+Dini Bee This is just on my salary as he stays at home.

+Canadian Mgtow Hahaha, why, thank you so much. :D :P I've never gotten a compliment like that.

+Dini Bee Good for you! Keep up the hard work, financial security is the best feeling in the world.

Amazing. When I purchase a home I would like to pay in full as well, some have advise me not to, but it seems like the best decision.

When will it pop????

Roads Less Traveled Too many questions. No wonder she hasn't answered this shit yet.

hahahah I feel you

same....

Don't we all lool

Ima start selling

if only weed that's good bro cigarette is worse health and cost

thecreoleson I'm an extreme saver as well!! I've managed to save almost 50k bought my car cash for approx 20k and I have no debt 😊 oh btw I'm only 23 and no I don't live with my parents. I've been living on my own since I was 18 years old. There are good women savers out there.

thecreoleson I would've had 70k if I didn't but my car 😩😩 wishing I bought something cheaper and saved my money but oh well. I'll get there again 😊

Nishka Anna-lee I love that. 23 with 50k is great! 6 months later I have just under 40k (I have been living a little more) and Made just under 50k last year. I have 15k in retirement and living the dream with a net worth of just south of 200k (paid off car). isn't it great to be weird? I am happy to hear about people like you out there. it gives me hope.

thecreoleson yes it's amazing to be weird 🤗 keep up the good work my brother.

It simple...money in and money out.

+texjames2000 Yes. All that saving tips I find online dont say how to save if you have kids and loads of shit to pay. They say stop going to rerstaurants and buying starbucks. What if I don't do that? Where can I save?

+Gregory May Gregory May Ok, so a few ways I saved.. It took a while & I only have about $500 in savings but its better than nothing & is growing steadily. ( I started at the 1st of the year) First thing I did was start automatically sending money to my savings account from my check. I decided that all I could really save was about $75/ check. That comes to $150 per month. Turn off the hot water heater if you can. I work nights, so I'd turn it on in the morning when I got home every other day. I live in Texas & the water stayed hot enough for showers. This works because I have an electric water heater & live alone most of the time. , It didn't save tons,, but saved some. I have internet, but living where I do, Netflix doesn't work..but still $75/ month for just internet .. My phone is Straight Talk, so $30/ month there. I don't need the latest & greatest & so my flip phone does fine for me. Adjust your W4 so you take out a bit extra each check. I know this sounds dumb since you don't have enough to live on. I'm saying like $5-25/ check. Nothing drastic. If you are like me, you'd spend that either way. When income tax rolls around it comes back to you as a lump sum. Then you can pay down a bill or fix the car, whatever you NEED. Everyone's situation is different, but I do look at purchases & think about how many hours I have to work to get them. Then, is it really worth it? Really it is personal choices about where to cut & exactly what you can live without. Hell, if I had my way I'd pretty much do without electricity, but I do love my air conditioning! Eat cheaply.. there are tons of 5 ingredient recipes on Pinterest. I eat a lot of the same thing .. til its gone. With kids, that is harder to do, they like & need variety. Freeze leftovers as "Planned Meals" as opposed to "OH man, that again? "Those are a few tips I have as a dad with bills.. I took a fun challenge once to get me in the right frame of mind, & it might work for you. Its a NO MONEY for a week challenge You pay your bills, get gas to go to work & that's it. Eat what you have in your house & do without anything else. It makes you see exactly what you need vs what you think you need. .Most of us have enough food in the house to skip getting groceries for one check. Good luck & I'm by no means an expert, but have been doing lots better with my money. It's a mindset. Make it a game do whatever it takes, but do something. Anything is better than wallowing in the despair of debt.

texjames2000 I alredy do almost all the things you say. The only thing is I love my car and spend a bit to much to keep it in top condition. But nothing fancy like bling rims. If it fails annual inspection I fix what it failed on and if something brakes I fix it (sometimes I could avoid fixin' it for a year or so...). I also spend a lot on tools (I'm a mechanic...) but still I buy the cheapest possible not snap on overpriced shit. I have a freezer and make food from scratch. I can kill my kids but that is not very good idea;) Thanks for your replay.

+Gregory May Just remember that you didn't get into debt overnight & won't get out quickly either. I take my income tax & pay off bills.. Unfortunately I am now saddled with another car payment.. the other one cost me over $3000 in repairs in less than 6 months. On top of the over $7000 I already spent since I bought it. It had to GO! Glad you have a sense of humor & are doing things like making food from scratch & freezing & such. We all do what we can & I know that I'm still not wealthy, but having a few things paid off & that money in the bank makes me feel way better than I did a year ago at this time. Good luck, & just be patient as it will take a while. Took me about 4 years to get to a place where I could even start paying stuff off.

texjames2000 I fix my own cars usually with second hand parts or ebay cheap aftermarket parts. I glue them and fix whenever I can. I sell scrap metal, sell my unwanted things on ebay do some cash jobs whenever I can but still struggle to pay my bills. I estimated that I should be earning 50-100% more in order to live as I live now but pay every bill on time and have some money left...

