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Getting Sick while RVing! Healthcare Insurance for Full Time RV Living!
Рет қаралды 1,265
8 ай бұрынGetting Sick while RVing! What Healthcare Insurance we use for Full Time RV Living! Embarking on the adventurous journey of full-time RV living allows us to embrace a life of freedom, exploration, and unparalleled experiences. However, just like any other lifestyle, it comes with its own set of challenges. One such hurdle is dealing with unexpected medical situations while on the road. In this video, we will delve into our personal experience of falling ill during our two-year RVing journey, and highlight the health insurance we have been using.
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Joel, Deb, and 🐕 Maya
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Disclaimer: 1) We are not experts in the RV or travel industries. Everything on this channel is for entertainment value and is not to be considered legal or professional advice. Information in the video was located on web pages for the places we visited, the internet of things, and personal experiences.
*We are formally known as Chasing RV Sunshine and the name change was done on Nov 1, 2022.
#rvtravel #rvliving
@ChasingOurSunshine 8 ай бұрын
We can say Deb is felling better now and we did have a nice Thanksgiving! We hope all of you did too! Thanks for watching and if you are using a different insurance let us know! Joel, Deb & 🐕 Maya
@mollyjackson5731 8 ай бұрын
We had a good thanksgiving and hope Deb feels better soon!
@ChasingOurSunshine 8 ай бұрын
Hi guys- she is feeling much better! Thanks and glad you had a good thanksgiving! Joel, Deb & 🐕 Maya
@Wandering_Kerrs 8 ай бұрын
Glad you are feeling better! Stay well. Stay safe!
@ChasingOurSunshine 8 ай бұрын
Hi guys- thanks so much for the well wishes and hope you had a good Thanksgiving! Joel, Deb & 🐕 Maya
@user-ip7yl9zk7p 8 ай бұрын
Loved Dolly! Hope you are feeling better!
@ChasingOurSunshine 8 ай бұрын
Dolly rocked it!! Feeling much better- Thanks- Joel, Deb & 🐕 Maya
@joannedavis7346 8 ай бұрын
Glad you’re both feeling better💜🙏🏻🤗
@ChasingOurSunshine 8 ай бұрын
We are feeling better! Thanks- Joel, Deb & 🐕 Maya
@stuwardw 8 ай бұрын
At least it was a great football game! Thank you!
@ChasingOurSunshine 8 ай бұрын
You bet! Go Packers! Still can't believe they beat Detroit! Thanks- Joel, Deb & 🐕 Maya
@moxymaxx5350 8 ай бұрын
Merry Christmas Joel, Deb and Maya!🌟🎉🎄🤶🧑🎄🏕️
@ChasingOurSunshine 8 ай бұрын
We can't believe it's going to be December! Happy Holidays to you and Russ & family- Joel, Deb & 🐕 Maya
@TheRoadSMITHS 8 ай бұрын
It's great you went to the doctor! So glad you're both feeling better!
@ChasingOurSunshine 8 ай бұрын
Thanks guys! Feeling much better & hope Ken gets over his cough too!
@rventures1021 8 ай бұрын
WOW 2 year! that is pretty lucky!! Glad you are feeling better!! Glad you had a great Thanksgiving!!
@ChasingOurSunshine 8 ай бұрын
We have been pretty lucky that we haven't been sick! Let's hope it's another two years again! Hope you had a good Thanksgiving too! Thanks- Joel, Deb & 🐕 Maya
@BrokenDreamsReborn 8 ай бұрын
Joel is such a great nurse taking care of Deb the way he does, especially on Thanksgiving and going and getting y'all a meal! That is good information about the FMCA! We did not know that! Glad you are feeling better, Deb and y'all might want to buy stock in Kleenex! ~ Shion and Matthew
@ChasingOurSunshine 8 ай бұрын
Haha! We should buy stock in Kleenex 😆! We feel the emergency fight insurance is worth the cost of joining FMCA alone! Thanks guys! Joel, Deb & 🐕 Maya
@robertdoyen5434 8 ай бұрын
Good to hear that you’re feeling better. 2 great games and Dolly too. We got our first real snow Saturday 😝but that’s Wisconsin. The first one is pretty. Stay safe out there. Thanks From Wisconsin
@ChasingOurSunshine 8 ай бұрын
It was a good Thanksgiving and football day for sure! Go Pakcers, still can't believe they played good and won! We have been seeing pictures of the snow! Stay safe & Thanks- Joel, Deb & 🐕 Maya
@thisisouradventure 8 ай бұрын
Awesome video guys hopefully Deb is feeling better! Oh and yes GO PACK GO was awesome to see them beat the Lions!
