Years ago I had a trick that let me shop without spending money. This was back when clothing catalogues inundated all our mailboxes. I would excitedly go through each catalogue, marking the pages of all of the items I wanted to buy. Then I would put aside the catalogue for a few days. When I looked the items over again later on, I had lost the need/desire for almost all of them. I had the thrill of shopping without any negative consequences. I do this on Amazon, as well. Whenever I see something I like, I put it in my Cart as if I were buying it. Then I just let it sit there. I go through my Cart every few weeks and say, "Oh, yeah, I really wanted that last month, but obviously I can live without it." This way I don't deny myself, but I don't make impulse purchases that I'll regret later.
@createone1006 ай бұрын
I do the same.
@Hollysays6 ай бұрын
I did/do this too 😊
@larah93536 ай бұрын
Very smart! I will do this from now on.
@lacreciaearl4526 ай бұрын
Is working for me, too.
@candy23256 ай бұрын
Same here. I love the thrill of just looking for fun 😅if I really want it I’ll circle back but in the meantime I’m saving up for it
@bernadofelix2 ай бұрын
Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!
@EddyAgnes-vy4kp2 ай бұрын
Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .
@CraigLloyd-fz6ns2 ай бұрын
Exactly ! That's my major concern and what kind of profitable business or investment can someone do with the current rise in economic downturn
@KarenLavia2 ай бұрын
It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.
@KarenLavia2 ай бұрын
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Melissa Terri Swayne” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
@ScottKindle-bk3hx2 ай бұрын
excellent share, just confirmed her page online after inputting her full name on my browser, she seems valid. very much appreciate it.
@AtHost985 ай бұрын
A frugal person once said, “There’s a lot of meat on that bone, you throw that in a pot with some vegetables, and baby you got yourself a stew”
@solokalnesaltam3015Ай бұрын
😂
@1whitecottagelife7708 күн бұрын
My parents did this my whole life
@kamwatkins19576 ай бұрын
As a woman, it drives me crazy that so many other women complain about money, yet they are out getting mani-pedis, fake eyelashes, highlights, etc.
@karengoetchius7946 ай бұрын
Shoes, purses...
@luthiify6 ай бұрын
As a woman it drives me crazy when people are judgemental on things that are none of their business.
@breefinn22846 ай бұрын
She hit a nerve with you? 😏@@luthiify
@nicholasselke52146 ай бұрын
@luthiify whatever people spend their money on is generally not my business. But when they complain to me about their self inflicted problems, they basically made it my business. If someone does something and they don’t like how things turned out, especially when they won’t take responsibility for it, I don’t want to hear it. I’m not their therapist and being treated like one drives me crazy Is that judgmental enough?
@user-mv9tt4st9k6 ай бұрын
YES. We have one of those in the family. Hair done, manis/pedis, eyelashes, eyebrows, waxes, spa days, facial peels, designer clothes/shoes/handbags. Here I cut my own hair and clip my nails short because I garden and handwash the dishes. No judgement on her, she looks lovely. However, it seems she should not complain about her financial situation only to justify spending her money on extras like that.
@karenjensen23456 ай бұрын
I NEVER waste food! After my 60th birthday party that was catered, we ate leftover sandwiches and chicken for 12 straight days. 😅 Don't laugh, we are debt free house paid for and think nothing of going on luxury vacations.
@muanthangngaihte45986 ай бұрын
😂😂😂😂
@Tiernan4226 ай бұрын
Parents are net worth millionaires We were eating chicken sandwiches pizza and soda for days following Christmas lol You come to realize that maybe there’s a reason they’ve been able to do it
@christians1316 ай бұрын
Why not go on a luxury vacation? You likely have the funds and might look back on it and be really glad you did
@TheSilentStryke6 ай бұрын
If you're 60 have a paid for house and dont even think of luxury vacations you're doing it wrong. Yes being frugal is important especially in early stages but if you're financially set you should be starting to think about enjoying life more in your last 15-30 years. Cant take that money with you, hard to spend it too when you struggle to stand up or drive a car
@FK786966 ай бұрын
I'm pretty sure the original poster meant they do go on luxury vacations all the time, i.e., think nothing of it, as in they can take vacations without thinking much about it.
@9liveslisa6 ай бұрын
Everyone, no matter your net worth, should have a budget.
@sstrongman16676 ай бұрын
A rough budget is for everyone. A zero dollar budget adds too much stress for some.
@dawnt55876 ай бұрын
We don’t budget. We don’t need to because we never overspend.
@Fc9ers5 ай бұрын
@@dawnt5587 you can spend even less if you had a budget
@jdraven08905 ай бұрын
Yes -- I've worked for ppl who have an effectively unlimited budget for their construction project, and they always set a budget anyway.
@CaveFreediving4 ай бұрын
I had a budget when I made $20K a year and still budget at $100K+ a year now
@lfc31766 ай бұрын
1. Impulse shopping 2. Never waste food 3. Use credit unwisely 4. Buy brand names only 5. Neglect budgeting 6. Buy new when used works 7. Ignore energy waste 8. Ignore DIY 9. Pay for unnecessary subscriptions 10. ? 11. Mindless entertainment spending 12. Sacrifice quality for cheapness 13. Purchase trendy items
@Wubby8056 ай бұрын
Thank you.
@littlesheetable6 ай бұрын
Thank You!
@UnorthodoxMasterOfGames6 ай бұрын
So what is number 10? Stay tuned to find out!
@lauramitchell67255 ай бұрын
Thanks,I don’t do any of these.🙌🏻
@MELINDASSIMPLEBLESSINGS5 ай бұрын
Ty
@brianmcg3216 ай бұрын
Everyone was talking about Stanley cups this past Christmas, and I thought everyone just became big hockey fans all of a sudden.
@valeriesalazar27436 ай бұрын
😂 same
@milliemrrobinson10746 ай бұрын
😂 same!
@susancook14486 ай бұрын
My daughter-in-law gave two Stanley cups to her SILs. They looked enormous for those petite young ladies
@AshleySpeaks4U5 ай бұрын
I am so glad to be an anti-conformist. Because...an adult bottle for $59? 😂
@Sharibaby805 ай бұрын
I detest this trend @@AshleySpeaks4U 😆
@joytotheworld21006 ай бұрын
On point. My mother always said, "buy once buy good". This channel is one of my favorites.
@sunnyb736 ай бұрын
I love this!
@CBranumMLT6 ай бұрын
My daughter used to come to me asking if something was a good deal on Amazon. Took her a bit to learn, but she eventually learned through patient teaching how to comparison shop using pricing and reviews.
