How I Got Rid of My Credit Card Debt...for good
Рет қаралды 10,800
Күн бұрынI haven’t carried a credit card balance in over a decade and this is how I got there. I hope these tips will be helpful. If you want to make paying off your credit cards a priority, leading to a more debt free lifestyle, watch this video!
Thank you KSQUAD member and dear friend for life, JACKIE for inspiring this video! Thank you for supporting me EACH WEEK and contributing to our community. I appreciate you endlessly!
"Easy to swipe it, hard to wipe it!"
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@BoomingMyWay 11 ай бұрын
Absolutely! I cleared about $20,000 in credit card debt when I was in my 30's. I'm now in my 60's and continue to pay my credit cards in full every month. I never charge something I know I can't pay for. I have two credit cards - one I use only online, and one only in person. Last month the total of both bills was over $9,000! 😲 No worries! I had purchased a new riding lawnmower and paid for my new kitchen counters, both of which I had been budgeting for for several years. Having my finances under control is the most liberating feeling in the world.
@noemirivera9906 11 ай бұрын
Hi I paid all my credit card balances around 2018-19. Totally focused on that debt and I did the opposite of what the financial experts say. I paid smaller balances and then put those payments towards the next one. I’m 63 and just paid off on 8/1 my mortgage. Two years ago decided that even if I had to eat tuna fish lol I didn’t have to I would pay it off. I didn’t want to wait 30 years so did it in 25 still to long but done. Ladies and gentlemen it can be done. Good luck now new windows for my house.
@wendyw4023 11 ай бұрын
New windows are a wonderful thing. After we replaced our windows in 2010, our gas and electric bills dropped dramatically. It saved us so much money on heating and cooling the house. You're going to love it.
@ritasmith969 10 ай бұрын
Congratulations 🎉 What a sense of peace and security that must bring. I too paid off big credit card debts and I'm working on the mortgage now. Want it paid off before retirement.
@Erica-en2qz 10 ай бұрын
Congratulations on paying off your mortgage!!🎉🎉
@noemirivera9906 10 ай бұрын
@@ritasmith969 thank you for your reply. Now I want to pay new windows and I would love to retire and take care of my 2 1/2 months grandson. He is my first and OMG am I in love with him. Over the moon lol.
@noemirivera9906 8 ай бұрын
I am with you on that wish. My first grandson is 4 1/2 months and I watch him in the evenings. Omg what a joy he brings me and he is a true miracle baby. My daughter was told she could never have children. With God, science and family support he is here and beautiful. I’m in love.
@jackiemcos1407 11 ай бұрын
Awwww this is the best!!! You know I love a good rhyme! And the choreography is the best!! Such an honor to be mentioned!!
@KateKaden 11 ай бұрын
YOU ROCK!!!!!
@KateWilliam75 10 ай бұрын
Love you Kate. I've been credit card debt free since 1981 (I'm older :-) No car payments either but I'm willing to drive an older car. Paid off mortgage since 1990. I've had problems in my life over the years but rogue debt hasn't been one of them. So grateful.
@janiceariza2839 11 ай бұрын
You nailed it, Kate! The interest IS a car payment and a trip to Hawaiii. I am so uncomfortable with paying all this interest. Making it a goal to get them paid. 🎉
@KateKaden 11 ай бұрын
YASSSS Janice! :)
@deborahanthony3401 11 ай бұрын
I hear you! When I was married my husband would rack up credit card debt on our joint credit cards. When I got divorced I had to tackle that debt and it took a long time. Happy to say I am now debt free except for my mortgage. I use my credit for everything and pay it off as soon as I get the statement. I feel like I am now “using” the credit card company for my own benefit instead of the other way around! I am in complete control and it feels great!
@LorettaNance 11 ай бұрын
Not paying credit card interest is like getting a pay raise!
@janetlee516 10 ай бұрын
Got out of CC debt 5 years ago. I’ll never have one, debit works great. Thanks Kate!
@katemurphy4985 11 ай бұрын
Me and my husband were credit card free till the last two years, we are using them now to keep our head above water. Paying the balance off monthly or close to it ..we didn't want to touch our savings so this was the next best thing that's working for us now😒 we use it for groceries and gas
@lylagray9669 11 ай бұрын
Love this one, Kate! I got into a lot of trouble with credit cards in college and will NEVER use a credit card again. I had to be truly honest with myself and realize that I could NOT be that person who used a credit card responsibly, so I just got rid of all of them. I am still paying off one that I have cut up and closed (with my credit union).
