My neighbor, who I know makes more than me because she’s always telling people how much she makes, asked me how I can afford my bags when she couldn’t possibly afford them. She absolutely can afford them and I told her as much. She would just rather shop excessively on Amazon, so I let her know that we have different money spending priorities.

I don’t think it’s a bad question to ask. There are plenty of young people who aspire to have the things you have and other people with luxury have. They want to advice on how to get there. And I think it’s fair for people to know the honest truth whether it’s “I bought all of this because… my husband is rich, I come from a family with money, I am in severe credit card debt but have a bag addiction, KZfaq supports my bag buying, I got a masters and now work in big tech, I’m committing fraud, these are all replicas, etc”. The internet is so full of lies and half truths, I think if we are honestly not ashamed there is no reason to be dishonest.

My intention for asking people how they can afford luxury because im trying to figure out how i can replicate their success or im looking for ideas on how I, too can afford luxury like them

I make over 6 figures and I live with my parents, that's how I'm able to afford luxury goods. I'm straight up, and these questions are not uncomfortable to me. People are curious about what you do for work. I work as a corporate manager, nothing special and I have investments on the side. Another question people ask is why do I live with my parents? Im single AF and I have bad anxiety living alone. Done and done.

I think some people are genuinely curious because they want to obtain luxury too.

I say “it was a gift.” Then inwardly say to myself “from me” and smile.

Some years back my boyfriend got involved in a similar conversation with some colleagues at work.The lady colleagues were talking about their handbags collections and spending money in general and they asked him about my spending habits. He said : ooh she collects Miu Miu and Prada (which i do , but 90% of the time they're preloved /vintage pieces). It was shock horror on the ladies part. One even said: but they're 4 figures bags and you let her buy them! . To which he replied: actually I don't care. It's her money, she earns it. She spends it on what she wants. That's why i love him!🥰

This is very interesting because I am totally honest when people ask me this question (usually because I know it is not malicious). “I work very hard. I have made smart decisions throughout my life that have allowed me to spend money in ways that I see fit.” I have the car, house, and savings. If someone asked me what my salary was I would tell them honestly. I feel like it all boils down to how you grew up and how money was spoken about in your house. My parents didn’t share much and I feel like that is a disservice to your children. I also believe that the more people talk about their salaries both with friends and maybe even coworkers, it allows us to gauge what “fair market value” is of our own work. It also allows us to recognize when we’re being slighted. When I worked in retail I would readily tell newer employees what I was making which would prompt them to ask for a raise when the time was right. I understand why some believe these questions are rude but to me it’s like meh if you must know I’m actually very smart lololol

Interestingly not many people ask me how I afford my bags but rather if I am a hoarder or a “bag addict.” I tell them I prefer the term “collector” lol

Just yesterday I asked my friend "is that a LV?" She said it was her grandmother's. I wonder if I stepped over the line now. In my world luxury is rare so I was so delighted to see one in real life.

When at the peak of my earning in my company, my income was awkwardly public information and I was perpetually asked “why don’t I buy a more fancy car or a boat etc” … and (to me) the answer is obvious: I could care less about cars, but I LOVE my purses and shoes. People are not allowed to judge you for who you love and they should not judge you for what you love. I spend my money on what I love and what brings me joy … that seems like that should be the point.

I'm guilty at looking at other peoples food in restaurants mainly when it's a new restaurant I haven't dined out before to see what the foods like or to give me ideas of what to order .

I'll be honest - I sometimes want to ask that question mostly out of genuine curiosity and a desire to make more money (because can you ever have enough?). I've never asked of course, but I think maybe it's not coming from a judgemental place, but more of a 'how can I do it too?' place. Maybe. Also imagine telling someone you inherited an "old" LV bag... with pristine vachetta. LOL So funny!

Buying pre owned works for me. I also sell and use the money for a “new” pre owned bag. Dedicate an amount to spend and stay within your budget. Saving for a dream bag works too!!!

I just don’t eat for three months!

At 10:20 it just came in my mind: ‚Joey doesn’t share food!!!!!‘ 🤣🤣🤣🤣

People will always have something to say about everything. I had a super tacky yet snotty boss years ago in NYC who once told me "you should stop buying multiple inexpensive bags and instead buy ONE expensive designer bag that looks great and lasts forever." I rolled my eyes so hard and hate to admit she was right!!! hahaha and she got me hooked on luxury ever since. Fast forward years later to a different job, this time in Michigan, a younger and very fashionable and friendly coworker who i came to adore saw my gorgeous blue saffiano leather Prada briefcase on my desk only to have her say "I love your Prada bag, is it real?" I found the question to be so earnest and innocent and I replied, in earnest, "is there any other choice?" I think it's all perspective, and I love answering these questions because I love and believe in luxury goods and love talking about luxury craftsmanship and its longevity. All in all I LOVE fashion and love explaining it and exposing people to it! I love ur videos btw! ❤️❤️❤️

People who ask dumb/rude questions like that don’t deserve a respectful answer. Clearly, they don’t respect you enough to ask that. It’s none of their business.