@kellykersten88285 ай бұрын
I like what your mama said, I haven't heard that one. My daddy always said " waste not want not."
@RobertHastings125 ай бұрын
Or "buy it nice or buy it twice!"
@JM-wu8bh5 ай бұрын
Agree! I say go high-end on chef knives and pots/pans. Chefs go on average 10-12 years on knives with heavy, daily usage. If you handwash and dry, they will last a home cook a lifetime
@bryansmethers89366 ай бұрын
remeber last year eveyone wanted yeti products and now those same people are replacing them all with Stanley? I just can't imagine chasing treds like that
@xbrandonkrebsx6 ай бұрын
And Stanley cups have terrible quality control in my experience. Bought a cup and the handle snapped within 4 months, happened with a coworker as well
@juanitatabe74725 ай бұрын
I bought my yeti bottle and cups several years ago and they are still almost daily use products for me and will continue to be used for years to come. Incidentally I have a Stanley thermos that is around fifty years old that is still used. A bit battered but still good to use.
@debraduhon9585 ай бұрын
@@juanitatabe7472 - We have several (actually about 5) Yeti style cups, but couldn't tell you what brand they are, because for the most part we don't care about brands. We do have 6 Stanley thermoses (?). A 2qt for coffee, 2 1.5qt for tea, 2 1qt for electrolyte drinks, and 1 for food. All of them get regular use and will probably last a long time.
@josephcler32996 ай бұрын
My wife and I are frugal, but we use one credit card for most of our monthly purchases and pay it off every month. We have been doing this for years and have never paid any late fees.
@cjhoward4095 ай бұрын
My son does this. Only 1 card and gets lots of money back. He makes excellent money so they travel a lot and the points really add up quickly !
@debraduhon9585 ай бұрын
We're frugal, but we use our cards deliberately and responsibly. We have several, but generally only use 3, for very specific purposes. We don't pay interest on them either. But my philosophy is if I'm already going to pay utilities or groceries, etc, I might as well get cash back at the same time. It adds 1 more step, but the cash back adds up.
@jazziered1424 ай бұрын
I had a pretty hefty car repair, I put on my credit card, I paid it off with my emergency fund the next day. The credit card company paid me well for that.
@CaedenV4 ай бұрын
For us it is medical bills. We nax out the HSA, stack receipts for future use as a pseudo-savings account, pay with our credit card and pay the bill off weekly. The rewards and the HSA receipts add up quickly. Annoyingly quickly. I totally get the aversion to credit cards when you are working your way out of debt, and I swore them for of a year after I paid my last one off... But once you have a real income and savings and have your spending under control... Yeah, use your cards. Kinda dumb to leave it on the table. If you lack impulse control, then don't do it, but I think most people get into debt for serious income issues combined with large auto and health expenses that we aren't prepared for at the time. It isn't a spending problem, it's an income problem. Get the income sorted, build some assets, and take back all the interest you ever paid to those credit card bastards.
@lynnw71553 ай бұрын
I use credit cards for everything, get the points, but pay them off every month. I NEVER carry a balance, I NEVER buy things I can't afford, and it never costs me a cent beyond what I bought. I just redeemed $25 of Amazon points from my credit card. Free money, beating them at their own game. THEY are paying ME to use their card.
@StrawberryDances6 ай бұрын
George! When you said "Hey Google order me a coloring book..." my phone heard that and started processing the order! I had to stop it immediately. Also, I wasn't aware my phone would pick up other people's voice, so I learned to turn off 'Hey Google. '
@MariaGarcia-gj5ie6 ай бұрын
😂
@atecharina44356 ай бұрын
😂😂😂
@billoday5 ай бұрын
Happened to me too
@ronv66374 ай бұрын
Google wants to thank you for totally giving up your privacy and allowing them to completely map you for exploitation
@buggsy54 ай бұрын
Plus Google and Siri listen to conversations, even when you have told the device to shut off. They do it on the pretext of better targeting advertising. No, thanks, I will never hook up one of those devices. @@ronv6637
@mtaylor90556 ай бұрын
If you struggle with impulse buys or suspect you're buying something you don't really need, I recommend putting it in the cart, walking the entire store and doing an internal debate of how much use you will actually get out of it and contemplating what else you would be able to buy for roughly the same amount if you didn't buy the impulse purchase. I find that helps to put things in perspective. I have put a LOT of things back on the shelf once I started doing this.
@pixfan20086 ай бұрын
Same here.
@cathyrowe5946 ай бұрын
I find calculating how many (after taxes) hours I would have to work to earn the money to buy the item works best. If buying that cute sweater that's on sale, means I've got to work 4 hours at a very physically demanding job, it suddenly isn't so cute anymore!
@candy23256 ай бұрын
I’ve done this so many times. I’ll get bored of the item eventually
@EsterHorbach-it9tb6 ай бұрын
Good advice. I love Amazon, sorry to say that. But let's be honest. I'm looking for o n e certain item and find myself browsing for 100s similar. So I'm putting those " I want these items" into the cart and let a couple of days go by. Then I will look into my virtual cart and most, maybe all stored items aren't interesting anymore or not interesting enough to buy. And they weren't necessary from the beginning. And yesterday's experience at an "offline" store, I saw very nice decorations, but my question to myself: do I like it ? Answer: yes. Do I want it? Answer: yes. Do I really need (even if it's cheap) ? Answer: no! So I set it on the shelf again and was proud of myself. Task fulfilled.😊
@rubyoro05 ай бұрын
I order and just do driveup pickup. No impulse buying from walking the store.
@UnderestimatedPsychic6 ай бұрын
Using no fee, cash back credit cards to pay for things I would buy anyway, then paying them off before 30 days is definitely smart and frugal. I get a $500 check for my Costco card every year plus additional 5% off all my Amazon purchases.
@defaultgamer348576 ай бұрын
But that’s not Ramsey approved lolz
@loosemoose52176 ай бұрын
Yea same, I didnt have a credit card for 4 years or so when I could have gotten one, got my credit card at 23, and now I just do the same things I always do but swapped the debit for a credit card and have it pay the full balance every month, it actually helps me budget because its easier to see spending on it then my debit card
@mbs80016 ай бұрын
Yes! I just saw a financial video where the presenter stated that she has a harder time spending with a credit card than with cash. I realized I’m the same way. When there’s a paper statement that I know I’ll be reviewing with my spouse every month, I am more accountable. Plus, not getting those points feels like lighting free money on fire! We have never made a late payment and have gotten thousands back on gas, groceries and other essentials.
@sonicpsycho136 ай бұрын
This is because 1) some of Dave's ideas are very outdated, 2) not financially or statistically optimal (like paying down low interest debt early when investing that money instead would have a greater ROI), and 3) made for people who are already financially illiterate and just need dramatic change.
