Gen-Z Will Be The Poorest Generation! HERE’S WHY!

Gen-Z Will Be The Poorest Generation! HERE’S WHY! | Kushal Lodha

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Ай бұрын

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In this video, we explore why Gen-Z might encounter significant economic challenges, potentially emerging as the generation facing the most financial hardship. We'll examine the concerning patterns of rising inflation rates, sluggish wage growth, and the potential risks associated with buy now, pay later schemes. Join us as we dissect these factors and their implications for the financial stability of young adults.
Furthermore, we underscore the importance of maintaining a disciplined monthly budget, particularly given the current volatile economic environment. By adhering to prudent financial practices, Gen-Z can effectively navigate these obstacles and establish a more secure financial future. Don't overlook this insightful discussion, which provides practical insights and strategies for addressing the impending financial hurdles. Tune in now to acquire the knowledge necessary to thrive amidst the increasing uncertainty of the financial landscape.
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#kushallodha #genz #poorestgeneration

Пікірлер: 379

@SavageMunde Ай бұрын

Gen Zs are not just only financially but mentally and emotionally broke...

@Abhisheksharma-rf3qh Ай бұрын

@HolyCow-yx1op Ай бұрын

truth

@vivekt.2038 Ай бұрын

Atleast i'm trying to be better than this !

@Pankit7272 Ай бұрын

@@vivekt.2038yes u can bro

@Nan0Machiness_S0N Ай бұрын

genduu Generation

@abhisheksing8379 Ай бұрын

Previous generations who procreated mindlessly are to blame for this. They have blood on their hands. Due to this, the life of the average person in this country is simply not worth living. Disadvantages of this extreme overpopulation: 1. Toxic and hypercompetitive education system that only focuses on marks. 2. Overcrowded classrooms, roads, hospitals, parks, public places, tourist places, etc. 3. Road accidents and road rages. 4. Unavailability of bus and train tickets, even during urgency. 5. No footpaths on most roads, severely restricting walking space. 6. No parking space due to which half of the road space is occupied by parked vehicles. 7. Rise of obesity in young Indians due to the unavailability or overcrowding of parks, open spaces or recreational centres. 8. Young Indians preferring to stay indoors because of the depressing crowd outdoors. 9. Auditorium-sized classrooms with 250-300 students preparing for competitive exams which have less that 0.5% selection rate. 10. Severe unemployment causing huge stress to students and young adults during their prime years and prompting them to take extreme steps. 11. Low, meagre salaries even when you are overworked because you are easily replaceable. 12. Rising obesity, diabetes and heart diseases because people only think about their careers. It's madness all around.

@user-gy7bu6yv6k Ай бұрын

Over population is indeed a very negative thing in our nation. making the population into a quality one can help but due to the stereotypical and competitive society the mindsets have also had a negative effect which acts like petrol to fire.

@SathyaswamyS Ай бұрын

Well said, but some idiots will still shout demographic advantage. India does not have adequate resources to sustain a population of 1.7 billion.

@suki_2.0_ Ай бұрын

So true brother

@farcry3940 Ай бұрын

ORGANIZED CHAOS

@XYZ-pn2dm Ай бұрын

Tell that to peaceful community. They are procreating faster than Rabbits and Mosquito's.

@manojsuri007 Ай бұрын

Best job these days is to tell others what to do and what not to do.

@geniusshubham4400 Ай бұрын

Exactly

@subhambhattacharjee4826 Ай бұрын

That’s consultation

@tanbirmohd7099 Ай бұрын

@@subhambhattacharjee4826 That's where the money at. Look at the influencers.

@suki_2.0_ Ай бұрын

Vivek bindra?😂

@manojsuri007 Ай бұрын

@@suki_2.0_ and Sandeep Maheshwari 😆

@arunram4900 Ай бұрын

Life is going to become hard Boyz we gotta ramp up our game📈

@sahibolrahahaibhai Ай бұрын

Boyz can't unless preup law being made

@dhruvshukla2389 Ай бұрын

Easier said than done.

