Financial Management with an 8 Figure Salary | Personal Finance 2023

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Financial Management with an 8 Figure Salary | Personal Finance 2023 | Warikoo Hindi

Рет қаралды 245,420

Күн бұрын

Buy Term Insurance and Get upto 10% Discount 👉 bit.ly/3QF4Ovz
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Ever wondered how to manage spending 1.25Cr a year? This video breaks down my personal yearly expenditure. From monthly bills, investments, and luxuries to savings, we'll dive into the details of how I allocate and manage my finances. This video offers a transparent look at financial management, decision-making, and how to maintain financial health. Remember, financial responsibility is about aligning your spending with your goals and values.
Subscribe to my all-new Shorts channel, warikoo Shorts, and learn personal finance and career tips in less than 60 seconds! t.co/pMdPNe4Quf
#PersonalFinance #SpendingWisely #warikoo
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My bestselling books:
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My gear for shooting this video:
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If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
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Пікірлер: 365

@warikoo Жыл бұрын

Buy Term Insurance and Get upto 10% Discount 👉 bit.ly/3QF4Ovz Buy Health Insurance and Get upto 25% Discount 👉 bit.ly/3sbd7Fm Get my new book ‘GET EPIC SHIT DONE’ here: ankurwarikoo.com/getepicshitdone Order my first book ‘Do Epic Shit’: ankurwarikoo.com/doepicshit Subscribe to my all-new Shorts channel, warikoo Shorts, and learn personal finance and career tips in less than 60 seconds! t.co/pMdPNe4Quf

@Pranav_Palan Жыл бұрын

Day by Day, the content is getting better and better, great to see this Ankur sir!

@knowledgewithreal Жыл бұрын

Sir , today I am Completed your book Get Epic Shit done sir that is life Changing Book for me . This is amazing QUESTIONS and ANSWER . Your all topic are very useful for me . And Your Solutions is very interesting and Useful for my life . Thanks for Sharing your life important Experience.

@reshabprasad9736 Жыл бұрын

Lovely management of your money 👍

@LetsEnglishwithMano1 Жыл бұрын

At present, I am a recent graduate and have been placed at 5 LPA salary. I belong to a lower middle class family and I am the first graduate from my family. Sir, I have been following you for almost 6 months to know how a successful person like you thinks, works, what is his outlook towards life. I also want to be at least as rich as you. And I know that one day I will definitely reach that point.

@Udit873 Жыл бұрын

All the best

@always....... Жыл бұрын

Which company Job role ?

@LetsEnglishwithMano1 Жыл бұрын

@@Udit873 thank you sir ❤️

@LetsEnglishwithMano1 Жыл бұрын

@@always....... Dalmia

@siddhant4411 Жыл бұрын

Why to settle less??

@eneskaya4064 Жыл бұрын

Not going to lie, but we are actually really proud to have an employee like you as part of the team. The job is done so gracefully and neatly. Very well done, dear VRI Token. First of all. Thank you for making the work environment so friendly and taking your responsibility seriously and completing the work gracefully! You deserve so much.

@surajparkash1190 Жыл бұрын

Before this, I was curious to know.... How rich people spend their money? But from the perception of a comman man..... It is pertinent to mention that very small portion is being spent on necessities and large part on luxuries.

@UPSCKEEDA-cp9is Жыл бұрын

Being 20 in oct , earning 2200 by home tutions 2nd year graduation seeing Ankur sir's videos sometimes feels not worth but they a r worth watching belonging from a low middle class family, i have a curiosity how these rich peoples manage their and growing better every year thanks ankur sir ❤

@_senpai_6 Жыл бұрын

Yea , For real

@nandinivithlani5907 Жыл бұрын

I love your honesty. And how detailed you are for all expenses.❤

@Tech_Freezerr Жыл бұрын

25k per month for a car, for a period of 3 years so the basic calculated value of the car is 9 Lakhs and in 9 lakhs you can get the mighty Lord Altroz and that's a too good car, you will never regret ❤❤❤️

@TechCreatorsOfficial 11 ай бұрын

Great video! Hats off to you sir❤

@pritish4988 Жыл бұрын

Honesty, clarity, planning, mindset, simplicity 🙌🏻❤ thank you for sharing this information.Truely we are very lucky 😇

@himalayanecstasy3471 Жыл бұрын

This content is really appreciable, it gave a clarity...... Thanks for sharing 👍

@Indiabhanu Жыл бұрын

If you have that much money anyone can go wild but Ankur's financial planning is spot on and without any wastages. So much to learn from you.

