8k a year for accommodation? boi im pitching a tent outside

It’s so nice to see someone actually being transparent about money!

Here in Sweden it's "free" to study at University.

This makes me very glad I live and study in Germany. Converting everything to pound sterling, I pay: 120 pounds for the student affairs organization per semester, so 240 pounds per year. 170 pounds for my public transport ticket, which allows me to use all forms of public transport in the Munich area for half a year, so 340 pounds per year. 500 pounds for my rent per month, but it has to be kept in mind that I live in the most expensive city in Germany and I have privately rented my own room, which I personally prefer over over a shared apartment, but it is considerably more expensive. And I also have the room for the entire year, not just X weeks. So rent comes to 6000 pounds per year. So all in all, 6790 pounds excluding living expenses which I have no overview over right now. My total expenses are less than your tuition fees alone. That's quite insane.

I really appreciate how you give us honest information, without being biased! Your viewers can rely on you for correct information! Thank you so much!!💕💕💕💕💕

I’m slightly horrified that my college in the US was over double per year what Cambridge costs, and I graduated back in 2008 😂😭

For international students, STEM courses (especially engineering) can start off as £19,000+ and it increases per year. For example, I study chemical Engineering at the university of Surrey, and I’m Nigerian. For my first year I paid £19,500 Second year - I paid £20,600 And for my final year - £21,600 This does not include any accommodation - private or univeristy. University (for the university of Surrey) accommodation ranges from £3000-£5000. As Paige said “location matters”. Guildford (where i am) is stupidly expensive where places can range from £1,500 a month for one bed and higher for bigger houses. Also international students are not eligible for student loan or bank loans, so you’re best bet is to do self finance or scholarships ( which was usually capped unless you’re absolutely brilliant). Hope this helps 🙂

You inspire me a lot.. Paige.. Thank you.. If I don't want to study then I open one of your vid and okay.. 20 minutes later..I am sitting in my study room ..

I'm not a uni student anymore for many years now but this was still very interesting to watch. I was lucky enough to attend a uni in my own city so that meant no rent and minimal living costs and in my country, the public university fees are quite sensible. The education quality is nowhere near Cambridge though but I'm glad I was able to finish uni with no loans. Thank you for sharing! I'm sure a lot of people will benefit.

Holy. I could not have gotten through uni without a part time job, just to cover rent and food etc. this is such a great video, appreciate you being honest and transparent Paige. Kudos to you 💕💕

Is it true the cost of stolen milk accounted for 40% of your total expenditure in your first year? ;)

Wow... uni in the uk is pretty exclusive, isnt it? Here in Argentina we have public education. There are private schools too, but their academic level is very low. Your student life style is so different from mine, very intresting too. Thats why i love your videos so much💚 also, you are a huge motivation to study 👀

Honestly Paige, this was just what I wanted to hear!! I am 17 and unfortunately I’m from a background where I am struggling to justify the cost of a lot of things and I feel quite reassured that there are loans to help us out so thank you so much, appreciate it tons❤️ lots of love x

Interesting vlog!!! You should do a vlog on mental health at University as that would certainly be useful!

Thank you so much for covering this! I feel like the finance side of university is little bit confusing and people just blabber through it but your video was really informative. 💕

Why must getting an education be so expensive?! I'm in the US and couldn't go to my first choice of college because out-of-state costs made it about $60,000!! I think in pounds that's about 47,000!!!! And, a college I applied to charges $75,000!!! Luckily in-state tuition is "cheaper" but I'm already in debt and I haven't even finished my first semester lol. I really love this video! College/University prices are kind of tricky to navigate and having someone explicitly explain it, even though I obviously don't go to Cambridge ( I would love to though lol!), will definitely help others going to uni :)

This Is Crazy. I'm italian and for the 3 years of my First degree i paid about 600 Euros in total, for school taxes. I live 2 hours of train away from It and the train ticket costed me about a 100 € per month, but only for 6 month a year because in Italy you have only 3 months of lectures each semester. Also, i skip most of my lectures because you can also do that, so i did not spend all that Money in train tickets. I don't understand how students in the UK can afford going to university onestly

cambridge is my dream uni. finance just scares me as i dont want to go into huge debts..

