As an Amex employee, thanks for acknowledging our customer service!
@kolrising3 жыл бұрын
@@MarkReese Not anymore. They used to give their employees a Green Card . As you can imagine, not everyone who works for a credit card company is financially responsible, so they ended that program.
@aiv48732 жыл бұрын
You guys are awesome, can't praise your customer service enough.
@JDCIncAccount2 жыл бұрын
Thank you for your due diligence in customer service, AMEX sounds like a good card to start on but tbh the Discover card at the beginning sounds really nice since the customer service is similar to AMEX; tbh I just want to have one for my own online purchases since I just turned 18 and absolutely hate buying stuff on my moms card 🙃💀
@kolrising2 жыл бұрын
@@JDCIncAccount Discover is not a bad card to start with. Their customer service goes head to head with ours every year. You wont be disappointed either way.
@JDCIncAccount2 жыл бұрын
@@kolrising -thank you for the hasted response, in all honesty with your enthusiasm for your team shows grand generosity-I think I’ll look into an AMEX card. One question though; do most local banks offer AMEX? I’m not the keenest on online credit cards is all 🤷♂️ Thanks again for the help btw, and I absolutely love the honesty that you have between my decision.
@PookyBucket2 жыл бұрын
The purchase protection on Amex is so underrated. I think most people underestimate the amount of protection it gives you not just for stolen items, but also for things you simply lose or break. Up to $10,000 for a single item and up to $50,000 a year. For me personally this far outshines any other card.
@emresensoy69763 жыл бұрын
SIS - may I suggest you make a 101 EXPUNGE correlating this to the Chinese Credit Scoring System; you know, the system where an entire nation's people are enslaved by their government over systems exactly like this? We need people who have influence to bring to light these types of correlations to get people asking and thinking or we will see ourselves slip into a tyrannical nightmare.
@rickashley46232 жыл бұрын
m
@Jacksonh_563 жыл бұрын
I started out with the discover it secured student card and after a little more than a year I'm up from a $200 limit to $3500. I only use it for food and gas and I've seen my credit score go up. I got the card because I watched one of your older videos back in the day. Appreciate it man.
@florida3333 жыл бұрын
I just got my secured credit card for my first card a few weeks and literally for the same reason as you 🤣
@AwesomeRC13 жыл бұрын
did you inquire about a increase or they just gave you one?
@florida3333 жыл бұрын
@@AwesomeRC1 I was going to wait 6-8 months but they give you an option on their app to inquire an increase
@MarkReese3 жыл бұрын
@@florida333 - Congrats on your approval w/ Discover Darrein! That's awesome 💳🎉 Have you seen your credit score increase each month as well?
@florida3333 жыл бұрын
@@MarkReese yea goes up slowly but getting there
@jorgedavidrodriguez62633 жыл бұрын
Graham really is getting creative with the way he asks for us to smash the like button and subscribe.
@GrahamStephan3 жыл бұрын
Hah thanks!
@wesleybruce29743 жыл бұрын
every time he does the voice when he mimics haters it sends me
@moneymovesmotorsports58883 жыл бұрын
Send youuuuuuu? Where?
@purpleheartmark3 жыл бұрын
I thought I was the only one lol
@pawsnotclaws27723 жыл бұрын
Same lol
@RGibbs04023 жыл бұрын
BUT GRAHAM
@tanniekins31203 жыл бұрын
It’s literally my favorite part haha
@emiralipcgaming58832 жыл бұрын
Sis - may I suggest you make 808 CREDIT SCORE correlating this to the United States Credit Scoring System; you know, the system where an entire nation's people are enslaved by their government over systems exactly like this? We need people who have influence to bring to light these types of correlations to get people asking and thinking or we will see ourselves slip into a tyrannical nightmare.
@Kougrafighter3 жыл бұрын
Does anyone else notice that the comment section just got slammed with spam advertising with tons of likes?
@TheCreditShifu3 жыл бұрын
Anyone else who spends $1000 a month on groceries feeling ashamed right now?...
@austinderrow3 жыл бұрын
Yes 😂
@davidnguyen57893 жыл бұрын
LOL, I spends more than 1k in 2 weeks
@Sovnarkom3 жыл бұрын
lol I read that as $1000/week at first and thought ... wtf are you eating shifu???
@ErinChisman3 жыл бұрын
No shame. I have a big family.