+TheSidekickking hahaha that made me laugh out loud. I imagined a tiny rat giving a human a bunch of $100 bills with its little paws and squeeking with sadness.

+Hailey Grace (Hailz) hahaahah!!

+Hailey Grace (Hailz) df

LOOOOOOOOOOOOL

LOOOOOOOOOOOOL

😂😂😂

100 dollar noodles every week

+NorGamer64 it's actually 3 ramen noodle squares for a year and the cost would only be 142.65 they cost 13 cents

+Gustavo Serna I meant 3 ramen noodle squares each day for a year

littlemedic just be careful with sodium in the packaged food. Health care cost lots of $$. All the money you save could go to healthcare.

😂😂😂

😂😂😂😂😂 I'm crying

Donald Trump

Omg almost spit my coffee out😂😂😂😂😫

I'm personally using *OnlineNetCareer .Com* and it makes me around $400 per day. You can actually Sign Up for there. Thank me later. All you need in this life is ignorance and confidence; then success is sure.

Thanks :)

@@melissaalexandria01 how much money did you saved up in 2 years how much money did you have to put back to reach your 30k goal in 2 years

Awesome! :)

Alan Brooks yes!! Me I bought a car cash for 20k in 2014 which brought my account down to like 3k now I'm almost at 50k 😊😊🤗 #girlpower

Nishka Anna-lee I'm there now. $60k aiming to finish the year at $75k. I'm only 29 yrs old as that

Nishka Anna-lee holy shit

Acacia Brown better than Singapore

Add in kids and you’re finished. Lol

but good on you for saving so much and being so frugal!

+Rory Ormiston (Roreocookies) dookie ba3

+Rory Ormiston (Roreocookies) I'm a nurse so I make this as well. I have many friends in management positions in all types of fields and they make this too. 1500$ may be the average I guess

Rory Ormiston 2,500$ isn't alot... shoot higher bro it's out there

That depends on the cost of living/where you live. In my state, $2,500 is a lot.

+Maria Chat Thank you :)

+Melissa Alexandria you are so cute (;

That's amazing girl :) I've been vegan for over a year, and it's the best desk if my life.

+Carolina Alii *decision

Thank you Carolina for the encouragement :) Although I'm not vegan yet, starting with vegetarian first, my body feels so much better and healthier already. No weight loss but less bloating :)

+reynelle87 I've been a vegetarian for most of the last 8 years. At first it was really difficult, but after a few years, I lost my taste for meat, and dont even want it anymore. What im saying is, it will get easier the longer you do it.

+Lisa Vega if I ever wanted to be a vegetarian it would be so hard for me I love pizza way to much and I can't not leave pizza behind. idk how you guys do it but I guess that's good to be healthy I only weigh 110 not bad for eating pizza lol

+sonny bajric Thank you ! :)

+Rameez Suleman Great, best of luck!

+Jennifer Ho Thanks for watching :)

:)

scr!z/&* qcy

I feel you.. school debt sucks. I have student loan debt but I am trying to pay the rest out of pocket with cash. you'll get it paid off eventually!

Thank you :)

+Ameliakit Thank you

+loveydovey620 Well what do you do? In America it's so easy to make money... at least in Iowa and Minnesota it is. I work 15 hours a week as a college student and I'm bringing in nearly $1000 every month. At only 15 hours a week!! If I worked 40 hours a week I would be bringing in $2,250 a month and I'm only 19 years old. I saved 15K over the course of high school and now I'm going to college for Aerospace Engineering. When that time comes at Boeing or Lockheed or something I'll be making 6K a month :D

+Shibaduba I am so moving to America

Ana Maria You just gotta be smart with money and build a professional profile :D ***** at my age 15.50 an hour is very good, most people my age work for 8-10 an hour!

***** Yes, also I'm curious: what's the minimum wage where you live?

***** Oh damn, that's crazy. It's $8 here.

+drscutest3000 Excellent! I wish you the best :)

+MisterBinx Thank you :)

For real

+elly cee I make 9500

+Jordan Reinbold per month?

Well I guess that also depends on where you live. I live in Switzerland and here it would be very hard to get by with that income. Rent would be similar if you divide it with 2 other people yes. But health insurance alone that is mandatory here is 300 if you chose a cheap one. Usually rather 500-600 A MONTH. A pack of ramen noudles I read could be for 15 cent in the US. Here you would pay maybe 2 bucks so food is also so expensive. If you have an income of 4k a month it would be considered not bad but „good“ income would be 5-6k a month.

yandere chan $2500 is a lot ? lol peasants

wow are you serious? My wife and I spend 100 every two days xD

me 200

Do you use coupons?

