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How Does Car Insurance Work For Lyft And Uber Drivers?
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Күн бұрын📺 Watch the FULL show here: • Dealing With Accidents...
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Uber and Lyft drivers need to know insurance and when you are and are not covered, also known as gaps in insurance. Join Sergio, Chris, Bryant and Larry where they go over the different phases and what drivers need to know about insurance.
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@Therideshareguy Жыл бұрын
📺 Watch the FULL show here: kzfaq.info/get/bejne/gZh7gsaQm7m2haM.html Have you been in an accident when driving for Uber or Lyft? We recommend you talk with Bryant from LegalRideshare For accidents and injuries: LegalRideshare LLC - Injury Lawyers LegalRideshare.com Help@LegalRideshare.com 312-767-7950 LegalRideshare LLC is the first law firm in the United States entirely dedicated to representing injured rideshare and gig workers. LegalRideshare's attorneys have secured millions of dollars for gig workers who were injured on the job.
@HighSpy Жыл бұрын
Thank you for this information!!! I got hit by a drunk driver on Oct 31st. I was driving a rental from Lyft, and had a passenger in the car too. They have told me NOTHING other than telling me about the money I owe them over it. I did nothing wrong!!! The other girl hit me head on, and she went straight to jail with a .27 BAC!
@MicDropBBQ Жыл бұрын
My buddy James is going thru this RIGHT NOW with Lyft (in a Lyft rental). He had a wreck Saturday night and Lyft is giving him the runaround about it all. They're telling him to go after the OTHER driver's insurance in order to get another rental car. I think Lyft has the ability to get him another rental, and they can go after the other driver's insurance thru subrogation. They're basically throwing the ball back and forth, not really wanting to handle this situation for him.
@MicDropBBQ Жыл бұрын
@Sergio-SMTMC I just texted him the screenshot with Bryant's info and told him to make sure he knew SERGIO sent him. This way, they know what modes of marketing are working. Glad you did this video brotha! I've been on driver's ASSES lately about being careful. I've got so many accidents recorded. More than last year. Folks came out of lockdown and forgot how to drive!
@MicDropBBQ Жыл бұрын
@Sergio-SMTMC But that will let these attorneys know how powerful these channels are for driver information. That's why I need him to let Bryant know where he heard of it. We're a network. We dont have a corporate headquarters like these apps. We meet on channels and that's how we get business across to each other. Love ya brotha, and keep putting out these kinda videos. It's VERY necessary to make it in this industry as a business owner. We gotta have each other's backs like this.
@HighSpy Жыл бұрын
That's crazy. I got hit by someone Saturday night too...in a Lyft rental. In Charlotte. Lyft told me the same thing. I had to put up my own 786$ to get another rental for the week though. It's such BS
@MicDropBBQ Жыл бұрын
@Sergio-SMTMC Wednesday it is, brotha!
@MicDropBBQ Жыл бұрын
@@HighSpy It's crazy how they won't just allow you to rent another vehicle to continue working!!! It's like they don't want drivers to make a living, on purpose.
@brsrc759 Жыл бұрын
Only an extra $30 a month??? Most of the insurance companies that I called don't even cover rideshare, and the ones that do quoted me around 1k per month!! What insurance company should I be using for rideshare coverage? And why doesn't Uber tell us we need to do this at the very beginning? Why do they just accept a regular insurance card and then send you off to work? Isn't that technically illegal?
@jeffreyzie Жыл бұрын
Right. It doesn’t make sense. They should let drivers know this beforehand. Did you find a good company that does coverage?
@stephenfiore9960 Жыл бұрын
….Thank you for telling me this
@joshuatreeconnection 10 ай бұрын
exactly $30 a month???? 😬and this is who we are taking advice from??? Good thing the comments are on it!
@veronicahoyos-leonard2459 26 күн бұрын
You are right Uber is deceiving drivers because they don't want to pay us enough to cover the extra premium for Rideshare insurance
@brsrc759 26 күн бұрын
@@jeffreyzie yeah Allstate insurance. It's $155 per month. I'm in Hawaii so it might be less wherever you are. It's about double what my insurance costed without rideshare.
@adrianrojas-sl6ww Жыл бұрын
Thanks I learn the hard way about Insurance .
@AndrewZebrunIII Жыл бұрын
My insurance company said they would cancel me if I do gig work like Uber or deliver food. Progressive carries the commercial insurance you need, no one talks about this. The cost is 4 times what I pay now costing over 2K per year, people should know this.
@stephenfiore9960 Жыл бұрын
….Thanks for telling me this
@AndrewZebrunIII Жыл бұрын
@@stephenfiore9960 You're welcome. Instead of gig work I took a job with a non-profit driving a wheelchair van. I have amazing benefits, plus I'm in the New York State teacher's union. Gig work looks great if you know what you're getting into! I won the employee of the day contest on a local FM rock station too so I'm enjoying this job a lot.
@brianroxburgh8548 3 ай бұрын
Hi Andrew. Can I get the info to get that commercial insurance from progressive?
