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HOW MILLENNIAL MOM OF 2 PAID OFF MORTGAGE EARLY IN 8 YEARS!!
Рет қаралды 8,640
Күн бұрынHOW TO PAY OFF MORTGAGE EARLY UK: How my sister (millennial mom) paid off mortgage early in 8 years (from 25 years) as an entrepreneur in her early 30s! Learn strategies to make money to become MORTGAGE FREE and 100% DEBT FREE using a side hustle or business. Become debt free in 2021! 😀
Pam is also be sharing HOW TO IMPLEMENT THE IDEAS she shared today with our Dream Makers over at Financial Joy Academy Membership Program:
financialjoyac...
Connect with and learn more about my sister, Pam Obasa @PamObasa
★★ TIME STAMPS ★★
How to pay off your mortgage early:
0:00 - Intro
3:32 - How Mortgage Freedom has changed her life
8:41 - 3 key things that she did to become mortgage free
10:16 - Tip 1 - Make Bolder Offers
11:54 - Tactic 1: Charge More
14:11 - Tip 2 - Changed My Sales Mechanism
14:50 - Tactic 2: Create Leverage Through One-to-Many Not One-to-One Offers
17:12 - Tip 3 - Create a Sumo Offer
18:25 - Tactic 3: Sales mechanism + Offer + Message + Transformation + Right Audience = Sumo Results
22:53 - Learn how to implement these at FJA
23:37 - Advice for those who want to start a business
30:05 - Money mindset for BIG side hustle income
31:40 - Tactic 4: Earn more by giving more
33:39 - Tactic 5: Success follows what you put out there and actions you take
★★ WHAT TO WATCH NEXT ★★
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★★ ABOUT US ★★
We became Financially Independent aged 34 and our story has been featured on the BBC, ITV, Channel 5, Metro, etc.
We share content to inspire and teach others how to achieve Financial Independence and Freedom too 😊
MARY:
I'm married to Ken and we have two boys aged 6 and 4. I'm a Londoner, born in Hackney! 😎
Day to day, I run the operations of The Humble Penny as a creative - doing everything from marketing to video editing. I studied Multi-media design and technology at Uni.
When I'm not creating, I love vegan food, travelling, working out and doing some outdoor fun things with my husband and kids :)
KEN:
I'm a husband, dad, and a First-Generation Immigrant to the UK. I started life poor in the UK and I've spent the last 20 years on a steep journey of Personal Development.
CFO by day with over 12 years experience in the investment business. I'm also a Chartered Accountant and hold an MBA from Cambridge University.
To explore my creativity, I'm a blogger and KZfaqr by night. I create from my experiences as a family man and entrepreneur.
I have a passion for all things Financial Education, Business and Personal Development. I also love Photography, Music, Travel, and Sport.
★★ WANNA CONNECT? ★★
Blog - thehumblepenny...
Insta - / thehumblepenny
Pinterest- www.pinterest....
Twitter - / thehumblepenny
Facebook - / thehumblepenny
Email - KZfaq@thehumblepenny.com
★★ OUR MEMBERSHIP PROGRAMME ★★
From 2020, we're helping 10,000 Families achieve Financial Independence in 10 Years. Join Our Mission here:
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★★ About this video ★★
HOW TO PAY OFF MORTGAGE EARLY UK, how to pay off your mortgage early uk, pay off mortgage early uk, paying off mortgage early uk, the humble penny, humble penny, mortgage uk, mortgages explained uk, how to pay off your mortgage early, mortgage free, paying off mortgage early, pay off mortgage early, remortgage explained uk, debt free uk, debt free, minimalism uk, how to pay off your mortgage in 5 to 7 years, personal finance uk, paid off mortgage, mortgage, pay off mortgage in 5 years, overpaying mortgage uk, mortgage overpayment uk
Massive thanks for watching and following our channel 😊💛
Best, Mary and Ken Okoroafor
NOTE: For FULL Transparency, some links above may be Affiliate Links. We do NOT offer Financial Advice. Always do your own personal research.
#debtfree #mortgage #mortgagefree
@TheHumblePenny 3 жыл бұрын
*What was your biggest takeaway from listening to my sister share her mortgage free journey? Please comment and share 😀*
@Adaezeinzion 3 жыл бұрын
My lightbulb moment was when Pam said that money doesn't care about who you are, how many subscribers etc. Such rich content. Thank you so much!
@TheHumblePenny 3 жыл бұрын
Boom! Your lightbulb moment is a critical one especially for those who only chase vanity metrics like followers and subs instead of focusing more energy on the art of building a business.
