How I paid off over $42,000 of debt in 6 months! How to become debt free!

Рет қаралды 89,967

Күн бұрын

I hope you guys enjoy this debt free journey video. If you have any other questions for me, hit me up in the comments!
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How I paid off over $42,000 of debt in 6 months! How to become debt free!
#howtobecomedebtfree #gettingoutofdebt #howtopayoffdebt #financetips #howtobedebtfree #debtfreejourney2021

Пікірлер: 266

@NdeyePeinda 3 жыл бұрын

TAPPED IN!!!! + YOU LOOOK GORGEOUSSSSSS

@FromHeadtoCurve 3 жыл бұрын

😂 Yaaasss! Thank you boo!

@SaharaKnows 3 жыл бұрын

Paid off all my student loans $50k back in 2019 and it was the best feeling. I missed out on so much investment potentially because of the debt hanging over Remy heard.

@user-tm4my4jb6d 3 жыл бұрын

So I worked a plan with family. No rent and sent $2000 a month to debt until it was paid off. Then saved for down payment for a house. I cashed out my college saving plan for my niece to pay for a used car cash. (secret, don't tell anyone). And I was not taken seriously by car dealerships. I said no to trips, worked two jobs. Put up with depression. BUT once I was finished paying off everything and moved in to my house, I was so happy.

@ketennievaughn2317 3 жыл бұрын

Congratulations, on get your 🏡 home. Congrats on your new place to have peace! It was worth the sacrifice.

@shola7987 3 жыл бұрын

Glad for you.

@dorib.3367 Жыл бұрын

Congrats 👏 👏

@alicewalker1285 Жыл бұрын

Congratulations :)!!!!

@longstandingvoyage7507 11 ай бұрын

Wow you are persistent

@TheKierraJones Жыл бұрын

Ashley, 1 year life update after debt! I’m sooo close! Last $4k of $62k left over 2 years and 2 months

@TheKierraJones Жыл бұрын

Just a notification for this (so divine)! I DIDDDDD ITTTT! Paid the last 4k off last day of Feb and got to step into March (Women’s Month by the month) DEBT FREEEEE

@cdf8821 8 ай бұрын

@@TheKierraJones Awesome!!

@urgunnaluvmeh 6 ай бұрын

@@TheKierraJonesyour replies give me soo much joy! Thank you for the update. I’m so proud of you 🎉🎉🎉

@greaterishe7197 4 ай бұрын

Whoooooohooooo!!

@SippiGirl_256 2 ай бұрын

@@TheKierraJonesYAAASSSSS!!!!!!! MAGICALLY DELICIOUSNESS LOL!!!! ✨🎉❤️

@danaglass1265 3 жыл бұрын

It took me 3 years to be off $36000 by getting a second job but I did it and will never go back! So proud of you and love the braids! PS: Those 6 haters are in debt and too lazy to fix it. Help them Lord!

@meganb.davidson4803 3 жыл бұрын

After a recent post encouraging a low scoring forum member to be hopeful several people have asked me how I got score from 426 to the 789 today hard work patience as well as in many questions on this forum have been my salvation not to say I haven't slipped I got so excited a few weeks ago when my score hit 799 and applied for a chase Auto loan and Amex 30k limit credit card and my score started slipping downward because of those new inquires I need not to beat up myself up over those decisions but oh well you can't understand and change the past to set things up I have been in close contact with GIBBS MICHAEL [Gibbs @ creditpatchup . com] and has never failed me since I knew him I get loans and more benefits without having to worry grateful for their assistance rendered

@danaglass1265 3 жыл бұрын

You go Megan!!!!! Nobody is perfect but every day is a new chance for a fresh start!!!!💕💕💕

@danaglass1265 3 жыл бұрын

You go Megan!!!!! Nobody is perfect but every day is a new chance for a fresh start!!!!💕💕💕

@danaglass1265 3 жыл бұрын

You go Megan!!!!! Nobody is perfect but every day is a new chance for a fresh start!!!!💕💕💕

@danaglass1265 3 жыл бұрын

You go Megan!!!!! Nobody is perfect but every day is a new chance for a fresh start!!!!💕💕💕

@iamjess860 3 жыл бұрын

Congrats on your journey. I just paid off my student loans in February and it took me over 10 years. I deferred my loans when I went back to school for another degree but now being debt free I dont ever see myself having debt again. I wake up everyday grateful and stress-free knowing I don't owe anyone.

