How Much You Should Have In Your 401(k) - By Age
Рет қаралды 35,134
3 ай бұрынOn this episode of The Table with Anthony ONeal, we share the critical importance of early investment, showcasing how even modest contributions can yield substantial rewards over time. AO navigates the intricate landscape of investment options, and explaining the differences between retirement accounts encouraging you to take control of your financial destiny!
Mentioned On Today's Show:
🤝 Ethos Life Insurance: anthonyoneal.com/lifeinsurance
🤝 Bethel Tech: www.anthonyoneal.com/bethel
💰 Wealth Calculator: www.anthonyoneal.com/wealth-c...
💵 MooMoo Investment Account: www.anthonyoneal.com/moomoo
🟢 Join Build Your Table: anthonyoneal.com/build
📖 Book of the month: amzn.to/3up23WH
🔔 Subscribe to @thevictorialewis
Checkout My Network Partners:
🤝 Bethel Tech: www.anthonyoneal.com/bethel
🤝 Better Help: www.betterhelp.com/ao
🤝 Chime: www.chime.com/ttao
🤝 Course Careers: www.anthonyoneal.com/bootcampcc
🤝 Ethos Life Insurance: anthonyoneal.com/lifeinsurance
Tools Created With YOU In Mind:
💲Wealth Builder Tool: www.anthonyoneal.com/wealthbu...
💰 Wealth Calculator: www.anthonyoneal.com/wealth-c...
💸 Debt Calculator: www.anthonyoneal.com/debt-cal...
🏦 High Yield Savings Account: www.anthonyoneal.com/sofi
💵 MooMoo Investment Account: www.anthonyoneal.com/moomoo
📗: The Ultimate Guide To Debt Payoff: www.anthonyoneal.com/free-too...
📒 Make Money Online: www.anthonyoneal.com/free-too...
📈 Get A Raise: www.anthonyoneal.com/getaraise
👩🏾❤️👨🏾 Singles Playbook Quiz: take.singlesplaybookquiz.com/
❓ Guide To Asking Hard Questions: get.thequestionsguide.com/o/
⛪️ My Devotionals on The Bible App: rb.gy/v0qf9i
🔎 Find a Church Near You: www.anthonyoneal.com/find-a-c...
The Neatness Network:
🎤Patrice Washington: @PatriceWashington
📗Joy River: @TheCouchwithJoyFriends
👩🏾🍳Victoria Lewis: @thevictorialewis
🏅Justin Owens: @Runtheplay
👨🏾💻Cyrus Harbin: @techisthenewblack
FREE Webinar:
💻 The Personal Brand Masterclass: anthonyoneal.com/masterclass
RECOMMENDED Reading
📔 Debt Free Degree: amzn.to/3jA8GfR
📓 Destroy Your Student Loan Debt: amzn.to/3uG5wNQ
📓 Essentialism: The Disciplined Pursuit of Less: amzn.to/37iUUf1
📘 The Ruthless Elimination of Hurry: amzn.to/3uEiKdW
🎙 Listen to the show
iTunes: apple.co/2Wb2FhG
Spotify: open.spotify.com/show/1DnGlzL...
🎵 Intro: "The Table - Evan Ford, itsevanford... / evan-ford "
GET IN TOUCH
🌍 My website - www.AnthonyONeal.com
🌍 Advertise With Me - partnership@anthonyoneal.com
Connect with Me!
Instagram: @anthonyoneal
Facebook: @anthonyoneal
Who I AM:
Hey, fam! I’m Anthony and I’m here to help you discover your authentic self and achieve spiritual, financial, and mental freedom. I know what it’s like to be in debt and homeless - I’ve been there. But with the grace of God, I was able to turn my life around and I’m now helping others to do the same.
Join me on my KZfaq channel and let’s start this journey together. I’ll share my experiences, tips, and tools to help you achieve success and become debt-free. Plus, you can follow me on Instagram @AnthonyONeal and visit anthonyoneal.com for more resources and help.
