibuikem299 2 жыл бұрын

hi is this something non us citizens can partake in?

@MrsCLottie 2 жыл бұрын

Beautiful...

@tammiesspark 3 жыл бұрын

Great presentation, delivery, and filming

@WinTheHouseYouLove 3 жыл бұрын

Thank you kindly!

@karlahomes8765 2 жыл бұрын

I’m currently studying for my Real Estate Exam here in California & your videos have been very helpful & informative! Thank you 😊

@WinTheHouseYouLove 2 жыл бұрын

Best of luck! Thanks for watching my videos.

@sadebacon5882 2 жыл бұрын

Congratulations on a million views, Kyle!

@josedominguez8242 2 жыл бұрын

Man you just gave me the confidence to go out there and buy a house with all the information. 🙏

@WinTheHouseYouLove 2 жыл бұрын

You can do it!

@marcuscaseycalebandhayleea3009 3 жыл бұрын

Amazing info!!!! Feeling really confident! 😊 Thank you! The child playing in the background..... Priceless!

@WinTheHouseYouLove 3 жыл бұрын

Thank you so much for watching!! :)

@agentgisellainez-jimenez4709 3 жыл бұрын

Fantastic video! Clear, concise and CALM!

@WinTheHouseYouLove 3 жыл бұрын

Glad you enjoyed it!

@stacywallen5245 3 жыл бұрын

My husband & I are working toward a home and we were recommended an FHA loan because of student loan debt that we are working on paying off. This helped me understand it much better!

@WinTheHouseYouLove 3 жыл бұрын

Happy to help, good luck! :)

@angelanecole785 3 жыл бұрын

Can i just give a thumbs to dude for replying to everyone in the comment section 👏🏽👏🏽👏🏽. Not to mention good content!!!!! I must say, I needed this information. I want to buy a house and this will be my first time. So I need all the information as possible..

@WinTheHouseYouLove 3 жыл бұрын

Thank you for watching!! Trying to be as helpful as I can :)

@angelanecole785 3 жыл бұрын

@@WinTheHouseYouLove AMAZING!! I have already shared this video with my daughter.. and Im still amazed how you reply back !!! 🤗🤗🤗 I feel like I have customer service at my finger tips lol 🤷🏻‍♀️

@WinTheHouseYouLove 3 жыл бұрын

Hahaha I love to hear it. Thanks for sharing! You can also text me at 937-358-6542 let me know if there’s any help I can offer :)

@TravMan014 3 жыл бұрын

Great video! I do want to add a little clarification regarding the employment section though (if no one else already has). You stated that it is "perfectly fine to change employers 6 times in two years", however, if a borrower changes employers more than three times in the most recent 12 month period (and they aren't in an industry where that is the norm) then the lender is going to have to document that the borrower has received continual increases in either pay or benefits. So, frequent job changes can make it a bit more complicated.

@WinTheHouseYouLove 3 жыл бұрын

Thanks for the clarification :)

@Leondon73 3 жыл бұрын

Dude your channel provides amazing info!

@WinTheHouseYouLove 3 жыл бұрын

I appreciate that!

@celestiallove9975 2 жыл бұрын

"There's a child screaming outside" Best part of the whole video 😆😆 loved the whole thing. But best part

@youraveragematt5584 3 жыл бұрын

One of the best vid related to loans, hands down! Can you do one for conventional 3/5% complete guide?

@WinTheHouseYouLove 3 жыл бұрын

Thanks!! Yep! That and VA are coming up soon :)

@mariaorlando3903 3 жыл бұрын

@@WinTheHouseYouLove yes i need to see the VA one lol I'm looking to buy soon and i need all the info i can get! thanks again for your videos they are very helpful

@ajgingerbearded5970 3 жыл бұрын

Right!!! He did a killer job!

@Sherny31 3 жыл бұрын

You always explain things so thoroughly, I feel like I know what to look for when Im ready to buy

@WinTheHouseYouLove 3 жыл бұрын

Thanks for watching!

@Sherny31 3 жыл бұрын

@@WinTheHouseYouLove always!!!

@Elizabeth-lg6zb 3 жыл бұрын

Always such great information presented so clearly. Thank you!

@WinTheHouseYouLove 3 жыл бұрын

Glad it was helpful!

@displacerkatsidhe 2 жыл бұрын

Excellent! I'm doing lots of research for my first home and no fluff videos are very helpful.

@WinTheHouseYouLove 2 жыл бұрын

Glad it was helpful! I hope you didn't miss the Ultimate First Time Home Buyers Guide. :) Here's the link: kzfaq.info/get/bejne/rqikfrCm1ZnOhnk.html

@fromundadeez4823 3 жыл бұрын

I was laughed at when I told them I wanted to put 20% down on my fha loan, they said with that much down I should do conventional. Applied for conventional and got denied many times because they said 660 credit score was too low. Needless to say I’m stuck paying about $100/mo pmi on my fha loan. Fha is a good way to get started and definitely better than renting but just be ready to work on your credit score and refinance into conventional.

@WinTheHouseYouLove 3 жыл бұрын

Great input!! Thanks!

@brianroberts8828 2 жыл бұрын

My bank would have approved you for a conventional purchase with 20% down.

@keonnarobinson6110 3 жыл бұрын

Wow! I just learned so much! Thank you for having the heart to share this information.

@WinTheHouseYouLove 3 жыл бұрын

Thank you so much for watching!! :)

@seanlamar922 3 жыл бұрын

Great information man and very detailed. I’m applying for a FHA in March this helped a lot

@WinTheHouseYouLove 3 жыл бұрын

Thank you so much for watching!! :)

@danyr2795 2 жыл бұрын

Best video I've ever watched that gives help and information to have before you start the home buying process!!!!!!

@WinTheHouseYouLove 2 жыл бұрын

Wow! Thank you so much!

@sb_1986 2 жыл бұрын

This was so helpful! Thank you for the info. Started my first time home buying journey and for some reason a lot of sellers are not accepting FHA. I was approved for FHA by two lenders not conventional. What can be done to get around that problem if you come across properties you really are interested in?

@marinabroadwell3065 2 жыл бұрын

Can you buy a house if you owe the IRS?

@nelzon4470 3 жыл бұрын

Very informative video thank you for the latest breakdown especially the manual underwriting and DTI ratios! Awesome! I can tell my Tax clients as well...

@WinTheHouseYouLove 3 жыл бұрын

Glad it was helpful!