@priscilladavenport5791 3 жыл бұрын

Yass! Dont financial freedom with all its opportunities feel good. It allows choices based on options.

@dickersonr6172 2 жыл бұрын

Y u didn’t seek loan forgiveness

@takeshiagoshay7680 3 жыл бұрын

The blush pink ✅ face beat ✅ drop’n gems ✅.. I’m here for it

@FromHeadtoCurve 3 жыл бұрын

😂😂😂 thank you so much Queen!

@iamdanamarie 3 жыл бұрын

I have triple this amount of debt and I feel hopeless but im going to keep pushing through my debt free journey!

@FromHeadtoCurve 3 жыл бұрын

You got this!!! Just think, it’s a temporary sacrifice for decades of financial freedom!

@Camille-st6mz 8 ай бұрын

One step at a time. You can do it

@pmr259 5 ай бұрын

Hope you are out of your debts.

@MsTasha007 3 жыл бұрын

If you pay off a debt, it falls off quickly now it falls off quickly now on your credit report. Usually by the next reporting cycle. A person would want to keep an eye on it. Great work! Student loans paid off in 2019. Paid for my car in cash. I’m retired.

@mssuzukisv650 3 жыл бұрын

42? Wow, what a blessing....congrats sis

@FromHeadtoCurve 3 жыл бұрын

Such a blessing from God! Thank you ☺️

@QueenD75172 8 ай бұрын

Good job! It took me over 6 years. I will be completely debt free in 2024 . BUT. I had to increase my income (changed jobs twice, making 40k more now) to accomplish my goal, I am a single mom of two, I did it with one simgle job and last year I decided something got to give and we went on vacations again, bought some furniture etc (100% cash paid). I could have done it in less time, I guess, but I also needed the time to build a better relationship with money. Oh, and technically I have the money to pay off the rest of my debt in my Savings account. But the loan is less than 3% interest and I sleep easier knowing I have 3 months expenses saved. Anyways, debt is gone soon and I am so glad when I close the loan 🎉 Debt sucks.

@ashleyhayetarous6664 8 ай бұрын

3750 extra in income, girl teach me!!!

@LivingLifeWithDeeDee 3 жыл бұрын

Wow! Congratulations sis! You’re such a great example of how to be a great steward over your single season.🙌🏾 proud of you!

@webhero000 3 жыл бұрын

Chile, I don't have any debt but I also barely have any savings or an emergency fund. I need to get my priorities in order, start on the side hustle, and get like you!

@FromHeadtoCurve 3 жыл бұрын

Girl! You’re still in a good spot, give yourself some credit. The fact that you don’t have any debt means you are light years ahead of others! Like myself 😂

@AlieshiaTV 3 жыл бұрын

I have an A-Z side hustle series going on right now with different ideas for side hustles if you want to watch it!

@meganb.davidson4803 3 жыл бұрын

@Ruby4256 3 жыл бұрын

I am so proud of you, you are my favorite youtuber! I haven’t watched the full video yet but I know it’s going to be good. My husband and I are going through a similar journey we were in 63k in debt 7 months ago and and are down to 30k now. It’s definitely a sacrifice/struggle but the journey/end goal is worth it!!

