Yes, truly, investing in the market, even if it's just the S&P 500, can keep up with inflation, because the growth rate of stocks will always exceed the inflation rate. But if you don't have the courage, you could just invest with a financial advisor, which even has greater return on investments, while securing your investment against losses.

Yeah, financial advisors could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2019, and I return at least $121k ROI, and this does not include capital gain.

nice! once you hit a big milestone, the next comes easier.. who is your advisor please, if you don't mind me asking?

Vivian Carol Gioia is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

I find this informative, curiously explored Vivian Carol Gioia on the web, spotted her consulting page, and was able to schedule a call session with her, she shows quite a great deal of expertise from her resume.. very much appreciated

I completely understand your concerns. But In this current unstable markets, It is advisable to diversify while retaining 70-80% in secure investments. looking at your budget, you should consider financial advisory.

You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a broker, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.

This sound interesting. I’m not really one to use pro analysts, but I guess it would not hurt to try one. My portfolio is in the red waters right now

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with Carol Vivian Constable for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.

The new policy, while currently challenging to the stock market overall, could prove beneficial to Financial stocks. If you're not who understands strategies to invest in this volatile market, seek a Financial advisor to guide you

It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $30k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.

in times like these, it's crucial to be cautious and not rush into the market , Who is this your FA , my portfolio needs urgent attention , been a lot of loss.

*Heather Ann Christensen* is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.

I thought I was the only person caught this error. Wrong about the basics in this video, 😂.

Actually dumber

There are smaller youtubers out there who explain it much better. WSJ explains it like how a school would explain it. Kind of vague

@@Yeet-yx9tw // And wrong

@@Yeet-yx9tw what more do you want? This is all there is to it.

@@Yeet-yx9tw . This is all amateurs like you need to know unless you're an economist in which case you should have paid attention in college.

And then bring it down to 0.05% 5 years after the 30th covid wave 🤣

Real inflation is closer to 16-17%. Ain't no way the Fed can raise interest rates that high. Thus America is screwed

They don’t need to raise rates above inflation It just needs to be enough to cool the economy The 10% inflation rate is temporary anyways, it’s caused mostly by supply side inflation.

@@harsh_adukia 😥😣💰⚠️

COLLAPSE OF THE US Economy is coming. BLM Biden's laptop matters. The Taliban and Cartel are infiltrating the country through the southern border. THIS IS just diversions. focus AmericA. Look at US diesel fuel levels. Our fuels is being sent off shores.🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩🚩

👍🏻

i personally would see higher then that, as I would account the inflation/Real Export, and the structure of the economy, as the econmy turns to finance it capitalized on the current market, there fore the volume of inflation is or the ability to fight inflation with real GDP is much lower then the 70's ( laymens term, you have a huge credit card and a much lower paycheck).

Remove interest rates problem solved

Inflation has been steadily increasing ever since the fed was created, even if the rate decreases it won't stop inflating. That's what happens when interest on debt generates money out of thin air while the money printer goes brrrrrrrrr.

@@chinavirus841 then inflation would be out of control

@@bustavonnutz thats why I'm wondering why people are so pumped to get the inflation rate to 2%. Why isn't the goal 0%? They reason they claim is price of goods might go down. Thsts a good thing lol

The market has been a turmoil since covid, the brief relief rallied for only a year and now the devastating effects of pumping trillions into the economy is here and will be for a while.

Fixed income and treasuries may work for you while you try to figure out the next entry point for stocks

It is always good to have a balanced fin-plan. I work with a professional planner and fixed-income strategist in NY. the fixed income portion of your portfolio won’t simply serve as a buffer to the volatility of the equity portion of your portfolio, but will provide legitimate income.

@simone_maya Who are you working with please?

LOREN LENA WALKER, advanced lady in 60s or 70s and professional, reserach if you care for supervision.

yeah and what most people dont realize is that inflation hurts the poorest the most. Those living pay check to pay check, welfare, pensions, and government aid.

@@starsn7974 you kidding right ?

Commercial banks may require cash in the short-term for a couple of reasons -- need to meet reserve requirements (how much money they're mandated to hold in vaults, etc.), there's a depositor who's asking for his/her large sum of money back, it's time for a loan to be paid back by the commercial bank, etc. So this creates the need for short-term cash (remember, most of bank's capital isn't in the form of cash -- they invest it, trade it, loan it to other people, and so on). And that's when commercial banks borrow from one another (we call the rate at which this is done the "overnight rate"), or if that doesn't work, then commercial banks borrow from the Fed (we call the rate at which this is done the "federal funds rate"). So basically, the Fed sets the federal funds rate, and that influences the overnight lending rate (the video goes into this). Think of it like JPM needing $1,000,000 right now. If they want to borrow from the Fed, they have to pay back $100,000 worth of interest. Bank of America happens to have an extra $1,000,000. So they go to JPM and offer to loan it out such that only 1,000 needs to be paid back. Obviously, JPM will loan from BOA instead of the Fed. (arbitrary example, numbers are for illustration only). If you'd like to read more about this stuff, do consider checking out nanithemoney.substack.com Cheers! Hope this sheds some clarity on the topic.

no, i noticed that too. they got it wrong

The video is wrong: no institution will give saving interest rate higher than lending interest rate. Chase won’t issue a loan with 3% and take deposits for 4%. FRB can’t do that either. Reserve interest is FRB’s saving rate, and reversed repo is its lending rate

Wall st will buy and sell anything 90% knew about subprime mortgages but still traded it anyway

I agree 100%!!! I've been saying this for years but morons with no clue how capitalism work don't get that WS drives up the cost of the living of Americans by betting against us!!! The only winners in this economy are the top 1%.