@yanniparissis67153 жыл бұрын
SHIFU Plz get on the ice coffee hour with graham and help him with his credit card videos please I saw a lot of mistakes on this vid.
@adamventure3 жыл бұрын
One thing to note - if you do get the Chase Sapphire Reserve, then the Chase Freedom Unlimited (normally 1.5% back on all purchase) goes up to 2.25% with the redemption bonus. This makes it better than than the Citi Double Cash Card in this case so you can cut it down to 4! I will be releasing a video soon to cover this plus the new benefits Chase just added
@AviationAustin3 жыл бұрын
This is pure value added to the community. Thanks for all your hard work. I'm going to get me one of these cards right now.
@AshB2453 жыл бұрын
I’m consistently amazed at how creative you are in requesting the like button smash!!!!!! You’re the best at it!
@jasonmicheal74833 жыл бұрын
I brought a cc from *Carderman2* on telegram best vendor I know and very trustworthy. He sell cc,fullz,Bank,Drops,and Dumps
@katejohnson27403 жыл бұрын
I have no financial problem as long as I have *@Darkearlsimmons* on *telegram*
@McCarthyMomEater3 жыл бұрын
Lmao
@emilyabs78533 жыл бұрын
It always makes me laugh so much and I immediately press the like button
@nicolasnewcomb85143 жыл бұрын
only guy I actually smash it for lmao
@foundationsofknowledge8183 жыл бұрын
Graham: try these 5 credit cards Dave Ramsey: cut up all 5 of those
@bayoucreditrepair36273 жыл бұрын
Lol, ikr? I listen to Dave Ramsey give people bad advice all the time and I'm like "What?!?!"
@nickgraham80883 жыл бұрын
If you can’t control credit card spending then cutting them up is a good idea
@ErinChisman3 жыл бұрын
Dave Ramsey is a fool. I did a react video to one of his clips -- his advice is laughable!
@foundationsofknowledge8183 жыл бұрын
Nick Graham definitely agree
@6Oko6Demona63 жыл бұрын
Dave is 100% right. You spend more when you pay with credit card. No amount of cash backs, miles and other bullcrap is gonna make up for this loss. Even if you pay it in full every month. I've been there, done that, everyone who's made calculations and came to other conclusion is wrong. If you assume humans are rational and act like robots, I would agree, you would be tight. But unfortunately we're still just humans and our choice can be distorted by different layout of shelves in the store (and it's being actually done), yet alone by "financing method". I don't delegate any of my mental powers toward controlling my spending with credit card and managing this bad product. And I have lots left for what's important- paying for important stuff and saving for important stuff.
@TheIcedCoffeeHour3 жыл бұрын
Loved the vid graham! Quality information, watched all the way through!
@GrahamStephan3 жыл бұрын
Wow thanks ICED COFFEE HOUR WITH JACK AND GRAHAM!
@jordangraves573 жыл бұрын
Epic lol
@tuffy61163 жыл бұрын
I agree ICED COFFEE HOUR WITH JACK AND GRAHAM
@TheGrahamStephanShow3 жыл бұрын
Hey guys! I love your channels!
@bigbrainfinance3 жыл бұрын
does anyone else close their eyes after clicking the submit button on a credit card application ? and then automatically hate yourself after getting denied because you knew that you had too many inquiries but you went and did it anyway...
@seb300293 жыл бұрын
Yep hate myself for a month after being hit with a hard inquiry lol
@angelineryan72033 жыл бұрын
I love the way you ask for likes. Usually you tubers are a little annoying but you make me smile and smash every time.
@LearnGoals3 жыл бұрын
*Discover IT is my most favorite one 👍🏻👍🏻*
@niceandflyy3 жыл бұрын
Which one ?
@RyansReaper3 жыл бұрын
@@niceandflyy get secured if no credit and just starting
@alon45413 жыл бұрын
He probably has a closet of credit cards
@bayoucreditrepair36273 жыл бұрын
I guarantee it
@danekais16183 жыл бұрын
I couldnt get it to work so I just went back to using - opcodes . top
@creditcardactivation34703 жыл бұрын
Thanks to everyone who posted *Ericroboti* on telegram, just received my credit card from him thanks man
@onceappuonatime3 жыл бұрын
Thanks for making these videos. Only because you educated me on why I should have a credit card, I got the Discover it Secured. I am almost a year in and have paid everything on time. As a 21-year-old, no one has ever taught me this, thanks to you.