You can go with what you said at 4:36; "I have a job and I earn money," with a smile on your face. It's not obnoxious or a zinger, but it will make your coworker feel stupid.

What an inexhaustible topic Dacob! Reg. Luxury handbags...if I say I bought the bag myself with my own money, they get judgmental, however if I say that is a gift from my husband, it's absolutely ok and it gets lots of appreciation. XxxC

I have had people on occassion say that to me about clothes, shoes, bags, and of course perfumes. I just say what my mum use to say "Why have one, when you can have 50!". Its nobodys business Dacob, but I understand its a pain in the proverbial! Xoxo

We got tired of a few judgy "friends". "Must be nice to be rich." Uh, no, not rich, just careful with our money and not buying a bunch of junk at Walmart we don't need. Needless to say, they aren't friends anymore. I am waiting for the day when someone informs me that one of my fake bags is fake so I can say "No sh*t Sherlock!" None of this is anyone else's business.

I always say it ether cost a pretty penny or it wasn’t that expensive, they usually get the hint and it’s not too uncomfortable.

To me it depends on who’s asking and how they are asking it. If it’s with a condescending manner, I will just tell them straight up - “I don’t feel comfortable answering this question”. And if the question is asked without malicious intent - I’ll just say the same as you said. “Oh my Aunty left this to me” or “oh this old thing, it’s been in my wardrobe for years” Thankfully though, I’ve not had anyone ask me this. My family don’t really care and nor do my friends. Once again, amazing video Dacob and great topic

Honestly, when I’m asked questions like this, I am always inclined to make a joke. It’s like perfect fodder! Then I say something light hearted like “I saved my Pennies” or “I had some gift cards”, or “I sold an older bag online” and then I kind of go into why I like to buy certain brands because I can resell them and buy more. This isn’t the whole truth and nothing but the truth but it’s enough truth.

I always get this question 😬😝 But I always answer you like to_____ I love bags and shoes 😂😂, I prefer making food at home and save the money for things that I love then just go to a restaurant for 1 hour(the bag last forever😝)

I think sometimes people want to just know so maybe the can do the same so they can save for it the same way and get the lux goods too.

Hi Dacob: When someone asks me a rude or impertinent question, I immediately respond with, "Why do you ask?" Shift the focus back to them, and make them explain their rude behaviour!

I just HATE HATE HATE when u introduce to someone and they ask “what do you do for job?” WTF.

thank you! this is so helpful :,)

Omg! This just happened to me when my Uber driver was taking me home from the airport. They entered my community and started asking how much homes here cost! I was so uncomfortable!

I have a family member that can ask me "how much did that cost?"; "do you really need more bags" etc. It's so disrespectful. I have the right to have my own interests, I'm an adult, I make my own money and can pay for it. Meanwhile, this person who criticizes me, has a husband who buys lots of expensive cars... She never asks him if he "really needs more cars". 🙄I just don't get why people have to comment on what we do with our own money. I don't comment other people and don't care what they do as long as they don't hurt others.

I’m like that too, I’m not witty at the moment cuz I don’t think badly of people. Ur mind is free & loving. ❤️ thanks for sharing some comebacks my love. 🙏🏼😆😘😘😘Sandy

Learn so much from your channel. Thank you for an other great video.

Come on I grew up poor and had no clue how someone could afford a Jag. Now I can tell people how I can pay cash for a car. Many poor people do not know how to move up. How did I do it? I have a master's degree and I work in IT. Not everyone is trying to be nosey.

I just don’t care. I carry my bags and I tell people not to count my money. ❤

My unemployed friend just had the nerve to ask me that last week and I answered “oh well… you know me, I’m a workaholic ☺️” PS: I know that many many people are desperately unemployed but that’s absolutely NOT his case 🤭

I always say I save my money to buy these things . find that answer satisfies that curiosity

That question always comes from a place of judgment I have found, but it often comes from people who don’t appreciate fashion. Luxury pieces are not things they deem valuable or wise, so it comes with an air of disapproval. I have family members who clearly have feelings towards my love for fashion, I invest in my wardrobe as I love style. To me it is an art form, to them it’s shallow… but that’s up to them if they wanna feel that way🙏❤️ I just say I work hard and I spend my money the way I want ❤️

Before I even clicked on the video I knew what your opinion was. Asking any of these questions is not elegant. You never ask a person how old they are, how much they earn, how they can afford their car, how much they paid for their house… I did get asked how I can afford my perfumes once. I don’t remember what I answered. I wish I had thought of a great comeback then.😅

I love this! I'm the same I always think later on if the come back or would I sound have said but in the moment can be hard for me.