@Ayhanusta_51 Жыл бұрын

You're the best VRI Token ! Thank you for sharing the knowledge. I've actually gotten a few loans that you've suggested in the past. You bring so much to our tables. You're just full of great helpful info. You've taught me so much in the past few months and I'm grateful. You're an angel in disguise! Keep doing what you're doing my friend. Thanks once again VRI Token

@Mariam_7861 Жыл бұрын

I know the feeling the of going loan free !! It’s bliss! And thank you for sharing that you can bounce back again at 40! Thank you thank you thank you ❤

@aysenurprenses7212 Жыл бұрын

This was perfect! Just what I needed. I been running my trucking company for going on 4 years. I started out grossing 6 figures out the gate, but didn’t have no structure with allocations and the pandemic really shut down my business. Thanks VRI Token for getting me approved for a grants after several denials and with what you just taught me this is a true game changer that’s fixing to take my trucking company to next level. Thank you!

@mohitsaxena4096 Жыл бұрын

Loved the start of the video 😁 In our society where talking about one's salary is sort of a taboo, Ankur and his team are great examples of how transparency leads to growth not only for themselves but for others too.

@ajaytiwarijtw4 11 ай бұрын

Thanks for this informative video sir Huge fan ❤

@pubgverson744 Жыл бұрын

I just received the confirmation for my loan approval and I can’t yell you how overwhelmed I am for your this great feature. This was a very crucial moment for me as my deadline for paying my college fees was I have never experienced kindness and help like you displayed *vri token* . It's difficult to believe that anyone can could be as nice as you are to someone like me. God bless you. I am a scholar in college and I have high hopes for my future, thanks once again man

@deepakmodi10 Жыл бұрын

After reading all comments I realized people don't take +ve things from this video. The thing is Start investing in early 20s and you will be on that place after 15-20 years. Its not necessary that you will earn that much but you will be better position than now.

@Pranav_Palan Жыл бұрын

Day by Day, the content is getting better and better, great to see this Ankur sir!

@nikhileshpatil6024 11 ай бұрын

Well done. Respect. Your yearsof hard work is paying back. Only .000001% can get to where you are 😇

@snehachavan8787 Жыл бұрын

Loved this video. I have not seen any KZfaqr/ Entrepreneur share this level of details about their personal finances. I personally gained a lot from this video. Loved the idea of organic farm.. I was looking out for ways to grow my own food/veggies organically ❤.. Keep sharing

@sukhjeetsingh3925 Жыл бұрын

Thanks for candidly sharing supposedly personal information.

@emirhanklcc8556 Жыл бұрын

Thank you Andrew for this video. I don’t know what my next steps will be since I want to buy a home and rent out rooms for vacationers and I am also a freelance copywriter. Yet, my brother suggest flipping homes. Now I know exact reasons why people keep recommending VRI Token . This team just got me business funding to start doing what I need to do.

@jayeshkhatik2498 Жыл бұрын

Inexpensive:- solimo stainless steel water bottle expensive:- APC back- UPS power backup

@faizankhan-- Жыл бұрын

Of all the criticism thrown at you, I have to applaud u for sharing your family expenses which is seriously integral to your privacy

@oyun_kolu. Жыл бұрын

Fantastic update! I'm glad I stumbled on your channel, got my VRI tokenwith btc! bless you.

@satyamkumar5222 Жыл бұрын

Keep it up sir...we all love you....sikhte rahiye aur hume sikhate rahiye....💞

@ninadsonawane6371 Жыл бұрын

I really like the transparency in you, All ur finance u shared Now a days nobody shares Really great learning from u God bless u

@ivinitmittal Жыл бұрын

2:39 For a premium of 72k how much of a cover do you get? 50 lacs?

@aganish97 11 ай бұрын

Take courage to do such a video! Amazing !

@Dark0.0night Жыл бұрын

VRI Token literally gave me a fresh start. Before, I was stressed out and exhausted from being turned down from lender to lender. As of now, I'm currently in the phase of purchasing a home. I'm more confident and I feel more secure. I want to extend a very big THANK YOU to Brandon .

