3 Signs You’re Above Average (These Money Stats Are UNREAL)

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Күн бұрын

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3 Signs You’re Above Average (These Money Stats Are UNREAL)
George Kamel is a personal finance expert and co-host of The Ramsey Show. Following Ramsey’s proven money plan, George went from negative net worth to a millionaire in under 10 years. His goal is to help people spend less, save more, and avoid money traps so they can live a life with more margin, options and freedom.
This channel will simplify complex money topics, bust money myths with actual facts, and debunk the stupid financial advice you're seeing in your social media feed. All with a healthy dose of pop culture, humor, and snark.

Пікірлер: 649

@HeadUpKneeDown Жыл бұрын

I’m above average. However, that says more about how bad everyone else is doing vs how good I’m doing. 😢

@thomas1942 2 ай бұрын

That was the first thing that came to mind when i watched it. These 3 examples are such a low bar to pass.

@yourmomsbff7670 2 ай бұрын

Haha for real, my first thought was "holy shit there's a lot of losers out there"

@smania7575 2 ай бұрын

@@thomas1942Not really. The average yearly income for one person is about $45k. That's barely enough to live off in most areas let alone save for retirement. Some people are just bad with their money, but many just don't make enough to save. The cost of living is so much higher now than it was 10 years ago and wages have not increased to keep up with that.

@raficohn389 Жыл бұрын

George is killing it by simplifying the Ramsey message

@rayb3000 Жыл бұрын

Ramsey owns this channel cause her realizes he's too old to connect with young people.

@Zer0BurnOver Жыл бұрын

@@rayb3000he’s smart to hire people who are in the genre George is speaking to.

@Shane_Conrad Жыл бұрын

theres always that one person on every video that says "george, you're killing it!" and you are that person. Stoooooppppp

@kdan3433 Жыл бұрын

The message has always been simple. That’s why they’re called baby steps. George is just making them into hip videos to draw our spastic attentions lol

@Bobventk Жыл бұрын

The Ramsey message is already EXTREMELY simple… too simple in fact lol

@sarahshealthyrecipes Жыл бұрын

I feel so much better about myself now 😂No debt except the house, putting away 15% into retirement, saving for the kids (granted it's like only $50/mn but it's better than nothing) 3mn emergency fund, we have a will in place and even though we make less than $90k/yr we're making progress! If you're reading this, it took us 5yr to get out of consumer debt; you got this ❤

@christinab9133 Жыл бұрын

Love this ❤❤

@xxtoptankxx6873 Жыл бұрын

Yall are killing it! Im saving for a downpayment on a house and at 9k for student loans. Ill be there eventually! Do have 21k saved right now.

@m4tt5678 Жыл бұрын

@XxToptankxX davr Ramsey would have you pay off your student loan with those savings right?

@m4tt5678 Жыл бұрын

I thought that was 3 million in emergency fund for a second! 😂

@andrewlott5886 Жыл бұрын

@@xxtoptankxx6873 pay off the loans with those savings

@timm9114 Жыл бұрын

I’m a plumbing contractor in SoCal and I can’t believe how many people live paycheck to paycheck Trying to keep up with the Jones’s. I see customers with over $3000/month in vehicle payments and $1500/month in travel trailer and off road toys. All this but they still struggle to afford the most basic plumbing repairs. I’m in a position to easily afford $3000/month in vehicle payments and toys, but instead choose to still drive my original vehicles I bought in 2002 & 2006.

@NaNa-lt1po Жыл бұрын

2002 and 06? your my hero!! :)

@sbboy333 Жыл бұрын

Socal firefighter here - our tradesmen, like yourself sir, are the silent wealthy in CA. I just love it! Keep at it

@n0tgunshy Жыл бұрын

Thanks for sharing this insight! I often wonder, what the heck am I doing wrong that I don’t have so much disposable income to afford all the fancy stuff?! 🤣

@samlee1546 Жыл бұрын

Buddy works HVAC and goes to these huge nice houses and these people argue about a few hundred bucks for basic service calls. Tells them to buy a window unit if they don't want the central air 🤣

@bridge7528 Жыл бұрын

How do you know they have payments on those vehicles and toys? Lol

@bane3991 10 ай бұрын

I have no debt. Over a year of living expenses saved up. I know where every dollar goes. Everything is budgeted.