@candy23256 ай бұрын
Same here. I put my health insurance, internet, alarm service, gas bill, etc on it and pay it. I gotta pay it anyway, so I just get the points 🎉 never paid interest or been late
@WaltzingAustralia6 ай бұрын
Great video. I'm definitely frugal -- but I absolutely agree on Charmin Extra-Strength. And Dawn dish-washing liquid. Some things save you money by spending a bit more.
@spragd6 ай бұрын
Yes to Dawn, no to Charmin. Good Value Extra Soft is the way to go.
@debbiedixon47226 ай бұрын
@@spragd I agree about Dawn but I prefer Great Value extra strong 😊
@loriar10276 ай бұрын
Definitely no to Dawn and Charmin. I buy Palmolive and H‑E‑B Extra Soft and it’s every bit as good.
@sueg44485 ай бұрын
I noted about taking a small bottle with some of the dish soap and add water to it for each time you wash, saves soap which is concentrated anyway and the cost is rising immensely.
@Bay0Wulf5 ай бұрын
Except that there is now Generic (store brand) “Dawn” which is every bit as effective. As to Charmin … not my thing … I’m male and I don’t need “soft” I need “clean” and Scotts had always provided. When a roll lasts a month or more you can afford to splurge.
@markamark1236 ай бұрын
I made a grocery list and unexpectedly found a slice of chocolate cake on bakers sale for 25 cents. I gave in.
@user-mv9tt4st9k6 ай бұрын
That is less than an impulse buy candy bar in the checkout line. You win!
@mattprater88286 ай бұрын
Is it actually an impulse buy if you plan to look at the clearance rack?
@cjhoward4095 ай бұрын
Unless you’re trying to be healthy and watch that sugar consumption. I wouldn’t take a free piece of cake. Health is wealth. 😊
@CaveFreediving4 ай бұрын
Keep impulse buys within reason, but always make a list
@projectsgalore2 ай бұрын
😂
@MealsMadeAtHome6 ай бұрын
Frugal people would not mic drop. That's an expensive way to make a point. 😂
@grutarg29386 ай бұрын
Yeah, you could damage a good microphone that way, LOL.
@lyndadunn27776 ай бұрын
Several years ago a middle-aged woman at my Church bragged her and her husband never budgeted his income. Within a few weeks she stood up in Church to give a 'testimony' that they couldn't make their house payments. A neighbor lady paid off their house mortgage. All I could think was shame shame.
@sarahnorris8726 ай бұрын
Why would a neighbor pay their mortgage?
@JCTheLawnCareGuy6 ай бұрын
The lady who paid off their mortgage did not help them one bit by doing that for them.
@CoreyBrown18646 ай бұрын
@@JCTheLawnCareGuy amen.
@mindfulnessbytheocean6 ай бұрын
What church is this? I .. uh… can’t pay my mortgage either 😢 😂
@gailmiler27976 ай бұрын
Made a missed payment for them or paid the whole thing off? And if it's the latter very nice thing to do but also kind of peculiar unless there's some reason behind it!
@popculturehero6 ай бұрын
I'm frugal. I don't go out to eat without a coupon, No food delivery, mainly shop clearance section, and don't have credit card debt. Used products can also be vintage collectibles.
@mommaoinnh26746 ай бұрын
1. I’ve never done an impulse buy. I buy what I need or want. I research anything over $50. 2. I don’t waste food, except maybe salad stuff once every 2 months. I eat out once every 2 months. If you buy online & go pick it up, you buy much less junk. I also make food to give me about 5 meals and freeze half. 3. I use credit every day to get the points, but always pay it off monthly. Those points ends up being over $1000./ yr. 4. I may buy a name brand ketchup, but that’s about it. Oh, and I like my Charmin ultra strong! 5. I don’t budget, I just spend what I need and if I buy things I don’t use, I return them. 6. I buy my Volvo used, but my furniture either new or antique. I’ve had things 40 years. 7. My bedroom & upstairs thermostat is set to 60. Downstairs is 67 in day, 62 at night. 8. I do DIY. Built a concrete staircase w 7 steps myself, and I’m 67. Came out perfect! 9. I share subscriptions for tv, Netflix and phone bill w my kids & split it. 10. Entertainment? I’d rather own gold coins. 11. I only head to cheapness if it’s a temporary item. My couch is nice leather sleep sofa. 12. Who cares about trendy items. They are usually stupid.
@user-tl7mj2bm4m10 күн бұрын
We use our points to buy gift cards.....those gift cards are then given as gifts....
@alysbackincanada6 ай бұрын
Sometimes I get a wild impulse to spend money so I go on a spree at the dollar store. The nice one though lol
@mslisadianemorse5 ай бұрын
I go to the thrift store.
@candy23256 ай бұрын
I just paid off my car loan last week and received my title in the mail and I feel so ecstatic because it created more margin in my budget to work on my last debt and save. I freed up $200+ a month now! Thank god. I love meal planning and sticking to inexpensive meals that are quick to make and filling.
@pinschrunner6 ай бұрын
Now take that car payment money and stuff it in a shoebox monthly, don't leave it in a general bank fund. When you need a new car you will have the money saved. No debt
@pinschrunner6 ай бұрын
Now take that car payment money and stuff it in a shoebox monthly, don't leave it in a general bank fund. When you need a new car you will have the money saved. No debt
@pinschrunner6 ай бұрын
Now take that car payment money and stuff it in a shoebox monthly, don't leave it in a general bank fund. When you need a new car you will have the money saved. No debt
@pinschrunner6 ай бұрын
Now take that car payment money and stuff it in a shoebox monthly, don't leave it in a general bank fund. When you need a new car you will have the money saved. No debt
@pinschrunner6 ай бұрын
Now take that car payment money and stuff it in a shoebox monthly, don't leave it in a general bank fund. When you need a new car you will have the money saved. No debt
@carlariggs5256 ай бұрын
I would never dumpster dive or do some of things people do on the show "Extreme Cheapskates", but I rarely pay retail. I also don't have a problem accepting freebies, shopping at a thrift store, or waiting until something goes on clearance. With this economy, I have been more selective in buying needs over wants. I splurge once or twice a year on myself (a nice candle, perfume, or wine). The main thing is I don't want to make the same mistakes I did when I was younger...too much spending on silly items, going into debt way too much, and not putting more away for the future. It was a hard lesson to learn
@joaquimrodriguez89616 ай бұрын
I would, if living on the streets. I'd eat my dog if I had to now these days . I rarely eat out always eat at home. Unless invited by friends or family. I always look at price before placing the order.