@ChasingOurSunshine 8 ай бұрын
Deb is feeling so much better! and GO PACKERS!! Still can't believe they won! Thanks- Joel, Deb & 🐕 Maya
@melodyassaro 8 ай бұрын
Glad you’re feeling better. We have BCBS Federal. So far haven’t had to use it while on the road except for scripts.
@ChasingOurSunshine 8 ай бұрын
Hi guys- we will take at look at BCBS Federal! Thanks- Joel, Deb & 🐕 Maya
@Colleen1978 8 ай бұрын
Great video! Glad you are feeling better. We just started using marketplace in October and put the full allowable amount into a healthcare savings account to cover deductibles and other costs. Healthy travels!
@ChasingOurSunshine 8 ай бұрын
Great point- It is nice to use a healthcare savings account too! Yes, feeling much better and safe travels! Thanks Joel, Deb & 🐕 Maya
@brendanwalsh1675 8 ай бұрын
Glad to hear that you're on the mend. We started full-time as soon as Medicare started for us. Brendan & Lena
@ChasingOurSunshine 8 ай бұрын
Hi guys- waiting till Medicare is a good option too- Thanks Joel, Deb & 🐕 Maya
@ChasingOurSunshine 8 ай бұрын
Please email us at info@chasingourshine.net as we are in the Tucson area and would love to meet up. Joel, Deb & 🐕 Mayav
@WaywardWaggs 8 ай бұрын
So sorry you were so dick, especially for Thanksgiving! Healthcare is one stress we don't have thank God. We both have tricare from the military and Dustin can also use the VA clinics. Our plan doesn't require referrals for specialty care either which is nice! Sure hope you're on the mend and back to your sunny self soon! 😘
@ChasingOurSunshine 8 ай бұрын
Hi guys- we are glad you have the VA option & wish there was something like it for law enforcement. Feeling much better! Safe travels- Joel, Deb & 🐕 Maya
@HappyPlaceDiaries 8 ай бұрын
Getting sucks no matter where you are… but it really sucks around the holidays. Hope you guys are well! Happy Holidays!
@ChasingOurSunshine 8 ай бұрын
Thanks guys- we are both feeling better now! Deb is about 90%
@jdroberts3363 8 ай бұрын
We have been full timing for a year, have covered about 20 states with no health issues . Came home for Thanksgiving and our annual Drs visits and I get Covid! It was just a mild case but was down for a week and missed Thanksgiving! Glad y’all are better, Safe travels
@ChasingOurSunshine 8 ай бұрын
Wow! To get home and get COVID! Glad it was mild, but still sucks to miss Thanksgiving! It's Deb’s favorite holiday. Safe travels & Thanks- Joel, Deb & 🐕 Maya
@GregMaryRV 8 ай бұрын
Hi sorry to hear you are ill. We are at Rockhound now (Nov 26) and have been following you guys on KZfaq for awhile now. If you are still here and feeling better we would love to me you in person.
@ChasingOurSunshine 8 ай бұрын
We just left there two days ago- so sad we missed you! We loved Rockhound!! Deb is feeling much better! We hope our paths cross as we would love to meet you guys too! Safe travels - Thanks- Joel, Deb & 🐕 Maya
@brucetaylor5750 8 ай бұрын
Go thru Deming on my way to Arizona all the time.
@ChasingOurSunshine 8 ай бұрын
Deming area was nice! Safe travels- Joel, Deb & 🐕 Maya
@LivingtheSilverLife 8 ай бұрын
Glad you’re feeling better, but man, sick on the holidays really stinks. Dealing with health issues and insurance on the road is always scary.
@ChasingOurSunshine 8 ай бұрын
We have been lucky and this was a first for us. We are sad we missed Friendsgiving, but Joel made a really nice Thanksgiving dinner for us. Hope you have a good Thanksgiving with your family. Thanks- Joel, Deb & 🐕 Maya
@RickandDarcirvadventures 8 ай бұрын
Good idea. We need to talk to a local medical insurance agent.
@ChasingOurSunshine 8 ай бұрын
Speaking with a local insurance agent was so helpful!
@jasongillingham8830 8 ай бұрын
HAPPY Thanksgiving
@ChasingOurSunshine 8 ай бұрын
We hope you have a good Thanksgiving too! Thanks- Joel, Deb & 🐕 Maya
@RVAmerica 8 ай бұрын
We have had to use urgent care a couple of times on our travels. We even had to hunt down an eye doctor for Danny once. Hope you are feeling better. ❤ Lynn and Danny
@ChasingOurSunshine 8 ай бұрын
We have been really lucky in our 2 years! Deb is feeling way better! Thanks- Joel, Deb & 🐕 Maya
@justramblinaround 8 ай бұрын
Yes you did not sound good at all at the beginning so glad you went in. I am also prone to the same one time I had pneumonia forever went from one lung then to the other ugh! You sounded so much better at the end when you were outside but then you added the cough at the very end and I was like oh my! Great tips we have a couple more years before thinking about some of this. So Ken from the Roadsmiths owes me a beer from the last game we played Dallas you guys want to do the same bet for Thursday Night game?