@nasooora2011 3 жыл бұрын
I LOVE THIS FAMILY🙌🏽🙌🏽🙌🏽🙌🏽 What a great example of an inspiring African family in UK! Forget celebrities and famous ppl, you guys are my inspiration and role models. I wanna be a Pam when am older 😂
@TheHumblePenny 3 жыл бұрын
Awww we really appreciate this message 😍
@blaqdiva82 3 жыл бұрын
Wow Pam's energy is infectious. I would buy whatever she is selling. Some gems shared hear. Love the pain analogy.
@TheHumblePenny 3 жыл бұрын
Passion! 😆
@aledwatkins3377 3 жыл бұрын
Amazing, congratulations Pam! I'm a mortgage adviser however love it when a client doesn't need me anymore and becomes mortgage free!
@TheHumblePenny 3 жыл бұрын
Much appreciated message, Aled! Mortgage advisers have been nothing but good to us :)
@PamObasa 3 жыл бұрын
Hahaha mortgage advisers are always needed, thank you 😊
@nnsoedo 3 ай бұрын
Gosh The Energy Your sister exudes is infectious and very energising/motivational despite her declared personal setbacks - clearly she God chose her for this work!!.....So glad that you guys are doing well, especially getting the recognition on national TV (Good Morning) In 2024....Time to write new goals for yourselves!!!! Very proud to see a African/black family leading and guiding All groups of people in the UK and i'm sure elsewhere. Important in opposition to the usual narratives/imagery! associated to our African/Black Image/Reputation!!! 💪🙏👍😃
@kyabangi5631 3 жыл бұрын
Congratulations Pam, this has really motivated. I've just bought a house and agree for an overpayment, unfortunately it's not the 10% though like I would have preferred but I'm still on my goal plan of Mortgage free within 10 years. So determined.
@TheHumblePenny 3 жыл бұрын
You know what, Kyabangi, we believe that you'll do it in 10 years if you focus solidly on it. There are sooo many people who are now making these big leaps because they are seeing evidence that it is possible from us sharing how we did it. We see this changing people's lives generationally! So it's so worth it for you to keep going 💪🏾💪🏾. HUGE CONGRATS on buying your house 👏🏽👏🏽
@kyabangi5631 3 жыл бұрын
@@TheHumblePenny Thank you.
@PamObasa 3 жыл бұрын
Huge congrats Kyabangi! You can totally do it! Just stay focused on that goal. Excited for you ☺️
@masterl14 3 жыл бұрын
Congratuations!! The world is so small because I know of Pam and her husband from when we used to all go to the same church (I was super young so they probably wouldnt even know me) but this is amazing!
@PamObasa 3 жыл бұрын
Hey hey! Small world indeed! Great to connect with you here ☺️
@roxandra2010 3 жыл бұрын
CONGRATULATIONS! We paid £50 extra for the last year on our mortgage and the mortgage term changed to 3years and 8 months less than previously. Great! We will carry on in making additional payments so we can br mortgage free asap. Thank u for ur advice!👏👍🤗🥳
@TheHumblePenny 3 жыл бұрын
Awesome, Roxandra! Keep going!! :)
@roxandra2010 3 жыл бұрын
@@TheHumblePenny Thx! I will. I love ur Channel 👏🤗💞
@TheHumblePenny 3 жыл бұрын
@@roxandra2010 Really appreciate your support! :)
@PamObasa 3 жыл бұрын
Yes, keep going! You’ll get there!
@roxandra2010 3 жыл бұрын
@@TheHumblePenny Thank u 🤗You inspired me to open a KZfaq Channel as well to share my life experience and knowledge with others. Thank you 🤗👍💝
@kayleighmoliver 3 жыл бұрын
Hi Ken. Firstly congratulations to Pam and her husband. I must say that the first video with her was on my list of videos to rewatch but this one is better! So inspiring. And I love how she breaks down what she did to reach her goal. I'm only halfway through but I think the thing that's missing (or I missed) was how she went from being a part-time worker with an out of work husband to having a business and I guess her husband got a job somewhere. It would've been interesting to learn when this change in circumstance happened and how it affected the amounts she put away. Or if she just squirreled everything into one pot. Always love the work you and Mary do. It maybe time for me to join FJA in 2021. Anyway, I'll get back to the video. Have a great New Years Eve.