@Mcgurkyyy101 Жыл бұрын

Love that I’m 22 and started on this finance journey when I was 19. I’ve been able to avoid all of the mistakes made by friends, family, and average people with making impulse purchases. NO DEBT at all and don’t plan on getting any besides a house. I also am able to have a 5 figure savings account and a 5 figure investment portfolio and retirement account. It’s great peace of mind

@15KHPCLUB Жыл бұрын

Must be nice freeloading off your family to accomplish that at your age.

@Dtab22 Жыл бұрын

Great job young man!

@bernardwright891 Жыл бұрын

That is so amazing, I’m trying to get onto the housing ladder at 40. I wish at 55 I will be testifying to similar success. with my partner.

@eliinthewolverinestate6729 Жыл бұрын

I am allowed to buy tax sale houses as impulse purchases. Seem to do good on them.

@dinahcharles6502 11 ай бұрын

Your way ahead of most people. I was able to retire at 49. Yahoo. Keep it up and people will want to know what your doing different 🎉

@patrickbrussels4454 11 ай бұрын

Finance and Business books have been so helpful. I’m 55 and my wife 50 we are both retired with over $3 million in net worth and no debts. Currently living smart and frugal with our money. No longer putting blames on FED for our misfortunes. Saving and investing lifestyle in the stock market made it possible for us this early, even till now we earn weekly.

@Lemariecooper 11 ай бұрын

You have done great for yourselves. I understand the fact that tomorrow isn't promised to anyone, but investing today is a hard thing to do for me now because I have no idea of how and where to invest in. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.

@jessicasquire 11 ай бұрын

That is so amazing, I’m trying to get onto the housing ladder at 40. I wish at 55 I will be testifying to similar success.

@jessicasquire 11 ай бұрын

Heard many good recommendations about Stephanie Kopp Meeks by some YT channels, Seminars and other platforms

@Erikkurilla01 11 ай бұрын

The quickest way to make your first millions is to invest directly with an expert that is trustworthy and has made a name and individual billionaires, I'm surprised you know her too . Stephanie is Good!

@SimonEllwood 4 ай бұрын

@@Erikkurilla01The easiest way to make your expert rich is to invest money through them. The easiest way to make yourself some money is through financial literacy.

@blitzfreeze3245 3 ай бұрын

38k in student loans, 6k in credit card debt. I felt called out and attacked. I'm working on it now. Only 3k left of my credit card before i tackle my student loans

@jasonjones9362 Жыл бұрын

This dude was the best addition to the Ramsey team fo sho… no cap…

@user-lt1jd1ye3v 4 ай бұрын

Agreed

@basementstudio7574 10 ай бұрын

Glad I watched this. I feel a lot better about my situation. Wifey and I are retiring in about three years. We have almost 900K in our 403Bs, Mortgage paid off. House worth 750K, could go up, could go down. No other debt. Kids grown and on their own. 60K in savings. And will collect Federal and state pensions plus SS. Not bad for a federal worker and a teacher. We lived within our means. But most importantly for us was we bought our house when we first started our career and were at the bottom of our pay scale. We never moved, so the house took less and less of our take home pay every year as our salaries increased. So we put those saving into extra house payments and retirement.

@christianewolff7663 6 ай бұрын

That reminds me of the time when I took my youngest to a tennis court for the first time to show him how to play. I hadn‘t touched a racket for years and so I apologized. He just said:“Mom, don’t worry, you are the best player I ever played tennis with….“

@circle4962 4 ай бұрын

Makes me think about how keeping up with the Jones's can apply to more than finances. I wanna be the smartest dude on the internet. Some guy knows more than me? I gotta know more. As though Im taking out a time loan from the Intelligence bank. It costs an extra 10 seconds every comment I read to pay back that time loan.... and here I am talking with you like Im rich.

@IL_Bgentyl Жыл бұрын

Large issue personal accountability. Trying to talk to someone financially irresponsible often leaves them feeling like you’re attacking them. Their like addicts only they can seek the help.