+Victoria Sparks sometimes. But when I do it's like one coupon that says "save $2" lol

How???

true n q very good idea

real estate. If she invested 30k. At a cap rat of %10. She'll get 15k a year for the rest of her life. .

real estate. If she invested 30k. At a cap rat of %10. She'll get 15k a year for the rest of her life. .

+JW424 Cutting out transportation costs completely might not be feasible for you but take a long look at what it's costing you. If you give more details on the type of transportation you use and what it's costing you we can look at ways to at least lower the cost.

+F.R.I.E.N.D.S. Aww.. thanks so much :) x

+DeJanay Lee Thank you :)

+Ami- lee find a different way to make money or a different job till you decide to leave

Yea thats wat im doimg atm

Read the Dave Ramsey book. Start off putting a 1,000 dollars up and a emergency fund

I second the Dave ramsey suggestion.

+mai72 You live in NJ those numbers don't apply everywhere.

+Danny B She's saying you gotta make sacrifices, like moving away from the beach, to a smaller place with roommates near work.

+Musicator1027 NYC has a really expensive cost of living regardless. You could be living in a pretty shitty place and still paying a lot.

+Musicator1027 I made 27k last year but I've managed to save up over 30k I the in about 2.5 years 💁🏾 lol it's really not hard. Now I have a high yield savings account and make about $30 in interest monthly.

really? While living in New York? I thought rent their is expensive? hahahahaha

Danny B I live upstate New York and I pay 600 a month for rent all of my monthly expenses are around 1,100 😊 that includes rent, car insurance, gas, food ect at this point I've saved almost 50k oh and I'm a full time student in college lol

trouble is a wrangler will depreciate after a few years and you will have to save again and live a minimalist life, best save then invest in something that will make you even more money

sam333 jeep wranglers have always had a good resale value tho

CrAZy bg jeeps in general have always had a decent resail value. However, for someone who is turning 16, unless their parents have loads of money, it's not likely they will be able to buy a $30,000+ vehicle. I wish I could buy a 67 gt500 fastback, but probably not right now. At this age, a vehicle is a must, but spending $30,000 on one is not practical in my opinion. 7,000 of that could go for a very decent used vehicle, and the rest can either go towards college or just be saved or invested and collect interest.

CrAZy bg me too 😩😭

Rubicon

Very good option lol

go to las vegas and bet it all on black!

+Sig Kimber hehe :-)

Lucy Huerta make a new one lol

Right?!

Right! I only make $500 a month and that all goes to bills 😅 if I try to go out to eat or treat myself there goes an overdraft with those overdraft fees

+Yasmin Martinez get another job

+jancy03 working on it

Yeah... I would SAVE SAVE SAVE. I would make sure i'm putting away 1,000 a month.. that's 24k in two years... Must be nice having an AMAZING paying job... -_-

Cesar GYE then be gay for the money and get a sugar daddy

I can't remember the last time a man has paid for my meal. lol Probably prom. . . but I can't remember that far back.

Simps and white knights will pay for everything to be on a date with an attractive woman!!!!!!!! Lololololololooololol lololololololooololol

+Adrianne Jaye Thank you :)

I did, 5 years ago now... Kits beach in Vancouver.

damn.I live in Vancouver.

also, damn 5years ago you could get an apartment at Kits Beach for $1000. now you need $1800-$2500.

Joy Leslie well I'm lucky cos I live 10 meters away from the beach :|

I made 27 thousand last year but I have 25,500 in my personal savings ( obviously not all of it was from last year). I'm 23, married, have a 2013 car I bought cash in 2013 before I met my husband, and I have no student loans. He makes a little less than I do and we keep our money separate we just put money into a joint account for bills. Oh my husband also has a Lexus that we paid cash for and he's also a student. Moral of the story is it doesn't matter how little you make ( we make about 55,000 together) you can still save with good money management skills.

WOW! you saved almost 50% of your combined income in a year making 55k? Do you have any tips on what things to avoid spending money on?

+Sean Jamali that's just what I saved in my personal savings account over the past two years. I'm not sure what my husband has saved up for himself. Well we don't have car payment as we bought both cars cash, we also bought our phones cash and use straight talk as a prepaid cell phones service for only $45 per month versus taking out a contract. We also have basic cable, we cook at home versus eating out and we pay our bills (approximately 1300) a month excluding food and save the rest. I get paid on a Wednesday and I set up an automatic transfer of 100 dollars from my checking to my savings every time I get paid. That leaves me without the option of being iffy about wether I want to save it or not since it done automatically. Also I only buy what's necessary and what I can afford. I also only have one credit card and I use just about 30% of my available credit as that's a great way to build your credit fast and stay out of credit card debt.

+Nishka Anna-lee you smart, you loyal... Lol

Sam Bradley if you're working full time on min wage you should have some sort of raise. that's kind of dumb or get a better paying job

+Igor Hawkingz Thank you, best of luck.