I’m a salesman and idk wtf they’re talking about saying you’re in the tier 2 bracket lmfao 720+ is Tier 1 credit they were playing dumb. But you hustled them brotha good shit!! You got a great deal and congrats on the car🙏🏼

Nahhh that man was bugging with that APR. Credit union is always the move

Bro, this is gold. Thank you for sharing your information. Will need these notes for the next dealership visits

Thanks for actually making a video about cost of ownership! This is what people want to see!

Thank you for taking time to make these great videos. You’re real and straight up honest! I’m happy for you being so successful!!👍😊

loved it! Thank you for sharing the tip about the refundability on service contracts. Most people do not know about that!

Always keep the original OEM parts as you modify your car for resell purpose. Love your transparency Mike.

My man Mike, you described your finance deal so well, I felt like I was your boy sittin next to you in the dealership observing you hammer that deal out! Congrats on that sweet 2020 B58.

Unbelievable how much car prices have gone up in the last 1.5 years. I just paid $45,988 for a 2019 330xi M-Sport in Portimao Blue with 23k miles. You got the M340i, a year newer for basically the same price. And what I paid was the lowest price around for the same car/color/miles in a 300 mile radius. Nuts. I love how you use the extended warranty to your advantage. I never knew you could cancel them after the fact. That's a great bargaining tool. And most dealers are as dirty and tricky as they come when bargaining with consumers, so I'd feel no guilt cancelling it after the fact. Great video.

Bruh, I am proud of you,...because you have learn how 'money' factors work in a capitalistic society! Also, with a 797 credit score,...they should have had you down in the 2% range,...straight up! Also, that's pretty smart on the 'warranty' move,...major props!

I, unfortunately, included an extended warranty on my F30 purchase for an unseen amount about a month ago & have regretted ever since. Watching this post has taught me I need to get my damn money back & throw it on my principal. Thank you for this...you are appreciated!

Big facts on the warranty talk. I ended up getting a full refund on mines as well. Dealership always trying to break your neck with it. Solid info my guy.

You’re one of the best car youtubers I watch. Keep up the good work!

Seems like a good deal on it!

Thanks for the transparency bro ✊🏾💯

Thanks for putting that info out there Slowspeed! I love your content bro! Excited for the new platform man!!!

I appreciate your honesty, saved me a big build/headache 🤪🤪🤪

bro thinx for this exact subject content, most people wont go this far in detail ty!

That's some great information bro! Keep moving up.

Trying to purchase my own M340 right now. Thanks for the good info !!

Awesome video and thanks for the informative content.💯💯💯

Good content. Appreciate the transparency

Respect bro 😎 u keeping it real with your viewers. Lot of youtubers 🧢.

Real knowledge there man. Appreciate it. Merry Christmas!

Trying to get a 2022 m340i my self, this video is real helpful

Great video and car buying advice !

In the market for this same vehicle and definitely gonna use these strategies. Much much appreciated

Good advice man!!!

Super informative video bro, especially with the finance!! Keep up the good content, subscribed 🛎

Yessir! content king!!

REALLY glad to have found this video. You said the car was 46,999. If you want this EXACT same car, it'll cost you around 58,999 - 62,000 in 2022 July.

Appreciate the breakdown. I was thinking about getting a brand a new m340i but after hearing what you went through at the dealership finance office I am gonna get a tesla model 3 performance instead (ain’t got time to deal with car dealers BS)

Thanks for the info bro.👍

Great info! Nice Ride.

🤣🤣 I learned something today , nice video brotha

your explanation of the negotation was perfect, def learned something from this

Awesome vid and awesome car 🤘🏼

Just an FYI the dealer is only obligated to charge title, tax, and registration fees + doc fees (not over $75). Any other shit, do not pay

Came in clutch with the info I just grabbed a 17 q50

That extended warranty HUSTLE 🤣🤣🤣

i had a mineral gray f32 435i, @G20_Tonito. I remember watching ur vids and buying vrsf parts and modding it. such a great car full stage 2 e85 drove it to 140k miles with no major issues other than the valve cover gasket leaking lmao. then i traded it in for a 2020 g20 m340i in portimao blue w black interior. so funny i cant wait for the videos to come! B58 GANG!

Bro I see you going big one day. Stay humble bro. From the narration and the way you present. Good job on the content 👌🏽

Great talk. Looking to buy a BMW right now.

Hey bro, you should also consider investing the money you don't put down. Nice car by the way. Enjoy it man.

Hustle the hustlers. Max credit score is 850 so they were playing with an invisible 50 points 😂. Definitely getting the credit union check before I walk in the spot Q1.

It’s always best to get your own financing bro. I have purchased many cars and you have the power when you can walk in with a check.

Thanks for the advises

Great vid bro! Im not sure what to jump into next either the m340, supra or a m4

How many miles did this have when you drove it off the lot? What packages does it come with?

