I feel like my recent call from Jen was a catalyst for this video. We talked about this exact thing. I had not added in the prepaid taxes and insurance and had to redo my agreement with the seller since they are covering the closing costs. You rock Jen... thanks for all the amazing info, I truly would never have made it through this realtor-free buying process without all the advice from you and your videos.
@JenniferBeeston11 ай бұрын
❤️❤️❤️
@irmatapia847311 ай бұрын
@@JenniferBeestonhi Jennifer real case scenario I am buying a home for about 877k in CA with a 30 ur conventional loan great credit 20 percent down I just found out in order to lock my rate for 15 days I need to pay 10000 is that correct I had no idea I needed to pay for rate lock
@ArisB2111 ай бұрын
When we bought our first home not too long ago, we did not talk to our lender at all. I did not know where my 32k money was going, I feel the whole experience was horrible but was too excited about finally owning a property. Guys don’t make my mistake and do your due diligence.
@JenniferBeeston11 ай бұрын
Good call. Due diligence is key
@jamaicanblackqueen889711 ай бұрын
I need this video. I'm sooooo lost with this closing cost stuff.
@fearlesscaper11 ай бұрын
Just ask the seller to pay 4.5 percent to all closing costs and prepaids :) Especially if you are VA.
@michaelclark40511 ай бұрын
Jennifer, I can't thank you enough for your channel. I'm looking forward to working with you and you're team. Thank you so much!!!
@JenniferBeeston11 ай бұрын
Thank you!
@samanthakwait87829 ай бұрын
A few years back when my sister in law bought her first house (we are military so haven’t bought a house yet), hearing about closing costs blew my mind😂. I was like what??? There’s more crap to pay for?
@MinhTucson6 ай бұрын
Thank you ❤
@noe649911 ай бұрын
This was definitely helpful. Thank you 😊
@JenniferBeeston11 ай бұрын
Glad it was helpful!
@inesba90826 ай бұрын
How much closing cost and down payment fora house cost335000$ in noblesvilke
@russlea638311 ай бұрын
California has a move-out tax.
@JenniferBeeston11 ай бұрын
I thought they were trying to have one
@russlea638311 ай бұрын
They succeeded - I got zapped for $9k to FLA.@@JenniferBeeston
@zacharydeen7511 ай бұрын
I’ve always been told the buyer never pays closing cost and I’m sticking to what I herd fingers crossed 😅
@zacharydeen7511 ай бұрын
I don’t really know how to ask this, I’m always seeing first time homebuyer incentives with so much money xyz and I was wondering does that apply with a va home loan if I’ve never bought a house?
@JenniferBeeston11 ай бұрын
Generally, the buyer pays their own closing costs. If you are seeing incentives, it’s likely because it’s new construction that’s having a hard time selling so they’re trying to beat you into buying it. Now, of course, when you’re buying a house, you can always ask the seller to pay for closing costs, but there is zero guarantee.
@seanclark778311 ай бұрын
I’m a widowed Veteran
@thejonchacon11 ай бұрын
🇺🇸🦅
@michaelleahy684811 ай бұрын
Darn I missed the live
@andreahodge56796 ай бұрын
I feel so defeated. I’m just confused on how much to save
@JenniferBeeston6 ай бұрын
Don’t be defeated. Hop on the calendar and Sandy or Alyssa from my team will walk you through how much to start saving and help you with a game plan. they do this every single day and we do not charge to do this. calendly.com/jennifer-beeston/preapproval-q-a
@christopherhorsford565811 ай бұрын
🏡
@captivatingfaith11 ай бұрын
Is there a way to tie your closing costs into the loan?
@JenniferBeeston11 ай бұрын
No. Only way to somewhat do that is if the house is listed at 330,000 offer 340,000 and ask the seller to cover $10,000 of your closing.