Property insurance rates will likely continue to climb in Florida.
Пікірлер: 94
@melb66198 ай бұрын
If he can't handle the inflation crisis in Florida ,we can't trust him to run America
@darthvader02198 ай бұрын
I can see why Trump is leading the Republican candidacy
@jamesb.armstrong54337 ай бұрын
You're pretty much clueless. The insurance is out of control because of roofer scams. New laws have been passed but it will take time for changes to make a difference. Go ahead and keep demonstrating how clueless you are.
@dgriffin6074 Жыл бұрын
This may hurt Governor DeSantis. Florida residents don't take it kindly when major crises are occurring, and their Governor is galavanting around running for President.
@stevenpike785711 ай бұрын
And that the FL taxpayer is paying for his presidential campaign, and that the legislature carved out special caveats just for him so he can hide his corruption from the Sunshine Law.
@terrymarks438811 ай бұрын
Nah they're more worried about Hunter Biden and Trumps fake stolen election claims
@davidthaler701810 ай бұрын
MAY? Gosh…you’d think he’s rush to address this instead of putting those dastardly Disney folk in their place, finding new books to ban from school libraries, and staging a Fascist coup,at a liberal college. Hey Ronnie, Gay. There…I said gay. Oops, said gay again…and again. Whatcha gonna do?
@marcusanderson-yeager67409 ай бұрын
Woke!, Ron De Satan will come after you in his manly high heel boots, maybe the white go-go boots, freaky person.
@matthewhowe37279 ай бұрын
We bought our house in 2016 and home insurance was $1600, it's now over 4 thousand dollars.
@hearditfirst8010 Жыл бұрын
The insurance companies have gone woke as DeSaster would say. Everything he doesn't like is woke
@tomnguyen993111 ай бұрын
Yea going broke in Florida would "WOKE" anyone up real fast.
@uselesscause31789 ай бұрын
His pockets are lined with Insurance money, he is good with that.
@billtr8516 Жыл бұрын
Mine doubled from 4500 to 9000 American greed at it's finest
@Inigo_The_Son Жыл бұрын
@billtr8516 Yet, when your house is blown away in a hurricane, you will gladly accept that $1M check to rebuild from the insurance company. 100 years of your measly premiums would never cover that outlay. If you truly believe that insurance companies are "greedy," then you should invest your entire retirement fund in insurance company stocks. You will quickly discover your ignorance. Over the long run, insurance companies tend to earn about the same as any other company.
@rosewoodsteel6656 Жыл бұрын
Building materials have sky rocketed because of Biden's terrible handling of the economy. Check your Home Depot and see how much they want for a sheet of plywood.. If your house is destroyed/damaged, you will need these materials to fix it.
@dominicdeters399211 ай бұрын
Mine went up from 3500 to over 7000 and I bought this house 4 years ago for 190k. It is only covered to 300k. They are asking almost as much as what was required to put down on the house plus closing costs when I bought it. Not every house in Florida is a $1M dollar home. All of this and my house is in the last evacuation zone, no flood zone, brand new roof, windows, and doors rated for hurricane winds back in 2019 when I bought it. The 3-4 legitimate insurance companies left in FL are just irresponsible with their spending, they are all in bed together and so long as all of them raise their rates together, there's not a damn thing anyone can do about it and they know it. Not everyone makes a claim. I haven't made a claim and when I bought my house my insurance was 1500 a year. This can also explain why rent goes up. It just gets passed through.@@Inigo_The_Son
@cannotbeshaken78895 ай бұрын
@@Inigo_The_Son Yes, of course they would love the check that will rebuild their home. That's why they chose to have insurance coverage in the first place. Is it not? Doubling someone's insurance cost is extreme and would effect anyone. You should feel some compassion for anyone that happens to. Why you want to insult them is beyond me. Everyone pays, while only 1% of people in the country end up filing for a total loss claim, and maybe 6% for smaller claims. Yet they don't have enough money, and need more? Even with the inflation, 9000 is too much for most people. People are losing there homes over this, and you choose to be ruthless towards them.
@Inigo_The_Son5 ай бұрын
@@cannotbeshaken7889 I think you are responding to somebody else, as your response has nothing to do with my comment. Have a nice day.
@aubreymorgan976310 ай бұрын
I was born and raised in FL and only moved away less than a decade for work. I want to move back, but I want to buy a home; the insurance issue is the only thing holding me back. Its shameful to fleece people like this and risk homeownership, even worse for those who already have homes and are now stuck. then adding in more and more insurance companies are pulling out from the state leaving only the state run one is just a disaster waiting to happen.
@isocarboxazid5 ай бұрын
Reality doesn't go away because you choose not to believe in it. Hard lessons for climate change denialists- stupidity is extremely expensive.
@darcy5761 Жыл бұрын
Maybe Florida insurance costs so much because of those pesky hurricanes
@darrylturner2611 Жыл бұрын
Darley, Florida has always had hurricanes!! This does not make sense. Desantis is missing in action on this issue.
