公积金的入息与遗赠分配 CPF Payout and Bequest

  Рет қаралды 17,568

Providend

Providend

Күн бұрын

Which CPF LIFE plan should you opt for when you wish to start receiving monthly payouts anytime from age 65 to 70?
After explaining what will happen to your CPF upon your demise, Chris draws a comparison of the payout and bequest between the three CPF LIFE plans to help you make a more informed decision.
Next week, we will talk about CPF “Shielding”, an interesting way to maximise your CPF OA and SA interest returns even after you turn 55 years old.
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Ever since Providend was established back in 2001, our hearts are with the common man on the street. Throughout the years, we have been doing our part by providing financial literacy/education through our publications as well as broadcast media engagements and webinars.
Having received overwhelming response for the English version of this series, we have had feedback that a Mandarin version would benefit more people in Singapore to better understand this national scheme and how one can optimise CPF for their own retirement.
So, here we are! Hope you enjoy this Singapore’s very first (we stand corrected!) Mandarin version of the “Understanding CPF” series, hosted by our CEO, Christopher Tan.
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Having worked with retirees for nearly two decades, we have developed a proprietary methodology called RetireWell™ that creates a stream of retirement income according to your needs by optimising all your available resources. Download a complimentary version of the Retirewell™ eBook today!
📖: providend.com/our-clients/ret...
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Learn more about:
▸Christopher at providend.com/christopher-tan/
▸Our philosophy at providend.com/about/
▸Our insights at providend.com/insight/
Connect with Providend
▸Facebook: / providend
▸LinkedIn: / providend

Пікірлер: 24
@chengboonpoon879
@chengboonpoon879 Ай бұрын
THANK YOU
@ProvidendSG
@ProvidendSG Ай бұрын
You are most welcome @chengboonpoon879!
@arcencielc2065
@arcencielc2065 Жыл бұрын
本地人能说到这个程度不错了。感谢分享。
@johnsongong3893
@johnsongong3893 10 ай бұрын
再次感谢耐心讲解
@ProvidendSG
@ProvidendSG 3 ай бұрын
Thank you again, and you are most welcome!
@kellyng7972
@kellyng7972 Жыл бұрын
Thanks for sharing
@guxiang5648
@guxiang5648 Жыл бұрын
这么多年,终于听明白了,还是陈老师讲解得清楚👍👍
@pohtin3171
@pohtin3171 4 ай бұрын
Thank👍👍👍❤️
@ProvidendSG
@ProvidendSG 3 ай бұрын
Thank you too!
@Nothingmore1313
@Nothingmore1313 Жыл бұрын
If I fulfil FRS, can I choose CPF Life basic plan?
@ProvidendSG
@ProvidendSG Жыл бұрын
Hi teo JL, thank you for your question. Yes, you can choose CPF LIFE Basic Plan independent of the sum in your Retirement Account. -- Choong Hwee, Solutions Specialist of Providend
@fynnneo4536
@fynnneo4536 Жыл бұрын
遗嘱留给家人 必须也要有cpf户口吗
@ProvidendSG
@ProvidendSG Жыл бұрын
您好Fynn Neo,您可以指定任何人作为您的公积金受益人,包括那些没有公积金户头的家人。-- Choong Hwee, Solutions Specialist of Providend
@seahs.k.6756
@seahs.k.6756 Жыл бұрын
如果我的寿命不到八十岁,是不是应该选择standard plan.
@ProvidendSG
@ProvidendSG Жыл бұрын
您好Seah S.K.,谢谢您的提问。这将取决于您希望通过CPF LIFE计划实现的目标。如果您想从CPF 获得较高的入息,您可以考虑选择标准计划(Standard Plan)。但是,如果您想为您的家人留下较高的遗赠,也可以接受较低的入息,那您可以考虑选择基本计划(Basic Plan)。如果您想了解更多关于您的CPF LIFE支付选项,您也可以联系CPF Board以更好地了解您的情况并做出相应的决定。-- Andrew Chia, Associate Adviser of Providend
@lijunshen7422
@lijunshen7422 Жыл бұрын
这么多年,终于听明白了,还是陈老师讲解得清楚👍👍. 我今年70岁,如果我只补充RA来增强全部退休金帐户,是否有可能? 而且不要加入CPF生活计划,可以吗?
@ProvidendSG
@ProvidendSG Жыл бұрын
您好li junshen,很高兴您能够听明白陈老师的讲解,并且在探讨填补退休户头(RA)的可能性,来加强您的退休生活素质。 您今年70岁,如果之前不曾选择加入公积金终身入息计划(CPF LIFE)的话,那就应该是属于退休存款计划(RSS)之下了 。您是可以随时只是填补退休户头直至超额退休存款(ERS)的,这会增加您的每月入息金额。当然,您是可以自由选择是否要加入公积金终身入息计划,主动权完全在您身上。-- Choong Hwee, Solutions Specialist of Providend
@fynnneo4536
@fynnneo4536 10 ай бұрын
如果马来西亚PR到65岁回去西马退休,可以享有这个cpf life吗? cpf户口会被取消吗
@ProvidendSG
@ProvidendSG 10 ай бұрын
您好,CPF与CPF LIFE 只限于新加坡公民或永久居民,非公民或非永久居民需要关掉他们的公积金户口。 想要了解更多,请参考公积金局网站: www.cpf.gov.sg/member/account-services/account-closure/closing-your-account-when-you-leave-singapore
@fynnneo4536
@fynnneo4536 10 ай бұрын
@@ProvidendSG 我应该这样问 我是永久居民,如果我做到55岁后还在新加坡上班 公积金就会分到RA对吗? 然后呢 如果我没在新加坡上班了回去西马退休 我的永久居民会被取消吗 还是会继续生效?
@ProvidendSG
@ProvidendSG 9 ай бұрын
@@fynnneo4536 是的,如果您在55岁时还是永久居民,您的公积金将会在55岁时,从SA和OA转全额退休存款(FRS)到RA去。 之后您回去西马退休,您需持有效的再入境许可证(Re-entry Permit; REP)以保留您的永久居民身份。如果您的REP即将过期,您必须在REP过期前三个月内申请更新。 REP更新详情,请参阅新加坡外交部网站: www.mfa.gov.sg/Overseas-Mission/Beijing/CN/Beijing-CN/Consular-Services/entry_permit
@fynnneo4536
@fynnneo4536 9 ай бұрын
@@ProvidendSG 那这种情况终身入息还能行的通吗 也就是我在西马退休, 三个月前更新reentry。 既然是退休了 会不会不更新?
@ProvidendSG
@ProvidendSG 7 ай бұрын
@fynnneo4536, 如果您退休后长时间住在国外,在新加坡又没有亲人或资产,移民局(ICA)是有可能不批准您申请REP更新的。到时候只能提出申诉,希望移民局念在您以往在新加坡的贡献酌情批准。
@simonsimon2028
@simonsimon2028 5 ай бұрын
it dont make sense at all. what happen to those SINGLE and with no family. Why in this life , they work so hard and eventually . their cpf has to give to someone else to use. Does that make sense to park CPF. ? THINK ABOUT IT
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