@compiled.7641 Ай бұрын

According to this I am also a GenZ, 25 Y/O I started working 3 years ago, built a new worth of nearly 50L. - Have both Life and Term insurance - Have around 90% of my saving in equity (stocks and MF) No I did not get any fat check jobs as well my first salary was 4LPA. I did upskill my self learnt new skills and did freelancing with my job. So I don't think the problem is anything to do with GENZ... It has to do with mindset, on social media we only see Gen-Z's who are doing nothing, but the ones who are working hard and building wealth are doing in silently without showing that on social media. Not boasting this is not even 5% of my goal but I am working hard on it but I feel I am well equiped to achieve my goal.

@arrowmini7122 Ай бұрын

what's your profession?

@mayankk_only Ай бұрын

BHAI NE INSURANCE KO NET WORTH BNA LIYA 🌚💀

@extrasensorytrainer6995 Ай бұрын

@@mayankk_only Prepaid Insurance hoga

@jaisingh.p Ай бұрын

gen z this days are good in feku giri in comments

@compiled.7641 Ай бұрын

@@mayankk_only HA BHAI.

@Together.we.grow.better Ай бұрын

I have observed people who are above 35 are really hungry for money n keep on increasing rate unnecessarily. Are they eating Rupees notes in their Dinner?

@deepanshuparwani8169 Ай бұрын

INFLATION need to be controlled in this era education till 12th is free but the system do not allow student to give exam fee and pass the exam even in dummy admission school charge more fees system needs to be changed student should allowed to give exam fee and pass the exam

@rawtrader8841 Ай бұрын

More unemployment More poor More divide More religion caste politics Benefit for the politician

@sigmachadtrillioniare6372 Ай бұрын

@@rawtrader8841poor are also stupid. Always reproducing even in a desperate situation

@aj-by4nc Ай бұрын

If our parents had less kids then this would not have happened

@Pankit7272 Ай бұрын

budho ne saara resources ki ma behan kr di ab new generation toh bhugtengi

@FactsCountdown Ай бұрын

The boomer generation has completely messed up this world

@kamranakmal6468 Ай бұрын

Yes .....100% true... Mai bhi yhi Soch rha tha

@FactsCountdown Ай бұрын

Present generation pays the price for the karma done by past generation

@ashishkumarsinha17 Ай бұрын

@@FactsCountdown agree

@anubhavganguly2698 Ай бұрын

Seems like it’s better to not live in such a world.

@abhisheksing8379 Ай бұрын

Life in this part of the world is simply not worth living now.

@millionviewsentertainment9099 Ай бұрын

That true💯 Kushal I working in real estate And we know today's Rental Rate 12%. Yes and thank you for The Information

@akbrahma7739 Ай бұрын

No matter how much our elders warn, time will be tougher for future generations. Our grandparent's parents never expected the 2nd WW, but it happened, and all their advices on life, took a leap out of the window, the moment they stepped in the trenches. They fought and survived. The reality is no matter all the advises Gen Z is gonna go through a tough time, and when it happens, the advises of their parents will be lost in the din. Then it's their personal grit, determination and integrity will pull them out of the crisis. The Gen Z need to build character and determination to wade through the tough times ahead, this is how the past generations survived, and so will they.

@Rahull43 Ай бұрын

After a point in Time !!

@220patelsiddharth6 Ай бұрын

Totally agreed with you kushal bhai 💯💯

@katharva01 Ай бұрын

a video on how to manage finances for the GEN Z would be really helpful !!!

@we-hub6327 Ай бұрын

Geat work man

@sudevvs1004 Ай бұрын

Simple precise presentation bro

@aditya_malpure Ай бұрын

Very nice video stating current situation

@OverDriveTech306 Ай бұрын

Am doing first yr BBA In my class majority of students are coming for time pass. Only few students are serious about studies and career. About 70% of them doesn't know to speak proper English. They are more busy showing off in insta and roaming in bikes like chapris 🤡. But at the same time there few students who r working out, doing part time and studuing very well.