@ChasingOurSunshine 8 ай бұрын
Luckily the meds kicked in after we filmed this last week & so much better- about 90% now! But Joel says okay to betting for a beer! He is taking Dallas of course!
@RickandDarcirvadventures 8 ай бұрын
Rick is a 100% disabled veteran so his coverage is done. We got Darci on CHAMPVA so her medical and prescriptions are covered. Just got to get her vision and dental.
@ChasingOurSunshine 8 ай бұрын
We do not have any dental or vision either- we should look into something for both. Thanks - Joel, Deb & 🐕 Maya
@AWOLlcdrpeterson 8 ай бұрын
Hope you are fully recovered. We are also FMCA members, and FMCAssist is a great program, but I would suggest you review the coverages again, I don't think it covers some of the situations you described. To get extensive travel coverage, Sky Med is the ticket, but that runs about $1k/year. Glad to see that you had a good nurse! Go Joel!
@ChasingOurSunshine 8 ай бұрын
Hi guys- We just re-read it and what we talked about is covered, there are maximum amounts that can be spend on some of it. Feeling about 90% better now. Thanks- Joel, Deb & 🐕 Maya
@AWOLlcdrpeterson 8 ай бұрын
@@ChasingOurSunshine I stand corrected. Deb was right! Lol. What is also interesting to note is that this benefit costs the FMCA around $70/member/year, while the annual dues are less than that amount. It is a GREAT BENEFIT! I know an FMCA Member that signed up for Sky Med, because he had an accident on his property and needed a Life Flight, which ended up costing him $15k. The FMCA Program did not cover this because he was at his home. Here's a good powerpoint on the benefit. www.fmca.com/pdfs/FMCAssist_Seminar_081623.pdf
@ChasingOurSunshine 8 ай бұрын
Thanks for sharing the powerpoint! It is a GREAT benefit for sure! Because of re-reading it we learned more, death benefits, lost of hands or feet and sounds like the time to call is when you are admitted to an emergency room. We are always covered now under this as we are full-timers and always traveling.
@TheRoadSMITHS 8 ай бұрын
Thank goodness for antibiotics!!! You sound awful...so glad you're both feeling better!
@ChasingOurSunshine 8 ай бұрын
We are glad we found the walk-in clinic! Deb is about 90% now and feeling much better! Thanks- Joel, Deb & 🐕 Maya
@moxymaxx5350 8 ай бұрын
Get well you guys! I have a feeling the worst is behind you! Ahh, Mennonite’s are good. Take care and drinks lots and lots of water!!
@ChasingOurSunshine 8 ай бұрын
Deb is much better! We love the Mennonite Story near us back in Wisconsin, just never thought of them having whole medical clinics! Hope you had a good Thanksgiving- Joel, Deb & 🐕 Maya
@stephenpolos1689 8 ай бұрын
Good video 😊just asking since your retired law enforcement why did you not get the medical insurance from work 🤔😀 safe travels
@ChasingOurSunshine 8 ай бұрын
Great question! Sadly, most Law Enforcement agencies don't offer insurance once retired. Our departments did not offer anything for insurance options. So we had to go out on our own to find it. Thanks- Joel, Deb & 🐕 Maya
@RVWagginTails 8 ай бұрын
Is that a decoration on the window seal or a line of "used tissues"? ;-) Good information. We are a few years out from retiring and that is one of our biggest concerns is the healthcare coverage (to bridge the gap until 65).
@ChasingOurSunshine 8 ай бұрын
It was tissues- 😆 and it was a huge concern for us too. We are glad we spoke with the insurance professional as it helped us! Good luck and thanks- Joel, Deb & 🐕 Maya
@rstspecos 8 ай бұрын
Go Cowboys! 🤠
@ChasingOurSunshine 8 ай бұрын
Joel agrees!! It’s been a good year so far! Go Dallas
@thomastheys6681 8 ай бұрын
Hope you are well, so are you with the rubber chickens? Thomyt
@ChasingOurSunshine 8 ай бұрын
Haha- we just left the rubber chicken gang and going to be camping with some of them this week! 😂👍
@thomastheys6681 8 ай бұрын
@@ChasingOurSunshine we are rubber chickens too. Thomyt and Lauren.
@ChasingOurSunshine 8 ай бұрын
@@thomastheys6681 We are not yet- but are camping with the newest members this week! 😜
@ChasingOurSunshine 8 ай бұрын
@@thomastheys6681 What # is on your chicken?
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