How I Quit My Job And Left NYC With $300,000

Рет қаралды 226,457

Жыл бұрын

Diania Merriam, 35, had $30,000 in student loan and credit card debt in 2015. Then, Merriam's life took a turn: She discovered the FIRE - or Financial Independence, Retire Early - movement, "a refreshing punch in the face," that spurred her to clean up her debt, cut her expenses and begin saving. She was 33 when she quit her corporate job with $300,000 in savings. After spending time with a friend in Ohio, Merriam left New York City and moved to Cincinnati where she started her early retirement.
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How I Quit My Job And Left NYC With $300,000

Пікірлер: 358

@HermanAdams1 8 күн бұрын

Overall, 60% of traders think this year would favor stocks, mutual funds, and other equity-based investments, despite Treasury yields and other safer cash-like investments paying big. I’m looking for opportunities in the market that could fetch me $1m ahead of retirement by 2025.

@Olajumokeodunayo-df5fv 8 күн бұрын

Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience. If you're new to investing or don't have much time, it's best to get advice from an expert.

@MichaelGrimm501 8 күн бұрын

@@Olajumokeodunayo-df5fv A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember a couple of summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

@HermanAdams1 8 күн бұрын

@@MichaelGrimm501 How can one find a verifiable financial planner? I would not mind looking up the professional who helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

@MichaelGrimm501 8 күн бұрын

@@HermanAdams1 Victoria Carmen Santaella is the licensed fiduciary I use. Just research the name. You’ll find the necessary details to work with a correspondence to set up an appointment.

@HermanAdams1 8 күн бұрын

@@MichaelGrimm501 Thank you for this tip. it was easy to find your coach. She seems proficient considering her résumé.

@RockyMountainGardener Жыл бұрын

You can say that she isn’t fully retired but 3000 USD a month for an average of 1.5 hours of work a day is pretty darn good!

@autobotdiva9268 Жыл бұрын

she is actually barista fi

@BlueStreak706 Жыл бұрын

exactly! I was wondering where she got the job to do some reading for 1.5 hour per day for $3k a month. I need to get that job hahahah

@swicheroo1 Жыл бұрын

I paid off 25K in credit card debt. I got that debt after I traveled around the world for a few years when I needed to sort things out after a sibling's suicide. The debt came upon my return to the States and being unemployed for an entire year. Got a job in my hyper specialized field. It took a little over a year to clear that debt. It helped that I had moved to a small town for my job. The rent for a 4 bedroom house was 700 bucks. There was really nothing to buy. And not too many restaurants to go to. Beer at a bar was 5 bucks. And since there was no peer pressure to go and do fancy things, I didn't feel too much bummer-ness in the whole experience.

@jones2277 Жыл бұрын

was this before social media was a thing?

@GG-tf1tc Жыл бұрын

@@jones2277 you can delete social media for a few months until you get your debt and mind cleared up.

@jones2277 Жыл бұрын

@@GG-tf1tc i don't have debt.

@monikapastor1958 Жыл бұрын

That's really impressive and congratulations. I'm in a similar situation, need to move. What was the state and city that you had moved into finding 4 bedroom house for $700?

@Haliosman Жыл бұрын

@@monikapastor1958 I don’t know where he lived, but Huntsville Alabama came to mind. Job are available and rent prices are cheap.

@NHJDT Жыл бұрын

22 years ago, my husband and I made a decision to live off one income and save/invest the other. Once we had three children we couldn't do it but for awhile but stuck to this game plan. At 34 we paid off our cars. By the following year the house. We have another $1million and now we are able to just travel while working. We wanted the freedom to retire but I'm partially working and he works full-time.

@career5690 Жыл бұрын

That’s great 😃

@Allinmyworld Жыл бұрын

I love this! No parental help, no selling her house, she really saved and made a journey of work and her FI journey

@JujuGurgel Жыл бұрын

I love hearing these stories! people finding true freedom and taking ownership over their lives, money and happiness. Great music to my ears.