@zeeshanrahman4779 Ай бұрын

Majburi sabko badal degi

@zeeshanrahman4779 Ай бұрын

@Verayarunanthan-cc8dq mee too

@EveryThingsFunny.012 25 күн бұрын

Its really nice to know you realize it.realization is the most important thing.now take up extra professional course and make sure u are ready to face the 20s phase.

@gouravborah5465 Ай бұрын

Plz make a video on this genz s lifestyle and their habits with some ways to improve and how a single student can have multiple sources of income to atleast maintain his/her balance sheet other then job

@jineeshalodha266 Ай бұрын

Wow what a video !!!

@arjuntyagi5860 Ай бұрын

Impulsive buying, low salary, debt and show off, ab inflation bhi itna badh gya ki paise bachte hi ni

@KushalLodha548 Ай бұрын

Exactly why we need to focus on making an investment plan & good financial decisions!

@avinashkeot7402 Ай бұрын

@@KushalLodha548To do investment, we need money . Everywhere need money , without money we cannot get money ... So the poor people became more poor nd rich people became more Rich .. That's a sad reality ... only Social Media users get money

@krish7199 Ай бұрын

@@KushalLodha548Investment ke liye disposable income bhi toh bachna chahiye 😂 Gen Z is taking Bad decisions like taking EMI for buying BS 😂 I have seen many of my friends falling into this trap

@Mohitsingh-ny9wz Ай бұрын

Kushal, thats something i needed to know yrr❤❤❤❤ thank u

@saiganeshrouth4747 Ай бұрын

thank you for the video

@harshadalokhande9518 23 күн бұрын

Very informative 💯💯💯

@pleasantdayNwisdom Ай бұрын

Great insights for me

@sahidulislamvet-et9nx 15 күн бұрын

Good content👍🏼

@piyushbidgar6147 Ай бұрын

DONT PUT A BACKGROUND SOUND. I WANT TO HEAR YOU CLEARLY

@yogya27 Ай бұрын

And now they want Dictatorship as a result.... 😢

@server99 Ай бұрын

Avoid watching videos of German shephard

@nitinrautela6741 Ай бұрын

Avoid Dhruv Lathi 😅

@Insane__tuber Ай бұрын

German shepherd ka 14 mat ban jaake group reality pe info lo kuch bolne se phele

@yogya27 Ай бұрын

@@Insane__tuber The language I'm receiving on countering this dangerous wave is quite resonating with what I said. Even he is German Shepherd, he is Indian before that...! And Constitution vows for fraternity & tolerance of criticism. You will certainly know when they shall suppress your freedom tomorrow... And upto that, no can cares as no one value the freedom.... Have a good day bhaii.! ❤

@yogya27 Ай бұрын

@@server99 But how can I perceive sth on issue of country from watching the videos of dog bro?

@akanksharungta8791 Ай бұрын

U know I m following uh From the last 2 years And I really like ur videos it was sach an eye opening video for our generation I m 24 now nd my brother is 10 years younger than me nd he has all the symptoms of genz I always told him ki jaruri nhi uske pas iPhone hai toh hmare pas bhi ho bt he never listen to me

@KushalLodha548 Ай бұрын

haha maybe show him this video, it might be just what he needs to change his opinion!

@akanksharungta8791 Ай бұрын

May be When the responsibility will hit him then he will realise

@krish7199 Ай бұрын

Time teaches everything

@ShreyashPatil1811 Ай бұрын

Don't Fear Ye Education Inflation aur Medical Inflation jo Normally 4-8% se badhna chahiye tha jo 12/13% se badh raha hai. iska bubble jald hi futega. Aur Real Estate ke price ka bhi bubble futega. Always remember Valuation Always comes to mean.

