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Getting a Month Ahead | Emergency Fund Savings | Savings Challenges | Snowball Method | Cash Budget

  Рет қаралды 1,053

Stefs on a budget

Stefs on a budget

Күн бұрын

Hi Friends! We're back at saving for a month ahead and our emergency fund. As simple as this video is, it's ones of my favorites. I love putting funds to these goals!
Welcome to my budgeting channel. I’m a 41 y/o mom of 4, wife, and nurse budgeting our way to becoming debt free! This channel will have videos of our real budget, debt payoffs, cash stuffings, and savings challenges!
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Connect with me:
Stefsonabudget@gmail.com
Stefsonabudget
PO Box 45242
Rio Rancho NM 87174
My Esty Shop: stefsonabudget...
IG: ...
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Chanels and Shops mentioned:
‪@SpookyBudgets‬
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Disclaimer: I’m not a financial advisor. This channel showcases our personal journey to financial peace 💛💜
#budget #budgetwithme #cashstuffing #debtfreejourney #thebudgetmom #sinkingfunds #savingschallenges #budgetcommunity #debtfreecommunity #cashenvelopes #happymail #savings #budgetbypaycheck #budgetbypaycheck #zerobasedbudget #mondayminisavings #savings #savingmoney #savingschallenge #cashenvelopesystem #cashenvelopestuffing #debtfree #budgeting #mondayminis #mondayminissavings #savewithme