@KateKaden 11 ай бұрын
YASSS Lyla!!!!!
@jacquefessenden9570 11 ай бұрын
Another reason not to swipe is that a lot of retailers are passing the fees back to the customer.
@tressalewis7004 11 ай бұрын
I have a Visa with this very small limit, only $500. When I order something online, I’m going to immediately pay off, transfer the sum of the purchase. I love when the visa statements comes in the mail and shows a zero balance. Thank you.
@karenf5878 10 ай бұрын
My mother & father never owned a credit card. My Dad born in 1916, a self-disciplined United States marine, was my hero. With 6 children he taught us how to never have debt. With that we never went with out what we needed. A budget was crucial. My mother & father taught us no amount of money in the world can buy a happy heart. The 6 of us have happy hearts. We laugh often and the things that make us the happiest in life are free. 💕💕💕We are truly blessed because of them💕💕
@donaldlyons17 9 ай бұрын
Your parents may never have needed a credit card to do anything. I can't rent a car without one because I don't have a checking account card that can be used as a credit card so..... Also now credit score is used by many businesses so again not having a card makes no sense.
@cynthiajudkins2250 11 ай бұрын
I'm currently working on my credit card debt, it's going very well ❤️
@maryedwards2426 10 ай бұрын
Paid off all credit card debt July 24, 2023. Took 4 years but sure feels good!
@zeesworld3371 11 ай бұрын
Kate is back .. 😂 that face was 😂 everything .. I think I m at stage now where I even spend my extra cash or gift cards I think twice.. this is coming from someone who had no concept of money.. I have everything at my fingertips available.. it’s big achievement for me personally
@KateKaden 11 ай бұрын
YASSSS!!!!!!!!!
@gus4cg 11 ай бұрын
🐈⬛ Excellent info Kate, thanks. I now laugh at credit card offers that come in the mail, that interest money is So Good to see not happening. Hundreds $$ in my pocket!
@KateKaden 11 ай бұрын
Yes, so crazy!
@asavannah7439 11 ай бұрын
My husband and have never had credit cards, we only have Visa debit cards where the money comes off our accounts straightaway. We're debt and mortgage free in our Forties 🎉
@jeffreyphillips4182 11 ай бұрын
I'm sorry I missed the live event this morning but I was occupied elsewhere. I pay off my cards every month in full. I learned my lesson 30 years ago after running up my cards to the point of bankruptcy. Never again, and I couldn't agree more with Jackie. Never charge more than I can budget to pay off at the end of the month 95% of the time...
@florence4845 11 ай бұрын
Hi Kate, this is one of the best on CC debt! I have not often carried any balance for many years. However, I attended a business upgrade company in 2007. I must have advised the owner..."my cc ends on 7th of each month so I will be at the meeting on the 8th". It was expensive... I paid that on time therefore did not check the following months statement as I had not used my CC. When I did, I had been charged a 2nd time.... i called the owner who apologized profusely and said a credit would be done immediately. Maybe not 😮 When all was said and done... I ended up paying back over $20 000. The owner was criminally charged, business shut down, lives and homes lost. A few years later he is back in business... No matter the protest from local individuals. All it took for him was to mention my month end date...🤑🤑🤑 I'm still standing 😊
@KLC777 3 ай бұрын
I don't own or use credit cards. For me, I spent more money when I had one, even though I never carried a balance. I feel so much more in control with my financial goals now. Congratulations on paying off all of that credit card debt, Kate! That took a lot of discipline.
@KateKaden 3 ай бұрын
Yasss!!! And thank you🙏❤️
@ritasmith969 10 ай бұрын
I pay the cc's off fully every month. No interest in years. I use cards with rewards so I gain from that, and when i had a big ticket emergency I used one credit card and then within two weeks transferred it to another card that was offering a promotion of no interest for 12 months. Still no interest! And i didn't have to touch my savings just reworked my budget. You can manage emergencies with a little bit of creativity if you look at all your options.
@stowie7733 11 ай бұрын
I had CC debt but thankfully I am getting out of it now. And do not want to ever go back. It’s really dark and scary back there…
@KateKaden 11 ай бұрын
Yass🙌🙌❤️
@Kenya-hk2kt 9 ай бұрын
Tthi one with Budget Buffer gets me. Very Good Advice 😎
@melissaguevara724 11 ай бұрын
Hi Kate! I’m so sorry I missed frugal Friday! I’ve had so much going on lately. I’m watching the video now!! I hope you’re doing well.