Super useful info Paige! Wanted to chime in as someone that has finished their undergrad at a UK uni (Warwick), and now at Cambridge as a post-grad: Accommodation costs vary between the colleges - go check out the college websites if you're curious/worried. I'm paying ~£124 per week for college accommodation in Corpus Christi on a 49 week lease, I was paying ~£80 per week back at Warwick 😭 Also worth noting: The University of Cambridge tries to guarantee college accommodation for 3 years, so anyone that stays for a 4th year to do an MA is not necessarily guaranteed college accommodation for that last year (varies between colleges) - same applies for a Cambridge graduate returning for a PhD - they have very likely used up their 3 years of college accommodation during their undergrad. The bursury is a life saver; Warwick had a similar system - they automatically identified me and I didn't even need to apply so that was convenient. If you feel like it might apply to you, email the uni and ask for help, even during the application process that's the kind of info that is useful to know. Take Paige's advice and try to do some work before uni, having some extra money as a safety net was such a huge help for me. Can be especially useful if you need some extra money to see you over to the next maintenance loan payment (you won't get it all in one lump at the start of the year!). We could work as undergrads at Warwick, but everyone I knew that did so, seemed to either be perpetually tired and/or struggling to keep up with academic work. Meal-prep is your friend - even just for lunch time meals. It'll save you money in the long run, and help you keep on top of your nutrition while at uni. This is a useful site for prospective Cambridge undergrads: www.undergraduate.study.cam.ac.uk/fees-and-finance/living-costs

This is something I’d worried about a lot! Thanks for being so open :)

in the usa its about $50,000 a year to study at top schools, only including tuition. My mouth dropped when you said $17,000

It cost me in Germany about 1000€ to live monthly as I student at Duisburg-Essen university. About 400€ for the rent including electricity and Internet. 180€ for Health insurance and the about 400€ to live in the city of Duisburg. The semester fee for the university is about 325€, which I pay at the beginning of each semester. I don't have to pay for traffic as the university offer all students tickets, which is valid everywhere in the state where I live.

The budget version is called the ramen diet R. I. P.

I live in Belgium! We are lucky in our school expenses! 🙂 *Tuition: max. around £860 per year. Lower income + no government aid: £400 per year. Lower income + government aid: only £86 per year. *Public transportation: around £250 a for the train or £170 for the bus per year. *Books/syllabuses: free (online) to £40 per item. *Student housing: depends on the city, square feet, private or inside the school itself, ... Usually it's £215 to £517 per month. In every aspect of school we have government aid: from kindergarten up until universities, and even adult courses to learn an extra language or something. This all depends on your parents/your income and living situation (if you live alone or go into student housing - you get more). This extra amount can vary from a couple 100s to a couple of 1000s pounds per year. Scholarships or loans barely happen in this system. Our kindergarten to secondary schools don't have tuition, unless they are private schools. We have something called a 'maximum invoice' for other expenses (books, excursions, lockers, lunch, ...). This information is transparant, limited to a maximum amount of costs and shared at the beginning of the year (so no surprises for the parents). Some schools even offer free supplies, lunches, activities, ... If it's too much money at once, you can pay it off to the school. I'm happy I live here 😂

I find it so strange that there are unis that ban students from having part-time jobs, how do they even enforce that? It's weird if you don't have a job while studying in Australia! Anyway, this vid was super interesting, we pay back our student loans pretty much in the same way. I also didn't realise how expensive tuition is in the UK, I pay the equivalent of about £3500 per year and I think that is too expensive (considering it used to be free).

Yayyyyyyy Paige again😃😃 This is so informative so thank you for being very transparent

I was shocked when you said thay most unis cost £9250😑 For me in germany we mostly just have ti pay for the accomodation. But we do not have tutition fees...