@rubyoro05 ай бұрын
Candle, perfume and wine are silly items to me.
@petermeyer42065 ай бұрын
Dumpster diving is fun. I don't want my neighbors to see me cause then I feel obligated to share the loot.
@t.yop95 ай бұрын
Those people aren't frugal, they have a mental illness. And I'm not saying that to be insulting. They have a condition that's like hoarding, it's a psychological issue. And many of them on those shows are fake, they're just pretending to go to that extreme for the show.
@isabelbecerra92583 ай бұрын
@@petermeyer4206omg 😂😂😂
@Dan-ue1gr11 күн бұрын
My wife and I are good with money and have done well. Two things I don’t cut back, it the winter my heat is on 75 and Summertime the AC is on 70!
@thefinancialneurologist6 ай бұрын
Love this message! My goal for is to retire at age 50, I'm a physician but I don't spend like one, though I do focus on experiences such as eating out and traveling and saving and investing the rest. Reading "Die With Zero" by Bill Perkins really changed my perspective on focusing on splitting my life into time buckets and retiring early.
@louiselevasseur75566 ай бұрын
Great book! I really took a lot away from that book and recommend it all the time.
@ruckus17136 ай бұрын
With the exception of consumables, I would say frugal people go brand name often. When a shirt from LL Bean will last you as long as 5 from Walmart, why not spend a little more to avoid spending more often.
@lollnr34476 ай бұрын
Agree with this- my dad would always say, cheap is cheap! He'd spend the money on quality clothes and products, but those products were made to last and they did! It wasn't about the style or popular brands or keeping up with others around us. He helped my mom retire at 54 and he retired at 55, both were in education. They definitely lived frugally.
@lelaboggs28616 ай бұрын
Yup buy it nice or buy it twice!
@user-mv9tt4st9k6 ай бұрын
It is not only the clothing brand that implies quality, it is the material and construction. My grandmother and mother were seamstresses and I sew. When I was a young girl my mother taught me how to evalute a pricey garment. If I found a gorgeous dress, mom would turn out a seam and rub the fabric between her fingers; if she said "This feels like drapery fabric" it was the kiss of death to the dress, no matter how nice I thought it was. It drove me nuts then, and now I understand and have no problem identifying what clothing will last five or more years. 😊
@mr.1456 ай бұрын
A Lacoste,Ralph Lauren Polo shirts iron easier, than el cheapos, i find
@alexisg76445 ай бұрын
Exactly! I will clearance shelf shop at the higher quality stores and get things cheap but lasting me years instead of months.
@kylejohnson62796 ай бұрын
Something worth spending a few hundred bucks on is clear plastic bins(including the cover), for storage and moving things. Being able to see what's stored in a bin from any angle is so handy, and it makes moving super convenient. If I want to do some cleaning, I just pull out the cleaning bin and it has everything in it I need. Uh oh, missing an adapter or cable? Check the tech bin! When I moved, I threw all my stuff into bins and never had to label anything since I could see all of it. They're stackable, don't get wet, have convenient handles.. If you need to bring a bunch things somewhere on the fly, just throw it in a bin and toss it in the car! Keep a bin in the trunk filled with car things(jumper cables, tire gauge, car cleaner wipes, rain-x, emergency starter, etc).
@apersonontheinternet80065 ай бұрын
Those clear polypropylene ones are usually junk, it is worth spending the money on proper Rubbermade containers even though they are not cheap.
@susannabutkus40643 ай бұрын
Why buy stuff if you already own it?😜
@HazelCotton3 ай бұрын
Clear plastic bins. Junk Bunkers. I dejunked and got rid of the Junk Bunkers while I was at it.
@nikkibadzik39486 ай бұрын
George, your thumbnail got me. I do watch you, but I was so excited for this one particularly because of the Stanley photo. I really wanted to hear you go off on this Stanley craze. Oh well. Maybe on SMHH
@lucialuciferion67206 ай бұрын
clickbait
@AAVIATOR4816 ай бұрын
I disagree about using credit cards if you pay them off for the benefits. By charging my electric bill, fuel, food, etc... I have received back $1500+ in the cash back a year and paid ZERO in interest. Why leave money on the table!
@makaiokalahama4 ай бұрын
Yep, it isn't debt if you pay it off fully each month. My travel to visit family each year is paid for with points I earned, with money I was going to spend anyway.
@CaveFreediving4 ай бұрын
Yep, I just put normal expenses on the card and pay off the entire balance. Amazon points are as good as cash.
@jawsgreatwhite99664 ай бұрын
I do the same with my credit card. I pay for everything on it including groceries and my cash back from points goes directly into my savings account which comes to about $25.00 every two months. Totally free money because I never carry a balance or pay any interest.
@ellenriddick24614 ай бұрын
I pay for my flights with cc points.
@matreen4274 ай бұрын
as long as you pay on time, you will earn instead from cash backs
@codyadams12006 ай бұрын
Thanks, George. The end of this video actually activated my Siri and you almost killed my monthly budget
@tiny_e436 ай бұрын
I save money by going to my parents' house and eat their leftovers! 😂 I have no problem being the clean up and eating what's leftover from a couple different meals.
@grutarg29386 ай бұрын
Someone else's leftovers are so tasty!
@erindixon28776 ай бұрын
I bulk cook and make 3-4 entrees a week with steamed vegetables, salad, fruit, etc with the occasional dessert. There is always something to eat and just enough variety to keep from being bored. Living in the countryside, there’s no delivery food service and only two restaurants in the nearby town, so cooking/eating at home is the best choice for us.
@dirtfarmer70705 ай бұрын
Ha! I go to my daughter's house and eat her leftovers!
@comment87672 ай бұрын
I balanced our household budget by finding a second job for my wife.
@xodroid98536 күн бұрын
I'd like to sign up for the service where you take care of all the leftovers. Thank you.
@bitsybarkley6 ай бұрын
I sent this video to all my shopping friends who laugh at me for not shopping !!!!! Oh my rich family members too
@secordmichaeljw67176 ай бұрын
Prescription eyeglasses at an optical store are a huge rip-off. Get your prescription from an eye doctor and get glasses online. Save yourself 75%+.
@karenwinter77016 ай бұрын
Sounds great but what if they need to be adjusted on your face?
@secordmichaeljw67176 ай бұрын
I am capable to do that myself.
@user-tl7mj2bm4m10 күн бұрын
When it comes to glasses....I ONLY go to an experienced optometrist.