@TheHumblePenny 3 жыл бұрын
Hi Kayleigh Wonderful feedback. Exactly what we need as creators as it's often not so obviously to us that we've missed out on a key piece to the story. The thing to note is that it's very difficult to include everything in one video. People aren't very patient and this video is long enough 😅. So perhaps one for another video and make it a trilogy? 🤔. What title would you suggest for such a video? Wishing you a successful 2021! Hope to get to know you more personally via FJA 😊
@kayleighmoliver 3 жыл бұрын
@@TheHumblePenny I'm pleased that this comment was helpful. I appreciate that this video was long, but I really enjoyed watching you and your sister's sibling dynamics so I didn't feel the episode was too long at all. But I may be part of the small minority I appreciate. A third part would be great. A title? Hmmm..."Journey from part-time actress to mortgage free"?, "A Millennial family's journey to mortgage freedom"?
@TheWellnessAbbey 3 жыл бұрын
Wow!!!! She is truly amazing!!!! Such an inspiration!
@TheHumblePenny 3 жыл бұрын
Hiya! we appreciate you watching :). Pam definitely kicks a**. What one thing did you take away from all the tips shared?
@PamObasa 3 жыл бұрын
Aww thanks so much 🙏🏾
@damitiamiyu8969 3 жыл бұрын
Thank you so much for this video it is much needed 👏👏💜💕❤️
@TheHumblePenny 3 жыл бұрын
You're most welcome, Dami! 😊
@melvinaowusu2610 3 жыл бұрын
Fantastic video, as usual 🤓 Key nugget is to take yourself seriously & utilise the evidence-based system- give! So inspiring! Love this!
@TheHumblePenny 3 жыл бұрын
💯
@delphinegatsinzi6946 3 жыл бұрын
Such an inspiration! Well done!
@TheHumblePenny 3 жыл бұрын
😊💛
@shine388 3 жыл бұрын
Congratulations! Amazing content as always, Ken! We made the decision to clear our debts (x3 smallish loans/store cards) 6ish months ago so now money that used to go towards them is ours to keep. We have started overpaying our mortgage by the amount that we actually pay for the mortgage itself, so it’s lovely to see the projections on the overpayment calculator going down! It’s so inspiring seeing people achieving this holy grail! Well done both of you!
@TheHumblePenny 3 жыл бұрын
HUGE congrats on your debts! That's a huge result and you should continue to celebrate that win! Very good to see too that you have a game plan for mortgage freedom! 💪🏾💪🏾
@Eby_100 3 жыл бұрын
Financial education from the best teachers. Amazing sister ken
@TheHumblePenny 3 жыл бұрын
You're too kind, eby E! 😊
@Eby_100 3 жыл бұрын
@@TheHumblePenny Thank you for educating us
@PamObasa 3 жыл бұрын
Awww that’s so kind! Thank you Eby E 🙏🏾
@yorichisan16 3 жыл бұрын
Love this so much! Pumped! 💫
@TheHumblePenny 3 жыл бұрын
😊💪🏾💪🏾
@PamObasa 3 жыл бұрын
Yay! Thanks for watching... Let me know if you have any questions ☺️
@Connect_with_Yourself 3 жыл бұрын
Wonderful news for this lady! Love this channel. Nothing but positivity😍
@TheHumblePenny 3 жыл бұрын
We love you watching and supporting us, Nora! 😊💛
@monjournalfinancier 3 жыл бұрын
Hi Pam and Ken. Really great content as usual. And congratulations Pam for this big achievement 🎉 I am working on being mortgage free within 5 years at the latest. There is a lot to take from this video and I had to rewind it many times, mainly because English is not my first language so I wanted to make sure I understand everything properly 😉. I would say the one thing that resonates the most with me is that, in business, the difference between you and others offering the same product/service is your personnality. It's your competitive advantage : authenticity and listening create trust creates sells. Combined with the right tools, emotional intelligence is powerful.
@ronnymp9919 3 жыл бұрын
Nothing else to say but. AMAZING!
@TheHumblePenny 3 жыл бұрын
Much love, bro! Thanks for watching 😀
@ronnymp9919 3 жыл бұрын
@@TheHumblePenny anytime brother 🙌🏾
@hmany7463 3 жыл бұрын
@@ronnymp9919 absolutely amazing
@PamObasa 3 жыл бұрын
@@hmany7463 thank you 🙏🏾
@nemiwoghiren 3 жыл бұрын
So great to see siblings doing great things 👍🏽
@TheHumblePenny 3 жыл бұрын
Hey Nemi! Wonderful to see you stop by! Yes to siblings doing great things for sure. This is an important message for us to take family members along and share knowledge as one succeeds. We see it as an important part of building generational wealth.