I’m guessing the box is wheel spacers ?

STAND OUT GANG!!!!

Beautiful car bro, hope to pick one of these up in a couple years when they drop into the 30k price range

The color is amazing

Thanks for this video. I purchased my Portimão Blue 2020 M340i with 13k miles for $46k. That was the best deal I could find, and took that with the low miles. It wasn't loaded, no heads up display, no premium audio, no heated seats or steering wheel. Wonder if that was an ok deal?

My man sneaky linked that warranty lmao

Do you think it’s better to lease this or buy? Man I really love this car and it’s gonna be sweet driving this in San Fran.

Hey bro ! I’m from New York..just bought a 435i gran coupe going to put fbo ..

And now they're going for 65k fully loaded. Crazyness

I’m totally using the service contract on my next car lol

Only thing I got from finance is the wheel and tire. Only added like 30 bucks to my monthly payment

Wait I’m missing something lol that was hella knowledge dropped! Well explained & will definitely take advantage of the info. So just as long as I cancel within 30 Days I can basically screw over the person trying to screw me over ??!! Lol oh yea it’s ah wrap 😂😅

Hahaha I just went through the finance process with my sister inlaw!!! Finance guys are pieces of work. Wondering how you afford your life style? $1000 a month car payment is my mortgage!!!

2 years after this video (March. 2023) I paid $53k (full cost) for 2021 RWD portimao blue, fully loaded m340 with 18k miles on it. And that was by far the best deal I found in 6 months since I've been looking for the car. BMW gave me $8k for my 2013 335i with 112k miles. I paid $40k for on 2016.

Bro I'm from MD too where did you get the car? Name of dealer ship

I know this is a finance video, but i was wondering how much it would look like if i was to Lease it with a tier 1 credit score…. Does anyone know what monthly payments look like ?

you shouldnt tell them that you can go down with a certain amount, the more you owe, the better the margins for the dealership

What division you work for thr state?

Good information

the douglaston plaza background

How many miles were on the car when you bought it?

People, do not order a bmw. Buy one on the lot, if they have any. I placed my order in May2021. The vehicle has been sitting in the West Coast VDC Pt Hueneme for 3 months and 1 week because they can’t get parts! My dealer or Genius have no clue when parts will arrive or I will get the car.I am going to walk away if no car 10/1/21.

@13:06 GOLD! Sub'd

Goat talk😂😂

You used the warranty for a better rate....that you already qualified for? Did you negotiate from MSRP or Mark-Up cost down? Did you know invoice amount? Negotiate from that. Did you find out what the "hold back" amount is? Let them know you know their profit margins. Do you know how long that car was on the lot? Read the window sticker dates and get the one sitting longer. They NEED to sell those faster. And ALWAYS...say no to any add-ons at finance. Say it up front... Say it one time.... Fully read and understand the contract...NEVERRRR sign it if you do not understand or disagree....check ALL numbers.

How is a brand new M340i only $47,XXX? Where? Are you factoring in your trade in value? What was the MSRP of your M340i please?

U didnt have to get the tracker, they can literally deactivate it from the computer n boom u save like 2k

That’s why we get bad reps in the business. A 797 is getting approved by anyone with a dope ass APR.

This my dream car one day I jus needa find me a good career

Did you get those numbers from a bmw dealer ?

Good buy. I own one myself. Was the car a 0 mile when u bought it? If not what was the miles per purchase?

debating on a f82 or this

Spacers?

Love it, love it, and love it Brother! Check out Phil Walter he has M340i with pure 800.

good video

How much money you pay every month?

LMAOO love it

Wow. Can you guys remember when a 5% Apr was something we could be mad about?? God I’d kill for 5% right now, ain’t nobody handing that out, not navy fed not no dealer no bank or credit union, we’re cooked. Fantastic credit gets you 7 or 8 now it’s insane.

Isn't 850 max for credit score?

If you don’t mind me asking how many miles were on the 435?

I currently got a 2016 340i my interest rate is 3.5% and total cost was 27,589. I’m thinking about buying a 2018 M550i or just lease a 2020 since the payments are Gona be close. What you think?

Ima guess that it’s a stud conversion kit

My bro got his pre owned 2020 for $50k and honestly, it's an amazing car, but not for the price. I do love the adaptive suspension tho. I think the adaptive in my bros m340i is better than the adaptive in my m240i. 2 series is quite stiff, but great on the Track. I don't know if there's a more fun car to drive on the track than the m240i for the price

bout to buy a brand new m340, wondering why isnt that service warranty worth keeping for a car like that if you plan to keep it for a long time

where are the laserlight lol

🔥🔥🔥

nahhh u speaking some knowledge here

"If you can't buy it twice, you can't afford it!" -- Jay-Z. Next time put your money in an ETF my young brother and help secure your future.

...a civil service employee always get the best low APR....period.

Should've told them you were FBI LOL

Dravit Grey looks way better than the blue.