@ABeautifulHorizonTV6 ай бұрын
We were a Charmin Ultra Strong family but Member's Mark Ultra Premium Bath Tissue won me over. Try it if you have a Sam's Club membership. 👍🏽
@lanahundley86255 ай бұрын
That's what we have bought for years.😊
@evelynsaungikar35536 ай бұрын
I retired at 55, no company pension. Just my own savings.
@HopperHouse20096 ай бұрын
I'm guessing you didn't raise kids
@nas63156 ай бұрын
Amazon items go on a wishlist. I wait until the item is on sale.
@JulsMWK19956 ай бұрын
Laughed out loud at George remark after he reads article’s list of things don’t be cheap on. I agree, that’s a weird list but it’s a good one. 😆
@CJ2023Incognito6 ай бұрын
Okay, I’ll just say normally all the clips added into videos are trendy and borderline annoying, but yours are always spot on and entertaining!!! 👏
@absolutelynonameslef5 ай бұрын
Yes. They're over the top and irritating.
@thrivestory6 ай бұрын
Keep doing these videos they help with mindset towards frugality ❤ I appreciate your channel 🙏
@alanbirkner19586 ай бұрын
We retired in 2002. Our youngest graduated college. We live next to a big public library. If you volunteer at a few different places, you'll get free food, shirts, pens, pencils, and entertainment. We were lucky enough to have health insurance included in our early retirement agreement, that is a big expense. Tina, Al's wife
@EsterHorbach-it9tb6 ай бұрын
I'm a curious European and our health care is so different than yours in the US. Health insurance in mandatory in one way or another. Most jobs come with health insurance and when we retire there's also health insurance included. There are two types of insurance: statutory health insurance patients and patients who pay privately for their insurance. The latter are self employed ones or people who are earn too much, earn above the income measurement of the social insurance. And people without income who get social welfare got health insurance either. Of course private or self insurenced people get the better treatment, don't have to wait as long for a medical treatment etc. I know I don't explain it properly, but these are difficult descriptions for a non native speaker. What happens when a person who hasn't got health insurance gets sick ? I don't mean an accident. Greetings from Germany.
@tomm.88926 ай бұрын
Credit Cards are not the problem! It's the attitude that's the problem. Because Dave didn't / couldn't control himself, doesn't mean everyone can't control themselves. Only buy what you need, when you need it, when you can pay for it within ~ 30 days.
@andersax16 ай бұрын
And you'll always be 30 days behind using next month's money. No thanks. I haven't had a credit card in over 10 years. You don't need one.
@tomm.88926 ай бұрын
@@andersax1 We all make choices. Live, let live. btw: I'm not 30 days behind ... I don't have a cash flow problem like you have assumed. I could pay today, or wait until the CC payment date ... my choice.
@erikastanger78486 ай бұрын
@@tomm.8892same. We use it for stuff we already have money for, but we also earn cash back or airline points.
@hilman945 ай бұрын
@@andersax1 it is true, it depends on the attitude.. i was using credit card for almost 20 years while keep in mind "this is not my additional money, i just delay the payment".. back then, it's quite convenience because you didn't have to bring cash everywhere, especially if it's a huge payment.. and sometimes they offered great promo like zero interest purchase or cashback.. but lately, since e-money and qr code payment is getting familiar, credit card is getting obsolete, so i drop my membership 2 years ago..
@ThoolooExpress5 ай бұрын
That's kinda the point. With interest rate in checking accounts actually being halfway decent now, having by money sit that extra mont in my account before I pay my bill is free money.
@user-vb5si5ip6x6 ай бұрын
I had lentil soup this week also. Must be a popular soup. I'm getting tired of it but will definitely finish it off.
@aprilfrank70846 ай бұрын
Things freeze, people.
@meman69646 ай бұрын
Freeze half, nutrition calls for variety. Use different bean, cook big batch chili, freeze half, rotate. Yummy
@barbarafallin20383 ай бұрын
You can freeze it for later,and it still taste the same, I make a pot of beans everyweek, and freeze it in bowls for my lunch
@user-tl7mj2bm4m10 күн бұрын
I threw up that shit in the back of my Dad's new used 1964 Pontiac....he wasn't happy.
@FilipedeBarrosDance6 ай бұрын
I especially loved those words of wisdom at the end of the video about being wealth minded and how it tends to replace negligence and impulse with intentionality and discipline - thank you George 😃
@May-qb3vx6 ай бұрын
I don’t skimp on anything that comes between me and the ground: tires, mattresses, shoes. And some things between me and the elements, like a winter coat.
@peace-a6 ай бұрын
Speaking of trends, people are losing their minds over getting a $45 Stanley thermos. Sad part is that little kids are getting bullied in school for not having one🤦🏻♀️
@ImVeryBrad6 ай бұрын
That's messed up
@buschhuhn91976 ай бұрын
In some aspects "cheap is to expensive". If you have the budget for buying quality stuff you are using all the time, you are saving in the long run.
@spobst6 ай бұрын
Wonder if the Stanley thermos trend will get crushed when Dewalt or Milwaukee makes a thermos. I buy thermos from Walmart that 1) fit in my cup holders, and 2) fit the needed application. However, I own more than I use on a monthly basis so I lose frugal points I'm sure.
@ashleydanielson32226 ай бұрын
I just came from a post about that. It’s sad how bullied kids are for silly things.
@adamburns10775 ай бұрын
Had the same travel mug for over 2 years 😂 I hate that our society encourages so much wasteful spending.
@jasonleatherwood21726 ай бұрын
As a mechanic quit buying cheap foreign made tires especially chinese and taiwan made they either get knots blow out or ate extremely loud within 5-10k miles
@MrNiceGuy5006 ай бұрын
I recently got Pirelli tires. I understand they are now owned by the Chinese…are they still good tires?
@meman69646 ай бұрын
Michelin!!!
@jasonleatherwood21726 ай бұрын
@@MrNiceGuy500 decent ive seen some tires with names i cant even pronounce
@Rosie_C5 ай бұрын
My car is an area where I’m hopefully smart/frugal. Time is valuable, too. I purchased a new car 9 years ago and I’ve generally purchase OEM or close to the best parts for any maintenance or repairs. I spend so much less time in the shop and I’ve never calculated that I’m spending more in the long run. As for tires, I think I’m on my 4th or 5th set at 176k miles.
@Fc9ers5 ай бұрын
which all weather tires do you recommend
@ebonylo.6 ай бұрын
I definitely needed to hear this George, thanks!
@TheBrockwayBabe6 ай бұрын
As someone who spent years buying used cars and ending up spending more money on repairs than if I had just bought A new car and kept it and maintained it myself. I don't buy a car often, Just traded my ten year old car, for A new one. having A car that you know how its been driven and maintained from the very beginning is A game changer.