@nemiwoghiren 3 жыл бұрын
@@TheHumblePenny Absolutely⭐️⭐️⭐️
@PamObasa 3 жыл бұрын
Just chiming in here with what Ken said... so important to show this to our kids... I love collaborating with my brother! There’s no success like ‘Unity’ in the family! Thanks for watching... Let me know if you have any questions ☺️
@nemiwoghiren 3 жыл бұрын
@@PamObasa That’s my purpose
@nemiwoghiren 3 жыл бұрын
@@TheHumblePenny Thanks Ken
@montegosmith8259 9 ай бұрын
What a lovely personality your sister has Ken, just stumbled on this video, and now subscribed to her channel.
@melvinaowusu2610 3 жыл бұрын
Hmm! The way I haven’t even finished watching the video and am already planning rewatch with my notepad! Brilliant brilliant brilliant xx
@TheHumblePenny 3 жыл бұрын
😆 we love your enthusiasm! Please share with others who'll find it useful
@PamObasa 3 жыл бұрын
Haha love that! Let me know if you have any questions ☺️
@jamietyronebrown6922 3 жыл бұрын
This is amazing and so inspirational. Congrats Pam! 🥳
@TheHumblePenny 3 жыл бұрын
Jamie, thanks man! 👊🏾
@trustinflames1022 3 жыл бұрын
Got to say I have just found your channel and there is some great advice on here. Thank you. We have been debt free for a few years now, currently over paying on our mortgage. Now looking to start investing by dripping X a month into a fund. That is how I have found your channel, an old video about the difference between and Index and ETF. Now subscribed.
@TheHumblePenny 3 жыл бұрын
Much appreciated 😊🙏🏽
@marylynebille.m9333 3 жыл бұрын
Love the video! Pam could sell anything to anyone..!
@TheHumblePenny 3 жыл бұрын
😆 ABSOLUTELY!
@stephen6262 3 жыл бұрын
Great video pam congratulations on paying off your mortgage fantastic achievement and so quickly we'll done 👍👍
@thewealthwarren6940 3 жыл бұрын
Working one to many and creating economies of scale was a great one. Definitely going to implement that 👌🏾👏🏾
@TheHumblePenny 3 жыл бұрын
It's powerful! 😀
@PamObasa 3 жыл бұрын
Brilliant Warren. Thanks for watching... Let me know if you have any questions ☺️
@BeverleySydney 3 жыл бұрын
Agreed ...and finding the right systems to produce these without burn out 🥴
@TheHumblePenny 3 жыл бұрын
@@BeverleySydney 100%
@bengunns9500 3 жыл бұрын
Wow, i was driving my truck up North listening to your video and your Sister blew me away. You are both inspirational. I have been chipping away at my mortgage through Covid as i have worked all the way through. i have £9700 left on my mortgage and next week i will pay off another £5000 chunk. I should get to 0 in a couple of months time. Pam has so much energy and how Positive she is. its very infectious. keep well both thanks for a great Video.
@adamryan3643 3 жыл бұрын
Nice video Ken congrats to your sister. Takeaway was do you need formal education or is informal education best to push you to the next level. Knowing what you do today would you still have done your MBA. Or advise somebody seeking financial freedom to do an MBA? Cheers Happy New Year to you and your family.
@TheHumblePenny 3 жыл бұрын
Hey Adam, thanks for watching :). I would say that you need informal education more than you need formal education. When I think of the skills that are helping me the most today, they are skills that I have learned from others directly (through coaching, masterminds, etc) or through the experience of having a go myself and making mistakes or through building strategic relationships with people who are doing what I wanted to do. Knowing my sister, it is the same for her too. My MBA helped me with a different type of life skill - Confidence, building networks, growing in my understanding, etc. All necessary skills for achieving financial freedom quicker (depending on what route you take). Knowing what I know now, would I still have done the MBA, YES! It's a different type of learning. In conclusion, you need ongoing education (formal or informal), with a focus on making learning and taking action a serious part of your lifestyle. All these moves improve your Skillset, Toolset and Mindset (3 key ingredients for achieving financial freedom). Make sense? 😀
@BeverleySydney 3 жыл бұрын
This was great content guys!
@TheHumblePenny 3 жыл бұрын
Much appreciated, Everley! 😊
@PamObasa 3 жыл бұрын
Much appreciated 😊.
