“The hood was created by the government” she said what she said!

Very informative. (And upsetting.) Thanks for doing this. Gonna educate myself further.

Didn't learn this in high school but not just recently either. Probably about 8 to 10 years ago, but still way late in life. In this country, you really got to educate yourself...

Redlining messed up my credit score!

shoutout my history/sociology teacher in high school introducing a lot of us to the concept of redlining even though it definitely was not part of the syllabus

I learnt so much from this video. Also, I kinda liked the corny humour lol

Thanks for this guys. Trying to educate kids here in Scotland about the current issues facing ethnic minorities in America, and this really helps join the dots from the Reconstruction to present day.

Why don't they teach this in school? I really wonder why. *eye rolls*

They don’t teach this in US History class in elementary school

This was so informative and interesting

This taught me more than any history class in high school. Thanks to The Root for taking time to make this excellent video and sharing it.

I feel like there needs to a video like this for almost every history and civics topic taught in school.

Thank you for educating me on this! I knew a little bit about it, but not nearly enough....This was very helpful!

Thank you! This is helpful for people like me whose formal education put people like FDR on a pedestal. May the unlearning and learning continue.

This video does a fantastic job of breaking down a recent historical injustice. Unfortunately, judging from the comments made, the #1 takeaway from all of this is “FDR was a Democrat.” 🙄🤦🏻‍♂️

Thank you for sharing. I don't even know why I was surprised by the dislikes :I

The last few minutes of this are SO powerful. Thank you so much.

It's so hard to find informative videos that wont put me to sleep or make me wanna click away. This one kept my attention and I loved their sense of humor! Great job!

Damn and the cycle continues.... we never had a even playing field

This is new to me too I wasn’t taught this in high school I wonder why

Great format, keep it up !!!!

She is so right about Detroit I went through DPS it’s very CLEAR who they care about in this state and it’s not DPS.

I hope my fellow Realtor's will watch this and advocate for change.

Wow, I'm two years late but I learned so much! Redlining is evident in my area, especially in Norfolk, Virginia. Thank you for educating me ♥️

Even when they put their lives on the line were denied their VA loans

thank you for making me chuckle while learning about systemic racism, i didnt know that was possible

Thank you for this informative video. Made me curious to do more research on systematic racism.

So much great information, but its not presented in a palatable way to the systematic oppression deniers in my sphere of influence. Can we redo this video with white people please? I'm kidding. They are going to remain ignorant by choice no matter how well done this video is. (Which is currently great.)

Short and sweet & informative!

It's refreshing to see/hear African-Americans present history (especially the racist aspects of history) instead of some geeky white American guy behind a mic. Redlining is definitely still around today. Here in Honolulu, HI trying to find a place to rent. It's clear that as a Person of Color some neighborhoods just straight up don't want me. The white Americans get the cheaper places at $695 or so leaving the more expensive (and further from the city center) rentals to POC like me. What's crazy is that 74% of the residents on the Hawaiian Islands are POC! It's just most of them are brainwashed by Hollywood to look up to the white Americans who illegally overthrew their kingdom in 1894, enslaved their ancestors, and continue to use them as a piggybank full of POC folks today... This is what happens when you don't stand up for yourself. Aloha doesn't solve everything. It's a continual inspiration to watch how African-Americans have fought/continue to fight for their freedom/equity in the world.

Great video!! Commenting for the algorithm 🥰😘😍💕

Very Informative and Entertaining

This is such invaluable knowledge that provides context for why there is such a wide racial wealth gap in the USA. I’m not American, but this information seems essential to understanding the racial climate of the country currently. I’m completely shocked they don’t teach this in schools!!

They definitely lightened this HEAVY subject. It's so sad that the sick people running the banks, etc. do that.

Marble-freaking-floors????? This video is SO GOOD. Thank you!

Thank you very much for this information , I became more educated

Hope everyone understands the democrats voted for this policy, FDR was a dem as well. The republicans majority voted against it. No party switch 👍🏼👍🏼

Thank you for educating us so that we can pass on for what we’ve learnt to those who are uneducated I mean this in a non sarcastic and passive aggressive way, teach them instead of lecturing and arguing sit down and talk hear them out respect what their opinions now share yours find a mutual understanding

I'm astonished by how many people don't know what redlining is and how it played a role in US history. Terrible. Great video.

All by design

CORRELATION ≠ CAUSATION A lot of opinionated comments in what is supposed to be factual. This was bad sure. But none of this DIRECTLY impacts back people today ANYONE who talks about how elite white people 60-200+ years ago, hurt back people in todays age: They go on about indirect impacts “Black hoods are worth less” defines “black hoods”? No where on todays age says pay less for black housing. Could any factors such as credit score, education, crime, house upkeep, drugs etc etc etc at all impact the housing value? Oh wait, I forgot all that is racist. And “3X as likely to be arrested” Could it be one group draws attention to themselves more than the other? OR ARE WE UNABLE TO SEE THE FACT THAT: CORRELATION ≠CAUSATION

Thank you for this resource, I learned a lot

Thank you both for this it’s time to bring out the truth the age of information

This is a good and simple breakdown that gets right to the point. Thanks!