@Inigo_The_Son Жыл бұрын
@@darrylturner2611 Maybe you have been hiding in a cave, but construction costs have increased astronomically over the past decade. DiSantaClause had nothing to do with that. When a widespread disaster hits a region, then costs increase even higher. For those of you who are unfamiliar with the insurance industry, let me explain. Suppose you have a house that has a replacement cost of $1 million dollars. If your house burns to the ground from a kitchen fire, then the insurance company will give you $1 million to rebuild it. However, if your house is destroyed by a hurricane, along with 10,000 other homes, then local costs skyrocket, and it may cost $2-3 million to rebuild that same house. Do you think Desantis should force insurance companies to operate at a loss? Aside from the fact that he lacks the legal authority, that is simply ridiculous. Just like every other place, insurers will continue to write policies in Florida only as long as it is profitable. For many years, insurance companies have borne the cost of high-danger zones on the backs of customers in low-danger zones. The latest changes are largely an effort to adjust premiums to reflect actual risk factors. If you chose to build/buy in a hurricane/earthquake/wildfire zone, then why should I pay extra for your poor decisions? When left alone, which is never, the free market works perfectly.
@240TechGuy Жыл бұрын
@@darrylturner2611It's not whether there are hurricanes, but more on frequency of hurricanes. Similar to Californoa with wildfires, what was a once-a-year maybe sort of even is now happened multiple times a year. The amount of needed repair spook insurers.
@darrylturner2611 Жыл бұрын
@240TechGuy Tech guy, I have been a general manager for 2 different roofing companies and that is bull!! The truth is the insurance companies have made bad investments on Wall Street and have lost so much money on ATF's.
@rosewoodsteel6656 Жыл бұрын
@@darrylturner2611 Biden's inflation has jacked building materials through the roof (pun intended).
@CowboyConan Жыл бұрын
If they still won’t acknowledge climate change, maybe they’ll blame DeSantis. 🙏
@shenmisheshou7002 Жыл бұрын
Actually, many acknowledge it, but they say that it is not man made (to protect the oil industry), and a natural change, but even if they did, it is too late to stop it unless half of the world's population decides to commit suicide. A Russian scientist tried to alert us 20 years ago that the permafrost was melting and that it would release so much methane that it would create a self re-enforcing loop, and finally, all of the other scientist did the math and realized he was right, and that is why they suddenly moved up their recommendation for reduction of CO2 emission to 2030, but even if we could (and we can't because or modern economy could not function without fossil fuel) it would not matter, because the Russian was right. Too late. The only question now is how quickly will it get to the point where the Florida coastline in uninhabitable.
@2true3599 ай бұрын
And the Left doesnt want to hold China Accountable for producing MORE GREENHOUSE GASSES than the WORLD COMBINED
@Retro_Fan7 күн бұрын
Climate change is a World Economic Forum scam to destroy the middle class and allow a handful of companies or CEOs to control global finances. They want everyone to own nothing all while thanking their dear leaders.
@Babinkley8 ай бұрын
When people cant sell their houses because buyers cant get mortgages because they cant afford home insurance, the bottom will fall out of the real estate market.
@randysheeple90910 ай бұрын
So a huge insurance conglomerate, Gallager Re is owned by insurance/broker companies collectively who are then raising rates on their own subsidiaries? Maybe the FL AG needs to investigate....
@SpicyKimchi-11 ай бұрын
I mean, do you blame them? Given climate change and the location of Floria, insurance companies are experts at risk calculation, why would they put their eggs in a broken basket? Is it fair to put their employees and stake holders at a disadvantage? Tell DeSantis to solve the problem, don’t blame the companies.
@dorthymcbride338411 ай бұрын
Everyone should get rid of Farmers Insurance so they fail!!! Paying them insurance for decades they should have enough banked by owners!!
@Kuulei2657 ай бұрын
Florida is becoming like California. My best friend lives in Ca. She recently received her auto insurance bill for her insurance. It went up almost a thousand dollars. Understandably she was shocked and stressed because she needed to find a lower rate. One of her issues as she was shopping around for insurance was she was first of all put into a cue to speak to a person, and then that person told her they needed to do some research and get back to her. She also found out how limited the number of insurers were. All the rest fled Ca. She finally did get insurance at a more reasonable rate. It’s tough out there if your insurer decides to pull out of the state.
@UncleDavesKitchen4 ай бұрын
So who will buy these resident's homes with the high insurance or no insurance? I'm in Arizona and my insurance went up 3% in the past 16 months plus I got more coverage.
@jameswest92618 ай бұрын
We have to get the people out of their homes and into government housing so we will have more control over them.
@cannotbeshaken78895 ай бұрын
Exactly what they are doing!
@donnellbryan3265 Жыл бұрын
Woke hurricane coming to Florida as desantis will say 😂😂
@donaldcary72599 ай бұрын
When the lights go down in the city😂
@cannotbeshaken78895 ай бұрын
Why not increase everyone's in the country by maybe 100 more per month, instead of just one state by 700 more per month? So, no one has such a high increase that kicks them out of their home.