@swatpigbbq Жыл бұрын

Since it seems like a hot topic, meals at home as opposed to going out. My wife and I, with kids, prep almost all meals for $1.50 or less per person. Freeze meals and eat well all the time.

@jordansmith1932 Жыл бұрын

Teach me please

@Allaiya. Жыл бұрын

What do you make to get 1.5 per person?

@swatpigbbq Жыл бұрын

It’s all about portioning and buying stuff for the right price. We also try to make multiple different things out of something. So beef tacos one night get repurposed into a taco bake about two days later. So if I buy ground beef on sale at $2 a pound, the rest of the stuff is pieced together. Always, always, always buy meat by the pound price and never the total price. The 5 for $20 deal on meats is a huge rip off. I’ll buy a 4 pack of steaks at 4.99 a pound before I’ll buy 1 steak at $13 a pound. Just read the prices.

@swatpigbbq Жыл бұрын

I also have to be completely honest, my wife and I have had gastric sleeve and bypass so we portion a lot. But also might be helpful is don’t drink liquids while you eat. It’ll, make you fuller faster and the longer you wait the more content you’ll feel

@tpolarbeart Жыл бұрын

@@Allaiya. probably very little meat and lots of beans and rice

@walter.dlawson2580 Жыл бұрын

I used to be below average then i started saving and investing around 70 percent of my income in the financial market(high yield etfs, stocks etc) i started this about 6 years ago, pretty much how I made my first million although with an FA. I have a high paying engineering job, and I live upstate NYC. my expenses are low. I have zero debt, low rent and car truck paid off. So i can just save. feel lucky at this point I'm actually grateful for my advisor handling my portfolio.

@simonomilan Жыл бұрын

Truly Stocks, ETFs and Mutual funds are the best investment decision you can make both short term and long term for steady money flow. Kudos

@victoriaaldrin Жыл бұрын

recently started in stocks and I don't mind investing a substantial sum, i'd like to know your advisor ?

@walter.dlawson2580 Жыл бұрын

@victoriaaldrin certainly, he goes by James Fletcher Brennan…he's quite known, search him up for his info

@meredithelbert6608 Жыл бұрын

@@walter.dlawson2580 I was able to find his webpage and leave a mail after going through his credentials, i'm willing to make consultations to improve my portfolio

@tonimhamilton2072 Жыл бұрын

@@walter.dlawson2580 he really seems to know his stuff. hope you don't mind but i also found his online page and read through his resume, educational background, qualifications and it was really impressive. he is a fiduciary who will act in my best interest. So, I booked a session with him

@tonysilke 5 ай бұрын

Creating wealth entails establishing positive routines, such as consistently setting aside funds at regular intervals for sound investments. Financial management is a vital subject that many avoid, often leading to future regrets.

@Dannyholt33 5 ай бұрын

Indeed, currently I'm managing my finances wisely and being frugal. In the last 19 months, my investments grew by 43%, adding over $650K in profits. However, I've had losses in the past month, making me anxious. I'm unsure whether to sell everything or wait.

@PatrickLloyd- 5 ай бұрын

No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 2024.

@PhilipDunk 5 ай бұрын

My partner’s been considering going the same route, could you share more info please on the advisor that guides you.

@PatrickLloyd- 5 ай бұрын

Her name is “Melissa Rose Francks’’ can't divulge much. Most likely, the internet should have her basic info, you can research if you like

@PhilipDunk 5 ай бұрын

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

@danielroach7469 Жыл бұрын

We bought a house last year and our finances changed. Life creep is real and we started to hemorage money from our savings. My anxiety was through the roof and I was losing sleep over the future of my family. I used an online budgeting tool and tracked every expense. I found out that with a few simple changes, we had enough money for a mostly similar lifestyle but we could save $500 a month on top of our retirement and college fund savings. Wanna reduce stress, GET ON A BUDGET. It has done wonders for my anxiety.

@gracieluf424 Жыл бұрын

Yes, and I think it’s important to note that a budget doesn’t have to be viewed negatively, like you’re restrained from spending money. It is about knowing where your money goes, being spent intentionally. You can set a monthly budget for eating out ( assuming you are debt-free, you MUST tackle debt first), beauty, “toys”, or whatever category you choose. That’s totally fine, as long as you consciously know you are spending (set budgeted amount $) in that specific, designated category. We get ourselves into debt and financially crippled by spending carelessly and not saving.