Subscribe now and join the AO fam! Let’s get to it!
Have A Questions You Would Like Asked On The Show:
Tweet me @anthonyoneal or email me at anthony@anthonyoneal.com. If your question is long, I might not read it, just being honest. 😁
Disclaimer: Some of these links are affiliate links, which means I may get a commission if you purchase. However, none of the fees of these resources have been increased to compensate me. In fact, many of these have given me special discounts that I get to extend to you! 😉
@TrappedQue 3 ай бұрын
I just turned 50, making $69k a year. No consumer debts, house will be payoff next month. Current contributing 15% into 401k. Total retirement account is about $354k. Hope I can retire comfortably at 67. 😬
@Yugiboii 3 ай бұрын
You're doing great, compound interest over 17 years is extremely powerful
@roberthill5366 3 ай бұрын
That's impressive Sir, keep up the good work!
@ClaxtonBay123 3 ай бұрын
There's no hope. There's just math. You have to do the math. I'd argue that you'd need to go higher than 15
@alexpietsch7997 3 ай бұрын
According to a basic compound interest calculator, assuming a 7.8% APY (historic s&p 500 rate) and consistent deposits each month you'll have Just over 1.7 million dollars when you reach retirement According to Ramsey you can withdraw around 139,000 a year inflation adjusted in perpetuity without lowering your principal According to everyone else in the finance world you can withdraw just under 70k a year inflation adjusted and maintain it in perpetuity. Do you think you can live on your current income in retirement? Personally I think you'll do just dandy
@TrappedQue 3 ай бұрын
@@alexpietsch7997 Thank you so much!
@Couchbitato 3 ай бұрын
I’m 41 with $400k in my 401k.. hoping to retire early and enjoy life!!!
@702prodigy 3 ай бұрын
god bless enjoy it
@edgardzayas8421 3 ай бұрын
Can you describe how did you achieved that amount of money??? Did you sell a property and put the money in a 401k account or since age 18 are you putting 15% of your salary??? Or other
@Couchbitato 2 ай бұрын
@@edgardzayas8421 I’ve worked at my company since I was 21 (41 now).. averaged around 10-15% the whole time, except 20% for catch up after withdrawing some money for a house down payment (I know, not the best decision). And I don’t even make a crazy amount either. It really is slow and steady. Set it and forget it basically.
@jaygotitdahardway9941 2 ай бұрын
Put 150k in Fidelity growth stocks… 401k option if you can choose your own stocks.
@agentsmith1595 2 ай бұрын
Noice!
@brendawilson6857 3 ай бұрын
Stop chasing stuff! Get off that grind. Do what's best for you and yours!
@WISDOMGOALS 3 ай бұрын
2024 - This channel has really changed my mindset. Thank you for this wake up call
@fredmagic09 3 ай бұрын
I'm 32 with $131,000 in retirement accounts and I only have $26,000 in debt left but should have it paid off in 6 months. Can't wait until I'm 100% debt free so I can start maxing out all my retirement accounts!
@ryanthepianoman27 3 ай бұрын
Sell from retirement accounts to pay debts
@alexgrinage 2 ай бұрын
@@ryanthepianoman27 he'll no. You pay taxes plus 10% fee plus what ever gains you miss. Vs the 20% interest rate and that's high. If he had crazy debt yea
@tonia2483 3 ай бұрын
I'm 40 and I'm learning so much from you anthony ❤
@TheActualKingSmith 3 ай бұрын
At 39 I WISH someone talked about this in his digestible way. I had to start over after my marriage ended when I was 34 but I'm getting there slowly but surely.
@taylorshipp8460 Ай бұрын
👏🏽👏🏽👏🏽
@alexanderroberts8579 3 ай бұрын
Miss you from the Ramsey show. I messed up but geting back on track. 6k debt 70k retirement
@anthonyoneal 3 ай бұрын
Love Ramsey!