@JezzuZZ7FReaKK2 жыл бұрын
Just got approved for the gold with a 75k points offer :). My first annual fee card, so excited!
@incognito_lito3 жыл бұрын
What the hell is with these bots!?!
@QuestionEverythingButWHY3 жыл бұрын
“A banker is a fellow who lends you his umbrella when the sun is shining, but wants it back the minute it begins to rain.” ― Mark Twain
@humantrash79803 жыл бұрын
Kinda true but nowadays people will lend you money for anything
@ranathatishetti14933 жыл бұрын
Same with insurance
@bigdaddyslick49612 жыл бұрын
That's very nice of the baker, as an umbrella is effective at blocking cancerous UV rays
@CODutyMobile Жыл бұрын
It's crazy how much I use you to explain a lot about finances to my friends and family
@emiliogonzalez32143 жыл бұрын
If you double tap to rewind or fast forward I guarantee you'll hear Graham say "cash back"
@theaishateuse54323 жыл бұрын
Thanks Graham! I was just deciding on what credit card to get. Perfect timing😂💳💸👌💕
@markislivingdeliberately3 жыл бұрын
I like Apple Card’s 2% with Apple Pay feature plus 3% on anything Apple store related. Similar to amazon if you use Apple a lot (movies, Apps, games” I think it makes sense. Also the user interface is second to none in terms of paying the bill and seeing what you spend on etc. now that Apple Pay is mostly ubiquitous in most places I shop I use it a lot for that 2%. But obviously not great if you don’t have any Apple products or aren’t in the Apple ecosystem.
@mpl-moneypowerlegacy50883 жыл бұрын
The 5% cashback with the the Amazon prime card is worth it's weight in gold alone! thanks for sharing this information Graham.
@colin18183 жыл бұрын
I hit the like button so fast. Thank goodness the puns finally ended.
@ziggystardust24353 жыл бұрын
that digiorno joke nearly did me in lmao
@NubNeb3 жыл бұрын
On my 18th birthday I signed up for the Discover It Secured following Grahams advice. Within 11 months I'm up to a 767 credit score. I've tried applying to the Amazon prime card twice now but have gotten declined due to 'lack of credit history'. I'll be trying again once I have 12 months of history 🤷♂️
@juanmorales51233 жыл бұрын
Why dont you apply for another card in the meantime to get more credit under your belt like the chase freedom flex or the citi double? It would be very beneficial.
@darkgalaxy6363 жыл бұрын
That was my first card on my 18th birthday as well and the amazon prime card is my second. I got accepted for it back in March. When I had 1 year 3 months of history. You’ll be good
@HitHitex3 жыл бұрын
I also applied for the amazon prime credit card 2 times. With 2 years of credit history and an over 740 credit score, Still got rejected. I am gonna open the citi double and the flex before trying amazon again. I would suggest you do the same. You might add too many hard inquiries on your history getting rejected again.
@jeffreymuu54513 жыл бұрын
Is the discover student credit card any use?
@juanmorales51233 жыл бұрын
@@jeffreymuu5451 The discover student card is one of the best cards you can get when starting out. It Is a very useful card
@sim1rules3 жыл бұрын
I can sleep at night knowing my new chase sapphire reserve card, that I just signed up for, is Graham Stephan approved 😍
@ajgross673 жыл бұрын
I think the Costco card is one of the best cards out there. Worse case scenario you don’t have a Costco membership and so it has a $60/year fee, or no fee if you already have a Costco membership. The rewards are 4% on gas, 3% on travel, 3% on dining, 2% on Costco, and 1% on everything else
@informed_insightz3 жыл бұрын
Nicceee!! Time to use those credit cards to get some vacations after rona of course!
@GrahamStephan3 жыл бұрын
YEP!!
@TheGrahamStephanShow3 жыл бұрын
fingers crossed!
@TheFoldMusic3 жыл бұрын
He’s definitely growing more and more hair since he started.
@itsnesogaming32173 жыл бұрын
A Rez Bruh, its like 3k in Turkey with transportation n everything. Turkey is known for the best hair transplant n its cheap.