Пікірлер: 67
@emmagrace7071
@emmagrace7071 Ай бұрын
So much fun beautiful friend xx
@santagonzalez1222
@santagonzalez1222 Ай бұрын
Happy Wednesday my friend, awesome progress, Blessings
@chrisgilmore4591
@chrisgilmore4591 Ай бұрын
Great job - your month ahead is showing great progress!
@sandrashomaker8094
@sandrashomaker8094 Ай бұрын
Happy Wednesday!!
@SimplySaraSaves
@SimplySaraSaves Ай бұрын
So here for it!!! My favorite 🤩 video you do! Watch it grow 🌺
@deannaedwards1147
@deannaedwards1147 Ай бұрын
Short and sweet ❤
@aprilsantos305
@aprilsantos305 Ай бұрын
I really like the idea of your month ahead binder and working with what you can afford. 😊 Thanks for the inspiration! 🤗
@stefsonabudget
@stefsonabudget 29 күн бұрын
Thank you! The small amounts are adding up. 🌸🩷🤍
@tammycorbin5233
@tammycorbin5233 Ай бұрын
Thank you for being such an inspiration and for the motivation. I am in love with the way my month ahead binder came out! I love flipping through it and seeing my beautiful dashboards ❤. Have a wonderful rest of your week my friend!
@stefsonabudget
@stefsonabudget 29 күн бұрын
Yay! Im so glad your liking your setup! It’s motivating when we get to look at our pretty stuff 🥰🩷🌸
@lolethawoods786
@lolethawoods786 Ай бұрын
Happy humpday Stef 😊
@Homeschoolmamabudget
@Homeschoolmamabudget Ай бұрын
Love the month ahead binder. I started doing that as well. Its nice to have the emergency fund but the month ahead really makes a difference too. I wish I had it when my husband was laid off the last time so that is what made me take the plunge and start. Starting a channel has helped keep me accountable.
@stefsonabudget
@stefsonabudget Ай бұрын
I’ve been loving stuffing this one! Just the idea of being ahead on all your monthly expenses is really comforting. I wish I would have started this one sooner. 🩷🌸🤍
@deborahjanik1116
@deborahjanik1116 Ай бұрын
Happy Wednesday Steph
@LadyEveBooks
@LadyEveBooks Ай бұрын
You're making great progress 💜🖤💜
@Savingforlife
@Savingforlife Ай бұрын
Those I.o.u's.... get me every time 😂
@stefsonabudget
@stefsonabudget Ай бұрын
I got two big ones this week 🤣🤣 I think if I’m $5 and under I’ll just go to a $50 challenge from now on 🤣🩷🌸🤍
@simplylivingsaves
@simplylivingsaves Ай бұрын
Another fun video my friend❤
@mistyjobe7005
@mistyjobe7005 Ай бұрын
I love all your videos but I'm really loving this one! I love seeing your progress 🩷🩷
@stefsonabudget
@stefsonabudget 29 күн бұрын
It’s becoming one of my favs too Misty! 🥰🩷🌸
@adrienneadelsperger897
@adrienneadelsperger897 Ай бұрын
Love it!!!❤❤
@DawnsSunriseBudgeting
@DawnsSunriseBudgeting Ай бұрын
I am def going to be doing my month ahead the way you do it when I can. When you are paying debt it is so hard to put alot in month ahead. This makes it seems less daugting! I love seeing how far ahead you are!
@GandLBudgetingBesties
@GandLBudgetingBesties Ай бұрын
Loving the progress Stef 😊💚💚💚🥰
@cashNcoffee-budgets
@cashNcoffee-budgets Ай бұрын
Great progress 😊
@chikadee-3
@chikadee-3 Ай бұрын
You got some big numbers in the end! 😱 Loved the video 💜
@pennysavedisapennyearned
@pennysavedisapennyearned Ай бұрын
Good morning ☀️
@yolandareese923
@yolandareese923 Ай бұрын
Great job!!❤❤
@mrssummersbudgets
@mrssummersbudgets Ай бұрын
Hi Stef, great stuffing, ouch a huge IOU!
@Winter_Babe_Saves
@Winter_Babe_Saves Ай бұрын
Saving challenges ❤
@GoldieLocBudgetQueen
@GoldieLocBudgetQueen Ай бұрын
This is so inspiring to see…even though you are only putting $3 in each category on your month ahead binder it is still progress and it will add up. I ve been thinking about starting a month ahead binder myself. This is my sign just to start no matter the amount that I can put in right now
@stefsonabudget
@stefsonabudget Ай бұрын
Absolutely my friend, do it! I’m so glad I started mine. The little amounts really do add up and quicker than we realize. This has been a favorite of mine to add money into! 🩷🌸🤍
@budgetsaveshare6313
@budgetsaveshare6313 Ай бұрын
You've made so much progress with this binder, Stef! 👏🏿 I really need to start one.
@stefsonabudget
@stefsonabudget 29 күн бұрын
You got this! 🥰🩷
@Builditbigbudgets
@Builditbigbudgets Ай бұрын
This is one of my favorite videos to watch!! I just started doing month ahead the way you do!! I love it! Thanks for sharing the idea!!!! :)
@stefsonabudget
@stefsonabudget Ай бұрын
Yay! I love that. This is surprisingly one of my favs too. Maybe something about really seeing the small amounts get us there. Plus it’s fun to see savings grow 🥰🥰🥰
@thedramaticpanda
@thedramaticpanda Ай бұрын
hey girl heyyy! love how much progress you're making! ❤ every little bit really adds up!
@stefsonabudget
@stefsonabudget 29 күн бұрын
Thanks Jenny! 🌸🩷🥰
@leftybudgetz
@leftybudgetz Ай бұрын
Happy Wednesday!! I love how you set up your month ahead, I’m starting on mine as soon as I fully fund my emergency fund. (1 more paycheck to complete 🎉)
@stefsonabudget
@stefsonabudget Ай бұрын
Oh my goodness that’s super exciting. Congratulations 👏🏻🎉. I’ve really been loving saving in the month ahead binder. Just something about seeing those little amounts making progress 🩷🌸🤍
@cathysims7436
@cathysims7436 Ай бұрын
Great video love how you are doing the month ahead binder. Love the dash boards if you ever decide to sell them I would differently buy them.❤❤❤
@stefsonabudget
@stefsonabudget 29 күн бұрын
Thank you! I had them listed in my shop for a bit. I might get them back in there 🥰🌸🩷
@Budgeting_with_Lee
@Budgeting_with_Lee Ай бұрын
Great video💚💚💚
@stefsonabudget
@stefsonabudget Ай бұрын
Thank you Leesandra! 🩷🌸
@jessesmith4196
@jessesmith4196 Ай бұрын
You ever decide to sell those HP dashboards and the beautiful book ones I will buy them. Love your channel!
@stefsonabudget
@stefsonabudget Ай бұрын
Aww thank you so much! 🥰❤️🌸
@gaynorferris7129
@gaynorferris7129 Ай бұрын
You are doing so well with these savings binders Stef. Challenges are so cute. 😊💲Maybe next time there will be ding ding dings🤞 Have a super day 🍭
@stefsonabudget
@stefsonabudget Ай бұрын
Thank you my friend! I think from now on if I have $5 and under I’m just going to do a $50 challenge 🤣🤣
@gaynorferris7129
@gaynorferris7129 Ай бұрын
@@stefsonabudget I bought some prop money and will implement your idea regarding my £1,£2 coins...super idea! Thankyou....also I love your snowball idea...I am looking at a way in which I can implement that too into my budgeting....methinks I need more money for a start🙈😂
@Trinity1976
@Trinity1976 Ай бұрын
Since you do the month ahead and emergency fund binder in the same video, if you only end up with a few dollars extra for the emergency fund, you could add it to the snowball for month ahead. Im sure you want to keep it separate since you budget it separately but just something I thought of when I saw the large IOU lol
@stefsonabudget
@stefsonabudget Ай бұрын
Great suggestion! I have to put the $40 each payday to the emergency fund to reach the goal of $1000 for the year. I think what I’m going to do is if I have $5 or under just choose one of the lower amount challenges so there’s not such a big IOU 🤣😭🙈🩷
@joannam.9276
@joannam.9276 Ай бұрын
💚
@JamieRNbudgets
@JamieRNbudgets Ай бұрын
Ouch! That $12 IOU🫣
@stefsonabudget
@stefsonabudget Ай бұрын
That was a big one 🤣🤣
@christyross8337
@christyross8337 Ай бұрын
❤❤
@LadyRina8670
@LadyRina8670 Ай бұрын
Love the month ahead, I’m getting ready to start me a month ahead binder.your dash boards and fully funded are beautiful do you make and sell them.
@stefsonabudget
@stefsonabudget 29 күн бұрын
Thank you so much! I made the dashboards and SweetandSassybudgets made the fully funded slips 💜🤍🩷
@susanpacheco8318
@susanpacheco8318 Ай бұрын
💜💜
@stefsonabudget
@stefsonabudget Ай бұрын
🩷🌸🤍
@bargainbudgets
@bargainbudgets Ай бұрын
Ty for sharing your blessings big hugs from Coco 🧋
@SweetandSassyBudgets
@SweetandSassyBudgets Ай бұрын
💜 💜
@stefsonabudget
@stefsonabudget Ай бұрын
Hi Carla! 🩷🌸
@tammybowen5307
@tammybowen5307 Ай бұрын
❤❤❤❤😊
@stefsonabudget
@stefsonabudget Ай бұрын
🩷🌸🤍
@bethbeckwith7928
@bethbeckwith7928 Ай бұрын
good job
@stefsonabudget
@stefsonabudget Ай бұрын
Thank you! 🥰🩷🌸🤍
@BudgetRx
@BudgetRx Ай бұрын
@stefsonabudget
@stefsonabudget Ай бұрын
🩷🌸🤍
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