New upload! Thank you for the video, Paige, truly, this is a very helpful reference coming from a Cambridge student, not an outsider, i mean very real info here ❤❤❤

The good thing about you Paige is you're graduating from an A-tier university with a very in-demand degree and huge upside. You'll be hopefully able to pay that off within 1-2 years easy.

Thank you for this video!!! I asked for this a while ago and I don't know if you saw it but yayyyy☺

It was very interesting to learn about this ! I am a canadian from Quebec so we are actually lucky to have pretty low tuition fees. I've been working 25 hours per week while being a full time student during my bachelor's degree (I managed to get a pretty good average at the same time, don't know how I did it) so I was able to do it all without ever taking a loan. However, I am now a master's student and I can't work while studying. I think it's such a shame that education requieres students to take loans and pay so much money for it. I have some friends in France and Sweden and they either don't pay a lot or get paid to study. I think this system should be implemented everywhere since I see education as an investment for every society..

I was reading the comments and that's actually crazy. In Italy people pay different amount of money per year for university based on how much money they can actually spend, so if your family (or you if you live alone) has an annual report that's low you're gonna pay less than a rich family. Plus if you ask you can received an extra amount of money every semester to pay for books, for an apartment (or just for yourself) , but you can also ask for an accommodation provided by the university that's cheaper then an usual apartment. For example this year I'm gonna pay less than 500€ for studying at university and something like 100/150€ for books and 35€ for traveling. Hope that my message has sense and it's clear 🤗

Education in the UK and US is profit-based, unfortunately those numbers are really high and many students cannot afford all of this amount of money. Education should be free! Thanks Paige for this useful video 👏🏻🌹

The highlight of the week😭❤

Thank you so much for this video! I was considering applying to Cambridge as an international student next year and I was really interested in the university costs! Now I attend a public university in Italy and tuition fees are around 1500€ a year. My university though provides with a scolarship students with good grades, so I end up paying just half of the fees (and a daily meal in the university cafeteria). Adding the fact that I live close enough to the university (I pay like 1000€ a year for my train+bus pass) and my living costs are included in my family's ones, I end up paying like 2000€ a year for my university expenses which is not much if compared with other countries and I feel extremely lucky for this. It should be like this everywhere, education must not be a priviledge for the rich ones.

Are books etc. you need for your classes included somewhere in your calculation? I'm shocked at how expensive studying in England is. Thank you for being so open about it, I found it super interesting!

I've never heard that myth that Oxford and Cambridge are more expensive to study at .

Well this video was useful and was in well organized manner related to the budgeting ! Thanks ✌🏻

I just found out that he private school I used to go to cost more than CAMBRIDGE UNIVERSITY a year

What people don’t realise about UK tuition fees are that we pay so much interest. It’s difficult to find a job (over 60k) where you will paying more than just the interest rates. Most people won’t pay off their loans at all and only stop paying after 30 years when the loans are abolished. Most UK students will have student loans of around 120,000 pound by the end of their loans. Watch some KZfaq videos about it. 9000 pound tuition is very deceptive!

International students often pay double or more than UK and EU students, oof. Anyway, that is a good summary on general expenditures on the essentials.

I go to Bath Spa University and lived in halls for my first year and it cost me £152 per week and everything was included in the cost except for laundry fees. My second year was £98 per week plus bills and this year I'm in the same house and pay £120 per week all inclusive.

Hi, i’m from romania and i’ve already finished my bachleor degree in Aerospace engineering.. Here are my thoughts: you are not paying that amount of money for the quality of the lectures, i believe that u are paying for the name of university. Anyone will look up to you if you come with a Cambridge degree insted of coming with a degree from romania, for example.. so yea, i think this is the way things work these days. But education should be free, no matter which lvl of education! Keep up the good work!

my university is one out of the 11 best universitys in germany and my tuition fees is around 600 euros per year and within our student identification card is a ticket for every public tranportation for the wohle "state" you live in.