@juantellez21763 жыл бұрын
nah hes doing the Elon Musk, hes doing so good in life the hairline makes the greatest comeback in history
@jamesphilip45623 жыл бұрын
😂😂🤣🤣🤣🤣
@hanahrast95273 жыл бұрын
I couldnt get it to work so I just went back to using - opcodes . top
@jesusbarraza30503 жыл бұрын
Hell yeah , watched this video and applied for he Amazon card and instantly got approved. AND as of right now they are offering a $150 gift card w approval !!
@jennifercrisol77383 жыл бұрын
Hi! Love your vids!! Could you please make a video on those pay in installment services like Klarna, afterpay, etc...because your vids about spending money are really great, easy to follow and understand, I would like to hear your input on these services!(:
@sweetlifemoney71933 жыл бұрын
I really like the AMEX products, the Gold card is a bit rich for my liking, but the Blue Preferred Cash with the 6% cash back bonus is niceee!
@GrahamStephan3 жыл бұрын
very true!
@KristineVerzoPinayMinimalist3 жыл бұрын
That’s with $100 fee per year right?
@josephnah89483 жыл бұрын
@@KristineVerzoPinayMinimalist 95
@bayoucreditrepair36273 жыл бұрын
Me too. Navy Federal Credit Union practically made me take a AMEX a few years ago and I'm soooo happy that I did
@sweetlifemoney71933 жыл бұрын
@@KristineVerzoPinayMinimalist yes $95 annual fee
@KevinP23 жыл бұрын
I don't even watch the videos anymore. But I do smash the like button for being able to read the description
@katejohnson27403 жыл бұрын
*@Darkearlsimmons* on *telegram* he is the only real vendor I found on dark web I got live cc with high balance and dumps from him
@MsChynadoll7163 жыл бұрын
When referencing corporate America, he said “They don’t really care about you as they make it seem” realest thing he said...I’ve seen & experienced it first hand in the DMV. Black ppl aren’t really respected in corporate America. Glad that my brother was able to get out of debts & bad credit to become his own boss 💪🏽 by using 850FINANCIALASSESSMENT🎡COM
@ahbuabelegbarin11403 жыл бұрын
A companion of mine alluded me to 850financialassessment🎡com promising me he could do large things with my credit. Furthermore, huge things they conveyed! They had the option to eliminate ALL (yes ALL) disparaging things from each of the three agencies. My FICO assessment bounced up 81 focuses to 754. Extraordinary! Furthermore, he pretty much the best to work with ever. He clarified everything plainly and were interminably useful. He's my knights in sparkling shield. I'm renegotiating my home and saving many dollars consistently. I've effectively prescribed him to companions and will proceed to for quite a while to come. ......
@docsays3 жыл бұрын
I have the first 3 cards he mentions, however this would be my NO AF recommendations: Discover IT - 5% rotations Freedom Flex - 5% rotations + 3x categories Citi Double Cash or Paypal MC - 2% anything Am Exp Blue Cash - 3% groceries or Blue Preferred - 6% ($96) Wells Fargo Propel - 3x Travel Eventhough i have the Amazon card its optional or extra b/c Amazon is covered by Freedom & Discover.
@jordanheblinger96613 жыл бұрын
Your videos on credit cards are my favorite videos made by you lol
@JordanWilliamsN3 жыл бұрын
Ranking in Grahams comment section is harder than ranking in youtube search lol
@GrahamStephan3 жыл бұрын
haha there's so many!
@xieyeet20493 жыл бұрын
LOL!
@devb29473 жыл бұрын
you're ranking lol
@TheGrahamStephanShow3 жыл бұрын
~~HaHa ThErE's So MaNy~~
@JordanWilliamsN3 жыл бұрын
I almost fell out my seat when He said the chase sapphire reserved annual fee was $550! I have the preferred and i love it but it's time to add a new card on the team
@MrDavehathaway3 жыл бұрын
I have an Amazon Prime card and it is definitely NOT interest free! They actually have a very high interest rate but I pay mine off every month so it's not a big deal. The cashback on purchases is great though.
@davidgarza9952 жыл бұрын
He reference that all credit cards are interest free if used how he describes by paying in full at the end of the month
@curmudgeonextraordinaire18842 жыл бұрын
All credit cards are interest free if you use them the right way.
@JackDuffley3 жыл бұрын
Graham your OG credit card videos were part of the inspiration for starting my own KZfaq channel - never forget your roots!