@WrestlingkiDuniya9299 Ай бұрын

bro i heard this bubble thing many times what exactly this means in a sector can u brief on it please

@ShreyashPatil1811 Ай бұрын

@@WrestlingkiDuniya9299 Kuch nai ekdm simple hai. Suppose ek company hai jo 20% se hr saal badh rahi hai. To uski Stock Price bhi to 20% se hi hr saal badhni chahiye. Pr suppose stock 40% se hr saal badhi aur 3 saal ho gaye ye continue raha i.e. Stock Price 120% badh gayi pr actually wo 60% hi badhni chahiye thi toh iss vajah se isme bubble form ho gaya aisa bolte hai. To abhi ye 100 ki cheej 220 ho gayi hai i.e. 120% pr wo 60% hi badhni chahiye thi i.e. wo 100 ki 160 honi chahiye thi. To abhi wo 220 pe hai to wo 220 se crash hogi(i.e.bubble burst hoga) and wo 160 pe aa jayegi. i.e. jaha wo honi chahiye thi waha aa jayengi.

@rawtrader8841 Ай бұрын

Government aur paisa chapegi aur price badega Apke hisab se to gold bhi overbought hai Bataiye?

@ShreyashPatil1811 Ай бұрын

@@WrestlingkiDuniya9299 Normal Inflation jo ki 2% to 6% ke beech me hota hai. Maximum kabhi 7/8% tak chala jata hai. Pr Agr School Fees 12% se badh rahi hai aur ye aisa pichle 5 saal se agr ho raha hai suppose. To 7/8% ki jagah wo 12% se badh rahi hai right so wo 5saal me 4×5=20% Extra badh gayi hai. To Lets Say Bcom ke clg ki Fees 5 Saal Pahle 1lakh thi 1 year ki jo aaj 2lakh hai 5 saal baad pr jaise ki wo 20% extra badhi hai to 20% crash ho jayegi i.em 6 th year me wo 1,60,000 ho jayegi.

@oldschoolgaming4679 Ай бұрын

@@WrestlingkiDuniya9299u need to check subprime crises happen in 2008 where people made hype of properties and then actual valuation was low than crises was happen

@RaveSharrma Ай бұрын

Dont get me wrong but the level of stupidity is on the rise in the current generation and it is a worrying trend! Thanks to the social media content they're exposed to! Am not talking about all but this is on the rise!! This has to be checked otherwise stupidity ka level roof tod dega

@karanahuja3508 Ай бұрын

I think we need to rationalize the tax structure in India.

@prerana4567 Ай бұрын

Good information sir🫡🫡🫡

@badlav120 Ай бұрын

I started investing in stock market in early 20s and savings are my priority. presently i am 21 doing bcom also involved in side hustle for income. Mai job ke bharose baithne wala Aadmi nahi hun 😂 just my thinking

@sigmachadtrillioniare6372 Ай бұрын

Defence stock me dal Bhai moj hogi

@badlav120 Ай бұрын

@@sigmachadtrillioniare6372 I know bro

@MovieCapzzz Ай бұрын

I'm glad, that means less competition and cheap labour.

@_VC450 Ай бұрын

sir best explanation . I had a question do you live in mumbai currently or in Nashik

@ps-gh3hu Ай бұрын

Modi failed. Adani and Ambani will continue to spend 1000's crores on 2-3 pre weddings. And rest of us will be left struggling for 2 square meals. 😢

@suryanshusharma3227 Ай бұрын

Skill issue, cope

@krockengaming4425 Ай бұрын

What else do you want them to do give that money to you? What have you done to deserve that?

@viki19910 Ай бұрын

As if your working to their company for free as a slave😂

@lostzoro4974 Ай бұрын

someone's expense is someone's income

@madhureddy9080 Ай бұрын

8:20 💯✅ True

@user-xq7kb6mp7o Ай бұрын

vrey useful video sir

@KushalLodha548 Ай бұрын

Thank you so much!

@Bobbaker007 Ай бұрын

Good informative video. But please use "at a point in time" a little less and orating at a lower speed will help your audience follow you better.