@aminor790 Жыл бұрын

Hats off to your honesty! It takes some guts to come and showcase all this.. no doubt you consider all your viewers like family and this level of transparency is unbelievable.. thanks for sharing 👍

@ayseverbilgi34 Жыл бұрын

Your out-of-the-box thinking and unique perspective turned an otherwise mediocre presentation into a fantastic one *vri token* . You did a good job of catching the mistakes and keeping us from wasting time and by taking the wrong path. Your attention to detail really sets you apart from the crowd. Great work! Brandon, Your great work has resulted in tangible, beneficial results to me. You’re a force to be reckoned for doing all these beautiful things to my grant *vri token*

@muhammetaltntop Жыл бұрын

first of all.Thank you for making the work environment so friendly and taking your responsibility seriously and completing the work gracefully!You deserve so much.He does what he says he is going to do and his ethics are of the highest quality VRI TOKENS

@AnujKGupta Жыл бұрын

Your videos are always awesome. I wish I could also reach at or beyond that level in near future 😊

@shampasfusion Жыл бұрын

Thanks for showing your budget plan transparently....will help me for a better plan

@sercancelikoglu6334 Жыл бұрын

I just received the confirmation for my Grant approval using *vri token* and I can't tell you how overwhelmed I am for this great feature. This was a very crucial moment for me as my deadline for my paying my college fees was I have never experienced kindness and help like you displayed It's difficult to Beleive that anyone could be as nice as you are to someone like me. God bless you. I am scholar in college and I have high hopes for my future,

@Achouba731 Жыл бұрын

Warikoo the man 🎉 Wish u many more in lifetime. Thank you for sharing it. It’s wonderful ❤

@yviruss1 Жыл бұрын

One of the best vids on the channel.

@Manjotsingh0502 Жыл бұрын

That's a perfect sample. Thank you. This is the most important video for me, helps me exactly understand the value of budgeting. ❤

@sleepyheadZzZz3 Жыл бұрын

Sir students k lie ek video banao how to manage money

@giftyvarghese2572 Жыл бұрын

U explained very beautiful and easy way. I will be consider this in my life. Ur video helped me how can we utilise our money. Thank u so much

@pb25193 11 ай бұрын

Your video helped me to plan my spendings. Having too much money is a great problem to have. But its a problem nevertheless. Its really easy to get carried away and lose every thing without realizing the lifestyle creep.

@santoshsawant4204 Жыл бұрын

Sir, there is one thing Missing from your expenses that is Donation...give a little that will helps a lot...God bless you...

@studyiq0033 Жыл бұрын

Vo blood donation karte hai

@harshshandilya9310 Жыл бұрын

Thank you sir for Transparency we need to talk about money openly the culture should continue further

@senayaklap8358 Жыл бұрын

I’m riding with you James. I don’t have a big bag in VRI token but I see the vision/dream and I’m holding my small bag.

@neziheaydn1581 Жыл бұрын

I am so happy to be invested in VRI token - all the best from Perth Australia

@arunavb Жыл бұрын

Ye dekh ke humlog kya karenge. Humara salary is se bohut kam hai

@dheerajkukal8475 Жыл бұрын

at least take motivation to do and get better

@bodybuildingclass7129 Жыл бұрын

You are absolutely correct

@studyiq0033 Жыл бұрын

@@dheerajkukal8475ye kuch nhi karege kahi jake 😂10k ki job karege

@MobiFlames Жыл бұрын

Salary badao yo ye reality hai

@GBR216 Жыл бұрын

So why are you here ?

@raghurallabandi289 Жыл бұрын

There exists a condition within term insurance that must be acknowledged. As stipulated by the government, an individual's coverage is not unrestricted and is rather linked to their income. For instance, my cousin recently obtained term insurance, possessing a salary of 22 LPA and a youthful age of 26. The insurance company informed him that he cannot secure coverage exceeding 4.54 crores. Despite his aspirations for 6 crores, I regrettably do not recall the exact calculation they provided. If one were to require a coverage amount of 10 crores, their income should approximate 38 LPA. Nevertheless, it is advised not to await attainment of said salary package, but rather to ascertain the maximum coverage for which one is eligible. Subsequently, as one's salary grows, it is feasible to augment coverage by acquiring additional insurance policies.

