Hands On: New Apple Card Savings Account | Setup & Everything You Need To Know!

Рет қаралды 153,581

Күн бұрын

Apple finally released their high yield savings account and is offering 4.15% APY! You do need an apple card in order to take advantage of this though.
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Пікірлер: 400

@KingTode Жыл бұрын

I'm glad they kept the name "Apple Card Savings Account" basic and to-the-point. Financial things are intimidating, so making it obvious helps people on the fence about switching.

@thebootielover Жыл бұрын

If Apple was really smart they would raise cash back percentages. Apple products 4%, apple pay 3%, and apple card 2%. This is what I want Apple to do.

@user-cb7fh1vg8e Жыл бұрын

@@thebootielover battery iPhone 14pro Max best or ipad pro M2 12,9?

@jjodom1010 Жыл бұрын

For the first time in my life I now have a savings account! Granted it only has $1.50 in it but hey, it’s a start.

@miguelonysuschevys4809 Жыл бұрын

Congrats 🎉!!! Hey its better to have the account then not have anything at all🤷🏻‍♂️

@theodorehaskins3756 4 ай бұрын

Bravo! Kudos to you for getting started, as that’s the 1st step, because if you don’t take the 1st step, you can’t take the 2nd or 3rd step, therefore, you can never finish, because if you don’t take the 1st step, you’re already finished. Congratulations! Cheers 🥂

@momorgan9793 10 ай бұрын

I saw your video a couple of weeks ago talking about the card. I applied for it that day and got it. Got the physical card about 3 days later.. After this video, I set up a savings account.

@jko0526 Жыл бұрын

Already set it up on the first day when I seen the +4% APY. It was a no-brainer!

@GamerPalmSweats Жыл бұрын

I find the best way to use the Apple Card to gain Apple Cash is to setup small automatic payments with it. Examples: Setup your cellphone, steaming services, and other small bill payments with the card. Than pay off the bill in full with your debit card every month. You’ll build consistent credit this way too.

@parryan1800 10 ай бұрын

I want to do this, but I’m too thick to figure out how. Can you tell me how you did it?

@roberthicks686 Жыл бұрын

Just opened mine and transferred Daily Cash into Savings. This will certainly upset some banks just because of the ease of setting it up.

@davidlubin3258 Жыл бұрын

Thanks very much for walking through the setup process for me. I’m now setup and moving money to this account.

@therealdiegoalunan Жыл бұрын

Pretty quick and ssy set up. I followed yiur video while im setting up this apple sacings acct.

@christianacosta3776 Жыл бұрын

Already moved all my money in savings from my current bank which is paying 0.02%. Apple is basically giving away free money if you manage yourself properly.

@Native722 Жыл бұрын

Keep in mind this apy generally moves with fed rate so it move all the way down to 0.50 apy

@dagobs23 Жыл бұрын

@@Native722 yes but apple will keep it high to get people in. I moved 16 k today. Do the math.

@Painfulwhale360 Жыл бұрын

@@dagobs23 can you move another 16k into my bank?

@dagobs23 Жыл бұрын

@@Painfulwhale360 does your account pay the same? Lol. Even if it’s for a couple months. Nice return. Not much out there

@Painfulwhale360 Жыл бұрын

@@dagobs23 I personally offer 10% 😂

@Mel823 Жыл бұрын

🐬Thanks for this! I did the setup along with you. Wish I had seen your video earlier because I used some of the money on my Apple Cash card earlier 😅. I wish my mother was more tech savvy because I would set this up for her. Even the teller at her bank told her her money isn’t collecting anything in the savings account she currently has.

@longviewbarbershop Жыл бұрын

Thank you so much! I consider myself pretty techie, but just couldn’t figure this one out.

@geraldpolymath Жыл бұрын

Yes I just opened the savings account to try it out. I hope Apple keeps this because it is real easy to transfer money in.

@ModernMoneyHabits Жыл бұрын

Just waiting on that Apple Checking account

@Sarsenez 5 ай бұрын

Thank you for a great guidance on how to open saving account. You rock!

@AaronMcFarland Жыл бұрын

I didn't get the option to move my Apple cash to my savings I just set up and not sure how to move it. When I go to add money to it, it only allows my bank account to put money there.

