Global financial markets have been significantly impacted by SVB's demise, prompting investors to sell off bank equities hastily and reevaluate their interest rate expectations. I am a $350,000 investor who is at a crossroads and wondering if it is wise to hold onto securities that are losing value. I want guidance on the best approaches to maximizing my returns in this negative market.

The recent events with SVB make it unlikely for the market to make significant gains soon, so it's wise to manage expectations and prepare for a potentially long recovery period. It's recommended to avoid making significant investment decisions until the economic environment stabilizes in areas of concern. It's best to exercise caution and avoid engaging with the current turbulence.

A perfect storm is brewing in the United States. Inflation, bank collapse, severe drought in the agricultural belt, recession, food shortages, diesel fuel and heating oil shortages, baby formula shortages, available automobile shortages and prices, the price of living place.

I'm really worried about the current bank crisis. If a bank as big as SVB could fail, I fear for a lot more. I know a friend who is running a high-growth startup, and was badly hit by the bank run. I have pulled out more than $340k from my bank. After all, the FDIC covers only up to$250,000, and the implosion could have bad effect. Looking to invest into the stock market now. Does anyone know how I could go about it?

Tbh, with the whole global crisis, I'm quite unsure about getting in the market. I had planned to earlier before retirement and the clocks ticking really fast. I don’t mind a passive return but has to be long term with a vision.

The financial system has been artificially pumped for over a decade to ensure big pockets were lined; and now those same hands will make a fortune in the largest transfer of wealth in human history by shorting it on the way down. Inflation does have a roll, but that's to keep everyone panicked, and focused on their bills and expenses, rather than focus on the capital crimes of politicians and corporations,I'm still at a crossroads deciding if to liquidate my $338k stock portfolio, what’s the best way to take advantage of this bear market??

Imagine blaming the people for taking out money of a failing bank instead of blaming the bank and the cause of high interest rates in the first place

Confidence in the system??? I’m 31 and this is the 3rd financial crisis of my lifetime and I’m watching the wealthy elites/ corporations getting bailed out expense of the little guy AGAIN. How is that feeling in anyway reassuring?!

Yet No student loan forgiveness, but give it to the CEOs and banks!

“The best way to rob a bank is to own one”

They better address the insider trading before a bailout

I still blame the FEDs for this, because in the end they benefit by either buying off the failed banks cheaper or something. The fed can print credit as long as someone will borrow it into existence, but they cannot print product (or production).

The bank boss saw it coming, cashed in for $3.6 million ahead of the crash, which sounds similar to insider trading.

"This is not a bail out, its a special economic operation"

Love how the media makes excuses for financial institutions when they screw up

The wisest thing that should be on every wise individual's list is to invest in different stream of income and don't depend on the government to bring in money especially now the pandemic is hitting the economy

I admit I know nothing about banking but I'm sure I'm not alone in worrying that this could happen to other banks.

This is why holding some precious metals is sensible.

A perfect storm is brewing in the United States. Inflation, bank collapse, severe drought in the agricultural belt, recession, food shortages, diesel fuel and heating oil shortages, baby formula shortages, available automobile shortages and prices, the price of living place. It's all coming together and it could lead to a real disaster towards the end of this year (or sooner). With inflation currently at about 6%, my primary concern is how to maximize my savings/retirement fund of about $300k which has been sitting duck since forever with zero to no gains.

This happened because, "interests rates rose so dramatically, and something was going to break." Interest rates rose dramatically in the early Eighties (also due to the Fed), but I don't remember banks failing back then.

So again we bailout banks, but any laws to help every day people are shut down. We can bail out corporations but not people.

Argh!!! I’m a regular person and I’m upset by this bailout. What’s the point of raising interest rates if they start printing money again? Doesn’t that defeat the purpose???

And just 4 days before this, Forbes twitted, that SVB is the most well situated bank in US. How can anyone believe the rankings or the credibilities of these companies.

I don't think the depositors should be made whole. Thete is a reason for the FDIC limit of $250,000.

Was there any mention of the upper echelon at this bank selling all their stock just before the collapse?

This is what happens with deregulation on banks.

Banking is all about confidence. The men that work in banking are called con men.

It's not bailouts we just make printers brrrr and party like in 2008.

Give interest free loans to the middle class instead of bailing out corrupt bankers

Interest rates are just now normalizing. The bank making bad investment decisions should not justify going back to punishing the holders of cash accounts by paying no interest on cash which is really a tax on savers.