@laveshgoyal9974 Жыл бұрын

To be fair, I don't think its wise to take a cover of 10 crores at the age of 25-26. One should increase their cover on the basis of their dependents or liabilities. Like you can increase your cover if you are getting married, or having child, or getting some home or car loan whatever.

@warikoo Жыл бұрын

The max limit is 25x of annual salary

@achinkansal Жыл бұрын

Sir start your podcast and invite Ruchi bhabhi in your first podcast 😅

@gopikishanbesara9770 Жыл бұрын

@@warikoo 0:16 😂😂😂😂 Nice start of the video sir 😂

@raghurallabandi289 Жыл бұрын

@@warikooanother catch, This 25 times salary is only upto the age 35...post 35, it's just 20 times. I got this information verified.

@shubhamkhairnar7525 Жыл бұрын

Thank you for sharing this information

@thecolinix208 Жыл бұрын

Thanks for the education, information =power. Time to get some VRI token !

@SonamSharma-cz6zq Жыл бұрын

Loved every bit of it!!

@Akash-jj8pi Жыл бұрын

Superb video . Really informative

@kjlands176 Жыл бұрын

Do a video on how to exit from vauld, you were the one who took money to promote vauld right?

@S2GZEUSg Жыл бұрын

Each times reminds me how supportive you are to us, entrepreneurs even with low credit scores I honor you. Much appreciated for your extraordinary strategy got financing today *vri token* !!!!!!

@barscakar7288 Жыл бұрын

Please allow me to express my gratitude for the extra time and effort you put into helping get approved for grant VRI Token I recognized all your hard work, and I say a massive thank you. I think I have never seen such a reliable and trustworthy individual like you for a long time. Excellent work!

@hirenjoshi777 Жыл бұрын

I really like the way you explain all this things and providing spreadsheet also which is very useful. I got sometimes confuse to decide category for the particular expense. Can you share an spreadsheet for category, subcategory, sub-subcategory of expenses(needs, wants, investments etc.) ?

@anjalitrakru3115 Жыл бұрын

I'm addicted to your videos. Thanks for sharing .

@cemokaraca1806 Жыл бұрын

Thank you for your incredible result and outstanding achievement. I feel blessed to have you VRI Token . You are intelligent, smart, hard-worker, and I’m sure you’ll achieve your goal. This is not just a team; this is a family to me. Words will not be enough to tell you how grateful I am to have a fantastic team. I love working with this team. My beautiful pleasure for raisong my credit score.

@SaniyeCelik-vk8yo Жыл бұрын

i am fully convinced that VRI is going to make a significant impact on the lives of millions of people.

@Sarkartraining Жыл бұрын

Thank you for sharing. Always keeps us motivated 😊

@ryt3573 Жыл бұрын

Sir ma class 11th (commerce) ma hu 2 year sa apko dakh ra ha hu bohot growth 📈 hua ...thank you sir🙏... I want to work your company for learn and personal growth ...

@MobiFlames Жыл бұрын

This video is reality of inflation and very less wages

@username5537 Жыл бұрын

While disclosing personal income to ppl is a big no no, but it works for Ankur as it’s part of his business. Others are advised to not do this as it will only create issues in your circle unnecessarily

@abdulkadirozylmaz-uj7hv Жыл бұрын

You inspired me to dig deeper into VRI token and I currently have 6500 now.

@supernatural787 11 ай бұрын

you should make a video on kids education and how to prioritize kids development and enjoy life at the same time.

@Prp2458 Жыл бұрын

Thank you for the video. I love to watch this video and i am waiting for video something like this…

@RohitSharma-hs7cx Жыл бұрын

For those who are saying, "Toh isme mera kya fayda?" and "Humpe toh, hai ee no" *meme references*. This video is Budgeting ft Ankur Warikoo himself. Most of his videos are about earning and investing. Tbh for me, like all of his past videos, even this was inspiring.

@warikoo Жыл бұрын

Thank for understanding :))

@yashnene8337 8 ай бұрын

This whole video just felt like a flex.