@FromHeadtoCurve 3 жыл бұрын

Aw thank you so much Michelle and congratulations to you!!! That is awesome! We are about to be debt free and living life abundantly!!! ❤️🙌🏾

@Ruby4256 3 жыл бұрын

@@FromHeadtoCurve Yaaasss! Thank you!! I can’t wait to celebrate with you when you reach your goal! Congrats on your success and may there be many more❤️

@eniolaoladejo322 3 жыл бұрын

I fortunately don't have debt but this is even just teaching me about financial responsibility and making me more aware of the way I spend and how I could live a more fulfilling life with money as a tool

@shontayharrell4850 3 жыл бұрын

Congratulations hun on getting that Debt paid down🍾🥂. I really enjoyed watching this and hearing you talk about your journey and helping those with answering their questions....blessings!!!! I just love your personality 💕💕💕

@Mschrisnicole 3 жыл бұрын

Congratulations love! That's amazing!

@katrinalenz3809 3 жыл бұрын

I'm so excited about this! 😻 Just made another snowball payment while I watched this.

@FromHeadtoCurve 3 жыл бұрын

Yaaaaasssss!!! You got this Hun 🙌🏾 so proud of you ❤️💕

@saquoiag 3 жыл бұрын

Congrats Ashley! This is a major accomplishment.

@FromHeadtoCurve 3 жыл бұрын

Thank you so much!

@cancan2k10 3 жыл бұрын

Loved every minute of this video!!!! Thanks for sharing!!

@FromHeadtoCurve 3 жыл бұрын

I’m so glad Candice. Thank you for watching!

@ms.bridges3179 3 жыл бұрын

Thank you for all the information you have shared today. I am working on clearing my debt also. You look very nice today. Love that blouse. The skin glowing.

@kelsb303 3 жыл бұрын

Congratulations for getting this debt paid. I love that blouse you look so pretty 💕

@FromHeadtoCurve 3 жыл бұрын

Thank you so much Kels ☺️😘

@theofficialdestinymomentum 3 жыл бұрын

Yes! This was so good, and thanks for giving tithing a shout out! I’m a believer! 🙌🏽Tuh!🤣

@FromHeadtoCurve 3 жыл бұрын

Lol!!! It must get all the shoutouts!

@taytheegemini2986 3 жыл бұрын

You go girl!!! So proud

@FromHeadtoCurve 3 жыл бұрын

Thank you babe!

@nikaposh1 3 жыл бұрын

Grabbing my notebook! I’m on a journey as well. Congrats to you!!!

@FromHeadtoCurve 3 жыл бұрын

You got this boo!!! Thank you 😘❤️

@yourfriend4170 Жыл бұрын

Thank you, Queen ❤ you said a lot of good helpful information- thank you ❤

@marlagordon3848 3 жыл бұрын

Been waiting for this. If you have time/care to share, this would be a good series for people (aka me) to follow as you continue to the finish line. Congrats on your debt reduction to date!!

@FromHeadtoCurve 3 жыл бұрын

I definitely have time to do this as a series! I’m so glad to hear that you want to know more. Thank you so much Love 💕

@carmenolivieri8949 2 жыл бұрын

I enjoyed this so much. I appreciate how candid you are with your viewers. But what I loved the most is how much you emphasis you placed on giving God your 1st 10%, and how only God protects the assets he's given you stewardship over and how you want to give to others. I've been blessed, encouraged and inspired by your video. May God continue to bless and grow your business. Congratulations on your journey. That was quite the feat! Good Lord! Keep me in your prayers as I start my journey today. ;-D I'm excited!

@Loclovez 3 жыл бұрын

This video was very informative! Awesome job knocking down your debt.

@FromHeadtoCurve 3 жыл бұрын

Thank you so much Nikki! I’m so glad it’s helpful ☺️

@kimgraham1150 3 жыл бұрын

Good for you! I am doing my debt-free journey as well. I definitely need to increase my income. Praying for 100k this year and the ability to purchase several rental properties. I want to be deft-free in 2-3 years. I can do it, IJN!!!