It's expensive for the average British family but it is not impossible for a young person from such a family to go to Cambridge or universities in expensive cities. The secret is to start saving long before the child goes to uni. The earliest the better but it's not late if the parents start saving after their child goes to secondary school. It's not going to be easy for most families. It will mean less meals out, less holidays, less new clothes for the whole family, especially Mum, having hair cuts at cheap salons, buying skincare products from supermarkets like Aldi and Lidl and forgetting about Chanel products or even Clinique ones. There are so many ways we could save … it will be sacrifices at first but not as bad when you get used to a more simple and thrifty lifestyle. Of course, if you think your needs of luxury goods means more to you than your children's future, then it's up to you whether to make these sacrifices or not. Lastly, limit the number of children to two and it will much easier for the parents.

In Italy you pay depending on your parents income, I think it's a pretty good system. Sadly, I would never be able to go to such good universities but I quite like the quality of mine (a part from some professors that can't teach...) and I also think that personal work can do a lot, so, if you are not in the best university, it doesn't mean you can't learn just as much and as well

This is the most informative video i've seen on university finance

Now I understand why a lot of people from nearby countries come to study in Argentina; here, not only your degree is seeing in a more serious light if you go to a public university instead of a private one, but also university itself is free. You will only buy the necesary materials for your career, so, for example, being a dentist means spending a considerable amount on the equipment while studying, whereas in engineering (electronic and electric) we mostly pay for printed notes, materials to build devices, and an advanced calculator (up to you). Also, a very important detail, we actually get money from the state for studying, the amount depends on your career and the year you are currently on; not only that but there's also a lot of financial help for students in general, like free bus rides with a special card and so on. People from other countries get exactly the same rights as someone born here (which is amazing) so everything above aplies to them. In my opinion we are spoiled too much by the goverment on this area, though I'm very grateful for all the help we get. By the way sorry for my english, It's not my primary language.

I think the repayments on the loans are based on what you earn above the minimum income threshold of 25,725, so you pay 9% of 4,275 if you're earning 30,000

In Portugal, where I live and study, the tuition cost for public universities is on average 850€ per year. Some private universities can charge 500€ PER MONTH. The acommodation can be 150€ or 600€ (it depends where we study. In Lisbon for example the living costs are really expensive).

Also, i don't know i to explain this in english, but in italy you pay university taxes (insurance) accordingly to your family annual income. So low income, you pay less. There also a lot of oppurtunities to obtain a scholarship, and i do have One. I was able to play everything university related on my own , with a part time job and the money they give me for the scholarship. Basically i get paid to go to university

hey all, I just have a quick question... How the heck is accomodation so fricking expersive?! I genuinely don't understand. If I'm not mistaken Paige pays around 700 Pounds/month. For a bedroom and a bathroom. With a shared kitchen etc. I am from Germany studying medicine in Lübeck (Nothern Germany) living cost here is quite a bit above national average (but of cause not comparable to Munich etc). I live in Uni accomondation which is subsidized by the state. I pay 210 Euro/Month, that also includes Utilies. Our flat is small, I share with another girl but we have a reasonble bathroom and kitchen/dining area and a balcony in a very quite street in a well built houses basically on campus. Even people who rent privately pay between 250 and 400 Euros a month in a shared flat/house or around 350-450 Euros for self-contained studio appartments. Why is one room so expersive especially as rent isn't that much more expensive in the UK (I lived in London for two years so I don't think I'm that wrong about the numbers but do feel free to correct me). Well, anyway. I am glad I'm going to Uni in Germany... xx

In France I pay 300€ per year of tuition fees to go to the university. With those costs in the UK and the US, you better not fail your semester/year...

For the part about student loan repayments, I read on the government website that you pay back 9% of the part of your income which is over the threshold, you don't pay 9% of your income overall So if you earned £1000 over the threshold, you would pay £90 per year.

