Not trying to burst anyone's bubble.... but I thrive to have one million in my bank account and investments. I'm at the point where I can get high all day and still net low six figures on my real estate rentals... which is pretty passive.

We can't control the collapse of the currency, but we can buy Gold and Silver to protect us from the disastrous results.

Does he have an email address

@@isay207inthena inthenameofJesus!😁Address Him in the name of Jesus.☺️

I'd like to hear more about that too. But the bottom line is that we need to USE cash and not allow stores or businesses to phase it out. Use it or lose it.

80% or 90% of transactions are already cashless. I'm sure there could be additional methods taken but we're already there.

He addressed it several time already

I think he made a video about that a couple months ago! It was pretty eye opening!

Cash is stupid and cost more to create it then it is actually worth

Yup. That’s pretty much it. Works for me.

Me: How can I prepare for SHTF? Dave: Beans and rice, rice and beans

@@chief5981 actually I think I heard him say once if SHTF does happen….beans, rice and bullets are your best investments…….🤷

it seems like we're all in agreement that the economy might be in a more precarious situation than the markets are currently pricing in.The importance of having financial safety could be why retirees are turning towards advisors in retirement planning

Agreed, the role of advisors can only be overlooked, but not denied. I remember in early 2020, during covid-outbreak, my portfolio worth around $300k took a slight fall, apparently due to the pandemic crash, at once I consulted an advisor in order to avoid panic-selling. As of today, my account has yielded big fat yields, and leverages on 7-figure, only cos I delegate my excesses right.

Due to the importance of the need to double down on retirement savings and making sure they are invested properly, i definitely would consider reaching out to an advisor, could you suggest any i can get on the phone with?

I've shuffled through a few advisors in the past, but settled with 'Monica Selena Park'' her service is exemplary and she's a genius in portfolio diversification. I'd suggest you research her further at your leisure time, sure you'll find her basic info.

very much appreciated, your response suggests a person of benevolence.. just inputted her full name on my browser, and came across her site, top-notch qualifications! she seems well-qualified

@@bob0in0 Even if you don't believe in a higher power, prayer is a form of meditation and does have benefits, research suggests

At least those other events are more realistic than the apocalypse.

YES! Everyday, people are losing jobs, having accidents, facing unexpected & expensive repairs on cars or furnaces, getting sick or dealing with local natural disasters. It's not IF but WHEN it'll happen to you & having something put by can be a lifesaver! We've dealt with a broken hip & a heart attack over the last 2+ years & if it weren't for being prepared (both in the pantry & financially) it would've been a LOT harder to get by!

Is this the Norman Rockwell illustration you want your kids to admire hanging on the wall of your home? ABUNDANCE MRE'S?

@@randymillhouse791 lol exactly

@@kbanghart exactly!

Amen😔

He never will. He keeps giving this example of saving $100 a month for 40 years and you have over a million dollars except this is based on an annualized return of 12% which is a fantasy.

You dont lose it if you leave it in?

Also, you are most likely lying because i have investments and from years ago, my account is higher than 7 years ago. Even further than that its still been going up. Please dont try to scare people.

@@crashtestdummy1972 for most (myself included), the balance is decreasing regardless of if you are retired and taking money out or are saving for retirement and leaving it in It’s shameful to accuse others of “trying to scare people” when you’ve obviously done no research on the topic and are minimizing the experience of people who are in the nightmare of watching their only money source decrease drastically. Those people live off that money and it is absolutely a loss to them. A family member of mine’s retirement account decreased by $70k, another’s account lost well over a $100k, and I myself have watched my meager 401k decrease by over $1,000 in the last month alone. Don’t accuse me of fear mongering and tell me it’s not happening.

It's a cycle. All the time, there's some portion of the population that loses some of their 401k.

Yes, right wing radio is peddling that stuff hourly. STOKING FEAR FOR THEIR OWN PROFITS.

😂Thanks for making us laugh. A little morbid sense of humor helps.😏

This is when talking about money all the time is secondary and start reading your Holy Bible. There will be an entire world wide situation just like the Bible said it would and C 19 was just a trial run.

​@@randymillhouse791Then there is entirity of the rest of left wing media peddling that stuff every minute of every day STOKING FEAR FOR THEIR OWN PROFITS.

My dog won’t even eat the egg based MREs. He sniffs them and then takes them out to the yard and buries them.