@juliaMjesusgirl 3 ай бұрын
Why not take 6k from retirement and payoff your debt.
@scaryanima9268 3 ай бұрын
@@juliaMjesusgirlIf it's in a retiremenr account. The age to start withdrawing is 59 1/2. Anything before that you will be pentalized and have to pay taxes. In addition to that, you have to a have a reason to qualify. So, there is paperwork.
@alexpietsch7997 3 ай бұрын
@@juliaMjesusgirlwould you take a personal loan at 40% to consolidate your debts?
@annt651 3 ай бұрын
Assumption made that older people are working because they need the money. Sometimes theyre working because they feel more alive, needed, and relevant
@alexgrinage 2 ай бұрын
True but work a perpuse doesn't need to be paid if you're set up
@lesareid9432 3 ай бұрын
Seniors go back to working not only for money but sometimes to have something to do that keep them active; and not have them sit at home and expire faster. Money is never too much.
@alexgrinage 2 ай бұрын
The point is have to work I've met people like that they either work in the community for free or low pay. But you gotta be able to afford it.
@rich5164 3 ай бұрын
I don’t like when experts say you should save 80% of your salary by the time you retire. That rule assumes you are living the full extent on your salary and not well beneath your means. I’m 30 years old and make about 250k per year. But I live more of a 100k lifestyle. I’m maxing out retirement accounts and saving about 50k per year in cash. Depending on how bad inflation looks when I’m 60 I do not need 80% of 250k per year when I retire, which is 200k. I am literally working my tail off right now and saving like crazy so that when I do retire (hopefully early) I can just coast with an average life.
@dhow414 3 ай бұрын
Nice video but some issues. First, you will not be trying to take the same amount per month that you made. Why? You will not be paying into Social Security or FICA anymore, on a $50,000 income that would be about $8500. You never saw that money while working so you cannot count it on how much you need. That pulls what you need down to $42500. If you get $2500 a month from Social Security, that adds up to $30,000 a year just from Social Security. In that case you need $12500 from your 401k to have equal income. Take standard deduction away, if single, $14,600, that leaves taxable income of $27900. With that income only 50% of your Social Security is taxable. That’s only $15000, not taxable. That leaves you with only $12500 dollars taxable, leaving you in the 10% tax bracket, with total tax of $1250 on the federal side, state will be less (or none in many states) so lets say total tax is $2000 federal and state all in. So out of your $42500 only $2000 is taken as tax (likely less), leaving you with $40500 take home. Probably still more than you were taking home per month with a $50,000 job. I big time recommend investing as much as you can into the 401K as early as possible. Your growth is largest the longer you have money in the 401K. I recommend taking an active role in controlling your investments. My personal recommendation (not to be taken as investment advice) is that I like to keep all my investments in index funds for the S&P 500 and I keep updating a Stop Loss order going to drop me out of those investments if they drop below 5% of the all time high for that fund. For instance, if the index fund is currently priced at say $98, had an all time high of $100, I will purchase into it and create a stop loss order at $95 so that if the value drops to below 5% of the fund high, indicating the index is dropping, I will get out of the investment and hold cash until that fund returns to within 5% of the all time high and then get back in. Check a minimum of monthly, I prefer weekly, and update the stop loss to 95% of the new high as the fund goes up. So, if the all time high goes to $110 per share, the new stop loss exit point is $104.50. This way you can keep getting the fund increases as the market goes up but you automatically jump out if the market suddenly corrects. the over all affect is to reduce your exposure to large swings and is especially important after retiring to reduce possible sequence of return issues. Good luck to everyone out there. I wish you all the best…
@alana1491 3 ай бұрын
AO the age is 59.5 with no penalties. Age 67 only applies to social security
@anthonyoneal 3 ай бұрын
Totally agree! I forgot to mention you can pull from your 401k, etc at 59.5
@wftyler9680 3 ай бұрын
@@anthonyonealThere’s also the Rule of 55 that people can leverage if they leave their employer at or after age 55. This allows penalty-free withdrawals from the 401k sponsored by your last employer if you leave after age 55.