@cometasporelcielo 2 ай бұрын

same here. my husband doesn't want a budget. he wanted a huge house. he'd gotten told all his life he was great with money and i've had to break news to him that he's actually crap with money.

@MrJimlen Жыл бұрын

wonderful video- 44 years old- almost debt free- already have about 4 months of expenses saved- about 10 thou in retirement- its never too late and i look forward to continuing on

@JoseRamos-wu3bn Жыл бұрын

At the age of 19, I graduated from trade school and managed to save up more than $30k in my bank account within a year. I bought my house at 20 years old and did a few things to it. Now I’m 21 years old with a 760 credit score, my vehicles are paid off, I have a beautiful son turning 1 in a few months and I still have a little under $10k in the bank account. No credit card debt and no consumer debt. I always feel like I’m behind in life, but videos like these help me realize I’m doing alright for myself.

@donaldlyons17 Жыл бұрын

I assume you have a specialist job so how hard is it to be doing ok? I used to make about $12 an hour and never had a short year income wise and that was not a specialist job....

@ambethk77 6 ай бұрын

Start contributing a little bit to retirement! The earlier you start, the more it can grow. 100 bucks a month from age 20 with a 10% return and you'll have a million at retirement.

@d_all_in 3 ай бұрын

You're gonna be a multimillionaire if you keep it up

@markg999 Жыл бұрын

Never have lived paycheck to paycheck even when young. Main reason is people living beyond means...gotta look good on the IG. If I only saved 15% I feel bad...normally live well and save 40 to 60% most months.

@Shyndree Жыл бұрын

yeah, going into debt seems acceptable to a lot of people... that lifestyle creep to me just seems bonkers. I think carefully about purchases, and I do buy nice things, but only when I know it will be worth it, and I always shop around and research before big purchases. I haven't ever needed to budget, even when I was a dirt poor college student living on 10k a year. I just watched how much I had left, and bought cheaper essentials, and didn't spend on anything non essential if I was low.

@spdog3344 Жыл бұрын

The sad part is I’m a decent amount above average on all these things and still don’t feel very rich haha 😂 still grateful though

@taylorb6469 Жыл бұрын

Same. I watch too much finance KZfaq to feel rich.

@Chele-nm4qx Жыл бұрын

So glad I started listening to Susie Orman back in 1999 & then found the Ramsey way a couple years ago. Been debt free for awhile, I'm set for retirement but at 55- I love my job- I own a business & not looking to retire anytime soon & when I am ready, I'll sell the business & leave that fortune for my son who also listens to the Ramsey show. 🙌🏼

@shailee9762 Жыл бұрын

Suze Orman fan. Nice to see you here. I used to watch Suze Orman all the time. My favorite quote from her was Save like you are going to life forever. Life like you are going to die tomorrow. Thanks to her, I am doing well financially.

@Chele-nm4qx Жыл бұрын

@@shailee9762 Susie was awesome!!

@carolannstevens5814 4 ай бұрын

What is your net worth!

@justintimefinance Жыл бұрын

I just did a video on Lifestyle Creep and the sad fact is this really does hold people back. It used to hold me back until I became aware of the issue and started actually paying attention to my financial situation. Now a raise is just an increase in savings.

@davehanson3659 Жыл бұрын

This is one of the best videos on money, where you're at and where you need to go. Great job!

@cssystemsmcpherson8695 Жыл бұрын

Love these videos. Keep up the good work. (And I love checking out the LP's in the background!)

@ThaChavez Жыл бұрын

Currently working 72 hours a week (7am-7pm) six days a week to pay stuff off and hopefully buy a new car with cash before the end of the year. My new born has needs lol 😂

@15KHPCLUB Жыл бұрын

Why are you having kids when you're broke?

@ryanallen5610 Жыл бұрын

Get um coming George, great videos!

@gusasiu Жыл бұрын

A video commenting on 401k balance by age would be nice. Average and median 401k balance would have a better perspective based on age. $35,000 in a 401k sounds great for someone in their early 20s, pretty grim for someone in their 50s.