@rosalindaancheta89826 ай бұрын
Same here I bought a new car instead of a used one-didn’t buy warranty, no gap insurance, only kept the alarm system. It’s very hard to buy a reliable used car with low mileage. The ones that are used and one or two year old have usually high prices and high mileage. So I ended up buying a new one.
@willylowman995 ай бұрын
Good luck. Most new cars are planned obsolecent junk. I work in the auto industry. A 90s car will last longer than a new car.
@JohnBeeblebrox5 ай бұрын
I'd never buy a new car - losing 20% as soon as you leave the dealer. I always buy a new-used car (with, say 2-5k miles on the clock). Much better value and pretty much same as a new-new car. I tend to keep them for 5-8yrs...
@dirtfarmer70705 ай бұрын
This can depend on your situation. Bought a 16 year old car in 2018. Still driving it. I live close to work and this car has never not run and moved. Spoiler, it had 16k original miles when I bought it. Old lady car.
@t.yop95 ай бұрын
@@JohnBeeblebrox In theory that's true, but the reality is if you try to buy a new-used car within the last 3-4 years, you're paying almost as much as a new car. I compared a new car to a new-used car and the difference was $1k. Sorry but I can drive my brand new car, with warranty for like 2 years and it's still in better condition than the 'new-used' car who knows what has happened to it to cause it to be traded in. I'd rather spend an extra $1K for a car I know is 100% reliable with a new warranty.
@jobabs6 ай бұрын
I consider myself fairly frugal, but there’s always room for improvement! Trying to be better about not wasting food, and shopping my freezer & pantry before ordering pizza. I have learned to put something in my online cart and just wait for a few days before hitting the Purchase button; 95% of the time I’ll end up removing it and not purchase it. Definitely buy used when I can, we have a wonderful thrift store nearby that is set up like a mini department store so they are my first place to shop if I need something.
@ShroomFactory6 ай бұрын
and u can buy a decent frozen pizza for $10 or less, and add your own fresh toppings
@buggsy54 ай бұрын
Buying food online is usually more expensive than if you bought it in the store yourself. You can also save money by purchasing the fixings and making those pizzas yourself. A plain cheese frozen pizza only costs a few dollars.
@brettlawlor89216 ай бұрын
Being frugal and being cheap are two different things, and I admittedly sway towards the latter sometimes, but I learn.
@lawyerina3056 ай бұрын
Great episode
@AccountingDirect5 ай бұрын
Just picked up your book on audible. Thanks for the great content George!
@jonasp41616 ай бұрын
One of my favorite channels in the past 4 months
@joyfulhomemaker80536 ай бұрын
Meal planning tip: We are a family of 4 but my hubs sister and family often come over for dinner once or twice a week or SOMEONE comes over for dinner. So I prep every meal for 8. I immediately set aside the servings I know we won’t eat and freeze it in individual serving sizes so on the busy days I can’t cook or other odd occasions that always come up, I can pull out how ever many servings we need for a quick meal
@kmac23006 ай бұрын
I discovered freezing meals last year, and it was a gamechanger. I live by myself, so most dishes I cook, even when cut in half, are too much. So I always leave an individual serving for the next night, and freeze the other single servings for weeks after. It helps you use it to its fullest potential and its like getting a new meal each time.
@audrablue5154 ай бұрын
I'll buy enough food for a week or two and cook every meal myself. I enjoy cooking so it's not a chore. But I also try and meal prep for the week every Sunday, although that doesn't always pan out either. I do enjoy cleaning out my pantry once a month and doing a deep dive in the freezer and making meals out of what I haven't used yet. All I can say is, thank goodness for the slow cooker.
@joyfulhomemaker80534 ай бұрын
@@audrablue515 I love slow cookers and I have the instant pot that also has an air fryer lid. Life changing. I think I mentioned I make extra food and freeze it… I try to flatten each serving in a freezer bag for easy storage AND easy thawing. I used to do meal prepping when I worked full time but now it doesn’t fit my routine because I never have a clump of time to do it for the week
@DolceA1865 ай бұрын
I love the shop from your pantry idea. Will def try that
@cecymxrgxrita5 ай бұрын
i loved your summary at the end “intentionality” i felt so seen in this video
@DoraFauszt6 ай бұрын
I loooove the ChatGPT recipe suggestion! Thank you!!
@topdog199456 ай бұрын
Just had my dryer die a couple weeks ago, turns out it was just a bad heating element. And I've learned a lot of automotive repair these past few years, the biggest job I've done was a head gasket. Normally a $2000+ job, I was able to fix it in a few days for about $300 using quality parts.
@dking13626 ай бұрын
That's impressive. Seriously. Wish I could fix ANYTHING on a vehicle.
@FourFourSeven6 ай бұрын
@@dking1362 Then, learn. Most anyone can do it.
@breefinn22846 ай бұрын
Awesome! You really ARE the top dog!
@user-mv9tt4st9k6 ай бұрын
Awesome! Last month, our washer stopped spinning and the dryer started squeaking. We had bought it used and went over the pros/cons of another used washer, a new one, or a repair. Our concern was the dryer because if we went with new we could not afford both. My husband searched online and ordered a $40.00 repair kit (belts and wheels) for the dryer. Then he called to ask me why I passed up the US made washer with the 10 year warranty?--it had been my first choice but was $200.00 over budget. When he added it to the cart to see the specs, it had a sale price in our budget. He ordered the new washer, and replaced the dryer parts ( it is in good shape and works like new) for the win.
@topdog199456 ай бұрын
@@user-mv9tt4st9k awesome! No joke, my dryer is older than I am, and I'm 26. I'm in the cellphone repair industry and I pay attention to other parts of the repair industry with appliances and cars. From what I've gathered, appliances just don't last like they used to. They have all of these great features and offer great efficiency savings, but all of those savings get eaten away by costly repairs due to their complexity, or having to replace the units because the cost of repairs set by the manufacturers through "branded" or "certified" technicians often comes close to, or exceeds the cost of a new or "refurbished" unit. I did also have to replace the lid sensor on my washer a few years back too.
@daveschiel12845 ай бұрын
I just stumbled across your channel, It's nice to see someone sharing this kind of logic and common sense.
@Loveless1006 ай бұрын
I miss MSN Messenger....but good video, and good list! I do resent the article for using a photo of Backstreet Boys for one of the items though...🤣
@bimmer47556 ай бұрын
Sam’s club toilet paper is just as good as charmin
@seasonalliving28816 ай бұрын
I know this is an unpopular opinion but I am a believer in new cars. Up until a few months ago I was a believer in the drive it till it dies club. My used car ended up costing me a ton of money in repairs (that could have gone to paying off a new car), more maintenance, so much stress because it had become unreliable-even costing me days off of work, and ended up only being worth less than $1,000 on its death day. Mind you, this was a less than 10 year old Subaru. A new car provides so many things...peace of mind, warranty, reliability, worth, etc. It may seem like it costs more but overall, I think a new car is worth the cost.