@AAAA-nv5cf Жыл бұрын

I’m happy for her but when you’re making 6 figures, no kids and your NY apartment was cheap even fir NYC standards it wouldn’t be that hard to partially retire. Her issue was she was partying too much by spending 2-3k a month.

@thru_and_thru Жыл бұрын

Soooo true.

@EricaMCross Жыл бұрын

Amen.

@tmm6884 Жыл бұрын

Exactly

@FleurRebelle Жыл бұрын

Well when u have kids u got to put them first…

@amgooder Жыл бұрын

🎯

@suvari225 Жыл бұрын

I mean, if you are paying only 600$ for mortgage and generating 3000$ (assuming post-tax) income per month, you are in a good shape even without having 300k on the retirement. But of course it helps to achieve “FI”. Also, most people don’t want to be forced to work. But, people want to work, too. So, it is great to be saving for the worst.

@sofonomics Жыл бұрын

Diania, I love Optimal Finance Daily! Those podcasts changed the way I managed my money in 2019, not to mention they are super short and informative. Happy for you!

@thegazetteyt Жыл бұрын

I love how she back loads the most important part of her story, "I had a six figure salary."

@amgooder Жыл бұрын

🎯

@jayocean4724 7 ай бұрын

Exactly she had the means to save and pay off debt in a short time span. She was making over 100k a year so saving 300k should have only taking a few years the average person needs decades

@blank.9301 Жыл бұрын

I'm Australian and I love this channel 😁👍. Makes me want to do well and better myself.

@DebtToDollars Жыл бұрын

Moral of the story: tackle your debt, live below your means, and save! Anyone can do it with financial discipline 👍

@Baruch-Hashem Жыл бұрын

as long as inflation and market drops so not devistate your purchasing power. Inlation above 8% - everyone loses.

@LolaSemone Жыл бұрын

Not everyone makes six figures

@WrekkinM Ай бұрын

Moral of the story: make 6 figures and you’ll be alright🤓

@jasminecontreras7341 Жыл бұрын

I’m so glad I stopped drinking at 23 I’m gonna do my best to keep my body fit and eat healthy for the rest of my twenties and beyond so I don’t ruin my brain or get flabby. I want my 30s to be a reflection of how I treated my body in my 20s and this was good motivation to do things the right away in my 20s instead of seeing it as a “who cares I wanna party while I’m young and be an independent woman who doesn’t need no man” phase

@mattlaeff724 3 ай бұрын

Yes! I stopped at around 28.

@art837arm 2 ай бұрын

What does not wanting a man have to do with anything?

@christinenicholls07 Жыл бұрын

Thank you for the inspiration

@monnikhan1000 Жыл бұрын

that is true dedication

@anoukc6928 Жыл бұрын

She was spending $2000-$3000/month in her 20's just to going out and party...This is a huge amount of money she wasted!

@candacedawn357 Жыл бұрын

Indeed!

@jl1695 Жыл бұрын

Not really she had fun , everybody waste money at some point though in there life

@anoukc6928 Жыл бұрын

@@jl1695 you can have fun for less than $2000/mo. Like, much more less

@jl1695 Жыл бұрын

@@anoukc6928 true but 2000 can go by easily just by being out everyday

@AntonVitullo Жыл бұрын

2k isn’t a lot of money

@FIRE_DrNinjaTurtle Жыл бұрын

I love your Optimal Finance Daily podcast

@alexcipriani6003 Жыл бұрын

how is your 401k guarantees your retirement that’s dependent on the market overall … how would you know if you haven’t retired yet

@roeintro Жыл бұрын

Lol, I started listening to Optimal Finance Daily back when it first started. This is full circle for me

@saurabhmuns Жыл бұрын

beautiful story!