@timothygraffius Жыл бұрын
Yep, that’s why I have a rideshare rider through my Farmers Insurance, California.
@johnridenour1345 2 ай бұрын
Hi to and from California, Palm Springs specifically. Do you mind me asking what your rider policy cost?
@veronicahoyos-leonard2459 26 күн бұрын
Farmers are very expensive 2,300 for six months in Chicago while lemonade is $760
@ShowBand7 Жыл бұрын
I drive for a app and haven’t heard from anybody after a wreck
@jacklyncramton2958 Жыл бұрын
I’m paying $600 a year more for rideshare insurance!
@MsCBcontentcreator Жыл бұрын
Company?
@stephenfiore9960 Жыл бұрын
….thanks for sharing. Yes which company
@memolocolv Жыл бұрын
Good to know just call insurance GEICO currently they don’t offer but they will starting the 10 of this month
@cynthiamarquez3409 Жыл бұрын
That is a lie, Geico will never offer rideshare. I switched many years ago to Allstate, I have been driving for Uber for 4 years full time and so far have been very lucky. I have 2 vehicles, full coverage and ride share insurance $124 a month, it's worth it.
@memolocolv Жыл бұрын
@@cynthiamarquez3409 thanks for the info but according to the rep I spoke they just got a memo they will start the 10 will see keep you updated it
@joshuatreeconnection 10 ай бұрын
@@cynthiamarquez3409 thank you for commenting, you offer more value than these 4 men put together!
@RobertRagland-bj6wz 2 ай бұрын
If a lyft driver can show full coverage plus ride share coverage then lyft should not be taking out money for insurance... But they still do and it's significant amount of money
@zeroone1348 Ай бұрын
It's ripe for a lawsuit
@AtticusKillough Жыл бұрын
This happened to me. Got in a fender bender 1 month ago in Phase 2 (going to pick up a passenger). I'm lucky I "only" have a $2500 deductible to fix my car. Lesson learned! Having to switch to Progressive because USAA doesn't offer ride share in my state
@garytob2298 Жыл бұрын
I have Allstate rider for doing Uber
@AtticusKillough Жыл бұрын
@Sergio-SMTMC thx!
@shannonharris Жыл бұрын
@Sergio-SMTMC finally changed your KZfaq handle eh? It needed to be done for less confusion when responding to comments. Good Job! Now you should probably have Chris change your SMTMC name during the live show to your email, so you can stop repeating it every time someone asks... You can just point?
@garytob2298 Жыл бұрын
@Sergio-SMTMC it came in very handy. Had a drunk driver, illegal ailen do $ 5, 600.00 damage to my new pre owned Camry. My deductible is only $ 250.00. Thanks to LA Fire Department the owner of the car had expired insurance. I filed my SR 1. Now the owners insurance company is "investigating" My neice who's an attorney is on top of it.
@realtalkjames2408 Жыл бұрын
Progressive will get rid of you after so many accidents.
@sossteve66 Жыл бұрын
Anytime you are driving without a rider, even if its when you are on your way to pick a person up, how would your insurance company know that you are Ubering, unless you told the Cop at the scene? Simply dont say anything, and its just a normal accident.
@jordanab100 Жыл бұрын
Couldn't the cop put it in the police report? That's what I'm worried about.
@sossteve66 Жыл бұрын
@@jordanab100 I’m talking about before or after the rider. When the rider is with you, uber is supposed to cover that time.
@sossteve66 Жыл бұрын
@@jordanab100 But i guess the cop would put it in a report
@zfunk9 9 ай бұрын
I heard the first thing the insurance company asks is if you were doing rideshare within the last 24 hours plus they can ask Uber/Lyft if you were online as part of the investigation.
@lindahudson8694 Жыл бұрын
Share ride guys I am getting frustrated with these gig ride companies. I worked for a delivery service and my regular insurance was good enough. Now driving for Lyft my insurance does not cover me. I have to carry both insurance. I did get the gig insurance which is another cost for me here in Florida. I like driving but the cost and not making enough money is giving me a headache. Also my accountant did not itemize my taxes last year and this year I have too many expenses. I am going broke driving for Lyft.
@garytob2298 Жыл бұрын
Car insurance, gas etc is tax deductible. Amend your last year's taxes
@realtalkjames2408 Жыл бұрын
I talked with a young lady who got her car totaled driving for these “companies.” They forgot about drivers a long time ago.
@jezruby2 2 ай бұрын
Uber charges a lot of fees for them not to respond in a accident. What’s the point in having a government if it’s not protecting the people companies like Uber.
@annaleon4725 4 ай бұрын
Question about mirroring coverage in regard to property damage
@neusimarsilva2345 Жыл бұрын
Its a ridiculous risky, to work for these companies, it's better to work at McDonalds to don’t put your financial in risk. insurances companies drop you off or deny policy coverage if you work to does companies.
@AlexMartinez-uq2ye Жыл бұрын
Hey brother how's it going, what insurance forms does lyft accept, right now I'm going back and forth with lyft not accepting my insurance form.