@FromHeadtoCurve 3 жыл бұрын

Yes!!! You got this Hun!

@meganb.davidson4803 3 жыл бұрын

@anhelinabodnar1066 Жыл бұрын

May I ask you what jobs do you do? And did you make it?

@TheKrystolMethod Жыл бұрын

I have $211k of student loan debt and make $95k before taxes. I feel SO overwhelmed cause i want to buy a house.

@Loclovez 3 жыл бұрын

Ohhhh Ashley. You look absolutely stunning and that top compliments your complexion beautifully!!!

@FromHeadtoCurve 3 жыл бұрын

Aw thank you Love 💕

@kylavision 3 жыл бұрын

Sis!!! I don’t have any debt but this is super inspiring to see my good sis done paid this much debt off! I love to see it 😻 you look absolutely beautiful as well!

@FromHeadtoCurve 3 жыл бұрын

Yay! That is awesome Kayla! And thank you so much 😊 I’m trying to get like you 🥰

@meganb.davidson4803 3 жыл бұрын

@divadeb1907 22 күн бұрын

These are all good ideas and suggestions to cut out in your debt. Thank you ❤❤❤❤❤

@TheJwilb3 3 жыл бұрын

Love this blush colored top! 😍

@FromHeadtoCurve 3 жыл бұрын

Thank you Hun!

@Vanessa47912 3 жыл бұрын

I've been waiting on this video!!! And you look so beautiful sis! TFS!!❤💲❤

@FromHeadtoCurve 3 жыл бұрын

Aw im so glad it’s finally out for you babe! ☺️ thank you for watching

@vq4647 Жыл бұрын

Your voice is so relaxing!!

@bri2016 3 жыл бұрын

Can I just say you look AMAZING ! Definitely loving the look and as always such great content💜

@FromHeadtoCurve 3 жыл бұрын

Thank you so much Bria! You’re so sweet ☺️😘

@AntoniqueLvlogs 3 жыл бұрын

Yes congrats !!❣️❣️

@kaylacash9743 3 жыл бұрын

Serving tips and lewkss!!! It's givinggg 😍😍😍😍

@FromHeadtoCurve 3 жыл бұрын

🤣🤣 thank you Kayla!

@shakeyajohnson3703 3 жыл бұрын

This was awesome!!!

@FromHeadtoCurve 3 жыл бұрын

Thank you!

@JoshIsOnAMission 2 жыл бұрын

congrats!!! fantastic news

@FromHeadtoCurve 2 жыл бұрын

Thank you!

@Vesta0831 3 жыл бұрын

CONGRATS!

@FromHeadtoCurve 3 жыл бұрын

Thank you love ❤️

@kerrywhite5253 3 жыл бұрын

Hey Ash!! Good to see you. You look truly beautiful!! Love the look. Thanks for this video. 😘🙏

@FromHeadtoCurve 3 жыл бұрын

Thank you so much Kerry! Good to see you too ❤️❤️❤️

@travellady68 3 жыл бұрын

Awesome job n the debt paydown.I was hitting the door trying to pay down credit card debt. I joined my husband company teaching me about taxes and putting back $15000 per year back in my pocket correcting my taxes and things i didn't know about as i use to being a tax preparer and having home based business. I stay with the company teaching others as well using debt tool to get it down and investing and hopefully i will become a millionaire as many others are doing with the company and as my husband is almost there. Love the top it is gorgeous .

@thewealthycrown 3 жыл бұрын

Congratulations!!!!🎉🎈🎊

@FromHeadtoCurve 3 жыл бұрын

Thank you!

@heavennbound3352 3 жыл бұрын

Step 1: make 42k at least in 6 months? I don’t have that much debt so let me watch the video 😊

@FromHeadtoCurve 3 жыл бұрын

😂😂😂

@manonjean808 3 жыл бұрын

Congratulations!!