@scottwatson8656 Жыл бұрын

Thanks Fernando Great Video was wondering how to access this!! Thanks Again🐬

@EstaDePiPi Жыл бұрын

can't wait to actually get the card, should be here by next week, btw what's the stand your using for your iPad

@Chibster83 Жыл бұрын

🐬 Thanks Fernando. I already set it up and I am transferring some money from my bank into this new savings account. I'm pretty excited about the high interest rate.

@jenovaizquierdo Жыл бұрын

Next thing for Apple to do is to come with cellphone provider. 🤩

@l1uywpap1 Жыл бұрын

And real hearing aids… 👂

@jenovaizquierdo Жыл бұрын

@@l1uywpap1 there is hearing aid in Accessibility > Hearing Devices, is that what you mean or even better then that.

@l1uywpap1 Жыл бұрын

@@jenovaizquierdo AirPods are the only thing Apple has that are Assisted Listening devices, they are not adequate for hard of hearing individuals.

@thebootielover Жыл бұрын

If Apple was really smart they would raise cash back percentages. Apple products 4%, apple pay 3%, and apple card 2%. This is what I want Apple to do.

@jenovaizquierdo Жыл бұрын

@@l1uywpap1 I see.

@expokings Жыл бұрын

This is awesome!! been an apple user forever. Question! moving money $$$ to the Apple Card savings account. don't see an option to fund this account under my living trust. If were to die GS will most likely keep that money. All my bank accounts and savings are under my trust.

@milespogi Жыл бұрын

Been asking them if or when this will be available in the UK? But unfortunately I don't think it will happen in the near future 😕

@snowdenrae Жыл бұрын

I did it with you but didn’t get the pop-up option to add my daily cash balance to the savings account. How can I do this now?

@THEFIRE360 Жыл бұрын

Is there automatic deposit from my regular bank account to the savings account?

@TrueAmofah Жыл бұрын

I don’t have the option to sign up does it require iOS update?

@Ded-Ede Жыл бұрын

With my credit union, I Currently I have several savings accounts like my property tax account, vacation account, vehicle insurance deductible, etc etc. so I would like Apple Saving to have separate nicknamed sub accounts or buckets under the main Savings account to visually categorize my money to make sure I saved enough for each particular task. Hopefully that comes soon.

@sfrealestatedealmaker6001 Жыл бұрын

Good one @ Ded Ede

@jmwdba Жыл бұрын

I get the message Apple Services are currently unavailable when I go into my Apple Card and try to set it up.

@lyricwilberg Жыл бұрын

Set up!! Thank you 🐬

@jebaker2 Жыл бұрын

I have Ally Bank savings too… but this is pretty slick if you have an iPhone/AppleCard. Thanks! 🐬

@eddyconcepcion4182 Жыл бұрын

Question it didn’t pop up with the Daily Cash on the saving like your video

@Jearrod Жыл бұрын

I don’t have it yet? How do I get it because i don’t have that option

@i1DERProductions Жыл бұрын

Out of curiosity and inexperience, does the 3% also count for Uber One subscription?

@fines3222 Жыл бұрын

Can the routing numbers provided by the Apple savings account be used to pay credit card balances from other banks? Thanks in advance.

@sharonfransen1191 Жыл бұрын

I’m going to try!!! Thanks.

@alizeb1791 9 ай бұрын

Thanks for your guide 😊

@gabepaz2640 Жыл бұрын

At 1:44 I don’t have that savings button. What should I do?

@thepreacher7828 Жыл бұрын

Able to set up as fast as you went through the steps

@dukex1391 Жыл бұрын

What do you answer to the IRS question? What is that asking?

@Ryan-iq2zd Жыл бұрын

I just signed up for the savings account and didn't get the pop-up to transfer my apple cash money into my savings. How do I do that now?

@javtimestwo Жыл бұрын

🐬 thank you so much for talking the steps to set that up and showing just how easy it is to do from start to finish. great job with this video! congrats to Apple for offering up to 10x the national average and blowing away the greedy/corporate banks that might offer 0.2% APY

@galato4234 24 күн бұрын

Thank you for your videos. Do I must have the Apple Cash? I have an Apple Credit Card. Thank you.

@Casperarizona Жыл бұрын

I tried opening like you did. I am under review now! See how long that takes!