@ruthhnry 3 ай бұрын
2:40 sometimes they just want to keep working and only do that so they can stay relevant. Most are probably already retired from their careers.
@charletfoster8917 3 ай бұрын
I applaud ppl who have 💰💰💰in retirement accounts, just keep investing, all 💰💰will make you comfortable👍🏿
@TheActualKingSmith 3 ай бұрын
5:31 faithful to my family ONLY if they following my plan. If they out of pocket, they don't benefit from my planning.
@DescendantsofAbraham2659 3 ай бұрын
Good morning Men and Women of God
@sending_pills 3 ай бұрын
Good stuff. Early investment into retirement accounts is very important. But don’t forget to invest in yourself! Learn a trade, become a professional, get ahead, and supercharge your ability to invest.
@markmcgowan3692 3 ай бұрын
Great call on the estate planning. Life Insurance is important especially if you have a family.
@TheFirstRealChewy 3 ай бұрын
FYI, the 10X your salary is based on you needing 80% of your pre-retirement income AND Social Security benefits covering 40% of your pre-retirement income. As a result your investments will need to cover 40-45% of your income needs in retirement, so basically 4.0-4.5%
@karimbennett5651 3 ай бұрын
Anthony’s math is a little optimistic. 10% a year return on one’s investment portfolio is not guaranteed. It’s not even likely. There may be many years of lower than anticipated returns. Taking out 10% a year every year, when you are not necessarily earning a 10% return every year could deplete your principal quickly.
@LaQuishaWilliamsTV 3 ай бұрын
Thanks for your wisdom.
@ceejones6489 3 ай бұрын
This is such good information and a great reminder to stop stealing from our tomorrow (when we’ll need it more), to enjoy more today.
@bcusaaus4749 3 ай бұрын
Eye opener 😳 im so far behind! In my 60’s, no debt, renting, got 400k in 401, scared to retire
@texan903 3 ай бұрын
Looks like you are in good shape as long as your rent costs don't soar.
@jphillips6777 3 ай бұрын
This is GREAT information and very critical for the welfare and legacy of any family. Thank you for this episode.
@wendellkirton3694 3 ай бұрын
Preach it brother Anthony your so right
@markmcgowan3692 3 ай бұрын
Great call on the HSA and company match.
@nathifadebellotte6347 3 ай бұрын
This is great but it would be better if we could see the math worked out on paper for visual learners that can fully comprehend the numbers fast enough as you say them.
@PhillipDeGraves 3 ай бұрын
I have 10k in my 401k and started last year. Hoping to be debt free by june so the following year i can contribute the max 23k to 401k and have a 1 year emergency fund.
@Yugiboii 3 ай бұрын
Get your 401k match then prioritize maxing out a ROTH IRA before finishing maxing your 401k
@MT-yx5cu 3 ай бұрын
@@Yugiboiican you explain why?
@PhillipDeGraves 3 ай бұрын
@@MT-yx5cu Roth is money that's been taxed already
@Yugiboii 3 ай бұрын
@@MT-yx5cu ROTH IRA has a few advantages over the 401k and ROTH 401ks. 1. With 401k you are at the mercy of your employer's plan, if they have a plan with very few options then you are stuck with those. With ROTH IRA you get to choose your custodial (Fidelity, Vanguard, Charles Schwarb) basically you have more control over it. 2. ROTH IRA provides an "emergency break glass" way to pull out your contribution ONLY (not interest) penalty free. 401ks don't have that. Make sure you have an emergency fund (3-6 months) because you do not want to ever use this. 3. ROTH IRA don't require minimum required distribution (RMD) when you reach a certain age. 401k do require you to start taking that out at 73. Just recently RMD no longer applies to ROTH 401k but in the past it was subjected to it. 4. The contribution limit to a ROTH IRA is much lower than 401k. There's a reason why the government restrict who can "directly" contribute to this account. Its too good lol
@asilva7193 3 ай бұрын
This is great advice in a life before retirement w/ low to no financial curveballs. The avg retirement savings at retirement is $200k or less because life happens vs ppl being irresponsible or unconscious spending.