You could also say you inherited a relative's entire bag collection to skirt the questions on multiple luxury bags. I personally see nothing wrong with that. It's not a deep lie, it's an easy answer and you don't owe an explanation to most people asking these kinds of questions anyway. My Great Aunt gave me her vintage cream beige Burberry trenchcoat as a Christmas present. It's gorgeous. First few weeks of wearing it I had a stranger ask me if it was Burberry and where I got it, and if I paid full price 😒 Whatever happened to just giving compliments? Hey, what a great bag! What a nice coat! And leave it at that? I'd never imagine asking personal questions on how someone has acquired their goods, I think its rude in many circumstances. I agree, little lies in these situations is sometimes just easier to deal with.

This was so interesting Dacob. "Oh, I'm really good at saving" and change the subject. Love your shirt x

OMG.. That happen to me too!! May be we are too nice . So, we don’t expect to be hit with a rude question like that!! Sorry for an off topic question. I too love my Chanel perfume!! But I’m heartbroken cause the spray head of my beautiful Chance bottle is broken!! Have it happen to you? If so, what do you do? 😢😢😢 Thank you for great content as alway!! ❤❤❤❤❤❤❤❤❤

Haha On work lunches, I SPECIFICALLY order food that is unshareable or very hard/awkward to divide into reasonable portions. If we’re doing family style, we set up serving utensils and plates. My team members are really close and I trust them a lot but the food is the line I draw lol.

I love those mini bags, so cute!!!!

That question or comment never makes me feel bad LMAO.. I ask "why do you want to know" and usually they will either a) ask a more in-depth question or b) leave me the heck alone.

Usually my answer is I work hard and I deserve this bag ))

Do you remember the movie You’ve got Mail? The zinger thing reminded me of that. And in the restaurant scenario, I’ve looked at someone staring and asked if they wanted a bite. 😂

Light colours really suit you well!

I tell them I bought it with my hard earned cash; you should see my wishlist, more to come!!

This is so relatable!!

With uncomfortable questions I simply smile or laugh as if to say that their question is so out of place that it is very funny or amusing and then I change the subject, if they have a working neuron they will understand it and if their neurons do not work well and they will insist on the topic then I will answer without answering the question

I think the tone of how they ask matters. Some people might wanna know if it’s attainable for them as well. Id rather be asked to my face then have it talked about behind my back. And that’s happened and it hurt me. I think the gift lie is fabulous. I always say I thrifted it or bought it at auction or in clearance lol 😂

I tell them the same way you afford your wine! We have different vises 😂

I don't think it is a unreasonable question for people to ask how you afford these beautiful luxury bags, clothes and jewelry. Most people do not have disposable income even with good jobs to purchase all these fabulous luxury items. I watch and enjoy your perfume reviews and have always wondered how you afford to purchase all your amazing frags, designer clothes, accessories and jewelry. I am not personally jealous, I love fashion and bags but even if I had a lot of disposable income to buy luxury pieces I would not buy or want all these things. I think it is only natural for people to wonder, especially when you have a channel dedicated to showing off all your luxury merchandise. I would never ask but eventaully knew it the question would be asked by curious minds that wanna know. I just figured you were a "Rich Kid" and your family had lots of money. I think it is great that careers in fashion and luxury retail pays this well and has allowed you these beautiful things. Enjoy them but understand it is normal if people wonder how you afford all these things.

I want to say great LIVE show last night & congrats on record views. It was a fun night. I love this topic of conversation. This subject is annoyingly funny but NOT when you're in it. If I see them coming my instinct is to walk to the other side of the street if I'm lucky to have a head start. I have a feeling they like to see my discomfort also as the questions roll on. This goes for family members "How can you afford question"? Oh please! I could never do that to anyone but I can laugh about it bc they have issues not me. My mail packages also seem to be all the rage among a few silly tenants. Hugs 😘

I’ve gotten this so much. And like, if someone is close enough to ask those questions, they’ve already made an assumption. I hate it. I used to explain myself but I just let them make their assumptions now.

I know people who spend $60,000 to $80,000 on Dodge Challengers or Ram pickups but buy their clothes at JCPenney and Macys. I also knew a family who drove a ten year old Toyota but had antiques and nice clothes from Nordstrom, It is all about what their priorities are.