I did not know this. They didn't teach me either. Thank you for sharing so I am now able to better open my eyes. I knew racism was systemic, just didn't know the policies they used outside of the south to do it.

The explanation was great and enlightening, but no solutions to address and correct the problem were offered/suggested. I'd love to hear the video producer, Felice Leon's and Michael Harriot's, ideas on how the issue of present-day redlining can/should be addressed and corrected. :) Problem-solving cap on and wanting to know how to help fix the problem from continuing into the future.

Agreed and it's difficult to break that cycle. In my hometown, nearly all the new housing in the 70 years last has been in the white north. There is new housing coming online in our south end BUT it's in a white section. Discrimination runs both ways. I was home searching in all my affordable sections of town in the late 1990s. I had a woman of color who wouldn't show me homes in the south end. There was always some 'excuse'. She did show me a home in a black neighborhood in the north side before most of it was leveled to make new subsidized public housing. Didn't buy then. Tried again 6 years ago. Found houses that piqued my interest in 'black neighborhoods. The popular realestate agent in that time and area was black. He too wouldn't sell foe various 'reasons'. My agent called with a simple question about the home not covered in the information sheet. He insulted us and held onto that empty property another year before he sold to 'one of his kind. Sad & shameful.

This is new to me fr fr wow glad to learn about it though real rap

Thanks for Opening our eyes

Why do we continue to rely on the same government that put us in these types of positions!??

The decisions that black people made once they moved to those white cities shaped black America more than anything else. As a guy born in the 90s, I certainly wish I could have experienced what those cities were like in 1940 or 1950. No such thing exists in the United States today. At least I got to experience my hometown as a kid, but now that's gone, too. And you'll never guess what's happened to our violent crime rate! Thank you so much! And if you can't read the tea leaves yourselves... this little experiment has failed. It's over.

Information information!!

Dude I am not from the US, I never heard of that before, and damn it's disgusting.

this is good information , but like most "insight" we give our people on these matters we provide vivid detail of the problem yet spend little to no time presenting solutions .. we're not helpless or incapable in this exchange . im sure we all know that protesting , rioting and looting AINT the solution , but what is ?? i dont have a platform or nothing , but my suggestion to those that do is to begin putting effective and EFFICIENT ideas and efforts together that our people can consistently get behind nationwide to better OUR communities . it starts at home . With open ended videos like this , all it does it encourage more bitterness , frustration , and victim mindset in our communities . WE NEED TO DO BETTER . And we are more than able to do just that on our own . be blessed

I had no idea this happened. How do we stop the banks from redlining? Please do more videos like this. It was pretty shocking to me.

I never realized how deep it was but this was very powerful ✊🏽

Never learned this in school!

Properties cant be value the same, when on one neighborhood people cant sleep with loud sound systems in the cars playing rap teaching our kids to rape, do drugs....... the expensive one is quiet. The expensive neighborhood keeps their lawns cut and clean and dont have a need for metal fence cause of fear of someone trespassing. You can walk safe around without a bunch of kids jumping on you, cause their dad is to busy smoking weed..... Im black married to a latin girl.... im not dumb to play always a race card.

Oddly enough, the suburban street in a gated community that I live on has 6 white families, 5 black families, 1 Asain family, 1 Hispanic family, and 1 black/white mixed family. Go figure.

Great simplistic explanation. I love this channel. Unfortunately declining still exists today. I'm I law enforcement and am a managing real estate broker. It was very evident when I tried tried to cash it my paid off owner occupied unit. It appraised at 150k 12/2018 only for the loan to be denied (my credit is fine and ive been on the job for 21 years). I needed to get new windows, cameras etc for the property. It took a whole year before I was able to obtain financing. You know it's happening but you can't prove it. My suburb of Chicago has not rebounded from the mortgage crisis yet the real estate taxes have gone from 7k in 2002 to 14-15k present day, the school district is not so good, there are more transient type people roaming about and what's worse is gunshots are heard weekly now. I cannot sell it because no one wants to pay full price and 15k in taxes when this same type of building in Chicago is worth double and 1/3rd of taxes. Signed, live my property but I'm doomed and am just figuring it out. Keep up ur work.

I just did a project over the 1619 Project so I was surprised to see Nikole, Great video!

I honestly can't believe there is a single dislike on this video. The racism that is still so prominent in American society is so shameful to a nation who claims to welcome all people. I'm writing an essay on redlining and racism to add a contribution to the group of people who are working hard to bring justice and equality into the "American Dream". Thanks so much for providing transparent, accurate information on a hidden topic that is so essential for us to uncover.