@LOLZHAHANOTFUNNY 3 ай бұрын
My husband and I are both 28 with 65k in retirement between the two of us. No debt besides the mortgage, we pushed really hard before our daughter was born to pay off my student loans and always bought cars in cash. I want to quit my job to stay home with our kids before I'm 29. ❤
@dreaminspiredbk 3 ай бұрын
What is your number? The last time I was asked that was in an entrepreneurship class, what is my success number for my business or endeavor? And how is it structured? I needed this breakdown in your video today for my personal life. You and your work is appreciated.
@ayishaablake4397 3 ай бұрын
AO I love your content. It's great and I really love what you're doing for our people, but I'm gonna tell you right now that many of our people are just gonna be poor. Their going to be poor seventies , eighties, and then even in their sixties because they love it. So many love staying on that hamster wheel chase the almighty dollar attached with 🎣 .
@anthonyfleming551 3 ай бұрын
Thx ant, man I felt like you was all in my wallet / account info.
@adriennecampbell8329 3 ай бұрын
I have a 3 tier retirement. Govt worker. How does the pension come into play?
@genevievemills4349 3 ай бұрын
Great Episode!!!!🔥🔥🔥🔥🔥❤️🙏🏾🔥🔥🔥🔥🔥
@ChrisD1865 3 ай бұрын
It’s great seeing Anthony carry the Ramsey philosophy on into the future. Great stuff man!
@deetiligo7761 3 ай бұрын
I have a question, what do you think should I get 401k through my company even when there is no match at all? Or should I just get a Roth IRA outside of my company like through a brokerage?
@702prodigy 3 ай бұрын
i just wanna say i am so happy to see what you have done, love the channel! and thanks for keeping it a buck 💯
@livennlearn 3 ай бұрын
Gotta be careful and balance accordingly l. You have to live well while you’re young. The thing about being 67 with lots of retirement is that you’re still 67. Having a cushy life then is not worth extreme deprivation while young.
@ingridknighton3545 2 ай бұрын
Don’t agree- even with Medicare, one could run into expensive healthcare costs
@livennlearn 2 ай бұрын
@@ingridknighton3545 your disagreement doesn’t even fit my comment.
@ingridknighton3545 2 ай бұрын
@@livennlearn I understood ur comment clearly, but I don’t justify…. You staying having a cushy life at 67 isn’t worth depriving oneself of living well & enjoying life… but I beg to differ…. Hence why we have do many ignorant people in their mid 60’s with nothing saved or not even enough to support them (even with social security). You stick to ur opinion & I will stick to mine…..we have many ignorant people out there living the life & not preparing for their later years. This is a free forum last time I checked!!
@alexpietsch7997 3 ай бұрын
Im 27 and walking away from a house sale with my debts paid off and 10k cash in hand. Currently renting 1 hour closer to work. Our investments are a joke at 3200 in a rollover IRA. But at least I'm out of a four year hole.
@ellyroll4401 3 ай бұрын
I’m so interested in this episode! My husband is 29 and I am 25 and we have $170,000 as of this morning. No college degrees!
@shantryce375 3 ай бұрын
Yall are doing amazing
@gracelandenterprises2536 3 ай бұрын
That’s Awesomeness keep going
@RBLACKPEARL7 3 ай бұрын
God bless y'all 🙏💪❤️👍
@anthonyoneal 3 ай бұрын
I need to get you both on the show!!! Go to anthonyoneal.com/build
@Flawless_technique 3 ай бұрын
That's beautiful
@seanrichardson4104 3 ай бұрын
What if you have a defined pension plan? How much should you save in your 401k when you have a defined pension plan that will pay you for life when you retire. My pension will pay me 70% of my paycheck at 55.