@carlosarias1 Жыл бұрын

I see the benefit, but I also think is because of the high interest rates, so I would say, do it now, but don't think it will be forever!

@user-wr4yl7tx3w Жыл бұрын

I could not transfer funds from Daily Cash. No popup screen appeared like in the video. May be an Apple software glitch.

@KLT828 Жыл бұрын

Thanks for this tutorial.😊

@EricsonHerbas Жыл бұрын

Do you know if this new Apple's Savings can be linked/connected to Mint? thanks a bunch!

@justindrakesantos3648 Жыл бұрын

i just got approved for an apple card and am currently having problems finding the savings account set up, do i need to use the card to find the option?

@luisaldaz Жыл бұрын

I have Apple Card but its not giving the saving option yet... maybe soon?

@skyllerkyller Жыл бұрын

Does this run your credit

@user-wr4yl7tx3w Жыл бұрын

how to transfer money from Daily Cash to the new Apple Savings account?

@past_o_rama Жыл бұрын

Whatever happened to Apple Pay later? is it available yet?

@sptmhk3r Жыл бұрын

just set mine up! 🐬

@mtnguy Жыл бұрын

Just opened the account. Thanks Fernando!

@matthewlindner1364 Жыл бұрын

Thanks for the help.

@simpleminded5045 Жыл бұрын

Great video on this man

@tylervogus4114 Жыл бұрын

Is it not giving to everybody. Cause I’m trying to see if I need to update anything. And I don’t have any updates. And I don’t see it where you showed it was

@cayenne5021 Жыл бұрын

Hi! I am having trouble finding an online website for the apple hysa. For example if my phone gets stolen or lost how do I check my account?

@richard1113 Жыл бұрын

I didn't get the pop-up to transfer my Daily Cash and I see others in the comments having the same issue. It turns out I never verified identity on my Daily Cash account. Once I did that I was able to transfer my Daily Cash directly to the Apple Card Savings.

@mhscamp Жыл бұрын

Thank you! That was my issue also.

@deez9888 Жыл бұрын

I wish we had Apple Card and Apple Cash in the UK 😭😭😭

@freewifi510 Жыл бұрын

series i treasury bond is 6.89%, but the apple ui is clean

@ChrisTennis Жыл бұрын

I'm Android user, and wonder if I could access Apple Card and Savings account from my Galaxy. Please enlighten me, TY.

@HtS643KyS6555GxQ3edA Жыл бұрын

The interest is taxable though. Might be better to use a non taxable money market fund

@kenkwok83 Жыл бұрын

Hey bro. Love your videos. Just a request. Apple Card and savings doesn’t work in many countries other than USA (I’m in Singapore). I was wondering if there are any online only savings accounts that will work outside of USA worldwide that have decent APY

@MrClubCrypto Жыл бұрын

Maybe try looking into the American Express High Yield Savings Account. I just recently set one up and I think it’s fine so far.

@robertmunguia250 Жыл бұрын

So what does that mean? Savings you cannot touch for lengthy period of time?

@gavproductions Жыл бұрын

What about Reg D? You are limited how many withdrawals you can do per month

@RonnieGreher Жыл бұрын

Moved my Daily Cash to savings account. I’d like to see the ability to automatically transfer money into the savings account on a recurring basis. That would be a great feature. 🐬

@jakelonganbach Жыл бұрын

If you go to the account info you can find the savings account routing and account number. You can just use that to set-up reoccurring transfers from your other banks

@JasonBetthauser Жыл бұрын

Why isn’t “savings” showing up for me? I have Daily Cash and an Apple Card set up.

@davidodell6232 Жыл бұрын

🐬I followed along to open a savings account but hit a glitch. At the last step, I clicked the next button and it went back to wallet and ‘setup’ was still displayed. However I got an email confirming my savings account is open. And if I click that setup button I get a error that says ‘savings unavailable’. Probably your video is so popular it’s crashing the Apple server 🐬

@iiifiinestiii5038 Жыл бұрын

I don’t get the savings option on my phone

@andrewleonardi3351 Жыл бұрын

Excellent video, thanks!

@dry_water Жыл бұрын

Have you been able to transfer money from your Sofi Account to the Apple Saving Account? I’ve been having trouble linking the two accounts.