@vjvj85 Жыл бұрын

This channel lets me know one day I will leave poverty and live the life I want to live. It won't be a stroll in the park though...

@ForgingMyWins Жыл бұрын

I feel so sorry for people like you. There is a reason 135k a year is 5 percent of the world.

@myreel Жыл бұрын

Life is hard.

@kame1624 Жыл бұрын

make video content while strolling in the park and get paid!

@atiyarise4131 Жыл бұрын

@@kame1624 Get paid after you establish a following, get sponsors, and allow advertisements on your page. Details matter.

@Vanessa-iq3vt Жыл бұрын

She dropped so much gems

@lvega5606 Жыл бұрын

I've been thinking about taking this same path. I spend way too much time working, and have become extremely unhealthy. I don't have the energy or time to buy groceries, and so eat whatever chips or cookies are around the house. I barely sleep or exercise or shower. I am honestly worried that I may pass away if I continue on like this. What good is a semi-high wage if you're not going to be around to do anything with it.

@autobotdiva9268 Жыл бұрын

set it up,get to it!! #coastfi

@lorrainea.285 Жыл бұрын

@ L Vega…You are just VERYYY LAZY!!!! I work full time as a Senior Scientist in Pharma & I make all my foods plus I have not purchased lunch in 6 years which is basically since I graduated college. I also run everyday, dance & jumprope, 7 days a week!! Just stop complaining & being lazy because making food & taking control of your life is freeking easy!!!🗣

@atiyarise4131 Жыл бұрын

Get acupuncture.And weekly massages. Request a meal plan that suits your lifestyle. You'll experience a positive impact.

@SeaFlower38 Жыл бұрын

R u working from home and that's why? I get that. It's important to make a reason to leave the house like taking a work out class or like someone else said, get a massage. If you do that, u will feel like u have a reason to shower, and while ur out, u will think oh I'm already out so I might as well do something else like go to the store. You also Need sunlight. At the very least, open the windows and blinds for a couple hours a day and look outside frequently.. then progress to going to take a walk. Ur just in a funk, but a funk can really funk up ur life if u dont get out of it. If you really are working that many hours, maybe u really do need to take some time off to get ur head on straight too

@z7z766 Жыл бұрын

Don’t spend your tume and money on some bs. Save and take a month off

@lilibethvilella Жыл бұрын

Enjoyed this so much. Trying to retire in 5 years. Have always been told I have a radio voice when I’ve been on radio. How do you find podcast reading gigs? Hi from miami 🙋🏻‍♀️

@atiyarise4131 Жыл бұрын

Determine a niche/topic, Purchase equipment if necessary, Go to spotify and set up a podcast account, get sponsors to bring in revenue. Miami is a 'Hot' topic. People would love to know more about the culture, the people, the food, cost of living, real estate etc.

@emmanuelharbor2350 Жыл бұрын

Loving this way of thinking!👊👊

@bee1979 Жыл бұрын

1800/month for a 1 bedroom in Brooklyn now is a steal 😭

@caroline9565 Жыл бұрын

Awesome!! This is what I call “not being married to your job” you only live once!

@showbling Жыл бұрын

100%. FIRE is not about quitting work. It gives you a peace of mind about future uncertainty. :) Most ppl with FIRE do not think about having kids as they can get expensive.

@tropicallyfit 7 ай бұрын

Oh please. Speak for yourself. For MANY people FIRE it is about quitting work and I am one of them!!!!!!!!!!!!!!!!!!!!!!!!!!

@nyreggie Жыл бұрын

If you are reading this, know that you are worthy of anything you desire. Most times it amazes me greatly how I moved from an average lifestyle to earning over $63k per month, Utter shock is the word. I have understood a lot in the past few years that there are lots of opportunities in the financial market. The only thing is to know where to invest…

@nyreggie Жыл бұрын

@Peter Moore That won't bother you if you trade with a professional like *Mr Gary Mason Brooks* my consultant. I found him on a CNBC interview where he was featured and reached out to him afterwards. He has since provide entry and exit points on the securities I focus on. I basically follow his trade pattern and haven’t regretted doing so....