These racists have hurt my people so bad damm

Thanks for this video its a perfect breakdown

Love this video they should teach this in school

How do we stop this from continuing?

FAir Housing the privacy act and human right act are somewhat still in effect. Black and Brown People ARE TARGETED however we often forget what happens during while others participate in AMERICAN GREED

Very informative

White people got it good I mean with all the white supremacy help and all

Let’s talk about how South Africa has affirmative action for a population that makes up 80%, and they still need and always will need help

I would love to see some sources and statistics on this issue. There didn't seem to be any in this video.

That is the reason why we have to unify as a people this is all done by Design every other group it's passing Us by and if we don't get together we're going to become a permanent underclass

I never even knew this 🤦🏾‍♀️

This IS Systematic racism. - a white ally.

We need 1) UBI, 2) universal healthcare, and 3) a ban on school-funding from property taxes. This country cannot overcome the wealth inequality caused by its racist history if we don't do these things.

So how do we combat these problems, I don’t want to wait on the government to fix this problem

It's sad because these issues are probably really easily solved by people in power if they wanted to solve them. It's not unrealistic to suggest that even now, the ones at the top profit from prejudice

idk what schools you guys are going to, I learned about this over multiple years of social studies

She spoke the truth @7:42 FACTS‼️

The past is in the past... What we need is leadership in the black and latino communities, and encourage younger generations to pursue education or marketable skills. When I went to school in the city it was all about scoring points by acting more thuggish than your peers. Those that were hitting the books? They where looked down upon because it was a toxic environment for learning. We need to change that perception by going back to family values, not wait for other people from the suburbs to do it for us.

León? Is this girl Hispanic? She looks ADOS and identifies as 'black' so she marries a Hispanic and takes his name which she then uses on resumes. It's important to note that black men don't have that option and often have their resumes more readily dismissed.

So if you don’t have good credit and a solid income to meet those requirements, they still can’t get a home loan?

If the tax payers in Gross Pointe pay so much more in taxes, don’t they deserve better schools? Universal truth, you get what you pay for.

Why are homes in black neighborhoods less valuable? I think this is maybe a problem that can be solved with money. Why don’t we upgrade and beautify historically black neighborhoods?

Welp decided to educate myself about redlining after being repeatedly told that all the nice city limit homes for sale were “under contract”

Thank you for the knowledge.

So, like the so and so. He looks like an original family but from the americas. The really tall dark skin that is giant, he looks like an original family kind but the extra ones from the middle east, diplomatic creation for a special type of work.

as a white canadian man (who is definitely not living up to "white male" standard), I see this in my own social infrastructure. Time for change. Please. This hurts us ALL more than a lot of people understand.

this should be in every school curriculum but we know that won't happen. The domino effect generational. Still need atonement.

Nobody and i do mean nobody wants to live around lazy people who wont take care of their property and think its the cities job to clean up the area in which they live

We should have accepted the way of Elijah Muhammad.He said,"let us make our neighborhoods decent".Back then,we had the manpower because we were into the trades.

1:38 I think that's Forest Hills in Queens.

It might be enlightening to overlay redline maps with gerrymandering maps!

"drugs and property crimes were almost exclusively contained within the redlined neighborhoods" Meanwhile, the maps displayed show atleast half (but probably more) of the dots outside of the red areas. Also, at the time that the HOLC created its redline maps, 85% of the people living inside of those redlined areas were poor whites. But telling the truth about the common interests between poor whites and poor blacks (or basically, poor people of all races) wouldn't drive the narrative in the way that the elite, educated class wants it to go . . . and of course, those people understand that, if poor, working class whites and poor, working class blacks ever woke up to the reality that they share the SAME interests, it would be one helluva threat to the power and influence of the "we know better than you" crowd. Thus, they perpetually fan the flames of division . . . maximizing differences in culture and supposed differences in values in order to keep people divided.

Honest question, maybe I missed something but what caused these redlined neighborhoods to be valued less was it simply because they were black? Why were the green neighborhoods cleaner and fancier over the redlined neighborhoods which appeared more worn and caused the less taxes to be paid?

Someone help me understand something, they showed a map of Berkeley and Oakland with redlining districts historically singled out which would mean lower home values. Yet everyone knows even a rundown 100 year old Victorian shack anywhere in Oakland or Berkeley is going to go for more than a house of close to double that size in say, Fresno. So redlining might mean these oaklanders aren’t millionaires but they’re certainly far more wealthy than the average Californian just because they own in the Bay Area market. What’s to stop them from selling their shack for $500k and moving into the suburbs away from the major cities?

To be fair America is getting more equal. Almost no millennials own homes. I wish equality would help black people instead but oh well..

so how do you fix this? even theoretically…..

Do the maps still exist today? Do they change?

how does school choice/opportunity zones play into this?