I didn’t hear anything about the CEO of SVB selling off shares before the run. How is that not insider trading? How is that not illegal?

The money was placed in a Ultra safe treasury and when the interest rates were plunging. They sold the bonds at a lower price. Before the bank collapsed, most knew about it and withdrew their money.

This seems as if the banks knew this was coming and this seems done on purpose and just like before they help banks but people are living in tents and homeless in Arizona

Oh no, if only you could separete deposit/loan banking from investment funds. How can we do it? Glass-Steagall Act? But that is so XX century.

No disrespect, but can someone suggest at CNN for Don Lemon to stop abruptly interrupting Guests on the show during interviews. The other Interviewers on the Morning Show at least allow the guests to complete their sentences. Nice enthusiasm, but 'Slow your roll Don.' Let's hear what your expert Guests have to say regarding significant topics that impact many.

The banking industry seems to be very, very nearsighted and have very, very short memories.

There is a video where trump annonces the end of obligations by the banks to have the stress regulations. So thank him and the financial powers behind.

This is frightening. It’s giving Great Depression vibes.

It's like bank robbers without guns.

Glossed over the whole other set of "investments" the bank had a hold of that were insanely over valued. Also the tiny little detail of Peter Thiel's involvement telling all his minions to go withdraw all of their money thus setting off the run. So the guy that got rich off of the free money machine now directly plays a role in putting a bunch of companies over the edge...no way he and others end up picking them up for almost nothing, and also now can pay employees even less with even more unemployed in the tech sector after this thing gets down with the dominoes now set in motion.

The Trust that went bust 😂

Why is no one talking about Trump's deregulation culpability?

So this is 2008 all over again... if 128 billon dollars were deposited at the beginning and then when people wanted to withdraw 42 billion, suddenly the bank couldn't handle it and needs the fed to help them? What? What happened to the rest of the money that was deposited from the start?!

I remember when the sperm bank collapsed back in the 80s , it was a huge mess.

Again these rich investor A H getting bailed out by the government.

I'm so happy i made productive decisions about my finances that changed my life forever. I'm a single mother living in Melbourne Australia, bought my second house in September and hoping to retire next year at 52 if things keep going smoothly for me.

The worst part of this nonsense back system is that all banks are at risk of going through the same, if everybody panicked and rushed to get their money out of their banks I bet roughly half will be able to do it. This is a wreck waiting to happen.

The bank CEOs and also Peter Thiel should be investigated for insider trading, as they had info that led them to get out first- and that started the panic. Thiel actually told everyone in his fund to get out (after he already had).

Why didn’t you mention businesses won’t be making payroll since their money is in bank and above $250K. Or, why Treasury no longer requires a reserve ratio. That should be part of this story.

Let's not forget that these problems would have been caught if the banks had been operating under the previous regulations. However, all banking regulations were removed under the previous administration.

Yeah I get it rich people were worried for once

Right, piss poor management of the invested assets of the bank. Those investments, as she erroneously marketed as "super safe", obviously aren't due to being tied into interest rates. They should have been sold at a threshold level to remain solvent prior to the increase in interest rates past that level. There was a large company using that bank for payroll.

6% inflation is preferable to major financial crisis. SVP collapsed due to Federal reserve interest rate increases that destroyed a prudent financial strategy OF PURCHASING AND HOLDING LONG TERM TREASURIES.

I love the way CNN are sugar coating this 🤣🤣🤣

Withdraw all your money.

And they said something like this could never happen again.

don't blame interest rates , blame the bankers who sold long term bonds .

Love how the Rich always get bailed out & made whole, but the little ppl as individuals, always have a debate. Healthcare, student loans, housing, etc.

The clients from the bank knew something was up that's why they were pulling all the money they were told something about the bank

The bank's executives started dumping their SVB stock well before the collapse. Insider trading led to the run on that bank.

Blame the greedy food suppliers for their so called "inflation" price gouging.

this just shows how much value people can put into something. The prices depends on the person.

I’m just upset that it’s going to ultimately fall on the people instead of the business for their bad practices. Capitalism at its finest

Do we need to start worrying about small banks or does it depend on what each bank did with the money?

Reminds me of That Highway to Heaven Episode' the Banker and the BUM 😁

Bailing out a bank? Let then fold and crumble.

Now we have to watch out for Banks acting like Cypto Ponzi Scheme...

I love how CNN had a women CEO on literally talking about getting inside info and a heads up so she could sell her assets. Rules again for one set of people and rules for another set of people.