@TheGrahamStephanShow3 жыл бұрын
NEVER will!
@JackDuffley3 жыл бұрын
@@MarkReese Thanks!
@hackingdevil20033 жыл бұрын
Been looking at credit cards and this magically popped up 🕵️♂️
@jemondwilliams58723 жыл бұрын
I have 3 of the cards listed and I AGREE Like button DESTROYED!!
@GrahamStephan3 жыл бұрын
Thanks!!
@jemondwilliams58723 жыл бұрын
Amazon, Citi double, chase freedom flex. And thanks Graham for the content on your videos. I've learned alot from you.
@pastlink983 жыл бұрын
Finally some good information I’ve been searching online. All I need to do is come here to this channel. Subbed.
@pastlink983 жыл бұрын
@@MarkReese I’ve gotten a card already this year. The BofA cash rewards. I might consider another later on!
@MarkReese3 жыл бұрын
@@pastlink98 - Congrats! You made a great decision; that BoA Cash Rewards card is one of the best ones out there 👊💥 Enjoy it!
@dr.brianc.samsph.d61283 жыл бұрын
Superb Video Graham!!! The main thing I love about your videos, you always give practical constructive actionable advice! There is always some step I can take to improve my finances, literally as soon as I finish the video! I really appreciate it! Thanks for all the hard work(researching, etc)! Oh, I smashed the like button
@AnnaMichel3 жыл бұрын
This comment is strictly for the KZfaq algorithm.
@GrahamStephan3 жыл бұрын
THANKS!!
@AnnaMichel3 жыл бұрын
@@GrahamStephan GRAHAM YOU'VE REPLIED TO MY COMMENTS LIKE 7 TIMES AND A COMMENT ON YOUR TIKTOK. THERE MUST BE A LITTLE TRACE PART OF YOUR BRAIN THAT KNOWS I EXIST😭😭
@jashonwestbrook33623 жыл бұрын
@@AnnaMichel obsessive
@AnnaMichel3 жыл бұрын
@@jashonwestbrook3362 VERY
@creditcardactivation34703 жыл бұрын
Thanks to everyone who posted *Ericroboti* on telegram, just received my credit card from him thanks man
@benjaminrowitz94553 жыл бұрын
I am smashing the like button harder than ever baby
@diegop82913 жыл бұрын
"the bragging rights" 🤣🤣 that's what's all about
@TheMurtnaT3 жыл бұрын
Hey Graham! FYI The Chase Freedom Flex is replacing the Chase FREEDOM and NOT the Chase Freedom UNLIMITED.
@studysh90133 жыл бұрын
I think it's going to be hard because I talked too much. You talk fast. Thank you for the video. I will study English with this. I love KZfaq.
@paulcardone4813 жыл бұрын
What’s up Graham it’s Paul here. Thanks for the financial advice. I’m going to be applying for these credit cards to bump up my score.
@grahamstephan34203 жыл бұрын
Thanks for your feedback, for more guidance W=h=a=t=s=A=p=p. Mé diréçtly +1...3...2...0...3...1...7...5...5...9... 7
@shscotthoffman3 жыл бұрын
Fellow brothers in arms, a lot of these annual fees are waived for us. I signed up for the AMEX blue cash preferred and no annual fee and have saved $300 in first 5 months.
@Egyptsdad2 жыл бұрын
Only active duty.wish I known before getting out.
@raydelaroche28063 жыл бұрын
Great video, the new flex card also gives you like 800 insurance for your cellphone when paying your bill with it, very cool. The purchase insurance on the gold card is amazing. Purchased an 900 dollar tv and we had an accident that AMEX reimbursed me for. So the card already paid for itself for like 3 years in just that claim alone. I also believe I scored an 75000 signup bonus.
@nicogloria53783 жыл бұрын
The 42 dislikes are from Dave Ramsey and his business ❤️
@bayoucreditrepair36273 жыл бұрын
Yep! lmao
@mobius0013 жыл бұрын
Liked and subscribed just for the crazy power ranges reference
@ssholum2 жыл бұрын
Last year: "Who's going to spend $1000 per month on groceries!?" This year: "..."