@susanhaynes679 Жыл бұрын

Wow I'm a bit perplexed you guys are discussing about Gary Mason Brooks , I once met him at a conference in California 2019, just before the pandemic. I can testify that he’s very good in trading..Highly recommended.

@zombie15ish Жыл бұрын

@@susanhaynes679 This is the Fourth time I'm seeing someone talking about Mr Gary as there are lot of testimonies about him, do you know him ? if yes , did you invest with him…?

@susanhaynes679 Жыл бұрын

@@zombie15ish Yes i do, I've known him for couple of years, I'm still using his services, His management team is quite impressive so far. With my $15,000 deposit, I made over $288,000 profit with just 10% charge.

@nyreggie Жыл бұрын

@Peter Moore It's 100% safe,I basically do nothing but collect profits, he was able to get me in early on most of these stocks and I exited just at the right time, his analysis was really on point.

@tracilynette2984 Жыл бұрын

11 months to pay off debt is a luxury for sure

@MashiroRedo Жыл бұрын

Depends on amount and how much you make and save.

@datingamedicalstudent9129 Жыл бұрын

I don't see how she saved enough for retirement. 300k ish of investments in your 30's does not seem to be enough to stretch you into your 80s even with her low rate of spend. She hasn't discussed how she obtains medical benefits with her low salary. Additionally, that nest egg she has with 4-5% annualized return only equates to 1.2 million or so at 65. It is really not enough when you factor in other expenses between now and 65. She will need to earn much more as she goes - I wouldn't count that as FIRE. If she had 2 million dollar nest egg then yea - I would say that is FIRE.

@volga981 2 ай бұрын

She explains that the plan is to let $300K grow over time till retirement, while living on the side gigs money.

@yco67 Жыл бұрын

1.5 hours of work a day and $3000 dollars? this sounds very extraordinary..

@sophia8405 Жыл бұрын

i listen to her podcast Optimal finance daily It is great ❤❤

@SY-im1gi Жыл бұрын

Share the link please.

@SwiftlyScrumptious Жыл бұрын

To save money: Cook your meals and eat out less! Also, move to a town with low cost of living. BTW, I listen to her podcast too👍

@Ace-xt8lv Жыл бұрын

The whole country is now practically unaffordable rent /mortgage wise

@cutthechicken194 Жыл бұрын

No to save money is having a 135 k salary & be single

@stephc9889 Жыл бұрын

I would love to hear if they factor in healthcare insurance, and planning for kids? Will the Coast-FIRE will be the same or will she need to re-enter the job force to save more?

@candacedawn357 Жыл бұрын

She may not want any kids.

@atiyarise4131 Жыл бұрын

@@candacedawn357 Her response seems to be a combination of a generalization and a reference to the woman in the video. Those are responsible things to consider, healthcare, family planning, devastation of any kind, inflation, etc

@candacedawn357 Жыл бұрын

@@atiyarise4131 I said what I said because not all women want children including myself.

@ariefraiser140 Жыл бұрын

ACA for healthcare. With kids there's too many factors including her partner's income.

@creeper2054 4 ай бұрын

I made a similiar decision to partially retire in 2021. But I was divorced with two kids. Child support and additional spending on my kids is over $17k a year. And I still have no debt and invest about 20%. Her story isn't that special.

@martinoignisci7300 Жыл бұрын

If people stopped burning money buying the ultimate useless stuff, they would be FI at 40-45. Of course, it implies moving to a more affordable place. Perhaps I am exaggerating, but we buy too much rubbish and make billionaires richer.

@blank.9301 Жыл бұрын

Exactly

@barkley3254 Жыл бұрын

Facts!