@JACKTOTTER8 ай бұрын
In texas our car insurance just went up over 20 percent. House insurance is theough the roof
@miked65237 ай бұрын
Yep. Same here. I am frantically shopping around. Increasing my deductibles. Its f up
@melb66198 ай бұрын
Those same insurance companies are using that extra money to support his campaign, he only cares about building generationel wealth for himself
@ginathacker62077 ай бұрын
If you have a mortgage that covers PITI, you must carry proper insurance coverage. Aside, for you Ron haters, this isn’t something that the Governor controls…it’s a free market based upon actuarial risk analysis, often influenced by fraudulent insurance claims.
@cannotbeshaken78895 ай бұрын
The insurance companies have to get approval when they raise their rates, and it's the State who approves them.
@williamholst9288 ай бұрын
Don’t worry, your brilliant governor will fix it all. Just like he showed Disney who was boss and took care of all the nasty books in school libraries he is a genius.
@TomokoAbe_4 ай бұрын
The rising premiums of insurance (including health) adds the global depression. No surplus money to spend so more businesses CLOSE and people lose their jobs.
@straightshooter43533 ай бұрын
If they can not lower home insurance they should at least lower property taxes.
@AlexandraPasoFinos6 ай бұрын
How much of the rate hike is caused by scammer roofers and their "customers" ready to sue to get a new roof that really shouldn't be covered by insurance for hail damage? Insurance fraud is driving rates on auto and home insurance to go up so much every year.
@marcinna85535 ай бұрын
That would assume that insurance fraud has increased compared to previous years. What has increased is claims due to extreme weather events.
@cannotbeshaken78895 ай бұрын
I know many are saying this, but I don't think it's true. Insurance companies can handle themselves, they know how to not let themselves go into debt, and how to turn down claims, etc...Those type of roofing claims your talking about are easily detected by home insurance companies. They can easily turn them down, which they do. They know how to go to court and pay for court better than a single customer, and they are not afraid of it, so that doesn't fly. I talked to a lady who used to be an agent, who say's it's a load of crap that someone started spreading around, who was probably an agent themselves, making up excuses.
@user-di2qf6dl7z6 ай бұрын
I thought Insurance companies wanted to protect, have people's back and cover them but this clearly shows they are just a scam.............
@BarrierIsland7 ай бұрын
Don't over-insure your house. Just enough to pay off the mortgage...
@Tri-Stone11 ай бұрын
Watching from Atlanta, GA
@bgregg558 ай бұрын
Many will be uninsured & then a bad hurricane season will hit.
@2true3599 ай бұрын
Home owners insurance went up 25% in one year! Guess I am the lucky one....
@user-ft4dg3hs8s7 ай бұрын
When DeSantis finally gives up his futile presidential campaign, maybe he and administration will address that. Good luck with that Florida.
@Kaijuus6 ай бұрын
Two properties? Sell one of them or stop complaining.
@Andres64B Жыл бұрын
Your house keeps getting wrecked? Move! Why do you expect others to keep helping you? That sounds like you are looking for handouts when you know that you're just going to keep needing them. Can't afford insurance? Move! I don't get to drive an expensive car if I can't afford the insurance.
@hearditfirst8010 Жыл бұрын
I'm saying. They keep paying whackamole . Like how long do they expect to keep rebuilding something that keeps falling apart? Forever
@layndretti13 Жыл бұрын
Thats good!
@JohnPeter-yf5jf9 ай бұрын
lol the whole nation, mine went up 2%
@kurdi98k Жыл бұрын
I hope it all crashes at this point.
@phoenixbrazil5266 Жыл бұрын
Florida is where woke goes to die
@fexcab8 ай бұрын
It’s all filled in swamp land
@Babinkley8 ай бұрын
Florida is not filled in swampland.
@susanhocko8228 ай бұрын
😅
@marcusanderson-yeager67409 ай бұрын
I am not worried as Ron DeSatan will step up in his manly high heel boots and solve the problem, march onwards MAGA folks into the ocean.
@orethawitcher313311 ай бұрын
Greed Greed God is watching
@christhompson2009 ай бұрын
Great Job Ron Gaysantos!!!
@jeffoliver2376 Жыл бұрын
At least you can rest easy knowing your children are protected from Pronouns.😊😊 Bahahahaha .
@marvelharris9540 Жыл бұрын
I'll take the care of children over Farmers Insurance any day!
@charlacrawford6927 Жыл бұрын
😂😂😂😂😂😂😂😂😂😂😂
@jeffoliver2376 Жыл бұрын
@@marvelharris9540 Pedophile ?.
@fischerfamily4117 Жыл бұрын
The SCOTUS ruled that business can deny services if they want. We’ll, here you have it.
@Andres64B Жыл бұрын
@@marvelharris9540 let's see if you say the same thing after your house has been demolished and your left on your own to pay for it.
@timemachineeddie11464 ай бұрын
Well time for insurance to go the way of the dinosaurs.