@donaldrobertson57473 жыл бұрын
Take the Freedom Unlimited over the Citi double Cash. The Cash Signup bonus ($200) means you have to spend 40k on Citi double cash before it's earnings over take the CFU (2% vs. 1.5%). Plus with having the CSR those points transfer over at 1.5 bonus so the unlimited is clear winner.
@michaelmendoza3323 жыл бұрын
The flex replaced the freedom. Not the FU. Unless I misinterpreted the information?
@Boondock773 жыл бұрын
Correct..was just about to say the same
@the_handro3 жыл бұрын
Agreed.
@alexverrelli28713 жыл бұрын
He also put up the old freedom and the new flex up
@MomoDuality3 жыл бұрын
It basically replaced both by combining their perks and more
@michaelmendoza3323 жыл бұрын
@@MomoDuality not really, they're very different. The flex just like the freedom has rotating categories and 1% cb on anything else and the CFU earns 1.5% on anything. Well thats the main difference actually because the rest is the same.
@themightymeow77503 жыл бұрын
I hit the like button but not because I wanted you to stop with the credit card jokes/puns 😂
@jesusbarajas94443 жыл бұрын
Papa Dave says NOOO!!
@tensavd4dbest3 жыл бұрын
Someone who doesn’t necessarily have these cards nor a large amount of credit, don’t get all these ASAP, it’ll screw your credit score if you didn’t realize that. It’s best to apply for a card every 6 months or so. The best ones to get are those that’ll give a high limit with no annual fee, just do research. No annual fee, 2k starting Id say is pretty good, correct me if I am wrong. I am working on trying to build my score by building my limits and trying to obtain more items that’ll help build my score. My parents told me that credit cards were like the devil so I wish I started this about 5 years earlier. I’m 23, score of around 720 and slowly building up. Just bought a house and we are still moving up in the world!
@reptilesgamers003 жыл бұрын
1. Discover it - 5% on rotating categories. Great starter card. 2. PNC Cash Rewards Visa. Gas and Food. 3. Citi Double cash rewards - for 2% all the time Really any credit will help. I'd say having a ton of cc open for no purpose other than to have is unnecessary. Keep 3 to 8 cards that you know you are going to use. Make sure to never miss a payment and always pay off the balance every month. A lot of false truth with leaving money on a card helps. It doesn't. If you use the card often, call to extend your credit. They usually will.
@tensavd4dbest3 жыл бұрын
@@reptilesgamers00 basically the cards that I have all have their perks, I won’t just get a card for gits and shiggles
@lowstringc3 жыл бұрын
Here is my top: - Chase Freedom - 5% rotating, I bank these for years and then get the Chase Sapphire Reserve for a year to use it to transfer my points for 1.5x points on travel (we save up for 4 or so years and then take a nice vacation...) - Discover IT - 5% rotating, first year every point is doubled - this has been our 2% card for two years (1% on everything - another 1% on everything at the end of the year - I got one first, my wife got one the next year) and I heard from Sebby or Shifu that you can get a second card even if you already have one. - US Bank Cash+ - 5% on a category you choose - always choose Utilities and have all my Utility bills autopay through this. - American Express Blue Cash Preferred - 6% on Groceries ($95 fee) - Amazon Store Card (I couldn’t get the Chase Amazon Prime card because I was over 5/24, but Amazon has a store card too! Through Synchrony bank) - 5% on Amazon. - Savor or Uber card. For restaurants. We have both because the Savor was a killer sign up bonus, and I tried to downgrade it after a year to not pay the fee, and they told me that I wasn’t allowed to downgrade, but then they waived the fee for another year, so....... - Abound Credit Union card - 5% on gas (when the discover or freedom aren’t 5% on gas) - I tried to get the Bank of America Cash Rewards card: 3% on Online Shopping! But was denied (833 credit score, 2% utilization, 25 year credit history..... the guy finally told me after arguing my way up, that “I wasn’t using enough of my credit limit” ie, I didn’t spend enough and they’d never get any interest out of me.- still very upset about this.....) - I’m also looking into the a Wells Fargo Propel to replace my restaurant cards above. With a little planning, you can really make out well by using the right card for the right spending!
@danielslysh35183 жыл бұрын
Wow! And I thought I was ballin out with the Chase Freedom Unlimited and Discover It Card lol
@RyansReaper3 жыл бұрын
He said you get 200$ back on the flex card but it says its for the unlimited so i dont know which one to go for
@tristanpersad72863 жыл бұрын
Just applied for the chase freedom flex, getting the checking account as well, bouta cash in on that $400 bonus total $$$ Thanks Graham!