@RC-ww4dd 3 ай бұрын
I agree retirement is based on the lifestyle we wish to have…so young people put as much as you can in your retirement accounts now and older people 35 and up maximize your savings and investments. Everyone spend less then you make so the goal is to live like no other in retirement.
@RC-ww4dd 3 ай бұрын
I agree we all need to invest, but my thoughts about what experts are saying that Americans need $80,000 a year to live comfortably in retirement. Due to inflation we must fund our retirement enough now to meet the needed expense of $80,000 a year in retirement. So yes, $80,000 is not enough to maintain retirement so maximize your retirement accounts by fully funding it now.
@nicholasroberts4043 3 ай бұрын
Bro... where did you get that shirt? It's 🔥 Thanks for spreading this wisdom sir.
@TheFirstRealChewy 3 ай бұрын
I skipped through the video looking for the information in the title but couldn't find it.😅
@kervenadrien929 3 ай бұрын
What about the baby steps baby steps b4 investments right
@deloreswilliams3429 3 ай бұрын
Good morning
@tdc_mov6020 3 ай бұрын
Aye that lineup 🔥🔥😭
@plato1273 3 ай бұрын
$100,000 * 20(expect years to live after retiring) is about 2 million. Assuming inflation is about 2-3%
@ShayLJones 3 ай бұрын
Today's Scripture: Matthew 25:21 Today's Affirmation: "I am a good and faithful steward of the resources entrusted to me. I invest wisely and diligently knowing that through my faithfulness in the small things, I will be entrusted with greater responsibilities. I am preparing for my future with wisdom and courage. I am confident in the abundance that awaits me through diligence, stewardship, and faith."
@jellybean1732 3 ай бұрын
Thank You!
@ShayLJones 3 ай бұрын
@@jellybean1732 you're certainly welcome!
@mwilliams5035 3 ай бұрын
What if you have your own business? Rebuilding my life and I have to start over. Just curious at 42 what accounts should I invest in?
@Trilldayz4436 3 ай бұрын
Business owner here: open a SEP-IRA. You can put in 25% of all earned profits in it each year, up to $65k a year or so....
@markmcgowan3692 3 ай бұрын
You can disagree with the 80% rule, but that’s based on years of research on retirement trends, SS and pension payments. Most people will have lower expenses in retirement, so 80% is a realistic annual income replacement. Again, most people won’t even have that much. We have to be realistic about habits and trends.
@anthonyoneal 3 ай бұрын
Totally agree! I am not settling for 80% I want 100% and if i do it correct then we will be good.
@dw9054 3 ай бұрын
Also realistic about SS too. Will it be there? If so what will that look like?
@Yugiboii 3 ай бұрын
@@anthonyoneal I'm not even settling for 100%, I'm trying to get a pay raise when I retire lol
@MT-yx5cu 3 ай бұрын
@@anthonyonealthat may be realistic for you and those within your tax bracket but not for the typical American, especially African American. Maybe you should tailor your advice by tax bracket/salary in order to give everyone a realistic approach to retiring well.
@gracelandenterprises2536 3 ай бұрын
Great show today
@markmurrell1894 3 ай бұрын
44 and have 450k. And I did some stupid stuff back in my 20’s. On two different occasions, I took out 10k 401k loans. I wish I never did that.
@thenenej 3 ай бұрын
I don’t have kids and not married, I’m not sure who I should list as my beneficiaries?
@katinphilly1312 3 ай бұрын
Everyone should listen to this
@valeriabrown5327 3 ай бұрын
I love love love, this guy laughter is like medicine and hearing him make me smile but at the same time he's so real and blessed in his knowledge and experience he has also given me the opportunity to nake a chance in my life fir the better
@user-vi9me6nf7q 3 ай бұрын
What if you don't work for a company that offers 401k. They only off 403B with no match..what to I go to grow my money
@brendanflynn913 3 ай бұрын
403b is the same thing as a 401k, just what is used by non-profits typically. If no match, complain to your HR dept for sure but still invest for the tax benefits.