48 hours? No. This has been build up since orangeman so proudly eliminated bothersome bank regulations. Anyone who lost money at SVB had YEARS to scrape their crumbs together and escape with unimaginable wealth. I did.

"Old fashion bank run?" They're not fooling anyone. Let them collapse I don't need protection.

How about talk about the real issue. The deregulation of the banks. Funny how CNN can have a lot of chatter but they are actually not saying anything.

I think banks are the worst thing you can become a customer of, instead join Credit Union! CU pool their money from a community, and able to provide better interest rates. At a Credit Union you are a member, not a customer.

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The government: Don't worry, we just keep printing $Trillion 'out of thin air' .... everything will be alright!

That’s why you buy TBILLS over treasury notes or bonds… I thought everyone knew that

Please don't worry about the customers. Because Silicon Valley Bank customers were businesses and the wealthy, they likely were more fearful of a bank failure since their deposits were over $250,000, which is the government-imposed limit on deposit insurance. They were probably grifted by bank investments in ESG funds. Society will reimburse them, anyway.

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Since SVB's stock dropped $160, is it a buy?

Why are we the taxpayers bailing out the bad business decisions of "big shots"? I'm tired of paying taxes for irresponsible people.

The regulators were supposed to be checking on them to make sure they were solvent. Or this wouldn’t have happened

Even rumours about a bank being in big trouble will spread like rapid fire to other banks... miserable days ahead.

Wrong way risk. In an environment of interest rate hiking since 2022, SVB's treasury holdings have been dropped in value, investment losses have been piling up, and at the same time their key clients (startups, tech companies) have not doing well and start to withdraw monies. In simple terms, everything goes wrong as Fed is raising interests!

Great work by the regulators I'm glad they are taken care of this now before it's to big to fail. This is what the regulators are supposed to do. SVB had bad practices bad business and they failed. We are NOT going to be Bailing OUT a bank so the CEO can steal tax payers money

dont wrry tax payers will pay for all their greed

First thing and LAST thing. NO BAILOUTS!!! Let them FAIL!!!!

So where did the money go???? No one is telling us!!!!

The government “We aren’t bailing these banks out” 24 hours later, “We’re bailing these banks out and the tax payers are going to pay for it”

Does this effect normal people who just save their money at banks or is this just tech companies etc being effected?

You are witnessing Financial Collapse in real time.

Does making folks whole mean within the structure of account tenants and beneficiaries or are we bailing out customers who didn’t properly structure their accounts to be fully insured by FDIC? Would regular folks that don’t own tech companies get this same treatment?

A lot of regional banks are feeling the pressure right now. SBNY also got shut down and WAL, First Republic, and a few others. I fear that 2008 is happening again with smaller irresponsible banks. The Big 4 so far look solid which is good.

8:56 The guy admits that Banks are a con job, that fall apart as soon as people lose confidence in the con men

If they close, can they still have the safe deposit boxes available?

"If confidence is lost, that can lead to this..." - The result of a bank run should be that customers get their deposits and then the bank is in trouble because they lost their play money. That never happens. What always happens is that the first to arrive at the bank get their money, most come too late and those are in trouble unless the state bails out the bank in which case the trouble gets socialized. Usually life does not favor those coming too late to the party. Then, depending on circumstances, one or two bankers go to prison for a year or two or five, and then they write a book about their exploits and become frequent guests in talk shows or senior financial experts at CNN or some other outlet. This is a valid career option. The owners of a failed bank will not have to adapt their life style to a 9-5 rhythm. They just lost some assets. For them, this is just a fluctuation in a graph in some excel sheet. You will not see a change of supply and demand on the yacht, fur, jewel or island market.

We appear to have the ability to print unlimited funds. Our rulers know how to take care of themselves.

I love how no one in the media is talking about the bank execs part in this debacle.

Don, do you feel like Silicon Valley Bank is past its prime?

Deregulations came into effect 2-3 years ago, you can tell by the massive investments into the bank, then when people decided to withdraw for many reasons, the bank collapse. That and the train crash are all due to the previous administration deregulation that came too quickly without any supervision. There will be more incident like those.

@00:25 - "it is the 16th largest bank, or it was..." (spit take!!! 🤣🤣🤣)

In the 1960s, we still had banking in our post offices. I'd prefer cities start public banks which would help improve the city they are in, instead of a private bank whose profits go to shareholders.