@christinab9133 Жыл бұрын

Diana!! ❤

@aarononeal9830 Жыл бұрын

Cnbc needs to talk about Ecosia they are a search engine that plants trees

@shannonphelp7504 Жыл бұрын

Being of age and how to manage the sequence of returns in those early periods is what seems quite scary in the current market. The market is never a loser in a twenty year cycle, but the 2000s decade scenario scares me and could really disrupt my retirement. When you are no longer accumulating but withdrawing its hard to be anything but cautious.

@williamwoods520 Жыл бұрын

Some investors look to their investments as a source of income while others use it is a means to grow or preserve their wealth. For new investors, getting started can feel overwhelming. Risks loom large, and complicated, unfamiliar financial jargon can be intimidating.

@senahmabuds3374 Жыл бұрын

My spouse and ispouse are both retired with over $3 million in net worth and no debts. Currently living smart and frugal with our money. Bought my first £400,000 house. Success requires market knowledge and we made a very good choice adopting a financial advisor Caroline Renee Steiger.

@drnedavivian8834 Жыл бұрын

That's good for you. If you dont mind, how exactly does this work ? and how profitable have you been ? I would love more info about her services.

@seandante2187 Жыл бұрын

Wow, I know Caroline Renee Steiger. I joined her program just a couple months back.! She obviously brings a lot of experience to the table but more importantly I think she is a tough person in an industry that demands clairvoyance.

@nidraparul3170 Жыл бұрын

I believe your guide is obviously based where you are in the States, can this also work if I am looking to do this from UK / Scotland?

@Only1TeeTee Жыл бұрын

I'd like more info about her podcast materials? Does she just read horoscopes on her second podcast and nothing else and she generates an income?

@SY-im1gi Жыл бұрын

Following.

@LivPoxleitner Жыл бұрын

i started investing at 28 in start of 2020. wish i started earlier.

@Bradimoose Жыл бұрын

I started at 27 and by 34 I had 109,000 saved in my retirement. Now is a great time to sock money in that 401k at discounted prices. The most I've made is 66k a year so you can do it.

@teealabi Жыл бұрын

Omg... This is the voice behind Optimal Finance Daily and I am guessing that's her mid-western gentleman. 👏🏾

@to2burger Жыл бұрын

Does anyone know what country the scenery at 1:48 might be?

@bfoz Жыл бұрын

Spain. Video even said it.

@tbprofile1295 Жыл бұрын

4:50 that lettuce (?kale) looks amazing. C'mon CNBC, throw a few carrots and radishes in there. 🥕

@asnboy1084 Жыл бұрын

she was saving like crazy, could have reached FIRE sooner if she stayed in NYC and saved longer

@lvega5606 Жыл бұрын

Sometimes the situation at your job is so bad that you can't continue on.

@radhikapatil1986 Жыл бұрын

@@lvega5606 exactly.. peace of mind and sanity is priceless. She said the new boss didn't treat her well. And that's why she quit. I'm guessing the situation was beyond her tolerance level.

@Open001 Жыл бұрын

Shares of Robinhood (NASDAQ:HOOD) are up over 6% in pre-open Thursday trading after Bloomberg reported that the U.S. Securities and Exchange Commission (SEC) is very likely to allow controversial payment-for-order-flow (PFOF) deals.

@Mary-tj5qx Ай бұрын

yes, separating your finances from your work. she nailed it.

@coderider3022 2 ай бұрын

So she is NOT retired ? Another FIRE that just changed jobs. Yet to see anyone actually retire.

@saulgoodman2018 Жыл бұрын

Stop calling it fire. Working, even for yourself, is not retiring.

@tracilynette2984 Жыл бұрын

exactly. and we never get updates a few years in to see what changed

@co563 Жыл бұрын

So graham stephan isn’t FIRE? Sounds like projection and jealousy. Buy some stocks instead of hating on people richer than you

@tracilynette2984 Жыл бұрын

idc who that is but retire early is part of the acronym and that's a simple fact babe

@saulgoodman2018 Жыл бұрын

@@co563 No one is hating on anyone. Except for the term.