@JamieStLouis-tu9ml5 ай бұрын
Yes, and don't ever let any one tell you differently.
@t.yop95 ай бұрын
The 'buy a reliable used car' crowd hasn't had to purchase a vehicle in the last 4 years. They're just out of touch. You haven't been able to get a good used vehicle for a decent price in a long time. It is MUCH safer to go with a new car because the asking prices on used cars are just insane and not worth the risk at all.
@buggsy54 ай бұрын
That is starting to change. Dealers still want far too much for used cars and their lots are filling up as they can't sell them. They have gouged to public for several years now and seem to believe that is going to continue. The car makers are upset, because the gouging is giving the brands a bad name - but unfortunately they cannot do anything since their franchise agreements with the dealers do not prohibit selling new vehicles for more than the MSRP plus add-ons.@@t.yop9
@lisalister80026 ай бұрын
Such a comedian.... with a message! Great post.
@twinmama166 ай бұрын
We literally spent a little extra on a speed queen dryer because they're just made better and should last the rest of my life, minus normal wear and tear like the belt. We had. A fancy Samsung and it was trash, the element kept going out. Did the same with our stove, it died, paid extra for a nicer profession series that has zero electronics in it. It should last the rest of my life
@nicholasselke52146 ай бұрын
I paid zero for a dryer. Clotheslines don’t cost much and add zero to your electric bill
@stephenveerasammy30746 ай бұрын
Hey, I just subscribed to the channel, I really appreciate your content
@masonr16666 ай бұрын
I try to never "waste food," but sometimes you just need to toss old product, even if it is painful to do so. [Old food being food that is expired, and will probably make you sick.]
@masonr16666 ай бұрын
I have spent a few hours listening to Minimalists, and NPR shows. I heard this a few years ago, and the more I sit and think about it, the truer I think it is: You only own what you can carry, everything else you are just renting. So, you have to ask yourself: "is this something I want to carry, and use everyday?" This helps with impulse purchases.
@victorblas34836 ай бұрын
I hear you, one Thanksgiving I had turkey and my mom packed me a good chunk to take home. The neighbor made it and no one in my family eats turkey (we're Mexican) I got food poisoning after that, guessing it was the turkey. It hurt to throw it all away...but it was for the best :(
@Tiernan4226 ай бұрын
Real ones smell it and then go “eh that’s good for one more day”
@jameskennedy6736 ай бұрын
I was taught the difference between a want and a need. You may want a new truck, but do you need a new truck. I haven’t bought new clothes in years. P.S. your channel is educational & entertaining plus it’s free.🙂
@anisebutler52206 ай бұрын
I'm frugal but I tend to be influenced by the pictures on cans or boxes when I'm buying food items. It's got to look yummy 😋
@craigpaul92395 ай бұрын
Yep, I'm frugal too. Never waste food. But I use a 2% cash back credit card to pay for utilities, cable, phone bill etc. Auto payoff at every statement. Never carry a balance. I profit around $300 per year doing this and it builds credit. Thanks for the video; very entertaining
@user-tl7mj2bm4m10 күн бұрын
Cable is a waste...drop it.
@nick_fitch6 ай бұрын
I haven’t turned on the heat this winter because I live in Florida and by mid day, the apartment is warmed up naturally. Mornings get pretttty cold tho. 😂 Worth it.
@EsterHorbach-it9tb6 ай бұрын
Good for you. In winter our average temperature is 50 degrees fahrenheit/ 10 degrees Celsius when it's a mild one. But often it is damply cold. So you have to use heating to avoid mold. Now we've got 35 degrees, brrrr😢
@christinahardesty91605 ай бұрын
Love this!! Very helpful
@fritzieschomaker14763 ай бұрын
Now I know what’s for lunch tomorrow, thanks! That lentil soup looked delicious!
@autumnjerene6 ай бұрын
Love a good gluten free KZfaq video.
@Austral136 ай бұрын
Feel kinda called out on a few of these lol. To prevent impulse buying but also scratch the shopping itch online, I bookmark the webpage of the item (not in a shopping cart) and then it just sits there cause then I forget till I sort thru and delete. The quality thing is true, I saved up money thru the year, researched, hyped myself up and finally took the plunge and bought a dutch oven. That thing will out live me, so worth it. As for temperature lol, I'm in WI in the dead of winter and I have my temp at 65. I'm lucky though cause the apartment I'm at currently is well insulated and small enough that it stays warm. My old apartment wasn't and even at 65 and all the tricks to keep the heat in, those bills were a gut punch in the early part of the year. Also, I'm all for layers, flannel sheets and feather bed.
@user-mv9tt4st9k6 ай бұрын
Ha ha ha! I never thought of the random saved items on my wish list as impulse choices. We close off rooms and set the thermostat for 68. I wear a sweatshirt and wool socks if I am cold. 😂
@Lindster20126 ай бұрын
My Amazaon “save for later” list is getting long 🤣. But I delete things off of it later when I realize that was a dumb thing to want to buy.
@delislac6 ай бұрын
Hi, I really like the end of your video when you suggest from frugal to well what you said lol. Thank you.
@DonnaBorkowski6 ай бұрын
Very much frugal , and aplyingy all your ideas into my life
@Nova-ru5kr6 ай бұрын
It depends on the person and the situation where the energy use is concerned. A person who is single may very well heat only the room they use the most with a space heater, keep the water heater breaker off until 30 minutes before they take a shower, heat the bathroom up with a space heater in that same time frame, skip showers in the winter, hang dry clothes instead of using a dryer, go through the house with a rechargeable LED flash light---that works for a single person. If there's more people, you run into trouble.
@GeeEee755 ай бұрын
The more people who live together, the less each individual should be paying for their utility bills. A person who lives alone is always going to be worse off, all other things being equal.
@jreeves14256 ай бұрын
I've had an old school, classic green Stanley vacuum bottle for my coffee, that I make at home, for two decades. Yeah, whippersnappers, the company is over 100 years old. None of that pink crap, though.
@fredkemp14446 ай бұрын
I carried a standard Rubbermaid plastic lunchbox 27 years daily. No issues. People buying silly soft bags with zippers and clips that never lasted and $3 coffees everyday was crazy to me.