@thugacation10 3 жыл бұрын
Great video as always!! Quick question, what are your thoughts on over paying your mortgage if you know you want to move into a bigger house in the future?? Is it better to start overpaying on your final home if that makes sense?
@TheHumblePenny 3 жыл бұрын
We get you :). Definitely overpay to some extent especially if you're paying a sizeable interest. If you intend to move eventually, there is no harm in having equity in your existing home. But don't put all your extra savings into overpayments only.
@erwinaps840 3 жыл бұрын
Congratulations Pam!, and thanks for sharing Ken! Very inspiring. What’s your thoughts on releasing equity from your property to generate more income instead of speeding up to pay off your mortgage ? Thanks
@susanlewis1953 3 жыл бұрын
Brilliant video! Thanks guys. Get the money in and then pay it off. Wow! Sue 👍😀❤️
@TheHumblePenny 3 жыл бұрын
Thanks a lot, Susan! 😀
@clair233 3 жыл бұрын
Amazing story ❤ ♥
@TheHumblePenny 3 жыл бұрын
Much 💛 Clare
@PamObasa 3 жыл бұрын
💖💖💖 thank you 🙏🏾
@fitnessbyblessing 3 жыл бұрын
Love this channel 💪🏾💪🏾
@TheHumblePenny 3 жыл бұрын
😊💛
@AdeSalami 3 жыл бұрын
I am a little confused, I understand she's pitching a business however she didn't explain how she went about being mortgage free... early repayment fees etc and how she made payments isn't that the idea behind such titles?
@TheHumblePenny 3 жыл бұрын
Hi Ade Thanks for watching :). The key thing we focused on was what to do to actually make the money to overpay (which is what she did). The focus isn't on merely overpaying as anyone can do that as we've shared on multiple videos. What many aren't sure how to do is how to make a decent amount of money in a tried and tested way and then overpay. You get what I mean? If you haven't already seen it, please see our video on how we paid off our mortgage in 7 years. That teaches the foundational things that I believe you're asking about. We don't want to repeat those here hence the focus on the business/side hustle end. Also worth mentioning that Pam is not pitching a business. You or anyone can contact her if you're interested in who she is and what she does, but we'd suggest focusing on the ideas shared and actually taking steps to implement them. That would be a win for us 😊
@AdeSalami 3 жыл бұрын
@@TheHumblePenny I'll ensure to see the other video coz the thing weak me ni sha... Tuned in the whole time as I wanted to understand how much her mortgage was her apr and how much early repayment charges etc... I've got a mortgage which I started in September 2020 and already paid the 10% lump sum for the year as anything above attracts the additional repayment charges
@adejuwonodugbesi3102 2 жыл бұрын
"Pain Pam"... Amazing stuff, learnt a lot. Thanks!
@chrissyt8111 2 жыл бұрын
wow, such a small world, I was in your sister's husband's class at uni :)
@TheHumblePenny 2 жыл бұрын
Wow, so interesting 😊
@anon4518 3 жыл бұрын
Wow, You are blessed
@TheHumblePenny 3 жыл бұрын
😊🙏🏽
@PamObasa 3 жыл бұрын
Thanks for watching... Let me know if you have any questions ☺️
@musheopeaus4125 3 жыл бұрын
My biggest takeaway was you sis is awesome.
@clev3067 3 жыл бұрын
Goalssss🙌🏾🙌🏾🙌🏾
@TheHumblePenny 3 жыл бұрын
YES!!! ;). Please share your main takeaway from watching
@PamObasa 3 жыл бұрын
Yesss! Thanks for watching... Let me know if you have any questions ☺️
@MrRoyck10 3 жыл бұрын
Pam you can now live as a free citizens free from the bondage of Bank of England interest rates. Edit “Do the maths” now that’s the real Ibo in you talking Ken.....we love maths as life is an enterprise 😂
@TheHumblePenny 3 жыл бұрын
😂🤣🤣 Pure Ibo blood 😆. Love enterprise!
@PamObasa 3 жыл бұрын
Hahaha free as a bird! Ibo kwenu! 💪🏾
@kansocreative 3 жыл бұрын
Congratulations Pam! Biggest takeaway - create bold offers, scale your high ticket offers and know that money doesn't care who you are! Would love to learn more about doing this. Ken is this coming to FJA or should I to straight to Pam?