@lilsaint91 Жыл бұрын

@@co563 is graham stephan working on youtube? If yes then he's not retired

@sbkpilot1 Жыл бұрын

what does working in "consumer goods" mean? and making $135k doing what exactly?

@Bradimoose Жыл бұрын

my guess is makeup. I know a marketing director for L'oreal and makes bank

@holdencawffle626 Жыл бұрын

What Diania did was retail management for a large company

@atiyarise4131 Жыл бұрын

Retail Merchandising, something along those lines

@successandspirit 3 ай бұрын

Brand management. Usually requires an MBA (but not always). $135K in NYC is nothing.

@LelenSingsit Жыл бұрын

Nice

@Trumppower Жыл бұрын

Everybody on CNBC makes at least 100k+ $... Financial Crisis? Lmao...

@pamelajaskot4538 Жыл бұрын

Yep 😂😂😂

@davefischer2344 Жыл бұрын

5:13 well there ya go, moving from NYC is one of the best decisions you can make lol

@bkeen7013 Жыл бұрын

I'd completely disagree. Although it's expensive here, she moved away from the center of business to....Ohio. Sure it's cheaper but you've effectively taken yourself completely out of the ballgame.

@davefischer2344 Жыл бұрын

@@bkeen7013 well I'm sure she could do it remotely lol, so it really make no difference.

@MsEriKaT Жыл бұрын

What? She makes 3k a month reading?!

@yifeihu8447 Жыл бұрын

So you live in NYC with $135,000 which is roughly around $100,000 after tax, yet you can save around 60% so somehow you can stay in NYC for $40,000 a year. It's not easy to survive with $40,000 a year in NYC I know many whos rent alone is way beyond that.

@wachinstuf Жыл бұрын

Unfortunately $135k annually is nowhere near $100k after taxes. As someone who started his career in NY at $123k, after taxes, insurance, 401k contributions, take home was around $72k

@BlueStreak706 Жыл бұрын

I think she moved to Ohio. Maybe I'm wrong she was ranting.

@tigerrx7 Жыл бұрын

Yeah how about that investment now

@desultorilypanacea Жыл бұрын

NY is such a great city if you makes 100's of thousands a year.

@thru_and_thru Жыл бұрын

Fact! I make 135k, live in a tiny apartment in Brooklyn and can't afford to move anywhere nicer lol. We barely leave the house these days trying to save. We are planning on leaving in the next year. 11 years...more than most stay here so I have nothing to complain about. When I really wanted to live here in my 20's I managed to survive. Now I don't really want to live here and well...I can't really afford it so it's a no brainer lol

@Gabriela.H Жыл бұрын

@@thru_and_thru move to the Bronx. I pay $2200 for my spacious 1 brd luxury apt. Gym, rooftop, private parking, lounge, and tons of restaurants. Brooklyn is overrated.

@lenaprice6239 Жыл бұрын

@@thru_and_thru Your life would probably be so much better in the DC metro. I am a native New Yorker who earns around 140K/year in the DC metro. The best decision that I made was relocating from NYC!

@thru_and_thru Жыл бұрын

@@lenaprice6239 where did you move? I’ve definitely thought about that area.

@TennisBarbie119 Жыл бұрын

@@Gabriela.H that exists in trendier, safer, more central parts of Brooklyn for $2400. Moving all the way to the Bronx to save $200 wouldn’t make sense. At the very least, one would break even in the cost of Uber from wherever they socialize back to the bronx.