@juancalfaro-torres254 Жыл бұрын

I do not see the option to open the savings account

@KennethKWebb Жыл бұрын

Excellent and informative thanks a lot 🐬

@joncruz Жыл бұрын

The problem is it takes over a week for the transfer be complete but they took the money from my bank almost immediately.

@AlohaJade808 Жыл бұрын

🐬can’t wait to sign up.

@VDZ205 Жыл бұрын

Why mine is said not available when press continue

@GrizzlyUrsusArctos Жыл бұрын

I have current update but there’s no 3 dots!

@waryinzero Жыл бұрын

i use the amex savings account

@RowdyGeronimo Жыл бұрын

Opened it up a hour ago or so. Thinking of closing my local saving account and going all in into this one. I hope that’s not crazy. 🐬🐬

@zachg3069 Жыл бұрын

Same, I will still keep a CU in case I need a car loan or something one day. Also, what would I do during the 1% of the time that I need some cash. There are some things that I think i still need from a CU

@MrWhiterunGuard Жыл бұрын

Just put $200,000 in this and another $200,000 in something like CIT or UFB. Diversify even with your passive income. This is the maximum low risk method, if you don’t mind risk then put some into an ETF.

@SeismicSales Жыл бұрын

@@MrWhiterunGuard Agreed. Moving majority of my savings from bigger BofA to Apple and just holding at Apple. Im using this Apple account for the 4.15% and not a spending account. Just hope they dont get hacked.

@SeanMcClintic Жыл бұрын

Keep in mind your ability to get physical cash. If you are 100% with apples savings account, I’m not sure you can use an ATM or other method of getting direct cash.

@SeismicSales Жыл бұрын

@@SeanMcClintic yes agreed. Use Multiple banks. Like they say. Don’t keep all your apples in 1 basket? Hahaha. Come on!!!!

@DuckingAround58 Жыл бұрын

Apple is giving the banks a run for their money and I love it!

@carloshernandez-wi9sq Жыл бұрын

where you get your wallpaper?

@kth0409 Жыл бұрын

What happens if I lost my phone?

@automat8 Жыл бұрын

Thanks! I don't have an apple card. Is that difficult to get?

@gtpime Жыл бұрын

It’s as difficult as any credit card.

@MrQuay03 Жыл бұрын

Does it work on Android or Macbook???

@r4fv7 Жыл бұрын

If I don’t have an Apple Card can I still apply?

@anthonymarzorati2793 Жыл бұрын

Can you receive an actual Physical card or no?

@unterschicht_investor7220 Жыл бұрын

man, if i had that over here in germany..

@kennethcintron8317 Жыл бұрын

Mine is not giving me the option for a savings account 🐬

@deckhandbob Жыл бұрын

Make sure IOS on your phone is version 16.4.1

@noshooz21044 Жыл бұрын

Muchas gracias, Fernando! I opened an account while watching this video and moved my Apple Cash balance into it.

@NEHASHARMA-ez1kb Жыл бұрын

When I open up my wallet and go to my Apple Card and click on Daily Cash I don’t get an option for setting up a savings account….why is that?

@deckhandbob Жыл бұрын

You need IOS vers 16.4.1 on your phone

@TheDIM16 Жыл бұрын

I don't see the savings option in my Apple Card menu, please advise

@deckhandbob Жыл бұрын

You need IOS vers 16.4.1

@egbusmoney Жыл бұрын

🐬 great video!

@randyfhorvath Жыл бұрын

I can’t seem to get my Apple Cash transferred to the new savings account. It didn’t ask the question.

@bluefe8545 Жыл бұрын

Same here

@techinrl9869 Жыл бұрын

Mine didn’t work. The new account set up and I got an email from Apple/Chase telling me the account had been set up, but it never gave me the option afterwards of transferring my current Daily Cash into the new account. There’s no visual evidence in the wallet app anywhere that there is a new savings account.

@techinrl9869 Жыл бұрын

@@laughoutloungeyt It was already at 16.4.1. After several hours and multiple reboots, the Savings section still didn’t show up. So I decided to try setup again, fully expecting the service unavailable error many others were seeing, which I did get. What surprised me was that as soon as I dismissed the error, the Savings section appeared.