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How Do I Get Motivated To Stay Out Of Debt?
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@00Noontide 2 жыл бұрын
It helps to imagine yourself eating something other than beans and rice.
@ittakesavillage5461 2 жыл бұрын
Love our rice and beans and we are EDM :)
@Emlyusa 2 жыл бұрын
I don’t like to eat rice and beans. One of the reason I’m out of debt. Food is life. Health is wealth.
@00Noontide 2 жыл бұрын
@@Emlyusa you can always ear beans and rice if you don't like rice and beans.
@sonrisefamilyfarm8572 2 жыл бұрын
We hunt and grow our own. Even make my own cheese- Not everyone has that option but it certainly keeps the grocery bill down. Not great to raise growing kids on rice and beans. Our bodies need more
@michoacan55 2 жыл бұрын
wouldnt work for me. im mexican i like beans and rice too much
@spot_of_tea53 2 жыл бұрын
I found that I lose sleep when I am debt. So if I want better sleep, I stay out of debt.
@Emlyusa 2 жыл бұрын
Same here.
@Emlyusa 2 жыл бұрын
Really. What is it. ?
@2005papillon 2 жыл бұрын
If you had asked me why I want to stay out of debt, I do the math. Even before I heard of Dave Ramsey, I looked at what financed things really cost. It's an eye opener.
@2005papillon 2 жыл бұрын
I'm listening
@alinatamashevich3354 2 жыл бұрын
It robs your future....today! Way to go Ann.
@the02chevyman 2 жыл бұрын
Absolutely! Same here. And that money in interest goes to absolutely nothing. 5k in interest in a car loan could go towards for something else.
@alinatamashevich3354 2 жыл бұрын
@@the02chevyman Any interest no matter what the amount is, is outright theft. Sad these "debt heads" think they are smart by borrowing money. Pretty sure their bankers home is way nicer than theirs.
@senorbautista6143 2 жыл бұрын
I just have to remember the days when I could barely make it to the end of the month. That is scary and motivating enough 😬
@joeplem5329 2 жыл бұрын
You know what's more fun than "buying stuff " and keeping up with your neighbors. Saving your money and semi retire in your 40s but that's just me 🤷
@MooMoo69556 2 жыл бұрын
Retirement gang 38 here I come.
@seventhchild7270 2 жыл бұрын
I love living debt free for the piece of mind, great sleep, good health..most importantly, having savings for emergencies, retirement, just not broke, scared, anxious, can manage when things increased as we're dealing with now!... annoyed but prepared!...I downsized,, live nice, peaceful, healthy, spiritual, simple, debt free...can't pay cash.. don't need it...I really know a need verses a want.... I live simple, don't keep up with others, love my life!...I'VE learned from PAST mistakes!
@wewhoareabouttodiesaluteyo9303 2 жыл бұрын
Just make sure those expenses are always kept at bay.
@grownnsexy4u 2 жыл бұрын
With current gas prices…you want to feel annoyed not crippled!! Great line Dr John!!
@countryroads260 2 жыл бұрын
It’s easy to stay out of debt. Think about your out of control boss and imagine being able to walk away if needed.
@ClaxtonBay123 2 жыл бұрын
Not everyone has an out of control boss. If that's the case get another job. That's not a real "WHY"
@countryroads260 2 жыл бұрын
@@ClaxtonBay123 supervisors change. People don’t leave companies they leave people. I didn’t say all. For many people it is a very strong “WHY”.
@stevenporter863 2 жыл бұрын
I think he used an out of control boss as a general example of financial freedom and options.
@ripwins 2 жыл бұрын
ITS EASY TO GET INTO DEBT, HARD TO GET OUT😩
@frankvasquez9446 2 жыл бұрын
Actually, for me it's hard to get into debt. Every month I 100% pay for all my bills/ debt. I never carry any debt from one month to the next. It's a matter of habit...been doing it since 2008 and sleep like a baby. I don't pay interest to any one...period.
@puresexxii 2 жыл бұрын
Omg! That generosity ❤ Thats my goal. Debt free & generous= happiness 😊
@carojames6776 2 жыл бұрын
I grew up to be financially prepared for emergencies, it makes me feel secure and relaxed and very fortunate. Thanks mum.
@SeanBaker 2 жыл бұрын
Yeah my reason is the same as a caller. I don't want to be in debt and I want to keep as much of my money as possible. Only have the mortgage remaining, and I'm THIS close to paying it off.