@zel948 9 ай бұрын

I love how you make the message sink in with your witty humour, puns etc. Keep it up👍🏽

@tolohuexochitl3 Жыл бұрын

It is kind and compassionate to make these messages to help people suffer less

@bizmatthew Жыл бұрын

Great video George! Enjoying the new angle on the Ramsey method

@johnsnyder751 Жыл бұрын

Thanks for an awesome video George. Where can I take a financial literacy test? I have been through financial peace university but need to take that next step into building long-term wealth. Also, any suggestions when finances are not your day job? It is difficult to devote time to learning all of this stuff on the side in addition to keeping up-to-date in the industry I work in.

@gameplayer1980 8 ай бұрын

Subscribed. Loved this. Educational, though provoking and fun.

@austinwheeler3665 Жыл бұрын

“I need this job” made me chuckle. Subbed! Also, I saw your debt free scream a couple months back; congratulations!

@viljoisgreat7027 Жыл бұрын

You‘re amazing George!

@jasonk446 Жыл бұрын

Exactly 1 year ago I only had $400 in my savings (making 90k per year) and 9 debts (CCs, mortgage, student loans, bank loan, car loan, 401k loan, store charge cards, etc). I was able to use the snowball to pay off 7 of the debts so far and saved over $10k because my car may go soon and I wanted a little more than the $1000 recommended emergency fund. I am now working on my last debt minus the mortgage, 24k student loan. This should be paid off around Christmas. If I had paused my work 401K contributions and put the money I had saved for my car into my student loan, I'd probably have that student loan already paid off and would be able to move on to step 3. It will feel good when that day comes.

@ambethk77 6 ай бұрын

Hope your debt free today!

@elisemedina2237 Жыл бұрын

George Kamel!! Love the show!!

@carolannstevens5814 Жыл бұрын

George this is FANTASTIC!!!

@criscristofferson7381 Жыл бұрын

King George is putting out some bangers! So many videos!

@CalculonTV Ай бұрын

Keep it up with the funny memes. It makes the video very entertaining to watch and gets the message better across IMO.

@budsmith5368 Жыл бұрын

I am enjoying this fresh new channel

@ubwaterman Жыл бұрын

Right on George! great content!

@chrisgertie346 Жыл бұрын

George you’re on fire with the snark and trending stories

@westbccoast Жыл бұрын

Awesome video George, love it. 😘

@kathiegreiner678 Жыл бұрын

Excellent video!

@carolinebemmhribar7410 Жыл бұрын

Happy Birthday George🎉🎉🎉!!

@Kevtm10 Жыл бұрын

That social security part had me dying 😂😂 Great content as always George!

@misterconn23 Жыл бұрын

Great content George 🏁🏁

@DailyElectrician Жыл бұрын

well produced video! goals

@SMW8816 Жыл бұрын

This was really encouraging! Set to be done with paying off debt, 3-6mo in savings, and will be able to start working towards our 15% to retirement. Right now we are only at 6% of our gross income to retirement.

@philipschifano5876 Жыл бұрын

Love ur channel george. Great stuff!

@libbysworld7649 Жыл бұрын

George....this is awesome! I am 51 and in the past 2 years I was able to get out of debt and I'm working on getting my retirement turbo caught up. While doing so I'm also saving beyond my emergency fund to pay off the house. I have been investing for years, but my husband just started, so we are making sure we are Rothing HARD.

@leechburglights 4 ай бұрын

Congratulations 🎉 was in the same situation. Got out of debt in 2019 and in my mid 40s. Never had a penny of money saved for retirement, and never made more than $40k per year. Funny, after I turbo paid my mortgage in 2021 I suddenly had a huge surplus left over. Won't be long before I'm a babysteps millionare. Next year I'll join you in turbo saving for our company's 401k. And whatever is left will go into mutual funds.

@melissaramirez2310 2 ай бұрын

Very enjoyable video

@drewbailey8550 Жыл бұрын

I like Dave, but I LOVE George Kamel! Thank you and your whole team for the work you do. Ya'll have never met me, but you've changed my life.

@stevensantora2976 Жыл бұрын

Great video George.

@elizabethmalone3958 Жыл бұрын

“Good nite nurse!” 😂😂. Love the new channel, GK, you’re a national treasure!