@ultramariox74 Жыл бұрын
My insurance quit on me because of my wreck and uber wanted me 2500!?
@veronicahoyos-leonard2459 26 күн бұрын
Is not an extra $30 a month Farmers quoted me $2,300 for Rideshare insurance in Chicago
@sammysinlimites8747 Жыл бұрын
Do I need full coverage to do uberx? Other than the rideshare insurance
@Therideshareguy Жыл бұрын
Checkout this article - therideshareguy.com/top-things-drivers-should-know-about-rideshare-insurance/ You will want to talk to your own insurance company to find the solution best for you.
@ermiasmulleta2557 Жыл бұрын
Thank you. This is good informations.
@momentsmosaic23 4 ай бұрын
HELLO SIR SERGIO/SIR CHRIS I GOT A MINOR HIT AND RUN AND THE RIDER REPORTED THE INCIDENT AND LYFT ASKING ME FOR PICTURES AND I'LL SEND IT BUT I HAVE A DASHCAM HOW IT HAPPENS WHAT WILL I DO? THANKS IN ADVANCE "THE RIDESHARE GUY" YOU GUYS HELPED MORE DRIVERS 🙏🏼
@veronicahoyos-leonard2459 26 күн бұрын
You cannot be honest about driving Uber or everyone will try to rip you off. Especially insurance companies. Silence and caution go much further.
@misterliquidcity Жыл бұрын
very good information
@claird4307 5 ай бұрын
I’m going through this right now, progressive can kiss my ass. I worked for Lyft for a week and got into a fender bender. Lori from progressive called me and told me not even ten minutes after talking to her I was at fault. And no coverage was there for my car because I was in a period one. And if it was to be found that I wasn’t to be at fault didn’t matter because my car would not be covered. The witness lied even after she told the cop and my insurance a totally different story. Of what happened I was forced into drawing a diagram for them. Didn’t matter how much I protested they had me at fault. Every time I talked with them they kept saying I was at fault. These companies don’t care about us as drivers. They pay us shit and don’t have our backs for nothing. After this I would not get progressive insurance for nothing. Be careful out there
@jermainec2462 Жыл бұрын
If you decide to do personal car insurance while I ride sharing you got to find a car insurance company that will accept you as a ride share driver that's why most of the time if I got in an accident when I was ubering I use my personal insurance Uber's insurance takes too long the deductible too damn high and I guess God was on my side because I never had a passenger in my car while I was ubering... And even when you do find a car insurance company that will accept that you are a driver get ready for your premiums to shoot as high as eagle nuts 🤣
@Sunshine091481 Жыл бұрын
You never had a passenger when you was ubering? So you did uber eat only?
@Sunshine091481 Жыл бұрын
You never had a passenger when you was ubering? So you did uber eat only?
@Sunshine091481 Жыл бұрын
You never had a passenger when you was ubering? So you did uber eat only?
@Sunshine091481 Жыл бұрын
You never had a passenger when you was ubering? So you did uber eat only?
@jermainec2462 Жыл бұрын
@@Sunshine091481 the first two years I picked people up... Was wrongfully deactivated in 2021 when they allowed me back on the app I told them I only want to do Uber eats... At first I didn't like doing deliveries but now I've gotten used to it in this less cleaning behind grown people because let's be honest people don't give a shit about your vehicle most of them LOL
@kamiperzsi7495 5 ай бұрын
The ride share offered by insurance companies is a joke. Your paying a lot of extra money and they only cover you for period one or phase one where your sitting with your app on, driving to get the passenger or once you get them you are not covered! All they will do during period 2 & 3 is fill in the gap between Ubers deductible so for ex: if Uber charges you a 2500 deductible and if you have a 1000 dollar deductible with your insurance company or whatever it is, they will deduct that for you so youll pay 1500 instead. They won't cover your loss wages if you pay for this extra insurance on your policy unless you are physically hurt and can't drive. Is your car messed up and cant drive i to make money? To bad , your not covered, no loss of wages unless your physical hurt! What a joke and most drivers who get the extra insurance have no clue. Insurance companies should be rewarded these drivers because they're professional, they've learned defensive driving over the years, theu should be given discounts instead they're punished . No insurance companies cover the passengers and your car while driving with them in it at least none that I have found. It's a shame
@gregthompson7954 Жыл бұрын
Just use a rental threw Uber or Lyft get the extra insurance no deductible full coverage
@chickenchange.6014 Жыл бұрын
Uber insurance?
@gregthompson7954 Жыл бұрын
@@chickenchange.6014 the extra insurance is from Hertzor Avis
@joshuatreeconnection 10 ай бұрын
$30 a month? This tells you how uneducated Bryant Greening is. AS IF it is ONLY an EXTRA $30 a month. Be careful taking this guys advice this alone shows how little he understands on a topic he is claiming to be an expert. 🙄Do not trust these guys information and the FACT it varies state by state makes this video irrelevant. Read the comments as they may be more useful than this video. Only take an attorney info you are paying for not this youtube bs.
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