Yep. They really don't get it. This confirms for me how bad it will be. People are gonna lose everything

You must be the worst investor ever.

You were obviously not paying attention to the national debt while Trump was in office. You reckon those tax cuts and defence border spending were free?

I want someone under the age of 70 in office. Trump is now nothing but a geriatric dementia ridden vegetable just like the current president.

Someone just wrote a bunch of BS to say they didn't like the outcome of the election 🤷😁

I’m apolitical,don’t own or watch TV, and FIRE debt free since 2020. I plan to travel more.

Dave is a trumper, he talks just like him. I stopped watching him

I'm always curious, when these delusional folks pretend Covid was manufactured by us Democrats, how do they think we got the rest of the world in on the con? It's just so moronic.

Right. Tell me you’re a right wing nut without telling me you’re a right wing nut.

@@briancregar8589 I agree that was a rather unkind way to put it. But that doesn’t negate all of the sound advice he gives. And obviously you haven’t stopped listening to him because… well… here you are

@@susanahollenback1518 no, I heard from someone else he was talking garbage again so I only came to point it out. I didn't watch the video. His advice is also dumb, Susan 🐑

true, but more people have been murdered by democide than any disease

I agree with you. We can't bury our heads in the sand and pretend the inflation the government is creating isn't happening. We all need to buy Gold and Silver so we can rebuild this country when the Dollar collapses.

This war was created by the U.S government funding Israel's genocide with our tax dollars. How many people know our tax dollars fund Israel national Healthcare while we don't have one. Yes I blame our government since I am being highly tax not for the U.S but to fund another unrecognized country.

Forget the gold. It will have no utility in a possible barter system situation. Food will be the currency of choice. You can't eat a gold coin.

Don't forget the LONELY PANIC!

Don't kid yourself sweetheart, WW3 ended half a century ago. We may be at the beginning of WW4 but we are certainly not at the beginning of WW3.

same, I watch a prepping channel and he talks about Dave Ramey and paying off debt as well as prepping both are important coivd also shown how prepping is need. People panicked and cleared out the store and fought over toilet paper.

​@@Mary-zj9jzwhich channel is that?

It’s called long term investing into solid companies.

Nope, lots of firearms won't help and will only waste your money.

@@wordsalad01 like many, fortunately not yet

More than one firearm per person is simply a waste of money.

@@amireallythatgrumpy6508 yup

Who keeps that much cash on them.... ? If worst case senerio happens.... zombie attack!

That's literally the 3 to 6 months of expenses emergency fund

Its already part of the baby steps. I think it goes without saying.

​@@johnSmith-uz8nldepending which , slow walker, or fast 28days later... I don't have have 3-6month financially, but have 3-6 day/week/month, for zombie , or something similar, RED DAWN, Kinda thing lol

Because it's implied... It's so obvious it doesn't need to be stated 🤦‍♀️

I don’t watch world news unless I’m leaving the country. Haven’t watched local news since the 90s.

It’s normal for me to have close to a year or more of food. That’s what a pantry and deep freezer is for. It was like this growing up as well. I don’t even consider it an emergency. Just prefer going to the grocery store every 4-8 weeks to pick up a few things instead of daily and weekly like most.

​@@blackworldtraveler3711Those of us who grew up out in the boonies learned to always have a well stocked pantry to get through the winter. It just comes natural to us to keep supplies on hand. We realized we couldn't just run to the store for 1 missing ingredient or a sudden craving, like those who lived in town could.

Absolutely, without question. All you have to do is remember the recent toilet paper craze where the animals were killing each other over toilet paper. TOILET PAPER!! That was very eye opening & disturbing. Think of what they would do if they didn’t have food. Stores would be decimated in mere hours if something catastrophic were to happen. You most definitely should have a healthy stash of canned goods ie veggies, fruits, beans, fish, chicken, etc plus waters of all types & sizes. Bottles (to not be wasteful in small meal preps), gallon jugs, distilled (in case of sickness/babies, etc), first aid kit / medical supplies, flour, sugar & salts because salts are required in the human body & preserve meats. Theres lots of good videos here on YT that can give you helpful ideas. Also if you don’t have a lot of room for storage, clean out bottoms of closets, under beds etc & uses small boxes to store items in & tape them up with a label & date. Start with $40 or whatever you’re comfortable with & go from there. Lastly, keep your preps on the down low because you don’t want others to know. This is for you & your family’s future. God bless.