@anya8221 Жыл бұрын

New Subscriber here, you're funny and informative. Young people could relate and understand you, good job, thank you!

@justinsongnj Жыл бұрын

Love your content George - you’re hilarious 😂

@milicajacimovic1 Жыл бұрын

George is hilarious and makes great points!

@jaclynbassett2432 Жыл бұрын

Happy Birthday, George! 🥳

@lben614 Жыл бұрын

Love his videos!

@keenanmorrison Жыл бұрын

One wrinkle in the average 401k balance statistic (that I don't have a solution for) is that it implicitly assumes that everyone has a single 401k and doesn't account for people with multiple 401ks in different brokerages, or people who rolled over a 401K from a previous employer into an IRA. As a result the average 401k balance only accurately measures a person's total retirement savings if they've only ever had one employer and don't use IRAs.

@DoctorSmartyPants Жыл бұрын

And over what age group or groups? Wasn't stated, so the number is meaningless really.

@Laura-ed5kf 5 ай бұрын

I was wondering this too… My 401K is terrifying…about one month of CURRENT living-expenses. But I look at the interest on my mortgage & because I’m only 3-years in, the interest is 50% of my Principle. What if I slam-that-out and THEN put the mortgage-payment into the 401K? I’ll still work until I’m 70, but if I pay the mortgage off in 7-10 years, I’ll have 20 years to invest..?

@d_all_in 3 ай бұрын

@@Laura-ed5kf your mortgage interest rate is likely lower than the expected return of the S&P500. That is why retirement contributions come before paying off the house.

@jackytheindo 10 ай бұрын

Success! 👏👏👏

@jessequentin4441 Жыл бұрын

Very funny video, well done. And good financial advice. It's hard to believe how poorly the average adult is doing financially based on these statistics... wow.

@moneywithjustliving5258 Жыл бұрын

I was in this head deep until I came across Dave's channel. Thank the Lord things can change and you can get out of debt. Love your new channel.

@Pylyp_Oleh Жыл бұрын

Great content!🎉

@gerardopena8751 11 ай бұрын

i love the video edition !

@Bees-knees99 2 ай бұрын

I have to say I enjoy George’s presentation style, very relevant!

@mariacorretge6615 Жыл бұрын

You packed a punch there, George!

@ovidbowie3929 Жыл бұрын

You should create a playlist series that covers the answers for each of these questions -- call it the Financial Literacy Course (to Pass the Test!)

@onebillionmillionstockloss 11 ай бұрын

I would love to have that energy and passion. Dig it

@theajbible Жыл бұрын

You're killing it, George!

@donaldva Жыл бұрын

Great advice.

@gusmueller4413 Жыл бұрын

kamel is bringing it in this one!

@stephaniezakroczymski464 3 ай бұрын

Love it! 🎉

@robinmartin2813 10 ай бұрын

Love the show, and humor 🤣 😄 is hilarious.

@user-rn6ud7kk7r Жыл бұрын

Long time fan of Dave Ramsey and me and my family love your show.

@jpp757 Жыл бұрын

Hi George, thanks for putting together such an entertaining video. I’d really like to know where I could find the resources to get up to speed on the EveryDollar budget app. I have tried to get up to speed on my own, but I’m failing. I can’t quite figure out the mechanics of how I handle variable parts of the budget like paychecks that change dates throughout the month, and utilities like power and water.

@vicentezuno9335 Жыл бұрын

You're killing it, George! I always enjoy your thoughtful, humorous content.

@mark.daniel Жыл бұрын

I'm taking a trip to Italy in two weeks and I feel ATTACKED. 😂

@YoMama6000 Жыл бұрын

I am in September 🫥

@taylorb6469 Жыл бұрын

FYI Italy is trash. But you’ll find that out soon enough.

@markg999 Жыл бұрын

Back from one in November. Italy is one of best counties to visit for sure.

@MrTmenzo Жыл бұрын

Mama Mia!

@birdingdiaries 9 ай бұрын

Oh hey you just hit 100K subscribers!!! Congratulations!!! Great videos!!

@GeorgeKamel 9 ай бұрын

Thank you!! So grateful!