@KateKaden 11 ай бұрын
We missed you! So happy to see you now! Hope you’ve got a great weekend coming your way❤️❤️❤️
@thefrugalcyborgmriii3531 11 ай бұрын
Happy frugal Friday, Kate! I don’t have a traditional credit card because I’m afraid I might rack up stuff on it! So I have something called the extra card! But the budget buffer helps me with that as well! Have an awesome frugal Friday, Kate and K squad! :-)BOOM!
@KateKaden 11 ай бұрын
Love this!
@pamelacallaway3922 10 ай бұрын
Working on the budget buffer. I have been clearing the credit card balances monthly, whenever possible. Making progress!!
@juliemann6628 11 ай бұрын
Kate! The choreography - just so so so good. Love you, love this!
@KateKaden 11 ай бұрын
Gotta add some moves to it! 😁😁
@stepha.7658 11 ай бұрын
I go back and forth using credit cards... Back to cash budgeting and I am doing the snowball once again on these cards. Hey, things happen. It doesn't stress me as much anymore. I am doing great on my cash budget and the extra all is going to pay this off.
@trumax33 11 ай бұрын
I'm in the same boat. Now that I finally have enough cash in savings to cover any unexpected expenses, I can start on my snowball again.
@Linda-or6rb 11 ай бұрын
Kate , Jackie nailed it. Easy to Swipe hard to Wipe. I paid off my credit cards last year. Treat them like debit cards.
@KateKaden 11 ай бұрын
She sure did! It was music to my ears!
@southernnaturalhairaffair7912 10 ай бұрын
Great advise
@alhood3 11 ай бұрын
Debt free since March 2021. Credit card used a lot but paid off every month. Amazingly freeing not to owe anyone anything! Do it. So worth a sacrifice season.
@KateKaden 11 ай бұрын
You rock!❤️🙌
@thebestwillow 11 ай бұрын
Sorry I missed the premier chat, I was out getting a massive useful stuff only haul from a charity shop, and a fridge freezer from gumtree. Ironically, I paid on my credit card, but that's because I'm buying lots of things for our new home atm which means lots of transactions, and using credit card means only one payment and date to keep track of. And, of course, you know I don't spend more than I already have in my current account. Best reason to miss a frugality video premier ever? I think so! Lol. Anyway, I'll watch it now.
@kaitlinobrien243 11 ай бұрын
Great video Kate!! ❤ Credit cards create an illusion followed up with a harsh painful reality of high interest rates. ☔️
@KateKaden 11 ай бұрын
YAS! Thank you Kaitlin!
@juliemann6628 11 ай бұрын
And Kate, I actually pay my credit card every time I use it, as in I don't even wait until the balance is due. I make it like a debit card in that way.
@KateKaden 11 ай бұрын
Yasss🙌❤️
@nancyelizabeth8364 10 ай бұрын
That’s what I do daily yay 🎉
@monathompson4364 10 ай бұрын
Yesss,I have debt but I've been tackling them paying the min but I'm also doing the snowball method one by one I make payment every 3 days when it clear as well as bedit payment I paid off 1 yesterday bout to pay another one off this week.Thanks for this video as well
@lovelylana7614 10 ай бұрын
I have been shamed for this, but I have never owned a credit card in my adult life...ever. I've always paid cash, cashier's check, bank money order or used my debit card. I like Dave Ramsey's theory on having no credit. That works for me. But, I want to learn how to earn more as a creative professional. I want to invest. I want to learn more about, money principles like budgeting for when those big opportunities come rushing in. I'm not in any serious debt. I'm just finishing up a tiny dental bill. But, I'm still growing from this channel. Thank you, Kate.♥️♥️♥️
@KateKaden 10 ай бұрын
Lana, I am SO GLAD YOU ARE HERE! and I'm also so glad you are doing what works for you and disregarding other options that aren't a good fit! YOU ROCK!
@jenniferkrog4076 11 ай бұрын
Highly recommend getting an emergency fund and then cutting them up! The emergency fund will be your safety net and you won’t be at risk of going back into debt with the cards. Commit to hating debt. You can do it!