@bfoz Жыл бұрын

Wow she really likes her dog

@astarisborn9820 Жыл бұрын

💯

@NicksDynasty Жыл бұрын

Cincinnati! Top tier city in the MidWest

@ffffff1-mmmm Жыл бұрын

2k a month spending with 300k in investments is quite a bit over the 4% withdrawal rule for your first year of retirement, and in current conditions, even a 4% rule is considered quite aggressive. given what is likely several years of a bear market and higher-than-3% inflation now and in the near future, i am not sure this is considered wise in terms of FIRE. there are many people who are going back to work after early retirement due to current market conditions and increasing expenses.

@HallmarkRocks Жыл бұрын

Her podcasts generate $3k per month

@ffffff1-mmmm Жыл бұрын

@@HallmarkRocks my bad, i missed that! i wasn't listening carefully

@HallmarkRocks Жыл бұрын

@@ffffff1-mmmm no problem 😉

@goodgirlsguide Жыл бұрын

She said it will be compounding until she retires. So it has not matured yet.

@co563 Жыл бұрын

@@goodgirlsguide yeah but understanding the math isn’t as fun as dunking on somebody for peacefully living outside of the rat race /s

@anaroman1499 Жыл бұрын

So yall just eating kale and sauce? lol

@autobotdiva9268 Жыл бұрын

She did good!!! #coastfi

@HallmarkRocks Жыл бұрын

Her podcasts generate $3k per month

@daniellee9763 Жыл бұрын

Smart Lady

@taniacopeland4335 Жыл бұрын

We all know it takes investments. But how about teaching us how and what to choose in investments how about teaching us how to find those unique side hustles like recording for podcasts

@dez607xo Жыл бұрын

#goals

@govindannarayanan6510 Жыл бұрын

Brave women like butterflies

@shadetree10000 Жыл бұрын

Gorgeous 🥰

@whitneybrown4067 Жыл бұрын

🔥🔥🔥👍….

@baklava6138 Жыл бұрын

Her investments are roughly 321k$, what about the equity in her home she purchased plus any cash savings, gold/jewelry, etc. this is all value.

@diegopereira7281 Жыл бұрын

❤️❤️❤️🇧🇷❤️❤️❤️

@keerthanrrao579 Жыл бұрын

I can’t just have lettuce for lunch. I’m never going to FIRE if I add some tomatoes to it.

@chonkymonster671 Жыл бұрын

$300k is enough to coast on?

@rickyayy 3 ай бұрын

Not in 2024

@eojj14 Жыл бұрын

Unfortunately, 300K in the stock market won't cut it to get you to retirement. Maybe 20-30 years ago. Now, 300K in real estate pre-covid, would have been enough.

@adradaadrad326 Жыл бұрын

isn't trad ira 6000$ max a year? how does she have so much in ira?

@successandspirit 3 ай бұрын

no that's roth

@transformationalpianolifec1643 Жыл бұрын

4:38 6:00 6:25 7:33

@sheitzerlafontant1274 Жыл бұрын

I love this show but I never see the people that have 2-3 kids. Those expenses are real...

@autobotdiva9268 Жыл бұрын

HIS AND HER MONEY PODCAST

@atiyarise4131 Жыл бұрын

@Sheltzer Lafontant, those scenarios are far and in between because the cost of living is so high. She moved to the right place because it is no longer an affordable city for average families of any size only for young corporate professionals. She fits in that category.

@sheitzerlafontant1274 Жыл бұрын

@@atiyarise4131 that's true but thus channel should show both perspectives

@jeffdorris5321 Жыл бұрын

😎🙏

@orobosa27 Жыл бұрын

with the market now her $300000 is probably now $200000.lol

@FinancialShinanigan Жыл бұрын

Wonder how the 2022 crash is affecting her net worth

@conor2439 Жыл бұрын

Since 90% of her money is in accounts that she's probably not touching for another 25 years, it doesn't really matter

@chrism340i Жыл бұрын

300k isnt enough

@rushabhajmera5934 Жыл бұрын

American society is very individualistic. A person's finance is completely independent from his or her partner parents etc. In India the financial responsibilities of the entire family is on one guy usually the son. So one can never retire. Keep on working and create more and more wealth for the family.