@gillinacook14774 ай бұрын
I’m frugal big time. Everyone of these points are very true, I do all of them just the way you said. I have to give up my time to work, I’m not wasting the money. I Dont have a credit card, I save. I batch cook to save on electric & gas, food and my time. I do food plans on what I already have in cupboards and create shopping list and only buy what I need. I will do some DIY but will hire on the things I can’t do and I do get quotes. I buy high quality items and high quality up grades to my house so all lasts. No cheap stuff that Dont last. I Dont buy brands of anything, food clothes. In fact I haven’t bought any clothes for years, I have plenty good quality clothes. I helped my friend who was in debt by advising what to do, it took 3 years, she is now debt free and a saver. The list just goes on. 😊 I’ve been like this all my life.
@kerenkroll4 ай бұрын
First time on this channel and I love the practical advice that considers modern living standards. Yes, toilet paper matters. NO USED MATTRESSES or un-washable soft goods in general. I can get on board with this type of frugality within reason. We are all still consumers we just want to be better at it lol.
@justinbowman21266 ай бұрын
With being a Costco guy, I’m surprised George doesn’t use the Kirkland brand TP
@user-mv9tt4st9k6 ай бұрын
It is not as soft anymore, and it has gotten thinner. I am thinking of switching back to Angel Soft (Walmart). 😂😂
@hollyjobitner32856 ай бұрын
@@user-mv9tt4st9kwhat about “who gives a crap”, from recycled paper, or bamboo. 💙
@user-mf5ou7ky6e6 ай бұрын
All these double negatives freak me out! Frugal people never complicate things for no good reason! Also, food waste happens more in the grocery stores than at home. Especially raw meats, especially poultry. It goes bad really fast. Normal people can't be blamed for all the waste. You can throw away a couple or rotten carrots, you are not the problem. Eat whatever you want, order that takeaway from time to time. Life is too sad to deprive yourself of a little treat for the sake of frugality.
@ronirony21226 ай бұрын
Lol, I agree with the TP!😅
@brittenmiller70365 ай бұрын
This is my type of relaxing & entertainment.. Mindful Entertainment. 💎
@kinakomochi_cats6 ай бұрын
When I was in the US I had credit cards, because of the cashback, but I didn't consider myself in debt. Basically, I just bought for the amount of money I had in my bank account, never more. And I paid it instantly or almost instantly (you can set it so you pay weekly, for example). And it was nice to have that cash back. It was an extra 10 dollars or so a month, which is not a bad thing (more if you have a car and need gas). I'm very frugal and the concept of debt is strange to me, so as long as you treat it like a debit card "with benefits", I think you should be good. But of course, whatever works best for people!
@GeeEee755 ай бұрын
Yes. If you're careful, there's nothing wrong with owning a credit card. Others,, who don't have one or who don't pay on time are probably paying for your perks!
@andresprieto33236 ай бұрын
Buying a lot of household supplies and frozen foods at a big box store (Costco, Sam's) has been such a game changer for me. Sure, it's painful to spend extra at that moment, but bulk items like paper towels, good toilet paper, frozen fruits/vegetables, frozen chicken nuggets, go a looong way and actually end up being cheaper if I purchased all of those items frequently at Walmart/Target. Also, DoorDash and Uber Eats have been deleted from phone. Paying increased menu prices, delivery fees, AND a tip isn't really worth it to me.
@jeffbrown7736 ай бұрын
We bought our couch on FB marketplace and it’s amazing!!!!
@RobbahsbsSjajbsv-es7os4 ай бұрын
First time watching. Great content!
@arieldelaney77276 ай бұрын
These are just good tips in general
@ShellyCap96 ай бұрын
Hahhaah I keep our thermostat at 58-60 during the winter LOL
@nourishedheiress4 ай бұрын
Burr lol
@user-tl7mj2bm4m10 күн бұрын
At night, during winter, I turn it down to 61 degrees.....but keep it around 65 -66 during the day. I wear multiple sweaters.....
@timj65935 ай бұрын
Always a frugal guy. But really agree with purchasing quality. George, you got a wicked thumb dude! Love your videos! You are doing a great service to us all.
@bigmeany11846 ай бұрын
Am I the only one that finds that Telecaster in the back so appealing to just grab it and play it?
@joannmendez24346 ай бұрын
Omg you made me laugh. Maybe she's born with it, maybe its Maybelline! I love it! I don't know how many people caught that but I thought it was funny. Great content. Thank you!
@melocoton76 ай бұрын
IMO I don't think using your credit card for the points and paying it off 100% each month is bad. Why is is not frugal? You don't have any debt, pay no interest on it but get the benefits... I only pay with CC what I could pay cash, so I use the card basically pay it off immediately.
@lobstermash5 ай бұрын
Yes, I agree, pay it off every month and there's no problem. It's very convenient for online shopping, booking tickets, etc. You also need a credit card for PayPal. Online shopping is important for me if I need stuff that isn't available locally.
@hisaddle6 ай бұрын
Very good info.
@aidenhagarty34435 ай бұрын
I love seeing how much the Channel as grown. I starting with him at 9k
@GeorgeKamel5 ай бұрын
🥹🥹
@aliciamae146 ай бұрын
Life is too short and those plys are too thin lmaooooo😂 amen, george.
@mangayakposowa43346 ай бұрын
If you truly always pay your credit cards off immediately and are only buying things you would buy anyway, cashback is only a win
@TheDougSpot5 ай бұрын
Exactly! But they will never admit that because their multimillion dollar operation depends on convincing you otherwise. 🤷🏾♂️
@GeeEee755 ай бұрын
I agree. But there are some people who don't manage credit well and probably shouldn't take the risk. Personally I have never not paid off my credit card every month. I also use a budget tracking app, so I can see exactly where I'm spending money.
@thomaspeltz85775 ай бұрын
Paying the credit cards before the statement closes adds to credit score 2 ways, 0% balances, XX% usage, then the cash back or points.
@Beanie73715 ай бұрын
I always pay my whole credit card balance off every month on the due date. That way I am earning interest on the savings in my account for the maximum number of days and never paying interest and earning points which I use on gift vouchers, mostly for the local hardware store.
@GeeEee755 ай бұрын
@@Beanie7371 That is exactly what I do too. Money in my savings account earns about 4% at the moment, so it is better off in there than being spent throughout the month. I also pay my bills on the day they are due, and not before, so that the money stays in my account for as long as possible (often, there's a surcharge for paying them by credit card, so I don't put those charges on my card).
@notw3335 ай бұрын
😂 I hit on all cylinders! ❤ Fun video.
@raquelvalencia67556 ай бұрын
Hi George , thanks for all your videos . Can you make a video about taxes refunds ? How to get the max back or things we forget to report on our taxes. Thanks