@katebaker8763 11 ай бұрын
Yessss I agree I have been going through stuff with my son (16) the struggle wowwww!!!! And I got away from my morning routine check balances track spend - I am back in it - and going to transfer from a certificate;( from the kitchen living room project so it’s better then paying any interest ….
@gretelwhite8088 11 ай бұрын
I too have no credit card debt by only spending what can automatically be paid the next month and so only spending money that is real. In my head paying interest on credit card is for mugs, and I'm not one of those! I think the main thing is to only be spending on what I NEED, not what I want, that focuses my mind when spending.
@milda0820 11 ай бұрын
Happy friday💖💖💖
@KateKaden 11 ай бұрын
Happy Friday Milda!
@letinhsong8024 11 ай бұрын
i guess the benefit to having “bad credit,” (i.e.being poor) is that you can’t even GET credit cards, so you have NO CREDIT CARD DEBT, EVER!!! Being as i have NO credit cards, and always, always make my house payments on time, it is curious exactly HOW i have “bad credit,” but i do.
@SkyePhoenix 10 ай бұрын
I have only one cc. I paid it off recently, and then I created more debt (again) I need to get more disciplined... really! Just found your channel and I'm really enjoying your content.
@KateKaden 10 ай бұрын
You can do it! I’ve got lots for you to watch on this channel. Check out my playlists for back to back ideas if interested:)
@Lizbeth120 11 ай бұрын
The best thing my mom ever taught me is to not carry a balance on my credit card. I never have and I never will. I finally started using a budget app this summer and it's a game changer. If it's not in the budget, I don't need it. I've been using the "leftover" from my unspent budget every month to contribute and build a budget buffer :) Thanks as always for all of the amazing tips and inspo, Kate!
@KateKaden 11 ай бұрын
YASSSS!!!!! Your Mom ROCKS! (And so do you!)
@soniadaniel6295 10 ай бұрын
Last December I paid off all my credit cards debts and vowed no more interest so I pay in full each month, only buy what I need, now I in focusing on a working budget to see how exactly each penny is being spent.
@bethanyg153 11 ай бұрын
Your swiping and wiping. 😂😍
@stephanieg2000 11 ай бұрын
My first credit card in college showed up, I paid the minimum and then the next month I didn't understand why I had interest again when I paid it the previous month. My naïve self didn't know I had to pay interest over... and over... and over on the ENTIRE balance each month until it was at $0. I remember the horror and panic of that feeling. I'm zero credit card now but it took years to pay off because it was used for large home repairs that I had no savings to pay for.
@KateKaden 11 ай бұрын
YASSS!!!! the panic! AHHHHHH!
@christinecostable5055 11 ай бұрын
Free …. free as a 🕊️from credit cards!
@KateKaden 11 ай бұрын
YASSSSS!
@jeffreyplonka611 11 ай бұрын
No credit card debt now. It took a long while to get rid of it. Like you, I will not have a balance anymore. I also use my credit card as a debit card. Kate, great video. 👍
@KateKaden 11 ай бұрын
Thanks for sharing!! YASSSSS!!!!
@jeffreyplonka611 11 ай бұрын
This should be a good one. 👍
@kerryjames6312 11 ай бұрын
Nailed it kate
@KateKaden 11 ай бұрын
Thank you!!!
@catgodfrey6451 11 ай бұрын
Great video. I’ve one card earns cash back. I’ve been through the high high cc debt never ever again.😊❤😊
@KateKaden 11 ай бұрын
Yaassss Cat🙌❤️
@typicallondongal 11 ай бұрын
Yes I am paying my credit card and can’t wait to say goodbye to this debt
@KateKaden 11 ай бұрын
Yassss🙌❤️
@h.a.mmorgan1939 11 ай бұрын
I am done with credit cards. My husband does not have the willpower ,so we no longer have any credit cards. Money in savings keeps my stress levels lower.
@traceydufault297 11 ай бұрын
Love it I have a small balance under 400.00
@zeesworld3371 11 ай бұрын
FYI I am on path to save.. I had no set amount for saving but I will do a check at end of year 😊 .. right now it just feels good to have it 😊
@KateKaden 11 ай бұрын
YASSSS!!!!!