@Mr_New_Vegas_685 3 ай бұрын
I get a 5% match but I get it twice so essentially 10% match.
@ellaramseur9712 3 ай бұрын
Help...debt free single i have no savings ...every one does not make 59000 a year pl..started saving give me some directions. Ty
@IrisP989 3 ай бұрын
What if your spouse is not working? Should it be double then?
@allison9008 3 ай бұрын
I need to start my 401k they do match 4% but I need to get ride of my loans 1st
@aishawilson7649 3 ай бұрын
Please don't get rid of loan first. start investing now! There will always be something in the way. start now
@Yugiboii 3 ай бұрын
I'd recommend at least getting the match first before paying off your loans, its 100% free money
@allison9008 3 ай бұрын
@@aishawilson7649 REALLY!!?? I have been at my job 5yrs and delayed 😢 I could have been put in 401k
@Sofondra 3 ай бұрын
Please start contributing to 401K don't wait Also that contribution will lower your taxable income so your take home wont be deeply impacted. You will adjust spending accordingly.
@BreeceByBryce 3 ай бұрын
The problem with this is that you’re not making that 10% every single year. Some years you’re up 20% 30% some years you’re down 20% 30%. During those down years, you’re actually taking more than what you take out because you’re going against compound interest you already made.
@JJ-jn7ei 3 ай бұрын
Sir, who/where is 10% stock market returns? Also, r we not including SSN?
@liliarolark5011 3 ай бұрын
Hello from honolulu
@anthonyoneal 3 ай бұрын
Hey! Thanks for watching.
@kenyattaramsey5096 3 ай бұрын
💯
@brendanflynn913 3 ай бұрын
Sorry but this is bad advice. You need to speak about sequence of returns risk when you advocate a 10% annual withdrawal rate. Not accounting for down years in the market can destroy someone’s portfolio if they are no longer earning outside income. The 4% rule is a much more responsible model, and following it means a person needs a 3M portfolio for 10k a month, not 1.2M. Shame on you if you’re touting a company that sells whole life insurance as well. Please speak to your viewers on the difference between term and whole life. One is good, the other is a scam.
@jellybean1732 3 ай бұрын
Which is a scam?!
@brendanflynn913 3 ай бұрын
Whole life
@Justcallmegiggles 3 ай бұрын
I love this!
@mickygarcia4251 3 ай бұрын
The correct answer is to put zero dollars into your 401K and look for an investment that accounts for all the purchasing power that you're giving away.
@tbenny101 Ай бұрын
You mean 18k including company match?
@themovemakers247 3 ай бұрын
Bro fresh out the barbers chair 🫡
@goingtobe2003 3 ай бұрын
👀 where's Michelle?
@user-zc8du8pf2j 3 ай бұрын
FINANCES WERE NOT TAUGHT IN SCHOOL and PEOPLE OF COLOR WERE NOT NOT TAUGHT ABOUT MONEY!!!
@wire2394 3 ай бұрын
I used majority of my 401k to pay for my child college so they would not go in debt.
@bipi4363 3 ай бұрын
Not smart.
@anthonyoneal 3 ай бұрын
Not a smart idea at all. Please join the E3 community.
@youngjedi5599 3 ай бұрын
Terrible move. Hopefully you have enough or else he will be taking care of you in your golden years.
@Yugiboii 3 ай бұрын
Big mistake, there are no loans for retirement. Your kids can at least work while going to school to pay down tuition or go for scholarships/financial aid
@user-zc8du8pf2j 3 ай бұрын
FIAT MONEY!!!!!!!!!! HAS NO VALUE!!!!!!!
The Table With AO
Рет қаралды 21 М.
The Table With AO
Рет қаралды 23 М.
The Ramsey Show Highlights
Рет қаралды 227 М.
The Table With AO
Рет қаралды 179 М.