@GodSaveTheClothes 2 жыл бұрын
That’s awesome! Congrats! We have our house left but a long way to go!
@findingnory 2 жыл бұрын
Dude, you're a different person. If you've been blessed and this isn't your biggest battle, great. But, Dave just assumes that his callers that ask for help are seriously struggling. What he says about needing a "bigger reason" is completely true for people who've tried everything and failed many times over.
@SeanBaker 2 жыл бұрын
@@findingnory 👍🏾
@mheninger99 2 жыл бұрын
I would LOVE to be outrageously generous and help others!
@fauxbro1983 2 жыл бұрын
Just think of all the great things bankers get to enjoy and how you paid for it. If that doesnt get you mad and unwilling to pay for it, Idon't know what will.
@donaldlyons17 2 жыл бұрын
Why not become the bank then? Someone is almost always paying it is not always going to be you!!!
@Leeon_King 2 жыл бұрын
The best way to have and keep motivation is to live with purpose and to keep those long term goals in view. Not just trying to figure it out as you go along.
@James-es4rc 2 жыл бұрын
Yes I agree 💯
@JoseOrtiz_1416 2 жыл бұрын
Preach
@ittakesavillage5461 2 жыл бұрын
Long term goals are awesome!
@Leeon_King 2 жыл бұрын
@NewBeginnings Exactly!! And congratulations on being debt free my friend!
@ZacharyBuhler 2 жыл бұрын
If you’re ever wondering if you should go back into debt, remember that 8/10 people are living paycheck to paycheck and couldn’t even pay a $500 emergency if it came up.
@ittakesavillage5461 2 жыл бұрын
I hear that statistic and it blows my mind
@ZacharyBuhler 2 жыл бұрын
@@ittakesavillage5461 same here.
@ZacharyBuhler 2 жыл бұрын
@@These-times-are-awesome it scares me how many people struggle financially. Thank goodness Dave is here to teach us the way!
@donaldlyons17 2 жыл бұрын
They may have a debt problem but with so many not able to come up with 1,000$ it sounds like an income issue instead.
@ZacharyBuhler 2 жыл бұрын
@@These-times-are-awesome I totally agree!
@markg999 2 жыл бұрын
Ive naturally just been motivated not to have debt before but mortgage....now that I have no mortgage I'm never going back.
@KaySoles 2 жыл бұрын
Me personally I’m glad I found this lifestyle
@BiesingerFIREJourney 2 жыл бұрын
Remember your long term goal, that will keep you motivated!! 💪
@darleneatkinson6730 2 жыл бұрын
To Dave Ramsey Show, my big reason and desire was to have extra money to help out loved ones that what cause me to get out of debt and stay out of debt. It was big enough strong enough and my willingness to stay with it is long term. Our loved ones will always be there especially in the family I came from it like their children after children being born so to be a great aunt helper to next generation is big. Thank you for another great video.
@esfromec1 2 жыл бұрын
No this is what the Dave Ramsey show I feel is all about! Or should be all about this helping people get the exciting vision so then they will get themselves up and do what they need to do to get that thing! To move toward that thing closer and closer step-by-step because they’re excited about a vision of the future! Thank you Dave Ramsey show please keep this kind of thing up we need it.
@codys5727 2 жыл бұрын
If you can't find the reason for motivating yourself, noone can do it for you.
@mikesawyer4707 2 жыл бұрын
Gettng to financial fitness is all about habit. I have to think on my feet every minute of every day.
@KC-dr3cg 2 жыл бұрын
Whatever you think about attracts more of the same and so maybe thinking about contentment
@truthseeker6370 2 жыл бұрын
I have the opposite problem. Been so intense/intentional to get debt free, that I have a difficult time spending money now.
@wewhoareabouttodiesaluteyo9303 2 жыл бұрын
One has to essentially pay of everything or project to pay things off before they come. Expenses that end up sitting and are not paid off become debts.
@cammims7645 2 жыл бұрын
You get Motivated when you get to keep 90% of your Next Paycheck from paying off yet another Bill or Dept!
@bigpicturethinking5620 2 жыл бұрын
Absolutely. It’s a feeling like no other.
@kaelaleedaley 2 жыл бұрын
"The rich rules over the poor, And the borrower is SERVANT to the lender" - Proverbs 22:7. It is NOT God's Will for His Children to be indebted to one another xx
@boverhof3 2 жыл бұрын
You approve of that Bible Verse? What about the verse about a camel going through an eye of a needle before a rich man goes to heaven? You clowns pick and choose whatever fits your narrative.