@ketansethi9506 Ай бұрын

Undoubtedly the best explanation anyone could give. One suggestion from my side is that we should think of getting self employed as fast as we can coz business teaches you discipline and worthiness if things so If one is currently in a job he should save enough to start something of his own to come out of this vicious circle of poverty

@KushalLodha548 Ай бұрын

That it definitely a good thought! However, everything has its pros & cons.

@aksheeshhh Ай бұрын

We will not button---

@ambujkansal Ай бұрын

Thanks

@gurkiratsingh6601 Ай бұрын

Did anybody had after a point of time counter ?

@anjanabansal2688 Ай бұрын

Not really😅.... but I found the importance of that word again and again telling me that point of time is coming🥲 soon soooo soonn

@Log1Vlogs Ай бұрын

Note - jo bhi middle class Gen - Z hai unko bhaiya ki baat se darne ki jarurat nahi hai 😅 par ha future ki planing to honi chahiye

@atharvaashtekar8937 Ай бұрын

Bro just called one entire generation "POOR" 😅

@viakasjaswani7805 Ай бұрын

Value added"!

@mohitsabat2423 Ай бұрын

Bhai Make a video on candidate with finance undergraduate and completed graduation and what after that!!?

@raunakshetty5924 Ай бұрын

After a point in time 😌

@prad5431 Ай бұрын

After a point in time.

@jaskeeratsingh5491 Ай бұрын

Pls lower the volume of the background music

@jaymatang02 Ай бұрын

Just one tip use indian rupees in clip not far ass american dollar 💰

@sahilsaiyed8508 Ай бұрын

Its not generation its people

@HamdamHabeeb Ай бұрын

After completing frm in college 1st year how to complete experience of 2years to get certificate

@SorcerorStrange Ай бұрын

Hi Kushal, I'm currently 21 yrs old (birthday in Oct). My monthly Salary is decent and i invest around 30% of my salary in SIPs. I am glad to inform you that i don't have any monthly or annual subscriptions for Netflix or any streaming platforms. Is my investment salary ratio less considering i started to work few months ago or i should invest around 40-50% in SIPs? Would like to know your perspective on this. Regarding any major purchase, such as buying a house, do you believe it is better to accumulate a corpus and then purchase a house, likewise for a car ?

@KushalLodha548 Ай бұрын

Hi, you can take a look at my recent podcast with Sanjay Kathuria, where we have touched upon these topics! Hope it helps!

@SorcerorStrange Ай бұрын

@@KushalLodha548 Thanks for letting me know

@studprogaming486 Ай бұрын

Yes

@mananguptaaa Ай бұрын

Nice

@mayurpanchal7680 Ай бұрын

dude u r right about Andheri

@KushalLodha548 Ай бұрын

Everyone who has moved to Mumbai can relate!

@amitsrivastav3902 Ай бұрын

Me who earns 11k only and in Kolkata usually people get 8-13k

@chiragagarwal9843 Ай бұрын

Pls On cfa

@SAZIZMUSIC Ай бұрын

Music is very distracting.

@vangujral Ай бұрын

8:00

@lotusberry7413 Ай бұрын

One good about gen z's is that they can best parents because they are most broke student by buz society

@swastiksquote7654 Ай бұрын

I am from ODISHA

@ankitbajaniya6821 Ай бұрын

My first job gave me 1000% ROI of my college fees ! 😮

@deathwai7648 Ай бұрын

Konse college se prha tha

@bhaveshvispute4283 Ай бұрын

Credit Card should be taken by them who don't need it so they can use points.

@miniadonis7990 Ай бұрын

The background music is very annoying

@milanpatadiya6686 Ай бұрын

Good but your percentage of salary increases of 5-10 is kind of false. its not even 1%. effectively......

@YerramArun-sy2nv Ай бұрын

❤❤❤

@manudreamboy Ай бұрын

Don't spend your money. Spend credit card's money. Be rich forever

@rapperogGt Ай бұрын

Love daa came with another loo dha case study

@stepheniv758 Ай бұрын

❤

@sasukeuchiha-wr4qb Ай бұрын

Bro you are scaring me

@soumyajitkundu4002 Ай бұрын

It's true

@PratikDas-vu1bs Ай бұрын

Reality heat 😑

@KushalLodha548 Ай бұрын

haha just trying to educate people about what the future may have in store!