@annkrull9894 10 ай бұрын
Been paying my cc in full every month for 2 decades. Freeing
@terrymintle7230 11 ай бұрын
Finally I've gotten the mindset, before I'm tempted to use my credit card, I have to pay it back it's not free money
@KateKaden 11 ай бұрын
🙌❤️🙌
@carlosleshawn 3 ай бұрын
Budget buffer 🔑
@KateKaden 3 ай бұрын
YASSS!
@wendykonrady5894 11 ай бұрын
Working on credit card debt currently,But my worse mistake was closing my account after I paid off my credit card . It hurt my credit score 😢
@kerryjames6312 11 ай бұрын
Hi Kate credit card debt is so stressful easy to swipe it card to wipe it ❤
@KateKaden 11 ай бұрын
😁😁
@jh-yn5qy 11 ай бұрын
I was in debt for many years got out of it. Now I'm back into it, things in life pop-up did not have the money for it had no other choice now I'm back in the hole trying to dig my way out having a hard time getting out of it due to the rising cost of groceries and gas ⛽ extra money to pay the credit cards is not happening at this time
@cathyphillips679 11 ай бұрын
No credit card debt.... finally. BUT still have a Line of Credit I am working on. At least the interest rate is way less than credit cards! Three more years to go. Seems like such a big hole to get out of, but I'm getting there.
@wandahall4435 11 ай бұрын
I am free debt 😊😊😊❤❤❤ Kate and Kaden ❤❤❤😊😊😊
@GrayWithMe 6 ай бұрын
I come from a family where bankruptcy is common and debt is commonplace. I want to get out from under this. I have to make changes
@KateKaden 5 ай бұрын
You can do this! We are cheering you on!
@monathompson4364 10 ай бұрын
I have gotten better with a month ahead and Im able to pay more on debt & save $25 or more a week
@debraschroyer1878 11 ай бұрын
No credit card debt. Had it before, never going there again. I don't use credit cards at all anymore. On my debit card. Got a car payment again, working on paying that off now, then the house.
@KateKaden 11 ай бұрын
🙌❤️
@sheilafreisthler4421 11 ай бұрын
All my credit card debt will be paid off in October. I will be using the extra money to pay down my car loan. I have put the credit cards in a drawer in my bedroom so I am not tempted to use them. That works well for me!
@KateKaden 11 ай бұрын
Yasss!!! You are almost there! Way to go!!!!!🎉
@RN-mn3jn 11 ай бұрын
I keep a zero balance credit card also. I am only using it for the cash amount I know that I have available in the bank for the item. Some would question why use a credit card then. I use mine bc one I get an extra 5% off of everything in the store + bonus pounts that turn into cash off the bill. Yeah, a double whammy. The others I get points that turn into dollars off coupons. I recently looked at the interest rates if you fall behind in payments... a whopping 31% interest on one. You will dig a very deep hole...very very quickly...like quicksand....at 31% interest.
@KateKaden 11 ай бұрын
YASSS!
@southernnaturalhairaffair7912 10 ай бұрын
I have two cards with small annoying balances. Paying off within the next three months.
@jay4292 11 ай бұрын
Credit cards 😢.... The road to disaster. It's a long way back home, but I Will Get There 😊 !!!
@smartypants1980 11 ай бұрын
I paid off one credit card and closed it cause it took a while to pay off but then moved and needed a card short term but now Im in that debt trap but I did it once so I know I can get out again.
@KateKaden 11 ай бұрын
You can do it!
@michelehendrix 10 ай бұрын
Now. That I'm older and wiser lol...I always, always, pay mine in full, every month. I have a limit, I stick to spend, while I use it monthly, because I know I have to pay it in full, every month. I have a rewards card, but don't ever overuse just because of the rewards, but just a nice bonus.
@Spot4art 11 ай бұрын
Conscious living is everything. That includes spending AND ESPECIALLY SAVINGS! Agree with you about everything in this video. ❤️👍Debt Free since the last recession 2008. Maxed the retirement funds back then to save for life NOW. Never looked back! If we don’t have the cash we don’t purchase. I actually pay off the card as I use them. Every two weeks I pay off whatever we swiped. Never pay a cent of interest.
@danielaherbstkind 11 ай бұрын
I use my credit card like a debit card, too. I never had credit card dept and I hope I never will! *making the move* 😂
@KateKaden 11 ай бұрын
YASSSSSSS!!!!!!
@pigletsbank437 11 ай бұрын
See you friday
@KateKaden 11 ай бұрын
😍
@kerryjames6312 11 ай бұрын
Definitely need a budget buffer
@KateKaden 11 ай бұрын
YAS🙌 it’s one of my favorite tools for sure!