@FromHeadtoCurve 3 жыл бұрын

Thank you so much ☺️

@1charmaineb 3 жыл бұрын

Happy Wednesday boo... I'm here for all the tips/ journey. Hope you are doing well

@FromHeadtoCurve 3 жыл бұрын

Happy Wednesday Love!!! I’m blessed and I hope you are as well 😘❤️

@msAutumn2603 3 жыл бұрын

Yayyyyy. I am so happy for you.

@FromHeadtoCurve 3 жыл бұрын

Thank you Nicholle!

@misslolmomo 3 жыл бұрын

Congrats 🎊🍾🎉

@FromHeadtoCurve 3 жыл бұрын

Thank you!

@frans.3774 3 жыл бұрын

Wow! Thanks for the tips.

@FromHeadtoCurve 3 жыл бұрын

Of course!

@11pinkie11 Жыл бұрын

this is not to brag, but i paid off my new car $70,000 upfront

@SHELTECH4 2 жыл бұрын

Very Informative. Thank You!

@FromHeadtoCurve 2 жыл бұрын

Glad to help!

@leanneg9388 27 күн бұрын

Amazing testimony!!!! So inspiring! God Bless!

@livingwrika 3 жыл бұрын

The same reasons why I want to be out of debt. I do not want to give someone else control over my life. I want to have financial freedom. Awesome video. I’m now following you in IG!

@FromHeadtoCurve 3 жыл бұрын

Awesome!!! Same here Hun! And thank you for the follow :)

@eboni257 3 жыл бұрын

Best tip EVER! Voluntary surrenders (i.e. cancelation of debt) are counted as INCOME!

@kellywairimudavis9873 Жыл бұрын

Love your advice! God bless you.

@Mizzbabyblue12 3 жыл бұрын

I dont have any debt but I love your videos and topics about finances.

@FromHeadtoCurve 3 жыл бұрын

Aw that’s amazing! Thank you so much. ☺️❤️

@heyash 3 жыл бұрын

GIRL YOU ARE GLOWING! DEBT FREE LOOKS GOOD ON YOUUUUU! ok let me go actually watch the video now :)

@FromHeadtoCurve 3 жыл бұрын

😂😂😂 thank you Ashley. I still have more debt to pay off, but I’ll be done soon!

@itsdeeannaagain 3 жыл бұрын

🙏🏾🙏🏾🙏🏾 Kudos to you, my dear lady.

@FromHeadtoCurve 3 жыл бұрын

Thank you so much!

@ashleyl3659 3 жыл бұрын

Love this video! You look beautiful as always!

@FromHeadtoCurve 3 жыл бұрын

Thank you Ashley!

@shar9456 3 жыл бұрын

I love your channel and the fact that you keep God first in every decision you make is all the more reason I love love love watching. Blessing and favor on your journey. I’m planning to start my debt free journey soon. Thanks for sharing.

@FromHeadtoCurve 3 жыл бұрын

You are so sweet! He has to be first because I definitely can’t do it on my own 🙌🏾

@shadorismartin 3 жыл бұрын

I haven’t been here in a while 😩 but you look gorgeous! And yassss to this content!

@FromHeadtoCurve 3 жыл бұрын

Thank you so much Hun! Glad to have you back ☺️

@Blagal2473 3 жыл бұрын

Congratulations!

@FromHeadtoCurve 3 жыл бұрын

Thank you Rose!

@IceyIcey2023 3 жыл бұрын

Yass that IRS is nooo joke! Hurt me big time in my 30’s I mean after rent bread & water til payday. I’m debt free now I’m in my 50’s but I online shop way too much now🙁

@FromHeadtoCurve 3 жыл бұрын

Yes! They snatched me up by my neck 😂 if you have the budget to online shop and still be good financially there’s nothing wrong with that!