@mohdrehan3976 Ай бұрын

Nice Research

@AryanVerma-tn1oh Ай бұрын

2:45 brother unhona paisa invest jarur kiya par time nhi

@hiteshgupta7153 Ай бұрын

People doing jobs how to have multiple incomes and basic knowledge of MF & Equity.

@tarunsharma03003 Ай бұрын

Finance literacy

@kishansharma1 Ай бұрын

👍🏻👍🏻

@jebablessysalomi3451 Ай бұрын

Using more hindi not in english...hard to understand. Hope you 'll add eng subtitles

@himani546 Ай бұрын

I m a student can u guide me sir for ca foundation right now

@meghlodariya9164 Ай бұрын

Kushal , 5 Lac Meh Saal Ka School Meh Lete Hae And We As A CAs Being Made In Less Than 2 Lacs For 4.5 Years. What The Out Of The World They're Teaching That CA Curriculum Don't Have....Thing To Must Consider

@deepaksoni8694 Ай бұрын

They are ruined just because they are dependent on their parent's money and wasting money in clubs or visiting fancy restaurants just to be cool !!!

@AdityaSharma-ko2yk Ай бұрын

why u put irritating background music

@priyamshah8424 Ай бұрын

Please off the music in the background, it’s irritating

@adityar.t1614 Ай бұрын

Bro remove background sound

@ParthMore276 24 күн бұрын

I will like this video “after a point in time” 😂

@HindiKahaniTV69 Ай бұрын

Moral of the story don't buy a credit card 💳

@raaaj5226 Ай бұрын

After a point of time x100

@epikpanda3011 Ай бұрын

after a point of time

@bharath2508 Ай бұрын

What is the solution to this?

@joesuss4669 Ай бұрын

Work Hard Spend Smart.

@ankitjha2530 Ай бұрын

If someone has 2 to 3 CR to spend on 4 year college fees,then how he is poor, I don't now inflation in our generation but I do know that we know how to survive better than you guys, we know where when and how to spend and save , I'm 20 ,I work almost 2 hrs a day and earing 11000 which is equal to 44k of a 9 to5 job , so i think we are the sustainable gen.

@Antimgupta16 Ай бұрын

Kya karta hai bhai tu aisa Batade CA KI DEGree fokat li tere se coaching le lete😅

@ankitjha2530 Ай бұрын

@@Antimgupta16 😂 m khud bhi CA hi ker raha hu but yeah part time bhi ker raha hu

@rawtrader8841 Ай бұрын

Ab ye mat kehna ki option buying karte ho😂

@lastwar5487 Ай бұрын

@@ankitjha2530 mujhe bhi bata de bhai esa kuch part time kam

@nikhiladwani4412 Ай бұрын

@@ankitjha2530 Bhai kya karte ho 2 ghante, thoda hume bhi batao. Comments ignore mat krna 🥲

@SachinKumar-mb2fq Ай бұрын

Bhai ye background music kyun rakha hai?? Music is like koi war pe ja rahe ho :D.. Its very irritating.

@nikhiladwani4412 Ай бұрын

Yeah 😂

@user-vy8fn9rx4u Ай бұрын

Sbse bhadia hai hmare gao ki dukan mahine ka 60-70 thousand kamao aur kharcha bagera dukan se chal hi jata hai ek dam tension free rehte hai , kisi ki sunna bhi nhi , gao ki best life , na koi competition na tum city ke.logo.ki tarah daily bas ek trap me.ghuse rehna

@orghobhaumik3106 Ай бұрын

Hi kushal sir You're a fantastic finance influencer as an finance aspirant I save around 3-4k every month nd I'm a college 1st year student nd I've already saved around 34k nd I have a habit of saving money nd resources for the future so is it a good habit nd I want to pursue investment banking so is the job market in wall Street worse than Indian corporate employment?