@mikeshaw4610 2 жыл бұрын
I think this is a very good show. The point very good.
@giainto5564 2 жыл бұрын
Don’t have cash, don’t buy it. Why? I like cash and feeling cash in my hands 😂
@DudeDude491 2 жыл бұрын
Simply Put Beans and Rice makes you Rich 🤑
@oroville12345 2 жыл бұрын
Quit spending more then you make and get off of the soy.
@spot_of_tea53 2 жыл бұрын
💊 check out hammerhands channel if you haven’t already
@stellarocquie7957 2 жыл бұрын
Soy?
@mheninger99 2 жыл бұрын
What do you mean to "get off the soy"? Do you mean some kind of addictive thing?
@garylockhart526 2 жыл бұрын
Don't let your past become your future.
@Ryan_DeWitt 2 жыл бұрын
What a silly question in general. How do I get/become motivated for XYZ? You either are or you aren't.
@AndyBlackSEO 2 жыл бұрын
How do you stay out of debt…. Discipline.
@erika1935 2 жыл бұрын
States do not charge foster / kinship families to adopt children who they have been fostering / or adopt from foster care.
@HQ4575 Жыл бұрын
My why is because I was what debt did to my father and our family, now my father is a great man and my role model on how to be a good moral, honest man, because he is those things. But he was so deep in debt that his lenders used the power of government to take away his passport until he paid it back. It was humiliating to him and to my mother. I want to make financial decisions that will honor rather than shame my wife and kids when I have them
@chilichickSantaFe 2 жыл бұрын
I quit for myself. I know of dozens of others, too.
@mossgeorge2001 2 жыл бұрын
The only thing I would add is this when you are doing this, listen to Rocky Eye Of The Tiger.
@crazykaitlyn 2 жыл бұрын
I got into debt to pay for car repairs, and then, some personal things, then it was paid, then I got into debt for more car repairs, ugh, and then I took out my student loan and the car repair debt was taken care of and with the job I have now due to school, I won't need to borrow for my car, but I still owe for school. After that, I guess I won't go to school again until I can pay for it, and I'll have to save for a car, and other than that I don't really see me going into debt.
@kevinmoore9524 2 жыл бұрын
Thank You.
@MsMaxinejoy 2 жыл бұрын
Once you're out of debt, it has to be an extreme emergency to go back. Peace of mind is Supreme. I'm debtfree for ME, not anyone else.
@crazykaitlyn 2 жыл бұрын
This happened to me too
@thao0226 2 жыл бұрын
His "why" ain't strong enough.
@hollyb6885 2 жыл бұрын
WOW! When Dave started saying how this guy should want to be Vanderbilt or Rockefeller to his grandkids, it was an AH HA moment for me. THAT’S what made me gazelle intense in getting out of debt and building wealth I just didn’t realize it until Dave said it. GREAT CALL!!!
@amosiren 2 жыл бұрын
Why?- my peace of mind is my most prized, shiniest, coolest asset I have
@amandaksollid5822 2 жыл бұрын
Should I pay a low mortgage n save some of that money for repairs or emergency fund? I have Copd, my boyfriend lives with me.
@ChipZilla69 2 жыл бұрын
She's not kissing anyway 😂
@briannielsen7176 2 жыл бұрын
You need to hate that debt.
@noahsolomon6040 2 жыл бұрын
Are these guys just flexing while homie is on the phone? 😂
@AbbyOlurinDames 2 жыл бұрын
Can't wait to watch this!
@Mindmartyr 2 жыл бұрын
Here’s how you stay out of debt: don’t bite off more than you can chew
@JoseOrtiz_1416 2 жыл бұрын
Or try to impress those around you to live up to a status
@thomask8298 2 жыл бұрын
all it takes to be a ramsey personality is to repeat what dave says
@TMoody 2 жыл бұрын
If you look at debt as a beehive you will not get close to it.... much less get in it.
@boverhof3 2 жыл бұрын
LOL, All these great things coming from a guy who throws poor folks out on the street because he follows Jesus.
@donaldlyons17 2 жыл бұрын
He and all these real estate people either avoid too many poor people or throw them out when they can not pay over time. I too have never meet a for profit business person who was trying to run a charity or a nonprofit!!!
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