I needed that. Sometimes I feel very uncomfortable buying things that I like just because of the judgmental questions. One of them came to my husband saying that I had too much.

People are annoying. I bought a few Coach, Kate Spade, and Rebecca Minkoff bags when I was at my entry level job. They aren't even that expensive and I still have most of them over a decade later (I shopped on sale and was able to get employee pricing on Coach through a friend). My coworkers gave me so much shit about it. Yet one of the same people spent $50 at H&M etc every day during lunch without thinking. It's called budgeting, geez

Hi Dacob❤ hope your enjoying 🌞🌊 me: none off your f… business and if they think I’m a b…. Well bad luck… I’m almost 61yrs and definitely don’t need to explain myself to anyone..I’m sick off explaining myself to these people that have nothing else better to do then stick their nose in my affairs… let them wonder want I buy and how 🤷‍♀️

Question: Wow You got ANOTHER bag? Answer: Yes I did, isn’t it cute?!!!!!! 😀 Q: How are you able to purchase ALL those bags? A: I’m a wizard 🧙🏼‍♂️ at managing money. I have absolutely no need to explain my self to anyone. It’s very freeing. AND generally I could NOT care less what other people think b/c I know who I am.

Dacob! I just had a similar convo today in work. And I really did feel like that. They want you to “be yourself” but not really. It’s painful. Please teach us how to do KZfaq 😂

I understand totally...sometimes I wish I was quicker with the right response to offensive or intrusive comments...but this is because we are not expecting such inappropriate questions.

HI Dacob, can you help me upgrade to Tier 2? I tried following the instructions per youtube but I don’t see the “change your level” option after going to “see perks”. My sister always asks me how I pay for my luxury bags. She KNOWS I literally got a 2nd job just for additional discretionary money. I hate when people count other people’s money. Especially when she herself gets new designer clothes every week. I don’t care how she can afford it. I’m just happy for her and look forward to her fashion shows.

Dacob, darling, I, like you, are champions of peoples success, however; we are a dying breed. I have been, and am, so happy for friends when they buy a new car, and i'm driving a wreck. I have been, and am, so happy for friends when they buy a new home, even when I have struggled to make rent. I have been so happy for friends to buy a gorgeous Chanel bag or accessory, when I am thoughtfully shopping at Walmart. Now, for the grace of God I can comfortably feed my handbag addiction, lol. I have an option for answering how I can afford these things, I simply say, I make enough to cover my needs and some wants. 😊 Also, I had just clicked on the live discussion when, again, the boss came in. This time she asked why I wasn't working, I responded.....because I didn't see you coming. 🤣❤

I have a very vintage Hermes 1950's handbag and matching purse from my grandmother

Good idea for a response! Also, I totally watch plates at restaurants. 😂 sorry!

Work for it…..save for it….urn it……point…….❤

I would be thinking "it's none of your biz"!

(Not that I've ever asked someone that) I would only ask such a direct question if it was an intervention/ I was truly worried and they were a close friend. I have heard of some (few) cases of people who starve themselves and go into debt just to chase more luxury items. 😓 And maybe it's strange, but in Singapore/SEA, things that are considered extremely personal questions (where do you stay, how much you pay for rent, are you dating, do you have kids/ why not have more kids, how much you weigh/ oh you gained weight etc etc) are such "normal" questions. It was definitely a culture shock for a lot of my friends and colleagues who moved here from Europe/US. With that, I can totally imagine getting a lot of judgement/ questions/ wrong attention if using luxury goods, so I NEVER ever use anything expensive or with a logo to office. It's just not worth it.

Guest in my home: "How did you afford this house?" Me: "I saved my money!" 🤑

OMG the food sharing! I tried dating someone from a food sharing culture; they literally would split both entrees in half and re-plate and would never order the same things as me (I tried copying their order once to avoid sharing and they changed their order quickly). I liked the person, but I was like, I can't do this for the rest of my life

It's rude to ask, especially to people you aren't close with, but natural to wonder. Luxury goods are widely conceived of as 'rich people things' in a way that, say, paying for food delivery services all the time is not (though that can add up!). It would be the same for a million dollar house, or a $100k+ car, perceived of as something for the wealthy. And wealthy people are rare. So you wonder "wow, are they wealthy? or is there some secret way non-wealthy people can have these things too?" If being honest is important as well as remaining friendly, one could say "I prioritize these things in my spending because they make me happy", or if you don't have to prioritize anything because you have all the money in the world, to say "I've been fortunate in life". But it is an impolite question, especially from people you aren't close to, so if you want to offer a slightly rude response, 'turn around is fair play'

A veces me da curiosidad cuando veo que alguna persona tiene algo lujoso, pero soy incapaz de preguntar cómo puede pagarlo o cuánto costó porque sé que es de mala educación. Pero siendo sincera secretamente siempre me interesa escuchar de temas financieros para yo ponerlos en práctica. 😅

I have noticed that Americans are always prying to know your financial status or job title. Other cultures are more reserved in this aspect. You do raise a good point that you have to lie to hide what you can afford. It is so sad that friends can't be happy with what you have. Are they even true friends?! I've met plenty of rich people that don't care about high fashion but let me tell ya everyone is drooling to be with them.