@shannonland1137 3 жыл бұрын

Cash envelope system could help u with online shopping

@IceyIcey2023 3 жыл бұрын

@@shannonland1137 thank you! Good suggestion! I will try it electronically by moving money into a secondary account connected to a debit just for shopping. I dont carry cash at all .😁

@shannonland1137 3 жыл бұрын

@@IceyIcey2023 yea so the sinking funds helped me slow down a hole lot and I believe it was because I started seeing the other categories stack up pushing me more into the no spend corners witch was more motivation

@dianenails6525 3 жыл бұрын

GORGEOUS CONGRATULATIONS 👏🏿👏🏿👏🏿👏🏿🎉🎉🎉🎉

@FromHeadtoCurve 3 жыл бұрын

Thank you Babe!

@traceethomas387 3 жыл бұрын

Ashley you look so pretty. thank you so much for this very informative video. may god continue to bless you

@FromHeadtoCurve 3 жыл бұрын

Thank you so much Tracee! May He continue to bless you as well ☺️

@Lucky2BmeKitaB 3 жыл бұрын

Great video!

@FromHeadtoCurve 3 жыл бұрын

Thank you!!!

@Meshjohn1 3 жыл бұрын

Great Video!

@FromHeadtoCurve 3 жыл бұрын

Thank you!

@NayDay718 3 жыл бұрын

Much needed ! ...

@FromHeadtoCurve 3 жыл бұрын

🙌🏾🙌🏾🙌🏾

@SelenaT 3 жыл бұрын

Hi, I love this content. Thanks!!

@FromHeadtoCurve 3 жыл бұрын

Hey Selena! Thank you 😘

@taneejohnson970 3 жыл бұрын

Great information, thank you

@FromHeadtoCurve 3 жыл бұрын

Of course!

@Memelovespeace 3 жыл бұрын

I’m here for a debt free journey!!!!!

@FromHeadtoCurve 3 жыл бұрын

Same!

@torontospratt4138 3 жыл бұрын

Thanks for sharing your videos 💋

@FromHeadtoCurve 3 жыл бұрын

Of course! Thanks for watching!!!

@ShayBudgets 3 жыл бұрын

Here for this! 👀

@FromHeadtoCurve 3 жыл бұрын

Yaaaaasssss!

@merlchery6793 3 жыл бұрын

This video was very helpful to me. I enjoy watching your videos and you are a very beautiful person.

@FromHeadtoCurve 3 жыл бұрын

Thank you so much! I’m glad it was so helpful 😊

@219sharon 3 жыл бұрын

Good evening Ashley you look so beautiful Congrats on your 6 month achievement. awesome content. thanks for sharing

@FromHeadtoCurve 3 жыл бұрын

Thank you so much Sharon! You’re so sweet ☺️❤️💕

@9archer 15 күн бұрын

It's hard having lots of debt.. good job

@tiffanyjohnson4271 5 ай бұрын

I just found your channel. Thanks for your advice

@Singleblackwomensclub 3 жыл бұрын

Thank you sis ❣️❣️❣️

@budgetrebelgoals 3 жыл бұрын

Awesome. great job

@10cube11 3 жыл бұрын

Can you do more accounting videos! I am a sophomore finance major that really wants to pursue a career in accounting. Sadly my parents discourage it but it is what I enjoy doing!

@FromHeadtoCurve 3 жыл бұрын

That’s awesome! You have to do what you love ☺️ actually a Day in the life of an accountant video is coming up this Saturday ☺️

@DonnaGlodon 4 ай бұрын

Thank God for you I was inspired watching your video ❤

@shesabeauty8027 3 жыл бұрын

ABM how are you doing Sis? You’re looking blessed and highly favored...Love ya Sis😘!

@FromHeadtoCurve 3 жыл бұрын

😂 Thank you so much. I’m doing well boo! I hope you are too 😘❤️

@tamaraslay 3 жыл бұрын

you look so beautiful! excited to hear what you have to say

@FromHeadtoCurve 3 жыл бұрын

Thank you so much ☺️

@mjhmn 11 ай бұрын

good job!