The video got it wrong. Otherwise, If reverse repo is lower interest rate than reverse interest, I will borrow from fed with lower rate and deposit right back as reserve to earn higher rate. This won’t happen

yeah is that a mistake?

There's nothing federal about the FED and the 'reserves' were depleted a long time ago. It's all a game of musical chairs. 😬

Nope

I'm studying the federal funds market in my economics class and we studied that the lower limit indeed should be the interest on excess reserves, but the upper limit should be the discount rate. So, yes I believe it's a mistake, but the change you suggested isn't exactly correct either.

Labour market

Precisely! Our main focus at the moment should be strategies to manipulate our current situation, many people are making millions from this down market, but information like this doesn't make the news.

My father once told me not to put all of my apples in one basket. Find a fiduciary-counselor to help you invst for the long haul and reduce your monthly expenses.

@@Shultz4334 Totally true, The financial market is definitely the most awkward teenager with the wildest mood swings. I started in 2020 and that same year I made gains of over $758,000, and all I was doing was basically following the guidance of a Fiduciary-counselor (Katherine Duffy Burke), she does all the hard work and I just copy.

@@CristianHulbert WOW!!!. I will be retiring early and i want to expanded my $380k reserve. Please who helped you and how can I count with Katherine?

@@RachelBrinkmeier Lookup her fullname using your webbrowser

Because the video got it wrong. The IORB is the lower bound, and reversed repo set the higher bound.

@@huachengli1786, in fact upper bound is Discount Rate. and, both IORB and ON RRP are lower bound. As some non-bank financial institutions are not eligible to access IORB, ON RRP is the effective lower bound.

Designing a society where we don't have to own a car to do daily tasks is a better long term solution

@@WhatIsThis-zq4hk it's an fictional examble you dufos

@@WhatIsThis-zq4hk who wants to use public transport no thanks

@@hospitalsgivingpatientsdan8894 American public transport sucks. Try going 200 mph while sipping tea on a cozy Japanese bullet train then you will realize what you’re missing. Or you could just see a comparison of a typical Netherlands commute vs a North American commute in public transit.kzfaq.info/get/bejne/iaqIdZN0vpjYg4U.html

@@WhatIsThis-zq4hk that’s about the answer l was expecting enough said !

From what I can gather, the fed loans to the banks at 5%, so presumably the banks could loan to smaller businesses at 4%, but they would be losing money. I don't think there are any laws about this, other than the organic laws of the market

This was well planned. This is no coincidence. It’s amazing how most people don’t see past surface of their true intention. Too many people were catching up financially with internet and so on and they don’t want that. Mudslide effect created.

unless they inherit property/other wealth

They need to all save now and stop wasting their money on coffee, electronics and online purchases. They are spending way more than any past generation. They can do it but it takes sacrifice and saving. That's what our grandparents and parents did. Now we have people in high schools with car payments and $1k phones in their pockets. Need to change the mindset if we're going to save us.

That is not what the Fed funds rate is for.

As the video says, this is something out of the Fed's control. It's true that the Fed funds rate can influence the broader economy, but your discussion of zoning laws and regulating corporations falls into the realm of politics rather than monetary policy.

@@lzx868 we just have to be willing to print money for investments that have deflationary effects

The video wasn't about money supply which is an entirely different and more complex topic.

No more than 0%

There's nothing federal about the FED and the 'reserves' were depleted a long time ago. It's all a game of musical chairs. 😬

No inflation was created during covid when they expanded the money supply by 1/3. The supply issues were an aftermath of shutdowns, people not working and free money.

Couldn't agree more, there aren't enough people with this view

But why aren’t they doing that?

@@andrewkerrill5076 Because their goal isn't to protect ordinary people

You aren't giving Brandon enough credit for canceling hundreds of thousands of jobs & causing gas prices to soar after he cancelled Keystone X, leases on over half of all federal land in the US, & barred exploration for oil in ANWR off Alaska + Chaco Valley. We're being punished by sanctions HE imposed & then proceeded to do absolutely nothing to alleviate them. The Ukraine war would've had *zero* effect on America & the economy if it weren't for him.

They need 2 quit giving every other country millions of dollars. Where I work anymore every 1 speaks minimal English.

That’s because the housing market isn’t regulated. In Scandinavia and parts of Europe the housing market is regulated and protected from the kinds of speculation that exists in America. But any type of intervention of that sort is seen as cOmMunIsM. So good luck with your free market.

Yes, it did work you clown.

“The use of quantity of money as a target has not been a success. I'm not sure that I would as of today push it as hard as I once did.” - Milton Friedman

I think something like this is what spiked the french revolution. but the western government have used tactics to feminize men ever since the dollar was removed off of the gold standard. maybe to prevent revolution once it all came to light

Scam