@cutthechicken194 Жыл бұрын

That's very sad to be sacrificed. Just being born & having your freedom taken away

@noahpassmore6452 Жыл бұрын

That dude is blowing her back out ain’t no way he’s in every clip as a friend

@Oscar-ft7iw Жыл бұрын

I wonder what the site is she uses to make that additional $3,000/ Mo. Anyone know?

@509travel8 Жыл бұрын

This fire movement promotion is politics for the Companies to fight back at quiet quiting ... lol, I still prefer quite quiting .

@blueberrytea8312 11 ай бұрын

Is $300k in savings in her retirement account? Those money she can't touch till retirement?

@anatoliistepaniuk8217 Жыл бұрын

$3000 a month for reading text for 30 minutes a day? How I can find a job like that?))

@ZNMelowLeloNeka Жыл бұрын

I'm just really upset at what they are eating at 4:50. that's just wrong

@Dividendsmattertoo Жыл бұрын

The thing is living in small towns is boring I’m a city guy need the city restaurants bars clubs in close proximity. These small towns are just for people who are married or have a family

@PoliSciGuy Жыл бұрын

Exactly

@Blueskydaisy000 Жыл бұрын

Cincinnati is hardly a small town

@atiyarise4131 Жыл бұрын

Not where she relocated to. It has changed. It's geared toward young professionals, tourist, and college students.

@amberscott4262 Жыл бұрын

They literally skipped over her salary and background privileges

@baklava6138 Жыл бұрын

Privliges? Anyone that went to a decent school and studied something useful can easily get a six figure job in NYC where 100k is not much. Or are you one of those who doesn’t want to work to get to these positions?😊

@DebraJohnson Жыл бұрын

Is she single or is the guy featured in the clips her partner? I'm confused.

@candacedawn357 Жыл бұрын

Probably a boyfriend, not that it matters.

@DebraJohnson Жыл бұрын

@@candacedawn357 It kind of does matter 1) because she said in the video she was single (“late 20’s, no man, no kids”) 2) if he contributes financially, that’s part of the story.

@larizg Жыл бұрын

I was confused as well. I assume that she met the guy afterwards and now he's her partner.

@ropen81 Жыл бұрын

@@DebraJohnson She said that about the time when she decided to take the trip to Spain, she's 35 now...

@candacedawn357 Жыл бұрын

@@DebraJohnson She was speaking of her past!

@EhteshamShahzad Жыл бұрын

6:35 isnt that... Plagiarism?

@moneyobsessed Жыл бұрын

300k is really low, i would not coast with less than 3M or in the Youth, at fifty can be a different argument

@HallmarkRocks Жыл бұрын

Her podcasts generate $3k per month

@anoukc6928 Жыл бұрын

@@HallmarkRocks it's not stable earnings though

@guileanoc4280 Жыл бұрын

I dont believe that you retired with $300000 Come on

@katherinezp Жыл бұрын

Make more money spending more in Big city

@user-fs2yd3ky4t 6 ай бұрын

Omg not Ohio gurl

@dh6462 Жыл бұрын

How do these people earn money with "podcasting"? How do you get paid for that?

@samhonana Жыл бұрын

Ads

@sbkpilot1 Жыл бұрын

she is just reading articles and getting $3,000/month from that? interesting... I am certainly in the wrong line of work 😂

@AlexSchwartzATV Жыл бұрын

Pay to get shoutouts on platforms like CNBC Make it, sell courses alongside it to those people that see you in these shoutouts and want to be like you so they pay you for your course to teach them.

@johnjohnson3390 Жыл бұрын

@@AlexSchwartzATV yes this video is pretty much an ad for her terrible podcast

@co563 Жыл бұрын

@@johnjohnson3390 it’s not terrible. You’re just a hater because she’s out of the rat race and you’re not. Subscribing now