@AbrahamMilan-kj6yo 5 ай бұрын

I only have $17k in car debt but I’m so comfy living at home saving $1,400.00 a month 😊

@veronicaveronica4186 3 жыл бұрын

Love this!!! ❤️ Hopefully I will be debt free by the end of the year. At least that’s My Goal!!! 😁🙌🏾

@FromHeadtoCurve 3 жыл бұрын

Mine too! I still have debt to pay 😀 We got this!

@frandomsss 3 ай бұрын

Love your content congrats on everything! You’re beautiful SIS❤ #FellowAccountant

@lifewithsheeka6875 3 жыл бұрын

God bless you 🖤🖤🖤

@FromHeadtoCurve 3 жыл бұрын

You too!

@Louiebull242 3 жыл бұрын

Thank you for sharing! But can we talk about how gorgeous you look!🤗

@FromHeadtoCurve 3 жыл бұрын

Aw you’re just too sweet! Thank you beautiful

@canishahill644 3 жыл бұрын

I just started my journey and was inspired by the same guru. Yikes selling the car is triggering for me. It’s the decision I’m trying to make now.

@FromHeadtoCurve 3 жыл бұрын

Girl I feel you! I felt that way about my house then I was like...nah 😂

@kendrasherard6777 3 жыл бұрын

Work smarter, not harder 🤩

@FromHeadtoCurve 3 жыл бұрын

Amen!

@masiaw2894 3 жыл бұрын

Hey Ashley! My question is, once you are debt free, what are your plans? you mentioned investments, but do you plan to continue blogging and accounting.

@puregem88 Жыл бұрын

Hi I been enjoying your videos. Do you edit and manage your channel or do you pay out?

@16maze Ай бұрын

When I hit 42,000 in debt three years ago I knew I needed to learn a new skill so I picked up video editing and for two years I was only doing minimum payments to keep afloat and once I started getting clients for editing I finally started to snowball all my debt. I’m officially debt free! It took two years to develop the skill but mannnn I’m so glad I didn’t wait for it.

@amywarnock2325 2 жыл бұрын

Love love love you I’m sure your KZfaq with your best friend of mine we definitely need to start thinking about saving as I’m about to be 50 in a couple of years and she’s already 50 anyways can you let me know who your mentor is that you seek your financial motivation from? Thanks can’t wait to veg out tonight on your videos LOL

@Lisa-kz7vw 3 жыл бұрын

I have paid debt off several times but always find myself in more debt again and I know it's my spending habits. I love to shop and travel and those things are costly I really need to stop shopping,cook my food at home,no traveling for awhile until, I pay my debts I'm only making minimum payments and that gets you no where. I spend so much on Amazon,restaurants and traveling I gotta stop and create a budget afterwards for travel and shopping this was really enlightening and helpful.

@mylifeinrealtime4271 3 жыл бұрын

Greetings Lisa. You are not alone. I am the EXACT SAME WAY. I am tired of this spinning wheel. I am in between "stable" (basic 40 hour s week job) employment and can barely keep up with my bills. I plan to find "secure" (40 hour a week job) employment by the end of the month. I am about to enter my 40's and want to be debt free! Thank you for your truth and transparency!

@sourdoughsavant22 Жыл бұрын

I personally try to think of paying into my savings as a form of spending that excites me. Ally Bank has an option to make buckets, so you can put your money towards specific things. And in my IRA, you can invest the money, and buy index funds and ETFs, so you're literally buying something It's definitely an adjustment but this may help it stick

@ic9172 3 жыл бұрын

Thanks for this great video! Very informative. I went to your instagram to look for the budget guru, but didn't see it in any of your stories. Could you share the name of the guru you've been following? Thanks!

@FromHeadtoCurve 3 жыл бұрын

Sure it’s Dave Ramsey ❤️