How Much Does Motorcycle Insurance Cost For A New Rider?

Рет қаралды 6,090

10 ай бұрын

Today we go over how much I pay for motorcycle insurance as a new rider. I have had the ninja insured under Statefarm, Progressive, and Voom!
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Пікірлер: 44

@andrewmcrae5057 10 ай бұрын

for a 2012 ninja 650 as a first time rider at 30 Years old I paid 137 for the year (yes, 1 lump sum of 137 for the entire year) through progressive.

@mkecarconnection3808 10 ай бұрын

Must be nice 😭

@PromzGamer 4 ай бұрын

how tf did u do that mane

@andrewmcrae5057 4 ай бұрын

@@PromzGamerI’m 30, married, the bike is paid off, and no prior tickets. I drive like a “grandpa” on the streets (no more than 5 over), but I frequent the track in both my corvette and in the future my bike.

@Voltomess 3 ай бұрын

you forgot to add that you have a fucking bare minimum on that insureace and in case of accident you're fucked. so comeback and say your numbers after you upgrade to PREMIUM

@andrewmcrae5057 3 ай бұрын

@@Voltomess homie, it’s with full coverage including towing and full cash value of the bike.

@ericrabadan9086 3 ай бұрын

I’m 23 got my first bike (new 500cc scrambler) and paid $451/yr for full coverage from Allstate. Progressive quoted me $850/yr, Geico quoted me $7600/yr. Recently I’ve been looking into buying a sports bike. Allstate and progressive both quoted me over $10k/yr. I have 0 tickets, 0 accidents, MFS, basically check all the discounts except for time riding. The sports bike I want is ~25% more expensive than my current bike.

@mkecarconnection3808 3 ай бұрын

That's absolutely insane. I'm 27 with one auto claim on my record (blown semi truck tire in the road on the highway was kicked up after a truck it and smoked my bumper and hood). I have three cars insured as well as apartment and totaled it's around 186. The bike added about 25-30 through voom so my total was around $210 a month. Live in the Midwest. Cars are fully insured with roadside, uninsured and under insured coverage as well

@bearwolffish 5 ай бұрын

In 30's and a ninja 4rr is £3300 a year for me if pay in one go, £3800 if paid monthly, for 3rd party only. No insurer will insure me for theft on it. No insurer will insure me for a 600 f4i at all. Insurance here is insane from bike theft.

@wyatt1682 3 ай бұрын

Im so confused on how everyone is getting such low rates. Im 21 got a ninja 500 with abs. Passed my course and everything. I’ve insured all my cars through State Farm for years and my rates are super good! But yet they want $306 a month for full coverage on my motorcycle, yes you read that right, A MONTH. No accidents, no tickets, even went to driving school

@antoniopedinelli 2 ай бұрын

That’s nuts, I’m looking to buy a ninja 400 and I’m 17, no idea how much it’s gonna cost

@wyatt1682 2 ай бұрын

@@antoniopedinelli good luck brotha, I’ve heard some good about farm bureau

@keltonjohnson6197 Ай бұрын

I’d check progressive if I were you. I’ve noticed progressive is the best deal for me at least. I’ve also heard Dairyland is good, but for me they don’t touch Progressive.

@Drlaserzz Ай бұрын

Your age bro after 25 you'll be good

@angelgarcia-yl7tn 21 күн бұрын

i just got a quote from progressive for 1000 a year which you can pay upfront or monthly which roughly comes out to 84 a month, check them out (i’m a 21 year old male in the military looking to buy a 2024 ninja 500 abs)

@quicksandxx4763 2 ай бұрын

Just asked for a quote and both State Farm and Geico want way too much. Who’s the cheapest. Geico wanted 600$ a month and State Farm 205$. This being said I’m over 25 with no tickets or accidents.

@chasehandy6984 Ай бұрын

did you find any reasonable ones?

@Torrmac 6 ай бұрын

2023 ninja 650, first time rider, im paying 87 a month with state farm full coverage, lowest quote i could get. Thats more than my car insurance !

@JaydenFaroola 4 ай бұрын

do you mind if i ask how old you are? i'm 16, have my class m permit, and im in the market. Im getting quoted just around 100 per month for a ninja 400 on just basic(progressive insurance) not even full coverage. This includes all the discounts, including the MSF course

@Youknowood Ай бұрын

@@JaydenFaroolayou should be much better on a older bike

@TrueLoyalty11 10 ай бұрын

I pay 89 with progressive

@PatrickHufstetler 8 ай бұрын

Per month or per year?

@TrueLoyalty11 8 ай бұрын

@@PatrickHufstetler month

@twinfns 8 ай бұрын

How old are u ?

@TrueLoyalty11 8 ай бұрын

@@twinfns 22

@gullygocrazy5006 10 ай бұрын

i pay 115 with harley davidson

@PatrickHufstetler 8 ай бұрын

Per month or per year?

@gullygocrazy5006 8 ай бұрын

@@PatrickHufstetler month

@DarthTwilight 3 ай бұрын

Yeah, State Farm and Progressive are horrible.

@LADudeYo 4 ай бұрын

$49 per month with Statefarm for just the liability only. Too expensive to ride.

@mkecarconnection3808 4 ай бұрын

Look into voom!

@rayrayrun 4 ай бұрын

@@mkecarconnection3808damn voom doesnt cover california. I'm lost for words my progressive quote is around $165 and my car insurance is only $50 lol

@mkecarconnection3808 4 ай бұрын

Yeah voom isn’t everywhere. Holy hell lmao keep looking

@Ryzuuko 3 ай бұрын

My car insurance is roughly 400 what the hecc

@BestEverZach Ай бұрын

seeing some of the comments, must be nice being over 25 years old

@mkecarconnection3808 13 күн бұрын

Only perk is cheaper insurance and rental cars haha

@user-wp5wm7tw8x 3 ай бұрын

A motorcycle would never cause that much damage 😂 if you're going to cause serious damage, the reality is you're hauling ass and will most likely not survive.