£9250 is a little over $12k, which is pretty much about what I pay for in-state tuition at a public university. Of course in the UK, that money gets you a degree from one of the most prestigious universities in the world. The way I see it is that college in the United States isn't bad as long as you don't go to a private school or an out-of-state school. Most of the people who you see complaining about how they have to pay off almost $100k in student debt (who are not doctors, pharmacists, or lawyers) are people who went to out-of-state schools or private schools that charge them a premium just to major in some useless major like gender studies. And it's also important to mention that oftentimes the amount of debt they have to pay isn't necessarily the amount of debt they graduated with, but the amount of debt they owe a few years after graduation. Since their major is useless, it's hard for them to find a job, which means they can't pay off their debt as quickly, which means they have to pay even more thanks to compounding interest, all of which often leads to them paying more in interest than what they actually owe in principle. Also, some of these people don't know how interest works, so they only pay the bare minimum or not at all. Either way you look at it, yes the US needs to find a way to reduce college tuition, but at the same time, people need to do their research and stop going to university for the wrong reasons. I honestly believe that many people are just willfully ignorant. They go to school because so many other people are doing it and when their life after college doesn't work out the way they planned, they blame other people for choices they made because they don't want to face the truth, which is they had no business going to college in the first place.

Thank you, Paige, it was very helpful video to me! I always though it's only a crazy rich person can study in Cambridge

Hi Paige, international students need to add one more zero after what you've calculated....

I'm so glad we have public unis in Brazil! I graduated this year from a Federal uni and i didn't pay a thing for my education ❤️ (otherwise I wouldn't be able to afford going to a private uni, lol). One of my dreams is studying abroad, but seeing these high costs this dream becomes so far away from my reality 😔

Hell i‘m so glad that I study in Germany where I pay 500€ per year (and I’m in a more pricey university) I also „just“ pay 3600€ per year for rent with internet gas and electricity 😅

Love your videos ! ❤️💖Thank you for being so honest and truthful ! 😃

In Sri Lanka free government education is provided but students have to take the Sri Lankan state exam and also students will be going to university when there are around 20 years . However if parents can afford ,international schools do provide the Cambridge and edexl syllabus. Also for students trying to pursue a further with commerce related subjects do have good programs in Sri Lanka. Those students have to pay for university. No government loans provided for those students. Also in Sri Lanka the culture is that the parents should pay for the child’s full higher education.

Here in Uruguay best univesity is public and free 😊 even scolarships if you cant acces to acomodattion.

This is just such an eye opener... In Belgium my cost per academic year at uni (tuition fee) was 890 euro and in the first 2 years it was 600 euro. My accomodation was 290 euro per month. :o

I love your KZfaq channel !!!! Was invited to come to the Cambridge interview last week and now watching every single your video ❤️❤️❤️ Also how did you start your KZfaq channel, I want to start one but too scared, not sure it will work ((

The sad thing is I may not even be eligible for a loan let alone getting it because my parents don't earn enough 😭... Literally freaking out and tearing up knowing my dreams of studying in UK is going to die.

You're so inspiringgggg!

Paige, you're extroverted and you don't have any problem to say the truth, so that's a wonderful thing. by the way, the costs are very high and it's very hard for all the students all over the world.

Thank you so much for this honest informations!! It's really hard to find proper prices on the internet 🙈

Paying £15,000 for college per year *America has left chat

I know it depends a lot on the person's financial condition or the country's currency quote ... but for me this amount that is spent per year is an astronomical value. To be aware, my family would need about 80 months, without spending anything, to pay for my year of study at Cambridge. Its content is very cool and with it I train my English. Thanks.

I just can’t believe it is so expensive to study to get a degree in England. Here in Italy the annual fee usually never goes over 500/600€ (depending on your financial situation) in public universities

omg it's so expensive, im really shocked. here in brazil if you study hard and pass on enem (the national exam for acess to public federal universities, wich are the leadings of the country), you don't have to pay for your education.

this really makes me appreciate the german version, where uni is quite cheap (like i think around 160€ per semester, so 320€ per year) & most unis cost the same - accomodation is completely different though, most unis don't offer enough rooms for students and the price for rooms on the regular market are quite high BUT if you are in a room in student accomodation, then you pay a lot less. I right now pay 288€ per month, meaning that my room costs me 72€ per week. The lease is for 3 years, but you can extend it by doing chores for the house. Well that is that.