@@iamKristyEscue It’s a shame people have to be told things like this.

Yes

You should speak for yourself. I’m fine. Not stressed out, angry, or tired. Have a shotgun,three semiautomatics,and two crossbows. Pandemic was a voluntary three months without pay (vacation) then early retirement in June with package with company medical/dental/vision among other things. Inflation is no big deal…..have to spend to be affected. I fill my car with gas once or twice every 12-18 months. Don’t need to work. Always been wars and hot spots in the world….you just notice the big ones that make headlines. I plan to travel more. Going to my 66th country this year.

@@blackworldtraveler3711 advice.. not that you asked, just my opinion... Don't spend any more on weapons (unless for ceremonial/ sentimental reasons). The other stuff is fine. Make sure u save enough for medical, and maintenance.

@@kbanghart I’m FIRE enjoying life with activities,hobbies,and interests traveling the world and whatnot. I’m not Mad Max beyond the Thunderdome..

@@blackworldtraveler3711 Glad to hear it!👍

@blackworldtraveler3711 good for you. I'm around 60 countries myself. Just got back from Thailand

And prepare to sell the car/s, deliver pizza, and eat lots of rice and beans!

That's a prepped, what is millions dollars going to do, if RED DAWN, riots, burglary, sometimes need to think and stock the necessary/expenses, and how to protect them. Food , water, shelter, ... and physical insurance ( gun/armor, ammo) to defend your food

Adding to the conspiracy also comes from denying the fact that fauci lied over and over, flipped and flopped about everything while getting rich from it.

There sure was a virus but not as deadly as they made it to be.

Its already proven thru congressional hearings that fauci funded the lab in wuhhan so the name is pretty appropriate

Yes, there was a super contagion, but it was only the flu. In 2017-2018 flu season, over sixty three million people died. Since 2020, fewer than seven million have died from SARS-2

I thought better of Dave than to call it the Fauci pandemic. He should know better.

It was a little tiny tyrant puppet in charge of the news cycle for political gain that certain people loved and praised for preaching "the science" while simultaneously ignoring actual science.

Fauci is the last name of the man that led the American healthcare system during Covid. Research him on the internet.

A monster

When you retire

@Contact_DaveRamsey_now.. I listen to your show regularly along with your associates individual shows. Great money advice. I wish I knew then what I know now at 65. I do realize your style is very much in your face, which for the most part I love that “tough love.” As a very middle of the road politically oriented person, I think we may not be on the same page politically. Using terms like the “Fauchi Pandemic” are divisive. Don’t forget, he was an advisor to then President Trump. Trump did not have to take his advice and close down the economy. And, maybe it was the wrong decision in hindsight, but with thousands of people dying daily, decisions had to be made. My point is, our country is so divided adding fuel to the fire doesn’t help. All that said, I would love to get your opinion on whether to hold onto real estate. I’m 65, my husband is 68. We only have about $120,000 in our retirement account. We have no debt and live comfortably on Social Security and continuing to work part-time. We don’t plan to draw on our retirement until we have to and we are continuing to add to it as we can. We own an older home (think lots of upkeep) worth about $500,000. We also own an adjacent 146 acre lot that has a very low tax bill of under $100 per year because of New Hampshire’s great conservation rules that keeps our taxes on this timber land low until we build on it. This property is worth $200-300,000. Are we being smart to hold onto this property until we need to sell it in the future or as an inheritance for our children if we don’t need to sell it? Or, would it be better to sell it now and invest the money? Keeping the land always seems like the best choice to me because they aren’t making anymore of it. But, I would love to hear your opinion.

How ?

Do you really want to be the sole survivor? I’d rather be taken by a blast where I won’t know what hit me. I know where I’m going & it’s a way better place than here. 😁Also, know some of my loved ones will be there.

Theres no crisis in Israel... there is a crisis in Palestine though!

I haven’t watched local news since the 90s.

American news never tells the truth

Agree there’s too much propaganda. Local news is better. Social media is showing us a different side of the narrative with proofs. It’s devastating. We can’t rely on the politicians.

There's even more propaganda in American news. (All of it)@@Zuvie77

The answer was from Rachel in mossuri

@@IA-py9by Didn't catch that till the end they started the video without reading the question.

Doesn't help anyone.