@blackspiderman1887 Жыл бұрын

Good video

@martywilliard 5 ай бұрын

George - you rock ! You should be the new leader face of the Ramsey Brand.

@sylviachacon4152 Жыл бұрын

Nailed it! Debt free, living within my means, budgeting BUT was unwise regarding my retirement ☹. Putting in the max allowed but I will be one of those who will not have enough in 15 years.

@STEPH-yp Ай бұрын

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

@STEPH-yp Ай бұрын

@priscy_kk However, if you do not have access to a professional like JUDITH ANN PEACE, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments

@STEPH-yp Ай бұрын

@priscy_kk Judith Ann peace is her name

@STEPH-yp Ай бұрын

Lookup with her name on the webpage.

@STEPH-yp Ай бұрын

@priscy_kk You are welcome

@RicanSamurai Жыл бұрын

I think it'd be interesting to see a video about different kinds of insurance. Term life vs whole life, etc. Also like a timeline of what insurance you need at different stages of life. Like it's more important for me to have life insurance once I have kids, but I don't right now so it's less critical, etc...

@rnt45t1 Жыл бұрын

oh just go watch the old bald guy then LMAO

@Jawrathful Жыл бұрын

I second this!

@johnhoke6055 Жыл бұрын

George and Dave always recommend you buy the most expensive whole life policy you can get!

@dalizhernandez-finanzas Жыл бұрын

Yes!

@EFN86 Жыл бұрын

Dave has covered this time and time again. Look up his old videos he rants about whole life every 6 months to a year, and explains the difference. Whole life is the time share of life insurance, stay away from it! Term life insurance is the only one you want.

@gonegolfn07 Жыл бұрын

Our country is broke. 33% of people have no savings? Good god.

@alexmader7930 Жыл бұрын

George, I know there is the every dollar app, but could you do a video walking us through how to create an old school (paper and pen) budget? Some of us think more clearly when we write things down, so it would be nice to see how our grandmother would have written her budget.

@ashf3914 Жыл бұрын

Answered yes to all the questions except the insurance one. I would like to see a video on that please. And at what point are you considered self insured and no longer need term life insurance?

@mltbkr Жыл бұрын

Thank you George!!!! you are indeed a motivator!!!! you're killing it!!!!!

@Dianemc79 Жыл бұрын

Nice shirt!

@jcarter1742 Жыл бұрын

I'm 50 with 45k in retirement, man I need to step my game up😢

@XennialGuy Жыл бұрын

But you're still above average!

@dr_pinna543 Жыл бұрын

Why only 45k?

@lordmeowdemort Жыл бұрын

The best time to start is yesterday, the second best time is today. You got this J!

@deathrowtodisneyworld5030 Жыл бұрын

You can put 30k in your 401k per year once you hit 50. I am in ‘catch up mode’ too and have been maxing out the 401k contributions. In order to hit that last year, I had my employer taking out 40% to make the max for that year (I started that job in June) This year it’s 20%, and I’ll hit the 30k on the nose (started getting monthly bonuses around December last year). It’s doable! I know it’s more than the 15% recommended, but I’d rather have that fat pre-tax deposit than a lot of consumer stuff.

@mackymacky6959 4 ай бұрын

I also save on credit union CD....

@legalizemutualcombat9678 5 ай бұрын

George!! Please make a video so we can say yes to all of these!!!

@1MsParham Жыл бұрын

It’s not an ish-me, it’s an ish-u 😂 hilarious 🤣. This is why I’m a dedicated viewer. Thanks for the information Mr. Kamel. ❤

@user-vg4lv9ux6u 11 ай бұрын

George, I really thought you had dandruff all over your shirt. Love the show! You the man.

@sinisterhug1394 8 ай бұрын

I swear, those 1/3 people making $100k living check to check, gotta be living in either New York, California or Texas 😂

@gp7813 Жыл бұрын

George, love your show! I would like to see a show for boomers who have not adequately prepared to retirement.

@natetrucnlae6410 Жыл бұрын

Love all the memes

@YoMama6000 Жыл бұрын

Great stuff George! Happy to say I think I passed :) Maybe I’m not your target audience (26 yr old dude), but I’d recommend a few less memes. 3-5 a video would be nice, but they get a bit annoying after 10.