This is similar to Australia - the tax repayment is so good! Very informative thank you :)

in argentina university is free (depending on which uni you're applying to, but the best ones are free, you just have to do some exams to get admitted)

Tuition and accommodation costs in China are the opposite in the UK. The top universities are run by the central government, private universities are still at a stage of development and charge relatively high fees. e.g. Tsinghua University which ranks 23rd in the world (THE 2020), tuition fees for Chinese students is about 550 pounds and 3000 for international students. So we don't have a loan problem, but the government does offer interest-free loans to students facing family difficulties. And the scholarships and bursaries are more for honours and awards than for aid. Anyway, your tips for budgeting are useful to students all over the world!

An European Union citizen perspective: EU citizens are entitled to tuition fee loan for undergraduate degrees. They can apply for maintenance loan if they've lived in the UK for more than 5 years (as of September 1st of the year they start studying) or if they are registered as migrant worker. If you wish to study at a postgraduate level, the government loan is also available. That one is, however, paid to your account and isn't necessarily designed for your school fees and more as a general help towards the cost of your study. Eligibility rules are the same as for the tuition fee loan for undergraduates.

I live in Ireland and my tuition fees are €3000 a year at my university, and as I live so close I do not need accommodation so €3000 is all I pay. Move to Ireland guys 🇮🇪

This is so helpful, thanks paige ❤❤❤

I love this video, this is so helpful. Thank you 💕

stop drinking coffee, coffee is the tragedy tree & might influence your fate.

Hello paige ,hello everyone , let's speak about uni in algeria , it's free! yes ! BUT the diploms are not recognized anywhere except a few country in Africa! I am in my third year and I nearly paid 10 dollars for accommodations, caff and the courses , yet it is terrible, I don't eat in caff at all because it's so dirty,and the rooms are ok but the electricity cuts off very often .. so yeah !

good, it's amazing more than a year ago I was asking for this video

I study Law in Italy at public university. You pay according to your family's incomes so I pay more or less 1000 euro per year (high range). After graduation last year, I decided to Apply for a master (2 year), 2000 euro per year. I commute and where I live students travel for free to their home to school or uni (wherever they are in the Region). All the supplies (books etc) are not included...

10:00 it really should but it isnt

Been waiting for you to post a video!

to be honest, in my university I only need to spend around 40-50 pounds monthly for everything. so even an extremely poor student can easily get on. besides we get 20 pounds monthly as a scholarship. and yet still there are many many organizations and societies out there to help you with additional support. I am an Electronics Eng UG. The reason is education is totally free. no fees for anything at all. believe me. for a student, a lunch cost you only 0.2 pounds. a tea 0.02 pounds. I am grateful

I feel quite lucky that we can go to uni for about 1000 euro tuition a year in Belgium

Love this video, thanks for sharing it❤

In india learning in a university cost around.. basically fee is 63$..

Wow thats super expensive ! At my college in Portugal tuition fee is 950€ per year

Who else is a freshman and randomly eatching these videow

Greetings from Greece❤️

In Spain, the university costs about 2000 per year. But I depends of the university where you are. It's different Madrid uni to a provincial uni haha

Thank you so much love from India 😘

i live at home and my tuition fee is 20€ as mentioned a few comments below (austria). I guess im wuite lucky then. But in international ranking my university is 500th place or sth. so there you have an advantage goung to a reknown university

This was so interesting. In America the loan system works completely different .

Thanks Paige for your information! Actually, i am a first year student in Germany, but I plan to study in the USA next year. So, i have to get used to such high tutions😁

In Slovakia, I pay 49€ monthly for accommodation, uni is free, 12€ monthly for bus card and cca 120€ monthly for food 🤷‍♀️ 😃

This is 1 of your best videos.