I would strongly advise against lying to be “polite.” Lies almost always get discovered, and then that person thinks you’re spoiled AND a liar. Our era may not welcome honesty, but it (plus a healthy dose of discretion) shows respect, though that person may not appreciate it in the moment. I would go with “I don’t talk about money with friends/coworkers/etc” or if you want to be really indirect, just go with, “Oh, you know…” and dodge the question. Make a joke, change the subject. If done well, you can end the conversation on a positive note while allowing that person to learn a lesson without being embarrassed. People react badly to being embarrassed, and you might just entrench them in believing you’re just a spoiled B and they’ve done nothing wrong.

I would simply say.... Oh huney, I got it at the outlets 🤣

I started saying: “You dad get it for me 😏😉” They kind of have stop asking though lol

I only have 1 preloved.Others just Italian leather bags

They say the richer you are , the less luxury products you buy. Wealthy people don’t have to flaunt their wealth .

I look at the food of people sometimes when it looks so good that stands out (and sometimes ask the same 😂) or if I don’t know the dishes , sorry, and I don’t mind if people look at my food to check it out, why should I ?!

That Talula looks like a Speedy 45 for my Barbie ❤️

When did life become so hard a minefield!!! Spot on

Interesting topic. Personally I do not receive these questions from people who are current in my life (family, close friends, etc.) I only get these questions from people who are from my “deep past” like old classmates, childhood friends, etc. I grew up in a small town and the trend seems to be from people who have stayed living there. It seems they are coming from a genuine place of curiosity and I think some cannot comprehend spending that amount of money (which they also have little gauge how much the bag costs) on something like a handbag. They also do not understand how I could make the salary I do because people living there generally do not make anything close to that much money, and assume because we both come from the “same place” so we must all be on the same level nearly 30 years later which just simply isn’t the case.

Whenever NOSEY haters ask me how I afford the designer things I have I just respond w “my sugar daddy bought it for me” and then I go on a tangent similar to Shangelas on season 3 of drag race when she went off on Mimi Imfist

That what I always said it was a gift my parents.

Asking how you can afford something is rather raw. It needs to be rephrased or seek the pricing yourself. The latter is labor intensive is the reason why people would jump to ask.

I would love to know more about your former fashion career :)

Sorry but I look at ppls food at the restaurant. If it looks good, I want to order it too!! Lol I might ask you what it is to order 🤷🏽‍♀️

I would like to know in the sense that maybe im in the wrong career and can get a suggestion on how to improve my financial situation...But to be honest most people are not as considerate as me. I had a former friend call me out for getti g coffer everyday... I was getting Mcdonalds $1 coffee and splittingvit with a family member

“If I tell you I would have to kill you.”, “It’s a secret.” Or just “I budget according to my means and prioritize what’s important to me”.

My Husband and I decided to fulfill our lux dreams( his are watches)! when we celebrated our 10th anniversary and we also travelled Europe, it was the best times of our lives. But.. I noticed some FB friends posts shading/shaming people that do lux😂. Some friends have a change in their demeanor towards me( not in a good way). Like what did I do to you?? I didn't stoop down to it and I don't need to explain myself.I want to have a clever retort just in case they will say it to my face tho😂. Like seriously,it's not your money I spent dude. I always admire those that carry lux like dreaming eventually I will carry my dream lux bags but the envy and jealousy are strong around us.

Some of us have asked that of ppl in the past to learn how to afford them for ourselves. The snotty "another bag" is bad.

I always says it's from my new suga Dada that owns a diamond mine in Arkansas!

I don’t think there’s anything wrong with people asking you how you make your money because they want to figure out how they can change their situation to have a similar lifestyle and I respect that. What I don’t respect is when they don’t believe you.

And ppl who always notice your new bags or new whatever are keeping a watch on you, so the i dont know someone bought it for me only works once on them

I ask so I know how I could attain it too. No judgement I love bags 😢

"How can you afford all these expensive items?" - "Well as you know I've worked very hard and I'm quite successful now. So I have a budget for these items."