Рет қаралды 24,048
hello! :~) we are back with a home q&a video because we received many questions after you guys saw our home tour video.
this is part 1, where we walk you through our journey of getting our home in the re-offer of balance flats exercise (ROF) and where we also answer some questions about the hdb application process. we will be back next week for part 2 of the q&a where we answer questions related to the renovation and our finances.
we apologize if we got some parts of the process wrong and if we were unclear in any of our explanations because we aren't exactly experts in this year. BUT i've linked below some articles from the experts that will be helpful to read as you go about applying for your own flat:
HDB exercises:
1. BTO, SBF, ROF, DBSS, EC (property guru) - www.propertyguru.com.sg/prope...
2. SBF vs. BTO (redbrick) - www.redbrick.sg/blog/5-things...
3. SBF and ROF (moneysmart) - blog.moneysmart.sg/property/h...
application process:
1. application guide (seedly) - blog.seedly.sg/singapore-step...
2. application guide (NTUC income) - www.income.com.sg/blog/guide-...
taking loans:
1. HLE eligibility (HDB) - www.hdb.gov.sg/cs/infoweb/res...
2. HDB loan vs. bank loan (seedly) - blog.seedly.sg/the-complete-g...
3. HDB loan vs. bank loan (HDB) - www.mynicehome.gov.sg/article...
option to purchase:
1. what is "option to purchase"? (99.co) - www.99.co/blog/singapore/prop...
grants:
1. moneysmart - blog.moneysmart.sg/property/c...
2. HDB - www.hdb.gov.sg/cs/infoweb/res...
3. dollars and sense - dollarsandsense.sg/complete-g...
staggered downpayment scheme:
1. HDB - www.hdb.gov.sg/cs/infoweb/res...
payments required during the entire process:
1. 99.co - 99.co/blog/singapore/99-co-guides-paying-bto-flat/
2. singsaver - www.singsaver.com.sg/blog/cos...
home protection scheme:
1. CPF - www.cpf.gov.sg/Members/Scheme...
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