@TheHumblePenny 3 жыл бұрын
Great question! Both :) Ofcourse reach out to Pam. But Pam will be teaching these ideas at FJA in 2021 :)
@leenapacquette4674 3 жыл бұрын
Hi Ken, please can you advise how to make overpayments if your mortgage is in sub accounts. Do you make overpayments as one whole or do you target a sub account and how do you make this decision? The interest rate is the same for all accounts
@anirudhasengupta87 3 жыл бұрын
you can also choose to "invest" the over-payments and get (potentially) higher returns as the lending-rates are historically low. I think mortgage is a "good" debt. What do you think buddy?
@TheHumblePenny 3 жыл бұрын
Watch this kzfaq.info/get/bejne/bpaSaLZ308DLn4E.html 😉
@anirudhasengupta87 3 жыл бұрын
yup I've already watched the video before!! I am on a 13 year mortgage and payments are already very high for us (did not go for the box standard 25 years). We went for the shorter term as we are not savvy savers, and thought the higher monthly payments would be a forced saving for us!!
@jakeartis955 3 жыл бұрын
Typically an index fund would return 10% so assuming that the interest was 3% they'd gain 7% on their investment. People are more likely to go bankrupt from overpayments on their mortgage
@anirudhasengupta87 3 жыл бұрын
@@jakeartis955 saying "going bankrupt" is a bit extreme isint it? Look at it this way, the majority of the UK population does not save or live from pay-check to pay-check. Those who do, well most of them save in cash ISAs (the 2019 numbers are now now published so you can check them out). The proportion of people who do have a higher risk tolerance (and by higher i mean put savings not in cash) is extremely small. So the suggestion to pay of mortgage as quickly as possible means to a larger audience - 1. Saving on that 3% rate, 2. Saving in general, 3. House is not-liquid, so probability of accessing this is minimum, 4. Since you are putting all your money on your house, there is no cash left for something like getting a merc on a lease (again saving a lot of money). So for the majority of people, not having bad debt (credit cards etc) is probably good enough!!
@tarahs9917 3 жыл бұрын
@thehumblepenny where is just outside of London i.e is it kent/ Hertfordshire etc can you give us an idea please?
@TheHumblePenny 3 жыл бұрын
It's actually London Zone 5/6. I consider that to be outside pretty much 😆. Nearer Kent.
@eulynwebb3690 3 жыл бұрын
WAY TO GO Pam...Congrats 🙌🏿🙌🏿🙌🏿👏🏽👏🏽👏🏽💞💞💞🥰😘😘
@ngozinwafor2022 4 ай бұрын
This is beautiful
@scazz007 3 жыл бұрын
Spectacular 👌
@TheHumblePenny 3 жыл бұрын
Thanks a lot for watching :). Please share your biggest take away
@issaextras6549 3 жыл бұрын
Wow, I am inspired. Maybe I can utilise an existing skill.
@roshnitailor7652 3 жыл бұрын
I don't understand how the title reflects the video.
@TheHumblePenny 3 жыл бұрын
Hi Roshni, she paid off her mortgage in 8 years by overpayments made through being an entrepreneur. This video is about how she made the money to make such a huge overpayment (as making the money is what people struggle with the most). Watch this for our steps to paying off our mortgage in 7 years kzfaq.info/get/bejne/ZsWRisWUyNu-mas.html . This is the video most subscribers would have watched before this newer video you just watched :)
@mitchell9060 3 жыл бұрын
I Love this video
@TheHumblePenny 3 жыл бұрын
Thank you, Mitchell 😀
@leonaxlily 3 жыл бұрын
🙌🏾🙌🏾🙌🏾🙌🏾🙌🏾🙌🏾
@TheHumblePenny 3 жыл бұрын
😉. Please share your biggest take away from this video after watching
@Amzo199 3 жыл бұрын
wow powerful
@TheHumblePenny 3 жыл бұрын
👊🏾
@clair233 3 жыл бұрын
Same eyes !
@TheHumblePenny 3 жыл бұрын
😉
@PamObasa 3 жыл бұрын
Haha 😆
@0mgCaley 3 жыл бұрын
Wish I could triple like
@TheHumblePenny 3 жыл бұрын
😊🙏🏽
@PamObasa 3 жыл бұрын
Thank you 💝💝💝
@nasooora2011 3 жыл бұрын
Sumo offer 🤯 Find people who are in pain and help them!
@TheHumblePenny 3 жыл бұрын
Indeed 😉
@riniignatgiov2810 3 жыл бұрын
2:32 I like that😍💋 💝💖❤️
Lewis Howes
Рет қаралды 1,3 МЛН