@pinkysingh4015 Жыл бұрын

Inspiring Ankur .. life is Good 💯 well balanced fr u 🎉

@kutbettinkolcu Жыл бұрын

At 44 years old I finally feel ready to settle down long enough to buy a house. Unfortunately due to previous horrible stupid life decisions, I'm forced to start with a zero balance in my savings account. On the bright side, the huge amount of debt - consequence of those bad decisions will be payed off next month! 🥳 It's never too late to start saving like there's no tomorrow, and I'm really REALLY excited and motivated. Oh and TODAY, fyi my emergency fund is also a done deal! by *vri token* lol, i didn't made

@fgggggyy8001 Жыл бұрын

This message is to recognize your contribution to the team’s grant approval success. Your commitment had been exemplary and your hard working is an inspiration to everyone around you. You’re a professional VRI Token

@KaranG-by1yw Жыл бұрын

Ankur can you post your ITR form pls. We trust but verify!

@rashidmemon00 Жыл бұрын

Watching Ankur's videos at a young age is a blessing , thank you Ankur Wariqoo for educating❤

@sohelranasarkar4607 Жыл бұрын

Sir 🙏 💐 I am Dr. S. Rana (Assistant Professor ). I have been following you with last couple of days. Such a great knowledge you are sharing. Thank you so much. Sir could you allow me to know how a no nothing investor can get 22-23% CAGR for long term like 20 years? What would be the strategy? Please teach us simply so that we can teach that to others.

@Ravikant-px7pi Жыл бұрын

lov u sir and ur honesty

@prashanthv4757 Жыл бұрын

What a life and what a planning, I loved it dude ❤

@sametacar563 Жыл бұрын

Honestly, we need more people like *vri token* if we had an army of people like you, we could stamp out these total loss in no time. I love that you are helping the victims, too it's ultra gratifying when you are to save people in real time like you do thanks 🙏🏻 for getting ours approved

@DrShubhammalhotra Жыл бұрын

The way Waricrew roasted Ankur 😂

@zuber_rao Жыл бұрын

Excepting reply ❤❤

@pradeepsaini9777 Жыл бұрын

Amezing Ankur , love it ❤

@ratan19841 Жыл бұрын

Great content Sir........keep it up

@ahmetsahin6324 Жыл бұрын

Thank you so much *vri token* for my SBA approval. I understand the terms and conditions of the loan disbursal and will make sure that I return the loan amount in the stipulated timeline. As I have already taken insurance for my new Business that I am planning to open in California LA. My business details and owner details have been submitted in the bank and I will be submitting the further details as well as and when the times comes.

@gurmeetchawla8362 Жыл бұрын

@ankur jee , honest video hain, thanks for sharing.

@ShiwangRajbhoi Жыл бұрын

Many thanks Ankur ❤ Great content as always 👍

@ghanavad3822 Жыл бұрын

Great analysis sir

@krishnadevpatil2853 Жыл бұрын

आप हमे बडे सपणे देखणा सिखा रहे हो सर.. बहुत बहुत आभार..

@yogendrayogi2014 11 ай бұрын

12 lakh ki Nissan Magnite... (For 15 years) 25000×36 month= 900,000 45000×36 month= 1,620,000 Conclusion - apni car pe driver ka extra dena pdega,

@Kamrul.a.Islam1 Жыл бұрын

Somehow i feel 180k for Food & 25K for clothes for 6 person family seems very low. In Bangladesh, It's not possible in anyway.

@adityagupta8953 Жыл бұрын

Why would you pay expenses like travel from your salary after paying all taxes when you can pay from your company and treat them as expense and save on taxes, a travel expense of 15 lac would save you approx 4 lac of taxes if you treat it as business expense.

@warikoo Жыл бұрын

Because it’s personal travel and not business travel

@deepansukumarsingh4725 Жыл бұрын

The moment you said ""ruchi aur main har friday ko ek date pe jaate hain" hahaha, honestly listening to this , i couldnt stop smiling. i paused it there and was just smiling like crazy. That's so adorable.

@knowledgewithreal Жыл бұрын

@punarnavaviswanath4304 Жыл бұрын

Don't get me wrong , but what about your wife's parents'health insurance?

@huntcentt Жыл бұрын

Very Beautiful and excellent sharing....

@nomadtravellers9010 Жыл бұрын

You are so me sir... Great content..

@reaganmoirangthem2113 Жыл бұрын

Thank you for making this video with your financial assets so transparently. I am curious to know two things: (1) what's your age now? (2) at what age did you start financial planning or investment?