How much return can I expect from equity after 15 years of investing?

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freefincal - Prudent DIY Investing (freefincal)

28 күн бұрын

Why should I invest in equity mutual funds when there is no guarantee of returns?
freefincal.com/why-should-i-i...

Пікірлер: 51

@sriramiyer4021 27 күн бұрын

Good point about not having unrealistic returns from equity. All we need to beat is the inflation and not chase returns. If inflation is low, the corpus needed for your goals will also be low and you will be able to afford it irrespective of the returns %

@japsltd 26 күн бұрын

Vow ❤

@donaldephraim 25 күн бұрын

Great analysis. Thank you, Dr. Pattu.

@balajikrishnamurthy4437 27 күн бұрын

Unique way to put hard facts out there and still motivate others.❤

@sathiskumar3665 27 күн бұрын

Thank you sir. Explained well

@gopikannans9246 27 күн бұрын

An excellent session.

@SivaPrakash-bq6wf 27 күн бұрын

Good content, sir...

@DRACO-ru2fd 27 күн бұрын

I picked up best 3 principles by you that I always keep in my mind when it comes to investments. 1. Invest when you can ,SIP wont make a difference its just like emi. 2. Invest as much as you can andd atleast 75 % of your expenses , it can be more but if you want to achieve financial independence you have to invest atleast this much . 3. Asset allocation- No matter whatever your age , asser allocation is very necessary as it helps your portfolio to don’t fall much when the equity market is sideways or downwards, fixed income works like shock absorbers. As per my age i keep fixed income allocation 7-10% currently. Thank you.

@paulj625 26 күн бұрын

Wonderful video... Especially your point on equity has done it's job while the investor has failed...

@vinothsmart1 27 күн бұрын

Daily video - Super exciting sir.

@kwondo_22_mars 27 күн бұрын

Daily video makes newbies super confused in future. A structure way of playlist makes crystal clear. If in case of daily video, have option of shorts in KZfaq.

@gayathri3704 27 күн бұрын

I am new to ur channel.but now a days I m watching ur channel only.❤

@harshadshinde4388 2 күн бұрын

Thanks for the advise. Also advise on stock & fund selection criteria for long term.

@pattufreefincal 2 күн бұрын

See video how to pick stocks without breaking your head

@sudarshanseshadri2144 26 күн бұрын

Sir, what is 10 year rolling standard deviations? Does it mean for every possible 10 year investment period the volatility can be some X% ?

@padmasekar3578 25 күн бұрын

Good thanks sir

@puneetporwal 27 күн бұрын

What is meant by "put an effort to make the portfolio work" ? Tracking performance of the portfolio? Churning out funds that are not performing at that particular time? Or something else?

@pattufreefincal 27 күн бұрын

Determine initial asset allocation Rebalance when there is at least 5% deviation Have a plan to reduce equity exposure as the goal nears and stick to it

@rajendrabehera9860 27 күн бұрын

Hello sir, it may be a silly qns to ask but still I want to know--do really compounding works in long run. Why I am asking bcoz if we calculate in excel sheet or the finance related calculators, the figures are so large that it feels like unrealistic. If possible can you please make a video on those topics sip, step up sip, swp to explain compounding power. Thank u

@pattufreefincal 27 күн бұрын

See kzfaq.info/get/bejne/rJ2qesmb28C6p3U.html

@soumya5200 26 күн бұрын

Considering you only have a reasonable chance to beat inflation, is it worth the risk of making a lot worse than inflation by loss of principal?

@pattufreefincal 25 күн бұрын

@puneetporwal 27 күн бұрын

Yes i guess most investors understand that there are no guaranteed returns in equities but one finally needs to make an assumption on the expected returns so that they know how much to invest today to meet a goal say 7 years down the line. Hence, if an exact return assumption can't be shared, atleast some pointers on what parameters to consider to make that assumption would be great. Thanks.

@pattufreefincal 27 күн бұрын

Most investors are clueless about most things,

@puneetporwal 27 күн бұрын

@@pattufreefincalguess that's one of the reasons why you are doing these reels. So any pointers on the parameters you consider for the assumption on equity returns needed to decide the investment amount today to meet a goal 7-10 years down the line?

@kanagarajramasamy5442 27 күн бұрын

Can I have your appointment to get your guidelines for my financial planning, thanking you in anticipation

@pattufreefincal 27 күн бұрын

I do not offer investment advice

@kanagarajramasamy5442 26 күн бұрын

@@pattufreefincalokay Sir Thank you very much for the response

@romeoakash7566 27 күн бұрын

Sir. I have been investing since 2021. But recently i heard something that anything can see its downturn. For example, realestate investment was on limelight but then that sector is struggling to give returns. Will that happen in equity investment too. Because having this in my mind is withholding me from doing further investments. Kindly say something about this.

@romeoakash7566 27 күн бұрын

Kindly reply sir, because I just focus on long-term wealth creation and not short term trading so this fear is very essential to be out from my mind.

@pattufreefincal 27 күн бұрын

All asset classes will have ups and downs. A mix of equity and fixed income will balance each other well

@romeoakash7566 27 күн бұрын

@@pattufreefincal ok sir. Ups and downs is different but the base of equity investment is the belief that equity will generate wealth in the long run if not in the short term. So the qn is whether should I trust this long run and simply do my investments or not sir. Because 0 or negative return for 2-3 yr is not a problem even for 5 years but it is a problem if that continues for 15+ years

@learner619 27 күн бұрын

Dear Sir, just started watching your videos and I feel cheated because KZfaq never highlighted your channel or brought to my attention - seems like I have missed a lot. One thing I would want to know if there is a video which talks about what all to see for before investing in a particular stock. Please advise.

@pattufreefincal 27 күн бұрын

Thank you but why do you need to invest in stocks?

@learner619 27 күн бұрын

@@pattufreefincal I have learnt somewhere that if you invest in stocks you are better placed to avoid investing at wrong time and also that you are in control of choosing which business you would want to invest in. Can you please help me understand what is better?

@Surya-tg8nz 26 күн бұрын

BTC ,ETH , SOL Approved as a ETF!! ,, i beleive it will trade indian stock market in 2026 -2028 ! your openion sir ?

@pattufreefincal 26 күн бұрын

Not relevant for me as I do not trade

@ramarajb 26 күн бұрын

This was a philosophical than about returns 😅

@anandakrishnan4349 27 күн бұрын

First viewer 😊

@amarforever3394 27 күн бұрын

🙏🙏🙏

@gowthamsmart3370 23 күн бұрын

தமிழிலும் பதிவிட்டால் இன்னும் எளிதாக புரியும் ஐயா... நன்றி...

@VishalJangid1 27 күн бұрын

Game of probability

@pattufreefincal 27 күн бұрын

No game of chance. Probability must be quantified cant do that here

@vineeshp6 24 күн бұрын

Anything above 12% is good

@amishpatel192 26 күн бұрын

Sir, long videos with subra sir.

@MM-pq9tp 27 күн бұрын

Are you from Mylapore

@pattufreefincal 27 күн бұрын

Yes

@tvmkondhan 27 күн бұрын

Prof, majority of the people have difficulty in dealing with ambiguity. Ambiguity is there in many facets of life, so they want certainty in investment area atleast 😉 It is a difficult proposition, but one that will reduce lot of heartburn due to lack of over expectation