@susannordstrom5065 8 ай бұрын
I've put my credit card in my drawer, only have it still because I have my insurances coming out of it
@tammywarren2235 11 ай бұрын
I have credit card debt of around 3500 I plan on paying it off in the next three months. Then I will allow myself to spend 50 a month on one and pay off at end of month. After I pay off credit cards taking that money and putting it on car payment which I owe 10,000 which plan on having paid off by end of next year.
@KateKaden 11 ай бұрын
HECK YES! The plan is UNDERWAY!!!!
@Melody-hz6cx 11 ай бұрын
I only have a creditcard because other countries only work with creditcard. It only has a balance of 1000 but I always paid off directly the same month. So I would never purchase things I could not pay at the end of the month. I did not even know it was a possibility to not pay off directly every month. I'm used to a debitcard.
@philipw4849 11 ай бұрын
Hello. Sorry for being late
@QueenJooseLaMonica 11 ай бұрын
Credit card DEBT FREE since 2018!!!🙌🏾💖🙌🏾💅🏾😁
@KateKaden 10 ай бұрын
🙌🙌🙌🎉❤️
@arthurmantzouris4413 10 ай бұрын
I don't mind having a cc bc I pay it off every month.....And I have it as it gives me sum rewards....So I don't mind having it.. n I know that sum people think they shouldn't do it. But I'm cc debt free. 😊
@SageGypsy 10 ай бұрын
Whenever I make a payment on credit card or student loan, it automatically goes to the interest rate! How do I make it pay on the principle rather than the interest?
@KateKaden 10 ай бұрын
Hi there! When I'm doing a "principal only" payment, there is a box to click and a box for me to fill in under principal only. I hope you have those options online, if not, I'd give them a call to make sure if only goes toward your principal. I'm so glad you're here! Have an amazing weekend!
@rochellethundercloud346 10 ай бұрын
Some people can use credit cards responsibly. Others cannot. For the average consumer,they carry over $15,000 in credit card debt, PER CARD. Use one to pay off another. My former husband is in debt up to his hairline. Or was,back when qe we got divorced,in 2004. He was close to,if not over, $2 million in debt. How. Ran up credit card debt,car loans,etc. Lived way above his broke as hell means
@vickieloveful 10 ай бұрын
Debt free
@joycegonzales4994 11 ай бұрын
It’s funny. You tube put a credit card add on this video. Lol
@KateKaden 11 ай бұрын
OMG! HAHAHAHAHAHAH!!!!
@smartypants1980 10 ай бұрын
Are you ok from the storms that hit near you
@KateKaden 10 ай бұрын
Yes! Thanks for checking!
@kerryjames6312 11 ай бұрын
Credit card debt free
@laurasagan2606 11 ай бұрын
No credit card debt. Pay off every month. Use my card to pay bills due to automatic payments and track groceries. I save cash to purchase my clothes.
@donaldlyons17 9 ай бұрын
Not have credit card debt is not a good nor bad thing. She should just admit she makes more than she spends so she has less need to borrow money in the form of credit card debt....
@pricilla2076 11 ай бұрын
credit card debt free!!!! I don't even own a credit card.
@KateKaden 11 ай бұрын
YASSSSS!!!!!!!!! WAY TO GO!!!!
@thebestwillow 11 ай бұрын
Debt - it's like a backpack full of bricks.
@KateKaden 11 ай бұрын
SO TRUE!
@coleenferguson2053 11 ай бұрын
$0 credit card balance
@KateKaden 11 ай бұрын
YAS!
@thebestwillow 11 ай бұрын
Credit card debt free. Pay off full amount every month.
@KateKaden 11 ай бұрын
YASSSSS!!!
@donnanorris4733 11 ай бұрын
Credit card debt. No longer carry a balance. It's been several years now since I carried a balance, and it feels good getting there! I have been using a credit card with a cash back the past year or so. ALWAYS pay the balance off monthly and have decided even this is too stressful. Credit card is gonna start collecting dust again. Just paid off all the July charges - mostly gas and groceries.
@KateKaden 11 ай бұрын
YASSS DONNA!
@stepha.7658 11 ай бұрын
I feel the same. Even with the cash back it's not worth it. I'm going back to not using mine.
Kate Kaden
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