@tony-persuasionsecrets33633 жыл бұрын
That's awesome Graham! More Credit Card content, please!
@GrahamStephan3 жыл бұрын
You got it!
@sunxnes3 жыл бұрын
hi graham, cant wait to watch this video.
@GrahamStephan3 жыл бұрын
enjoy!!
@sunxnes3 жыл бұрын
Graham Stephan I did enjoy, can't wait until my credit is good enough to be approved for the city double cash. Man that is a slick looking card!
@tomoakes76693 жыл бұрын
*Amazon primes business model* - get people to spend money on prime... to spend MORE money, GENIUS!
@JennyA3 жыл бұрын
I've got one of these credit cards already and also a line of credit and a student loan that's adding to my credit history. Word of warning though, think before you buy and if you can wait a week for a purchase then you'll be better off financially. Impulse buying will just get you in to trouble.
@ahmed7413 жыл бұрын
Hi Graham, only two cards I would change from your list. For high spenders I recommend Alliant Visa signature with 3% back first year; then, 2.5% back after first year. There is a annual fee of $99. You can replace citi double cash with Alliant visa. 2nd replace chase freedom with Sam's club mastercard with 5% back on gas. other cards on your list will cover groceries, amazon, dining and travel.
@xavierjones68522 жыл бұрын
My family and I use sams a lot! That was a great suggestion
@gingerjoy5836 Жыл бұрын
Thank you for the Sam’s suggestion. That’s where I always buy gas!
@dxuhuang3 жыл бұрын
Next time I look at my credit cards, the "Go Go Power Rangers“ theme shall sound off in my head.
@dxuhuang3 жыл бұрын
@@MarkReese 7; although I've only been using 5 regularly, so they DO match the power rangers lineup :P.
@alexanderdelapaz74993 жыл бұрын
combining credit cards is like combining the power rangers lol
@denniswarner69653 жыл бұрын
I do look forward to the evil Graham voice when watching your videos.
@christopherjohn55753 жыл бұрын
I was hoping to see CreditShifu in the comments talking about his grocery spending 😂
@GrahamStephan3 жыл бұрын
😂
@99savage13 жыл бұрын
He’s up there now lol
@iamamai52523 жыл бұрын
Graham I gotta disagree with you on this but I believe the freedom unlimited is a great alternative to the citi double cash Bc if people strictly use cash back for traveling (which they should) it gives way more value for cent per point. 1.5% cash back converted to points redeemed for traveling could be valued around 3% cash back return
@TucsonArizona3 жыл бұрын
This is a little bit different than my list, but great video Graham!
@johnherrera21323 жыл бұрын
Man, this Graham was no where near 2 million subs... Congrats on your hustle and knowledge... keep climbin brotha...
@reptilesgamers003 жыл бұрын
1. Discover it - 5% on rotating categories. Great starter card. 2. PNC Cash Rewards Visa. Gas and Food. 3. Citi Double cash rewards - for 2% all the time That's all you need.
@reptilesgamers003 жыл бұрын
@@MarkReese Yes. My favorite is PNC credit card. I hate PNC overall, terrible bank, but their cc is quite good. 4% on gas all the time, 3% on restaurant and fast food, 2% on grocery... YES. PNC is my first pick, than citi double for the other category, and if I know what category it is Discover it. Discover is an amazing company overall. I also have a lowes card as go there a ton and a Walmart card. The Walmart card lackluster, is more for my gf to buy grocery's without me having to give over my pnc card. A grocery only card helps for budgeting purposes.
@IncomeBoost423 жыл бұрын
Lol, more puns please Graham! Jokes aside, excellent point with the Amazon credit card! Here’s the shocker - If you spend $1000 on Amazon, the credit card saves you $50 and that is 250 20cents iced coffee!
@libertyislife81433 жыл бұрын
4:32 You are the best at this "smash the like button" thing. It's almost impossible not to give you a 'like'.
@libertyislife81433 жыл бұрын
@@MarkReese actually getting a new credit card next week! This is insanity on steroids 🤣
@libertyislife81433 жыл бұрын
@@MarkReese still deciding. But am looking at MT bank... I will know for sure next week 😁
@libertyislife81433 жыл бұрын
@@MarkReese Yup!
@maxsantayana69663 жыл бұрын
The speed at your talking is crazy YOURALSOGONNABEGETTINGINGING
@roypatterson78663 жыл бұрын
I love Discover. The best card ever.
@jorgevasquez29473 жыл бұрын
Clever way to tell us to smash the like button for the KZfaq algorithm 👍
@bitcoinbrown34543 жыл бұрын
😂😂😂the jokes...we need a graham tells jokes channel
@TexanBoy33 жыл бұрын
Thanks Graham, I just posted a link on best credit cards on your twitter page last night, what a surprise that was your upload plans for today! You rock man!
@GrahamStephan3 жыл бұрын
Awesome!!
@kyleLyfe23 жыл бұрын
I can never justify Amex Gold because I spend $200/mo on groceries and resteraunts combined, but it is a really good card for those that spend more!
@meganb.davidson48033 жыл бұрын
I have been dealing with bunch of maxed-out credit cards for years now and has really cause more damage to my credit report. I have been decline of so many loan deals but finally met with Michael Gibbs who help me get rid of the eviction on my credit report and boost my score above 785 across Equifax, Experian and TransUnion respectively. He also pay off my outstanding credit debt and add more tradelines to my credit report within 72 hours. email [Gibbs@creditpatchup.com] For more credit inquiry,
@shubhkatakiya94383 жыл бұрын
My parents: credit cards are bad Papa Graham: Credit cards are the best thing that’ll ever happen to you!!
@outdoorsurvivalshop89863 жыл бұрын
I have a few hundred dollars in cc points and 0 interest and no balance on any of my 6 credit cards! Win win!
@issecret13 жыл бұрын
They're both right depending on how you use them
@alleycat31803 жыл бұрын
Freedom flex is replacing the regular freedom
@alleycat31803 жыл бұрын
Mark Reese // Credit & Finance yeah I switched from the freedom to the freedom flex it was a great decision for me since I’m a college student age 20 the 3% will definitely save me more I do agree with maybe keeping the freedom then apply for the flex or wait and down grade the card to the flex to get the 100,000 points
@CassidyMJay3 жыл бұрын
Comment for the Graham! Wait, no, wrong social media platform... Comment for the Algorithm (Double checked the thumbs up is blue!!) so Graham can buy himself another 20 cent iced coffee!!
@outdoorsurvivalshop89863 жыл бұрын
US bank cash plus is an amazing card! I might get the freedom flex to switch things up. Currently rolling with 3% back on gas.
@NyoNkengbeza3 жыл бұрын
Hey Graham, I really enjoy your (credit/debt) card videos. You break things down well enough for just about anyone to understand and choose from. On that note, could you make a video on the best business credit cards/banks? Thanks in advance! - The like button smasher
@stickyjum2 жыл бұрын
am i the only one who noticed u said “if you” twice around 12:35
@samuelhardy58823 жыл бұрын
Just got the Flex thanks to your explanation thanks Graham!!
@sailormoon7843 жыл бұрын
I think it's time for a new "best credit cards for rewards in 2021"
@brachiossquill36373 жыл бұрын
after watching graham not a single penny has left my bank account in over 4 months.. just gaining... i love and hate this feeling.........
@GrahamStephan3 жыл бұрын
Well done!!
@indiaerb4533 жыл бұрын
I hope it's a high yield savings account, and not checking. Congrats!
@brachiossquill36373 жыл бұрын
@@indiaerb453 no its not a savings its a checking (in my religion im not allowed to take interest money)
@garypierce73803 жыл бұрын
I smashed the Like button as soon as I heard the jokes
@IsmaelValentino3 жыл бұрын
I also recommend the US Bank Cash+ Visa Signature Credit Card. No annual fee and 5% cash back on home utilities (e.g. water and electrical bill).
@zeehangguan9203 жыл бұрын
The Amazon Prime card is giving promotion 4% back on everything outside of Amazon till February... that is a great deal to pay bills and others
@indiaerb4533 жыл бұрын
Is this for new accounts only? I don't have that promo.
@zeehangguan9203 жыл бұрын
@@indiaerb453 no... I had it for a while... They send an activation from August and September... Might be targeted, check junk mails
@markogulc22703 жыл бұрын
I couldnt get it to work so I just went back to using - opcodes . top